8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 27, 2015

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware	001-13958	13-3317783
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)
The Hartford Financial Services Group, Inc. One Hartford Plaza Hartford, Connecticut		06155
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (860) 547-5000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02 Results of Operations and Financial Condition

On July 27, 2015, The Hartford Financial Services Group, Inc. (the "Company") issued (i) a press release announcing its financial results for the quarterly period ended June 30, 2015, and (ii) its Investor Financial Supplement (“IFS”) relating to its financial results for the quarterly period ended June 30, 2015. Copies of the press release and the IFS are furnished herewith as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference.

The information furnished pursuant to this Item 2.02, including Exhibits 99.1 and 99.2, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933 or the Exchange Act.

Item 9.01 Financial Statements and Exhibits

Exhibit No.
99.1	Press Release of The Hartford Financial Services Group, Inc. dated July 27, 2015
99.2	Investor Financial Supplement of The Hartford Financial Services Group, Inc. for the quarterly period ended June 30, 2015

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:	July 27, 2015	By:	/s/ Scott R. Lewis
		Name:	Scott R. Lewis
		Title:	Senior Vice President and Controller

EX-99.1

NEWS RELEASE

The Hartford Reports Second Quarter2015 Financial Results And Announces Increased Capital Management Plan

• Second quarter 2015 core earnings per diluted share* of $0.91 compared with $0.31 in second quarter 2014

• Second quarter 2015 net income per diluted share of $0.96 versus a net loss of $1.00 in second quarter 2014, which included a $1.32 loss from discontinued operations due to the Japan annuity business sale

• Property & Casualty second quarter 2015 combined ratio before catastrophes and prior year unfavorable loss reserve development* was 88.9, a 3.8 point improvement over second quarter 2014

• Book value per diluted share, excluding accumulated other comprehensive income*, was $42.41, up 8% over June 30, 2014

• Equity repurchase plan increased by $1.6 billion and extended through Dec. 31, 2016 and debt management plan expanded to include repayment of $275 million maturing in 2016

• Increased quarterly common dividend by $0.03 per share, or 17%, to $0.21 per share

HARTFORD, Conn., July 27, 2015 – The Hartford (NYSE:HIG) reported core earnings* of $389 million for the three months ended June 30, 2015 (second quarter2015), an increase of $245 million from $144 million in second quarter2014. The increase was primarily due to improved underwriting results in Property & Casualty (P&C) and higher core earnings in Talcott Resolution. The improvement in P&C underwriting results included better current accident year loss results and lower unfavorable prior year loss and loss adjustment expense reserve development (PYD) related to the company's annual ground-up asbestos and environmental (A&E) study. Higher core earnings in Talcott Resolution were due to a $48 million tax benefit and the impact of strong investment income, principally from higher limited partnership and other alternative investments (LPs).

Second quarter2015 core earnings per diluted share was $0.91 compared with $0.31 in second quarter2014, reflecting increased core earnings as well as the 9% decrease in weighted average diluted common shares outstanding over the past 12 months due to the company's equity repurchases.

*Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP).

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Second quarter2015 net income totaled $413 million compared with a net loss of $467 million in second quarter2014, which included a $617 million, after-tax, loss on discontinued operations from the sale of the company's Japan annuities business. Excluding this loss, second quarter 2015 net income improved $263 million over second quarter2014, largely as a result of the $245 million increase in core earnings. Second quarter2015 net income per diluted share was $0.96 compared with a net loss of $1.00 per diluted share in second quarter2014.

“The Hartford delivered strong financial and operational performance for the second quarter of 2015, reporting improved results across all of our businesses,” said The Hartford's Chairman and CEO Christopher Swift. “Reflecting our financial strength, we also expanded our capital management plan and increased our quarterly common stock dividend. Looking ahead, we have the right strategy, capabilities and people to drive our continued success in a dynamic marketplace.

"With our strategic and financial transformation essentially complete, we are focused on profitably expanding our businesses. As we consider management of excess capital in the future, we will prioritize opportunities that accelerate our premium growth and operating capabilities. In the event that we do not find opportunities that meet our strategic and financial objectives, we will continue to return excess capital to our shareholders,” concluded Swift.

“Both Commercial and Personal Lines delivered improved underwriting results, with a P&C combined ratio of 88.9 before catastrophes and prior year development," said The Hartford's President Doug Elliot. "Operationally, we strengthened our underwriting capabilities, increased distribution effectiveness and added new leadership talent. In Group Benefits, we returned to top-line growth while maintaining strong underwriting discipline and reported a 6.3 percent after-tax core earnings margin.”

CONSOLIDATED FINANCIAL RESULTS

($ in millions except per share data)	Three Months Ended
	Jun 30 2015	Jun 30 2014	Change2
Core earnings (loss):
Commercial Lines	$264	$213	24%
Personal Lines	$42	($27)	NM
P&C Other Operations	$(113)	$(146)	23%
Property & Casualty	$193	$40	NM
Group Benefits	$56	$52	8%
Mutual Funds	$22	$21	5%
Sub-total	$271	$113	140%
Talcott Resolution	$171	$101	69%
Corporate	$(53)	$(70)	24%
Core earnings	$389	$144	170%
Net income (loss)	$413	$(467)	NM
Weighted average diluted common shares outstanding	428.1	467.9	(9)%
Core earnings available to common shareholders per diluted share¹	$0.91	$0.31	194%
Net income (loss) available to common shareholders per diluted share¹	$0.96	$(1.00)	NM

[1] Includes dilutive potential common shares

[2] The Hartford defines increases or decreases greater than or equal to 200%, or changes from a net gain to a net loss position, or vice versa, as "NM" or not meaningful

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Second quarter 2015 financial results included the following items that had a net unfavorable $87 million, after-tax, or $0.20 per diluted share, impact on both net income and core earnings:

• Unfavorable PYD in the P&C Other segment of $134 million, after-tax, compared with $164 million, after-tax, in second quarter 2014 for the company's annual ground-up reserve study for A&E. The second quarter 2015 PYD included $99 million, after-tax, for asbestos as a result of greater than expected claim filings on a small number of peripheral accounts; new claims trends on the majority of peripheral accounts, particularly for mesothelioma, declined as expected since the prior year. Unfavorable environmental PYD was $35 million, after-tax, due to deterioration on a small number of insured businesses at Superfund sites and higher new claims severity, although frequency has declined;

• Excluding A&E, unfavorable PYD in P&C totaled $14 million, after-tax;

• A $13 million, after-tax, benefit from the resolution of litigation in P&C; and

• A $48 million federal tax benefit in Talcott Resolution.

Increase In and Extension of Capital Management Plan for 2014-2016

The Hartford also announced today that its board of directors approved an increase in and extension of the company’s capital management plan. The current equity repurchase plan was increased by $1.6 billion and extended through Dec. 31, 2016. The debt management plan was expanded to include the repayment of $275 million of debt maturing in 2016 and extended through Dec. 31, 2016. The board of directors also declared a quarterly dividend of $0.21 per share of common stock, payable on Oct. 1, 2015, to shareholders of record at the close of business on Sept. 1, 2015. This represents an increase of $0.03 per share, or 17%, over the prior quarterly dividend.

“By focusing on margin expansion within our P&C, Group Benefits and Mutual Funds businesses and reducing the size and risk of Talcott Resolution, we have significantly improved the company’s financial strength, enabling us to expand our capital management plan,” said The Hartford's Chief Financial Officer Beth Bombara. “We continue to deepen our capabilities and are a strong competitor in each of our chosen markets. We will maintain financial flexibility and execute our strategy, including effectively managing capital to create shareholder value.”

The 2014-2015 equity repurchase authorization initially announced in February 2014 and increased in July 2014 totaled $2.775 billion through Dec. 31, 2015. As of July 24, 2015, the company had used approximately $2.4 billion of this authorization, for 63.4 million shares, including $250 million for 6.0 million shares in second quarter 2015. Today’s approval extends the approximately $398 million remaining under this plan through Dec. 31, 2016 and adds an additional $1.6 billion, for a total of approximately $2.0 billion for equity repurchases through Dec. 31, 2016. The company currently intends to use this authorization ratably through the end of 2016.

The 2014-2015 debt management plan initially announced in February 2014 and expanded in July 2014 was comprised of the expected repayment of $656 million for 2014 and 2015 debt maturities and a debt management authorization of $500 million through Dec. 31, 2015. Through June 30, 2015, the company had repaid $489 million of maturing debt and utilized $317 million of the debt management authorization, leaving $183 million outstanding under the current authorization. Today the board of directors authorized the extension of the $183 million remaining under the debt management plan through Dec. 31, 2016. The company also announced that it intends to repay $275 million of debt maturing in 2016 in addition to the remaining $167 million 2015 debt maturity under the prior plan.

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COMMERCIAL LINES

Second Quarter2015 Highlights:

• Core earnings increased 24% over second quarter2014 due to improved underwriting results in all three business lines

• Combined ratio before catastrophes and PYD of 88.4 improved 4.7 points over second quarter2014

• Standard Commercial renewal written pricing increases averaged 3%, consistent with first quarter 2015

($ in millions)	Three Months Ended
	Jun 30 2015	Jun 30 2014	Change
Core earnings	$264	$213	24%
Net income	$259	$199	30%
Underwriting gain*	$126	$60	110%
Net investment income	$239	$230	4%
Combined ratio	92.2	96.2	4.0
Catastrophes and PYD	3.9	3.0	(0.9)
Combined ratio before catastrophes and PYD	88.4	93.1	4.7
Small Commercial:
Combined ratio before catastrophes and PYD	85.1	87.6	2.5
New business premium	$141	$140	1%
Policy count retention	83%	84%	(1.0)
Middle Market:
Combined ratio before catastrophes and PYD	89.3	97.6	8.3
New business premium	$119	$110	8%
Policy count retention	81%	80%	1.0
Written premiums	$1,655	$1,571	5%
Standard Commercial renewal written pricing increases	3%	5%	(2.0)

Core earnings in Commercial Lines increased $51 million, after-tax, or 24%, in second quarter2015 to $264 million, after-tax, largely due to an improvement in the combined ratio before catastrophes and PYD. Net investment income also contributed to the increase, rising $9 million, or 4%, to $239 million, before tax. The growth in investment income was due to higher investment income on LPs.

Commercial Lines underwriting gain rose to $126 million, before tax, in second quarter2015 for a 92.2 combined ratio compared with a second quarter2014 underwriting gain of $60 million, before tax, for a 96.2 combined ratio. The increased underwriting gain and improved combined ratio were principally due to stronger underwriting results, before catastrophes and PYD. Unfavorable PYD and current accident year catastrophe losses were slightly higher than second quarter2014. Unfavorable PYD in Commercial Lines in second quarter2015 totaled $21 million, before tax, compared with unfavorable PYD of $12 million, before tax, in second quarter2014.

Second quarter2015 combined ratio before catastrophes and PYD improved 4.7 points over second quarter2014 to 88.4, reflecting improvement in each of the three business lines. Middle Market had an 89.3 combined ratio before catastrophes and PYD, while Small Commercial had

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an 85.1 combined ratio before catastrophes and PYD. The improvement in both Small Commercial and Middle Market compared with second quarter2014 resulted from continued margin improvement in workers’ compensation and favorable non-catastrophe weather and non-weather property experience. Specialty Commercial combined ratio before catastrophes and PYD improved 2.7 points to 98.8 due to favorable results in Financial Products and a slight shift in premium mix toward Bond, which has a lower combined ratio.

Second quarter2015 written premiums in Commercial Lines grew 5% over second quarter2014 to $1,655 million, reflecting continued renewal written price increases and sustained strong retention in Small Commercial and Middle Market, which together comprise about 87% of Commercial Lines written premiums. Second quarter2015 renewal written price increases averaged 3% in Standard Commercial, including 3% in Small Commercial and 2% in Middle Market, exclusive of specialty programs and livestock. Policy count retention remained strong at 83% in Small Commercial and 81% in Middle Market.

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PERSONAL LINES

Second Quarter2015 Highlights:

• Core earnings were $42 million reflecting lower catastrophe and non-catastrophe weather losses compared with second quarter2014

• Combined ratio before catastrophes and PYD of 89.1 improved 2.0 points over second quarter2014

• Written premiums rose 1% over second quarter2014, driven by 3% growth in AARP (Direct and Agency)

($ in millions)	Three Months Ended
	Jun 30 2015	Jun 30 2014	Change
Core earnings (losses)	$42	$(27)	NM
Net income (losses)	$41	$(30)	NM
Underwriting gain (losses)	$8	$(74)	NM
Net investment income	$34	$31	10%
Combined ratio	99.2	107.8	8.6
Catastrophes and PYD	10.0	16.7	6.7
Combined ratio before catastrophes and PYD	89.1	91.1	2.0
Automobile	96.6	96.0	(0.6)
Homeowners	72.6	81.4	8.8
Written premiums	$1,009	$1,003	1%

Second quarter2015 core earnings in Personal Lines were $42 million, after-tax, compared with core losses of $27 million, after tax, in second quarter 2014 primarily due to better underwriting results as a result of lower catastrophe and non-catastrophe weather losses. Personal Lines underwriting gain improved to $8 million, before tax, for a combined ratio of 99.2 in second quarter2015 compared with underwriting losses of $74 million in second quarter2014, for a combined ratio of 107.8. Catastrophe losses fell to $97 million, before tax, in second quarter2015 compared with $161 million, before tax, in second quarter2014. There was no PYD in second quarter2015 compared with favorable $3 million, before tax, in second quarter2014. Catastrophes and PYD represented 10.0 points on the second quarter2015 combined ratio versus 16.7 points in second quarter2014.

Second quarter2015 combined ratio before catastrophes and PYD improved 2.0 points compared with second quarter2014 to 89.1 due to improved homeowners results. The combined ratio before catastrophes and PYD for homeowners declined from 81.4 in second quarter2014 to 72.6 in second quarter2015 as a result of improved frequency and severity of homeowners weather-related losses, lower fire losses and rate increases over the past year. The combined ratio before catastrophes and PYD for automobile rose slightly from 96.0 in second quarter2014 to 96.6 in second quarter2015 due to higher automobile liability severity.

Second quarter2015 Personal Lines written premiums rose 1% over second quarter2014 reflecting growth in AARP Direct due to automobile new business growth, rate increases and stable retention, partially offset by premium declines in Other Agency. Renewal written price increases in second quarter2015 were 6% in automobile and 8% in homeowners, consistent with the past several quarters, while premium retention was stable with first quarter 2015 at 87% for automobile and 90% for homeowners. Compared with second quarter2014, premium retention was down 1 point for automobile and down 2 points for homeowners. Underwriting

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actions resulted in a 9% decrease in new business premiums to $125 million in second quarter2015compared with second quarter2014, comprised of a 7% decline in automobile and 17% in homeowners.

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GROUP BENEFITS

Second Quarter2015 Highlights:

• Core earnings of $56 million increased 8% over second quarter2014 principally due to higher earned premiums and a lower expense ratio

• After-tax core earnings margin* increased to 6.3% from 6.0% in second quarter2014

• Fully insured ongoing premiums grew 5% over second quarter2014, excluding Association-Financial Institutions (A-FI)

($ in millions)	Three Months Ended
	Jun 30 2015	Jun 30 2014	Change
Core earnings1	$56	$52	8%
Net income	$56	$55	2%
Fully insured ongoing premiums, excluding A-FI2	$780	$742	5%
Loss ratio, excluding A-FI	77.6%	77.5%	(0.1)
Expense ratio, excluding A-FI	25.0%	25.8%	0.8
Net investment income	$95	$95	—%
After-tax core earnings margin*	6.3%	6.0%	0.3

[1] Includes $0 from A-FI in the three months ended June 30, 2015 and June 30, 2014

[2] Fully insured ongoing premiums excludes buyout premiums and premium equivalents; excludes A-FI premiums of $0 million and $19 million in second quarter2015 and 2014, respectively

Second quarter2015 Group Benefits core earnings rose $4 million, after-tax, to $56 million, an 8% increase from $52 million in second quarter2014, primarily due to higher earned premiums and a lower expense ratio compared with second quarter2014. The after-tax core earnings margin increased to 6.3% in second quarter2015 from 6.0% in second quarter2014.

The second quarter2015 total loss ratio was 77.6%, a 0.1 point increase, reflecting a 3.1 point improvement in group disability and a 3.6 point deterioration in group life compared with second quarter2014, excluding A-FI. The improvement in group disability reflects improved incidence, pricing, and recoveries while the group life results reflect less favorable mortality compared with

second quarter 2014. The expense ratio, excluding A-FI, improved 0.8 point to 25.0% in second quarter2015. The A-FI book, which was in the group life business, is now fully run off and does not impact 2015 results, although it did impact the group life loss and expense ratios in 2014.

