-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 IfPR9Vi7aiBnZX3kcohqJbJkvQDMvtJhnUpwvfxDYE+jZ6zx1xZGyAXtQEx6vNWv
 65voPkF994VSvD12zRbD9A==

<SEC-DOCUMENT>0000000000-09-019248.txt : 20090604
<SEC-HEADER>0000000000-09-019248.hdr.sgml : 20090604
<ACCEPTANCE-DATETIME>20090414082346
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-09-019248
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20090414

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HARTFORD FINANCIAL SERVICES GROUP INC/DE
		CENTRAL INDEX KEY:			0000874766
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				133317783
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		ONE HARTFORD PLAZA
		CITY:			HARTFORD
		STATE:			CT
		ZIP:			06155
		BUSINESS PHONE:		8605475000

	MAIL ADDRESS:	
		STREET 1:		ONE HARTFORD PLAZA
		CITY:			HARTFORD
		STATE:			CT
		ZIP:			06155

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ITT HARTFORD GROUP INC /DE
		DATE OF NAME CHANGE:	19930328
PUBLIC REFERENCE ACCESSION NUMBER:		0001047469-09-003816
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C0-)>+CS],-"C4U(#`@;V)J#3P\+TQI;F5A<FEZ960@,2],(#$S
M,#4Q+T\@-3<O12`V-3`V+TX@,2]4(#$Q.3`T+T@@6R`U-38@,3<W73X^#65N
M9&]B:@T@("`@("`@("`@("`@("`@("`@#0IX<F5F#0HU-2`Q,PT*,#`P,#`P
M,#`Q-B`P,#`P,"!N#0HP,#`P,#`P.3`P(#`P,#`P(&X-"C`P,#`P,#$Q-S,@
M,#`P,#`@;@T*,#`P,#`P,30Q-B`P,#`P,"!N#0HP,#`P,#`Q.#4T(#`P,#`P
M(&X-"C`P,#`P,#$X.#D@,#`P,#`@;@T*,#`P,#`P,C@Q.2`P,#`P,"!N#0HP
M,#`P,#`S,C0T(#`P,#`P(&X-"C`P,#`P,#4Y,S<@,#`P,#`@;@T*,#`P,#`P
M-C$X,"`P,#`P,"!N#0HP,#`P,#`V-#(Y(#`P,#`P(&X-"C`P,#`P,#`W,S,@
M,#`P,#`@;@T*,#`P,#`P,#4U-B`P,#`P,"!N#0IT<F%I;&5R#0H\/"]3:7IE
M(#8X+U!R978@,3$X.3,O6%)E9E-T;2`W,S,O4F]O="`U-B`P(%(O26YF;R`V
M(#`@4B])1%L\1D4S,#@T0C(V.45!-4-%-S`Q0S<Y-D0T,D4Y,S)#.#,^/$5"
