EX-99.77Q3 CERT

SUB-ITEM 77Q3

(a)	(i)	Based upon their evaluation of the registrant's disclosure
controls and procedures as conducted within 90 days of the filing date
of this report, the registrant's pricipal executive officer(s) and
principal financial officer have concluded that those disclosure
controls and procedures provide reasonable assurance that
the material information required to be disclosed by the registrant
in the reports it files or submits under the Securities Exchange Act
of 1934, as amended (the "1934 Act"), is recorded, processed, summarized
and reported in substantial compliance with the 1934 Act and the
Commission's rules and forms thereunder.


	(ii)	There were no significant changes in the registrant's
internal controls or in other factors that could significantly affect
these controls subsequent to the date of their last evaluation.

(iii)	 CERTIFICATIONS

I, Lacy B. Herrmann, certify that:

1.	I have reviewed this report on Form N-SAR of Tax-Free Fund for Utah;

2.	Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;

3.	Based on my knowledge, the financial information included in this report,
and the financial statements on which the financial information is based, fairly
present in all material respects the financial condition, results of operations,
changes in net assets, and cash flows (if the financial statements are required
to include a statement of cash flows) of the registrant as of, and for,  the
periods presented in this report;

4.	The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures  (as defined in
rule 30a-2(c) under the Investment Company Act) for the registrant and have:

a)	designed such disclosure controls and procedures to ensure that material
information relating to the registrant, including its consolidated subsidiaries,
is made known to us by others within those entities, particularly during the
period in which this report is being prepared;

b)	evaluated the effectiveness of the registrant's disclosure controls and
procedures as of a date within 90 days prior to the filing date of this report
("Evaluation Date"); and

c)	presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures based on our evaluation as of the Evaluation
Date;

5.	The registrant's other certifying officers and I have disclosed, based on
our most recent evaluation, to the registrant's auditors and the audit committee
of the registrant's board of directors (or persons performing the equivalent
functions):

(a)	all significant deficiencies in the design or operation of internal
controls which could adversely affect the registrant's ability to record,
process, summarize, and report financial data and have identified for the
registrant's auditors any material weakness in internal controls; and

(b)	any fraud, whether or not material, that involves management or other
employees who have a significant role in the registrant's internal controls;
and

6. The registrant's other certifying officers and I have indicated in this
report whether or not there were significant changes in internal controls or
in other factors that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any corrective actions
with regard to significant deficiencies and material weaknesses.



Date:  February 28, 2003

/s/  Lacy B. Herrmann
- ----------------------
Title: Chairman of the Board



I, Diana P. Herrmann, certify that:

1.	I have reviewed this report on Form N-SAR of Tax-Free Fund for Utah;

2.	Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;

3.	Based on my knowledge, the financial information included in this report,
and the financial statements on which the financial information is based, fairly
present in all material respects the financial condition, results of operations,
changes in net assets, and cash flows (if the financial statements are required
to include a statement of cash flows) of the registrant as of, and for,  the
periods presented in this report;

4.	The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures  (as defined in
rule 30a-2(c) under the Investment Company Act) for the registrant and have:

a)	designed such disclosure controls and procedures to ensure that material
information relating to the registrant, including its consolidated subsidiaries,
is made known to us by others within those entities, particularly during the
period in which this report is being prepared;

b)	evaluated the effectiveness of the registrant's disclosure controls and
procedures as of a date within 90 days prior to the filing date of this report
("Evaluation Date"); and

c)	presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures based on our evaluation as of the Evaluation
Date;

5.	The registrant's other certifying officers and I have disclosed, based on
our most recent evaluation, to the registrant's auditors and the audit committee
of the registrant's board of directors (or persons performing the equivalent
functions):

a)	all significant deficiencies in the design or operation of internal
controls which could adversely affect the registrant's ability to record,
process, summarize, and report financial data and have identified for the
registrant's auditors any material weakness in internal controls; and

(b)	any fraud, whether or not material, that involves management or other
employees who have a significant role in the registrant's internal controls;
and

6. The registrant's other certifying officers and I have indicated in this
report whether or not there were significant changes in internal controls or
in other factors that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any corrective actions
with regard to significant deficiencies and material weaknesses.



Date:  February 28, 2003

/s/  Diana P. Herrmann
- ----------------------
Title:  President



I, Joseph P. DiMaggio, certify that:

1.	I have reviewed this report on Form N-SAR of Tax-Free Fund for Utah;

2.	Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;

3.	Based on my knowledge, the financial information included in this report,
and the financial statements on which the financial information is based, fairly
present in all material respects the financial condition, results of operations,
changes in net assets, and cash flows (if the financial statements are required
to include a statement of cash flows) of the registrant as of, and for,  the
periods presented in this report;

4.	The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures  (as defined in
rule 30a-2(c) under the Investment Company Act) for the registrant and have:

a)	designed such disclosure controls and procedures to ensure that material
information relating to the registrant, including its consolidated subsidiaries,
is made known to us by others within those entities, particularly during the
period in which this report is being prepared;

b)	evaluated the effectiveness of the registrant's disclosure controls and
procedures as of a date within 90 days prior to the filing date of this report
("Evaluation Date"); and

c)	presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures based on our evaluation as of the Evaluation
Date;

5.	The registrant's other certifying officers and I have disclosed, based on
our most recent evaluation, to the registrant's auditors and the audit committee
of the registrant's board of directors (or persons performing the equivalent
functions):

(a)	all significant deficiencies in the design or operation of internal
controls which could adversely affect the registrant's ability to record,
process, summarize, and report financial data and have identified for the
registrant's auditors any material weakness in internal controls; and

(b)	any fraud, whether or not material, that involves management or other
employees who have a significant role in the registrant's internal controls;
and

6. The registrant's other certifying officers and I have indicated in this
report whether or not there were significant changes in internal controls or
in other factors that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any corrective actions
with regard to significant deficiencies and material weaknesses.



Date:  February 28, 2003

/s/  Joseph P. DiMaggio
- ------------------------
Title: Treasurer

EX-22

Shareholder Meeting Results (unaudited)

The Annual Meeting of Shareholders of Tax-Free Fund for Utah (the "Fund")
was held on September 27, 2002.  The holders of shares representing 87%
of the total net asset value of the shares entitled to vote were present
in person or by proxy.  At the meeting, the following matters were voted
upon and approved by the shareholders (the resulting votes for each matter
are presented below).


1. To elect Trustees.

Number of  Votes:

		Trustee				For		Withheld

		Lacy B. Herrmann			4,660,186	  856,685
		Gary C. Cornia			5,490,774	  26,097
		William L. Ensign			5,490,774	  26,097
		Diana P. Herrmann			4,656,584	  860,287
		Anne J. Mills			5,490,774	  26,097


2. To ratify the selection of KPMG LLP as the Fund's independent auditors.

Number of  Votes:

		For			Against		Abstain

		5,481,576		26,524		8,771