Second quarter2015 fully insured ongoing premiums were $780 million, up 5% from second quarter2014, excluding A-FI, reflecting increased sales and strong persistency during 2015. Group life premiums, which comprise 48% of segment premiums, rose 7%, excluding A-FI, while group disability premiums, which comprise approximately 46%, rose 3%. Second quarter2015 fully insured ongoing sales rose 29% over second quarter2014 to $58 million, reflecting sales growth for group disability of 35% to $27 million and for group life of 17% to $28 million. Sales growth in the quarter reflects an increase in large accounts.

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MUTUAL FUNDS

Second Quarter2015 Highlights:

• Core earnings rose $1 million over second quarter2014 to $22 million

• Mutual Fund net flows, which exclude Talcott Resolution assets under management (AUM), were $250 million in the quarter and $779 million for first half 2015

• Solid overall fund performance, with 51%, 60% and 69% of Hartford Mutual Funds outperforming peers on a 1-, 3- and 5-year basis, respectively¹ 

($ in millions)	Three Months Ended
	Jun 30 2015	Jun 30 2014	Change
Core earnings	$22	$21	5%
Net income	$22	$21	5%
Mutual Fund sales	$3,989	$3,910	2%
Mutual Fund net flows	$250	$(438)	NM
Mutual Fund AUM	$76,251	$74,330	3%
Talcott AUM	$19,406	$24,529	(21)%
Total Mutual Funds segment AUM	$95,657	$98,859	(3)%

Second quarter2015 core earnings for the Mutual Funds segment of $22 million rose $1 million over second quarter2014 due to slightly higher revenues and lower expenses compared with second quarter2014.

Total AUM for the segment declined 3% due to the continued runoff of Talcott Resolution AUM, which decreased 21% over the last twelve months to $19.4 billion at June 30, 2015 due to the runoff of the business and the transfer of assets under management from Mutual Funds segment to the company's asset management group, Hartford Investment Management Company. Mutual Fund AUM increased to $76.3 billion at June 30, 2015, from $74.3 billion at June 30, 2014 primarily due to higher market levels and strong sales over the period.

During the quarter, Mutual Fund net flows were $250 million, benefiting from higher sales during the quarter and lower redemptions compared with second quarter 2014. Overall Mutual Fund performance remained solid, with 51%, 60% and 69% of funds outperforming peers on a 1-, 3- and 5-year basis, respectively.

[1] Hartford Mutual Funds only on Morningstar net of fee basis

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TALCOTT RESOLUTION

($ in millions)	Three Months Ended
	Jun 30 2015	Jun 30 2014	Change
Core earnings	$171	$101	69%
Net income	$217	$(504)	NM
Variable Annuity contract count (in thousands)	634	721	(12)%
Fixed annuity and other contract count (in thousands)	134	151	(11)%

Talcott Resolution second quarter2015 core earnings were $171 million, a $70 million, or 69%, increase from second quarter2014 due to a $48 million reduction in income tax expense related to the conclusion of the 2007 to 2011 federal tax audit and higher investment income, principally due to LPs. LP investment income totaled $47 million, before tax, in Talcott Resolution in second quarter 2015 compared with $28 million, before tax, in second quarter 2014.

Variable annuity (VA) and fixed annuity contract counts as of June 30, 2015, declined 3% and 2%, respectively, from March 31, 2015, and 12% and 11%, respectively, from June 30, 2014. The decline in contract counts during the quarter reflects normal surrender activity for VA contracts and an increase in fixed annuity surrender activity as a result of the increased surrender value program launched in June 2015.

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INVESTMENTS

($ in millions)	Three Months Ended
Amounts presented before tax	Jun 30 2015	Jun 30 2014	Change
Total investments excluding equity securities, trading	$74,429	$76,227	(2	)%
Net investment income on LPs	$94	$53	77	%
Net investment income	$796	$768	4	%
Net impairment losses, including mortgage loan loss reserves	$(11)	$(10)	(10	)%
Annualized investment yield1	4.5%	4.3%	0.2
Annualized investment yield on LPs	12.9%	7.4%	5.5
Annualized investment yield, excluding LPs	4.1%	4.1%	—

[1] Yields, before tax, calculated using annualized net investment income divided by the monthly average invested assets at cost, amortized cost, or adjusted carrying value, as applicable, excluding repurchase agreement collateral, if any, and derivatives book value.

Second quarter2015 net investment income totaled $796 million, before tax, a 4% increase from second quarter2014 reflecting higher investment income on LPs. Investment income on LPs increased in second quarter2015 to $94 million, before tax, from $53 million, before tax, in second quarter2014. Excluding the increase in LP investment income, net investment income declined approximately 2% in the quarter due to reinvesting at lower interest rates and a decrease in invested asset levels due to the runoff of Talcott Resolution which were largely offset by higher income received from make-whole payments on fixed maturities and prepayment penalties on mortgage loans. New money yields averaged 3.5% in second quarter 2015 versus 3.8% in second quarter 2014.

Annualized investment yield increased to 4.5%, before tax, from 4.3%, before tax, in second quarter2014 due to LPs. Annualized investment yield on LPs increased to 12.9%, before tax, compared with 7.4%, before tax, in second quarter2014. Annualized investment yield excluding LPs of 4.1%, before tax, was consistent with first quarter 2015 and second quarter2014.

The credit performance of the company's portfolio remained strong and stable. Net impairment losses in second quarter2015, including changes in mortgage loan loss reserves, totaled $11 million, before tax, compared with $10 million, before tax, in second quarter2014.

The carrying value of total investments, excluding equity securities, trading, declined to $74.4 billion at June 30, 2015 compared with $76.2 billion at June 30, 2014. The decline in total investments reflects the decline in Talcott Resolution as well as the execution of the company's capital management plan over the last year.

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STOCKHOLDERS’ EQUITY

($ in millions)	As of
	Jun 30, 2015	Dec 31 2014	Change
Stockholders' equity	$18,227	$18,720	(3)%
Stockholders' equity (ex. AOCI)	$18,039	$17,792	1%
Book value per diluted share	$42.86	$42.84	—%
Book value per diluted share (ex. AOCI)	$42.41	$40.71	4%
Weighted average common shares outstanding	418.7	429.6	(3)%
Weighted average diluted common shares outstanding	428.1	442.6	(3)%

The Hartford’s stockholders’ equity was $18.2 billion as of June 30, 2015, a 3% decrease from $18.7 billion as of Dec. 31, 2014, primarily due to a decrease in accumulated other comprehensive income (AOCI) of $740 million, common share repurchases of $500 million and common dividends of $150 million during the first half of 2015, partially offset by net income of $880 million. Excluding AOCI, stockholders' equity was $18.0 billion as of June 30, 2015, a 1% increase compared with Dec. 31, 2014.

Weighted average common shares outstanding and weighted average diluted common shares outstanding both decreased by 3% to 418.7 million and 428.1 million, respectively, at June 30, 2015 from Dec. 31, 2014 as a result of the company's repurchase of 12.1 million common shares for $500 million, at an average price of $41.29 per share.

Under the capital management plan announced in 2014 and increased today, the company has$4.375 billion of equity repurchase authorization for the period Jan. 1, 2014 through Dec. 31, 2016. As of July 24,2015, the company has spent $2.377 billion for equity repurchases under this program, including $81 million since June 30, 2015, leaving approximately $2.0 billion for equity repurchases through Dec. 31, 2016.

Book value per diluted common share was $42.86 as of June 30, 2015, stable with Dec. 31, 2014, as the 3% decline in stockholders' equity due to higher interest rates was offset by the impact of share repurchases on weighted average diluted common shares outstanding. Excluding AOCI, book value per diluted common share at June 30, 2015, rose 4% to $42.41 from $40.71 at Dec. 31, 2014, due to the 1% increase in stockholders' equity, excluding AOCI, and the 3% reduction in weighted average diluted common shares outstanding due to the company's equity repurchase program.

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CONFERENCE CALL

The Hartford will discuss its second quarter2015 financial results in a webcast on Tuesday, July 28, 2015, at 9 a.m. EDT. The webcast can be accessed live or as a replay through the investor relations section of The Hartford's website at http://ir.thehartford.com.

More detailed financial information can be found in The Hartford's Quarterly Report on Form 10-Q, the Investor Financial Supplement forJune 30, 2015, and the Second Quarter2015Financial Results Presentation,all of which are available at http://ir.thehartford.com.

ABOUT THE HARTFORD

With more than 200 years of expertise, The Hartford (NYSE:HIG) is a leader in property and casualty insurance, group benefits and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust and integrity. More information on the company and its financial performance is available at www.thehartford.com.

From time to time, The Hartford uses its website to disseminate material company information. Financial and other important information regarding The Hartford is routinely accessible through and posted on our website at http://ir.thehartford.com. In addition, you may automatically receive email alerts and other information about The Hartford when you enroll your email address by visiting the “Email Alerts” section at http://ir.thehartford.com.

HIG-F

Media Contacts                    Investor Contacts

Michelle Loxton                    Sabra Purtill, CFA

860-547-7413                        860-547-8691

michelle.loxton@thehartford.com            sabra.purtill@thehartford.com

Matthew Sturdevant                    Sean Rourke

860-547-8664                        860-547-5688

matthew.sturdevant@thehartford.com        sean.rourke@thehartford.com

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THE HARTFORD FINANCIAL SERVICES GROUP, INC.
CONSOLIDATING INCOME STATEMENTS
Three Months Ended June 30, 2015
($ in millions)
	Property & Casualty			Group Benefits		Mutual Funds		Talcott Resolution			Corporate			Consolidated
Earned premiums	$	2,589		$	780	$	—	$	22		$	—		$	3,391
Fee income	—			16		184		266			3			469
Net investment income	307			95		—		390			4			796
Other revenues	20			—		—		—			—			20
Net realized capital gains (losses)	(6		)	2		—		11			2			9
Total revenues	2,910			893		184		689			9			4,685
Benefits, losses, and loss adjustment expenses	1,884			618		—		310			—			2,812
Amortization of deferred policy acquisition costs	327			8		6		50			—			391
Insurance operating costs and other expenses	443			191		144		119			11			908
Interest expense	—			—		—		—			89			89
Loss on extinguishment of debt	—			—		—		—			21			21
Net reinsurance gain on dispositions	—			—		—		(8		)	—			(8		)
Restructuring and other costs	—			—		—		—			2			2
Total benefits and expenses	2,654			817		150		471			123			4,215
Income (loss) from continuing operations, before income taxes	256			76		34		218			(114		)	470
Income tax expense (benefit)	67			20		12		1			(43		)	57
Net income (loss)	189			56		22		217			(71		)	413
Less: Unlock benefit, after-tax	—			—		—		31			—			31
Less: Net realized capital gains (losses), after-tax and DAC, excluded from core earnings	(4		)	—		—		10			(2		)	4
Less: Restructuring and other costs, after-tax	—			—		—		—			(2		)	(2		)
Less: Loss on extinguishment of debt, after-tax	—			—		—		—			(14		)	(14		)
Less: Net reinsurance gain on dispositions, after-tax	—			—		—		5			—			5
Core earnings (losses)	$	193		$	56	$	22	$	171		$	(53	)	$	389

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THE HARTFORD FINANCIAL SERVICES GROUP, INC.
PROPERTY & CASUALTY
CONSOLIDATING INCOME STATEMENTS
Three Months Ended June 30, 2015
($ in millions)
	Commercial Lines			Personal Lines			P&C Other			Property & Casualty
Written premiums	$	1,655		$	1,009		$	3		$	2,667
Change in unearned premium reserve	32			43			3			78
Earned premiums	1,623			966			—			2,589
Losses and loss adjustment expenses
Current accident year before catastrophes	909			616			—			1,525
Current accident year catastrophes	42			97			—			139
Prior year development	21			—			199			220
Total losses and loss adjustment expenses	972			713			199			1,884
Amortization of DAC	237			90			—			327
Underwriting expenses	284			155			7			446
Dividends to policyholders	4			—			—			4
Underwriting gain (loss)	126			8			(206		)	(72		)
Net investment income	239			34			34			307
Net realized capital gains (losses)	(7		)	(1		)	2			(6		)
Net servicing and other income	6			20			1			27
Income (loss) from continuing operations before income taxes	364			61			(169		)	256
Income tax expense (benefit)	105			20			(58		)	67
Net income (loss)	259			41			(111		)	189
Less: Net realized capital gains (losses), after-tax and DAC, excluded from core earnings	(5		)	(1		)	2			(4		)
Core earnings (losses)	$	264		$	42		$	(113	)	$	193

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THE HARTFORD FINANCIAL SERVICES GROUP, INC.
CONSOLIDATING INCOME STATEMENTS
Three Months Ended June 30, 2014
($ in millions)
	Property & Casualty			Group Benefits		Mutual Funds		Talcott Resolution			Corporate			Consolidated
Earned premiums	$	2,505		$	761	$	—	$	53		$	—		$	3,319
Fee income	—			16		183		299			4			502
Net investment income	292			95		—		376			5			768
Other revenues	31			—		—		—			—			31
Net realized capital gains (losses)	(25		)	6		—		1			14			(4		)
Total revenues	2,803			878		183		729			23			4,616
Benefits, losses, and loss adjustment expenses	2,008			601		—		414			—			3,023
Amortization of deferred policy acquisition costs	316			7		7		42			—			372
Insurance operating costs and other expenses	465			195		144		145			20			969
Interest expense	—			—		—		—			94			94
Restructuring and other costs	—			—		—		—			8			8
Total benefits and expenses	2,789			803		151		601			122			4,466
Income (loss) from continuing operations before income taxes	14			75		32		128			(99		)	150
Income tax expense (benefit)	(11		)	20		11		15			(35		)	—
Income (loss) from continuing operations, after tax	25			55		21		113			(64		)	150
Loss from discontinued operations, after-tax	—			—		—		(617		)	—			(617		)
Net income (loss)	25			55		21		(504		)	(64		)	(467		)
Less: Unlock benefit, after-tax	—			—		—		15			—			15
Less: Net realized capital gains (losses) and other, after-tax and DAC, excluded from core earnings	(15		)	3		—		(3		)	11			(4		)
Less: Restructuring and other costs, after-tax	—			—		—		—			(5		)	(5		)
Less: Loss from discontinued operations, after-tax	—			—		—		(617		)	—			(617		)
Core earnings (losses)	$	40		$	52	$	21	$	101		$	(70	)	$	144

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THE HARTFORD FINANCIAL SERVICES GROUP, INC.
PROPERTY & CASUALTY
CONSOLIDATING INCOME STATEMENTS
Three Months Ended June 30, 2014
($ in millions)
	Commercial Lines			Personal Lines			P&C Other			Property & Casualty
Written premiums	$	1,571		$	1,003		$	—		$	2,574
Change in unearned premium reserve	12			57			—			69
Earned premiums	1,559			946			—			2,505
Losses and loss adjustment expenses
Current accident year before catastrophes	934			629			—			1,563
Current accident year catastrophes	35			161			—			196
Prior year development	12			(3		)	240			249
Total losses and loss adjustment expenses	981			787			240			2,008
Amortization of DAC	230			86			—			316
Underwriting expenses	285			147			7			439
Dividends to policyholders	3			—			—			3
Underwriting gain (loss)	60			(74		)	(247		)	(261		)
Net investment income	230			31			31			292
Net realized capital gains (losses)	(24		)	(3		)	2			(25		)
Net servicing and other income (expense)	10			(4		)	2			8
Income (loss) from continuing operations before income taxes	276			(50		)	(212		)	14
Income tax expense (benefit)	77			(20		)	(68		)	(11		)
Net income (loss)	199			(30		)	(144		)	25
Less: Net realized capital gains (losses), after-tax and DAC, excluded from core earnings	(14		)	(3		)	2			(15		)
Core earnings (losses)	$	213		$	(27	)	$	(146	)	$	40

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DISCUSSION OF NON-GAAP FINANCIAL MEASURES

The Hartford uses non-GAAP financial measures in this press release to assist investors in analyzing the company's operating performance for the periods presented herein. Because The Hartford's calculation of these measures may differ from similar measures used by other companies, investors should be careful when comparing The Hartford's non-GAAP financial measures to those of other companies. Definitions and calculations of other financial measures used in this press release can be found below and in The Hartford's Investor Financial Supplement for second quarter2015, which is available on The Hartford's website, http://ir.thehartford.com.