M1C%%,D4Y,T4P,T,V-#(X-S$W,S$W,#5$,T%&,C(T/ET^/@T*<W1A<G1X<F5F
M#0HP#0HE)45/1@T*("`-"C8W(#`@;V)J#3P\+TQE;F=T:"`X-R]#(#DU+T9I
M;'1E<B]&;&%T941E8V]D92])(#$Q-R],(#<Y+U,@,SD^/G-T<F5A;0T*>-IB
M8&#@9&!@?L(`!")7&5`!$Q"S,'`<8%!`$N2$8@8&908>7L;)#,SU$EE)O`S7
MF!;`-,D40S5;`3$C`X/$3@C-O`MN"AL#@\XIB"C#+X```P"&+0KI#0IE;F1S
M=')E86T-96YD;V)J#38V(#`@;V)J#3P\+TQE;F=T:"`R,"]&:6QT97(O1FQA
M=&5$96-O9&4O5ULQ(#$@,5TO26YD97A;-R`T.%TO1&5C;V1E4&%R;7,\/"]#
M;VQU;6YS(#,O4')E9&EC=&]R(#$R/CXO4VEZ92`U-2]4>7!E+UA2968^/G-T
M<F5A;0T*>-IB8F)D8&)@8!RJ&"#``#C/`),-"F5N9'-T<F5A;0UE;F1O8FH-
M-38@,"!O8FH-/#PO36%R:TEN9F\\/"],971T97)S<&%C949L86=S(#`O36%R
M:V5D('1R=64^/B]-971A9&%T82`U(#`@4B]0:65C94EN9F\\/"]-87)K9610
M1$8\/"],87-T36]D:69I960H1#HR,#`Y,#0Q,S$W,S,P,"D^/CX^+U!A9V5S
M(#0@,"!2+U!A9V5,87EO=70O3VYE0V]L=6UN+U-T<G5C=%1R9652;V]T(#<@
M,"!2+U1Y<&4O0V%T86QO9R],86YG*/[_`$4`3@`M`%4`4RDO3&%S=$UO9&EF
M:65D*$0Z,C`P.3`T,3,Q-S,S,#`I+U!A9V5,86)E;',@,B`P(%(^/@UE;F1O
M8FH--3<@,"!O8FH-/#PO0W)O<$)O>%LP(#`@-C$R(#<Y,ETO4&%R96YT(#0@
M,"!2+U-T<G5C=%!A<F5N=',@,"]#;VYT96YT<R`V,"`P(%(O4F]T871E(#`O
M365D:6%";WA;,"`P(#8Q,B`W.3)=+U)E<V]U<F-E<SP\+T-O;&]R4W!A8V4\
M/"]#4S`@-3D@,"!2/CXO1F]N=#P\+U14,"`U."`P(%(O5%0Q(#8Q(#`@4CX^
M+U!R;V-3971;+U!$1B]497AT72]%>'1'4W1A=&4\/"]'4S`@-C4@,"!2/CX^
M/B]4>7!E+U!A9V4^/@UE;F1O8FH--3@@,"!O8FH-/#PO4W5B='EP92]4<G5E
M5'EP92]&;VYT1&5S8W)I<'1O<B`V,R`P(%(O3&%S=$-H87(@,3(R+U=I9'1H
M<ULR-3`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#(U,"`P(#(U,"`P(#4P,"`U
M,#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`P(#`@-3`P(#(W."`P(#`@,"`P(#`@
M,"`W,C(@,"`V-C<@-S(R(#8Q,2`U-38@-S(R(#<R,B`S,S,@,S@Y(#`@,"`X
M.#D@,"`W,C(@-34V(#`@-C8W(#4U-B`V,3$@,"`P(#DT-"`P(#`@,"`P(#`@
M,"`P(#`@,"`T-#0@,"`T-#0@-3`P(#0T-"`S,S,@,"`U,#`@,C<X(#`@,"`R
M-S@@-S<X(#4P,"`U,#`@-3`P(#4P,"`S,S,@,S@Y(#(W."`U,#`@-3`P(#<R
