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Condensed Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
Assets:    
Cash and due from banks $ 14,875 $ 20,683
Interest bearing demand deposits 857 278
Federal funds sold 36,644 19,634
Cash and cash equivalents 52,376 40,595
Securities available for sale at fair value (amortized cost $170,846 and $178,300) 173,678 180,770
Loans held for sale (fair value $10,676 and $6,617) 10,544 6,464
Portfolio loans:    
Commercial and commercial mortgage loans 498,548 517,970
Residential mortgage loans 91,502 93,757
Second and home equity loans 82,457 86,059
Other consumer loans 9,057 9,533
Total portfolio loans 681,564 707,319
Unearned income (218) (233)
Allowance for loan losses (18,137) (14,984)
Portfolio loans, net 663,209 692,102
Premises and equipment 16,364 16,617
Accrued interest receivable 3,205 3,085
Other assets 49,422 44,974
TOTAL ASSETS 968,798 984,607
Liabilities and Shareholders' Equity:    
Demand 116,981 103,864
Interest checking 196,283 222,314
Savings 58,139 52,181
Money market 227,289 222,229
Certificates of deposits 251,305 262,653
Retail deposits 849,997 863,241
Public fund certificates 107 102
Wholesale deposits 107 102
Total deposits 850,104 863,343
Junior subordinated debt 15,464 15,464
Other liabilities 17,751 17,666
Total liabilities 883,319 896,473
Commitments and Contingencies      
Shareholders' equity:    
No par preferred stock; Authorized: 2,000,000 shares Issued and outstanding: 21,500 and 21,500 shares; Liquidation preference $1,000 per share 21,293 21,265
No par common stock; Authorized: 15,000,000 shares Issued and outstanding: 3,420,879 and 3,422,379 shares 21,796 21,735
Retained earnings, restricted 41,154 44,127
Accumulated other comprehensive income, net 1,236 1,007
Total shareholders' equity 85,479 88,134
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 968,798 $ 984,607