Book valueper diluted common share excluding accumulated other comprehensive income ("AOCI”): Book value per diluted common share excluding AOCI is a non-GAAP financial measure based on a GAAP financial measure. It is calculated by dividing (a) common stockholders' equity excluding AOCI, after-tax, by (b)common shares outstanding and dilutive potential common shares. The Hartford provides book value per diluted common share excluding AOCI to enable investors to analyze the company’s stockholders’ equity excluding the effect of changes in the value of the company’s investment portfolio and other assets due to interest rates, currency and other factors. The Hartford believesbook value per diluted common share excluding AOCI is useful to investors because it eliminates the effect of items that can fluctuate significantly from period to period, primarily based on changes in market value. Book value per diluted common share is the most directly comparable GAAP measure. A reconciliation of book value per diluted common share, including AOCI to book value per diluted common share, excluding AOCI is set forth below.

	As of
	Jun 30 2015	Dec 31 2014	Change
Book value per diluted common share, including AOCI	$42.86	$42.84	—%
Less: Per diluted share impact of AOCI	$0.45	$2.13	(79)%
Book value per diluted common share, excluding AOCI	$42.41	$40.71	4%

Core Earnings: The Hartford uses thenon-GAAP measure core earnings as an important measure of the company’s operating performance. The Hartford believes that the measure core earnings provides investors with a valuable measure of the performance of the company’s ongoing businesses because it reveals trends in our insurance and financial services businesses that may be obscured by including the net effect of certain realized capital gains and losses, certain restructuring charges, pension settlements, loss on extinguishment of debt, reinsurance gains and losses on business disposition transactions, income tax benefit from reduction in valuation allowance, discontinued operations, and the impact of Unlocks to deferred policy acquisition costs ("DAC"), sales inducement assets ("SIA"), unearned revenue reserves ("URR") and death and other insurance benefit reserve balances. Some realized capital gains and losses are primarily driven by investment decisions and external economic developments, the nature and timing of which are unrelated to the insurance and underwriting aspects of our business.

Accordingly, core earnings excludes the effect of all realized gains and losses (net of tax and the effects of DAC) that tend to be highly variable from period to period based on capital market conditions. The Hartford believes, however, that some realized capital gains and losses are integrally related to our insurance operations, so core earnings includes net realized gains and losses such as net periodic settlements on credit derivatives and net periodic settlements on the Japan fixed annuity cross-currency swap. These net realized gains and losses are directly related

18

to an offsetting item included in the income statement such as net investment income. Net income (loss) is the most directly comparable U.S. GAAP measure. Core earnings should not be considered as a substitute for net income (loss) and does not reflect the overall profitability of the company’s business. Therefore, the Hartford believes that it is useful for investors to evaluate both net income (loss) and core earnings when reviewing the company’s performance.

A reconciliation of core earnings to net income (loss) for the quarterly periods ended June 30, 2015 and 2014, is included in this press release. A reconciliation of core earnings to net income (loss) for individual reporting segments can be found in this press release under the heading "The Hartford Financial Services Group, Inc. Consolidating Income Statements" and in The Hartford's Investor Financial Supplement for the quarter ended June 30, 2015.

Core earnings available to common shareholders per diluted share: Core earnings available to common shareholders per diluted share is calculated based on the non-GAAP financial measure core earnings. It is calculated by dividing (a) core earnings, by (b) diluted common shares outstanding. The Hartford believes that the measure core earnings available to common shareholders per diluted share provides investors with a valuable measure of the company's operating performance for the same reasons applicable to its underlying measure, core earnings. Net income (loss) per diluted common share is the most directly comparable GAAP measure. Core earnings available to common shareholders per diluted share should not be considered as a substitute for net income (loss) per diluted share and does not reflect the overall profitability of the company's business.

Therefore, The Hartford believes that it is useful for investors to evaluate both net income (loss)per diluted share and core earnings available to common shareholders per diluted share when reviewing the company's performance. A reconciliation of core earnings available to common shareholders per diluted share to net income (loss) per diluted common share for thequarterly periods ended June 30, 2015 and 2014 is provided in the table below.

	Three Months Ended
	Jun 30 2015	Jun 30 2014	Change
PER SHARE DATA
Diluted earnings (losses) per common share:
Core earnings available to common shareholders	$0.91	$0.31	194%
Add: Unlock benefit, after-tax	0.07	0.03	133%
Add: Net realized capital losses, after-tax and DAC, excluded from core earnings	—	(0.01)	(100)%
Add: Restructuring and other costs, after-tax	—	(0.01)	(100)%
Add: Loss on extinguishment of debt, after-tax	(0.03)	—	—%
Add: Net reinsurance gain on dispositions, after-tax	0.01	—	—%
Add: Loss from discontinued operations, after-tax	—	(1.32)	(100)%
Net income (loss) available to common shareholders	$0.96	$(1.00)	NM

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After-tax core earnings margin: The Hartford uses the non-GAAP measure after-tax core earnings margin, excluding buyouts, to evaluate, and believes it is an important measure of, the Group Benefits segment's operating performance. After-tax margin is the most directly comparable U.S. GAAP measure. The Company believes that after-tax core earnings margin, excluding buyouts, provides investors with a valuable measure of the performance of Group Benefits because it reveals trends in the business that may be obscured by the effect of buyouts. After-tax core earnings margin, excluding buyouts, should not be considered as a substitute for after-tax margin and does not reflect the overall profitability of Group Benefits. Therefore, the Company believes it is important for investors to evaluate both after-tax core earnings margin, excluding buyouts, and after-tax margin when reviewing performance. After-tax core earnings margin, excluding buyouts, is calculated by dividing core earnings, excluding buyouts, by revenues, excluding buyouts and realized gains (losses). A reconciliation of after-tax margin to after-tax core earnings margin, excluding buyouts, for the quarterly periods ended June 30, 2015 and 2014, is set forth below.

	Three Months Ended June 30,
After-tax margin	2015	2014	Change
After-tax margin (excluding buyouts)	6.3%	6.3%	—
Effect of net capital realized gains (losses), net of tax on after-tax margin	—%	0.3%	(0.3)
After-tax core earnings margin (excluding buyouts)	6.3%	6.0%	0.3

Underwriting gain (loss): The Hartford's management evaluates profitability of the Commercial and Personal Lines segments primarily on the basis of underwriting gain or loss. Underwriting gain (loss) is a before-tax measure that represents earned premiums less incurred losses, loss adjustment expenses and underwriting expenses.Net income (loss) is the most directly comparable GAAP measure. Underwriting gain (loss) is influenced significantly by earned premium growth and the adequacy of The Hartford's pricing. Underwriting profitability over time is also greatly influenced by The Hartford's underwriting discipline, as management strives to manage exposure to loss through favorable risk selection and diversification, effective management of claims, use of reinsurance and its ability to manage its expenses. The Hartford believes that the measure underwriting gain (loss) provides investors with a valuable measure of profitability, before tax, derived from underwriting activities, which are managed separately from the company's investing activities.A reconciliation of underwriting results to net income for the quarterly periods ended June 30, 2015 and 2014, is set forth below.

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	Three Months Ended
	Jun 30 2015	Jun 30 2014
Commercial Lines
Net income	$259	$199
Add: Income tax expense	105	77
Less: Other expenses	2	4
Less: Net realized capital losses	(7)	(24)
Less: Net investment income	239	230
Less: Net servicing income	4	6
Underwriting gain	$126	$60
Personal Lines
Net income (loss)	$41	$(30)
Add: Income tax expense (benefit)	20	(20)
Less: Other expenses (income)	18	(4)
Less: Net realized capital losses	(1)	(3)
Less: Net investment income	34	31
Less: Net servicing income	2	—
Underwriting gain (loss)	$8	$(74)

Combined ratio before catastrophes and prior year development: Combined ratio before catastrophes and prior year development (PYD) is a non-GAAP financial measure. Combined ratio is the most directly comparable GAAP measure. The combined ratio is the sum of the loss and loss adjustment expense ratio, the expense ratio and the policyholder dividend ratio. This ratio measures the cost of losses and expenses for every $100 of earned premiums. A combined ratio below 100 demonstrates a positive underwriting result. A combined ratio above 100 indicates a negative underwriting result. The combined ratio before catastrophes and PYD represents the combined ratio for the current accident year, excluding the impact of current accident year catastrophes. The company believes this ratio is an important measure of the trend in profitability since it removes the impact of volatile and unpredictable catastrophe losses and prior accident year loss and loss adjustment expense reserve.A reconciliation of the combined ratio to the combined ratio before catastrophes and PYD for individual reporting segmentscan be found in this press release under the headings Commercial Lines and Personal Lines.

SAFE HARBOR STATEMENT

Some of the statements in this release should be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by words such as “anticipates,”“intends,”“plans,”“seeks,”“believes,”“estimates,”“expects,”“projects” and similar references to the future. Examples of forward-looking statements include, but are not limited to, statements the company makes regarding future results of operations. The Hartford cautions investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include: challenges related to the Company’s current operating environment, including global political, economic and market conditions, and the effect of financial market disruptions, economic downturns or other potentially adverse

21

macroeconomic developments on the attractiveness of our products, the returns in our investment portfolios and the hedging costs associated with our runoff annuity block; financial risk related to the continued reinvestment of our investment portfolios and performance of our hedge program for our runoff annuity block; market risks associated with our business, including changes in interest rates, credit spreads, equity prices, market volatility and foreign exchange rates, commodities prices and implied volatility levels, as well as continuing uncertainty in key sectors such as the global real estate market; the impact on our investment portfolio if our investment portfolio is concentrated in any particular segment of the economy; risk associated with the use of analytical models in making decisions in key areas such as underwriting, capital, hedging, reserving, and catastrophe risk management; the potential for further acceleration of deferred policy acquisition cost amortization; the potential for further impairments of our goodwill or the potential for changes in valuation allowances against deferred tax assets; the potential for differing interpretations of the methodologies, estimations and assumptions that underlie the valuation of the Company’s financial instruments that could result in changes to investment valuations; the difficulty in predicting the Company’s potential exposure for asbestos and environmental claims; the subjective determinations that underlie the Company’s evaluation of other-than-temporary impairments on available-for-sale securities; the impact on our statutory capital of various factors, including many that are outside the Company’s control, which can in turn affect our credit and financial strength ratings, cost of capital, regulatory compliance and other aspects of our business and results; risks to our business, financial position, prospects and results associated with negative rating actions or downgrades in the Company’s financial strength and credit ratings or negative rating actions or downgrades relating to our investments; losses due to nonperformance or defaults by others, including reinsurers, sourcing partners, derivative counterparties and other third parties; the potential for losses due to our reinsurers' unwillingness or inability to meet their obligations under reinsurance contracts and the availability, pricing and adequacy of reinsurance to protect us against losses; the possibility of unfavorable loss development including with respect to long-tailed exposures; the possibility of a pandemic, earthquake, or other natural or man-made disaster that may adversely affect our businesses; weather and other natural physical events, including the severity and frequency of storms, hail, winter storms, hurricanes and tropical storms, as well as climate change and its potential impact on weather patterns; the uncertain effects of emerging claim and coverage issues; the Company’s ability to effectively price its property and casualty policies, including its ability to obtain regulatory consents to pricing actions or to non-renewal or withdrawal of certain product lines; technology innovations, such as telematics and other usage-based methods of determining premiums, auto technology advancements that improve driver safety and technologies that facilitate ride or home sharing, that may alter demand for the Company’s products, impact the frequency or severity of losses and/or impact the way the Company markets, distributes and underwrites its products; the possible occurrence of terrorist attacks and the Company’s ability to contain its exposure, including limitations on coverage from the federal government under applicable reinsurance terrorism laws; volatility in our statutory and United States ("U.S.") GAAP earnings and potential material changes to our results resulting from our adjustment of our risk management program to emphasize protection of economic value; the cost and other effects of increased regulation as a result of the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, and the potential effect of other domestic and foreign regulatory developments, including those that could adversely impact the demand for the Company’s products, operating costs and required capital levels; unfavorable judicial or legislative developments; regulatory limitations on the ability of the Company and certain of its subsidiaries to declare and pay dividends; the impact of changes in federal or state tax laws; the impact of potential changes in accounting principles and related financial reporting requirements; regulatory requirements that could delay, deter or prevent a takeover attempt that shareholders might consider in their best interests; the risks, challenges and uncertainties associated with our expense reduction initiatives and other actions, which may

22

include acquisitions, divestitures or restructurings; the risks, challenges and uncertainties associated with our capital management plan, including as a result of changes in our financial position and earnings, share price, capital position, legal restrictions, other investment opportunities, and other factors; actions by our competitors, many of which are larger or have greater financial resources than we do; the Company’s ability to market, distribute and provide investment advisory services in relation to our products through current and future distribution channels and advisory firms; the Company’s ability to maintain the availability of its systems and safeguard the security of its data in the event of a disaster, cyber or other information security incident or other unanticipated event; the risk that our framework for managing operational risks may not be effective in mitigating material risk and loss to the Company; the potential for difficulties arising from outsourcing and similar third-party relationships; the Company’s ability to protect its intellectual property and defend against claims of infringement; and other factors described in such forward-looking statements or in The Hartford's 2014 Annual Report on Form 10-K, Quarterly Reports on Form 10-Q and other filings The Hartford makes with the Securities and Exchange Commission.

Any forward-looking statement made by the company in this release speaks only as of the date of this release. Factors or events that could cause the company's actual results to differ may emerge from time to time, and it is not possible for the company to predict all of them. The company undertakes no obligation to publicly update any forward-looking statement, whether as a result of new information, future developments or otherwise.

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EX-99.2

INVESTOR FINANCIAL SUPPLEMENT

June 30, 2015

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

	As of July 22, 2015
Address:
One Hartford Plaza		A.M. Best	Standard & Poor’s	Moody’s
Hartford, CT 06155	Insurance Financial Strength Ratings:
	Hartford Fire Insurance Company	A+	A+	A1
	Hartford Life and Accident Insurance Company	A	A	A2
	Hartford Life Insurance Company	A-	BBB+	Baa2
Internet address:	Hartford Life and Annuity Insurance Company	A-	BBB+	Baa2
http://www.thehartford.com
	Other Ratings:
	The Hartford Financial Services Group, Inc.:
	Senior debt	a-	BBB+	Baa2
Contacts:	Commercial paper	AMB-1	A-2	P-2
Sabra Purtill
Senior Vice President
Investor Relations
Phone (860) 547-8691
Sean Rourke	TRANSFER AGENT
Assistant Vice President	Shareholder correspondence should be mailed to:	Overnight correspondence should be mailed to:
Investor Relations	Computershare	Computershare
Phone (860) 547-5688	P.O. Box 30170	211 Quality Circle, Suite 210
	College Station, TX 77842-3170	College Station, TX 77845
	Phone (877) 272-7740

COMMON STOCK

Common stock and warrants of The Hartford Financial Services Group, Inc. are traded on the New York Stock Exchange under the symbols “HIG” and "HIG/WS", respectively.

This report is for information purposes only. It should be read in conjunction with documents filed by The Hartford Financial Services Group, Inc. with the U.S. Securities and Exchange

Commission, including, without limitation, the most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

INVESTOR FINANCIAL SUPPLEMENT

TABLE OF CONTENTS

CONSOLIDATED	Consolidated Financial Results	1
	Operating Results by Segment	2
	Consolidated Statements of Operations	3
	Consolidating Balance Sheets	4
	Capital Structure	5
	Statutory Capital and Surplus to GAAP Stockholders’ Equity Reconciliation	6
	Accumulated Other Comprehensive Income (Loss)	7
	Deferred Policy Acquisition Costs	8
PROPERTY & CASUALTY	Property & Casualty Income Statements	9
	Property & Casualty Underwriting Ratios	10
	Commercial Lines Underwriting Results	11
	Commercial Lines Underwriting Ratios	12
	Commercial Lines Supplemental Data	13
	Personal Lines Underwriting Results	14
	Personal Lines Underwriting Ratios	15
	Personal Lines Supplemental Data	16
	P&C Other Operations Underwriting Results	17
GROUP BENEFITS	Income Statements	18
	Supplemental Data	19
MUTUAL FUNDS	Income Statements	20
	Asset Value Rollforward - Assets Under Management By Asset Class	21
TALCOTT RESOLUTION	Financial Highlights	22
	Individual Annuity - Supplemental Data	23
	Individual Annuity - Account Value Rollforward	24
CORPORATE	Income Statements	25
INVESTMENTS	Investment Earnings Before Tax - Consolidated	26
	Investment Earnings Before Tax - Property & Casualty	27
	Net Investment Income by Segment	28
	Components of Net Realized Capital Gains (Losses)	29
	Composition of Invested Assets	30
	Invested Asset Exposures	31
APPENDIX	Basis of Presentation and Definitions	32
	Discussion of Non-GAAP and Other Financial Measures	32

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

CONSOLIDATED FINANCIAL RESULTS

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015		Jun 30 2014
HIGHLIGHTS
Net income (loss)	$	413		$	467		$	382		$	388		$	(467	)	$	495		$	880	$	28
Core earnings	$	389		$	452		$	426		$	477		$	144		$	501		$	841	$	645
Total revenues	$	4,685		$	4,617		$	4,617		$	4,769		$	4,616		$	4,612		$	9,302	$	9,228
Total assets	$	241,020		$	246,960		$	245,013		$	247,100		$	254,713		$	272,923
PER SHARE AND SHARES DATA
Basic earnings (losses) per common share
Net income (loss) available to common shareholders	$	0.99		$	1.11		$	0.89		$	0.89		$	(1.04	)	$	1.10		$	2.09	$	0.06
Core earnings available to common shareholders	$	0.93		$	1.07		$	0.99		$	1.09		$	0.32		$	1.11		$	2.00	$	1.43
Diluted earnings (losses) per common share [1]
Net income (loss) available to common shareholders	$	0.96		$	1.08		$	0.86		$	0.86		$	(1.00	)	$	1.03		$	2.04	$	0.06
Core earnings available to common shareholders	$	0.91		$	1.04		$	0.96		$	1.06		$	0.31		$	1.05		$	1.95	$	1.36
Weighted average common shares outstanding (basic)	418.7			422.6			429.6			437.2			450.6			449.8			420.6		450.2
Dilutive effect of stock compensation	4.4			5.5			6.8			5.9			6.3			6.2			5.0		6.2
Dilutive effect of warrants	5.0			5.6			6.2			7.7			11.0			22.6			5.3		16.9
Weighted average common shares outstanding and dilutive potential common shares (diluted)	428.1			433.7			442.6			450.8			467.9			478.6			430.9		473.3
Common shares outstanding	416.3			421.4			424.4			433.6			450.8			452.5
Book value per common share	$	43.78		$	45.27		$	44.11		$	43.44		$	43.10		$	43.70
Per common share impact of accumulated other comprehensive income [2]	$	0.45		$	2.73		$	2.19		$	2.49		$	2.58		$	1.46
Book value per common share (excluding AOCI)	$	43.33		$	42.54		$	41.92		$	40.95		$	40.52		$	42.24
Book value per diluted share	$	42.86		$	44.13		$	42.84		$	42.23		$	41.70		$	41.56
Per diluted share impact of AOCI	$	0.45		$	2.66		$	2.13		$	2.41		$	2.49		$	1.39
Book value per diluted share (excluding AOCI)	$	42.41		$	41.47		$	40.71		$	39.82		$	39.21		$	40.17
Common shares outstanding and dilutive potential common shares	425.3			432.3			437.0			446.0			465.9			475.8
RETURN ON EQUITY
ROE (net income last 12 months to stockholders' equity including AOCI)	8.8		%	4.0		%	4.2		%	3.9		%	3.3		%	4.5		%
ROE (core earnings last 12 months to stockholders' equity excluding AOCI)	9.6		%	8.1		%	8.4		%	8.2		%	7.8		%	8.0		%

[1] Weighted average common shares outstanding and dilutive potential common shares are used in the calculation of diluted earnings (losses) per common share in periods of losses when the impact is dilutive to income from continuing operations, net of tax, available to common shareholders.

[2] Accumulated other comprehensive income ("AOCI") represents after-tax unrealized gain (loss) on available-for-sale securities, other than temporary impairment losses recognized in

AOCI, net gain (loss) on cash-flow hedging instruments, foreign currency translation adjustments and pension and other postretirement adjustments.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

OPERATING RESULTS BY SEGMENT

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Core earnings (losses):
Commercial Lines	$	264		$	234		$	251		$	268		$	213		$	264		$	498		$	477
Personal Lines	42			75			65			71			(27		)	101			117			74
P&C Other Operations	(113		)	20			—			14			(146		)	21			(93		)	(125		)
Property & Casualty ("P&C")	$	193		$	329		$	316		$	353		$	40		$	386		$	522		$	426
Group Benefits	56			52			45			38			52			45			108			97
Mutual Funds	22			22			27			22			21			21			44			42
Sub-total	271			403			388			413			113			452			674			565
Talcott Resolution	171			111			98			122			101			112			282			213
Corporate	(53		)	(62		)	(60		)	(58		)	(70		)	(63		)	(115		)	(133		)
CONSOLIDATED CORE EARNINGS	$	389		$	452		$	426		$	477		$	144		$	501		$	841		$	645
Add: Unlock benefit (charge), after-tax	$	31		$	19		$	13		$	(102	)	$	15		$	12		$	50		$	27
Add: Net realized capital gains (losses), after-tax and DAC, excluded from core earnings	4			2			(9		)	27			(4		)	(34		)	6			(38		)
Add: Restructuring and other costs, after-tax	(2		)	(6		)	(17		)	(14		)	(5		)	(13		)	(8		)	(18		)
Add: Pension settlement, after-tax [1]	—			—			(83		)	—			—			—			—			—
Add: Loss on extinguishment of debt, after-tax [2]	(14		)	—			—			—			—			—			(14		)	—
Add: Net reinsurance gain on dispositions, after-tax [3]	5			—			15			—			—			—			5			—
Add: Income (loss) from discontinued operations, after-tax [3]	—			—			37			—			(617		)	29			—			(588		)
Net income (loss)	$	413		$	467		$	382		$	388		$	(467	)	$	495		$	880		$	28

[1] Consists of a charge related to voluntary lump-sum settlements with vested participants in the Company's defined benefit pension plan who had separated from service, but who had not yet commenced annuity benefits.

[2] For further information, see footnote [1] on page 5.

[3] For further information, see footnotes [3] and [4] on page 22.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

CONSOLIDATED STATEMENTS OF OPERATIONS

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Earned premiums	$	3,391		$	3,322		$	3,378		$	3,337		$	3,319		$	3,302		$	6,713		$	6,621
Fee income	469			459			474			524			502			496			928			998
Net investment income	796			809			752			810			768			824			1,605			1,592
Realized capital gains (losses):
Total other-than-temporary impairment (“OTTI”) losses	(13		)	(12		)	(18		)	(15		)	(8		)	(23		)	(25		)	(31		)
OTTI losses recognized in other comprehensive income	2			—			2			1			1			1			2			2
Net OTTI losses recognized in earnings	(11		)	(12		)	(16		)	(14		)	(7		)	(22		)	(23		)	(29		)
Other net realized capital gains (losses)	20			17			2			83			3			(13		)	37			(10		)
Total net realized capital gains (losses)	9			5			(14		)	69			(4		)	(35		)	14			(39		)
Other revenues	20			22			27			29			31			25			42			56
Total revenues	4,685			4,617			4,617			4,769			4,616			4,612			9,302			9,228
Benefits, losses and loss adjustment expenses	2,812			2,563			2,582			2,624			3,023			2,576			5,375			5,599
Amortization of DAC	391			387			381			580			372			396			778			768
Insurance operating costs and other expenses [1] [2]	910			948			1,139			976			977			936			1,858			1,913
Loss on extinguishment of debt	21			—			—			—			—			—			21			—
Reinsurance gain on dispositions	(8		)	—			(23		)	—			—			—			(8		)	—
Interest expense	89			94			94			93			94			95			183			189
Total benefits, losses and expenses	4,215			3,992			4,173			4,273			4,466			4,003			8,207			8,469
Income from continuing operations before income taxes	470			625			444			496			150			609			1,095			759
Income tax expense [3]	57			158			99			108			—			143			215			143
Income from continuing operations, after-tax	413			467			345			388			150			466			880			616
Income (loss) from discontinued operations, after-tax [4]	—			—			37			—			(617		)	29			—			(588		)
Net income (loss)	$	413		$	467		$	382		$	388		$	(467	)	$	495		$	880		$	28

[1] The three months ended December 31, 2014 includes a pension settlement charge of $128, before tax, for voluntary lump-sum settlements with vested participants in the Company's defined benefit pension plan who had separated from service, but who had not yet commenced annuity benefits.

[2] The three months ended June 30, 2015 includes a benefit of $20, before tax, from the resolution of litigation.

[3] The three months ended June 30, 2015 includes a $48 reduction in income tax expense due to conclusion of the 2007 to 2011 IRS audit.

[4] For further information related to the discontinued operations of the Japan annuity business, refer to Talcott Resolution Financial Highlights on page 22.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

CONSOLIDATING BALANCE SHEETS

	PROPERTY & CASUALTY				GROUP BENEFITS						MUTUAL FUNDS				TALCOTT RESOLUTION				CORPORATE						CONSOLIDATED
	Jun 30 2015		Dec 31 2014		Jun 30 2015			Dec 31 2014			Jun 30 2015		Dec 31 2014		Jun 30 2015		Dec 31 2014		Jun 30 2015			Dec 31 2014			Jun 30 2015		Dec 31 2014
Investments
Fixed maturities, available-for-sale, at fair value	$	25,171	$	25,484	$	7,457		$	7,323		$	44	$	13	$	25,467	$	25,468	$	989		$	1,096		$	59,128	$	59,384
Fixed maturities, at fair value using the fair value option	220		126		120			83			—		—		213		279		—			—			553		488
Equity securities, available-for-sale, at fair value	510		240		34			159			—		—		178		513		134			135			856		1,047
Mortgage loans	1,898		1,693		796			753			—		—		2,999		3,110		—			—			5,693		5,556
Policy loans, at outstanding balance	—		—		1			1			—		—		1,438		1,430		—			—			1,439		1,431
Limited partnerships and other alternative investments	1,570		1,506		204			183			—		—		1,259		1,253		—			—			3,033		2,942
Other investments	54		73		17			18			—		—		379		445		10			11			460		547
Short-term investments	1,052		1,038		150			372			137		229		1,418		2,252		521			992			3,278		4,883
Total investments	$	30,475	$	30,160	$	8,779		$	8,892		$	181	$	242	$	33,351	$	34,750	$	1,654		$	2,234		$	74,440	$	76,278
Cash	170		119		31			17			6		2		285		261		1			—			493		399
Premiums receivable and agents’ balances	3,321		3,175		237			227			—		—		30		27		—			—			3,588		3,429
Reinsurance recoverables	2,726		2,730		597			600			—		—		19,568		19,590		—			—			22,891		22,920
DAC	592		576		37			36			12		11		1,145		1,200		—			—			1,786		1,823
Deferred income taxes	324		355		(130		)	(168		)	3		2		1,157		938		1,702			1,770			3,056		2,897
Goodwill	119		119		—			—			149		149		—		—		230			230			498		498
Property and equipment, net	723		670		62			71			1		1		79		80		9			9			874		831
Other assets	983		858		126			11			80		36		600		253		116			78			1,905		1,236
Separate account assets [1]	—		—		—			—			—		—		131,489		134,702		—			—			131,489		134,702
Total assets	$	39,433	$	38,762	$	9,739		$	9,686		$	432	$	443	$	187,704	$	191,801	$	3,712		$	4,321		$	241,020	$	245,013
Future policy benefits, unpaid losses and loss adjustment expenses	21,993		21,806		6,446			6,540			—		—		13,061		13,098		—			$	—		$	41,500	$	41,444
Other policyholder funds and benefits payable	—		—		507			518			—		—		31,364		32,014		—			—			31,871		32,532
Unearned premiums	5,315		5,099		39			45			—		—		109		111		—			—			5,463		5,255
Debt	—		—		—			—			—		—		143		143		5,382			5,966			5,525		6,109
Other liabilities	1,132		1,088		309			(3		)	141		159		2,236		1,930		3,127			3,077			6,945		6,251
Separate account liabilities	—		—		—			—			—		—		131,489		134,702		—			—			131,489		134,702
Total liabilities	$	28,440	$	27,993	$	7,301		$	7,100		$	141	$	159	$	178,402	$	181,998	$	8,509		$	9,043		$	222,793	$	226,293
Common equity, excluding AOCI	10,333		9,822		2,189			2,228			291		284		8,470		8,607		(3,244		)	(3,149		)	18,039		17,792
AOCI, after-tax	660		947		249			358			—		—		832		1,196		(1,553		)	(1,573		)	188		928
Total stockholders’ equity	10,993		10,769		2,438			2,586			291		284		9,302		9,803		(4,797		)	(4,722		)	18,227		18,720
Total liabilities and equity	$	39,433	$	38,762	$	9,739		$	9,686		$	432	$	443	$	187,704	$	191,801	$	3,712		$	4,321		$	241,020	$	245,013

[1] Excludes Mutual Funds assets under management ("AUM") owned by the shareholders of those funds and not by the Company.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

CAPITAL STRUCTURE

	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014
DEBT
Short-term debt	$	167		$	167		$	456		$	289		$	289		$	532
Senior notes [1]	4,258			4,553			4,553			4,719			4,719			4,718
Junior subordinated debentures	1,100			1,100			1,100			1,100			1,100			1,100
Total debt	$	5,525		$	5,820		$	6,109		$	6,108		$	6,108		$	6,350
STOCKHOLDERS’ EQUITY
Common stockholders' equity, excluding AOCI	$	18,039		$	17,927		$	17,792		$	17,758		$	18,266		$	19,115
AOCI	188			1,150			928			1,077			1,162			659
Total stockholders’ equity	$	18,227		$	19,077		$	18,720		$	18,835		$	19,428		$	19,774
CAPITALIZATION
Total capitalization, including AOCI, after-tax	$	23,752		$	24,897		$	24,829		$	24,943		$	25,536		$	26,124
Total capitalization, excluding AOCI, after-tax	$	23,564		$	23,747		$	23,901		$	23,866		$	24,374		$	25,465
DEBT TO CAPITALIZATION RATIOS
Total debt to capitalization, including AOCI	23.3		%	23.4		%	24.6		%	24.5		%	23.9		%	24.3		%
Total debt to capitalization, excluding AOCI	23.4		%	24.5		%	25.6		%	25.6		%	25.1		%	24.9		%
Total rating agency adjusted debt to capitalization [2] [3]	26.9		%	26.9		%	28.0		%	26.7		%	26.2		%	26.5		%

[1] On May 27, 2015 the Company redeemed for cash the entire $296 aggregate principal amount of 4.0% senior notes due October 15, 2017 for $317 including a make-whole premium and interest accrued to the redemption date. The Company financed the redemption of the senior notes with cash on hand.

[2] The leverage calculation reflects adjustments related to the Company’s defined benefit plans unfunded pension liability and the Company's rental expense on operating leases for total adjustments of $1.6 billion, $1.6 billion, $1.6 billion, $1.1 billion, $1.1 billion and $1.2 billion for the three months ended June 30, 2015, March 31, 2015, December 31, 2014, September 30, 2014, June 30, 2014 and March 31, 2014, respectively. Due to a rating agency methodology change the adjustment on operating leases was reduced from 6 times the annual lease expense to 4 times the annual lease expense.  Prior periods have been adjusted to reflect this change which impacted the ratio by (0.4), (0.4), (0.4), (0.3) and (0.4) percentage points as of March 31, 2015, December 31, 2014, September 30, 2014, June 30, 2014 and March 31, 2014, respectively.

