0000865911-17-000008.txt : 20170303 0000865911-17-000008.hdr.sgml : 20170303 20170303160456 ACCESSION NUMBER: 0000865911-17-000008 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 132 CONFORMED PERIOD OF REPORT: 20161231 FILED AS OF DATE: 20170303 DATE AS OF CHANGE: 20170303 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CASCADE BANCORP CENTRAL INDEX KEY: 0000865911 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 931034484 STATE OF INCORPORATION: OR FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-23322 FILM NUMBER: 17663528 BUSINESS ADDRESS: STREET 1: 1100 N W WALL ST STREET 2: P O BOX 369 CITY: BEND STATE: OR ZIP: 97709 BUSINESS PHONE: 5413856205 MAIL ADDRESS: STREET 1: 1100 NW WALL STREET STREET 2: P.O. BOX CITY: BEND STATE: OR ZIP: 97709 10-K 1 cacb-20161231x10k.htm 10-K Document


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K 
(MARK ONE)
x
ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended: December 31, 2016
or
¨
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from ____________ to_________
Commission file number: 000-23322
CASCADE BANCORP
(Exact name of registrant as specified in its charter)
Oregon
93-1034484
(State or other jurisdiction of incorporation)
(IRS Employer Identification No.)
 
1100 N.W. Wall Street
Bend, Oregon 97703
(Address of principal executive offices)
97703
(Zip Code)
(877) 617-3400
(Registrant’s telephone number, including area code) 
Securities registered pursuant to Section 12(b) of the Act:
Common Stock, no par value
The NASDAQ Stock Market LLC
(Title of class)
(Name of exchange on which registered)
Securities registered pursuant to Section 12(g) of the Act: N/A
 
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes [ ] No [X]
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes [ ] No [X]
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes [X] No [ ]
Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes [X] No [ ]
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [X]
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.  See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act:
Large accelerated filer [ ]
Accelerated filer [X]
 
 
Non-accelerated filer [ ] (Do not check if a smaller reporting company)
Smaller reporting company [ ]
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act):  Yes [ ]  No [X]
The aggregate market value of the voting and non-voting common stock held by non-affiliates of the registrant as of June 30, 2016 (the last business day of the registrant’s most recently completed second fiscal quarter) was $159,289,205 (based on the closing price of registrant’s common stock as quoted on the NASDAQ Capital Market on that date).
There were 76,264,047 shares of no par value common stock outstanding as of March 1, 2017.





CASCADE BANCORP & SUBSIDIARY
FORM 10-K
ANNUAL REPORT


 
TABLE OF CONTENTS
 
 
Page
PART I
 
 
 
Item 1.
Business
 
 
 
Item 1A.
Risk Factors
 
 
 
Item 1B.
Unresolved Staff Comments
 
 
 
Item 2.
Properties
 
 
 
Item 3.
Legal Proceedings
 
 
 
Item 4.
Mine Safety Disclosures
 
 
 
PART II
 
 
 
Item 5.
Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
 
 
 
Item 6.
Selected Financial Data
 
 
 
Item 7.
Management’s Discussion and Analysis of Financial Condition and Results of Operations
 
 
 
Item 7A.
Quantitative and Qualitative Disclosures about Market Risk
 
 
 
Item 8.
Financial Statements and Supplementary Data
 
 
 
Item 9.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
 
 
 
Item 9A.
Controls and Procedures
 
 
 
Item 9B.
Other Information
 
 
 
PART III
 
 
 
Item 10.
Directors, Executive Officers and Corporate Governance
 
 
 
Item 11.
Executive Compensation
 
 
 
Item 12.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholders Matters
 
 
 
Item 13.
Certain Relationships and Related Transactions, and Director Independence
 
 
 
Item 14.
Principal Accounting Fees and Services
 
 
 
PART IV
 
 
 
Item 15.
Exhibits, Financial Statement Schedules
 
 
 
Item 16.
Form 10-K Summary

 
 
 
SIGNATURES

2



PART I
ITEM 1. BUSINESS.

Cautionary Information Concerning Forward-Looking Statements
This report contains forward-looking statements about the Company’s business and plans and anticipated results of operations and financial condition and liquidity. These statements include, but are not limited to, our plans, objectives, expectations and intentions and are not statements of historical fact. When used in this report, the word “expects,” “believes,” “anticipates,” “could,” “may,” “will,” “should,” “plan,” “predicts,” “projections,” “continue” and other similar expressions constitute forward-looking statements, as do any other statements that expressly or implicitly predict future events, results or performance, and such statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Certain risks and uncertainties and the Company’s success in managing such risks and uncertainties could cause actual results to differ materially from those projected, including among others, the risk factors described in Item 1A of this report.
These forward-looking statements speak only as of the date of this report. The Company undertakes no obligation to publish revised forward-looking statements to reflect the occurrence of unanticipated events or circumstances after the date hereof, except as required by applicable law. Readers should carefully review all disclosures filed or furnished by the Company from time to time with the Securities and Exchange Commission (“SEC”).
Cascade Bancorp and Bank of the Cascades
Cascade Bancorp (“Bancorp”) is an Oregon corporation and registered bank holding company that was formed in 1990 and is headquartered in Bend, Oregon. Bancorp’s common stock trades on the NASDAQ Capital Market under the symbol “CACB.” Bancorp and its wholly-owned subsidiary, Bank of the Cascades (the “Bank,” and together with Bancorp, “Cascade,” the “Company,” “we,” “our” or “us”), operate in Central, Southern, Coastal and Northwest Oregon, as well as in the greater Boise/Treasury Valley, Idaho and Seattle Metro areas. At December 31, 2016, the Company had total consolidated assets of approximately $3.1 billion, net loans of approximately $2.1 billion and deposits of approximately $2.7 billion. Bancorp has no significant assets or operations other than the Bank.
The Bank is an Oregon state chartered bank, which opened for business in 1977 and operates 50 branches serving communities in Central, Southern, Coastal and Northwest Oregon, as well as in the greater Boise/Treasure Valley, Idaho and Seattle, Washington areas. The Bank offers a broad range of commercial and retail banking services to its customers. The Bank’s lending activities are focused on small- to medium-sized businesses, municipalities and public organizations, and professional and consumer relationships. The Bank provides commercial real estate loans, real estate construction and development loans, and commercial and industrial loans (“C&I”), as well as consumer installment, line-of-credit, credit card and home equity loans. The Bank also originates residential mortgage loans, including 30-year fixed rate loans that are mainly sold on the secondary market. The Bank provides consumer and business deposit services including checking, money market and time deposit accounts and related payment services, Internet banking, electronic bill payment and remote deposits. In addition, the Bank serves business customer deposit needs with a suite of cash management services. The Bank also provides trust and investment related services to its clientele.
The principal office of the Company is located at 1100 NW Wall Street, Bend, Oregon 97703. The Company’s phone number is (877) 617-3400.
Definitive Agreement with First Interstate BancSystem, Inc.
On November 17, 2016, First Interstate BancSystem, Inc. (“First Interstate”) and Cascade announced a definitive agreement (the “First Interstate merger agreement”) under which First Interstate, parent company of First Interstate Bank, will acquire Cascade in a cash and stock transaction for total consideration valued at approximately $590.5 million in aggregate, or $7.62 per share based on the First Interstate closing price of $38.40 per share on November 17, 2016 (the “First Interstate merger”). The First Interstate merger will create a unique regional banking franchise that extends from the Mountain West to the Pacific Northwest and will provide First Interstate with a presence in several high-growth markets, including Bend, Oregon and Boise, Idaho.
Pursuant to the terms of the First Interstate agreement, Cascade shareholders will receive 0.14864 shares of First Interstate Class A common stock and $1.91 in cash in exchange for each share of Cascade common stock they hold. The exchange ratio is fixed and the portion of shares received by Cascade shareholders is expected to qualify as a tax-free exchange. Cascade shareholders will own approximately 20% of the outstanding capital stock of First Interstate once the transaction is complete.
The First Interstate merger is expected to result in long-term annual earnings per share accretion of 10% and 2018 earnings per share accretion of over 8% after accelerating the debit interchange limitations from the Durbin amendment brought on by crossing $10 billion in consolidated total assets. First Interstate is expected to recover the tangible book value dilution experienced in this transaction in approximately five years.

3




Each of the board of directors of Cascade and First Interstate has unanimously approved the First Interstate merger, and the directors and certain large shareholders of Cascade have entered into agreements with First Interstate pursuant to which they have agreed to vote their shares of Cascade common stock in favor of the First Interstate merger. Additionally, the directors of First Interstate have entered into agreements with Cascade pursuant to which they have agreed to vote their shares of First Interstate common stock in favor of the First Interstate merger.

First Interstate and Cascade expect to close the First Interstate merger early in the third quarter of 2017 after satisfaction of customary closing conditions, including regulatory approvals and the approvals of the First Interstate and Cascade shareholders. Immediately following the completion of the First Interstate merger, it is anticipated that Bank of the Cascades will be merged with and into First Interstate Bank. Upon completion of the First Interstate merger, two members of Cascade’s Board of Directors will be added to the First Interstate Board of Directors.
Acquisition of Prime Pacific Financial Services, Inc.
On August 1, 2016, Prime Pacific Financial Services, Inc. (“PPFS”) merged with and into Cascade with Cascade continuing as the surviving corporation (the “PPFS merger”). Immediately after the PPFS merger, Prime Pacific Bank, a wholly-owned subsidiary of PPFS, merged with and into the Bank, with the Bank continuing as the surviving bank.

Each share of PPFS common stock was converted into the right to receive 0.3050 shares of Cascade common stock. The conversion of PPFS common stock resulted in Cascade issuing 2,921,012 shares of its common stock.
Acquisition of Bank of America Branches
On March 4, 2016, the Bank completed the purchase of 15 branch locations in Oregon and southwest Washington from Bank of America, National Association (the “branch acquisition” and together with the PPFS merger, the “2016 acquisitions”). The Bank assumed approximately $469.9 million of branch deposits, paying a 2.00% premium on the average balance of deposits assumed, for a cash purchase price of $9.7 million.
Merger Completed with Home Federal Bancorp
On May 16, 2014, pursuant to the Agreement and Plan of Merger, dated as of October 23, 2013, between the Company and Home Federal Bancorp (“Home”), Home merged with and into Cascade with Cascade continuing as the surviving corporation (the “Home merger”). Immediately after the Home merger, Home Federal Bank, a wholly-owned subsidiary of Home, merged with and into the Bank, with the Bank continuing as the surviving bank.

Each share of Home’s common stock was converted into the right to receive $8.43 in cash and 1.6772 shares of Cascade common stock. The conversion of Home’s common stock resulted in Cascade paying $122.2 million in cash and issuing 24,309,131 shares of its common stock.
Business Overview
The Company’s banking business is closely tied to the economies of Idaho, Oregon and Washington, which in turn are influenced by regional and national economic trends and conditions. Idaho, Oregon and Washington have recently been experiencing improved economic trends, including gains in employment and increased real estate activity. National and regional economies and real estate prices have generally improved, as has business and consumer confidence. The Company’s markets, however, continue to be sensitive to general economic trends and conditions, including real estate values, and an unforeseen economic shock or a return of adverse economic conditions could cause deterioration of local economies and adversely affect the Company’s business, financial condition and results of operations.
Business Strategies
Cascade’s mission statement is “dedicated to delivering the best in banking for the financial well-being of our customers and stockholders.” The Company’s primary business objective is to continue to improve and diversify revenue resulting in sustainable profitability consistent with safe and sound business principals and its risk management appetite. Growth in franchise value, net income and earnings per share are considered primary metrics for which management goals are established. The achievement of growth in deposits, loans and customer relationships support these metrics. In addition, the Company seeks accretive merger and acquisition transactions to profitably leverage its infrastructure and enhance franchise value. To complement these priorities, the Company also focuses on (i) diversification of its earning assets to mitigate credit risk; (ii) expanding its relationship deposits to fund asset growth; (iii) diversification of revenue sources to reduce income volatility; (iv) improving its operating efficiency; (v) consistently delivering quality customer service and applying technology to enhance the delivery of banking services; and (vi) retaining a high-performing work force. Because of the uncertainties of the current economic climate, competitive factors and the risk factors described in Item 1A of this report, there can be no assurance that Cascade will be successful executing these strategies.

4



Highlights of the Company’s progress over recent years include a significant reduction in adversely risk rated loans and the improvement of credit quality metrics to levels that are generally consistent with those of peer banks, enabling the termination of the prior regulatory agreements in 2013. See “Supervision and Regulation - Regulatory Actions” for more information on the regulatory agreements.
Employees
Cascade views its employees as an integral resource in achieving its strategies and long-term goals, and considers its relationship with its employees to be strong. Bancorp has no employees other than its executive officers who are also employees of the Bank. The Bank had 615 full-time equivalent employees as of December 31, 2016.
Risk Management
The Company has risk management policies with respect to identification, assessment and management of important business risks. Such risks include, but are not limited to, credit quality and loan concentration risks, liquidity risk, interest rate risk, economic and market risk, as well as operating risks such as compliance, disclosure, internal control, legal and reputation risks. The Company’s board of directors and related committees review and oversee the implementation of policies that specify various controls and risk tolerances.
Credit risk management objectives include the implementation of loan policies and underwriting practices designed to prudently manage credit risk, and monitoring processes designed to identify and manage loan portfolio risk and concentrations.
Liquidity management policies are designed to maintain an appropriate volume and mix of core relationship deposits and time deposit balances to minimize liquidity risk while efficiently funding the Company’s loan and investment activities. From time to time, the Company has augmented its funding base with borrowings from reliable counterparties such as the Federal Home Loan Bank of Seattle and Des Moines (“FHLB”) and the Federal Reserve Bank of San Francisco (“FRB”).
The Company monitors and manages its sensitivity to changing interest rates by utilizing simulation analysis and scenario modeling and by adopting asset and liability strategies and tactics to control the volatility of its net interest income in the event of changes in interest rates.
Operating risks are managed through policies, procedures and implementation of and adherence to a system of internal controls. Internal controls are subject to testing in the course of internal audit and regulatory compliance activities. Policies, procedures and controls are enhanced over time in conjunction with the Company’s risk management strategies. However, there are a wide range of complex risks inherent in the Company’s business, and there can be no assurance that internal controls will always detect, contain, eliminate or prevent risks that could result in adverse financial results in the future.
Competition
Commercial and consumer banking in Oregon, Idaho and Washington are highly competitive businesses. The Bank competes principally with other banks, thrifts, credit unions, mortgage companies, broker dealers and insurance companies and increasingly other non-bank financial services providers. All of its competitors may also use the Internet as a platform to originate loans and/or acquire deposits. In addition to price competition for deposits and loans, market participants compete with respect to the scope and type of services offered, customer service levels, convenience, fees and service charges. Improvements in technology, communications and the Internet have intensified delivery channel competition. Competitor behavior may result in heightened competition among banking and financial services market participants and thus may adversely affect the Company’s future profitability.
The Company believes that it has been able to compete effectively with financial services competitors because of its execution of local delivery-based community banking strategies, its delivery of technology and mobile banking services, and because of its focus on banking small to medium-sized businesses, professionals and consumers in its locales. The Bank endeavors to offer attractive financial products and services delivered by effective bankers that are differentiated by their professionalism and customer service. The Bank’s products and services are designed to be convenient, with flexible delivery alternatives. In addition, the Bank’s lending and deposit officers have significant experience and reputation in their respective marketplaces. This enables them to maintain close working relationships with their customers.
The Company serves the markets of Central, Southern, Coastal and Northwest Oregon, as well in the greater Boise/Treasure Valley, Idaho and Seattle, Washington metro areas. Loan competition in Oregon, Idaho and Washington is substantial, and success is dependent on price and terms, as well as effectiveness of bankers in building relationships with customers. The Company believes that branch network competitiveness and profitability are enhanced when the Bank has consequential market share in these key markets. In that regard, the Company’s branch strategy targets community bank oriented markets in small- to medium-sized cities and towns away from mega-metropolitan areas. For example, in the Bend, Oregon Metropolitan Statistical Area (“MSA”) as of June 30, 2016, the Federal Deposit Insurance Corporation’s (“FDIC”) “Deposit Market Share Report” indicated the Company had the number one deposit market share at 28% of total deposit balance in the Bend, Oregon MSA.

5



At December 31, 2016, loans and deposits in Oregon markets accounted for approximately 64.5% and 72.1%, respectively, of total balances, while Idaho loans and deposits were approximately 16.8% and 23.1%, respectively, of total balances. Loans and deposits in Washington at December 31, 2016, were approximately 6.1% and 4.9%, respectively. Approximately 12.6% of loans are to borrowers located outside of the Company’s primary markets with the aim of diversifying earning assets and to meet asset and liability management strategies.
Supervision and Regulation
The operations of the Company and the Bank may be affected by legislative changes and by the policies of various regulatory authorities. Management is unable to predict the nature or the extent of the effects on its business and earnings that fiscal or monetary policies, economic control or new federal or state legislation may have in the future. The regulatory framework under which we operate is intended primarily for the protection of depositors and the FDIC’s Deposit Insurance Fund and not for the protection of our security holders and creditors. The significant laws and regulations that apply to the Company and the Bank are summarized below. The summaries are qualified in their entirety by reference to the full text of the statutes, regulations and policies that are described.
Regulatory Agencies
As a registered bank holding company, the Company is subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”) and, acting under delegated authority, the FRB pursuant to the Bank Holding Company Act, as amended (the “BHC Act”).

As an Oregon state-chartered bank, the Bank is subject to the supervision and regulation of the Division of Finance and Corporate Securities (“Oregon DFCS”) and, with respect to the Bank’s Idaho branching operations, the Idaho Department of Finance and, with respect to the Bank’s Washington operations, the Washington State Department of Financial Institutions. As a state-chartered bank that is not a member of the Federal Reserve, the Bank is also subject to the supervision and regulation of the FDIC.

