EXHIBIT 12.01

THE HARTFORD FINANCIAL SERVICES GROUP, INC.

COMPUTATION OF RATIOS OF EARNINGS TO FIXED CHARGES

AND PREFERRED SHARE DIVIDENDS

(In millions)

	For the years ended December 31,
	2012			2011		2010		2009			2008
EARNINGS (LOSS):
Income (loss) from continuing operations, before income taxes	$	(527	)	$	301	$	2,272	$	(1,577	)	$	(4,591	)
Less: Undistributed earnings from limited partnerships and other alternative investments	(8		)	65		60		(380		)	(539		)
Add: Total fixed charges, before interest credited to contractholders	498			562		566		537			413
Total earnings (loss), before interest credited to contractholders	(21		)	798		2,778		(660		)	(3,639		)
Interest credited to contractholders [1]	6,073			189		763		4,947			(8,533		)
Total earnings (loss)	$	6,052		$	987	$	3,541	$	4,287		$	(12,172	)
FIXED CHARGES:
Interest expense	$	457		$	508	$	508	$	476		$	343
Interest factor attributable to rentals and other [2]	41			54		58		61			70
Total fixed charges, before interest credited to contractholders	498			562		566		537			413
Interest credited to contractholders [1]	6,073			189		763		4,947			(8,533		)
Total fixed charges	6,571			751		1,329		5,484			(8,120		)
Preferred stock dividend requirements [3]	671			20		688		262			13
Total fixed charges and preferred stock dividend requirements, before interest credited to contractholders	1,169			582		1,254		799			426
Total fixed charges and preferred stock dividend requirements	$	7,242		$	771	$	2,017	$	5,746		$	(8,107	)
RATIOS:
Total earnings (loss) to total fixed charges [4]	NM			1.3		2.7		NM			NM
Total earnings (loss) to total fixed charges and preferred stock dividend requirements [4]	NM			1.3		1.8		NM			NM
Deficiency of total earnings (loss) to total fixed charges [5]	$	519		$	—	$	—	$	1,197		$	4,052
Deficiency of total earnings (loss) to total fixed charges and preferred stock dividend requirements [5]	$	1,190		$	—	$	—	$	1,459		$	4,065
Ratios before interest credited to contractholders [6]
Total earnings (loss) to total fixed charges [4]	NM			1.4		4.9		NM			NM
Total earnings (loss) to total fixed charges and preferred stock dividend requirements [4]	NM			1.4		2.2		NM			NM

[1] Interest credited to contractholders includes interest credited on general account assets and interest credited on consumer notes. For the year ended December 31, 2008, the $(8.5) billion in interest credited to contractholders was primarily due to $(10.3) billion in investment income losses and mark-to-market effects of equity securities, trading, supporting the international variable annuity business.

[2] Interest factor attributable to rental and others includes 1/3 of total rent expense as disclosed in the notes to the financial statements, capitalized interest and amortization of debt issuance costs.

[3] Preferred stock dividend requirements include preferred stock dividends accrued and accretion of discount on preferred stock issuance.

[4] Ratios of less than one-to-one are presented as “NM” or not meaningful.

[5] Represents additional earnings that would be necessary to result in a one-to-one ratio. These amounts are primarily due to before-tax realized losses of $(711), $(2.0) billion and $(5.9) billion, which includes before-tax impairments of $(349), $(1.5) billion, and $(4.0) billion, for the years ended December 31, 2012, 2009 and 2008, respectively.

[6] These secondary ratios are disclosed for the convenience of fixed income investors and the rating agencies that serve them and are more comparable to the ratios disclosed by all issuers of fixed income securities.

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