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Portfolio Loans And Allowance For Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2012
Portfolio Loans And Allowance For Loan Losses [Abstract]  
Summary Of Activity In The Allowance For Credit Losses By Loan Portfolio
   
Commercial
and
commercial
mortgage
loans
    
Residential
mortgage
loans
    
Second and
home
equity loans
    
Other
 consumer
loans
    
Total
  
Three months ended June 30, 2012
                              
Allowance for loan losses:
                              
Balance at beginning of period
  
$
16,997
    
$
484
    
$
479
    
$
177
    
$
18,137
  
Provision for loan losses
    
8,195
      
133
      
(62
)
    
7
      
8,273
  
Loan charge-offs
    
(6,422
)
    
0
      
(11
)
    
(57
)
    
(6,490
)
Recoveries
    
42
      
0
      
9
      
45
      
96
  
Balance at End of Period
  
$
18,812
    
$
617
    
$
415
    
$
172
    
$
20,016
  
 
   
Commercial
and
commercial
mortgage
 loans
    
Residential
mortgage
loans
    
Second and
home
equity loans
    
Other
consumer
loans
    
Total
  
Three months ended June 30, 2011
                              
Allowance for loan losses:
                              
Balance at beginning of period
  
$
12,758
    
$
754
    
$
777
    
$
289
    
$
14,578
  
Provision for loan losses
    
2,704
      
(11
)
    
(25
)
    
21
      
2,689
  
Loan charge-offs
    
(3,068
)
    
(99
)
    
(163
)
    
(78
)
    
(3,408
)
Recoveries
    
114
      
1
      
11
      
38
      
164
  
Balance at End of Period
  
$
12,508
    
$
645
    
$
600
    
$
270
    
$
14,023
  
 
   
Commercial
and
commercial
mortgage
loans
    
Residential
mortgage
loans
    
Second and
home
equity loans
    
Other
consumer
loans
    
Total
  
Six months ended June 30, 2012
                              
Allowance for loan losses:
                              
Balance at beginning of period
  
$
13,691
    
$
504
    
$
556
    
$
233
    
$
14,984
  
Provision for loan losses
    
16,095
      
113
      
(144
)
    
(52
) 
    
16,012
  
Loan charge-offs
    
(11,381
)
    
0
      
(18
)
    
(113
)
    
(11,512
)
Recoveries
    
407
      
0
      
21
      
104
      
532
  
Balance at End of Period
  
$
18,812
    
$
617
    
$
415
    
$
172
    
$
20,016
  
 
 
 
   
Commercial
and
commercial
mortgage
loans
    
Residential
mortgage
loans
    
Second and
home
equity loans
    
Other
consumer
loans
    
Total
  
Six months ended June 30, 2011
                              
Allowance for loan losses:
                              
Balance at beginning of period
  
$
12,640
    
$
799
    
$
858
    
$
309
    
$
14,606
  
Provision for loan losses
    
4,300
      
(16
)
    
(74
)
    
37
      
4,247
  
Loan charge-offs
    
(4,617
)
    
(139
)
    
(202
)
    
(159
)
    
(5,117
)
Recoveries
    
185
      
1
      
18
      
83
      
287
  
Balance at End of Period
  
$
12,508
    
$
645
    
$
600
    
$
270
    
$
14,023
  
Recorded Investment Of Loans Evaluated For Impairment
   
Commercial
and
commercial
mortgage
loans
    
Residential
mortgage
loans
    
Second and
home
equity loans
    
Other
consumer
loans
    
Total
  
As of June 30, 2012
                              
Allowance for loan losses:
                              
Balance at End of Period
  
$
18,812
    
$
617
    
$
415
    
$
172
    
$
20,016
  
Ending balance:  individually evaluated for impairment
  
$
5,948
    
$
0
    
$
0
    
$
0
    
$
5,948
  
Ending balance:  collectively evaluated for impairment
  
$
12,864
    
$
617
    
$
415
    
$
172
    
$
14,068
  
Loans:
                                        
Balance at End of Period
  
$
431,751
    
$
89,001
    
$
79,342
    
$
8,853
    
$
608,947
  
Ending balance:  individually evaluated for impairment
  
$
38,236
    
$
0
    
$
0
    
$
0
    
$
38,236
  
Ending balance:  collectively evaluated for impairment
  
$
393,515
    
$
89,001
    
$
79,342
    
$
8,853
    
$
570,711
  
                                         