Regulatory Actions
Bancorp
On October 26, 2009, Bancorp entered into a written agreement with the FRB and Oregon DFCS (the “Written Agreement”) that required Bancorp to take certain measures to improve its safety and soundness. Under the Written Agreement, Bancorp was required to develop and submit for approval a plan to maintain sufficient capital at Bancorp and the Bank within 60 days of the date of the Written Agreement. The Company submitted a strategic plan on October 28, 2009. As of December 31, 2012, Bancorp met the 10% Tier 1 leverage ratio requirement per the Written Agreement. On July 8, 2013, the Bancorp entered into a memorandum of understanding (“FRB-MOU”) with the FRB and the Oregon DFCS that terminated the Written Agreement. On October 23, 2013, the FRB-MOU was lifted by the FRB and Oregon DFCS.
Bank
On August 27, 2009, the Bank entered into an agreement with the FDIC, its principal federal banking regulator, and the Oregon DFCS, that required the Bank to take certain measures to improve its safety and soundness. In connection with this agreement, the Bank stipulated to the issuance by the FDIC and the Oregon DFCS of a cease-and-desist order (the “Order”) against the Bank as a result of certain findings from an examination of the Bank concluded in February 2009 based upon financial and lending data measured as of December 31, 2008 (the Report of Examination, or “ROE”). In entering into the stipulation and consenting to entry of the Order, the Bank did not concede the findings or admit to any of the assertions therein. Under the Order, the Bank was required to take certain measures to improve its capital position, maintain liquidity ratios, reduce its level of non-performing assets, reduce its loan concentrations in certain portfolios, improve management practices and board supervision, and assure that its reserve for loan losses is maintained at an appropriate level.

On March 7, 2013, the Bank entered into a memorandum of understanding (“MOU”) with the FDIC and the Oregon DFCS that terminated the Order. The MOU restricted the Bank from paying dividends without the written consent of the FDIC and Oregon DFCS and required that the Bank maintain higher levels of capital than may be required by published capital adequacy requirements. In particular the MOU required the Bank to maintain the minimum capital requirements for a “well-capitalized” bank, including a Tier 1 leverage ratio of at least 10.00%. On September 5, 2013, the MOU was lifted by the FDIC and Oregon DFCS.
Bank Holding Company Regulation
Bancorp is a one-bank holding company within the meaning of the BHC Act and, as such, is subject to regulation, supervision and examination by the Federal Reserve Board. Bancorp is required to file annual reports with the Federal Reserve Board and to provide the Federal Reserve Board such additional information as the Federal Reserve Board may require.
Acquisitions by Bank Holding Companies

6



The BHC Act generally requires every bank holding company to obtain the prior approval of the Federal Reserve Board before (i) acquiring, directly or indirectly, ownership or control of any voting shares of another bank or bank holding company if, after such acquisition, it would own or control more than 5.00% of such shares (unless it already owns or controls the majority of such shares); (ii) acquiring all or substantially all of the assets of another bank or bank holding company; or (iii) merging or consolidating with another bank holding company. The Federal Reserve Board will not approve any acquisition, merger or consolidation that would have a substantial anticompetitive result, unless the anticompetitive effects of the proposed transaction are clearly outweighed by a greater public interest in meeting the convenience and needs of the community to be served. The Federal Reserve Board also considers capital adequacy and other financial and managerial factors in reviewing acquisitions or mergers, as well as Community Reinvestment Act (“CRA”) performance.
The Change in Bank Control Act, as amended, and the related regulations of the Federal Reserve Board require any person or groups of persons acting in concert (except for companies required to make application under the BHC Act), to file a written notice with the Federal Reserve Board or, acting under delegated authority, the appropriate Federal Reserve Bank, before the person or group acquires control of the Company. The Change in Bank Control Act defines “control” as the direct or indirect power to vote 25% or more of any class of voting securities or to direct the management or policies of a bank holding company or an insured bank. A rebuttable presumption of control arises under the Change in Bank Control Act where a person or group controls 10% or more, but less than 25%, of a class of the voting stock of a company or insured bank which is a reporting company under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), such as the Company, or such ownership interest is greater than the ownership interest held by any other person or group.
In addition, the Change in Bank Control Act prohibits any entity from acquiring 25% (5% in the case of an acquirer that is a bank holding company) or more of a bank holding company’s or bank’s voting securities, or otherwise obtaining control or a controlling influence over a bank holding company or bank without the approval of the Federal Reserve Board. On September 22, 2008, the Federal Reserve Board issued a policy statement on equity investments in bank holding companies and banks, which allows the Federal Reserve Board to generally be able to conclude that an entity’s investment is not “controlling” if the investment in the form of voting and nonvoting shares represents in the aggregate (i) less than one-third of the total equity of the banking organization (and less than one-third of any class of voting securities, assuming conversion of all convertible nonvoting securities held by the entity) and (ii) less than 15% of any class of voting securities of the banking organization.
Permissible Activities
With certain exceptions, the BHC Act also prohibits a bank holding company from acquiring or retaining direct or indirect ownership or control of more than 5.00% of the voting shares of any company which is not a bank or bank holding company, or from engaging directly or indirectly in activities other than those of banking, managing or controlling banks, or providing services for its subsidiaries. The principal exceptions to these prohibitions involve certain non-bank activities which, by statute or by Federal Reserve Board regulation or order, have been identified as activities closely related to the business of banking or of managing or controlling banks. In making this determination, the Federal Reserve Board considers whether the performance of such activities by a bank holding company can be expected to produce benefits to the public such as greater convenience, increased competition or gains in efficiency in resources, which can be expected to outweigh the risks of possible adverse effects such as decreased or unfair competition, conflicts of interest or unsound banking practices.
Source of Strength
Regulations and historical practice of the Federal Reserve Board have required bank holding companies to serve as a source of financial strength for their subsidiary banks. The Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) codified this requirement, but added managerial strength to the requirement, and extended it to all companies that control an insured depository institution. The appropriate federal banking regulators are required by the Dodd-Frank Act to issue final rules to carry out this requirement.
Capital Adequacy
Banks and bank holding companies are subject to various regulatory capital requirements administered by state and federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weighting and other factors.
The Federal Reserve Board and the FDIC have substantially similar risk-based capital ratio and leverage ratio guidelines for banking organizations, referred to as the “Basel III Rules.” The risk-based guidelines are intended to ensure that banking organizations have adequate capital given the risk levels of assets and off-balance sheet financial instruments. The Basel III Rules provide for increased risk-based and leverage capital ratio requirements and refine the definition of what constitutes “capital” for purposes of calculating those ratios. Under the Basel III Rules, which became effective for the Company and the Bank on January 1, 2015, banking organizations are required to maintain minimum ratios for common equity Tier 1 capital, Tier 1 capital and total capital to risk-weighted assets (including certain off-balance sheet items, such as letters of credit). For

7



purposes of calculating the ratios, a banking organization’s assets and some of its specified off-balance sheet commitments and obligations are assigned to various risk categories. A depository institution’s or holding company’s capital, in turn, is classified in one of two tiers, depending on type:

Core Capital (Tier 1). Tier 1 capital includes common equity, retained earnings, qualifying non-cumulative perpetual preferred stock, a limited amount of qualifying cumulative perpetual stock at the holding company level, minority interests in equity accounts of consolidated subsidiaries, qualifying trust preferred securities, less goodwill, most intangible assets and certain other assets; and

Supplementary Capital (Tier 2). Tier 2 capital includes, among other things, perpetual preferred stock and trust preferred securities not meeting the Tier 1 definition, qualifying mandatory convertible debt securities, qualifying subordinated debt, and allowances for possible loan and lease losses, subject to limitations.

As of December 31, 2016, Bancorp, like other bank holding companies, was required to maintain the following risk-based capital ratios: (i) a new common equity Tier 1 (“CET1”) risk-based capital ratio of 4.5%; (ii) a Tier 1 risk-based capital ratio of 6% (increased from 4%); and (iii) a total risk-based capital ratio of 8% (unchanged from previous rules). As of December 31, 2016, the Bank, like other depository institutions, was required to maintain similar capital levels under capital adequacy guidelines. Common equity Tier 1 capital consists of retained earnings and common stock instruments, subject to certain adjustments, as well as accumulated other comprehensive income (“AOCI”) except to the extent that Bancorp and the Bank exercised a one-time irrevocable option to exclude certain components of AOCI.
Bank holding companies and banks are also required to comply with minimum leverage ratio requirements. The leverage ratio is the ratio of a banking organization’s Tier 1 capital to its total adjusted quarterly average assets (as defined for regulatory purposes). The requirements as of December 31, 2016 necessitate a minimum leverage ratio of 4.00% for bank holding companies and banks that have the highest supervisory rating. For a depository institution to be considered “well-capitalized” under the regulatory framework for prompt corrective action, its leverage ratio must be at least 5.00%.
The Basel III Rules also establish a “capital conservation buffer” of 2.5% above the regulatory minimum risk-based capital requirements. The capital conservation buffer requirement was phased in beginning in January 2016 at 0.625% of risk-weighted assets and will increase by that amount each year until fully implemented in January 2019. The conservation buffer, when fully phased in added to the capital requirements, will result in the following minimum ratios: (i) a common equity Tier 1 risk-based capital ratio of 7.0%, (ii) a Tier 1 risk-based capital ratio of 8.5%, and (iii) a total risk-based capital ratio of 10.5%. An institution will be subject to limitations on certain activities including payment of dividends, share repurchases and discretionary bonuses to executive officers if its capital level is below the buffered ratio. Although these capital ratios do not become fully phased in until 2019, the banking regulators will expect bank holding companies and banks to meet these requirements well ahead of that date.
The Basel III Rules also revise the prompt corrective action framework (as discussed below), which is designed to place restrictions on insured depository institutions, including the Bank, if their capital levels do not meet certain thresholds. These revisions became effective January 1, 2015. The prompt correction action rules include a common equity Tier 1 capital component and increase certain other capital requirements for the various thresholds. As of January 1, 2015, insured depository institutions are required to meet the following capital levels in order to qualify as “well-capitalized:” (i) a new common equity Tier 1 risk-based capital ratio of 6.5%; (ii) a Tier 1 risk-based capital ratio of 8% (increased from 6%); (iii) a total risk-based capital ratio of 10% (unchanged from current rules); and (iv) a Tier 1 leverage ratio of 5% (unchanged from current rules).
The Federal Reserve may also set higher capital requirements for holding companies whose circumstances warrant it. For example, holding companies experiencing internal growth or making acquisitions are expected to maintain strong capital positions substantially above the minimum supervisory levels, without significant reliance on intangible assets. At this time, the bank regulatory agencies are more inclined to impose higher capital requirements to meet well-capitalized standards and future regulatory change could impose higher capital standards as a routine matter. As of December 31, 2016, the Company’s regulatory capital ratios and those of the Bank are in excess of the levels established for “well-capitalized” institutions under the new rules.
The Basel III Rules set forth certain changes in the methods of calculating certain risk-weighted assets, which in turn will affect the calculation of risk based ratios. Under the Basel III Rules, higher or more sensitive risk weights would be assigned to various categories of assets, including certain credit facilities that finance the acquisition, development or construction of real property, certain exposures or credits that are 90 days past due or on nonaccrual, foreign exposures and certain corporate exposures. In addition, these rules include greater recognition of collateral and guarantees, and revised capital treatment for derivatives and repo-style transactions.

8



Regulations Concerning Cash Dividends
The principal source of Bancorp’s cash revenues historically has been dividends received from the Bank. In addition, the appropriate regulatory authorities are authorized to prohibit banks and bank holding companies from paying dividends, the payment of which would constitute an unsafe or unsound banking practice.
Under the Oregon Business Corporation Act (“OBCA”), the Company may declare a dividend to its stockholders only if, after giving it effect, in the judgment of the Cascade Board of Directors, the Company would be able to pay its debts as they become due in the usual course of business and the Company’s total assets would at least equal the sum of its total liabilities (plus the amount that would be needed if the Company were to be dissolved at the time of the distribution to satisfy the preferential rights upon dissolution of stockholders whose preferential rights are superior to those receiving the distribution). The Federal Reserve Board also has further authority to prohibit dividends by bank holding companies if their actions constitute unsafe or unsound practices. The Federal Reserve Board has issued a policy statement and supervisory guidance on the payment of cash dividends by bank holding companies, which expresses the Federal Reserve Board’s view that a bank holding company should pay cash dividends only to the extent that, (1) the company’s net income for the past year is sufficient to cover the cash dividends, (2) the rate of earnings retention is consistent with the company’s capital needs, asset quality, and overall financial condition, and (3) the minimum regulatory capital adequacy ratios are met. It is also the Federal Reserve Board’s policy that bank holding companies should not maintain dividend levels that undermine their ability to serve as a source of strength to their banking subsidiaries.
The Company has no plans to pay dividends to its stockholders at this time.

Bank Regulation
The Bank is a FDIC-insured bank that is not a member of the Federal Reserve Board, and is subject to the supervision and regulation of the Oregon DFCS and the FDIC. These agencies may prohibit the Bank from engaging in what they believe constitute unsafe or unsound banking practices.
The Dodd-Frank Act
The Dodd-Frank Act has resulted and continues to result in a major overhaul of the financial institution regulatory system. Among other things, the Dodd-Frank Act created the Financial Stability Oversight Council, which focuses on identifying, monitoring and addressing systemic risks in the financial system. In addition, branching restrictions were relaxed and national banks and state banks are able to establish branches in any state if that state would permit the establishment of the branch by a state bank chartered in that state. The Volcker Rule amended the BHC Act to generally prohibit banking entities from engaging in the short-term proprietary trading of securities and derivatives for their own account and bar them from having certain relationships with hedge funds or private equity funds. Included within the range of funds covered by the regulations are certain trust-preferred securities that back collateralized debt obligations. As the Company does not currently hold any of the prohibited investments, this aspect of the Volcker Rule has not had and is not expected to have any impact on the Company’s financial statements. In addition, the Dodd-Frank Act repealed the prohibition on paying interest on demand deposits, so that financial institutions are now allowed, but not required, to pay interest on demand deposits. The Dodd-Frank Act also includes provisions that, among other things, reorganize bank supervision and strengthen the authority of the Federal Reserve Board.
The Dodd-Frank Act requires fees charged for debit card transactions to be both “reasonable and proportional” to the cost incurred by the card issuer. The maximum permissible interchange fee that an issuer may receive for an electronic debit transaction is $0.21 per transaction and 5 basis points multiplied by the value of the transaction. Any debit card issuer that has, along with its affiliates (i.e., any company that controls, is controlled by or is under common control with another company), fewer than $10 billion of assets will be exempt from the limit on interchange fees. The bank is starting to see some erosion of its debit card revenue on a per customer basis now that merchants can select more than one network for transaction routing.
Although the majority of the Dodd-Frank Act’s rulemaking requirements have been met with finalized rules, approximately one-fourth of the rulemaking requirements are either still in the proposal stage or have not yet been proposed. In addition, on February 3, 2017, President Donald J. Trump signed an executive order calling for the administration to review various U.S. financial laws and regulations. The full scope of President Trump's short-term legislative agenda is not yet fully known, but it may include certain deregulatory measures for the banking industry, including the structure and powers of the CFPB and other areas under the Dodd-Frank Act. Accordingly, it is difficult to anticipate the continued impact this expansive legislation will have on the Company, its customers and the financial industry generally.
Consumer Financial Protection Bureau
The Dodd-Frank Act also created a new, independent federal agency called the Consumer Financial Protection Bureau, or CFPB, which is granted broad rule-making, supervisory and enforcement powers under various federal consumer financial protection laws, including the Equal Credit Opportunity Act, Truth in Lending Act (“TILA”), Real Estate Settlement Procedures Act (“RESPA”), Fair Housing Act, Fair Credit Reporting Act, Fair Debt Collection Act, the Consumer Financial

9



Privacy provisions of the Gramm-Leach-Bliley Act and certain other statutes. The CFPB has examination and primary enforcement authority with respect to depository institutions with more than $10 billion in assets as well as their affiliates. Depository institutions with $10 billion or less in assets, such as the Bank, are subject to rules promulgated by the CFPB, which may increase their compliance risk and the costs associated with their compliance efforts, but the banks will continue to be examined and supervised by federal banking regulators for consumer compliance purposes. The CFPB has authority to prevent unfair, deceptive or abusive practices in connection with the offering of consumer financial products.
The CFPB has already finalized rules relating to remittance transfers under the Electronic Fund Transfer Act, which requires companies to provide consumers with certain disclosures before the consumer pays for a remittance transfer. In addition, on January 10, 2013, the CFPB released its final “Ability-to-Repay/Qualified Mortgage” rules, which amend TILA’s implementing regulation, Regulation Z. Regulation Z currently prohibits a creditor from making a higher-priced mortgage loan without regard to the consumer’s ability to repay the loan. The final rule implements sections 1411 and 1412 of the Dodd-Frank Act, which generally require creditors to make a reasonable, good faith determination of a consumer’s ability to repay any consumer credit transaction secured by a dwelling (excluding an open-end credit plan, timeshare plan, reverse mortgage, or temporary loan) and establishes certain protections from liability under this requirement for “qualified mortgages.” The final rule also implements section 1414 of the Dodd-Frank Act, which limits prepayment penalties. Finally, the final rule requires creditors to retain evidence of compliance with the rule for three years after a covered loan is consummated. This rule became effective January 10, 2014. The CFPB allowed for a small creditor exemption for banks with assets under $2 billion and that originate less than 500 mortgage loans in 2015. As of January 1, 2016, the small creditor exemption was extended to banks with assets under $2 billion and that originate less than 2,000 mortgage loans.
On November 20, 2013, pursuant to section 1032(f) of the Dodd-Frank Act, the CFPB issued the Know Before You Owe TILA/RESPA Integrated Disclosure Rule (“TRID”), which combined the disclosures required under TILA and sections 4 and 5 of RESPA, into a single, integrated disclosure for mortgage loan transactions covered by those laws. TRID, which requires the use of a Loan Estimate that must be delivered or placed in the mail no later than the third business day after receiving the consumer’s application and a Closing Disclosure that must be provided to the consumer at least three business days prior to consummation, became effective for applications received on or after October 3, 2015 for applicable closed-end consumer credit transactions secured by real property. Creditors must only use the Loan Estimate and Closing Disclosure forms for mortgage loan transactions subject to TRID. All other mortgage loan transactions continue to use the Good Faith Estimate and the Initial Truth-in-Lending Disclosure at application and the HUD-1 Settlement Statement and the Final Truth-in-Lending Disclosure at closing. TRID also has new tolerance requirements and record retention requirements. Of note, the creditor must retain evidence of compliance with the Loan Estimate requirements, including providing the Loan Estimate, and the Closing Disclosure requirements for three years after the later of the date of consummation, the date disclosures are required to be made or the date the action is required to be taken. Additionally, the creditor must retain copies of the Closing Disclosure, including all documents related to the Closing Disclosure, for five years after consummation.
Although it is difficult to predict at this time the extent to which the CFPB’s final rules impact the operations and financial condition of the Bank, such rules may have a material impact on the Bank’s compliance costs, compliance risk and fee income.
Community Reinvestment Act
The CRA requires depository institutions to assist in meeting the credit needs of their market areas consistent with safe and sound banking practice. Under the CRA, each depository institution is required to help meet the credit needs of its market areas by, among other things, providing credit to low- and moderate-income individuals and communities. Depository institutions are periodically examined for compliance with the CRA and are assigned ratings. In order for a bank holding company to commence any new activity permitted by the BHC Act, or to acquire any company engaged in any new activity permitted by the BHC Act, each insured depository institution subsidiary of a bank holding company must have received a rating of at least “satisfactory” in its most recent examination under the CRA. Furthermore, banking regulators take into account CRA ratings when considering approval of a proposed transaction. The most recent CRA rating of the Bank is “satisfactory.”
Safety and Soundness Standards
Under the Federal Deposit Insurance Corporation Improvement Act each federal banking agency is required to prescribe, by regulation, non-capital safety and soundness standards for institutions under its authority. These standards are to cover internal controls, information systems, internal audit systems, loan documentation, credit underwriting, interest rate exposure, asset growth, compensation, fees and benefits, such other operational and managerial standards as the agency determines to be appropriate, and standards for asset quality, earnings and stock valuation. An institution which fails to meet these standards must develop a plan acceptable to the agency, specifying the steps that the institution will take to meet the standards. Failure to submit or implement such a plan may subject the institution to regulatory sanctions. The Company believes that the Bank meets substantially all the required standards that have been adopted.