M,B`U,#`@-3`P(#0T-%TO0F%S949O;G0O5&EM97-.97=2;VUA;E!3350O1FER
M<W1#:&%R(#,R+T5N8V]D:6YG+U=I;D%N<VE%;F-O9&EN9R]4>7!E+T9O;G0^
M/@UE;F1O8FH--3D@,"!O8FH-6R])0T-"87-E9"`V,B`P(%)=#65N9&]B:@TV
M,"`P(&]B:@T\/"],96YG=&@@.#8P+T9I;'1E<B]&;&%T941E8V]D93X^<W1R
M96%M#0I(B9166V^B0!1^YU><1]@(S@P7I6F:6&V[;>+65))]:/:!X+C.1L$=
MT=;]]7L80*!"W6T?!@[G?K[OC+>!UI_!]75_.GZ<`(&;F]O)&+3^>$X@VJ$@
M^X==%&O]!Q3]W&G]("!`(5AJE*FO>/@$!F1H^1X$&TT'(_BEW4TS-Y5K6KHF
M8%*+NA!,.C19J1E\Z="P+VHX%S7<NL8T%&N8I\D6/$*QWC8#[Z++P:E$BQ""
M+8K`+!_?@-&R\(6FC[82(U*[!XP0OSW@L.H8>B*9C\[0?JEK5K&KT&8]]JO^
M$AJFIV^,H8X/5(\%C(Y<8A(_@J?SN9%&5:RJBA49O>KC52BD\A=#&"]@O!)\
M"7?O/-JGXF"X.H?GY5(8YD"/N@/11@VTK#=8<?@:RG29R`7<BSB,(Q'BM+@\
MB(COX$$F^VT/'N/(:N\C98T*G*H"IXSQ'-=BS-;AG[#=D]T^DM*T!^,DCGF4
M"BP<B$==M]W/97C2$SZ1;S3G6VOZMIJL5TR67P&.E+FDUC;L?ZUS^-;1O/:I
M>)^.WZ[C:B;Y6FPPCCS"3";O1Z14F/(-CU-(8I@;GAYE@%OQQ7[-L0NCCIA-
M(MFGF-0O.WXOUGP!.8M*$K6VL8-$F3U\2RR@)K5]=]AN[-=F4.P\TU,5.XK%
M[>NK09AJ"]`3728\E#"5%HR0,D>#ZEQ>M7>"U;9FEH!:Q/^P#ABKVQ4+_,,`
M:<5?Q`P;N%3_SF$5'CA$R6:[YBEV.-E+D/P@^!LD2Y6B\N)6,'`S+]2SL(<D
MAP$<,ZNM`@,6F.-AJ_"P4WA`80&)RF,UY.P15U;NLH:N>53#3;9E5*IQ`LN]
M3%>X5C#KPO4.PA32E=A!JE+@&>HZ`,XZ.-V^2YAS#DV458M]+F)<<7Q][+7;
MNXUH9F'KN)_@Z?+%PP:754Y$8-9`C2^??/'W9+"!XV.CU+'$P[7+0V;"8?GM
MF`D)!E''S%#`L1K"E^Q@NFC8+?)OZX:P<-TQ&;]6597J*/>^RST41Q&K>$OS
MMS!_BS,#MQ06.4ZJ',]*C!I>DMS\TU1MTAAK;2MV_("I[KK+NLWK:Y`%H,@-
MQS[Q-XJN8+0Q?+Q_%WAS47?HZJ/?>X'D:$_7[ECJ].-2_Z_;MS5[YYQ>'37?
M!=I?`08`XE1X6@T*96YD<W1R96%M#65N9&]B:@TV,2`P(&]B:@T\/"]3=6)T
M>7!E+U1R=654>7!E+T9O;G1$97-C<FEP=&]R(#8T(#`@4B],87-T0VAA<B`Q
M,C$O5VED=&AS6S(U,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,C4P(#,S,R`R
M-3`@,"`U,#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`P(#`@-3`P(#4P,"`S,S,@
M,"`P(#`@,"`P(#`@-S(R(#`@,"`P(#`@-C$Q(#<W."`W-S@@,S@Y(#`@,"`P