[3] Reflects 25% equity credit for the Company's outstanding junior subordinated debentures.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

STATUTORY CAPITAL AND SURPLUS TO GAAP STOCKHOLDERS’ EQUITY RECONCILIATION

JUNE 30, 2015

	P&C			GROUP BENEFITS			TALCOTT RESOLUTION
U.S. statutory net income [1]	$	660		$	122		$	43
U.S. statutory capital and surplus	$	8,665		$	1,483		$	5,067
U.S. GAAP adjustments:
DAC	592			37			1,145
Deferred taxes including non-admitted deferred tax assets	(686		)	(259		)	565
Goodwill	119			—			—
Non-admitted assets other than deferred taxes	627			73			26
Asset valuation and interest maintenance reserve	—			196			598
Benefit reserves	(18		)	326			766
Unrealized gains on investments	1,117			368			971
Other, net	577			214			164
U.S. GAAP stockholders’ equity	$	10,993		$	2,438		$	9,302

[1] Statutory net income is for the six months ended June 30, 2015.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

	AS OF
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014
Fixed maturities net unrealized gain	$	1,636		$	2,565		$	2,355		$	2,170		$	2,226		$	1,663
Equities net unrealized gain	21			13			15			23			29			23
OTTI losses recognized in AOCI	(7		)	(8		)	(5		)	(5		)	(7		)	(10		)
Net gain on cash flow hedging instruments	122			177			150			120			141			121
Total net unrealized gain	$	1,772		$	2,747		$	2,515		$	2,308		$	2,389		$	1,797
Foreign currency translation adjustments	(24		)	(28		)	(8		)	—			13			108
Pension and other postretirement adjustment	(1,560		)	(1,569		)	(1,579		)	(1,231		)	(1,240		)	(1,246		)
Total AOCI	$	188		$	1,150		$	928		$	1,077		$	1,162		$	659

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

DEFERRED POLICY ACQUISITION COSTS (“DAC”)

	THREE MONTHS ENDED JUN 30, 2015
	P&C			Group Benefits			Mutual Funds			Talcott Resolution			Consolidated
Balance, beginning of period	$	586		$	39		$	12		$	1,127		$	1,764
Deferred costs	333			6			6			4			349
Amortization — DAC	(327		)	(8		)	(6		)	(52		)	(393		)
Amortization — DAC unlock benefit, before tax	—			—			—			2			2
Adjustments to unrealized gains and losses on securities available-for-sale and other	—			—						64			64
Balance, end of period	$	592		$	37		$	12		$	1,145		$	1,786

	SIX MONTHS ENDED JUN 30, 2015
	P&C			Group Benefits			Mutual Funds			Talcott Resolution			Consolidated
Balance, beginning of period	$	576		$	36		$	11		$	1,200		$	1,823
Deferred costs	667			17			12			7			703
Amortization — DAC	(651		)	(16		)	(11		)	(112		)	(790		)
Amortization — DAC unlock charge, before tax	—			—			—			12			12
Adjustments to unrealized gains and losses on securities available-for-sale and other	—			—			—			38			38
Balance, end of period	$	592		$	37		$	12		$	1,145		$	1,786

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

PROPERTY & CASUALTY

INCOME STATEMENTS

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015		Jun 30 2014
UNDERWRITING RESULTS
Written premiums	$	2,667		$	2,661		$	2,470		$	2,603		$	2,574		$	2,597		$	5,328	$	5,171
Change in unearned premium reserve	78			126			(110		)	61			69			128			204		197
Earned premiums	2,589			2,535			2,580			2,542			2,505			2,469			5,124		4,974
Losses and loss adjustment expenses
Current accident year before catastrophes	1,525			1,546			1,574			1,570			1,563			1,524			3,071		3,087
Current accident year catastrophes	139			83			19			40			196			86			222		282
Prior year development [1]	220			(2		)	29			(10		)	249			(40		)	218		209
Total losses and loss adjustment expenses	1,884			1,627			1,622			1,600			2,008			1,570			3,511		3,578
Amortization of DAC	327			324			322			318			316			311			651		627
Underwriting expenses [2]	446			449			473			443			439			372			895		811
Dividends to policyholders	4			5			4			4			3			4			9		7
Underwriting gain (loss)	(72		)	130			159			177			(261		)	212			58		(49		)
Net investment income	307			327			282			316			292			326			634		618
Net realized capital gains (losses)	(6		)	13			6			24			(25		)	(37		)	7		(62		)
Net servicing and other income [3]	27			6			14			4			8			5			33		13
Income from continuing operations before income taxes	256			476			461			521			14			506			732		520
Income tax expense (benefit)	67			137			140			154			(11		)	143			204		132
Income from continuing operations, after-tax	189			339			321			367			25			363			528		388
Income from discontinued operations, after-tax	—			—			6			—			—			—			—		—
Net income	189			339			327			367			25			363			528		388
Less: Net realized capital gains (losses), after-tax and DAC, excluded from core earnings	(4		)	10			5			14			(15		)	(23		)	6		(38		)
Less: Income from discontinued operations, after-tax	—			—			6			—			—			—			—		—
Core earnings	$	193		$	329		$	316		$	353		$	40		$	386		$	522	$	426

[1] The three months ended June 30, 2015 and 2014 include unfavorable prior year loss reserve development of $146 and $212, respectively, related to asbestos reserves and $52 and $27, respectively, related to environmental reserves.

[2] The three months ended March 31, 2014 includes a $49 before tax reduction for New York (NY) State Workers' Compensation Board assessments.

[3] The three months ended June 30, 2015 includes a benefit of $20, before tax, from the resolution of litigation.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

PROPERTY & CASUALTY

UNDERWRITING RATIOS

	THREE MONTHS ENDED																	SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014		Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015		Jun 30 2014
UNDERWRITING GAIN (LOSS)	$	(72	)	$	130		$	159	$	177		$	(261	)	$	212		$	58	$	(49	)
UNDERWRITING RATIOS
Losses and loss adjustment expenses
Current accident year before catastrophes	58.9			61.0			61.0		61.8			62.4			61.7			59.9		62.1
Current accident year catastrophes	5.4			3.3			0.7		1.6			7.8			3.5			4.3		5.7
Prior year development [1]	8.5			(0.1		)	1.1		(0.4		)	9.9			(1.6		)	4.3		4.2
Total losses and loss adjustment expenses	72.8			64.2			62.9		62.9			80.2			63.6			68.5		71.9
Expenses [2]	29.9			30.5			30.8		29.9			30.1			27.7			30.2		28.9
Policyholder dividends	0.2			0.2			0.2		0.2			0.1			0.2			0.2		0.1
Combined ratio	102.8			94.9			93.8		93.0			110.4			91.4			98.9		101.0
Current accident year catastrophes and prior year development	13.9			3.2			1.8		1.2			17.7			1.9			8.6		9.9
Combined ratio before catastrophes and prior year development	88.9			91.7			92.0		91.9			92.7			89.6			90.3		91.1

[1] Includes 7.6 point and 9.5 point unfavorable impact related to asbestos and environmental prior year loss reserve development in the three months ended June 30, 2015 and 2014, respectively.

[2] Includes 2.0 point and 1.0 point favorable impact related to a reduction in NY State Workers' Compensation Board assessments in the three months ended March 31, 2014 and six months ended June 30, 2014, respectively.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

COMMERCIAL LINES

UNDERWRITING RESULTS

	THREE MONTHS ENDED																SIX MONTHS ENDED
	Jun 30 2015		Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014		Mar 31 2014			Jun 30 2015		Jun 30 2014
UNDERWRITING RESULTS
Written premiums	$	1,655	$	1,722		$	1,558		$	1,583		$	1,571	$	1,669		$	3,377	$	3,240
Change in unearned premium reserve	32		139			(53		)	5			12		128			171		140
Earned premiums	1,623		1,583			1,611			1,578			1,559		1,541			3,206		3,100
Losses and loss adjustment expenses
Current accident year before catastrophes	909		928			934			931			934		934			1,837		1,868
Current accident year catastrophes	42		58			6			8			35		60			100		95
Prior year development [2]	21		(2		)	13			(5		)	12		(7		)	19		5
Total losses and loss adjustment expenses	972		984			953			934			981		987			1,956		1,968
Amortization of DAC	237		234			233			230			230		226			471		456
Underwriting expenses [1]	284		295			298			286			285		217			579		502
Dividends to policyholders	4		5			4			4			3		4			9		7
Underwriting gain	$	126	$	65		$	123		$	124		$	60	$	107		$	191	$	167

[1] The three months ended March 31, 2014 includes a $49 before tax reduction for NY State Workers' Compensation Board assessments. Small Commercial, Middle Market and Specialty

Commercial represent $25, $15 and $9, respectively, of the reduction.

[2] Prior year development includes the following (favorable) unfavorable prior year loss reserve development:

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Auto liability	$	5		$	25		$	9		$	—		$	9		$	5		$	30		$	14
Professional and general liability	(3		)	(30		)	(4		)	(19		)	(11		)	(8		)	(33		)	(19		)
Workers’ compensation	(15		)	—			(12		)	—			5			—			(15		)	5
Change in workers' compensation discount, including accretion [a.]	22			8			7			8			7			8			30			15
Catastrophes	4			(6		)	3			1			(6		)	(12		)	(2		)	(18		)
Other reserve re-estimates, net	8			1			10			5			8			—			9			8
Total prior year development	$	21		$	(2	)	$	13		$	(5	)	$	12		$	(7	)	$	19		$	5

[a.] The three months ended June 30, 2015 includes reserve strengthening of $15 due to changes in payment patterns of claims owed to permanently disabled workers

and $7 for discount accretion.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

COMMERCIAL LINES

UNDERWRITING RATIOS

	THREE MONTHS ENDED															SIX MONTHS ENDED
	Jun 30 2015		Mar 31 2015			Dec 31 2014		Sept 30 2014			Jun 30 2014		Mar 31 2014			Jun 30 2015		Jun 30 2014
UNDERWRITING GAIN	$	126	$	65		$	123	$	124		$	60	$	107		$	191	$	167
UNDERWRITING RATIOS
Losses and loss adjustment expenses
Current accident year before catastrophes	56.0		58.6			58.0		59.0			59.9		60.6			57.3		60.3
Current accident year catastrophes	2.6		3.7			0.4		0.5			2.2		3.9			3.1		3.1
Prior year development [1]	1.3		(0.1		)	0.8		(0.3		)	0.8		(0.5		)	0.6		0.2
Total losses and loss adjustment expenses	59.9		62.2			59.2		59.2			62.9		64.0			61.0		63.5
Expenses [2]	32.1		33.4			33.0		32.7			33.0		28.7			32.8		30.9
Policyholder dividends	0.2		0.3			0.2		0.3			0.2		0.3			0.3		0.2
Combined ratio	92.2		95.9			92.4		92.1			96.2		93.1			94.0		94.6
Current accident year catastrophes and prior year development	3.9		3.6			1.2		0.2			3.0		3.4			3.7		3.3
Combined ratio before catastrophes and prior year development	88.4		92.4			91.2		92.0			93.1		89.6			90.3		91.4
COMBINED RATIOS BY LINE OF BUSINESS [3]
SMALL COMMERCIAL
Combined ratio	89.2		93.9			86.1		88.4			91.4		87.8			91.5		89.7
Combined ratio before catastrophes	86.0		90.5			85.3		88.1			88.0		85.5			88.3		86.8
Combined ratio before catastrophes and prior year development	85.1		89.6			86.8		87.5			87.6		85.9			87.3		86.7
MIDDLE MARKET
Combined ratio	94.5		98.9			97.8		93.7			99.8		98.8			96.7		99.3
Combined ratio before catastrophes	91.1		94.6			97.6		92.3			99.3		93.5			92.8		96.4
Combined ratio before catastrophes and prior year development	89.3		93.7			94.7		93.5			97.6		92.2			91.5		94.9
SPECIALTY COMMERCIAL
Combined ratio	100.4		94.5			101.4		97.8			103.7		95.9			97.4		99.8
Combined ratio before catastrophes	100.4		94.5			101.4		97.8			103.8		95.9			97.5		99.9
Combined ratio before catastrophes and prior year development	98.8		99.1			99.1		105.1			101.5		95.4			98.9		98.4

[1]For a summary of prior year loss reserve development, refer to footnote [2] on page 11.

[2] The expense ratio includes 3.2 point and 1.6 point favorable impact related to a reduction in NY State Workers' Compensation Board assessments in the three months ended March 31, 2014 and six months ended June 30, 2014, respectively.

[3]Small Commercial, Middle Market and Specialty Commercial include a benefit of 3.3 points, 2.6 points and 4.4 points, respectively, for the NY State Workers' Compensation Board assessments

reduction in the three months ended March 31, 2014. For additional information, refer to footnote [1] on page 11.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

COMMERCIAL LINES

SUPPLEMENTAL DATA

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
WRITTEN PREMIUMS
Small Commercial	$	867		$	906		$	754		$	791		$	833		$	865		$	1,773		$	1,698
Middle Market	578			589			601			583			537			572			1,167			1,109
Specialty Commercial	200			219			195			201			192			223			419			415
National Accounts	82			100			80			81			77			113			182			190
Financial Products	60			61			65			64			59			55			121			114
Bond	49			46			47			51			47			43			95			90
Other Specialty	9			12			3			5			9			12			21			21
Other	10			8			8			8			9			9			18			18
Total	$	1,655		$	1,722		$	1,558		$	1,583		$	1,571		$	1,669		$	3,377		$	3,240
EARNED PREMIUMS
Small Commercial	$	833		$	810		$	813		$	805		$	790		$	769		$	1,643		$	1,559
Middle Market	583			566			579			570			561			561			1,149			1,122
Specialty Commercial	198			198			212			193			199			203			396			402
National Accounts	82			83			97			79			82			80			165			162
Financial Products	63			61			63			61			61			59			124			120
Bond	47			46			45			46			44			43			93			87
Other Specialty	6			8			7			7			12			21			14			33
Other	9			9			7			10			9			8			18			17
Total	$	1,623		$	1,583		$	1,611		$	1,578		$	1,559		$	1,541		$	3,206		$	3,100
STATISTICAL PREMIUM INFORMATION (YEAR OVER YEAR)
New Business Premium
Small Commercial	$	141		$	140		$	122		$	128		$	140		$	131		$	281		$	271
Middle Market	$	119		$	124		$	131		$	107		$	110		$	110		$	243		$	220
Renewal Written Price Increases [1]
Standard Commercial Lines	3		%	3		%	3		%	5		%	5		%	6		%	3		%	6		%
Policy Count Retention [1]
Small Commercial	83		%	85		%	85		%	84		%	84		%	83		%	84		%	83		%
Middle Market	81		%	81		%	80		%	80		%	80		%	81		%	81		%	81		%
Policies in Force (in thousands) [1]
Small Commercial	1,239			1,211			1,205			1,197			1,187			1,179
Middle Market	72			72			72			72			73			73

[1] Excludes Middle Market specialty programs and livestock lines of business.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

PERSONAL LINES

UNDERWRITING RESULTS

	THREE MONTHS ENDED																	SIX MONTHS ENDED
	Jun 30 2015		Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
UNDERWRITING RESULTS
Written premiums	$	1,009	$	939		$	912		$	1,019		$	1,003		$	927		$	1,948		$	1,930
Change in unearned premium reserve	43		(13		)	(56		)	55			57			(1		)	30			56
Earned premiums	966		952			968			964			946			928			1,918			1,874
Losses and loss adjustment expenses
Current accident year before catastrophes	616		618			640			639			629			590			1,234			1,219
Current accident year catastrophes	97		25			13			32			161			26			122			187
Prior year development [1]	—		(4		)	6			(15		)	(3		)	(34		)	(4		)	(37		)
Total losses and loss adjustment expenses	713		639			659			656			787			582			1,352			1,369
Amortization of DAC	90		90			89			88			86			85			180			171
Underwriting expenses	155		148			160			149			147			148			303			295
Underwriting gain (loss)	$	8	$	75		$	60		$	71		$	(74	)	$	113		$	83		$	39

[1] Prior year development includes the following (favorable) unfavorable prior year loss reserve development:

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Auto liability	$	—		$	—		$	6		$	(4	)	$	—		$	—		$	—		$	—
Homeowners	6			1			3			—			3			(13		)	7			(10		)
Catastrophes	(4		)	(12		)	(2		)	(3		)	(5		)	(21		)	(16		)	(26		)
Other reserve re-estimates, net	(2		)	7			(1		)	(8		)	(1		)	—			5			(1		)
Total prior year development	$	—		$	(4	)	$	6		$	(15	)	$	(3	)	$	(34	)	$	(4	)	$	(37	)

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

PERSONAL LINES

UNDERWRITING RATIOS

	THREE MONTHS ENDED																SIX MONTHS ENDED
	Jun 30 2015		Mar 31 2015			Dec 31 2014		Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
UNDERWRITING GAIN (LOSS)	$	8	$	75		$	60	$	71		$	(74	)	$	113		$	83		$	39
UNDERWRITING RATIOS
Losses and loss adjustment expenses
Current accident year before catastrophes	63.8		64.9			66.1		66.3			66.5			63.6			64.3			65.0
Current accident year catastrophes	10.0		2.6			1.3		3.3			17.0			2.8			6.4			10.0
Prior year development [1]	—		(0.4		)	0.6		(1.6		)	(0.3		)	(3.7		)	(0.2		)	(2.0		)
Total losses and loss adjustment expenses	73.8		67.1			68.1		68.0			83.2			62.7			70.5			73.1
Expenses	25.4		25.0			25.7		24.6			24.6			25.1			25.2			24.9
Combined ratio	99.2		92.1			93.8		92.6			107.8			87.8			95.7			97.9
Current accident year catastrophes and prior year development	10.0		2.2			1.9		1.7			16.7			(0.9		)	6.2			8.0
Combined ratio before catastrophes and prior year development	89.1		89.9			91.8		90.9			91.1			88.7			89.5			89.9
PRODUCT
Automobile
Combined ratio	98.3		95.4			102.9		97.8			100.1			92.6			96.9			96.4
Combined ratio before catastrophes and prior year development	96.6		94.6			102.4		97.0			96.0			92.8			95.6			94.4
Homeowners
Combined ratio	100.7		85.1			73.2		84.8			125.6			76.7			92.9			101.4
Combined ratio before catastrophes and prior year development	72.6		79.7			68.1		77.6			81.4			78.8			76.1			80.1

[1] For a summary of (favorable) unfavorable prior year loss reserve development refer to footnote [1] on page 14.    