10



Prompt Corrective Action
The Federal Deposit Insurance Act, as amended (the “FDIA”), requires among other things, the federal banking agencies to take “prompt corrective action” in respect of depository institutions that do not meet minimum capital requirements. The FDIA sets forth the following five capital tiers: “well-capitalized,” “adequately capitalized,” “undercapitalized,” “significantly undercapitalized” and “critically undercapitalized.” A depository institution’s capital tier will depend upon how its capital levels compare with various relevant capital measures and certain other factors, as established by regulation. The relevant capital measures are the total capital ratio, the Tier 1 capital ratio and the leverage ratio.
As of December 31, 2016, a bank will be: (i) “well-capitalized” if the institution has a total risk-based capital ratio of 10.00% or greater, a Tier 1 risk-based capital ratio of 8.00% or greater, a CET1 risk-based capital ratio of 6.50% and a leverage ratio of 5.00% or greater, and is not subject to any order or written directive by any such regulatory authority to meet and maintain a specific capital level for any capital measure; (ii) “adequately capitalized” if the institution has a total risk-based capital ratio of 8.00% or greater, a Tier 1 risk-based capital ratio of 6.00% or greater, CET1 risk-based capital ratio of 4.50% and a leverage ratio of 4.00% or greater and is not “well-capitalized;” (iii) “undercapitalized” if the institution has a total risk-based capital ratio that is less than 8.00%, a Tier 1 risk-based capital ratio of less than 6.00%, a CET1 risk-based capital ratio of less than 4.50%, or a leverage ratio of less than 4.00%; (iv) “significantly undercapitalized” if the institution has a total risk-based capital ratio of less than 6.00%, a Tier 1 risk-based capital ratio of less than 4.00%, a CET1 risk-based capital ratio of less than 3.00%, or a leverage ratio of less than 3.00%; and (v) “critically undercapitalized” if the institution’s tangible equity is equal to or less than 2.00% of average quarterly tangible assets. An institution may be downgraded to, or deemed to be in, a capital category that is lower than indicated by its capital ratios if it is determined to be in an unsafe or unsound condition or if it receives an unsatisfactory examination rating with respect to certain matters. A bank’s capital category is determined solely for the purpose of applying prompt corrective action regulations, and the capital category may not constitute an accurate representation of the bank’s overall financial condition or prospects for other purposes.
The FDIA generally prohibits a depository institution from making any capital distributions (including payment of a dividend) or paying any management fee to its bank holding company if the depository institution would thereafter be “undercapitalized.” “Undercapitalized” institutions are subject to growth limitations and are required to submit a capital restoration plan. The agencies may not accept such a plan without determining, among other things, that the plan is based on realistic assumptions and is likely to succeed in restoring the depository institution’s capital. In addition, for a capital restoration plan to be acceptable, the depository institution’s bank holding company must guarantee that the institution will comply with such capital restoration plan. The bank holding company must also provide appropriate assurances of performance. The aggregate liability of the bank holding company is limited to the lesser of: (i) an amount equal to 5.00% of the depository institution’s total assets at the time it became undercapitalized; and (ii) the amount which is necessary (or would have been necessary) to bring the institution into compliance with all capital standards applicable with respect to such institution as of the time it fails to comply with the plan. If a depository institution fails to submit an acceptable plan, it is treated as if it is “significantly undercapitalized.”
“Significantly undercapitalized” depository institutions may be subject to a number of requirements and restrictions, including orders to sell sufficient voting stock to become “adequately capitalized,” requirements to reduce total assets, and cessation of receipt of deposits from correspondent banks. “Critically undercapitalized” institutions are subject to the appointment of a receiver or conservator.
The appropriate federal banking agency may, under certain circumstances, reclassify a well-capitalized insured depository institution as adequately capitalized. The FDIA provides that an institution may be reclassified if the appropriate federal banking agency determines (after notice and opportunity for hearing) that the institution is in an unsafe or unsound condition or deems the institution to be engaging in an unsafe or unsound practice.
The appropriate agency is also permitted to require an adequately capitalized or undercapitalized institution to comply with the supervisory provisions that would be applicable if the institution were in the next lower category (but not treat a significantly undercapitalized institution as critically undercapitalized) based on supervisory information other than the capital levels of the institution.
At December 31, 2016, the Company and Bank met regulatory benchmarks for a “well-capitalized” designation. At that date, Bancorp’s Tier 1 leverage, Common equity Tier 1 capital, Tier 1 risk-based capital and total risk-based capital ratios were 8.60%, 10.53%, 10.53%, and 11.58%, respectively, and the Bank’s Tier 1 leverage, Common equity Tier 1 capital, Tier 1 risk-based capital and total risk-based capital ratios were 8.44%, 10.31%, 10.31%, and 11.36%, respectively.
Dividends
Oregon banking laws impose certain limitations on the payment of dividends by Oregon state chartered banks. The amount of the dividend may not be greater than the Bank’s unreserved retained earnings, less, to the extent not already charged against earnings or reflected in a reserve, the following: (i) all bad debts, which are debts on which interest is past due and unpaid for at least six months, unless the debt is fully secured and in the process of collection; (ii) all other assets charged off as required by

11



the Director of the Department of Consumer and Business Services or a state or federal examiner; and (iii) all accrued expenses, interest and taxes of the institution. During the fourth quarter of 2012, the Bank received regulatory approval to adjust retained earnings to zero at September 30, 2012. Since that date the retained earnings account has been replenished through positive earnings from the Bank.
Deposit Insurance
Substantially all of the deposits of the Bank are insured up to applicable limits by the Deposit Insurance Fund, referred to as the DIF, of the FDIC and are subject to deposit insurance assessments to maintain the DIF. The maximum amount of deposit insurance for banks and savings institutions is $250,000 per depositor.
The amount of FDIC assessments paid by each DIF member institution is based on its relative risk of default as measured by regulatory capital ratios and other supervisory factors and is calculated based on an insured institution’s average consolidated assets less tangible equity capital, instead of being based on deposits.
For the purpose of determining an institution’s assessment rate, each institution is provided an assessment risk assignment, which is generally based on the risk that the institution presents to the DIF. Insured institutions with assets of less than $10.0 billion are placed in one of four risk categories. These risk categories are generally determined based on an institution’s capital levels and its supervisory evaluation. These institutions will generally have an assessment rate that can range from 2.5 to 45 basis points. However, the FDIC does have flexibility to adopt higher or lower assessment rates without additional rule-making provided that (i) no one such quarterly adjustment is in excess of 2 basis points; and (ii) the net cumulative adjustment cannot exceed 2 basis points. In the future, if the reserve ratio reaches certain levels, these assessment rates will generally be lowered.
The minimum ratio of assets in the DIF to the total of estimated insured deposits is now 1.35%, and the FDIC has until September 30, 2020 to meet the reserve ratio.
All FDIC-insured institutions are also required to pay assessments to the FDIC to fund interest payments on bonds issued by the Financing Corporation, or FICO, an agency of the federal government established to recapitalize a predecessor to the DIF. These assessments, which are adjusted quarterly, will continue until the FICO bonds mature in 2017 through 2019. The annual FICO assessment rate for the first quarter of 2017 is 0.54 basis points.

Incentive Compensation
In June 2010, the Federal Reserve Board, Office of Comptroller of the Currency, and FDIC issued comprehensive final guidance on incentive compensation policies intended to ensure that the incentive compensation policies of banking organizations do not undermine the safety and soundness of such organizations by encouraging excessive risk-taking. The guidance, which covers all employees that have the ability to materially affect the risk profile of an organization, either individually or as part of a group, is based upon the key principles that a banking organization’s incentive compensation arrangements should (i) provide incentives that do not encourage risk-taking beyond the organization’s ability to effectively identify and manage risks; (ii) be compatible with effective internal controls and risk management; and (iii) be supported by strong corporate governance, including active and effective oversight by the organization’s board of directors.

The Federal Reserve Board will review, as part of the regular, risk-focused examination process, the incentive compensation arrangements of banking organizations, such as the Company, that are not “large, complex banking organizations.” The findings of the supervisory initiatives will be included in reports of examination. Enforcement actions may be taken against a banking organization if its incentive compensation arrangements, or related risk-management control or governance processes, pose a risk to the organization’s safety and soundness and the organization is not taking prompt and effective measures to correct the deficiencies.

In addition, Section 956 of the Dodd-Frank Act required certain regulators (including the FDIC, SEC and Federal Reserve Board) to adopt requirements or guidelines prohibiting excessive compensation. In May 2016, the federal banking regulators, joined by the SEC, proposed such a rule that is tailored based on the asset size of the institution. All covered financial institutions would be subject to a prohibition on paying compensation, fees, and benefits that are “unreasonable” or “disproportionate” to the value of the services performed by a person covered by the proposed rule (generally, senior executive officers and employees who are significant risk-takers). Moreover, the proposed rule includes a new requirement which provides that an incentive-based compensation arrangement must (i) include financial and non-financial measures of performance, (ii) be designed to allow non-financial measures of performance to override financial measures of performance, when appropriate (so called safety and soundness factors), and (iii) be subject to adjustment to reflect actual losses, inappropriate risk taking, compliance deficiencies, or other measures or aspects of financial and non-financial performance.

The Dodd-Frank Act contains a number of provisions relating to compensation applying to public companies such as the Company. The Dodd-Frank Act added Section 14A(a) to the Exchange Act that requires companies to include a separate non-

12



binding resolution subject to stockholder vote in their proxy materials approving the executive compensation disclosed in the materials. In addition, Section 14A(b) to the Exchange Act requires any proxy or consent solicitation materials for a meeting seeking stockholder approval of an acquisition, merger, consolidation or disposition of all or substantially all of a company’s assets to include a separate non-binding stockholder resolution approving certain “golden parachute” payments made in connection with the transaction. Finally, Section 10D to the Exchange Act requires the SEC to direct the national securities exchanges to require companies to implement a policy to “claw back” certain executive payments that were made based on improper financial statements.
UDAP and UDAAP
Recently, banking regulatory agencies have increasingly used a general consumer protection statute to address “unethical” or otherwise “bad” business practices that may not necessarily fall directly under the purview of a specific banking or consumer finance law. The law of choice for enforcement against such business practices has been Section 5 of the Federal Trade Commission Act (the “FTC Act”), which is the primary federal law that prohibits unfair or deceptive acts or practices (“UDAP”), and unfair methods of competition in or affecting commerce. “Unjustified consumer injury” is the principal focus of the FTC Act. Prior to the Dodd-Frank Act, there was little formal guidance to provide insight to the parameters for compliance with UDAP laws and regulations. However, UDAP laws and regulations have been expanded under the Dodd-Frank Act to apply to “unfair, deceptive or abusive acts or practices,” (“UDAAP”), which have been delegated to the CFPB for supervision. The CFPB has published a Supervision and Examination Manual that addresses compliance with and the examination of UDAAP.
Financial Privacy and Technology Risk Management
The federal banking regulators adopted rules that limit the ability of banks and other financial institutions to disclose non-public information about consumers to nonaffiliated third parties. These limitations require disclosure of privacy policies to consumers and, subject to certain exceptions, allow consumers to prevent disclosure of certain personal information to a nonaffiliated third party. These regulations affect how consumer information is transmitted through diversified financial companies and conveyed to outside vendors.
Bank Secrecy Act, Anti-Money Laundering and the USA Patriot Act
The USA PATRIOT Act (the “USA Patriot Act”), substantially broadened the scope of United States anti-money laundering laws and regulations by imposing significant new compliance and due diligence obligations, creating new crimes and penalties and expanding the extra-territorial jurisdiction of the United States. The United States Treasury Department has issued and, in some cases, proposed a number of regulations that apply various requirements of the USA Patriot Act to financial institutions. These regulations impose obligations on financial institutions to maintain appropriate policies, procedures and programs to detect, prevent and report money laundering and terrorist financing and to verify the identity of their customers. These programs must, at a minimum, provide for a system of internal controls to assure ongoing compliance, provide for independent testing of such systems and compliance, designate individuals responsible for such compliance and provide appropriate personnel training. Moreover, certain of those regulations impose specific due diligence requirements on financial institutions that maintain correspondent or private banking relationships with non-U.S. financial institutions or persons. Specifically, the Bank Secrecy Act imposes an affirmative obligation on the Bank to report currency transactions that exceed certain thresholds and to report other transactions determined to be suspicious. In addition, on May 10, 2016, the Financial Crimes Enforcement Network issued a final rule regarding customer due diligence requirements for covered financial institutions in connection with their Bank Secrecy Act and Anti-Money Laundering policies. The final rule adds a requirement to understand the nature and purpose of customer relationships and identify the “beneficial owner” of legal entity customers. The formal implementation date is May 11, 2018. Failure of a financial institution to maintain and implement adequate programs to combat money laundering and terrorist financing, or to comply with all of the relevant laws or regulations, could have serious legal and reputational consequences.
Restrictions on Transactions with Affiliates
The Bank and any subsidiaries it may have are subject to certain restrictions under federal law on extensions of credit by, and certain other transactions with, Bancorp and any non-banking affiliates it may have. Section 23A of the Federal Reserve Act generally imposes limitations on, and requires collateral for, extensions of credit by an insured depository institution, such as the Bank, and its non-bank affiliates, such as Bancorp. The total amount of the above transactions is limited in amount, as to any one affiliate, to 10% of the Bank’s capital and surplus and, as to all affiliates combined, to 20% of its capital and surplus. In addition, Section 23B of the Federal Reserve Act requires that transactions between an insured depository institution and a non-bank affiliate must generally be on terms at least as favorable to the depository institution as transactions with a non-affiliate. Finally, the Bank is also subject to restrictions on extensions of credit to its executive officers, directors, principal stockholders and their related interests. These extensions of credit (1) must be made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with third parties and (2) must not involve more than the normal risk of repayment or present other unfavorable features. The Dodd-Frank Act expanded coverage

