EXHIBIT 23.01

                          INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in this Registration Statement of
The Hartford Financial Services Group, Inc. (the "Company") on Form S-8, which
registers 384,759 shares of Common Stock and the Series A Participating
Cumulative Preferred Stock Purchase Rights of the Company, of our report dated
February 19, 2003 (which report expresses an unqualified opinion and includes an
explanatory paragraph relating to the Company's changes in its method of
accounting for [a] goodwill and indefinite-lived intangible assets in 2002, [b]
accounting for derivative instruments and hedging activities in 2001, and [c]
the recognition of interest income and impairment on purchased retained
beneficial interests in securitized financial assets in 2001), appearing in the
Annual Report on Form 10-K of the Company for the year ended December 31, 2002.

DELOITTE & TOUCHE LLP
Hartford, Connecticut
May 30, 2003