   
Commercial
and
commercial
mortgage
 loans
    
Residential
mortgage
loans
    
Second and
home
equity loans
    
Other
consumer
loans
    
Total
  
As of December 31, 2011
                              
Allowance for loan losses:
                              
Balance at End of Period
  
$
13,691
    
$
504
    
$
556
    
$
233
    
$
14,984
  
Ending balance:  individually evaluated for impairment
  
$
545
    
$
0
    
$
0
    
$
0
    
$
545
  
Ending balance:  collectively evaluated for impairment
  
$
13,146
    
$
504
    
$
556
    
$
233
    
$
14,439
  
Loans:
                                        
Balance at End of Period
  
$
517,970
    
$
93,757
    
$
86,059
    
$
9,533
    
$
707,319
  
Ending balance:  individually evaluated for impairment
  
$
41,075
    
$
0
    
$
0
    
$
0
    
$
41,075
  
Ending balance:  collectively evaluated for impairment
  
$
476,895
    
$
93,757
    
$
86,059
    
$
9,533
    
$
666,244
  
Schedule Of Risk Characteristics By Loan Portfolio
As of June 30, 2012
  
Commercial and commercial mortgage loans
    
Construction loans
    
Residential mortgage loans
    
Second and home equity loans
    
Other consumer loans
    
Total
  
Rating:
                                    
Pass
  
$
356,389
    
$
24,156
    
$
84,503
    
$
78,812
    
$
8,797
    
$
552,657
  
Special mention
    
11,160
      
0
      
522
      
302
      
0
      
11,984
  
Substandard
    
37,619
      
4,878
      
1,525
      
228
      
56
      
44,306
  
Balance at End of Period
  
$
405,168
    
$
29,034
    
$
86,550
    
$
79,342
    
$
8,853
    
$
608,947
  
                                                 
 
As of December 31, 2011
  
Commercial and commercial mortgage loans
    
Construction loans
    
Residential mortgage loans
    
Second and home equity loans
    
Other consumer loans
    
Total
  
Rating:
                                    
Pass
  
$
435,266
    
$
32,825
    
$
87,278
    
$
85,751
    
$
9,462
    
$
650,582
  
Special mention
    
9,521
      
0
      
313
      
44
      
0
      
9,878
  
Substandard
    
37,856
      
7,951
      
717
      
264
      
71
      
46,859
  
Balance at End of Period
  
$
482,643
    
$
40,776
    
$
88,308
    
$
86,059
    
$
9,533
    
$
707,319
  
                                                 
Schedule Of Aging By Loan Portfolio
As of June 30, 2012
  
Commercial and commercial mortgage loans
    
Construction loans
    
Residential mortgage loans
    
Second and home equity loans
    
Other consumer loans
    
Total
  
Loans:
                                    
30 to 59 days past due
  
$
1,993
    
$
0
    
$
341
    
$
566
    
$
34
    
$
2,934
  
60 to 89 days past due
    
0
      
0
      
0
      
269
      
3
      
272
  
Past due 90 days or more and accruing
    
65
      
0
      
296
      
18
      
0
      
379
  
Nonaccrual (1)
    
26,355
      
3,753
      
1,754
      
245
      
52
      
32,159
  
Total Past Due
    
28,413
      
3,753
      
2,391
      
1,098
      
89
      
35,744
  
Current
    
376,755
      
25,281
      
84,159
      
78,244
      
8,764
      
573,203
  
Total Loans
  
$
405,168
    
$
29,034
    
$
86,550
    
$
79,342
    
$
8,853
    
$
608,947
  
 
 
1) 
Loans held for sale include $4.4 million of nonaccrual loans excluded from the table as they are not part of portfolio loans
 
 
 
 
 

As of December 31, 2011
  
Commercial and commercial mortgage loans
    
Construction loans
    
Residential mortgage loans
    
Second and home equity loans
    
Other consumer loans
    
Total
  
Loans:
                                    
30 to 59 days past due
  
$
479
    
$
0
    
$
874
    
$
526
    
$
109
    
$
1,988
  
60 to 89 days past due
    
0
      
0
      
0
      
44
      
1
      
45
  
Past due 90 days or more and accruing
    
0
      
0
      
87
      
0
      
0
      
87
  
Nonaccrual
    
25,962
      
6,826
      
849
      
264
      
70
      
33,971
  
Total Past Due
    
26,441
      
6,826
      
1,810
      
834
      
180
      
36,091
  
Current
    
456,202
      
33,950
      
86,498
      
85,225
      
9,353
      
671,228
  
Total Loans
  
$
482,643
    
$
40,776
    
$
88,308
    
$
86,059
    
$
9,533
    
$
707,319
  
                                                 
Summary Of Impaired Loans Evaluated For Impairment By Loan Class
As of June 30, 2012
  