13



of transactions with insiders by including credit exposure arising from derivative transactions (which are also covered by the expansion of Section 23A). The Dodd-Frank Act prohibits an insured depository institution from purchasing or selling an asset to an executive officer, director, or principal shareholder (or any related interest of such a person) unless the transaction is on market terms, and, if the transaction exceeds 10% of the institution’s capital, it is approved in advance by a majority of the disinterested directors. The Bank is also subject to certain lending limits and restrictions on overdrafts to such persons. A violation of these restrictions may result in the assessment of substantial civil monetary penalties on the Bank or any officer, director, employee, agent or other person participating in the conduct of the affairs of the Bank, the imposition of a regulatory order and other regulatory sanctions.
Reserve Requirements
The Bank is subject to Federal Reserve Board regulations under which depository institutions may be required to maintain non-interest-earning reserves against their deposit accounts and certain other liabilities. Currently, reserves must be maintained against transaction accounts (primarily NOW accounts and checking accounts). The regulations generally require that for 2017 reserves be maintained in the amount of 3.0% of the aggregate of transaction accounts over $15.5 million up to $115.1 million. Net transaction accounts up to $15.5 million are exempt from reserve requirements. The amount of aggregate transaction accounts in excess of $115.1 million is subject to a reserve ratio of 10.0%. The amounts of transaction accounts subject to the various reserve ratios are generally adjusted by the Federal Reserve Board annually. During 2016 and 2015, the Bank was in compliance with the requirements described above.
Risk Retention
The Dodd-Frank Act requires that, subject to certain exemptions, sponsors of mortgage- and other asset-backed securities retain not less than 5% of the credit risk of the related mortgage loans or other assets. On November 19, 2014, the federal banking regulators, together with the SEC, the Federal Housing Finance Agency and the Department of Housing and Urban Development, issued a final rule implementing this requirement. Generally, the final rule provides various ways in which the retention of risk requirement can be satisfied and also describe exemptions from the retention requirements for various types of assets, including mortgage loans.
Consumer Protection Laws and Regulations
The Bank and its affiliates are subject to a broad array of federal and state consumer protection laws and regulations that govern almost every aspect of their business relationships with consumers. These include the Truth in Lending Act, the Truth in Savings Act, the Electronic Fund Transfer Act, the Expedited Funds Availability Act, the Equal Credit Opportunity Act, the Fair Housing Act, the SAFE Act, the Real Estate Settlement Procedures Act, the FHA, the Home Mortgage Disclosure Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Service Members’ Civil Relief Act, the Right to Financial Privacy Act, the Home Ownership and Equity Protection Act, the Consumer Leasing Act, the Fair Credit Billing Act, the Homeowners Protection Act, the Check Clearing for the 21st Century Act, laws governing flood insurance, laws governing consumer protections in connection with the sale of insurance, federal and state laws prohibiting unfair, deceptive and abusive business practices, foreclosure laws and various regulations that implement some or all of the foregoing. These laws and regulations mandate certain disclosure requirements and regulate the manner in which financial institutions must deal with customers when taking deposits, making loans, collecting loans and providing other services. Failure to comply with these laws and regulations can subject the Bank to various penalties, including, but not limited to, enforcement actions, injunctions, fines, civil liability, criminal penalties, punitive damages and the loss of certain contractual rights. The Bank is currently operating with real estate loan portfolios within the parameters of such guidance.
Concentrated Commercial Real Estate Lending Regulations
The federal banking regulatory agencies have promulgated guidance governing financial institutions with concentrations in commercial real estate lending, such guidance being recently supplemented as of December 18, 2015. The guidance provides that a bank has a concentration in commercial real estate lending if (1) total reported loans for acquisition, construction, land development, and other land represent 100.0% or more of total capital or (2) total reported loans secured by multifamily and nonfarm residential properties and loans for acquisition, construction, land development, and other land represent 300.0% or more of total capital and the bank’s commercial real estate loan portfolio has increased 50% or more during the prior 36 months. Owner occupied loans are excluded from this second category. If a concentration is present, management must employ heightened risk management practices that address, among other things, Board and management oversight and strategic planning, portfolio management, development of underwriting standards, risk assessment and monitoring through market analysis and stress testing, and maintenance of increased capital levels as needed to support the level of commercial real estate lending. The Bank is currently operating with real estate loan portfolios within such percentage levels.
Office of Foreign Assets Control Regulation
The United States has imposed economic sanctions that affect transactions with designated foreign countries, nationals and others. The sanctions, which are administered by the U.S. Treasury Department Office of Foreign Assets Control (“OFAC”),

14



targeting countries take many different forms. Generally, however, they contain one or more of the following elements: (i) restrictions on trade with or investment in a sanctioned country, including prohibitions against direct or indirect imports from and exports to a sanctioned country and prohibitions on “U.S. persons” engaging in financial transactions relating to making investments in, or providing investment-related advice or assistance to, a sanctioned country; and (ii) blocking of assets in which the government or specially designated nationals of the sanctioned country have an interest, by prohibiting transfers of property subject to U.S. jurisdiction (including property in the possession or control of U.S. persons). Blocked assets (e.g., property and bank deposits) cannot be paid out, withdrawn, set off or transferred in any manner without a license from OFAC. Failure to comply with these sanctions could have serious legal and reputational consequences.
Other Legislative and Regulatory Initiatives
In addition to the specific proposals described above, from time to time, various legislative and regulatory initiatives are introduced in Congress and state legislatures, as well as by regulatory agencies. Such initiatives may include proposals to expand or contract the powers of bank holding companies and depository institutions or proposals to substantially change the financial institution regulatory system. Such legislation could change banking statutes and the operating environment of the Company in substantial and unpredictable ways. If enacted, such legislation could increase or decrease the cost of doing business, limit or expand permissible activities or affect the competitive balance among banks, savings associations, credit unions, and other financial institutions. The Company cannot predict whether any such legislation will be enacted, and, if enacted, the effect that it, or any implementing regulations, would have on the financial condition or results of operations of the Company. A change in statutes, regulations or regulatory policies applicable to Bancorp or the Bank could have a material effect on the business of the Company.
Available Information
The Company files annual, quarterly and current reports, proxy statements and other business and financial information with the SEC. You may read and copy any materials that the Company files with the SEC at the SEC’s Public Reference Room at 100 F Street, N.E., Washington, D.C. 20549. Please call the SEC at 1-800-SEC-0330 or 1-800-732-0330 for further information on the operation of the Public Reference Room. In addition, the SEC maintains an Internet site that contains the Company’s SEC filings, as well as reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC, located at http://www.sec.gov. These filings are also accessible free of charge at the Company’s website at www.botc.com as soon as reasonably practicable after filing with the SEC. The information on or that is accessible through our website is not incorporated by reference into this report or any other document that the Company files with or furnishes to the SEC.

ITEM 1A. RISK FACTORS.
There are a number of risks and uncertainties, many of which are beyond the Company’s control, that could have a material adverse impact on the Company’s business, financial condition, results of operations, liquidity, regulatory capital levels or prospects. The Company describes below the most significant of these risks and uncertainties in connection with both the Company’s business and operations. These should not be viewed as an all-inclusive list. Additional risks that are not currently considered material may also have an adverse effect on the Company. This report is qualified in its entirety by these risk factors.
Before making an investment decision, investors should carefully consider the specific risks detailed in Item 1A; other risks facing the Company identified in this report, including, risks, uncertainties and assumptions identified in this report that are difficult to predict and that could materially and adversely affect the Company’s business financial condition, results of operations, liquidity, regulatory capital levels and prospects; the information in Item 1, including the Company’s cautionary statements as to forward-looking statements; and the information in Item 7.
Risks related to our business
Our business is closely tied to the local economies of Oregon, Idaho and Washington.
The Company’s business is closely tied to the economies of Oregon, Idaho and Washington in general and is particularly affected by the economies of Central, Southern, Coastal and Northwest Oregon, as well as the greater Boise/Treasure Valley, Idaho and Seattle, Washington metro areas. In addition, the Company has a significant concentration in real estate lending that is directly affected by local and regional economic conditions. Approximately 76% of the Bank’s loan portfolio at December 31, 2016 consisted of loans secured by real estate, including construction and development loans, residential mortgage loans and commercial loans secured by commercial real estate, a strong majority of which are located in Oregon and Idaho. Since the end of the great recession of 2008, the economies of Oregon, Idaho and Washington have generally stabilized or are recovering, the housing market has improved and prices have increased, and vacancy rates for commercial properties have declined. The Company’s markets, however, continue to be sensitive to general economic trends and conditions, including real estate values, and an unforeseen economic shock or a return of adverse economic conditions could cause deterioration of

15



local economies and have a material adverse effect on the Company’s business, financial condition and results of operations, and cash flows.
Adverse changes in economic conditions could affect the Company’s business, financial condition and results of operations.
Although economic conditions have improved in recent years, financial institutions are affected by changing conditions in the real estate and financial markets.  Between 2008 and 2011, significant declines in the housing market, with falling home prices and increasing foreclosures and unemployment, resulted in significant write-downs of asset values by financial institutions, including the Company.  While conditions have improved and continue to indicate a stable recovery, there can be no assurance that these conditions will persist.  A return to a recessionary economy could result in financial stress on the Company’s borrowers and other customers that would adversely affect the Company’s business, financial condition and results of operations.  The Company may also face the following risks in connection with possible adverse economic events:
Ineffective monetary policy could cause rapid changes in interest rates and asset values that would have a materially adverse impact on the Company’s profitability and overall financial condition.
Market developments may affect consumer confidence levels and may cause adverse changes in payment patterns, resulting in increased delinquencies and default rates on loans and other credit facilities.
Regulatory scrutiny of the industry could increase, leading to increased regulation of our industry that could lead to a higher cost of compliance, limit the Company’s ability to pursue business opportunities and increase the Company’s exposure to the judicial system and the plaintiff’s bar.
The Company may be required to increase its reserve for credit losses and to charge off additional loans in the future, which could adversely affect the Company’s financial condition and results of operations.
The Company maintains a reserve for credit losses in an amount that the Company believes is adequate to provide for losses inherent in the loan portfolio. The level of the reserve reflects management’s continuing evaluation of specific credit risks; loan loss experience; current loan portfolio quality; present economic, political and regulatory conditions; industry concentrations; and other unidentified losses inherent in the current loan portfolio. The determination of the appropriate level of the reserve for credit losses inherently involves a high degree of subjectivity and judgment and requires the Company to make significant estimates of current credit risks and future trends. Changes in economic conditions affecting borrowers, new information regarding existing loans, identification of additional problem loans and other factors, both within and outside of the Company’s control, may require an increase in the reserve for credit losses. Increases in non-performing loans have a significant impact on the Company’s reserve for credit losses. Generally, the Company’s non-performing loans reflect difficulties of individual borrowers resulting from financial stress on the borrowers’ asset values and cash flow abilities often related to the weakness in general economic conditions and/or adversity in sector specific situations. Changes in Federal and State tax laws may also affect obligor asset values and cash flow.
If real estate markets or the economy in general deteriorate, the Company may experience increased delinquencies and credit losses. The reserve for credit losses may not be sufficient to cover actual loan-related losses. Additionally, banking regulators may require the Company to increase its reserve for credit losses in the future, which could have a negative effect on the Company’s financial condition and results of operations.
The Company’s reserve for credit losses is a significant accounting estimate and may not be adequate to cover future loan losses, which could adversely affect its business, financial condition and results of operations.
The Company maintains a reserve for credit losses in an amount that the Company believes is adequate to provide for losses inherent in the loan portfolio. While the Company strives to monitor credit quality and to identify adversely risk rated loans on a consistent and timely basis, including those that may become non-performing, at any time there are loans in the portfolio that could result in losses that have not been identified as problem or non-performing loans. Estimation of the reserve requires the Company to make various assumptions and judgments about the collectability of loans in the Company’s loan portfolio. These assumptions and judgments include historical loan loss experience, current credit profiles of the Bank’s borrowers, adverse situations that have occurred that may affect a borrower’s ability to meet its financial obligations, the estimated value of underlying collateral and general economic conditions. Determining the appropriateness of the reserve is complex and requires judgment by management about the effect of matters that are inherently uncertain. The Company cannot be certain that it will be able to identify deteriorating loans before they become non-performing assets or that it will be able to limit losses on those loans that have been identified. As a result, future increases to the reserve for credit losses may be necessary. Additionally, future increases to the reserve for credit losses may be required based on changes in the composition of the loans comprising the loan portfolio, deteriorating values in underlying collateral (most of which consists of real estate in the markets served) and changes in the financial condition of borrowers, such as those that may result from changes in economic conditions or as a result of incorrect assumptions by management in determining the reserve for credit loss. Finally, the Financial Accounting Standards Board has issued a proposed Accounting Standards Update that presents a new credit impairment model, the Current Expected Credit Loss (“CECL”) model, which would require financial institutions to estimate and develop a provision for

16



credit losses at origination for the lifetime of the loan, as opposed to reserving for incurred or probable losses up to the balance sheet date. Under the CECL model, credit deterioration would be reflected in the income statement in the period of origination or acquisition of the loan, with changes in expected credit losses due to further credit deterioration or improvement reflected in the periods in which the expectation changes. Accordingly, the CECL model could require financial institutions like the Bank to increase their allowances for loan losses. Moreover, the CECL model likely would create more volatility in our level of allowance for loan losses. If we are required to materially increase our level of allowance for loan losses for any reason, such increase could adversely affect our business, financial condition and results of operations.
The Company’s profitability and liquidity may be adversely affected by deterioration in the credit quality of, or defaults by, third parties who owe it money.
The Company is exposed to the risk that third parties that owe it money will not perform their obligations. These parties may default on their obligations to the Company due to bankruptcy, lack of liquidity, operational failure or other reasons. The Company’s rights against third parties may not be enforceable in all circumstances. In addition, deterioration in the credit quality of third parties whose securities or obligations the Company holds could result in losses and/or adversely affect the Company’s ability to use those securities or obligations for liquidity purposes. The Company relies on representations of potential borrowers and/or guarantors as to the accuracy and completeness of certain financial information. The Company’s financial condition and results of operations could be negatively impacted if the financial statements or other information that the Company relies upon is materially misleading. The Company also engages in derivative contracts, mainly interest rate swaps with certain business customers and other third parties. Default or deterioration of the credit quality of derivative counterparties resulting in their failure to meet the terms and obligations of these contacts could adversely impact market values of these instrument’s and/or profitability.
Real estate values could decline leading to additional and greater-than-anticipated loan charge-offs and valuation write downs on OREO and OREO-related management and disposition expenses.
Real estate owned by the Bank and not used in the ordinary course of its operations is referred to as other real estate owned (“OREO”). In its normal lending process, the Bank may take a security interest in real estate as collateral for loans. In the event of obligor default, the Bank may have the right to foreclose on such collateral and take title to it. Generally, higher levels of OREO lead to greater expenses as the Bank incurs costs to manage and dispose of the properties, including personnel costs, insurance, taxes, completion costs, repair costs and other costs associated with property ownership. There are also funding costs associated with OREO. The Bank evaluates property values periodically and establishes valuation reserves, as appropriate, to adjust the carrying value of the properties to the lesser of book or appraised value, net of selling costs and any additional liquidation reserves to expedite the sale of such properties. Decreases in market prices may lead to additional OREO valuation reserves, with a corresponding expense in the Company’s consolidated statement of income. Further valuation reserves of OREO or an inability to sell OREO properties could have a material adverse effect on the Company’s results of operations and financial condition. At December 31, 2016, the Bank had OREO with a carrying value of approximately $1.7 million.
The Company could be subject to environmental liabilities with respect to properties to which it takes title.
In the course of business, the Company may foreclose and take title to real estate and could be subject to environmental liabilities with respect to these properties. The Company may be held liable to a governmental entity or to third parties for property damage, personal injury and investigation and clean-up costs incurred by these parties in connection with environmental contamination or may be required to investigate or remediate hazardous or toxic substances at a property. The costs associated with investigation or remediation activities could be substantial. In addition, if the Company is the owner or former owner of a contaminated site, it may be subject to common law claims by third parties based on damages and costs resulting from environmental contamination emanating from the contaminated site. If the Company becomes subject to significant environmental liabilities, its business, financial condition and results of operations could be adversely affected.
The Company’s financial condition and ability to fund operations could be impaired by liquidity risk.
Liquidity is essential to the Company’s business. The Company’s primary funding source is customer deposits. In addition, the Bank has historically had access to advances from the FHLB, the FRB discount window and other wholesale sources such as Internet-sourced deposits to fund operations. Although the Company has historically been able to replace maturing deposits and advances as necessary, it might not be able to replace such funds in the future. An inability to raise funds through traditional deposits, brokered deposits, borrowings, or the sale of securities or loans would have a material adverse effect on the Company’s liquidity. The Company’s access to funding sources on terms which are acceptable to the Company could be impaired by factors that affect the Company specifically or the financial services industry or economy in general. The Company believes that it had ample liquidity as of December 31, 2016; however, the Company’s ability to borrow or attract and retain deposits in the future could be adversely affected by the Company’s financial condition or regulatory restrictions, or impaired by factors that are not specific to the Company, such as FDIC insurance changes, disruption in the financial markets or negative views and expectations about the prospects for the banking industry. The Bank’s primary counterparty for