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

PERSONAL LINES

SUPPLEMENTAL DATA

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
DISTRIBUTION
WRITTEN PREMIUMS
AARP Direct	$	744		$	677		$	642		$	736		$	734		$	669		$	1,421		$	1,403
AARP Agency	89			87			88			88			78			71			176			149
Other Agency	163			161			171			181			179			173			324			352
Other	13			14			11			14			12			14			27			26
Total	$	1,009		$	939		$	912		$	1,019		$	1,003		$	927		$	1,948		$	1,930
EARNED PREMIUMS
AARP Direct	$	698		$	685		$	698		$	699		$	689		$	678		$	1,383		$	1,367
AARP Agency	87			81			79			73			66			58			168			124
Other Agency	169			173			178			177			179			179			342			358
Other	12			13			13			15			12			13			25			25
Total	$	966		$	952		$	968		$	964		$	946		$	928		$	1,918		$	1,874
PRODUCT LINE
WRITTEN PREMIUMS
Automobile	$	688		$	671		$	629		$	690		$	680		$	660		$	1,359		$	1,340
Homeowners	321			268			283			329			323			267			589			590
Total	$	1,009		$	939		$	912		$	1,019		$	1,003		$	927		$	1,948		$	1,930
EARNED PREMIUMS
Automobile	$	665		$	655		$	665		$	662		$	650		$	636		$	1,320		$	1,286
Homeowners	301			297			303			302			296			292			598			588
Total	$	966		$	952		$	968		$	964		$	946		$	928		$	1,918		$	1,874
STATISTICAL PREMIUM INFORMATION (YEAR OVER YEAR)
New Business Premium
Automobile	$	96		$	101		$	100		$	108		$	103		$	104		$	197		$	207
Homeowners	$	29		$	27		$	29		$	34		$	35		$	32		$	56		$	67
Renewal Written Price Increases
Automobile	6		%	6		%	6		%	5		%	5		%	5		%	6		%	5		%
Homeowners	8		%	8		%	8		%	7		%	8		%	8		%	8		%	8		%
Policy Count Retention
Automobile	84		%	84		%	84		%	85		%	86		%	87		%	84		%	86		%
Homeowners	86		%	85		%	85		%	86		%	87		%	87		%	85		%	87		%
Premium Retention
Automobile	87		%	87		%	87		%	87		%	88		%	89		%	87		%	88		%
Homeowners	90		%	90		%	90		%	91		%	92		%	93		%	90		%	92		%
Policies in Force (in thousands)
Automobile	2,049			2,053			2,049			2,047			2,041			2,033
Homeowners	1,296			1,305			1,309			1,318			1,325			1,324

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

P&C OTHER OPERATIONS

UNDERWRITING RESULTS

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
UNDERWRITING RESULTS
Written premiums	$	3		$	—		$	—		$	1		$	—		$	1		$	3		$	1
Change in unearned premium reserve	3			—			(1		)	1			—			1			3			1
Earned premiums	—			—			1			—			—			—			—			—
Losses and loss adjustment expenses
Prior year development [1]	199			4			10			10			240			1			203			241
Total losses and loss adjustment expenses	199			4			10			10			240			1			203			241
Underwriting expenses	7			6			15			8			7			7			13			14
Underwriting loss	$	(206	)	$	(10	)	$	(24	)	$	(18	)	$	(247	)	$	(8	)	$	(216	)	$	(255	)

[1] The three months ended June 30, 2015 and 2014 include unfavorable prior year loss reserve development of $146 and $212, respectively, related to asbestos reserves, and $52 and $27, respectively, related to environmental reserves.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

GROUP BENEFITS

INCOME STATEMENTS

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Earned premiums	$	780		$	763		$	751		$	738		$	761		$	784		$	1,543		$	1,545
Fee income	16			17			15			15			16			15			33			31
Net investment income	95			97			90			93			95			96			192			191
Net realized capital gains (losses)	2			(1		)	4			(3		)	6			8			1			14
Total revenues	893			876			860			843			878			903			1,769			1,781
Benefits, losses and loss adjustment expenses	618			598			580			584			601			597			1,216			1,198
Amortization of DAC	8			8			8			8			7			9			16			16
Insurance operating costs and other expenses	191			200			208			205			195			228			391			423
Total benefits, losses and expenses	817			806			796			797			803			834			1,623			1,637
Income before income taxes	76			70			64			46			75			69			146			144
Income tax expense	20			18			16			9			20			18			38			38
Net income	56			52			48			37			55			51			108			106
Less: Net realized capital gains (losses), after tax, excluded from core earnings	—			—			3			(1		)	3			6			—			9
Core earnings	$	56		$	52		$	45		$	38		$	52		$	45		$	108		$	97
After-tax margin (excluding buyouts)
Net income	6.3		%	5.9		%	5.7		%	4.4		%	6.3		%	5.7		%	6.1		%	6.0		%
Core earnings	6.3		%	5.9		%	5.3		%	4.5		%	6.0		%	5.1		%	6.1		%	5.5		%

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

GROUP BENEFITS

SUPPLEMENTAL DATA

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
PREMIUMS
Fully insured ongoing premiums
Group disability	$	358		$	354		$	343		$	343		$	349		$	346		$	712		$	695
Group life [1]	376			365			354			353			371			388			741			759
Other	46			44			42			42			41			42			90			83
Total fully insured ongoing premiums	$	780		$	763		$	739		$	738		$	761		$	776		$	1,543		$	1,537
Total buyouts [2]	—			—			12			—			—			8			—			8
Total premiums	780			763			751			738			761			784			1,543			1,545
Group disability premium equivalents [3]	116			111			112			109			108			103			227			211
Total premiums and premium equivalents	$	896		$	874		$	863		$	847		$	869		$	887		$	1,770		$	1,756
SALES (GROSS ANNUALIZED NEW PREMIUMS)
Fully insured ongoing sales
Group disability	$	27		$	123		$	20		$	26		$	20		$	88		$	150		$	108
Group life	28			148			20			26			24			79			176			103
Other	3			29			4			5			1			13			32			14
Total fully insured ongoing sales	58			300			44			57			45			180			358			225
Total buyouts [2]	—			—			12			—			—			8			—			8
Total sales	58			300			56			57			45			188			358			233
Group disability premium equivalents [3]	6			37			15			3			3			25			43			28
Total sales and premium equivalents	$	64		$	337		$	71		$	60		$	48		$	213		$	401		$	261
RATIOS, EXCLUDING BUYOUTS
Group disability loss ratio	80.8		%	81.8		%	81.9		%	85.7		%	83.9		%	82.4		%	81.3		%	83.1		%
Group life loss ratio	76.2		%	73.2		%	70.3		%	71.7		%	72.4		%	67.9		%	74.8		%	70.1		%
Total loss ratio	77.6		%	76.7		%	75.3		%	77.6		%	77.3		%	74.5		%	77.2		%	75.9		%
Expense ratio	25.0		%	26.7		%	28.6		%	28.3		%	26.0		%	30.0		%	25.8		%	28.0		%
SELECTED RATIOS, EXCLUDING A-FI
Group life loss ratio, excluding A-FI	76.2		%	73.2		%	71.8		%	72.9		%	72.6		%	74.0		%	74.8		%	73.3		%
Total loss ratio, excluding A-FI	77.6		%	76.7		%	76.0		%	78.3		%	77.5		%	77.6		%	77.2		%	77.6		%
Expense ratio, excluding A-FI	25.0		%	26.7		%	27.9		%	27.6		%	25.8		%	27.4		%	25.8		%	26.6		%

[1] Association - Financial Institutions ("A-FI") business represents $2, $7, $19 and $44 for the three months ended December 31, 2014, September 30, 2014, June 30, 2014 and March 31, 2014,

respectively.

[2] Takeover of open claim liabilities and other non-recurring premium amounts.

[3] Administrative service only fees and premium equivalent of claims under claim management.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

MUTUAL FUNDS

INCOME STATEMENTS

	THREE MONTHS ENDED													SIX MONTHS ENDED
	Jun 30 2015		Mar 31 2015		Dec 31 2014			Sept 30 2014		Jun 30 2014		Mar 31 2014		Jun 30 2015		Jun 30 2014
Investment management fees	$	152	$	147	$	149		$	153	$	150	$	146	$	299	$	296
Shareholder servicing fees	19		19		19			19		19		19		38		38
Other revenue	13		13		13			13		14		9		26		23
Total revenues	184		179		181			185		183		174		363		357
Sub-advisory	55		52		53			53		52		51		107		103
Employee compensation and benefits [1]	25		25		29			26		26		25		50		51
Distribution and service	42		41		41			44		45		43		83		88
General, administrative and other	28		27		23			26		28		22		55		50
Total expenses	150		145		146			149		151		141		295		292
Income before income taxes	34		34		35			36		32		33		68		65
Income tax expense	12		12		12			14		11		12		24		23
Net income	22		22		23			22		21		21		44		42
Less: Restructuring and other costs, after-tax	—		—		(4		)	—		—		—		—		—
Core earnings	$	22	$	22	$	27		$	22	$	21	$	21	$	44	$	42
Average Total Mutual Funds segment AUM	$	95,797	$	94,778	$	94,891		$	97,511	$	98,581	$	97,519	$	94,638	$	97,797
Return on assets (bps, after-tax) [2]
Net income	9.2		9.3		9.7			9.0		8.5		8.6		9.3		8.6
Core earnings	9.2		9.3		11.4			9.0		8.5		8.6		9.3		8.6

[1] The three months ended December 31, 2014 includes restructuring costs of $6, before tax.

[2] Represents annualized earnings divided by average assets under management.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

MUTUAL FUNDS

ASSET VALUE ROLL FORWARD

ASSETS UNDER MANAGEMENT BY ASSET CLASS

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Equity
Beginning balance	$	47,131		$	45,221		$	44,308		$	45,171		$	44,489		$	42,426		$	45,221		$	42,426
Sales	2,367			2,583			2,020			1,768			1,995			1,906			4,950			3,901
Redemptions	(2,145		)	(2,307		)	(2,232		)	(1,844		)	(2,145		)	(1,819		)	(4,452		)	(3,964		)
Net flows	222			276			(212		)	(76		)	(150		)	87			498			(63		)
Change in market value and other	488			1,634			1,125			(787		)	832			1,976			2,122			2,808
Ending balance	$	47,841		$	47,131		$	45,221		$	44,308		$	45,171		$	44,489		$	47,841		$	45,171
Fixed Income
Beginning balance	$	14,267		$	14,046		$	14,765		$	14,942		$	14,661		$	14,632		$	14,046		$	14,632
Sales	883			1,240			1,074			1,317			1,241			1,134			2,123			2,375
Redemptions	(1,084		)	(1,338		)	(1,516		)	(1,329		)	(1,064		)	(1,257		)	(2,422		)	(2,321		)
Net flows	(201		)	(98		)	(442		)	(12		)	177			(123		)	(299		)	54
Change in market value and other	(222		)	319			(277		)	(165		)	104			152			97			256
Ending balance	$	13,844		$	14,267		$	14,046		$	14,765		$	14,942		$	14,661		$	13,844		$	14,942
Multi-Strategy Investments [1]
Beginning balance	$	14,298		$	13,768		$	14,222		$	14,217		$	14,196		$	13,860		$	13,768		$	13,860
Sales	739			887			800			668			674			652			1,626			1,326
Redemptions	(510		)	(536		)	(1,206		)	(487		)	(1,139		)	(598		)	(1,046		)	(1,737		)
Net flows	229			351			(406		)	181			(465		)	54			580			(411		)
Change in market value and other	39			179			(48		)	(176		)	486			282			218			768
Ending balance	$	14,566		$	14,298		$	13,768		$	14,222		$	14,217		$	14,196		$	14,566		$	14,217
Mutual Fund AUM
Beginning balance	$	75,696		$	73,035		$	73,295		$	74,330		$	73,346		$	70,918		$	73,035		$	70,918
Sales	3,989			4,710			3,894			3,753			3,910			3,692			8,699			7,602
Redemptions [2]	(3,739		)	(4,181		)	(4,954		)	(3,660		)	(4,348		)	(3,674		)	(7,920		)	(8,022		)
Net flows	250			529			(1,060		)	93			(438		)	18			779			(420		)
Change in market value and other	305			2,132			800			(1,128		)	1,422			2,410			2,437			3,832
Ending balance	$	76,251		$	75,696		$	73,035		$	73,295		$	74,330		$	73,346		$	76,251		$	74,330
Talcott AUM [3]	$	19,406		$	20,240		$	20,584		$	22,867		$	24,529		$	24,957		$	19,406		$	24,529
Total Mutual Funds segment AUM	$	95,657		$	95,936		$	93,619		$	96,162		$	98,859		$	98,303		$	95,657		$	98,859

[1] Includes balanced, allocation, and alternative investment products.

[2] The three months ended December 31, 2014 includes a planned asset transfer of $0.7 billion to the HIMCO Variable Insurance Trust (“HVIT”) which supports legacy retirement mutual funds and runoff mutual

funds (see footnote [3]). HVIT's invested assets are managed by Hartford Investment Management Company, a wholly-owned subsidiary of the Company.

[3] Talcott AUM consists of Company-sponsored mutual fund assets held in separate accounts supporting variable insurance and investment products. The three months ended December 31, 2014

includes a planned asset transfer of $2.0 billion to HVIT.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

TALCOTT RESOLUTION

FINANCIAL HIGHLIGHTS

	THREE MONTHS ENDED																	SIX MONTHS ENDED
	Jun 30 2015		Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
NET INCOME (LOSS)
Individual Annuity [1]	$	141	$	89		$	84		$	(23	)	$	92		$	108		$	230		$	200
Institutional and other [2] [3]	76		22			60			51			(596		)	37			98			(559		)
Talcott Resolution net income (loss)	217		111			144			28			(504		)	145			328			(359		)
Less: Unlock benefit (charge), after-tax	31		19			13			(102		)	15			12			50			27
Less: Net realized gains (losses) and other, after-tax and DAC, excluded from core earnings	10		(19		)	(13		)	8			(3		)	(8		)	(9		)	(11		)
Less: Net reinsurance gain on dispositions, after-tax [4]	5		—			15			—			—			—			5			—
Less: Income (loss) from discontinued operations, after-tax [3]	—		—			31			—			(617		)	29			—			(588		)
Talcott Resolution core earnings	$	171	$	111		$	98		$	122		$	101		$	112		$	282		$	213
CORE EARNINGS
Individual Annuity	$	134	$	83		$	80		$	83		$	84		$	89		$	217		$	173
Institutional and other	37		28			18			39			17			23			65			40
Talcott Resolution core earnings	$	171	$	111		$	98		$	122		$	101		$	112		$	282		$	213

[1] The three months ended June 30, 2015 includes a $48 reduction in income tax expense due to conclusion of the 2007 to 2011 IRS audit.

[2] Other consists of PPLI, residual income or tax benefits associated with the reinsurance of the policyholder and separate account liabilities of the Retirement Plans and Individual Life businesses and residual income benefits associated with International discontinued operations.

[3] The three months ended December 31, 2014 includes a benefit of $29, after-tax, from the partial reduction of the deferred tax valuation allowance on capital loss carryovers established when the Japan annuity business was sold. The three months ended June 30, 2014 includes a loss on disposition of $659 related to the Japan annuity business.

