SEC FORM 4

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

ZUSCHLAG CHARLOTTE A

(Last)

(First)

(Middle)

509 SALEM HEIGHTS DRIVE

(Street)

GIBSONIA

15044

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
ESB FINANCIAL CORP [ ESBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	President and Chief Executive

3. Date of Earliest Transaction (Month/Day/Year)
05/19/2004

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock								473.7917	I	Custodian
Common Stock								483.0038	I	Custodian
Common Stock								479.0234	I	Custodian
Common Stock								479.0234	I	Custodian
Common Stock								469.9092	I	Custodian
Common Stock								221.2212	I	Custodian
Common Stock								218.2962	I	Custodian
Common Stock	05/18/2004		A		4,000	A	⁽³⁾	228,287	D
Common Stock								7,320⁽¹⁾	D
Common Stock								2,953.8432	I	401(k) Plan
Common Stock								51,997.2078⁽²⁾	I	ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Options (Right to Buy)	$5.65							07/01/1996	07/01/2006	Common Stock	18,376		18,376	D
Stock Options (Right to Buy)	$6.14							06/17/1997	06/17/2007	Common Stock	18,398		18,398	D
Stock Options (Right to Buy)	$9.47							06/16/1998	06/16/2008	Common Stock	16,726		16,726	D
Stock Options (Right to Buy)	$7.37							06/15/1999	06/16/2009	Common Stock	11,024		11,024	D
Stock Option	$7.37							06/15/1999	06/15/2009	Common Stock	14,682		14,682	D
Stock Option (Right to Buy)	$6.01							06/12/2000	06/12/2010	Common Stock	9,248		9,248	D
Stock Option	$6.01							06/20/2000	06/20/2010	Common Stock	15,130		15,130	D
Stock Option	$7.83							11/20/2001	11/20/2011	Common Stock	8,246		8,246	D
Stock Option	$7.83							11/20/2001	11/20/2011	Common Stock	13,352		13,352	D
Stock Option	$10.83							11/19/2002	11/19/2012	Common Stock	18,000		18,000	D
Stock Option	$15.35							11/18/2003	11/18/2013	Common Stock	15,000		15,000	D

Explanation of Responses:

1. IRA

2. Acquired 4,212.9280 shares under the ESB Financial Employee Stock Ownership Plan year ended 12-31-03.

3. Shares granted under the ESBF Recognition and Retenion Plan I - vesting over 7 years

Remarks:

	Charlotte A. Zuschlag	05/19/2004
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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