17



borrowing purposes is the FHLB and liquid assets are mainly held at correspondent banks or the FRB. Borrowing capacity from the FHLB or FRB may fluctuate based upon the condition of the Bank or the acceptability and risk rating of securities or loan collateral and counterparties could adjust discount rates applied to such collateral at their discretion. The FRB or FHLB could restrict or limit the Company’s access to secured borrowings. Correspondent banks can withdraw unsecured lines of credit or require collateralization for the purchase of federal funds. Liquidity also may be affected by the Bank’s routine commitments to extend credit.
Sources of funds may not remain adequate for liquidity needs and the Company may be compelled to seek additional sources of financing in the future. Additional borrowings, if sought, may not be available or, if available, may not be on favorable terms. If additional financing sources are unavailable or not available on reasonable terms to provide necessary liquidity, the Company’s business, financial condition, results of operations and future prospects could be materially and adversely affected.
Changes in interest rates and/or sustained low absolute interest rates may adversely affect the Company’s net interest income and profitability.
In recent years, it has been the policy of the FRB to maintain interest rates at historically low levels through its targeted federal funds rate. As a result, market rates on the loans the Company has originated and the yields on securities the Company has purchased have been at lower levels than prior to 2008. As a general matter, it is estimated that the Company’s interest-bearing assets reprice or mature more quickly than the Company’s interest-earning liabilities. In the scenario where market interest rates increase, net interest income could improve as compared to an unchanged scenario. Should market rates fall, net interest income could be lower because the Company’s ability to lower its interest expense is limited at low interest rate levels while the average yield on the Company’s interest-earning assets could continue to decrease. The FRB has indicated that future changes in interest rates will be data dependent as to overall employment, inflation and other economic factors.
In addition, the Company’s results of operations are highly dependent on the difference between the interest earned on loans and investments and the interest paid on deposits and borrowings. Changes in market interest rates impact the rates earned on loans and investment securities and the rates paid on deposits and borrowings. Changes to the market interest rates may impact the level of loans, deposits and investments and the credit quality of existing loans. These rates may be affected by many factors beyond the Company’s control, including general economic conditions and the monetary and fiscal policies of various governmental and regulatory authorities. Accordingly, the Company’s net interest income (the difference between interest income earned on assets and interest expense paid on liabilities) may be affected, which could have an adverse effect on the Company’s profitability. Also, changes in interest rates may negatively impact the Company’s ability to attract deposits, make loans and achieve satisfactory interest rate spreads, as well as the Company’s market values of its financial instruments, which could adversely affect the Company’s business, financial condition and results of operations.
The financial services business is intensely competitive and the Company may not be able to compete effectively.
The Company faces competition for its services from a variety of competitors. The Company’s future growth and success depend on its ability to compete effectively. The Company competes for deposits, loans and other financial services with numerous financial service providers including banks, thrifts, credit unions, mortgage companies, broker dealers and insurance companies and increasingly other non-bank financial services providers who use the Internet as a platform to originate loans and/or acquire deposits. To the extent these competitors have less regulatory constraints, lower cost structures or increased economies of scale, they may be able to offer a greater variety of products and services or more favorable pricing for such products and services. In addition, improvements in technology, communications and the Internet have intensified competition. As a result, the Company’s competitive position could be weakened, which could adversely affect the Company’s business, financial condition and results of operations.
New lines of business or new products and services may subject us to additional risks.
From time to time, the Company may implement new lines of business or offer new products and services within existing lines of business. There may be substantial risks or uncertainties associated with these types of efforts, particularly in instances where the markets may not be fully developed. Significant time and resources may be invested in developing and marketing new lines of business and/or new products and services and successful implementation may not be achieved or price and profitability targets may not be obtained. External factors, such as compliance with regulations, competitive alternatives, and shifting market preferences, may also impact the successful implementation of a new line of business or a new product or service. Additionally, any new line of business and/or new product or service could have a significant impact on the effectiveness of the Company’s system of internal control. Failure to successfully manage these risks in the development and implementation of new lines of business or new products or services could have a material adverse effect on our business, financial condition and results of operations.
The Company may not be able to attract or retain key banking employees, which could adversely impact the Company’s business and operations.
The Company expects future success to be driven in large part by the relationships maintained with its customers by its executives and senior lending officers. The Company has entered into employment agreements with several members of senior

18



management. The existence of such agreements, however, does not necessarily ensure that the Company will be able to continue to retain the services of these senior management members.
The Company’s future successes and profitability are substantially dependent upon the management and banking abilities of its senior executives. The Company strives to attract and retain key banking professionals, management and staff. Competition to attract the best professionals in the industry can be intense which will limit the Company’s ability to hire new professionals. Banking-related revenues and net income could be adversely affected in the event of the unexpected loss of key personnel.
Risks associated with the Company’s Internet-based systems and online commerce security, including “hacking” and “identify theft,” could adversely affect the Company’s business.
The Company delivers its services both through its branch network and the Internet. The Company relies heavily upon data processing, including loan servicing and deposit processing software, communications systems and information systems from a number of third parties to conduct its business. Third party or internal systems and networks may fail to operate properly or become disabled due to deliberate attacks or unintentional events. The Company’s operations are vulnerable to disruptions from human error, natural disasters, power loss, computer viruses, spam attacks, denial of service attacks, unauthorized access and other unforeseen events. Undiscovered data corruption could render the Company’s customer information inaccurate. These events may obstruct the Company’s ability to provide services and process transactions. While the Company believes that it is in compliance with all applicable privacy and data security laws, an incident could put its customer confidential information at risk.
While the Company believes that it has appropriate protective measures in place, the Company can never be certain that all of its systems are entirely free from vulnerability to breaches of security or other technological difficulties or failures. The Company monitors and modifies, as necessary, its protective measures in response to the perpetual evolution of cyber threats.
A breach in the security of any of the Company’s information systems, or other cyber incident, could have a material adverse effect on, among other things, its revenue, ability to attract and maintain customers and business reputation. In addition, as a result of any breach, the Company could incur higher costs to conduct its business, to increase protection, or related to remediation.
Furthermore, the Company’s customers could incorrectly blame the Company and terminate their accounts with the Bank for a cyber-incident which occurred on their own system or with that of an unrelated third party. In addition, a security breach could also subject the Company to additional regulatory scrutiny and expose the Company to civil litigation and possible financial liability.
In response to the Executive Order released by the Obama Administration, Improving Critical Infrastructure Cyber security, referred to as the Executive Order, the Federal Financial Institutions Examination Council developed a cyber security assessment tool to help institutions identify their risks and determine their cyber security preparedness. The FFIEC has also published cyber security guidance on its website, along with observations from recent cyber security assessments. The federal banking agencies have indicated that they will use the assessment tool as guidance during a financial institution’s safety and soundness examination. Although we have used the assessment tool to develop policies and procedures related to our cyber security, no assurance can be given that the regulators will believe that our information security systems are adequate or that these policies and procedures will be effective in preventing cyber threats and attacks. Furthermore, the implementation of any recommended guidance could require us to incur additional costs.
The Company encounters technological changes and may not have the resources to invest in technological improvements.
Frequent introductions of new technology-driven products and services in the financial services industry result in the need for rapid technological change. In addition, the effective use of technology may result in improved customer service and reduced costs. The Company’s future success depends, to a certain extent, on its ability to identify the needs of customers and address those needs by using technology to provide the desired products and services and to create additional efficiencies in its operations. Certain competitors may have substantially greater resources to invest in technological improvements. The Company may not be able to successfully implement new technology-driven products and services or to effectively market these products and services to the Company’s customers. Failure to implement the necessary technological changes could have a material adverse impact on the Company’s business, financial condition and results of operations.
The Company relies heavily on technology and computer systems, and computer failure could result in loss of business and adversely affect the Company’s financial condition and results of operations.
Advances and changes in technology could significantly affect the Company’s business, financial condition, results of operations and prospects. The Company faces many challenges, including the increased demand for providing customers access to their accounts and the systems to perform banking transactions electronically. The Company’s ability to compete depends on its ability to continue to adapt technology on a timely and cost-effective basis to meet these demands. In addition, the Company’s business and operations are susceptible to negative effects from computer system failures, communication and

19



energy disruption and unethical individuals with the technological ability to cause disruptions or failures of its data processing systems.
The Company could incur losses due to operating disruptions.
Operating disruptions could occur without warning, and the results may be predictable or unknown. Disruptions could be either internal or external, and could include natural disasters, technological failures, pandemic events, human error, or terrorism. In alignment with regulatory guidance, the Company has developed detailed Business Continuity Plans and Disaster Recovery Plans to mitigate the impact of a disaster, provide for operations at backup facilities, and minimize risk to the organization, its customers, stockholders, and reputation. These plans may or may not be sufficient to mitigate or prevent material loss to the Company in an event that disrupts operations. External events could also adversely affect the stability of our deposit base, impair the ability of borrowers to repay outstanding loans, impair the value of collateral securing loans, cause significant property damage, result in loss of revenue and/or cause us to incur additional expenses.
Changes or disruptions in the market for certain securities in the Company’s investment portfolio could negatively affect the value of those securities.
The Company’s investment portfolio includes a variety of securities that are subject to interest rate risk and credit risk. The portfolio includes obligations of, and mortgage-backed securities guaranteed by, government sponsored enterprises (“GSEs”) such as the Federal National Mortgage Association (“Fannie Mae”), the Government National Mortgage Association (“Ginnie Mae”), the Federal Home Loan Mortgage Corporation (“Freddie Mac”), and the FHLB or otherwise backed by Federal Housing Administration or Veteran’s Administration guaranteed loans. In addition, the portfolio contains non-GSE securities, including mortgage and other debt issued by public entities that are secured by expected future cash flows of the issuer. Adverse general economic conditions, credit risk associated with the collateral or guarantors of securities, and volatility or illiquidity in markets may cause investment securities held within the Company’s investment portfolio to fall in value and/or become less liquid. Should securities become impaired, they may be subject to material write-downs thereby impacting results of operations or financial condition of the Company. In addition, market conditions may reduce valuations due to the perception of heightened credit and liquidity risks in addition to interest rate risk typically associated with these securities. Possible FRB actions to increase interest rates in the future may cause a decline in the value of securities held by the Company. Declines in market value associated with these disruptions would result in impairments of these assets, which would lead to accounting charges that could have a material adverse effect on the Company’s results of operations, equity and capital ratios.
If the goodwill that the Company has recorded or may record in connection with a business acquisition becomes impaired, it could require charges to earnings, which would adversely affect the Company’s business, financial condition and results of operations.
Goodwill represents the amount by which the cost of an acquisition exceeded the fair value of net assets the Company acquired in connection with the purchase of another financial institution. The Company reviews goodwill for impairment at least annually, or more frequently if a triggering event occurs which indicates that the carrying value of the asset might be impaired. If the carrying amount of the reporting unit goodwill exceeds the implied fair value of that goodwill, an impairment loss is recognized in an amount equal to that excess. Any such adjustments are reflected in our results of operations in the periods in which they become known. As of December 31, 2016, the Company’s goodwill totaled $85.9 million. While the Company has not recorded any impairment charges since it initially recorded the goodwill, there can be no assurance that future evaluations of the Company’s existing goodwill or goodwill it may acquire in the future will not result in findings of impairment and related write-downs, which could adversely affect the Company’s business, financial condition and results of operations.

The Company will face risks with respect to future expansion and through acquisitions or mergers
As described in our Current Report on Form 8-K filed with the SEC on November 17, 2016, we entered into the definitive agreement with First Interstate, which, subject to regulatory approvals and shareholder approvals and various other conditions, would result in Bancorp being merged with and into First Interstate. Our management and board of directors have devoted and will continue to devote a significant amount of time and attention to the First Interstate merger. In addition, in connection with the First Interstate merger, we have incurred and will continue to incur expenses, which may be significant. Our business and our operating and financial results may be materially adversely affected by the diversion of management’s time and attention and the expenses incurred in connection with the First Interstate merger.
In addition and in accordance with the Company’s strategic plan, it regularly evaluates opportunities to acquire other banks and branch locations to expand the Company. As a result, the Company may engage in acquisitions and other transactions that could have a material effect on its operating results, financial condition and liquidity.
The Company’s acquisition activities could involve a number of additional risks, including the risks of:
the possibility that expected benefits may not materialize in the timeframe expected or at all, or may be more costly to achieve;

20



incurring the time and expense associated with identifying and evaluating potential acquisitions and merger partners and negotiating potential transactions, resulting in management’s attention being diverted from the operation of the Company’s existing business;
using inaccurate estimates and judgments to evaluate credit, operations, management, and market risks with respect to the target institution or assets;
incurring the time and expense required to integrate the operations and personnel of the combined businesses;
the possibility that the Company will be unable to successfully implement integration strategies, due to challenges associated with integrating complex systems, technology, banking centers, and other assets of the acquired bank in a manner that minimizes any adverse effect on customers, suppliers, employees, and other constituencies;
the possibility that the acquisition may not be timely completed, if at all; and
the loss of key employees and customers as a result of an acquisition that is poorly received.
If the Company does not successfully manage these risks, its acquisition activities could have a material adverse effect on its operating results, financial condition and liquidity.
The failure to complete the First Interstate merger could negatively impact our business.
There is no assurance that the conditions to the First Interstate merger will be satisfied in a timely manner, or at all, or that the First Interstate merger will occur. Further, there is no assurance that any event, change or other circumstances that could give rise to the termination of the First Interstate merger agreement will not occur. If the First Interstate merger is not completed, the share price of our common stock may drop to the extent that the current market price of our common stock reflects an assumption that the First Interstate merger will be completed. In addition, if the First Interstate merger were not to occur, under certain circumstances defined in the Merger Agreement, such as the company entering into a merger or acquisition agreement with another company, we may be required to pay a termination fee of $22.1 million. Certain costs associated with the First Interstate merger, which were incurred subsequent to December 31, 2016, may be payable even if the First Interstate merger is not completed. Further, a failed transaction may result in negative publicity and a negative impression of us in the investment community. There can be no assurance that our business, these relationships or our financial condition will not be negatively impacted, if the First Interstate merger is not completed.
New or acquired banking office facilities and other facilities may not be profitable.
The Company may not be able to identify profitable locations for new banking offices. The costs to start up new banking offices or to acquire existing branches, and the additional costs to operate these facilities, may increase the Company’s non-interest expense and decrease our earnings in the short term. If branches of other banks become available for sale, the Company may acquire those offices. It may be difficult to adequately and profitably manage our growth through the establishment or purchase of additional banking offices and the Company can provide no assurance that any such banking offices will successfully attract enough deposits to offset the expenses of their operation. In addition, any new or acquired banking offices will be subject to regulatory approval, and there can be no assurance that the Company will succeed in securing such approval.
The Company’s operations rely on certain external vendors, which presents certain risks to our business, including the risk that they may not perform in accordance with the contracted arrangements under service level agreements. 
The Company relies on certain external vendors to provide products and services necessary to maintain day-to-day operations of the Company.  Accordingly, external vendors are a source of operational and information security risk to us.  The Company’s operations are exposed to risk that these external vendors will not perform in accordance with the contracted arrangements under service level agreements.  Moreover, external vendors’ market power significantly limits our ability to be indemnified for a vendor’s negligence and insurance does not adequately cover all such exposure.  The failure of an external vendor to perform in accordance with the contracted arrangements under service level agreements, because of changes in the vendor’s organizational structure, financial condition, support for existing products and services or strategic focus or for any other reason, could be disruptive to the Company’s operations, which could have a material adverse impact on the Company’s business, financial condition and results of operations.   In addition, such a failure may force the Company to replace or renegotiate contracts with external vendors which could entail significant operational expense and delays for the Company.
We may be subject to potential liability and business risk from actions by our regulators related to supervision of third parties.
Oversight management by us of third parties by which we acquire deposit accounts and offer products and services, may be required to be expanded by our auditors or regulators. Although we have added significant compliance staff and have used outside consultants, our internal and external compliance examiners must be satisfied with the results of such augmentation and enhancement. We cannot assure you that we will satisfy all related requirements. Not achieving a compliance management system which is deemed adequate could result a wide variety of sanctions, including the required payment of damages and civil

21



money penalties, injunctive relief, imposition of restrictions on merger and acquisition activity and restrictions on expansion activity, which could negatively impact the Bank’s reputation, business, financial condition and results of operations. Our ongoing review and analysis of our compliance management systems and implementation of any changes resulting from that review and analysis will likely result in increased noninterest expense.
The Bank is a community bank and its ability to maintain its reputation is critical to the success of its business and the failure to do so may materially adversely affect the Company’s performance.
The Bank is a community bank, and its reputation is one of the most valuable components of its business. A key component of the Bank’s business strategy is to rely on its reputation for customer service and knowledge of local markets to expand its presence by capturing new business opportunities from existing and prospective customers in its market area and contiguous areas. As such, the Bank strives to conduct its business in a manner that enhances its reputation. This is done, in part, by recruiting, hiring and retaining employees who share the Bank’s core values of being an integral part of the communities the Bank serves, delivering superior service to its customers and caring about its customers and associates. If Bancorp’s or the Bank’s reputation is negatively affected, by the actions of their employees, by their inability to conduct their operations in a manner that is appealing to current or prospective customers, or otherwise, the Company’s business and results of operations may be materially adversely affected.
The soundness of other financial institutions could adversely affect the Company.
The Bank is a public depository and, accordingly, accepts deposit funds that belong to, or are held for the benefit of, the State of Oregon, political subdivisions thereof, municipal corporations and other public funds. In accordance with applicable state law, in the event of default of one bank, all participating banks in the state collectively assure that no loss of funds is suffered by any public depositor. Generally, in the event of default by a depository of public funds in excess of collateral pledged, an assessment applicable to all public depositories is allocated on a pro rata basis in proportion to the maximum liability of each public depository as it existed on the date of loss. The maximum liability is dependent upon potential changes in regulations, the occurrence of Oregon bank failures and the level of public fund deposits held by the failing bank and cannot be presently determined.
In 2016, the amount of collateral the Bank was required to pledge against Oregon public deposits was 50% of the uninsured portion of these Oregon public deposits, but the percentage of collateral required to be pledged could be increased in the future.
The Company’s ability to engage in routine funding transactions could be adversely affected by the actions and commercial soundness of other financial institutions. Financial services institutions are interrelated as a result of trading, clearing, counterparty or other relationships. As a result, defaults by, or even rumors or questions about, one or more financial services institutions or the financial services industry generally have led to market-wide liquidity problems and could lead to losses or defaults by the Company or by other institutions. Many of these transactions expose the Company to credit risk in the event of default of the Company’s counterparty or client. In addition, the Company’s credit risk may be exacerbated when the collateral held by the Company cannot be realized upon or is liquidated at prices not sufficient to recover the full amount of the financial instrument exposure. Such losses may materially and adversely affect the Company’s results of operations.
Regulatory Risks
The banking industry and the Company operate under certain regulatory requirements that may change significantly and in a manner that further impairs revenues, operating income and financial condition.
The Company operates in a highly regulated industry and is subject to examination, supervision and comprehensive regulation by the Oregon DFCS, the FDIC and the Federal Reserve Board. The regulations affect the Company’s investment practices, lending activities and dividend policy, among other things. Notwithstanding the recent U.S. presidential election, federal and state banking laws and regulations undergo frequent and often significant changes and have been subject to significant change in recent years, sometimes retroactively applied, and may change significantly in the future. Changes to these laws and regulations or other actions by regulatory agencies could, among other things, make regulatory compliance more difficult or expensive for the Company, limit the products the Company can offer or increase the ability of non-banks to compete and could adversely affect the Company’s business in significant but unpredictable ways, which in turn could have a material adverse effect on the Company’s financial condition or results of operations.
The Dodd-Frank Act instituted major changes to the banking and financial institutions regulatory regimes in light of the performance of and government intervention in the financial services sector. Included in the Dodd-Frank Act are, for example, changes related to deposit insurance assessments, executive compensation and corporate governance requirements, payment of interest on demand deposits, interchange fees and overdraft services. The Dodd-Frank Act also resulted in the “Volcker Rule” for banks and bank holding companies, which prohibits proprietary trading, investment in and sponsorship of hedge funds and private equity funds, and otherwise limit the relationships with such funds. Many aspects of the Dodd-Frank Act remain subject to rulemaking by various regulatory agencies, making it difficult at this time to anticipate the overall financial impact of this expansive legislation on the Company, its customers or the financial industry generally. Likewise, any new consumer

