-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 OhqZPk5PvsJEIYC5jbJvBg8X7W/gouNSjL2wUeRA8pmlpgKITLiYjh/4UaZmg/Av
 O5ps4Z2t/y5R2PTFnbcj6g==

<SEC-DOCUMENT>0000872835-03-000096.txt : 20031120
<SEC-HEADER>0000872835-03-000096.hdr.sgml : 20031120
<ACCEPTANCE-DATETIME>20031120115059
ACCESSION NUMBER:		0000872835-03-000096
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031120
FILED AS OF DATE:		20031120

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ESB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000872835
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				251659846
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		600 LAWRENCE AVE
		CITY:			ELLWOOD CITY
		STATE:			PA
		ZIP:			16117
		BUSINESS PHONE:		7247585584

	MAIL ADDRESS:	
		STREET 1:		600 LAWRENCE AVENUE
		CITY:			ELLWOOD CITY
		STATE:			PA
		ZIP:			16117

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PENNFIRST BANCORP INC
		DATE OF NAME CHANGE:	19960126

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PENNWEST BANCORP INC
		DATE OF NAME CHANGE:	19910328

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			SKUBA HERBERT S
		CENTRAL INDEX KEY:			0001180098

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-19345
		FILM NUMBER:		031014746

	BUSINESS ADDRESS:	
		STREET 1:		C/O ESB BANK
		STREET 2:		600 LAWRENCE AVE
		CITY:			ELLWOOD CITY
		STATE:			PA
		ZIP:			16117
		BUSINESS PHONE:		7247585584

	MAIL ADDRESS:	
		STREET 1:		C/O ESB BANK
		STREET 2:		600 LAWRENCE AVE
		CITY:			ELLWOOD CITY
		STATE:			PA
		ZIP:			16117
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-11-20</periodOfReport>
    <issuer>
        <issuerCik>0000872835</issuerCik>
        <issuerName>ESB FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>ESBF</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001180098</rptOwnerCik>
            <rptOwnerName>SKUBA HERBERT S</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>728 MORNINGSTAR DRIVE</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>ELLWOOD CITY</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>16117</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-20</value></transactionDate><deemedExecutionDate><value>2003-11-20</value></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>P</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>1520.4685</value></transactionShares><transactionPricePerShare><value>16.4423</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>98471.2155</value><footnoteId id="F1"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value
>I</value></directOrIndirectOwnership><natureOfOwnership><value>By Ellwood City Hospital</value></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>56088</value><footnoteId id="F2"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>31159</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock<
/value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>38176</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By Wife</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>6066</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>IRA</value></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeHolding><securityTitle><value>Stock Options</value></securityTitle><conversionOrExercisePrice><value>5.65</value></conversionOrExercisePrice><exerciseDate><value>1996-07-01</value></exerciseDate><expirationDate><value>2006-0
7-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>5118</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5118</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options</value></securityTitle><conversionOrExercisePrice><value>9.47</value></conversionOrExercisePrice><exerciseDate><value>1998-06-16</value></exerciseDate><expirationDate><value>2008-06-16</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>4180</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFoll
owingTransaction><value>4180</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options</value></securityTitle><conversionOrExercisePrice><value>7.38</value></conversionOrExercisePrice><exerciseDate><value>1999-06-15</value></exerciseDate><expirationDate><value>2009-06-15</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>4941</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4941</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivative
Holding><derivativeHolding><securityTitle><value>Stock Options</value></securityTitle><conversionOrExercisePrice><value>6.01</value></conversionOrExercisePrice><exerciseDate><value>2000-06-12</value></exerciseDate><expirationDate><value>2010-06-12</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>3741</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>3741</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options</value></securityTitle><conversionOrExercisePrice><value>7.83</value></conversionOrExercisePrice><exerciseDate><value>2001-11-20</value></exerciseDate><expirationDate><value>2011-11-20</value></exp
irationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>4320</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4320</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options</value></securityTitle><conversionOrExercisePrice><value>10.83</value></conversionOrExercisePrice><exerciseDate><value>2002-11-19</value></exerciseDate><expirationDate><value>2012-11-19</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>3600</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction
><value>3600</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Option</value></securityTitle><conversionOrExercisePrice><value>15.35</value></conversionOrExercisePrice><exerciseDate><value>2003-11-18</value></exerciseDate><expirationDate><value>2013-11-18</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>3000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>3000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding></deriva
tiveTable><footnotes><footnote id="F1">The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose - Owned by Ellwood City Hospital of which Mr. Skuba is the President and CEO. Includes 586.0780 shares acquired in November 2003 under the ESB Financial Corporation Dividend Reinvestment and Stock Purchase Plan.</footnote><footnote id="F2">Husband and wife</footnote></footnotes><remarks/><ownerSignature><signatureName>Herbert S. Skuba</signatureName><signatureDate>2003-11-20</signatureDate></ownerSignature></ownershipDocument>

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</DOCUMENT>
</SEC-DOCUMENT>
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