M(#`@-S(R(#`@-C$Q(#`@-S(R(#4U-B`V-C<@,"`P(#`@,"`P(#`@,"`P(#`@
M,"`P(#`@-3`P(#`@-#0T(#4U-B`T-#0@,S,S(#`@-34V(#(W."`P(#`@,C<X
M(#@S,R`U-38@-3`P(#4U-B`P(#0T-"`S.#D@,S,S(#4U-B`U,#`@,"`U,#`@
M-3`P72]"87-E1F]N="]4:6UE<TYE=U)O;6%N4%,M0F]L9$U4+T9I<G-T0VAA
M<B`S,B]%;F-O9&EN9R]7:6Y!;G-I16YC;V1I;F<O5'EP92]&;VYT/CX-96YD
M;V)J#38R(#`@;V)J#3P\+TQE;F=T:"`R-3DX+T9I;'1E<B]&;&%T941E8V]D
M92].(#,O06QT97)N871E+T1E=FEC95)'0CX^<W1R96%M#0IHWIR6=U14UQ:'
MS[UW>J'-,-(9>I,N,(#T+B`=!%$89@88R@###$ULB*A`1!$1`460H(`!HZ%(
MK(AB(2BH8`]($%!B,(JHJ&1&UDI\>7GOY>7WQ[W?VF?O<_?9>Y^U+@`D3Q\N
M+P66`B"9)^`'>CC35X5'T+']``9X@`&F`#!9Z:F^0>[!0"0O-Q=ZNL@)_(O>
M#`%(_+YEZ.E/IX/_3]*L5+X``,A?Q.9L3CI+Q/DB3LH4I(KM,R*FQB2*&4:)
MF2]*4,1R8HY;Y*6??1;94<SL9!Y;Q.*<4]G);#'WB'A[AI`C8L1'Q`497$ZF
MB&^+6#-)F,P5\5MQ;#*'F0X`BB2V"SBL>!&;B)C$#PYT$?%R`'"DN"\XY@L6
M<+($XD.YI*1F\[EQ\0*Z+DN/;FIMS:![<C*3.`*!H3^3E<CDL^DN*<FI3%XV
M`(MG_BP9<6WIHB);FEI;6AJ:&9E^4:C_NO@W)>[M(KT*^-PSB-;WA^VO_%+J
M`&#,BFJSZP];S'X`.K8"('?_#YOF(0`D17UKO_'%>6CB>8D7"%)MC(TS,S.-
MN!R6D;B@O^M_.OP-??$](_%VOY>'[LJ)90J3!'1QW5@I22E"/CT]E<GBT`W_
M/,3_./"O\U@:R(GE\#D\442H:,JXO#A1NWELKH";PJ-S>?^IB?\P[$]:G&N1
M*/6?`#7*"$C=H`+DYSZ`HA`!$GE0W/7?^^:##P7BFQ>F.K$X]Y\%_?NN<(GX
MD<Z-^QSG$AA,9PGY&8MKXFL)T(``)`$5R`,5H`%T@2$P`U;`%C@"-[`"^(%@
M$`[6`A:(!\F`#S)!+M@,"D`1V`7V@DI0`^I!(V@!)T`'.`TN@,O@.K@)[H`'
M8`2,@^=@!KP!\Q`$82$R1('D(55("S*`S"`&9`^Y03Y0(!0.14-Q$`\20KG0
M%J@(*H4JH5JH$?H6.@5=@*Y"`]`]:!2:@GZ%WL,(3(*IL#*L#1O##-@)]H:#
MX35P')P&Y\#Y\$ZX`JZ#C\'M\`7X.GP''H&?P[,(0(@(#5%##!$&XH+X(1%(
M+,)'-B"%2#E2A[0@74@O<@L90::1=R@,BH*BHPQ1MBA/5`B*A4I#;4`5HRI1
M1U'MJ![4+=0H:@;U"4U&*Z$-T#9H+_0J=!PZ$UV`+D<WH-O0E]!WT./H-Q@,
MAH;1P5AA/#'AF`3,.DPQY@"F%7,>,X`9P\QBL5AYK`'6#NN'96(%V`+L?NPQ
M[#GL('8<^Q9'Q*GBS'#NN`@<#Y>'*\<UX<[B!G$3N'F\%%X+;X/WP[/QV?@2