22



financial protection laws enacted by the Consumer Financial Protection Bureau, which was established pursuant to the Dodd-Frank Act, that would apply to all banks and thrifts may increase the Company’s compliance and operational costs in the future.
In addition, the banking regulatory agencies revised the U.S. risk-based and leverage capital requirements for U.S. banking organizations in accordance with the Basel III Rules to strengthen identified areas of weakness in the capital rules and to address relevant provisions of the Dodd-Frank Act. The Basel III Rules establish a stricter regulatory capital framework that requires banking organizations to hold more and higher-quality capital to act as a financial cushion to absorb losses and help banking organizations better withstand periods of financial stress.
The Company cannot predict the substance or impact of pending or future legislation or regulation. The Company’s compliance with these laws and regulations is costly and may restrict certain activities, including payment of dividends, mergers and acquisitions, investments, loans and interest rates charged, interest rates paid on deposits, access to capital and brokered deposits and locations of banking offices. Failure to comply with these laws or regulations could result in fines, penalties, sanctions and damage to the Company’s reputation, which could have an adverse effect on the Company’s business, financial condition or results of operations.
If the Company fails to maintain sufficient capital under regulatory requirements, whether due to losses, an inability to raise additional capital or otherwise, that failure would adversely affect the Company’s financial condition, liquidity and results of operations, as well as the Company’s ability to maintain regulatory compliance.
Bancorp and the Bank must meet regulatory capital requirements and maintain sufficient liquidity. The Company’s ability to raise additional capital, when and if needed, will depend on conditions in the capital markets, economic conditions and a number of other factors, including investor preferences regarding the banking industry and market condition and governmental activities, many of which are outside the Company’s control, and on the Company’s financial condition and performance. Accordingly, the Company may not be able to raise additional capital if needed or on terms acceptable to the Company. If the Company fails to meet these capital and other regulatory requirements or is unable to raise additional capital when needed, the Company’s financial condition, liquidity and results of operations would be materially and adversely affected.
The Company may be subject to more stringent capital and liquidity requirements, which would adversely affect the Company’s net income and future growth.
As a result of the enactment of the Basel III Rules, the Company recently became subject to increased required capital levels. The Basel III Rules became effective as applied to us on January 1, 2015, with a phase-in period that generally extends through January 1, 2019. See “Supervision and Regulation - Bank Holding Company Regulation - New Capital Rules.”
Although the Company currently cannot predict the specific impact and long-term effects that Basel III will have on the Company and the banking industry more generally, the Company will be required to maintain higher regulatory capital levels which could impact the Company’s operations, net income and ability to grow. Furthermore, the Company’s failure to comply with the minimum capital requirements could result in regulators taking formal or informal actions against the Company, which could restrict future growth or operations.
The Bank’s deposit insurance premium could be higher in the future, which could have a material adverse effect on its results of operations.
The FDIC insures deposits at FDIC-insured financial institutions, including the Bank. The FDIC charges the insured financial institutions assessments to maintain the Deposit Insurance Fund at a certain level; if an FDIC-insured financial institution fails, payments of deposits up to insured limits are made from the Deposit Insurance Fund. An increase in the risk category of the Bank, adjustments to assessment rates and/or a special assessment could have an adverse effect on the Company’s results of operations.
Changes in the Federal Reserve Board’s monetary or fiscal policies could adversely affect the Company’s results of operations and financial condition.
The Company’s results of operations will be affected by domestic economic conditions and the monetary and fiscal policies of the United States government and its agencies. The Federal Reserve Board has, and is likely to continue to have, an important impact on the operating results of depository institutions through its power to implement national monetary policy, among other things, in order to curb inflation or combat a recession. The Federal Reserve Board affects the levels of bank loans, investments and deposits through its purchases of government and other securities, its regulation of the discount rate applicable to member banks and its management of bank reserve requirements. The Company cannot predict the nature or impact of future changes in monetary and fiscal policies.

23



The Company could be subject to fines, sanctions or other adverse consequences if it fails to comply with the USA PATRIOT Act, Bank Secrecy Act, Real Estate Settlement Procedures Act, Truth in Lending Act, Home Mortgage Disclosure Act, Fair Lending Laws or other laws and regulations.
Financial institutions are required under the USA PATRIOT Act and Bank Secrecy Act to develop programs to prevent financial institutions from being used for money-laundering and terrorist activities. Financial Institutions are also obligated to file suspicious activity reports with the United States Treasury Department’s Office of Financial Crimes Enforcement Network if such activities are detected. These rules also require financial institutions to establish procedures for identifying and verifying the identity of customers seeking to open new financial accounts. Failure or the inability to comply with these regulations could result in fines or penalties, intervention or sanctions by regulators and costly litigation or expensive additional controls and systems. In recent years, several banking institutions have received large fines for non-compliance with these laws and regulations. In addition, the Company is required to develop compliance management systems designed to detect and prevent violations of the Real Estate Settlement Procedures Act, Truth in Lending Act, Home Mortgage Disclosure Act, Fair Lending Laws and similar laws and regulations. The federal government has imposed and is expected to expand these and other laws and regulations relating to residential and consumer lending activities that create significant new compliance burdens and financial risks. The Company has developed policies and continues to augment procedures and systems designed to assist in compliance with these laws and regulations, however no assurance can be given that these policies and procedures will be effective in preventing violations of these laws and regulations. Failure to comply with these regulations could result in a wide variety of sanctions, including the required payment of damages and civil money penalties, injunctive relief, imposition of restrictions on merger and acquisition activity and restrictions on expansion activity, which could negatively impact the Bank’s reputation, business, financial condition and results of operations.
Our financial condition, earnings and asset quality could be adversely affected if our consumer facing operations do not operate in compliance with applicable regulations.
While all aspects of our operations are subject to detailed and complex compliance regimes, bank regulators have increased their focus on risk management and consumer compliance, and we expect this focus to continue. As a result, those portions of our lending operations which most directly deal with consumers, in particular our mortgage operations, credit card and other consumer lending business, pose particular challenges. While we are not aware of any material issues with our compliance, mortgage and other consumer lending raises significant compliance risks resulting from the detailed and complex nature of mortgage and other consumer lending regulations imposed by federal regulatory agencies, and the relatively independent operating environment in which loan officers operate. As a result, despite the education, compliance training, supervision and oversight we exercise in these areas, failure to comply with these regulations could result in the Bank being strictly liable for restitution or damages to individual borrowers, and to a wide variety of sanctions, including the required payment of damages and civil money penalties, injunctive relief, imposition of restrictions on merger and acquisition activity and restrictions on expansion activity, which could negatively impact the Bank’s reputation, business, financial condition and results of operations.

ITEM 1B. UNRESOLVED STAFF COMMENTS.
 
Not applicable.

ITEM 2. PROPERTIES.

The Company’s headquarters is located in downtown Bend, Oregon and the building and land are owned by the Bank. The Company also owns or leases other facilities within the Company’s primary market areas as follows: 30 locations in Oregon located in the counties of Clatsop, Coos, Crook, Deschutes, Douglas, Jackson, Jefferson, Josephine, Klamath, Lane, Marion and Multnomah; 14 locations in Idaho located in the counties of Ada, Canyon, Elmore, Gem and Payette; and six locations in Washington located in the counties of Grays Harbor, King, Pacific, Snohomish and Wahkiakum. The Company considers its properties to be suitable and adequate for its present needs. For information about the Company’s lease commitments, see Note 13 of the "Notes to Consolidated Financial Statements" included elsewhere in this annual report.

ITEM 3. LEGAL PROCEEDINGS.
 
On February 16, 2017, a putative shareholder class action was filed in the Circuit Court for Deschutes County, Oregon styled Sternheim Family Trust v. Cascade Bancorp, No. 17CV06744.  In the complaint, the plaintiff alleges that the Company’s directors breached their fiduciary duties by negotiating and agreeing to the First Interstate merger.  Specifically, the plaintiff alleges that the directors failed to obtain the highest possible value for the Company, agreed to preclusive deal protection provisions in the merger agreement, and failed to disclose all material information in the Registration Statement filed with the SEC.  The plaintiff further alleges that the Company and First Interstate aided and abetted the directors’ breaches of fiduciary duties.  The complaint seeks injunctive relief to prevent the First Interstate merger from going forward, damages, and attorneys’ fees. The Company

24



believes that the allegations of the Complaint are without merit and that it has substantial meritorious defenses to the claims set forth in the Complaint.

On February 24, 2017, a putative shareholder class action was filed in the Circuit Court for Multnomah County, Oregon styled Crosse v. Cascade Bancorp, No. 17CV08305.  In the complaint, the plaintiff alleges that the Company’s directors breached their fiduciary duties by filing with the SEC a Registration Statement that fails to disclose all material information about the First Interstate merger.  The plaintiff further alleges that the Company and First Interstate aided and abetted the directors’ breaches of fiduciary duties.  The complaint seeks injunctive relief to prevent the First Interstate merger from going forward, as well as attorneys’ fees. The Company believes that the allegations of the Complaint are without merit and that it has substantial meritorious defenses to the claims set forth in the Complaint.

In addition to the two lawsuits described above, the Company is subject to legal proceedings, claims, and litigation arising in the ordinary course of business.  While the outcome of these matters is currently not determinable, management does not expect that the ultimate costs to resolve these matters will have a material adverse effect on the Company’s condensed consolidated financial position, results of operations or cash flows.


ITEM 4. MINE SAFETY DISCLOSURES.
 
Not applicable.


25



PART II

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES.

Market Information
The Company’s common stock trades on the NASDAQ Capital Market under the symbol “CACB.” The following table sets forth, for the quarters shown, the range of high and low sales prices of our common stock on the NASDAQ Capital Market. The Company did not pay any cash dividends during the quarters shown.
Quarter Ended
 
High
 
Low
 
Dividend per share
2016
 
 
 
 
 
 
December 31
 
$
8.13

 
$
6.01

 
N/A
September 30
 
$
6.26

 
$
5.42

 
N/A
June 30
 
$
6.05

 
$
5.32

 
N/A
March 31
 
$
5.95

 
$
5.03

 
N/A
2015
 
 
 
 
 
 
December 31
 
$
6.14

 
$
5.26

 
N/A
September 30
 
$
5.56

 
$
5.10

 
N/A
June 30
 
$
5.25

 
$
4.74

 
N/A
March 31
 
$
5.14

 
$
4.25

 
N/A

Holders
As of March 1, 2017, the Company had 76,264,047 shares of common stock outstanding, held of record by approximately 985 holders of record. The last reported sales price of our common stock on the NASDAQ Capital Market on March 1, 2017 was $8.41 per share.
Dividends
As noted in the table above, Bancorp has not paid dividends for the last two fiscal years and has not paid dividends since 2008. The amount of future dividends, if any, will depend upon our earnings, financial condition, capital requirements and other factors and will be determined by our board of directors. The appropriate regulatory authorities are authorized to prohibit banks and bank holding companies from paying dividends, which would constitute an unsafe or unsound banking practice. Bancorp has no plan to pay dividends at this time. See “Regulations Concerning Cash Dividends” in Item 1 of this report for additional discussion of limitations on the Bank’s and Bancorp’s respective abilities to pay cash dividends.

Stock Performance Graph
The following chart compares the yearly percentage changes in the cumulative shareholder return on our common stock during the five fiscal years ended December 31, 2016, with (i) the NASDAQ composite index and (ii) the SNL Bank NASDAQ index. This comparison assumes $100.00 was invested on December 31, 2011, in our common stock and the comparison indices, and assumes the reinvestment of all cash dividends prior to any tax effect and retention of all stock dividends. Price information from December 31, 2011 to December 31, 2016, was obtained by using the NASDAQ closing prices as of the last trading day of each year.

26



totalreturnperformancegraph.jpg
 
Period Ending
Index
12/31/2011

12/31/2012

12/31/2013

12/31/2014

12/31/2015

12/31/2016

Cascade Bancorp
100.00

142.92

119.41

118.49

138.58

185.39

NASDAQ Composite
100.00

117.45

164.57

188.84

201.98

219.89

SNL Bank NASDAQ
100.00

119.19

171.31

177.42

191.53

265.56




27



ITEM 6. SELECTED FINANCIAL DATA.

Cascade Bancorp
Annual Financial Trends
(in thousands, except per share data)
 
2016
 
2015
 
2014
 
2013
 
2012
Interest income
 
$
95,277

 
$
80,387

 
$
67,374

 
$
50,985

 
$
54,879

Interest expense
 
2,154

 
1,872

 
2,289

 
2,769

 
4,999

  Net interest income
 
93,123

 
78,515

 
65,085

 
48,216

 
49,880

Loan loss (recovery) provision
 

 
(4,000
)
 

 
1,000

 
1,100

Net interest income after loan loss provision
 
93,123

 
82,515

 
65,085

 
47,216

 
48,780

Non-interest income
 
29,446

 
24,973

 
20,171

 
14,453

 
13,091

Non-interest expense
 
95,230

 
74,396

 
81,341

 
60,970

 
55,841

Income before income taxes
 
27,339

 
33,092

 
3,915

 
699

 
6,030

Income tax (provision) benefit
 
(10,568
)
 
(12,513
)
 
(178
)
 
50,146

 
(79
)
Net income (loss) before extraordinary net gain
 
16,771

 
20,579

 
3,737

 
50,845

 
5,951

Net income (loss)
 
$
16,771

 
$
20,579

 
$
3,737

 
$
50,845

 
$
5,951

Share Data
 
 
 
 
 
 
 
 
 
 
Basic net income per common share
 
$
0.23

 
$
0.29

 
$
0.06

 
$
1.08

 
$
0.13

Diluted net income per common share
 
$
0.23

 
$
0.29

 
$
0.06

 
$
1.07

 
$
0.13

Book value per basic common share
 
$
4.85

 
$
4.63

 
$
4.35

 
$
3.97

 
$
2.97

Tangible book value per common share1
 
$
3.56

 
$
3.45

 
$
3.14

 
$
3.95

 
$
2.97

Basic average shares outstanding
 
71,895

 
71,789

 
62,265

 
47,187

 
47,128

Fully diluted average shares outstanding
 
72,159

 
71,969

 
62,340

 
47,484

 
47,278

Balance Sheet Detail
 
 
 
 
 
 
 
 
 
 
Gross loans
 
$
2,102,648

 
$
1,686,573

 
$
1,490,837

 
$
994,475

 
$
856,318

  Wholesale loans
 
$
327,286

 
$
268,417

 
$
222,383

 
$
128,297

 
$
26,939

  Total organic loans
 
$
1,671,109

 
$
1,418,156

 
$
1,268,454

 
$
866,178

 
$
829,379

Total deposits
 
$
2,661,813

 
$
2,083,088

 
$
1,981,622

 
$
1,167,320

 
$
1,076,234

  Non-interest bearing
 
$
916,197

 
$
727,730

 
$
619,377

 
$
431,079

 
$
410,258

  Checking
 
$
1,471,068

 
$
1,183,274

 
$
1,056,284

 
$
584,002

 
$
539,003

  Money market
 
$
773,104

 
$
588,590

 
$
558,590

 
$
391,744

 
$
367,929

  Time
 
$
220,362

 
$
175,697

 
$
237,138

 
$
141,315

 
$
129,272

Key Ratios
 
 
 
 
 
 
 
 
 
 
Return on average stockholders’ equity
 
4.75
%
 
6.30
%
 
1.41
%
 
28.89
%
 
4.34
%
Return on average tangible stockholders’ equity2
 
6.47
%
 
8.56
%
 
1.77
%
 
30.59
%
 
4.34
%
Return on average assets
 
0.57
%
 
0.84
%
 
0.19
%
 
3.78
%
 
0.46
%
Return on average tangible assets3
 
0.59
%
 
0.87
%
 
0.19
%
 
3.75
%
 
0.46
%
Common stockholders’ equity ratio
 
12.01
%
 
13.65
%
 
13.48
%
 
13.42
%
 
10.82
%
Tangible common stockholders’ equity ratio4
 
8.82
%
 
10.18
%
 
9.73
%
 
13.38
%
 
10.82
%
Net interest spread
 
3.49
%
 
3.62
%
 
3.69
%
 
3.75
%
 
3.85
%
Net interest margin
 
3.54
%
 
3.67
%
 
3.76
%
 
3.90
%
 
4.11
%
Total revenue (net int. inc. + non int. inc.)
 
