Nature of Operations and Summary of Significant Accounting Policies (Tables)

3 Months Ended

Mar. 31, 2024

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Provision for credit losses

The following table presents the provision for credit losses on the loan portfolio and off-balance sheet exposures:

	Three Months ended
(Dollars in thousands)	March 31, 2024		March 31, 2023
Provision for credit loss loans	$	9,091	6,260
Provision for credit loss unfunded	(842)		(790)
Total provision for credit losses	$	8,249	5,470

The following tables summarize the activity in the ACL:

	Three Months ended March 31, 2024
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	192,757	22,325	130,924	21,194	11,766	6,548
Acquisitions	3		—	3	—	—	—
Provision for credit losses	9,091		1,837	4,207	2,293	(764)	1,518
Charge-offs	(4,295)		—	—	(1,932)	(25)	(2,338)
Recoveries	1,223		4	19	539	22	639
Balance at end of period	$	198,779	24,166	135,153	22,094	10,999	6,367

	Three Months ended March 31, 2023
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	182,283	19,683	125,816	21,454	10,759	4,571
Provision for credit losses	6,260		293	4,704	(121)	(230)	1,614
Charge-offs	(3,293)		(5)	(347)	(772)	(4)	(2,165)
Recoveries	1,354		3	80	603	45	623
Balance at end of period	$	186,604	19,974	130,253	21,164	10,570	4,643