The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 959 9,912 SH   SOLE   9,912 0 0
ABBVIE INC COM 00287Y109 474 3,533 SH   SOLE   3,533 0 0
ALPHABET INC CAP STK CL A 02079K305 3,170 33,144 SH   SOLE   33,144 0 0
ALPHABET INC CAP STK CL C 02079K107 222 2,305 SH   SOLE   2,305 0 0
AMAZON COM INC COM 023135106 4,446 39,343 SH   SOLE   39,343 0 0
AMERISOURCEBERGEN CORP COM 03073E105 3,467 25,619 SH   SOLE   25,619 0 0
AMGEN INC COM 031162100 432 1,918 SH   SOLE   1,918 0 0
APPLE INC COM 037833100 9,106 65,888 SH   SOLE   65,888 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 212 937 SH   SOLE   937 0 0
BLACKSTONE INC COM 09260D107 465 5,550 SH   SOLE   5,550 0 0
CAMECO CORP COM 13321L108 265 10,000 SH   SOLE   10,000 0 0
CITIZENS FINL GROUP INC COM 174610105 378 10,998 SH   SOLE   10,998 0 0
COSTCO WHSL CORP NEW COM 22160K105 346 733 SH   SOLE   733 0 0
CVS HEALTH CORP COM 126650100 3,639 38,151 SH   SOLE   38,151 0 0
DOLLAR GEN CORP NEW COM 256677105 4,870 20,303 SH   SOLE   20,303 0 0
EMERSON ELEC CO COM 291011104 2,134 29,140 SH   SOLE   29,140 0 0
EXXON MOBIL CORP COM 30231G102 202 2,318 SH   SOLE   2,318 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,660 37,357 SH   SOLE   37,357 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103 305 40,000 SH   SOLE   40,000 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 198 10,000 SH   SOLE   10,000 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 14,086 198,341 SH   SOLE   198,341 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 299 2,516 SH   SOLE   2,516 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 2,482 24,756 SH   SOLE   24,756 0 0
ISHARES TR CORE MSCI EAFE 46432F842 7,105 134,893 SH   SOLE   134,893 0 0
ISHARES TR CORE S&P SCP ETF 464287804 579 6,645 SH   SOLE   6,645 0 0
ISHARES TR CORE S&P500 ETF 464287200 813 2,266 SH   SOLE   2,266 0 0
ISHARES TR INTL EQTY FACTOR 46434V274 2,643 126,239 SH   SOLE   126,239 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,866 33,310 SH   SOLE   33,310 0 0
ISHARES TR MSCI USA MMENTM 46432F396 3,366 25,664 SH   SOLE   25,664 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 7,105 68,356 SH   SOLE   68,356 0 0
ISHARES TR MSCI USA VALUE 46432F388 1,720 21,007 SH   SOLE   21,007 0 0
JOHNSON & JOHNSON COM 478160104 218 1,332 SH   SOLE   1,332 0 0
JPMORGAN CHASE & CO COM 46625H100 4,252 40,692 SH   SOLE   40,692 0 0
KINROSS GOLD CORP COM 496902404 56 15,000 SH   SOLE   15,000 0 0
LOWES COS INC COM 548661107 261 1,390 SH   SOLE   1,390 0 0
MICROSOFT CORP COM 594918104 12,967 55,677 SH   SOLE   55,677 0 0
MONDELEZ INTL INC CL A 609207105 2,667 48,639 SH   SOLE   48,639 0 0
NETFLIX INC COM 64110L106 360 1,530 SH   SOLE   1,530 0 0
NEW FOUND GOLD CORP COM 64440N103 88 25,000 SH   SOLE   25,000 0 0
NMI HLDGS INC CL A 629209305 2,886 141,679 SH   SOLE   141,679 0 0
OLD REP INTL CORP COM 680223104 207 9,885 SH   SOLE   9,885 0 0
PAYCHEX INC COM 704326107 218 1,943 SH   SOLE   1,943 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 922 11,528 SH   SOLE   11,528 0 0
ROSS STORES INC COM 778296103 2,738 32,496 SH   SOLE   32,496 0 0
SCHWAB CHARLES CORP COM 808513105 4,137 57,561 SH   SOLE   57,561 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,565 37,269 SH   SOLE   37,269 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,874 113,566 SH   SOLE   113,566 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,708 56,608 SH   SOLE   56,608 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 292 2,460 SH   SOLE   2,460 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 702 1,965 SH   SOLE   1,965 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 670 43,000 SH   SOLE   43,000 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 136 10,660 SH   SOLE   10,660 0 0
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104 512 35,800 SH   SOLE   35,800 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 829 125,200 SH   SOLE   125,200 0 0
TESLA INC COM 88160R101 1,015 3,828 SH   SOLE   3,828 0 0
TEXTRON INC COM 883203101 2,978 51,113 SH   SOLE   51,113 0 0
T-MOBILE US INC COM 872590104 4,621 34,443 SH   SOLE   34,443 0 0
UNITEDHEALTH GROUP INC COM 91324P102 9,607 19,023 SH   SOLE   19,023 0 0
VALVOLINE INC COM 92047W101 2,245 88,584 SH   SOLE   88,584 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,228 6,533 SH   SOLE   6,533 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 234 712 SH   SOLE   712 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 737 5,450 SH   SOLE   5,450 0 0