$
122,569

 
$
103,488

 
$
85,256

 
$
62,669

 
$
62,971

Efficiency ratio5
 
77.70
%
 
71.89
%
 
95.41
%
 
97.29
%
 
88.68
%
Loan to deposit ratio
 
78.04
%
 
79.79
%
 
74.12
%
 
83.41
%
 
77.03
%
Non-interest income to average assets
 
1.00
%
 
1.02
%
 
1.02
%
 
1.07
%
 
1.01
%
Non-interest expense to average assets
 
3.22
%
 
3.05
%
 
4.11
%
 
4.49
%
 
4.30
%


28



(in thousands, except per share data)
 
2016
 
2015
 
2014
 
2013
 
2012
Credit Quality Ratios
 
 
 
 
 
 
 
 
 
 
Reserve for loan losses
 
$
25,290

 
$
24,415

 
$
22,053

 
$
20,857

 
$
27,261

Reserve for loan losses to ending gross loans
 
1.20
 %
 
1.45
 %
 
1.48
 %
 
2.10
%
 
3.18
%
Reserve for credit losses
 
$
25,730

 
$
24,855

 
$
22,493

 
$
21,297

 
$
27,701

Reserve for credit losses to ending gross loans
 
1.22
 %
 
1.47
 %
 
1.51
 %
 
2.14
%
 
3.23
%
Non-performing assets (“NPAs”)
 
$
15,388

 
$
8,396

 
$
15,047

 
$
11,453

 
$
25,305

NPAs to total assets
 
0.50
 %
 
0.34
 %
 
0.64
 %
 
0.81
%
 
1.94
%
Delinquent >30 days to total loans (excl. NPAs)
 
0.20
 %
 
0.24
 %
 
0.27
 %
 
0.29
%
 
1.78
%
Net (recoveries) charge-offs
 
$
(874
)
 
$
(6,362
)
 
$
(1,196
)
 
$
7,404

 
$
17,744

Net loan (recoveries) charge-offs to average total loans
 
(0.05
)%
 
(0.40
)%
 
(0.09
)%
 
0.81
%
 
2.06
%
1 Tangible book value per common share is a non-GAAP measure defined as total stockholders’ equity, less the sum of core deposit intangible (“CDI”) and goodwill, divided by total number of shares outstanding.
2 Return on average tangible stockholders’ equity is a non-GAAP measure defined as average total stockholders’ equity, less the sum of average CDI and goodwill, divided by net income.
3 Return on average tangible assets is a non-GAAP measure defined as average total assets, less the sum of average CDI and goodwill, divided by net income.
4 Tangible common stockholders’ equity ratio is a non-GAAP measure defined as total stockholders’ equity, less the sum of CDI and goodwill, divided by total assets.
5 The efficiency ratio is calculated by dividing non-interest expense by the sum of net interest income and non-interest income. Other companies may define and calculate this data differently.

Reconciliation of Non-GAAP measures
This report contains certain financial measures that are not calculated in accordance with GAAP. The Company’s management uses these non-GAAP financial measures, specifically return on average tangible assets, return on average tangible stockholders equity, organic loan growth, tangible book value per common share, tangible common equity ratio to total assets and tangible stockholders’ equity, as important measures of the strength of the Company’s capital and its ability to generate earnings on its tangible capital invested by its shareholders. Management believes presentation of these non-GAAP financial measures provides useful supplemental information to our investors and others that contributes to a proper understanding of the financial results and capital levels of the Company. Management also uses these non-GAAP financial measures in making financial, operating and planning decisions and in evaluating the Company’s performance. These non-GAAP disclosures should not be viewed as a substitute for financial results determined in accordance with GAAP, nor are they necessarily comparable to non-GAAP performance measures that may be presented by other companies. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP financial measures are included in the tables below.
Reconciliation of period end total stockholders’ equity to period end tangible book value per common share:
 
2016
 
2015
 
2014
 
2013
 
2012
Total stockholders’ equity
 
$
369,652

 
$
336,774

 
$
315,483

 
$
188,715

 
$
140,775

Core deposit intangible
 
(12,317
)
 
(6,863
)
 
(7,683
)
 
(529
)
 

Goodwill
 
(85,852
)
 
(78,610
)
 
(80,082
)
 

 

Tangible stockholders equity
 
$
271,483

 
$
251,301

 
$
227,718

 
$
188,186

 
$
140,775

Common shares outstanding
 
76,262,184

 
72,792,570

 
72,491,850

 
47,592,061

 
47,326,306

Tangible book value per common share
 
$
3.56

 
$
3.45

 
$
3.14

 
$
3.95

 
$
2.97



29



Reconciliation of return on average tangible stockholders’ equity:
 
2016
 
2015
 
2014
 
2013
 
2012
Average stockholders’ equity
 
$
353,059

 
$
326,557

 
$
265,277

 
$
166,290

 
$
137,173

Average core deposit intangible
 
(11,213
)
 
(7,240
)
 
(5,154
)
 
(99
)
 

Average goodwill
 
(82,549
)
 
(78,940
)
 
(48,723
)
 

 

Average tangible stockholders’ equity
 
$
259,297

 
$
240,377

 
$
211,400

 
$
166,191

 
$
137,173

Net income
 
16,771

 
20,579

 
3,737

 
50,845

 
5,951

Return on average tangible stockholders’ equity (annualized)
 
6.47
%
 
8.56
%
 
1.77
%
 
30.59
%
 
4.34
%

Reconciliation of return on average tangible assets:
 
2016
 
2015
 
2014
 
2013
 
2012
Average total assets
 
$
2,957,558

 
$
2,439,474

 
$
1,977,733

 
$
1,356,637

 
$
1,298,351

Average core deposit intangible
 
(11,213
)
 
(7,240
)
 
(5,154
)
 
(99
)
 

Average goodwill
 
(82,549
)
 
(78,940
)
 
(48,723
)
 

 

Average tangible assets
 
$
2,863,796

 
$
2,353,294

 
$
1,923,856

 
$
1,356,538

 
$
1,298,351

Net income
 
16,771

 
20,579

 
3,737

 
50,845

 
5,951

Return on average tangible assets (annualized)
 
0.59
%
 
0.87
%
 
0.19
%
 
3.75
%
 
0.46
%

Reconciliation of period end common stockholders’ equity ratio to period end tangible common stockholders’ equity ratio:
 
2016
 
2015
 
2014
 
2013
 
2012
Total stockholders’ equity
 
$
369,652

 
$
336,774

 
$
315,483

 
$
188,715

 
$
140,775

Core deposit intangible
 
(12,317
)
 
(6,863
)
 
(7,683
)
 
(529
)
 

Goodwill
 
(85,852
)
 
(78,610
)
 
(80,082
)
 

 

Tangible stockholders equity
 
$
271,483

 
$
251,301

 
$
227,718

 
$
188,186

 
$
140,775

Total assets
 
3,079,058

 
2,468,029

 
2,341,137

 
1,406,219

 
1,301,417

Tangible common stockholders’ equity ratio
 
8.82
%
 
10.18
%
 
9.73
%
 
13.38
%
 
10.82
%


ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS.

The following is management’s discussion and analysis of the Company’s results of operation, financial condition, cash flows and liquidity. The following should be read in conjunction with the Company’s audited consolidated financial statements and the notes thereto as of December 31, 2016 and 2015 and for each of the years in the three-year period ended December 31, 2016 included in Item 8 of this report.
Overview
Cascade Bancorp is an Oregon corporation and registered bank holding company that was formed in 1990 and is headquartered in Bend, Oregon. Bancorp’s common stock trades on the NASDAQ Capital Market under the symbol “CACB.” Bancorp and its wholly-owned subsidiary, Bank of the Cascades, operate in Central, Southern and Northwest Oregon, as well as in the greater Boise/Treasury Valley, Idaho and Seattle Metro areas. At December 31, 2016, the Company had total consolidated assets of approximately $3.1 billion, net loans of approximately $2.1 billion and deposits of approximately $2.7 billion. Bancorp has no significant assets or operations other than the Bank.
The Bank offers a broad range of commercial and retail banking services to its customers. The Bank’s lending activities are focused on small- to medium-sized businesses, municipalities and public organizations, and professional and consumer relationships. The Bank provides commercial real estate loans, real estate construction and development loans, and commercial and industrial loans, as well as consumer installment, line-of-credit, credit card and home equity loans. The Bank also originates residential mortgage loans, including 30-year fixed rate loans that are mainly sold on the secondary market. The Bank provides consumer and business deposit services including checking, money market and time deposit accounts and related payment services, Internet banking, electronic bill payment and remote deposits. In addition, the Bank serves business

30



customer deposit needs with a suite of cash management services. The Bank also provides trust and investment related services to its clientele.
The primary source of our revenue is net interest income, which represents the difference between interest income on interest-earning assets and interest expense on interest-bearing liabilities used to fund those assets. Interest-earning assets include loans, securities, interest-earning deposits and federal funds sold. Interest-bearing liabilities include deposits and borrowings. Sources of non-interest income include service charges on deposit accounts, revenue derived from customer credit and debit card activity, gains or losses on the sale of securities, earnings on investment in bank owned life insurance and other miscellaneous income. Deposits, FHLB borrowed funds, borrowed funds from other sources and federal funds purchased are our primary sources of funding. Our largest expenses are salaries and related employee benefits as well as costs associated with maintaining our branch network. Measures of our performance include net interest margin, return on average assets (“ROAA”), return on average common equity (“ROAE”), average common equity to average assets and efficiency ratio. Such measures are common performance indicators in the banking industry.
Recent Mergers and Acquisitions
Definitive Agreement with First Interstate BancSystem, Inc.
On November 17, 2016, First Interstate and Cascade announced a definitive agreement under which First Interstate, parent company of First Interstate Bank, will acquire Cascade in a cash and stock transaction for total consideration valued at approximately $590.5 million in aggregate, or $7.62 per share based on the First Interstate closing price of $38.40 per share on November 17, 2016. The First Interstate merger will create a unique regional banking franchise that extends from the Mountain West to the Pacific Northwest and will provide First Interstate with a presence in several high-growth markets, including Bend, Oregon and Boise, Idaho. See “Business - Definitive Agreement with First Interstate BancSystem, Inc.” in Item 1 of this report for additional discussion of the First Interstate merger.
Acquisition of Prime Pacific Financial Services, Inc.
On August 1, 2016, PPFS merged with and into Cascade with Cascade continuing as the surviving corporation. Immediately after the PPFS merger, Prime Pacific Bank, a wholly-owned subsidiary of PPFS, merged with and into the Bank, with the Bank continuing as the surviving bank.
Each share of PPFS common stock was converted into the right to receive 0.3050 shares of Cascade common stock. The conversion of PPFS common stock resulted in Cascade issuing 2,921,012 shares of its common stock.
Acquisition of Bank of America Branches
On March 4, 2016, the Bank completed the purchase of 15 branch locations in Oregon and southeast Washington from Bank of America, National Association. The Bank assumed approximately $469.9 million of branch deposits, paying a 2.00% premium on the average balance of deposits assumed, for a cash purchase price of $9.7 million.
Merger Completed with Home Federal Bancorp
On May 16, 2014, pursuant to the Agreement and Plan of Merger, dated as of October 23, 2013, between the Company and Home, Home merged with and into Cascade with Cascade continuing as the surviving corporation. Immediately after the Home merger, Home Federal Bank, a wholly-owned subsidiary of Home, merged with and into the Bank, with the Bank continuing as the surviving bank.
Each share of Home’s common stock was converted into the right to receive $8.43 in cash and 1.6772 shares of Cascade common stock. The conversion of Home’s common stock resulted in Cascade paying $122.2 million in cash and issuing 24,309,131 shares of its common stock.

Critical Accounting Policies and Accounting Estimates
 
Critical accounting policies are defined as those that are reflective of significant judgments and uncertainties, and which could potentially result in materially different results under different assumptions and conditions. The Company believes that its most critical accounting policies upon which its financial condition depends, and which involve the most complex or subjective decisions or assessments are set forth below. For more information, see Note 1 of our “Notes to Consolidated Financial Statements” included elsewhere in this report.
Reserve for Credit Losses
The Company’s reserve for credit losses provides for estimated losses based upon evaluations of known and inherent risks in the loan portfolio and related loan commitments. Arriving at an estimate of the appropriate level of reserve for credit losses (which consists of the Company’s reserve for loan losses and reserve for loan commitments) involves a high degree of judgment and assessment of multiple variables that result in a methodology with relatively complex calculations and analysis.

31



Management uses historical information to assess the adequacy of the reserve for loan losses and considers qualitative factors, including national and local macroeconomic conditions, real estate market behavior and a range of other factors, in its determination of the reserve. Qualitative factors are reviewed to determine if expected loss rates quantified by the methodology should be adjusted for factors not within its scope.
On an ongoing basis, the Company seeks to enhance and refine its methodology such that the reserve is at an appropriate level and responsive to changing conditions. The Company’s methodology includes a separate qualitative risk assessment process that focuses on the commercial and industrial (“C&I”) portion of the portfolio. The C&I loan portfolio is stratified by industry classification using NAICS codes. At the stratified level, factors considered in the evaluation of the loans include current events, economic or market data, loan performance and concentration risks. This C&I qualitative risk assessment is separate from other qualitative risk assessments included in the allowance methodology.
The reserve for loan loss methodology was previously enhanced within the Company’s C&I loan portfolio with respect to shared national credits (“SNCs”). Risk ratings for individual SNCs are estimated using analysis of both public debt ratings and internal ratings. Expected loss rates are determined based upon historical published specific loss data for similar loans based on average losses and losses stratified by public debt ratings. Public ratings combined with internal risk rates are used to determine a minimum historical loss factor for each SNC loan. This amount may be increased for qualitative conditions including macroeconomic environment and observations by the Company’s SNC management group.
A homogeneous pool approach is used to estimate reserves for consumer and small business loans. The Company’s methodology is an estimate that may not accurately estimate inherent loss or external factors and changing economic conditions may impact the loan portfolio and the level of reserves in ways currently unforeseen.
The reserve for loan losses is increased by provisions for loan losses and by recoveries of loans previously charged-off and reduced by loans charged-off. The reserve for loan commitments is increased and decreased through non-interest expense. For more discussion of Cascade’s methodology of assessing the adequacy of the reserve for credit losses, see “Loan Portfolio and Credit Quality” below in this Item 7.
Deferred Income Taxes
Deferred tax assets (“DTA”) and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision (credit) for income taxes. The Company believes it is more likely than not that the DTA will be realized in a tax year that will be subject to a 35% federal effective tax rate and used that rate in providing deferred taxes. A valuation allowance, if needed, reduces deferred tax assets to the expected amount to be realized.
Deferred tax assets are recognized subject to management’s judgment that realization is “more likely than not.” Uncertain tax positions that meet the more likely than not recognition threshold are measured to determine the amount of benefit to recognize. An uncertain tax position is measured at the amount of benefit that management believes has a greater than 50% likelihood of realization upon settlement. Tax benefits not meeting our realization criteria represent unrecognized tax benefits. We account for interest and penalties as a component of income tax expense.
Cascade reversed its DTA valuation allowance as of June 30, 2013 due to management’s determination that it was more likely than not that the Company’s DTA would be realized. The determination resulted from consideration of both the positive and negative evidence available that can be objectively verified.
The Company refreshes its analysis each year, focusing on the changes in positive and negative evidence. Primary amongst those changes was the elimination of the existence of a cumulative loss position in recent years, with the Company in a four-year cumulative net income position at year end 2016. The Company’s financial position and performance continued to improve substantially during 2014, 2015 and 2016. The acquisition and integration of Home during 2014, as well as the 2016 acquisitions, resulted in an improved earnings performance that is expected to be sustained in future periods. Management continues to believe positive evidence outweighs the negative evidence. As a result of this analysis, management concluded it was more likely than not that forecasted earnings performance would allow for the realization of the DTA in a timely manner.
As of December 31, 2016 and 2015, Cascade had a net deferred tax asset of $45.2 million and $50.7 million, respectively.
OREO and Foreclosed Assets
OREO and other foreclosed assets acquired through loan foreclosure are initially recorded at estimated fair value less costs to sell when acquired, establishing a new cost basis. The adjustment at the time of foreclosure is recorded through the reserve for loan losses. Due to the subjective nature of establishing the asset’s fair value when it is acquired, the actual fair value of the OREO or foreclosed asset could differ from the original estimate. If it is determined that fair value declines subsequent to foreclosure, a valuation allowance is recorded through non-interest expense. Operating costs associated with the assets after

32



acquisition are also recorded as non-interest expense. Gains and losses on the disposition of OREO and foreclosed assets are netted and posted to other non-interest expenses.
Goodwill
Goodwill from an acquisition is the value attributable to unidentifiable intangible elements acquired. At a minimum, annual evaluation of the value of goodwill is required.
An entity may assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. Factors assessed include all relevant events and circumstances including macroeconomic conditions, industry and market conditions, cost factors that have a negative effect on earnings and cash flows, overall financial performance, other relevant entity or reporting unit specific events and, if applicable, a sustained decrease in share price.
If after assessing the totality of events or circumstances, such as those described above, an entity determines that it is more likely than not that the fair value of a reporting unit is less than its carrying amount, then the entity shall perform a two-step impairment test.
The first step of the impairment test compares the fair value of a reporting unit with its carrying amount, including goodwill. If the carrying amount of a reporting unit exceeds its fair value, the second step of the impairment test shall be performed to measure the amount of impairment loss, if any, when it is more likely than not that goodwill impairment exists.
The second step of the impairment test compares the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. If the carrying amount of the reporting unit goodwill exceeds the implied fair value of that goodwill, an impairment loss shall be recognized in an amount equal to that excess.
In relation to the goodwill recognized with the PPFS merger, branch acquisition, and Home merger, management performed a qualitative assessment and concluded as of December 31, 2016 that there have been no material events or circumstances that have changed since the initial recognition of goodwill on August 1, 2016, March 4, 2016, and May 16, 2014, the respective dates of completion, that lead management to believe it is more likely than not that the fair value of the Bank is less than its carrying amount. Therefore, no further testing is deemed necessary.

Economic Conditions
The Company’s banking business is closely tied to the economies of Idaho, Oregon and Washington, which in turn are influenced by regional and national economic trends and conditions. Idaho, Oregon and Washington have recently been experiencing improved economic trends, including gains in employment and increased real estate activity. National and regional economies and real estate prices have generally improved, as has business and consumer confidence. The Company’s markets, however, continue to be sensitive to general economic trends and conditions, including real estate values, and an unforeseen economic shock or a return of adverse economic conditions could cause deterioration of local economies and adversely affect the Company’s business, financial condition and results of operations.

