The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,506 10,701 SH   SOLE   10,701 0 0
ABBVIE INC COM 00287Y109 393 2,900 SH   SOLE   2,900 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 318 766 SH   SOLE   766 0 0
ALPHABET INC CAP STK CL A 02079K305 4,847 1,673 SH   SOLE   1,673 0 0
ALPHABET INC CAP STK CL C 02079K107 457 158 SH   SOLE   158 0 0
AMAZON COM INC COM 023135106 2,894 868 SH   SOLE   868 0 0
AMERISOURCEBERGEN CORP COM 03073E105 3,420 25,732 SH   SOLE   25,732 0 0
AMGEN INC COM 031162100 582 2,586 SH   SOLE   2,586 0 0
APPLE INC COM 037833100 13,813 77,787 SH   SOLE   77,787 0 0
AUTONATION INC COM 05329W102 202 1,725 SH   SOLE   1,725 0 0
BIO-TECHNE CORP COM 09073M104 235 455 SH   SOLE   455 0 0
BLACKSTONE INC COM 09260D107 896 6,925 SH   SOLE   6,925 0 0
CAMECO CORP COM 13321L108 218 10,000 SH   SOLE   10,000 0 0
CHEMOURS CO COM 163851108 208 6,190 SH   SOLE   6,190 0 0
CITIZENS FINL GROUP INC COM 174610105 3,824 80,930 SH   SOLE   80,930 0 0
COSTCO WHSL CORP NEW COM 22160K105 326 574 SH   SOLE   574 0 0
CVS HEALTH CORP COM 126650100 7,283 70,595 SH   SOLE   70,595 0 0
DISNEY WALT CO COM 254687106 203 1,310 SH   SOLE   1,310 0 0
EMERSON ELEC CO COM 291011104 2,673 28,746 SH   SOLE   28,746 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,896 35,754 SH   SOLE   35,754 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103 444 40,000 SH   SOLE   40,000 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 228 10,000 SH   SOLE   10,000 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 26,841 282,118 SH   SOLE   282,118 0 0
INTEL CORP COM 458140100 515 10,000 SH   SOLE   10,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 203 1,516 SH   SOLE   1,516 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 1,438 14,378 SH   SOLE   14,378 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,676 14,571 SH   SOLE   14,571 0 0
ISHARES TR CORE MSCI EAFE 46432F842 10,494 140,598 SH   SOLE   140,598 0 0
ISHARES TR CORE S&P SCP ETF 464287804 772 6,745 SH   SOLE   6,745 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,979 4,148 SH   SOLE   4,148 0 0
ISHARES TR MSCI EAFE ETF 464287465 396 5,033 SH   SOLE   5,033 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 271 5,543 SH   SOLE   5,543 0 0
ISHARES TR MSCI INTL MULTFT 46434V274 3,699 128,362 SH   SOLE   128,362 0 0
ISHARES TR MSCI USA MMENTM 46432F396 4,854 26,696 SH   SOLE   26,696 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 10,062 69,123 SH   SOLE   69,123 0 0
ISHARES TR MSCI USA VALUE 46432F388 2,082 19,023 SH   SOLE   19,023 0 0
JOHNSON & JOHNSON COM 478160104 206 1,204 SH   SOLE   1,204 0 0
JPMORGAN CHASE & CO COM 46625H100 6,522 41,184 SH   SOLE   41,184 0 0
KINROSS GOLD CORP COM 496902404 87 15,000 SH   SOLE   15,000 0 0
KLA CORP COM NEW 482480100 324 753 SH   SOLE   753 0 0
LAUDER ESTEE COS INC CL A 518439104 215 581 SH   SOLE   581 0 0
LOWES COS INC COM 548661107 882 3,413 SH   SOLE   3,413 0 0
META PLATFORMS INC CL A 30303M102 2,991 8,894 SH   SOLE   8,894 0 0
MICROSOFT CORP COM 594918104 18,717 55,653 SH   SOLE   55,653 0 0
MONDELEZ INTL INC CL A 609207105 3,180 47,957 SH   SOLE   47,957 0 0
NETFLIX INC COM 64110L106 4,628 7,682 SH   SOLE   7,682 0 0
NEW FOUND GOLD CORP COM 64440N103 179 25,000 SH   SOLE   25,000 0 0
NMI HLDGS INC CL A 629209305 3,785 173,206 SH   SOLE   173,206 0 0
NVR INC COM 62944T105 3,788 641 SH   SOLE   641 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100 314 876 SH   SOLE   876 0 0
OLD REP INTL CORP COM 680223104 286 11,655 SH   SOLE   11,655 0 0
PARKER-HANNIFIN CORP COM 701094104 214 672 SH   SOLE   672 0 0
PAYCHEX INC COM 704326107 293 2,144 SH   SOLE   2,144 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100 741 20,720 SH   SOLE   20,720 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,115 11,357 SH   SOLE   11,357 0 0
QUALCOMM INC COM 747525103 203 1,109 SH   SOLE   1,109 0 0
SCHWAB CHARLES CORP COM 808513105 3,124 37,145 SH   SOLE   37,145 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,812 74,972 SH   SOLE   74,972 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,045 18,096 SH   SOLE   18,096 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,816 109,616 SH   SOLE   109,616 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 8,004 127,264 SH   SOLE   127,264 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 261 1,500 SH   SOLE   1,500 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 959 2,020 SH   SOLE   2,020 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 153 10,660 SH   SOLE   10,660 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 1,003 125,000 SH   SOLE   125,000 0 0
TESLA INC COM 88160R101 1,148 1,086 SH   SOLE   1,086 0 0
TEXTRON INC COM 883203101 3,306 42,821 SH   SOLE   42,821 0 0
T-MOBILE US INC COM 872590104 1,435 12,373 SH   SOLE   12,373 0 0
UNION PAC CORP COM 907818108 285 1,131 SH   SOLE   1,131 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,849 17,623 SH   SOLE   17,623 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,595 6,259 SH   SOLE   6,259 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 940 5,475 SH   SOLE   5,475 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,195 22,997 SH   SOLE   22,997 0 0
ZOETIS INC CL A 98978V103 233 956 SH   SOLE   956 0 0