8-K

                              UNITED STATES
                  SECURITIES AND EXCHANGE COMMISSION

                        Washington, D.C.  20549

                                FORM 8-K

                            CURRENT REPORT
   Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934



Date of Report (Date of earliest event reported)   September 21, 2005
                                                 _____________________________



                       ESB Financial Corporation
______________________________________________________________________________
         (Exact name of registrant as specified in its charter)



         Pennsylvania                0-19345                     25-1659846
______________________________________________________________________________
(State or other jurisdiction  (Commission File Number)           (IRS Employer
of incorporation)                                          Identification No.)



600 Lawrence Avenue, Ellwood City, Pennsylvania                    16117
______________________________________________________________________________
(Address of principal executive offices)                        (Zip Code)



Registrant's telephone number, including area code    (724) 758-5584
                                                  ____________________________


                             Not Applicable
______________________________________________________________________________
(Former name, former address and former fiscal year, if changed since last
report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2 below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)
[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)
[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))
[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))



Item 8.01 Other Events
          ------------

     On September 21, 2005, ESB Financial Corporation issued the press
releases included as Exhibit 99 to this Current Report on Form 8-K, which is
incorporated herein by reference.


Item 9.01 Financial Statements and Exhibits
          ---------------------------------

     (a)  Not applicable.

     (b)  Not applicable.

     (c)  The following exhibits are included with this Report:

     Exhibit No.         Description
     ----------          -----------

     99                  Press Release, dated September 21, 2005

                              SIGNATURES


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                             ESB FINANCIAL CORPORATION


                             By: /s/ Charlotte A. Zuschlag
                                 -------------------------------
                                 Name:  Charlotte A. Zuschlag
                                 Title: President and Chief Executive Officer

Date:  September 21, 2005

EX-99

                                                                   Exhibit 99


                        P R E S S   R E L E A S E


RELEASE DATE:                                     CONTACT:
- -------------                                     --------

September 21, 2005                                Frank D. Martz
                                                  Group Senior Vice President
                                                  of Operations and Secretary
                                                  (724) 758-5584


           ESB FINANCIAL CORPORATION ANNOUNCES CASH DIVIDEND
           -------------------------------------------------

     ESB Financial Corporation announced today that its Board of Directors at
its meeting on September 20, 2005 declared a quarterly cash dividend of $.10
on the Common Stock of ESB Financial Corporation payable on October 25, 2005
to the stockholders of record at the close of business on September 30, 2005.

     In announcing the scheduled cash dividend, Charlotte A. Zuschlag,
President and Chief Executive Officer, noted the Company's results of operations
for the three months ended June 30, 2005. The Company recognized net income
for the three month period ended June 30, 2005 of $3.2 million or $.24 per
diluted share.  This announcement reflects the Company's policy of declaring
a regular quarterly cash dividend. This quarterly cash dividend equates to an
annual cash dividend of $.40 per share.

     ESB Financial Corporation is the parent Holding Company of ESB Bank, and
offers a wide variety of financial products and services through 23 offices
in the contiguous counties of Allegheny, Lawrence, Beaver and Butler in
Pennsylvania.  The common stock of the Company is traded on the Nasdaq Stock
Market under the symbol "ESBF".

                                -End-