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Condensed Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income:    
Interest and fees on loans $ 11,238 $ 13,113
Interest on investments 1,322 1,416
Other investment income 37 67
Total interest income 12,597 14,596
Interest expense:    
Interest bearing demand 166 372
Savings 5 9
Time 333 616
Other borrowings 474 474
Total interest expense 978 1,471
Net interest income 11,619 13,125
Loan loss provision 0 1,100
Net interest income after loan loss provision 11,619 12,025
Noninterest income:    
Service charges on deposit accounts 735 870
Card issuer and merchant services fees, net 751 589
Earnings on BOLI 211 274
Mortgage banking income, net 1,160 648
Other income 499 585
Total noninterest income 3,356 2,966
Noninterest expense:    
Salaries and employee benefits 7,647 7,671
Occupancy 1,155 1,153
Equipment 368 373
Communications 366 368
FDIC insurance 445 695
OREO 277 684
Professional services 681 852
Other expenses 2,372 2,112
Total noninterest expense 13,311 13,908
Income before income taxes 1,664 1,083
Provision (credit) for income taxes (32) 25
Net income $ 1,696 $ 1,058
Basic and diluted income per share:    
Net income per common share (in dollars per share) $ 0.04 $ 0.02