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Condensed Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Assets:    
Cash and due from banks $ 15,889 $ 20,683
Interest bearing demand deposits 380 278
Federal funds sold 78,354 19,634
Cash and cash equivalents 94,623 40,595
Securities available for sale at fair value (amortized cost $15,978 and $178,300) 159,699 180,770
Loans held for sale (fair value $19,677 and $6,617) 19,540 6,464
Portfolio loans:    
Commercial and commercial mortgage loans 431,751 517,970
Residential mortgage loans 89,001 93,757
Second and home equity loans 79,342 86,059
Other consumer loans 8,853 9,533
Total portfolio loans 608,947 707,319
Unearned income (190) (233)
Allowance for loan losses (20,016) (14,984)
Portfolio loans, net 588,741 692,102
Premises and equipment 15,286 16,617
Accrued interest receivable 2,845 3,085
Other assets 55,336 44,974
TOTAL ASSETS 936,070 984,607
Liabilities and Shareholders' Equity:    
Demand 110,291 103,864
Interest checking 189,135 222,314
Savings 56,498 52,181
Money market 227,357 222,229
Certificates of deposits 239,826 262,653
Retail deposits 823,107 863,241
Public fund certificates 107 102
Wholesale deposits 107 102
Total deposits 823,214 863,343
Junior subordinated debt 15,464 15,464
Other liabilities 14,443 17,666
Total liabilities 853,121 896,473
Commitments and Contingencies      
Shareholders' equity:    
No par preferred stock; Authorized: 2,000,000 shares Issued and outstanding: 21,500 and 21,500 shares; Liquidation preference $1,000 per share 21,321 21,265
No par common stock; Authorized: 15,000,000 shares Issued and outstanding: 3,420,879 and 3,422,379 shares 21,857 21,735
Retained earnings, restricted 37,954 44,127
Accumulated other comprehensive income, net 1,817 1,007
Total shareholders' equity 82,949 88,134
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 936,070 $ 984,607