MODIFICATION ADDENDUM TO THE BUSINESSMANAGER®AGREEMENT

WITH BUSINESSES AND PROFESSIONALS

Upon signature by both parties, the BusinessManager Agreement with Businesses and Professionals entered into as of the 1st day of March, 2019, by and between Vast Bank N.A. (the “Financial Institution”) and Fulton Technologies Inc (the “Business”) shall hereby be modified to provide the following:

Section 2.1.4 Assignment and Sale shall be modified as follows:    

The total outstanding Face Amount of Purchased Accounts by Financial Institution will never exceed $6,000,000.00, unless agreed to by Financial Institution which decision will be in Financial Institution’s Business Judgment.

This Modification Addendum shall be effective as of the 9th day of August, 2023.

All other terms and provisions of the BusinessManager Agreement with Businesses and Professionals shall remain in full force and effect.

Special Stipulations:

The bank has the authority to reduce the availability of the line if, at the bank’s discretion, the line is determined to be under-utilized. The utilization will be reviewed 60 days from the date of this modification, and a reduction in the line availability may be made. The business will be notified of any change changes in writing.

Financial InstitutionBusiness

_______________________________    ______________________________

Name: Lauren Smith    Name: Joseph E Hart    

_Senior Vice President_____________    __President_____________________

Title    Title

_______________________________    ______________________________

Date    Date