Recorded Investment
    
Unpaid Principal Balance
    
Related Allowance for Loan Losses
  
Impaired Loans with No Related Allowance Recorded (1):
                  
  Commercial and commercial mortgage loans
  
$
19,094
    
$
28,655
    
$
0
  
  Construction loans
    
3,753
      
3,753
      
0
  
Total Impaired Loans with No Related Allowance Recorded
  
$
22,847
    
$
32,408
    
$
0
  
                         
                         
Impaired Loans with an Allowance Recorded:
                        
  Commercial and commercial mortgage loans
  
$
14,264
    
$
14,264
    
$
5,850
  
  Construction loans
    
1,125
      
1,125
      
98
  
Total Impaired Loans with an Allowance Recorded
  
$
15,389
    
$
15,389
    
$
5,948
  
                         
                         
Impaired Loans:
                        
  Commercial and commercial mortgage loans
  
$
33,358
    
$
42,919
    
$
5,850
  
  Construction loans
    
4,878
      
4,878
      
98
  
Total Impaired Loans
  
$
38,236
    
$
47,797
    
$
5,948
  
 
1)
Residential mortgages of $127,000 and consumer loans of $331,000 all individually less than $200,000 are not individually reviewed and are excluded from the table as they were deemed not significant to the financial statements.
 
As of December 31, 2011
  
Recorded Investment
    
Unpaid Principal Balance
    
Related Allowance for Loan Losses
  
Impaired Loans with No Related Allowance Recorded(1):
                  
  Commercial and commercial mortgage loans
  
$
29,829
    
$
41,381
    
$
0
  
  Construction loans
    
6,826
      
9,276
      
0
  
Total Impaired Loans with No Related Allowance Recorded
  
$
36,655
    
$
50,657
    
$
0
  
                         
                         
Impaired Loans with an Allowance Recorded:
                        
  Commercial and commercial mortgage loans
  
$
3,295
    
$
3,295
    
$
447
  
  Construction loans
    
1,125
      
1,125
      
98
  
Total Impaired Loans with an Allowance Recorded
  
$
4,420
    
$
4,420
    
$
545
  
                         
                         
Impaired Loans:
                        
  Commercial and commercial mortgage loans
  
$
33,124
    
$
44,676
    
$
447
  
  Construction loans
    
7,951
      
10,401
      
98
  
Total Impaired Loans
  
$
41,075
    
$
55,077
    
$
545
  
 
1)
Residential mortgages of $128,000 and consumer loans of $145,000 all individually less than $130,000 are not individually reviewed and are excluded from the table as they were deemed not significant to the financial statements.
Schedule Of Average Recorded Investment And Income Recognized
   
Three Months Ended
    
Three Months Ended
  
   
June 30, 2012
    
June 30, 2011
  
   
Average Recorded
 Investment
    
Interest Income
 Recognized
    
Average Recorded
 Investment
    
Interest Income
 Recognized
  
Impaired Loans:
                        
  Commercial and commercial mortgage loans
  
$
37,532
    
$
128
    
$
49,737
    
$
459
  
  Construction loans
    
5,644
      
15
      
9,293
      
74
  
Total Impaired Loans
  
$
43,176
    
$
143
    
$
59,030
    
$
533
  
Commercial and commercial mortgage loans
     cash basis interest included above
          
$
134
            
$
2
  
                                 

 
  
Six Months Ended
    
Six Months Ended
  
   
June 30, 2012
    
June 30, 2011
  
   
Average Recorded
 Investment
    
Interest Income
 Recognized
    
Average Recorded
 Investment
    
Interest Income
 Recognized
  
Impaired Loans:
                        
  Commercial and commercial mortgage loans
  
$
36,063
    
$
240
    
$
48,403
    
$
1,010
  
  Construction loans
    
6,413
      
29
      
9,100
      
129
  
Total Impaired Loans
  
$
42,476
    
$
269
    
$
57,503
    
$
1,139
  
Commercial and commercial mortgage loans
     cash basis interest included above
          
$
221
            
$
40