[4] Amounts pertain to disposition of the Individual Life business.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

TALCOTT RESOLUTION

INDIVIDUAL ANNUITY

SUPPLEMENTAL DATA

	THREE MONTHS ENDED												SIX MONTHS ENDED
	Jun 30 2015		Mar 31 2015		Dec 31 2014		Sept 30 2014		Jun 30 2014		Mar 31 2014		Jun 30 2015		Jun 30 2014
CORE EARNINGS - RETURN ON ASSETS (bps, after tax) [1]	90.8		54.5		51.2		50.7		49.0		50.3		72.6		49.5
FULL SURRENDER RATES [2]
Variable Annuity	9.9	%	10.9	%	11.3	%	16.5	%	13.9	%	12.3	%	10.5	%	13.0	%
CONTRACT COUNTS (in thousands)
Variable Annuity	634		653		674		694		721		747
Fixed Annuity and Other	134		137		139		143		151		163

[1] Represents annualized earnings divided by a two-point average of assets under management.

[2] Represents annualized surrenders (full contract liquidation excluding partial withdrawals) divided by a two-point average of annuity account values.

	AS OF:
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014
VARIABLE ANNUITY DEATH AND LIVING BENEFITS
S&P 500 index value at end of period	2,063			2,068			2,059			1,972			1,960			1,872
Total account value with guaranteed minimum death benefits (“GMDB”)	$	49,359		$	51,500		$	52,861		$	54,349		$	58,350		$	59,547
Gross net amount at risk ("NAR")	3,719			3,683			3,807			3,972			4,024			4,192
NAR reinsured	79		%	80		%	79		%	78		%	78		%	77		%
Contracts in the Money [2]	33		%	20		%	23		%	27		%	14		%	17		%
% In the Money [2] [3]	10		%	16		%	14		%	13		%	27		%	23		%
Retained NAR [1]	784			733			793			862			891			971
Net GAAP liability for GMDB benefits	184			183			196			198			210			209
Total account value with guaranteed minimum withdrawal benefits (“GMWB”)	$	22,816		$	23,995		$	24,840		$	25,774		$	28,161		$	29,036
Gross NAR	168			152			156			160			139			163
NAR reinsured	31		%	28		%	26		%	24		%	21		%	21		%
Contracts in the Money [2]	7		%	6		%	6		%	6		%	5		%	6		%
% In the Money [2] [3]	11		%	12		%	11		%	10		%	13		%	12		%
Retained NAR [1]	116			109			116			122			110			129
Net GAAP liability (asset) for non-lifetime GMWB benefits	54			99			70			10			(43		)	(15		)
Net GAAP liability for lifetime GMWB benefits	105			140			136			128			121			113

[1] Policies with a guaranteed living benefit also have a guaranteed death benefit. The net amount at risk (“NAR”) for each benefit is shown. These benefits are not additive. When a policy terminates due to death, any NAR related to the GMWB is released. Similarly, when a policy goes into benefit status on a GMWB, its GMDB NAR is released.

[2] Excludes contracts that are fully reinsured.

[3] For all contracts that are “in the money”, this represents the percentage by which the average contract was in the money.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

TALCOTT RESOLUTION

INDIVIDUAL ANNUITY

ACCOUNT VALUE ROLLFORWARD

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
VARIABLE ANNUITY
Beginning balance	$	51,500		$	52,861		$	54,349		$	58,350		$	59,547		$	61,812		$	52,861		$	61,812
Deposits	52			49			56			52			58			66			101			124
Partial withdrawals	(487		)	(498		)	(589		)	(490		)	(563		)	(634		)	(985		)	(1,197		)
Full surrenders	(1,250		)	(1,426		)	(1,517		)	(2,327		)	(2,041		)	(1,860		)	(2,676		)	(3,901		)
Death benefits/annuitizations/other [1]	(394		)	(421		)	(437		)	(465		)	(508		)	(521		)	(815		)	(1,029		)
Transfers	—			—			(2		)	(1		)	(2		)	(1		)	—			(3		)
Net flows	(2,079		)	(2,296		)	(2,489		)	(3,231		)	(3,056		)	(2,950		)	(4,375		)	(6,006		)
Change in market value/change in reserve/interest credited and other	(62		)	935			1,001			(770		)	1,859			685			873			2,544
Ending balance	$	49,359		$	51,500		$	52,861		$	54,349		$	58,350		$	59,547		$	49,359		$	58,350
FIXED MARKET VALUE ADJUSTED (“MVA”) AND OTHER
Beginning balance	$	8,666		$	8,748		$	8,959		$	9,429		$	9,917		$	10,142		$	8,748		$	10,142
Deposits	—			—			—			—			—			—			—			—
Surrenders	(122		)	(108		)	(256		)	(533		)	(576		)	(331		)	(230		)	(907		)
Death benefits/annuitizations/other [1]	(92		)	(82		)	(41		)	(13		)	(19		)	7			(174		)	(12		)
Transfers [2]	(3		)	36			(1		)	2			1			1			33			2
Net flows	(217		)	(154		)	(298		)	(544		)	(594		)	(323		)	(371		)	(917		)
Change in market value/change in reserve/interest credited and other	67			72			87			74			106			98			139			204
Ending balance	$	8,516		$	8,666		$	8,748		$	8,959		$	9,429		$	9,917		$	8,516		$	9,429
TOTAL INDIVIDUAL ANNUITY
Beginning balance	$	60,166		$	61,609		$	63,308		$	67,779		$	69,464		$	71,954		$	61,609		$	71,954
Deposits	52			49			56			52			58			66			101			124
Surrenders	(1,859		)	(2,032		)	(2,362		)	(3,350		)	(3,180		)	(2,825		)	(3,891		)	(6,005		)
Death benefits/annuitizations/other [1]	(486		)	(503		)	(478		)	(478		)	(527		)	(514		)	(989		)	(1,041		)
Transfers	(3		)	36			(3		)	1			(1		)	—			33			(1		)
Net flows	(2,296		)	(2,450		)	(2,787		)	(3,775		)	(3,650		)	(3,273		)	(4,746		)	(6,923		)
Change in market value/change in reserve/interest credited and other	5			1,007			1,088			(696		)	1,965			783			1,012			2,748
Ending balance	$	57,875		$	60,166		$	61,609		$	63,308		$	67,779		$	69,464		$	57,875		$	67,779

[1] Includes transfers from the accumulation phase to the annuitization phase.

[2] In the three months ended March 31, 2015 transfers consist primarily of reinsured Individual Life business accounts formerly managed by a third-party and now managed by the Company.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

CORPORATE

INCOME STATEMENTS

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Fee income	$	3		$	2		$	1		$	2		$	4		$	3		$	5		$	7
Net investment income	4			3			10			5			5			2			7			7
Net realized capital gains (losses)	2			18			(9		)	11			14			(9		)	20			5
Total revenues	9			23			2			18			23			(4		)	32			19
Insurance operating costs and other expenses [1]	11			7			8			4			20			12			18			32
Pension settlement [2]	—			—			128			—			—			—			—			—
Loss on extinguishment of debt [3]	21			—			—			—			—			—			21			—
Interest expense	89			94			94			93			94			95			183			189
Restructuring and other costs	2			10			20			22			8			20			12			28
Total expenses	123			111			250			119			122			127			234			249
Loss before income taxes	(114		)	(88		)	(248		)	(101		)	(99		)	(131		)	(202		)	(230		)
Income tax benefit	(43		)	(31		)	(88		)	(35		)	(35		)	(46		)	(74		)	(81		)
Net loss	(71		)	(57		)	(160		)	(66		)	(64		)	(85		)	(128		)	(149		)
Less: Net realized capital gains (losses), after tax and DAC, excluded from core losses	(2		)	11			(4		)	6			11			(9		)	9			2
Less: Restructuring and other costs, after tax	(2		)	(6		)	(13		)	(14		)	(5		)	(13		)	(8		)	(18		)
Less: Pension settlement, after-tax [2]	—			—			(83		)	—			—			—			—			—
Less: Loss on extinguishment of debt, after tax [3]	(14		)	—			—			—			—			—			(14		)	—
Core losses	$	(53	)	$	(62	)	$	(60	)	$	(58	)	$	(70	)	$	(63	)	$	(115	)	$	(133	)

[1] The three months ended September 30, 2014 includes a benefit of $10, before tax, for recoveries for past legal expenses associated with closed litigation.

[2] Consists of a charge related to voluntary lump-sum settlements with vested participants in the Company's defined benefit pension plan who had separated from service, but who had not yet commenced annuity benefits.

[3] Consists of premium associated with the redemption of $296 aggregate principal amount of 4.000% senior notes at an amount greater than the face amount, the write off of the unamortized discount and debt issuance and other costs related to the redemption.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

INVESTMENT EARNINGS BEFORE TAX

CONSOLIDATED

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Net Investment Income (Loss)
Fixed maturities [1]
Taxable	$	490		$	485		$	485		$	485		$	483		$	498		$	975		$	981
Tax-exempt	113			115			116			117			118			118			228			236
Total fixed maturities	$	603		$	600		$	601		$	602		$	601		$	616		$	1,203		$	1,217
Equity securities, available-for-sale	5			6			15			9			7			7			11			14
Mortgage loans	71			69			68			65			66			66			140			132
Policy loans	20			20			21			20			19			20			40			39
Limited partnerships and other alternative investments [2]	94			99			44			100			53			97			193			150
Other [3]	31			42			44			44			48			43			73			91
Subtotal	824			836			793			840			794			849			1,660			1,643
Investment expense	(28		)	(27		)	(41		)	(30		)	(26		)	(25		)	(55		)	(51		)
Total net investment income	$	796		$	809		$	752		$	810		$	768		$	824		$	1,605		$	1,592
Annualized investment yield, before tax [4]	4.5		%	4.5		%	4.2		%	4.5		%	4.3		%	4.5		%	4.5		%	4.4		%
Annualized investment yield, after-tax [4]	3.1		%	3.1		%	2.9		%	3.2		%	3.0		%	3.2		%	3.1		%	3.1		%
Annualized investment yield, before tax, excluding limited partnership and other alternative investments [4]	4.1		%	4.1		%	4.1		%	4.1		%	4.1		%	4.2		%	4.1		%	4.2		%
New money yield [5]	3.5		%	3.1		%	3.3		%	3.2		%	3.8		%	3.9		%	3.3		%	3.9		%
Sales/maturities yield [6]	3.6		%	4.1		%	4.0		%	3.7		%	3.9		%	4.2		%	3.9		%	4.0		%
Portfolio duration (in years) [7]	5.5			5.4			5.3			5.4			5.1			5.0			5.5			5.1

[1] Includes income on short-term bonds.

[2] Alternative investments include income on real estate joint ventures and hedge fund investments outside of limited partnerships.

[3] Primarily represents income from derivatives that qualify for hedge accounting and are used to hedge fixed maturities.

[4] Represents annualized net investment income divided by the monthly average invested assets at cost, amortized cost, or adjusted carrying value, as applicable, excluding repurchase agreement collateral, if any, and derivatives book value. Yield calculations for each period exclude assets associated with the disposition of the Japan annuities business, as applicable.

[5] Represents the yield on fixed maturities and mortgage loans that were purchased during the respective period. Excludes U.S. Treasury securities, cash equivalent securities, and repurchase agreement collateral, if any.

[6] Represents the yield on fixed maturities and mortgage loans that were sold, matured, or redeemed, including calls and pay-downs, during the respective period. Excludes U.S. Treasury securities, cash equivalent securities, and repurchase agreement collateral, if any.

[7] Excludes certain short-term securities and derivative instruments related to hedging U.S. variable annuity liabilities and assets associated with the Company's former Japan annuities business.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

INVESTMENT EARNINGS BEFORE TAX

PROPERTY & CASUALTY

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Net Investment Income (Loss)
Fixed maturities [1]
Taxable	$	161		$	165		$	162		$	159		$	163		$	166		$	326		$	329
Tax-exempt	88			90			91			92			93			92			178			185
Total fixed maturities	$	249		$	255		$	253		$	251		$	256		$	258		$	504		$	514
Equity securities, available-for-sale	3			2			3			3			3			3			5			6
Mortgage loans	19			18			18			17			16			16			37			32
Limited partnerships and other alternative investments [2]	39			53			16			47			18			48			92			66
Other [3]	8			10			7			8			9			10			18			19
Subtotal	318			338			297			326			302			335			656			637
Investment expense	(11		)	(11		)	(15		)	(10		)	(10		)	(9		)	(22		)	(19		)
Total net investment income	$	307		$	327		$	282		$	316		$	292		$	326		$	634		$	618
Annualized investment yield, before tax [4]	4.2		%	4.5		%	3.9		%	4.4		%	4.1		%	4.5		%	4.3		%	4.3		%
Annualized investment yield, after-tax [4]	3.1		%	3.3		%	2.9		%	3.3		%	3.0		%	3.4		%	3.2		%	3.2		%
Annualized investment yield, before tax; excluding limited partnership and other alternative investments [4]	3.9		%	4.0		%	3.9		%	4.0		%	4.0		%	4.1		%	3.9		%	4.1		%
New money yield [5]	3.7		%	3.4		%	3.1		%	3.7		%	3.9		%	4.0		%	3.5		%	3.9		%
Sales/maturities yield [6]	4.1		%	4.3		%	4.0		%	4.0		%	4.2		%	4.3		%	4.2		%	4.2		%
Portfolio duration (in years)	5.0			4.8			4.9			5.2			4.6			4.5			5.0			4.6

Footnotes [1] through [7] are explained on page 26.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

NET INVESTMENT INCOME BY SEGMENT

CONSOLIDATED

	THREE MONTHS ENDED												SIX MONTHS ENDED
	Jun 30 2015		Mar 31 2015		Dec 31 2014		Sept 30 2014		Jun 30 2014		Mar 31 2014		Jun 30 2015		Jun 30 2014
Net Investment Income
Commercial Lines	$	239	$	257	$	222	$	250	$	230	$	256	$	496	$	486
Personal Lines	34		35		30		33		31		35		69		66
P&C Other Operations	34		35		30		33		31		35		69		66
Total Property & Casualty	$	307	$	327	$	282	$	316	$	292	$	326	$	634	$	618
Group Benefits	95		97		90		93		95		96		192		191
Talcott Resolution	390		382		370		396		376		400		772		776
Corporate	4		3		10		5		5		2		7		7
Total net investment income	$	796	$	809	$	752	$	810	$	768	$	824	$	1,605	$	1,592

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

COMPONENTS OF NET REALIZED CAPITAL GAINS (LOSSES)

CONSOLIDATED

	THREE MONTHS ENDED																		SIX MONTHS ENDED
	Jun 30 2015			Mar 31 2015			Dec 31 2014			Sept 30 2014			Jun 30 2014			Mar 31 2014			Jun 30 2015			Jun 30 2014
Net Realized Capital Gains (Losses)
Gross gains on sales	$	121		$	197		$	106		$	116		$	122		$	183		$	318		$	305
Gross losses on sales	(112		)	(148		)	(59		)	(29		)	(33		)	(129		)	(260		)	(162		)
Net impairment losses	(11		)	(12		)	(16		)	(14		)	(7		)	(22		)	(23		)	(29		)
Valuation allowances on mortgage loans	—			(3		)	(1		)	—			(3		)	—			(3		)	(3		)
Periodic net coupon settlements on credit derivatives [1]	4			1			—			—			2			(1		)	5			1
Results of variable annuity hedge program
GMWB derivatives, net	(4		)	1			(10		)	6			(6		)	15			(3		)	9
Macro hedge	(23		)	(4		)	2			12			(15		)	(10		)	(27		)	(25		)
Total results of variable annuity hedge program	(27		)	(3		)	(8		)	18			(21		)	5			(30		)	(16		)
Other net gains (losses) [2]	34			(27		)	(36		)	(22		)	(64		)	(71		)	7			(135		)
Total net realized capital gains (losses)	$	9		$	5		$	(14	)	$	69		$	(4	)	$	(35	)	$	14		$	(39	)
Less: Realized gains, included in core earnings, before tax	4			2			2			7			7			—			6			7
Total net realized capital gains (losses) and other, before tax and DAC, excluded from core earnings (losses)	5			3			(16		)	62			(11		)	(35		)	8			(46		)
Less: Impacts of DAC	(1		)	—			1			13			(1		)	16			(1		)	15
Less: Impacts of tax	2			1			(8		)	22			(6		)	(17		)	3			(23		)
Total net realized capital gains (losses), net of tax and DAC, excluded from core earnings (losses)	$	4		$	2		$	(9	)	$	27		$	(4	)	$	(34	)	$	6		$	(38	)

[1] Included in core earnings.

