Exhibit 99.(h)(3)

                               SCHEDULE 3.1 - FEES

                          DATED AS OF SEPTEMBER 1, 2003


ANNUAL ACCOUNT SERVICE FEES


With respect to each Portfolio/Class of the HARRIS ASSOCIATES INVESTMENT TRUST
(the "FUND"), the FUND is subject to an annual fee of $20.50 per shareholder
open account.

The annual account fee will be billed at the rate of 1/12 of the annual fee for
each open account serviced during the month.


OUT-OF-POCKET EXPENSES


Out-of-pocket expenses include, but are not limited to, confirmation statements,
investor statements, postage, audio response, telephone, telecommunication and
line charges, equipment (including imaging equipment and support), record
storage, records retention, transcripts, microfilm, microfiche, disaster
recovery capabilities, checks, forms (including year end forms), wire fees,
print management fees, mailing and tabulating proxies, sub-transfer agency fees
including omnibus account fees and networking fees, costs associated with
certain specialty products, systems, or services, as applicable (such as
retirement plan record-keeping, "Investor," "Voice," "FAN," and "Vision",
electronic statements and electronic delivery initiatives), system conversion
costs, anti-money laundering compliance (such as required systems enhancements
and reporting mechanisms) and any other expenses incurred at the specific
direction of the FUND.


Subject to each party's right to terminate this Agreement pursuant to Section 13
hereof, the Transfer Agent and the FUND agree that the fees set forth in this
Schedule 3.1 shall remain in effect for a period of two years from the date of
this Agreement. If at any time during the term of this agreement total open
accounts decrease to levels below 137,000, the Transfer Agent and the FUND
hereby agree to renegotiate in good faith such changes to this Schedule as they
deem necessary. Upon the expiration of such two-year period, the Transfer Agent
and the FUND hereby agree to negotiate in good faith such changes to this
Schedule as they may deem necessary.


HARRIS ASSOCIATES INVESTMENT                 CDC IXIS ASSET MANAGEMENT
TRUST                                        SERVICES COMPANY, INC.

BY: /s/ Robert M. Levy                      BY: /s/ Christopher L. Wilson
   ------------------------------------         --------------------------------
   Robert M. Levy, CEO and President            Christopher L. Wilson, President

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