M?#V^"W\#/XZ?)T@3=`AVA&!"`F$SH8+00KA$>$AX1202U8G6Q``BE[B)6$$\
M3KQ"'"6^(\F0]$DNI$B2D+23=(1TGG2/](I,)FN3'<D19`%Y)[F1?)'\F/Q6
M@B)A).$EP9;8*%$ET2XQ*/%"$B^I)>DDN58R1[)<\J3D#<EI*;R4MI2+%%-J
M@U25U"FI8:E9:8JTJ;2?=+)TL723]%7I21FLC+:,FPQ;)E_FL,Q%F3$*0M&@
MN%!8E"V4>LHERC@50]6A>E$3J$74;ZC]U!E9&=EELJ&R6;)5LF=D1V@(39OF
M14NBE=!.T(9H[Y<H+W%:PEFR8TG+DL$E<W**<HYR'+E"N5:Y.W+OY>GR;O*)
M\KOE.^0?*:`4]!4"%#(5#BI<4IA6I"K:*K(4"Q5/*-Y7@I7TE0*5UBD=5NI3
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M6D5;55L-,Z@,?T8QXXHUVMK9>J/U:>MW-I8V`IL3-K_8&MHFVC;93B[76<Y9
M7K]\S$[=CFE7:S=B3[>/MC]D/^*@YL!TJ'-XXJCAR'9L<)QPTG-*<#KF],+9
MQ)GOW.8\YV+CLM[EO"OBZN%:Z-KO)N,6XE;I]MA=W3W.O=E]QL/"8YW'>4^T
MI[?G;L]A+V4OEE>CU\P*JQ7K5_1XD[R#O"N]G_CH^_!]NGQAWQ6^>WP?KM1:
MR5O9X0?\O/SV^#WRU_%/\_\^`!/@'U`5\#30-#`WL#>($A05U!3T)M@YN"3X
M08ANB#"D.U0R-#*T,70NS#6L-&QDE?&J]:NNARN$<\,[([`1H1$-$;.KW5;O
M73T>:1%9$#FT1F=-UIJK:Q76)JT]$R49Q8PZ&8V.#HMNBO[`]&/6,6=CO&*J
M8V98+JQ]K.=L1W89>XICQRGE3,3:Q9;&3L;9Q>V)FXIWB"^/G^:Z<"NY+Q,\
M$VH2YA+]$H\D+B2%);4FXY*CDT_Q9'B)O)X4E92LE(%4@]2"U)$TF[2]:3-\
M;WY#.I2^)KU30!7]3/4)=85;A:,9]AE5&6\S0S-/9DEG\;+ZLO6S=V1/Y+CG
M?+T.M8ZUKCM7+7=S[NAZI_6U&Z`-,1NZ-VILS-\XOLECT]'-A,V)FW_(,\DK
MS7N])6Q+5[YR_J;\L:T>6YL+)`KX!</;;+?5;$=MYV[OWV&^8_^.3X7LPFM%
M)D7E11^*6<77OC+]JN*KA9VQ._M++$L.[L+LXNT:VNVP^VBI=&E.Z=@>WSWM
M9?2RPK+7>Z/V7BU?5EZSC[!/N&^DPJ>B<[_F_EW[/U3&5]ZI<JYJK5:JWE$]
M=X!]8/"@X\&6&N6:HIKWA[B'[M9ZU+;7:=>5'\8<SCC\M#ZTOO=KQM>-#0H-
M10T?C_".C!P-/-K3:-78V*345-(,-PN;IXY%'KOYC>LWG2V&+;6MM-:BX^"X
M\/BS;Z._'3KA?:+[).-DRW=:WU6W4=H*VZ'V[/:9COB.D<[PSH%3*TYU=]EV
MM7UO]/V1TVJGJ\[(GBDY2SB;?W;A7,ZYV?.IYZ<OQ%T8ZX[J?G!QU<7;/0$]
M_9>\+UVY['[Y8J]3[[DK=E=.7[6Y>NH:XUK'=<OK[7T6?6T_6/S0UF_9WW[#
MZD;G3>N;70/+!\X..@Q>N.5ZZ_)MK]O7[ZR\,S`4,G1W.')XY"[[[N2]I'LO
M[V?<GW^PZ2'Z8>$CJ4?ECY4>U_VH]V/KB.7(F5'7T;XG04\>C+'&GO^4_M.'
