Sales Inducements (Details) (USD $) In Millions, unless otherwise specified	9 Months Ended
Sep. 30, 2012	Sep. 30, 2011
Changes in deferred sales inducement
Balance, January 1	$ 434	$ 459
Sales inducements deferred	10	15
Amortization - Unlock	(68)	(19)
Amortization charged to income	(26)	(31)
Balance, September 30	$ 350	$ 424

The amount of deferred sales inducement costs charged against earnings during the period.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 30

-Section 50

-Paragraph 3

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6481800&loc=d3e11332-158416

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Statement of Position (SOP)

-Number 03-1

-Paragraph 39

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Name:	us-gaap_DeferredSalesInducementsAmortizationExpense
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration