Reserve for Unpaid Losses and Loss Adjustment Expenses (Tables)

6 Months Ended

Jun. 30, 2018

Liability for Unpaid Claims and Claims Adjustment Expense, Activity in Liability [Abstract]

Liabilities for Unpaid Losses and Loss Adjustment Expenses

Unfavorable (Favorable) Prior Accident Year Development

	For the six months ended June 30,
	2018			2017
Workers’ compensation	$	(73	)	$	(20	)
Workers’ compensation discount accretion	20			16
General liability	28			10
Package business	(7		)	—
Commercial property	(12		)	(6		)
Professional liability	8			—
Bond	—			(10		)
Automobile liability - Commercial Lines	(10		)	20
Automobile liability - Personal Lines	—			—
Homeowners	(13		)	—
Net asbestos reserves	—			—
Net environmental reserves	—			—
Catastrophes	(34		)	(13		)
Uncollectible reinsurance	11			—
Other reserve re-estimates, net	3			5
Total prior accident year development	$	(79	)	$	2

Property and Casualty Insurance Products

Rollforward of Liabilities for Unpaid Losses and Loss Adjustment Expenses

	For the six months ended June 30,
	2018			2017
Beginning liabilities for unpaid losses and loss adjustment expenses, gross	$	23,775		$	22,545
Reinsurance and other recoverables	3,957			3,488
Beginning liabilities for unpaid losses and loss adjustment expenses, net	19,818			19,057
Provision for unpaid losses and loss adjustment expenses
Current accident year	3,362			3,563
Prior accident year development	(79		)	2
Total provision for unpaid losses and loss adjustment expenses	3,283			3,565
Less payments
Current accident year	934			1,009
Prior accident years	2,308			2,292
Total payments	3,242			3,301
Ending liabilities for unpaid losses and loss adjustment expenses, net	19,859			19,321
Reinsurance and other recoverables	3,772			3,508
Ending liabilities for unpaid losses and loss adjustment expenses, gross	$	23,631		$	22,829

Group Life, Disability and Accident Products

Rollforward of Liabilities for Unpaid Losses and Loss Adjustment Expenses

	For the six months ended June 30,
	2018			2017
Beginning liabilities for unpaid losses and loss adjustment expenses, gross	$	8,512		$	5,772
Reinsurance recoverables	209			208
Beginning liabilities for unpaid losses and loss adjustment expenses, net	8,303			5,564
Provision for unpaid losses and loss adjustment expenses
Current incurral year	2,317			1,319
Prior year's discount accretion	120			101
Prior incurral year development [1]	(217		)	(112		)
Total provision for unpaid losses and loss adjustment expenses [2]	2,220			1,308
Less: payments
Current incurral year	974			542
Prior incurral years	1,335			833
Total payments	2,309			1,375
Ending liabilities for unpaid losses and loss adjustment expenses, net	8,214			5,497
Reinsurance recoverables	235			212
Ending liabilities for unpaid losses and loss adjustment expenses, gross	$	8,449		$	5,709

[1] Prior incurral year development represents the change in estimated ultimate incurred losses and loss adjustment expenses for prior incurral years on a discounted basis.

[2] Includes unallocated loss adjustment expenses of $85, and $48 for the six months endedJune 30, 2018 and 2017, respectively, that are recorded in insurance operating costs and other expenses in the Condensed Consolidated Statements of Operations.