M\?RGY*?E$ZH3C9-FDZ>GW*=N/EO];/QYZO/YZ8*?I7^N?J'[XKM?''_IFUDU
M,_Z2_W+AU^)7\J^.O%[VNGO6?_;QF^0W\W.%;^7?'GW'>-?[/NS]Q'SF!^R'
MBH]Z'[L^>7]ZN)"\L/";``,`]X3S^PH-"F5N9'-T<F5A;0UE;F1O8FH--C,@
M,"!O8FH-/#PO4W1E;58@.#(O1F]N=$YA;64O5&EM97-.97=2;VUA;E!3350O
M1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G1796EG:'0@-#`P+T9L86=S(#,T+T1E
M<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-38X("TS,#<@,C`P,"`Q,#`W72]!<V-E
M;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@3F5W(%)O;6%N*2]#87!(96EG:'0@
M-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O;G1$97-C<FEP=&]R+TET86QI8T%N
M9VQE(#`^/@UE;F1O8FH--C0@,"!O8FH-/#PO4W1E;58@,3,V+T9O;G1.86UE
M+U1I;65S3F5W4F]M86Y04RU";VQD350O1F]N=%-T<F5T8V@O3F]R;6%L+T9O
M;G1796EG:'0@-S`P+T9L86=S(#,T+T1E<V-E;G0@+3(Q-B]&;VYT0D)O>%LM
M-34X("TS,#<@,C`P,"`Q,#(V72]!<V-E;G0@.#DQ+T9O;G1&86UI;'DH5&EM
M97,@3F5W(%)O;6%N*2]#87!(96EG:'0@-C4V+UA(96EG:'0@+34T-B]4>7!E
M+T9O;G1$97-C<FEP=&]R+TET86QI8T%N9VQE(#`^/@UE;F1O8FH--C4@,"!O
M8FH-/#PO3U!-(#$O3U`@9F%L<V4O;W`@9F%L<V4O5'EP92]%>'1'4W1A=&4O
M4T$@9F%L<V4O4TT@,"XP,CX^#65N9&]B:@TQ(#`@;V)J#3P\+T9I<G-T(#,W
M,2],96YG=&@@.#4X+T9I;'1E<B]&;&%T941E8V]D92].(#0X+U1Y<&4O3V)J
M4W1M/CYS=')E86T-"GC:Y%9+;Q,Q$.:GS!$.X,?8^Y`04DFIJ`)MU11QJ#@L
MK1LBTMUHNT'TW_/9TZ2E%;`^5"!QR,[.^)MO7FL[)6FJR&A--7&E\49<UV0,
M%0R[I=)"8ZJ\(>.H+AT9#U2-Q0+KUI(I`7!XP.1*4,#!UYXL7BMGR,*SJAU%
M:`U2RY"5)0N3M@79"(5??#51*2&C#JB->@T)G6%B.#,HN:B((P528X;TT,'G
M-72X>`<=?(6VQ.`K?$$Q=*D-ZH/TGEP,@<)CBI6##KZJA@Z^&B0.?#5:@B76
M('>@T&5-*)4-DH\A3`$=G;/HC4>*UM>$3C%KZ`C-6/0Q1=3O'5*$T\N7:HJ>
M:SI61TT?VN&D#P'M_]EP$+X/TW!-1AUWR_"^6<711,C)]2JHV="OSQ+NN.L&
M-5DV5U<)8R+FU:L8X]0FA]C_)*P(%N%$>!&%B%)$)2*E%-N>A+"PL+"PL+"P
ML+"PL+"PL+"P.&%QPN*$Q0F+$Q8G+$Y8G+`X87'"XH7%"XL7%B\L/K%\4D>4
M/-5,S<+9H-XU[?SIFX/G'V9/GJ6^'*POKT[35QKAR;3?+A=MF'UIT-F]Q7S=
M![4;+IKU<E!':K?O5I-FM5DX7`\1K&:KIE6S]>>KLWZQ&C;J*O1W#2>'._A-
M\-M+$F-;?`W=>K.,&;_NOJO=Q3=UT/67S1+QWK3G;3<$&/#8PW1OM0_M>>AO
MHX-U/]+NJ[V^N0R)YFUH@`'-3]4@#T&F<F]J.S72/U-)XR2#K56Z:F0V1F9C
M9#:F%`\)1N*1J)'76=BY&&#5+W0J<&>YF*,U0],/ZA#CN([E?^P7PZ*=O^_.
