Sales Inducements

3 Months Ended

Mar. 31, 2014

Deferred Sales Inducements [Abstract]

Sales Inducements

Sales Inducements

Changes in sales inducement activity are as follows:

	Three Months Ended March 31,
	2014			2013
Balance, beginning of period	$	149		$	325
Amortization — Unlock benefit (charge) [1]	1			(56		)
Amortization charged to income	(7		)	(11		)
Amortization related to business dispositions [2]	—			(71		)
Balance end of period	$	143		$	187

[1] Includes Unlock charge of $52 in the first quarter of 2013 related to elimination of future estimated gross profits on the Japan variable annuity block due to the increased costs associated with expanding the Japan variable annuity hedging program.

[2] Represents accelerated amortization of $22 and $49 in the first quarter of 2013 recognized upon the sale of the Retirement Plans and Individual Life businesses, respectively. For further information, see Note 2 - Business Dispositions of Notes to Condensed Consolidated Financial Statements.