The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACE LIMITED Common G0070K103 4,079 39,450 SH   SOLE   35,590 0 3,860
AFLAC INC. Common 001055102 4,139 71,206 SH   SOLE   63,020 0 8,186
AIR PRODUCTS & CHEMICALS INC. Common 009158106 284 2,225 SH   SOLE   2,035 0 190
ANADARKO PETROLEUM CORP Common 032511107 885 14,650 SH   SOLE   12,800 0 1,850
APACHE CORP Common 037411105 870 22,205 SH   SOLE   19,405 0 2,800
APPLE COMPUTER INC. Common 037833100 2,567 23,270 SH   SOLE   20,980 0 2,290
BAKER HUGHES INC Common 057224107 62 1,200 SH   SOLE   1,200 0 0
BANCORPSOUTH INC Common 059692103 214 9,000 SH   SOLE   9,000 0 0
BANK OF NEW YORK MELLON CORP Common 064058100 151 3,865 SH   SOLE   2,705 0 1,160
BAXALTA INC Common 07177M103 2,779 88,188 SH   SOLE   76,180 0 12,008
BAXTER INTL INC Common 071813109 418 12,713 SH   SOLE   10,465 0 2,248
BED BATH & BEYOND INC. Common 075896100 2,879 50,495 SH   SOLE   44,470 0 6,025
C S X CORPORATION Common 126408103 1,879 69,839 SH   SOLE   59,311 0 10,528
CATERPILLAR INC Common 149123101 1,990 30,450 SH   SOLE   25,705 0 4,745
CATERPILLAR INC Common 149123101 65 1,000 SH   OTR   0 0 1,000
CITIGROUP INC Common 172967101 124 2,505 SH   SOLE   2,390 0 115
CROWN HOLDINGS INC. Common 228368106 2,778 60,720 SH   SOLE   53,120 0 7,600
DEVON ENERGY CORP Common 25179M103 686 18,500 SH   SOLE   16,200 0 2,300
DISCOVER FINANCIAL SVCS Common 254709108 3,399 65,385 SH   SOLE   57,085 0 8,300
DOW CHEMICAL Common 260543103 64 1,500 SH   OTR   0 0 1,500
DOW CHEMICAL Common 260543103 3,318 78,250 SH   SOLE   68,300 0 9,950
EMC CORP Common 268648102 62 2,550 SH   SOLE   2,200 0 350
EMERSON ELECTRIC CO Common 291011104 1,519 34,380 SH   SOLE   29,115 0 5,265
EOG RESOURCES INC Common 26875P101 849 11,660 SH   SOLE   10,170 0 1,490
EXPEDITORS INTL OF WASHINGTON INC Common 302130109 147 3,125 SH   SOLE   2,950 0 175
FLUOR CORP Common 343412102 1,344 31,740 SH   SOLE   25,440 0 6,300
FORD MOTOR CO Common 345370860 1,821 134,170 SH   SOLE   118,870 0 15,300
FRANKLIN STREET PPTYS CORP Common 35471R106 113 10,500 SH   SOLE   10,500 0 0
GENERAL ELECTRIC CO Common 369604103 3,237 128,360 SH   SOLE   111,510 0 16,850
GENERAL ELECTRIC CO Common 369604103 50 2,000 SH   OTR   0 0 2,000
GLAXOSMITHKLINE PLC SP ADR Common 37733W105 2,707 70,401 SH   SOLE   61,620 0 8,781
GOOGLE INC-CL A Common 38259P508 3,174 4,972 SH   SOLE   4,108 0 864
HANCOCK HOLDING CO Common 410120109 81 3,000 SH   SOLE   3,000 0 0
HEWLETT-PACKARD CO Common 428236103 3,170 123,770 SH   SOLE   108,900 0 14,870
HONEYWELL INT'L INC. Common 438516106 156 1,650 SH   SOLE   1,450 0 200
INTERNATIONAL PAPER CO. Common 460146103 1,798 47,589 SH   SOLE   41,290 0 6,299
INTL BUSINESS MACHINES Common 459200101 3,742 25,815 SH   SOLE   22,135 0 3,680
INTL BUSINESS MACHINES Common 459200101 58 400 SH   OTR   0 0 400
JACOBS ENGINEERING GRP Common 469814107 2,710 72,400 SH   SOLE   61,850 0 10,550
JACOBS ENGINEERING GRP Common 469814107 41 1,100 SH   OTR   0 0 1,100
JOHNSON CONTROLS INC Common 478366107 3,429 82,899 SH   SOLE   74,745 0 8,154
JOHNSON CONTROLS INC Common 478366107 41 1,000 SH   OTR   0 0 1,000
MACYS INC Common 55616P104 105 2,055 SH   SOLE   1,820 0 235
MARSH & MCLENNAN CO INC Common 571748102 270 5,172 SH   SOLE   4,700 0 472
MCDONALD'S CORP Common 580135101 424 4,305 SH   SOLE   3,980 0 325
MERCK & CO INC Common 589331107 162 3,285 SH   SOLE   3,085 0 200
MICROSOFT CORP Common 594918104 3,593 81,185 SH   SOLE   73,335 0 7,850
MICROSOFT CORP Common 594918104 66 1,500 SH   OTR   0 0 1,500
MUELLER WATER PRODUCTS INC-A Common 624758108 61 8,000 SH   SOLE   0 0 8,000
NOVARTIS AG-ADR Common 66987V109 270 2,940 SH   SOLE   2,880 0 60
OCCIDENTAL PETROLEUM CORP Common 674599105 149 2,250 SH   SOLE   2,105 0 145
PFIZER INC Common 717081103 797 25,365 SH   SOLE   23,590 0 1,775
SANOFI ADR Common 80105N105 100 2,100 SH   SOLE   2,000 0 100
SCHLUMBERGER LTD Common 806857108 201 2,916 SH   SOLE   2,705 0 211
TARGET CORP Common 87612E106 120 1,530 SH   SOLE   1,530 0 0
TEREX CORP Common 880779103 999 55,680 SH   SOLE   49,185 0 6,495
TOYOTA MOTOR CORP ADR Common 892331307 1,852 15,795 SH   SOLE   14,295 0 1,500
UNITED PARCEL SERVICE-CL B Common 911312106 3,797 38,470 SH   SOLE   33,525 0 4,945
UNITED PARCEL SERVICE-CL B Common 911312106 79 800 SH   OTR   0 0 800
UNITED TECHNOLOGIES CORP Common 913017109 2,900 32,590 SH   SOLE   28,870 0 3,720
VIACOM INC CL B Common 92553P201 2,419 56,060 SH   SOLE   51,860 0 4,200
VISA INC CL A Common 92826C839 150 2,160 SH   SOLE   2,070 0 90
WALT DISNEY CO Common 254687106 3,509 34,330 SH   SOLE   30,040 0 4,290
WALT DISNEY CO Common 254687106 72 700 SH   OTR   0 0 700
WESTROCK COMPANY Common 744320102 131 2,551 SH   SOLE   2,450 0 101