M@WK7GWP6Q]?AHNO#UG,?Y;9#4M&4.UHBN]4?+3(7_VKHN/QHL4WUV]C>_;VZ
MK;>/&%S_O9[_J6Z3@O^?1SI:OG-SR*C)YJ"<DL917]T<]9O3<TZ^W!Y&6Z<I
M;M'Q6)N!Y0RL&XV=;*^?*?D[7MM+Z5<ABC'@ZD&,<KP;_KF,3VBRN8ZF5-_Q
MVMQ1OQR6S@&;'+#-`7,.V(T`\_U/V/@1WX1[X%6,]@*X'`'V#T)4.9NKSME=
M.=O69NW;G(UKQ^S<XGY;K,L)X7/`10ZXS`'GC-*.&25O#K^<47+.*'G,*,O[
MT^&<TYA_/\H?`@P`7&_A8@T*96YD<W1R96%M#65N9&]B:@TR(#`@;V)J#3P\
M+TYU;7-;,"`S(#`@4ET^/@UE;F1O8FH-,R`P(&]B:@T\/"]3+T0^/@UE;F1O
M8FH--"`P(&]B:@T\/"]#;W5N="`Q+U1Y<&4O4&%G97,O2VED<ULU-R`P(%)=
M/CX-96YD;V)J#34@,"!O8FH-/#PO4W5B='EP92]834PO3&5N9W1H(#,Y.38O
M5'EP92]-971A9&%T83X^<W1R96%M#0H\/WAP86-K970@8F5G:6X](N^[OR(@
M:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/@H\>#IX;7!M971A('AM
M;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!9&]B92!835`@0V]R
M92`T+C`M8S,Q-B`T-"XR-3,Y,C$L(%-U;B!/8W0@,#$@,C`P-B`Q-SHQ-#HS
M.2(^"B`@(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO+W=W=RYW,RYO<F<O
M,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^"B`@("`@(#QR9&8Z1&5S8W)I
M<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS.G!D9CTB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]P9&8O,2XS+R(^"B`@("`@("`@(#QP9&8Z4')O
M9'5C97(^06-R;V)A="!$:7-T:6QL97(@."XQ+C`@*%=I;F1O=W,I/"]P9&8Z
M4')O9'5C97(^"B`@("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`@("`\<F1F
M.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@("`@("`@("`@("!X;6QN<SIP
M9&9X/2)H='1P.B\O;G,N861O8F4N8V]M+W!D9G@O,2XS+R(^"B`@("`@("`@
M(#QP9&9X.D-O;7!A;GD^4T5#/"]P9&9X.D-O;7!A;GD^"B`@("`@("`@(#QP
M9&9X.E-O=7)C94UO9&EF:65D/D0Z,C`P.3`T,3,R,3,R-#0\+W!D9G@Z4V]U
M<F-E36]D:69I960^"B`@("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`@("`\
M<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@("`@("`@("`@("!X;6QN
M<SIX87`](FAT='`Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"\B/@H@("`@("`@
M("`\>&%P.D-R96%T;W)4;V]L/D%C<F]B870@4$1&36%K97(@."XQ(&9O<B!7
M;W)D/"]X87`Z0W)E871O<E1O;VP^"B`@("`@("`@(#QX87`Z36]D:69Y1&%T
M93XR,#`Y+3`T+3$S5#$W.C,S+3`T.C`P/"]X87`Z36]D:69Y1&%T93X*("`@
M("`@("`@/'AA<#I#<F5A=&5$871E/C(P,#DM,#0M,3-4,3<Z,S(Z-3,M,#0Z
M,#`\+WAA<#I#<F5A=&5$871E/@H@("`@("`@("`\>&%P.DUE=&%D871A1&%T
M93XR,#`Y+3`T+3$S5#$W.C,S+3`T.C`P/"]X87`Z365T861A=&%$871E/@H@