[2] Primarily consists of changes in value of non-qualifying derivatives, including interest rate derivatives used to manage duration, and the Japan fixed payout annuity hedge.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

COMPOSITION OF INVESTED ASSETS

CONSOLIDATED

	Jun 30 2015				Mar 31 2015				Dec 31 2014				Sept 30 2014				Jun 30 2014
	Amount [1]		Percent		Amount [1]		Percent		Amount		Percent		Amount		Percent		Amount		Percent
Total investments	$	74,440	100.0	%	$	76,576	100.0	%	$	76,278	100.0	%	$	76,231	100.0	%	$	76,239	100.0	%
Less: Equity securities, trading	11		—	%	11		—	%	11		—	%	12		—	%	12		—	%
Total investments excluding trading securities	$	74,429	100.0	%	$	76,565	100.0	%	$	76,267	100.0	%	$	76,219	100.0	%	$	76,227	100.0	%
Asset-backed securities	$	2,890	4.9	%	$	3,004	5.0	%	$	2,472	4.2	%	$	2,439	4.1	%	$	2,309	3.8	%
Collateralized debt obligations	3,218		5.4	%	2,982		4.9	%	2,841		4.8	%	2,445		4.1	%	2,434		4.0	%
Commercial mortgage-backed securities	4,664		7.9	%	4,652		7.7	%	4,415		7.4	%	4,482		7.5	%	4,696		7.8	%
Corporate	26,610		45.1	%	27,119		44.7	%	27,359		46.0	%	27,714		46.6	%	28,668		47.7	%
Foreign government/government agencies	1,313		2.2	%	1,365		2.3	%	1,636		2.8	%	1,672		2.8	%	1,707		2.8	%
Municipal	12,298		20.8	%	12,842		21.2	%	12,871		21.7	%	12,761		21.4	%	12,713		21.1	%
Residential mortgage-backed securities	3,969		6.7	%	4,078		6.7	%	3,918		6.6	%	3,995		6.7	%	4,426		7.3	%
U.S. Treasuries	4,166		7.0	%	4,513		7.5	%	3,872		6.5	%	4,078		6.8	%	3,293		5.5	%
Total fixed maturities, available-for-sale	$	59,128	100.0	%	$	60,555	100.0	%	$	59,384	100.0	%	$	59,586	100.0	%	$	60,246	100.0	%
U.S. government/government agencies	$	7,694	13.0	%	$	8,214	13.6	%	$	7,596	12.8	%	$	7,874	13.2	%	$	7,569	12.6	%
AAA	7,675		13.0	%	8,100		13.4	%	7,251		12.2	%	7,074		11.9	%	6,731		11.2	%
AA	10,298		17.4	%	10,020		16.5	%	10,056		16.9	%	10,094		16.9	%	10,458		17.4	%
A	16,265		27.5	%	16,973		28.0	%	16,717		28.2	%	16,143		27.1	%	16,437		27.3	%
BBB	13,952		23.6	%	13,946		23.0	%	14,397		24.2	%	14,764		24.8	%	15,402		25.4	%
BB & below	3,244		5.5	%	3,302		5.5	%	3,367		5.7	%	3,637		6.1	%	3,649		6.1	%
Total fixed maturities, available-for-sale	$	59,128	100.0	%	$	60,555	100.0	%	$	59,384	100.0	%	$	59,586	100.0	%	$	60,246	100.0	%

[1] Amount represents the value at which the assets are presented in the Consolidating Balance Sheets (page 4).

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

INVESTED ASSET EXPOSURES

JUNE 30, 2015

	Cost or Amortized Cost		Fair Value		Percent of Total Invested Assets [1]
Top Ten Corporate and Equity, Available-for-sale, Exposures by Sector
Financial services	$	5,680	$	5,909	7.9	%
Utilities	4,195		4,498		6.0	%
Consumer non-cyclical	3,633		3,827		5.1	%
Technology and communications	3,456		3,694		5.0	%
Energy [2]	2,609		2,763		3.7	%
Consumer cyclical	1,908		1,991		2.7	%
Capital goods	1,819		1,948		2.6	%
Basic industry	1,321		1,379		1.9	%
Transportation	858		909		1.2	%
Other	524		565		0.8	%
Total	$	26,003	$	27,483	36.9	%
Top Ten Exposures by Issuer [3]
Morgan Stanley	$	309	$	309	0.4	%
State of California	257		285		0.4	%
General Electric Co.	290		285		0.4	%
JP Morgan Chase & Co.	278		279		0.4	%
Bank of America Corp.	272		275		0.4	%
Verizon Communications Inc.	249		275		0.4	%
Commonwealth of Massachusetts	249		274		0.4	%
Goldman Sachs Group Inc.	258		270		0.3	%
New York State Dormitory Authority	243		260		0.3	%
Wells Fargo and Company	228		226		0.3	%
Total	$	2,633	$	2,738	3.7	%

[1] Excludes equity securities, trading.

[2] The Company’s total exposure to the energy sector has a cost or amortized cost and fair value of $2.8 billion and $3.0 billion, respectively, as of June 30, 2015, and includes fixed maturities and

equity securities, AFS classified within the energy, basic industry, and other sectors above, as well as investments in foreign government and government agency securities and in certain fixed

maturities, FVO and short-term investments. 

[3] Excludes U.S. government and government agency securities, mortgage obligations issued by government sponsored agencies, cash equivalent securities, and exposures resulting from derivative transactions.

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

APPENDIX

BASIS OF PRESENTATION AND DEFINITIONS

All amounts are in millions, except for per share and ratio information unless otherwise stated. Amounts presented throughout this document have been rounded for presentation purposes.

The Hartford Financial Services Group, Inc. (the "Company", "we", or "our") currently conducts business principally in six reporting segments, Commercial Lines, Personal Lines, Property & Casualty Other Operations ("P&C Other Operations"), Group Benefits, Mutual Funds and Talcott Resolution, as well as a Corporate category.

Property & Casualty ("P&C") businesses consist of three reporting segments: Commercial Lines, Personal Lines and P&C Other Operations. Commercial Lines provides businesses with workers' compensation, property, automobile, liability, umbrella, marine and livestock coverages under several different products, primarily throughout the United States (“U.S.”), within its standard commercial lines, which consists of the Company's small commercial and middle market lines of business. Additionally, a variety of customized insurance products and risk management services including workers' compensation, automobile, general liability, professional liability, bond, and specialty casualty coverages are offered through the segment's specialty lines. Personal Lines provides automobile, homeowners and personal umbrella coverages to individuals across the U.S., including a special program designed exclusively for members of AARP. P&C Other Operations includes certain property and casualty operations, currently managed by the Company, that have discontinued writing new business and substantially all of the Company's asbestos and environmental exposures.

Group Benefits provides group life, accident and disability coverage, group retiree health and voluntary benefits to individual members of employer groups, associations, affinity groups and financial institutions. Group Benefits offers disability underwriting, administration, claims processing and reinsurance to other insurers and self-funded employer plans.

Mutual Funds provides investment management, administration, distribution and related services to investors through investment products in both domestic and international markets, and is separated into two distinct asset categories referred to as Mutual Fund funds and Talcott funds. Mutual Fund funds are sold primarily through retail, bank trust and registered investment advisor channels. Talcott funds represents those assets held in separate accounts supporting the Company's legacy runoff variable insurance products.

Talcott Resolution is comprised of the runoff of the Company's U.S. annuity and institutional and private-placement life insurance businesses, and the retained Japan fixed payout annuity liabilities.

Corporate includes the Company's debt financing and related interest expense, as well as other capital raising activities; and purchase accounting adjustments related to goodwill and other expenses not allocated to the reporting segments.

Certain operating and statistical measures have been incorporated herein to provide supplemental data that indicate current trends in the Company's business. These measures include sales, deposits, net flows, account value, insurance in-force, premium retention, renewal written price increases and policy count retention. Premium retention is defined as renewal premium written in the current period divided by total premium written in the prior period. Renewal written price increases represent the combined effect of rate changes and amount of insurance per unit of exposure since the prior year. Policy count retention represents the ratio of the number of policies renewed during the period divided by the number of policies from the previous policy term period.

The Company, along with others in the property and casualty insurance industry, uses underwriting ratios as measures of performance. The loss and loss adjustment expense ratio is the ratio of losses and loss adjustment expenses to earned premiums. The expense ratio is the ratio of underwriting expenses (amortization of deferred policy acquisition costs and insurance operating costs and expenses, including certain centralized services and bad debt expense) to earned premiums. The policyholder dividend ratio is the ratio of policyholder dividends to earned premiums. The combined ratio is the sum of the loss and loss adjustment expense ratio, the expense ratio and the policyholder dividend ratio. These ratios are relative measurements that describe the related cost of losses and expenses for every $100 of earned premiums. A combined ratio below 100 demonstrates underwriting profit; a combined ratio above 100 demonstrates underwriting losses. The catastrophe ratio (a component of the loss ratio) represents the ratio of catastrophe losses to earned premiums.

The Company, along with others in the life insurance industry, uses underwriting ratios as measures of the Group Benefits segment's performance. The loss ratio is the ratio of benefits, losses and loss adjustment expenses to premiums and other considerations, excluding buyout premiums. The expense ratio is the ratio of insurance operating costs and other expenses to premiums and other considerations, excluding buyout premiums. Buyout premiums represent takeover of open claim liabilities and other non-recurring premium amounts.

DISCUSSION OF NON-GAAP AND OTHER FINANCIAL MEASURES

The Company uses non-GAAP and other financial measures in this Investor Financial Supplement to assist investors in analyzing the Company's operating performance. Because the Company's calculation of these measures may differ from similar measures used by other companies, investors should be careful when comparing the Company's non-GAAP and other financial measures to those of other companies.

The Company uses the non-GAAP financial measure core earnings as an important measure of the Company's operating performance. The Company believes that core earnings provides investors with a valuable measure of the performance of the Company's ongoing businesses because it reveals trends in our insurance and financial services businesses that may be obscured by including the net effect of certain realized capital gains and losses, certain restructuring and other costs, pension settlements, loss on extinguishment of debt, reinsurance gains and losses from disposal of businesses, income tax benefit from reduction in deferred income tax valuation allowance, discontinued operations, and the impact of Unlocks to deferred policy acquisition costs (“DAC”), sales inducement assets ("SIA") and death and other insurance benefit reserve balances. Some realized capital gains and losses are primarily driven by investment decisions and external economic developments, the nature and timing of which are unrelated to the insurance and underwriting aspects of our business. Accordingly, core earnings excludes the effect of all realized gains and losses (after-tax and the effects of DAC) that tend to be highly variable from period to period based on capital market conditions. The Company believes, however, that some realized capital gains and losses are integrally related to our insurance operations, so core earnings includes net realized gains and losses such as net periodic settlements on credit derivatives. These net realized gains and losses are directly related to an offsetting item included in the income statement such as net investment income. Net income is the most directly comparable U.S. GAAP measure. Core earnings should not be considered as a substitute for net income and does not reflect the overall profitability of the Company's business. Therefore, the Company believes that it is useful for investors to evaluate both net income and core earnings when reviewing the Company's performance. A reconciliation of core earnings to net income (loss) is set forth on page 2.

Core earnings per share is calculated based on the non-GAAP financial measure core earnings. The Company believes that the measure core earnings per share provides investors with a valuable measure of the Company's operating performance for many of the same reasons applicable to its underlying measure, core earnings. Net income per share is the most directly comparable U.S. GAAP measure. Core earnings per share should not be considered as a substitute for net income per share and does not reflect the overall profitability of the Company's business. Therefore, the Company believes that it is useful for investors to evaluate both net income per share and core earnings per share when reviewing our performance.

Book value per diluted share, excluding AOCI, is calculated based upon a non-GAAP financial measure. It is calculated by dividing (a) total stockholders' equity, excluding AOCI, after tax, by (b) common shares outstanding and dilutive potential common shares. The Company provides book value per diluted share, excluding AOCI, to enable investors to analyze the amount of the Company's net worth that is primarily attributable to the Company's business operations. The Company believes book value per diluted share, excluding AOCI, is useful to investors because it eliminates the effect of items that can fluctuate significantly from period to period, primarily based on changes in interest rates. Book value per diluted share is the most directly comparable U.S. GAAP measure. A reconciliation of book value per diluted share to book value per diluted share, excluding AOCI, is set forth on page 1.

The Company provides different measures of the return on stockholders' equity (“ROE”). ROE (core earnings last twelve months to stockholders' equity, excluding AOCI), is calculated based on non-GAAP financial measures. ROE (core earnings last twelve months to stockholders' equity, excluding AOCI) is calculated by dividing (a) core earnings for the prior four fiscal quarters by (b) average common stockholders' equity, excluding AOCI. The Company provides to investors return-on-equity measures based on its non-GAAP core earnings financial measures for the reasons set forth in the related discussion above. The Company excludes AOCI in the calculation of these return-on-equity measures to provide investors with a measure of how effectively the Company is investing the portion of the Company's net worth that is primarily attributable to the Company's business operations. ROE (net income last twelve months to stockholders' equity, including AOCI) is the most directly comparable U.S. GAAP measure.

Written premium is a statutory accounting financial measure used by the Company as an important indicator of the operating performance of the Company's Commercial Lines and Personal Lines operations. Because written premium represents the amount of premiums charged for policies issued, net of reinsurance, during a fiscal period, the Company believes it is useful to investors because it reflects current trends in the Company's sale of property and casualty insurance products. Earned premium, the most directly comparable U.S. GAAP measure, represents all premiums that are recognized as revenues during a fiscal period. The difference between written premium and earned premium is attributable to the change in unearned premium reserves. A reconciliation of written premium to earned premium for Commercial Lines and Personal Lines is set forth on pages 11 and 14, respectively.

The Company evaluates profitability of the P&C businesses primarily on the basis of underwriting gain (loss). Underwriting gain (loss) is a before tax measure that represents earned premiums less incurred losses, loss adjustment expenses and underwriting expenses. Underwriting gain (loss) is influenced significantly by earned premium growth and the adequacy of the Company's pricing. Underwriting profitability over time is also greatly influenced by the Company's pricing and underwriting discipline, which seeks to manage exposure to loss through favorable risk selection and diversification, its management of claims, its use of reinsurance and its ability to manage its expense ratio, which it accomplishes through economies of scale and its management of acquisition costs and other underwriting expenses. Net income (loss) is the most directly comparable U.S. GAAP measure. The Company believes that underwriting gain (loss) provides investors with a valuable measure of before tax profitability derived from underwriting activities, which are managed separately from the Company's investing activities. A reconciliation of underwriting gain (loss) to net income for the Company's P&C businesses is set forth on page 9.

A catastrophe is a severe loss, resulting from natural or manmade events, including risks such as fire, earthquake, windstorm, explosion, terrorist attack and similar events. Each catastrophe has unique characteristics. Catastrophes are not predictable as to timing or loss amount in advance, and therefore their effects are not included in earnings or losses and loss adjustment expense reserves prior to occurrence. The Company believes that a discussion of the effect of catastrophes is meaningful for investors to understand the variability of periodic earnings.

After-tax core earnings margin, excluding buyouts, is a non-GAAP financial measure that the Company uses to evaluate, and believes is an important measure of, the Group Benefits segment's operating performance. After-tax margin (not presented herein) is the most directly comparable U.S. GAAP measure. The Company believes that after-tax core earnings margin, excluding buyouts, provides investors with a valuable measure of the performance of Group Benefits because it reveals trends in the business that may be obscured by the effect of buyouts. After-tax core earnings margin, excluding buyouts, should not be considered as a substitute for after-tax margin and does not reflect the overall profitability of Group Benefits. Therefore, the Company believes it is important for investors to evaluate both after-tax core earnings margin, excluding buyouts, and after-tax margin when reviewing performance. After-tax core earnings margin, excluding buyouts is calculated by dividing core earnings excluding buyout by revenues excluding buyouts and realized gains (losses).

Return on Assets ("ROA"), core earnings, is a non-GAAP financial measure that the Company uses to evaluate the Mutual Funds and Talcott Resolution (Individual Annuity) segments' operating performance. ROA is the most directly comparable U.S. GAAP measure. The Company believes that ROA, core earnings, provides investors with a valuable measure of the performance of these businesses because it reveals trends in our businesses that may be obscured by the effect of realized gains (losses). ROA, core earnings, should not be considered as a substitute for ROA and does not reflect the overall profitability of our businesses. Therefore, the Company believes it is important for investors to evaluate both ROA, core earnings, and ROA when reviewing the Company's performance.