M("`@("`\+W)D9CI$97-C<FEP=&EO;CX*("`@("`@/')D9CI$97-C<FEP=&EO
M;B!R9&8Z86)O=70](B(*("`@("`@("`@("`@>&UL;G,Z>&%P34T](FAT='`Z
M+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]M;2\B/@H@("`@("`@("`\>&%P34TZ
M1&]C=6UE;G1)1#YU=6ED.C)B8F(Q,64P+65F9CDM-&0T."UB96%F+69B-C4U
M-3,Y-V9A83PO>&%P34TZ1&]C=6UE;G1)1#X*("`@("`@("`@/'AA<$U-.DEN
M<W1A;F-E240^=75I9#HQ-C(W8CAD9"TW.&(U+30S,&(M8F5E,RTV,3AF,#(Y
M,C(S.68\+WAA<$U-.DEN<W1A;F-E240^"B`@("`@("`@(#QX87!-33IS=6)J
M96-T/@H@("`@("`@("`@("`\<F1F.E-E<3X*("`@("`@("`@("`@("`@/')D
M9CIL:3XT/"]R9&8Z;&D^"B`@("`@("`@("`@(#PO<F1F.E-E<3X*("`@("`@
M("`@/"]X87!-33IS=6)J96-T/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*
M("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*("`@("`@("`@
M("`@>&UL;G,Z9&,](FAT='`Z+R]P=7)L+F]R9R]D8R]E;&5M96YT<R\Q+C$O
M(CX*("`@("`@("`@/&1C.F9O<FUA=#YA<'!L:6-A=&EO;B]P9&8\+V1C.F9O
M<FUA=#X*("`@("`@("`@/&1C.F-R96%T;W(^"B`@("`@("`@("`@(#QR9&8Z
M4V5Q/@H@("`@("`@("`@("`@("`\<F1F.FQI/G!A<G)A='1S/"]R9&8Z;&D^
M"B`@("`@("`@("`@(#PO<F1F.E-E<3X*("`@("`@("`@/"]D8SIC<F5A=&]R
M/@H@("`@("`@("`\9&,Z=&ET;&4^"B`@("`@("`@("`@(#QR9&8Z06QT/@H@
M("`@("`@("`@("`@("`\<F1F.FQI('AM;#IL86YG/2)X+61E9F%U;'0B/E)E
M.CPO<F1F.FQI/@H@("`@("`@("`@("`\+W)D9CI!;'0^"B`@("`@("`@(#PO
M9&,Z=&ET;&4^"B`@("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`\+W)D9CI2
M1$8^"CPO>#IX;7!M971A/@H@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@"CP_>'!A
M8VME="!E;F0](G<B/SX-"F5N9'-T<F5A;0UE;F1O8FH--B`P(&]B:@T\/"]#
M<F5A=&EO;D1A=&4H1#HR,#`Y,#0Q,S$W,S(U,RTP-"<P,"<I+T%U=&AO<BAP
M87)R871T<RDO0W)E871O<BA!8W)O8F%T(%!$1DUA:V5R(#@N,2!F;W(@5V]R
M9"DO4')O9'5C97(H06-R;V)A="!$:7-T:6QL97(@."XQ+C`@7"A7:6YD;W=S
M7"DI+TUO9$1A=&4H1#HR,#`Y,#0Q,S$W,S,P,"TP-"<P,"<I+T-O;7!A;GDH
M4T5#*2]3;W5R8V5-;V1I9FEE9"A$.C(P,#DP-#$S,C$S,C0T*2]4:71L92A2
M93HI/CX-96YD;V)J#7AR968-"C`@-34-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P-C4P-B`P,#`P,"!N#0HP,#`P,#`W-#8P(#`P,#`P(&X-"C`P,#`P
M,#<T.30@,#`P,#`@;@T*,#`P,#`P-S4Q."`P,#`P,"!N#0HP,#`P,#`W-3<P
M(#`P,#`P(&X-"C`P,#`P,3$V-#,@,#`P,#`@;@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M=')A:6QE<@T*/#PO4VEZ92`U-3X^#0IS=&%R='AR968-"C$Q-@T*)25%3T8-
!"C\_
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----