Consolidated Results of Operations — Years ended December 31, 2016, 2015, and 2014
Net Income/Loss
The Company’s consolidated results of operations are dependent to a large degree on net interest income. Interest income is earned based upon average earning asset yields of our loan portfolio and investment securities, including loan fees generated in connection with origination of such loans. The earnings from such sources are partially offset by the cost of funding such assets, including interest paid on customer deposits and the cost of borrowings, as needed. We generate other income primarily through banking-related service charges and fees, card issuer and merchant service fees, mortgage banking, Small Business Administration (“SBA”) lending and fees on interest rate derivative instruments for certain qualified customers. In addition, the Bank generates revenue from its investment in bank-owned life insurance (“BOLI”) as a means to defray employee benefit expenses.
Net income is also affected when loan loss provisions are made to ensure the reserve for loan losses is adequate.
The Company’s largest operating expenses relate to employee and human resource related costs, including compensation and benefits expense. In addition, to support the provision of banking services to its customers, the Bank incurs expenses related to its branch network and facilities, communications, equipment, information technology, card and mobile transaction related activity, insurance expenses, FDIC and other regulatory assessments, professional and outside services, and expenses related to collection and resolution of credit quality issues. Interest income and cost of funds are affected significantly by general economic conditions, particularly changes in market interest rates, and by government policies and actions of regulatory authorities.

33



In 2016, the Company recorded net income of $16.8 million, compared to net income of $20.6 million in 2015 and $3.7 million in 2014. During these periods, net income per basic common share was $0.23, $0.29 and $0.06, respectively. Net income increases in 2016 and 2015 over 2014 levels were primarily a result of improvements in net interest income arising from strong loan and deposit growth, while non-interest income was up on higher transaction activity. 2015 net income also benefited from a $4.0 million credit to the provision for loan losses due to increased loan recoveries. The Company recorded no loan loss provision in 2016 or 2014.
2016 earnings were negatively impacted by a high level of M&A expenses and other transitory items. M&A expense was $4.9 million during 2016 as a consequence of the 2016 acquisitions, as well as due diligence costs incurred related to the First Interstate merger. In addition, 2016 expenses included transitory items of $2.2 million in pre-tax expense for several branch consolidations and $0.8 million in gains on disposition of decommissioned properties. Non-interest expense for 2016 was up $20.8 million as compared to 2015, due primarily to expenses related to M&A activities, as well as the ongoing costs of maintaining the expanded branch network.
The 2015 year-over-year increase in net income from 2014 was primarily related to the full year impact of the Home merger, which closed on May 16, 2014. Non-interest expenses for 2015 were down $6.9 million as compared to 2014, in part because 2014 included significant Home-related transitory costs.
Net Interest Income
For most financial institutions, including the Company, the primary component of earnings is net interest income. Net interest income is the difference between interest income earned, principally from loans and the investment securities portfolio, and interest paid, principally on customer deposits and borrowings. Changes in net interest income typically result from changes in volume, spread and margin. Volume refers to the dollar level of interest-earning assets and interest-bearing liabilities. Spread refers to the difference between the yield on interest-earning assets and the cost of interest-bearing liabilities. Margin refers to net interest income divided by interest-earning assets and is influenced by the level and relative mix of interest-earning assets and interest-bearing liabilities.
Net interest income was $93.1 million in 2016, a $14.6 million, or 18.6%, increase from 2015. This improvement is primarily due to net revenues arising from higher earning assets generated by organic and acquisition growth. 2016 also included $1.5 million from interest on called securities in the first quarter of the year. Similarly, net interest income in 2015 increased $13.4 million, or 20.6%, from 2014 levels due to higher volume of average earning assets due to increased loan growth as well as the full year effect of the Home merger.
Yields on earning assets decreased to 3.62% for 2016 as compared to 3.75% in 2015 and 3.89% in 2014 mainly due to the ongoing period of historically low market interest rates. In addition, the mix of earning assets in 2016 had a higher portion of lower yielding cash and investment securities with deployment of funds acquired in the branch acquisition. Lower market interest rates also resulted in the average rates paid on interest bearing liabilities for 2016 declining to 0.13% compared to 0.14% in 2015 and 0.21% in 2014.
Total interest income for 2016 increased $14.9 million, or 18.5%, compared to total interest income in 2015 due mainly to higher average earning assets resulting from organic and acquisition related growth. Similarly, total interest income for 2015 increased approximately $13.0 million, or 19.3%, compared to total interest income in 2014 due to increased average earning assets arising from the full year impact of the Home merger. Total interest expense increased by $0.3 million, or 15.1%, in 2016 as compared to 2015 mainly due to increased levels of interest-bearing deposits, partially offset by the strategic runoff of time deposits. Interest expense for 2015 declined $0.4 million, or 18.2%, as compared to 2014 mainly due to the effect of lower time deposit costs, which were higher in 2014 with the Home merger.
Net Interest Margin (NIM)
The Company’s NIM decreased to 3.54% for 2016 compared to 3.67% for 2015 and 3.76% for 2014. The 2016 and 2015 decreases in NIM were mainly a result of lower loan portfolio yields between the periods as the portfolio repriced over time. Also during this period, the Bank increased the portion of loans with yields floating with the LIBOR index. This was achieved through the acquisition of a portfolio of SNC participations and the ongoing origination of commercial loans bearing interest rates tied to LIBOR. These strategies reduced the Company’s interest rate risk.
The following table presents further analysis of the components of the Company’s NIM and sets forth for 2016, 2015, and 2014 information with regard to average balances of assets and liabilities, as well as total dollar amounts of interest income from interest-earning assets and interest expense on interest-bearing liabilities, resultant average yields or rates, net interest income, net interest spread, NIM and the ratio of average interest-earning assets to average interest-bearing liabilities for the Company:

34



 
Year ended December 31,
(dollars in thousands)
2016
 
2015
 
2014
 
Average
Balance
 
Interest
Income/
Expense
 
Average
Yield or
Rates
 
Average
Balance
 
Interest
Income/
Expense
 
Average
Yield or
Rates
 
Average
Balance
 
Interest
Income/
Expense
 
Average
Yield or
Rates
Assets
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Investment securities
$
593,376

 
$
15,441

 
2.60
%
 
$
454,258

 
$
11,687

 
2.57
%
 
$
346,235

 
$
8,982

 
2.59
%
Interest bearing balances due from other banks
133,169

 
732

 
0.55
%
 
80,096

 
216

 
0.27
%
 
92,104

 
237

 
0.26
%
Federal funds sold
289

 

 
%
 
273

 

 
%
 
128

 

 
%
Federal Home Loan Bank stock
3,407

 

 
%
 
12,315

 

 
%
 
19,882

 

 
%
Loans (1)(2)(3)
1,902,985

 
79,104

 
4.16
%
 
1,594,082

 
68,484

 
4.30
%
 
1,272,426

 
58,155

 
4.57
%
Total earning assets/interest income
2,633,226

 
95,277

 
3.62
%
 
2,141,024

 
80,387

 
3.75
%
 
1,730,775

 
67,374

 
3.89
%
Reserve for loan losses
(25,380
)
 
 

 
 

 
(24,640
)
 
 

 
 

 
(21,533
)
 
 

 
 

Cash and due from banks
54,195

 
 

 
 

 
43,214

 
 

 
 

 
37,152

 
 

 
 

Premises and equipment, net
46,442

 
 

 
 

 
42,796

 
 

 
 

 
40,109

 
 

 
 

Bank-owned life insurance
55,559

 
 

 
 

 
53,920

 
 

 
 

 
46,834

 
 

 
 

Deferred tax asset
47,483

 
 
 
 
 
58,937

 
 
 
 
 
61,364

 
 
 
 
Goodwill
82,549

 
 
 
 
 
78,940

 
 
 
 
 
48,723

 
 
 
 
Core deposit intangibles
11,213

 
 
 
 
 
7,240

 
 
 
 
 
5,154

 
 
 
 
Accrued interest and other assets
52,271

 
 

 
 

 
38,043

 
 

 
 

 
29,155

 
 

 
 

Total assets
$
2,957,558

 
 

 
 

 
$
2,439,474

 
 

 
 

 
$
1,977,733

 
 

 
 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities and Stockholders’ Equity
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Interest bearing demand deposits
$
1,284,281

 
$
1,867

 
0.15
%
 
$
1,027,228

 
$
1,333

 
0.13
%
 
$
803,271

 
$
982

 
0.12
%
Savings deposits
174,334

 
62

 
0.04
%
 
133,440

 
40

 
0.03
%
 
101,419

 
31

 
0.03
%
Time deposits
213,259

 
192

 
0.09
%
 
202,293

 
493

 
0.24
%
 
203,817

 
1,270

 
0.62
%
Other borrowings
8,256

 
33

 
0.40
%
 
1,685

 
6

 
0.36
%
 
2,214

 
6

 
0.27
%
Total interest bearing liabilities/interest expense
1,680,130

 
2,154

 
0.13
%
 
1,364,646

 
1,872

 
0.14
%
 
1,110,721

 
2,289

 
0.21
%
Demand deposits
868,437

 
 

 
 

 
700,838

 
 

 
 

 
566,577

 
 

 
 

Other liabilities
55,932

 
 

 
 

 
47,433

 
 

 
 

 
35,158

 
 

 
 

Total liabilities
2,604,499

 
 

 
 

 
2,112,917

 
 

 
 

 
1,712,456

 
 

 
 

Stockholders’ equity
353,059

 
 

 
 

 
326,557

 
 

 
 

 
265,277

 
 

 
 

Total liabilities and stockholders’ equity
$
2,957,558

 
 

 
 

 
$
2,439,474

 
 

 
 

 
$
1,977,733

 
 

 
 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net interest income
 

 
$
93,123

 
 

 
 

 
$
78,515

 
 

 
 

 
$
65,085

 
 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net interest spread
 

 
 

 
3.49
%
 
 

 
 

 
3.62
%
 
 

 
 

 
3.69
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net interest income to earning assets
 

 
 

 
3.54
%
 
 

 
 

 
3.67
%
 
 

 
 

 
3.76
%


35



(1) Average non-accrual loans included in the computation of average loans were $13.1 million for 2016, $9.3 million for 2015, and $13.1 million for 2014.
(2) Loan related fees, including prepayment penalties, recognized during the period and included in the yield calculation totaled $1.9 million in 2016, $2.6 million in 2015, and $2.2 million in 2014.
(3) Includes loans held for sale.
Changes in Interest Income and Expense
The following table shows the dollar amount of increase (decrease) in the Company’s consolidated interest income and expense, and attributes such variance to “volume” or “rate” changes. The changes in net interest income due to changes in both average volume and average interest rate have been allocated to the average volume change or the average interest rate change in proportion to the absolute amounts of the change in each.
 
Year ended December 31,
 
Year ended December 31,
 
2016 over 2015
 
2015 over 2014
 
Total
Increase
 
Amount of Change
Attributed to
 
Total
Increase
 
Amount of Change
Attributed to
 (dollars in thousands)
(Decrease)
 
Volume
 
Rate
 
(Decrease)
 
Volume
 
Rate
Interest income:
 
 
 
 
 
 
 
 
 
 
 
Interest and fees on loans
$
10,620

 
$
13,271

 
$
(2,651
)
 
$
10,329

 
$
14,701

 
$
(4,372
)
Interest on investment securities
3,754

 
3,579

 
175

 
2,705

 
2,802

 
(97
)
Other investment income
516

 
143

 
373

 
(21
)
 
(31
)
 
10

Total interest income
14,890

 
16,993

 
(2,103
)
 
13,013

 
17,472

 
(4,459
)
 
 
 
 
 
 
 
 
 
 
 
 
Interest expense:
 

 
 

 
 

 
 

 
 

 
 

Interest on deposits:
 

 
 

 
 

 
 

 
 

 
 

Interest bearing demand
534

 
334

 
200

 
351

 
274

 
77

Savings
22

 
12

 
10

 
9

 
10

 
(1
)
Time deposits
(301
)
 
27

 
(328
)
 
(777
)
 
(9
)
 
(768
)
Other borrowings
27

 
23

 
4

 

 
(1
)
 
1

Total interest expense
282

 
396

 
(114
)
 
(417
)
 
274

 
(691
)
 
 
 
 
 
 
 
 
 
 
 
 
Net interest income
$
14,608

 
$
16,597

 
$
(1,989
)
 
$
13,430

 
$
17,198

 
$
(3,768
)

Loan Loss Provision
In 2016, the Company recorded no loan loss provision, as compared to a $4.0 million recovery in 2015 and no provision in 2014. The credit to the provision in 2015 was due primarily to a net recovery of prior loan losses of approximately $6.4 million as well as a generally improving credit risk profile within the loan portfolio. At December 31, 2016, the reserve for loan losses was approximately $25.3 million while the reserve for unfunded commitments was $0.4 million, as compared to a reserve for loan losses of $24.4 million and a reserve for unfunded commitments of $0.4 million at December 31, 2015.
The Bank maintains pooled and impaired loan reserves with additional consideration of qualitative factors and unallocated reserves in reaching its determination of the total reserve for loan losses. The level of reserves is subject to review by the Bank’s regulatory authorities who may require adjustments to the reserve based on their evaluation and opinion of economic and industry factors as well as specific loans in the portfolio. For further discussion, see “Critical Accounting Policies and Estimates” and “Loan Portfolio and Credit Quality” in Item 7 of this report. There can be no assurance that the reserve for credit losses will be sufficient to cover actual loan-related losses.
Non-interest Income
The following table details categories of non-interest income for the years ended December 31, 2016, 2015, and 2014, and the changes therein:

36



(dollars in thousands)
2016
 
2015
 
2014
 
2016 to 2015 change
 
2015 to 2014 change
Service charges on deposit accounts
$
6,578

 
$
5,121

 
$
4,621

 
$
1,457

 
$
500

Card issuer and merchant services fees, net
9,722

 
7,052

 
6,213

 
2,670

 
839

Earnings on BOLI
1,190

 
1,001

 
986

 
189

 
15

Mortgage banking income, net
3,396

 
2,617

 
2,296

 
779

 
321

Swap fee income
2,483

 
2,533

 
1,847

 
(50
)
 
686

SBA gain on sales and fee income
1,519

 
1,294

 
1,120

 
225

 
174

Gain (loss) on sales of investments

 
475

 

 
(475
)
 
475

ATM income
1,712

 
876

 
641

 
836

 
235

Other income
2,846

 
4,004

 
2,447

 
(1,158
)
 
1,557

Total non-interest income
$
29,446

 
$
24,973

 
$
20,171

 
$
4,473

 
$
4,802

Non-interest income increased $4.5 million, or 17.9%, in 2016 compared to 2015 due primarily to customer transaction volumes with the solid economy and an expanded customer base driven by the 2016 acquisitions. These factors were particularly evident in service charges and card activity. 2016 mortgage banking volume also improved with low residential mortgage rates. 2016 other income declined from the prior year because 2015 included a contractual arrangement for future revenue-sharing of merchant services of $0.6 million. The 2015 non-interest income increase of $4.8 million, or 23.8%, compared to 2014 was attributable to transaction volume growth across all categories of fee businesses and the full year effect of banking relationships in the Home merger from the prior year. Other income in 2015 benefited from gain on sale of surplus bank properties.
Non-interest Expenses
The following table details categories of non-interest expense for the years ended December 31, 2016, 2015, and 2014, and the changes therein:
(dollars in thousands)
2016
 
2015
 
2014
 
2016 to 2015 change
 
2015 to 2014 change
Salaries and employee benefits
$
52,414

 
$
43,744

 
$
41,421

 
$
8,670

 
$
2,323

Occupancy
8,420

 
5,200

 
9,131

 
3,220

 
(3,931
)
Information technology
5,436

 
3,675

 
4,346

 
1,761

 
(671
)
Equipment
2,272

 
1,539

 
1,963

 
733

 
(424
)
Communications
2,497

 
2,130

 
2,263

 
367

 
(133
)
FDIC insurance
1,899

 
1,321

 
1,517

 
578

 
(196
)
OREO
171

 
68

 
988

 
103

 
(920
)
Professional services
6,382

 
5,327

 
8,121

 
1,055

 
(2,794
)
Card issuer
4,045

 
2,836

 
2,903

 
1,209

 
(67
)
Insurance
681

 
732

 
1,214

 
(51
)
 
(482
)
CDI Amortization
1,316

 
820

 
513

 
496

 
307

Other expenses
9,697

 
7,004

 
6,961

 
2,693

 
43

Total non-interest expense
$
95,230

 
$
74,396

 
$
81,341

 
$
20,834

 
$
(6,945
)
Non-interest expense was $95.2 million in 2016 compared to $74.4 million in 2015 due to significant acquisition-related and transitory expenses incurred in 2016. 2016 run rate expenses were also driven by the acquisition growth that necessitated the hiring of additional full-time employees in banking and supporting significant increases in branch and customer account volumes. 2016 support services were tangentially impacted by this growth, including higher costs for occupancy, IT and the like to maintain an expanded branch and customer banking network.
2015 expense levels declined by $6.9 million from 2014 largely because 2014 included Home merger-related transitory costs including occupancy and professional service related items.
Total salaries and benefits were $52.4 million in 2016 compared to $43.7 million in 2015 and $41.4 million in 2014. The 2016 increase related primarily to higher staffing costs associated with the expanded branch network resulting from the 2016 acquisitions. The 2015 increase in human resource related costs was mainly due to a higher accrual for the cost of equity incentive grants as well as increased cash incentive performance plan results.

37




In the aggregate, occupancy, information technology, equipment and communications expenses increased $6.1 million in 2016 compared to 2015 primarily due to the one-time costs incurred in the 2016 acquisitions. In addition, the increase in occupancy in 2016 as compared to 2015 primarily related to the effect of an increase in number of branches from the 2016 acquisitions and one-time costs associated with branch consolidations.
In the aggregate, occupancy, information technology, equipment and communications expenses decreased $5.2 million in 2015 compared to 2014 related to efficiencies gained in the Home merger. In addition, expense levels benefited as a result of down-sizing of branch and administrative facilities, expense reduction in our transition to cloud-based information technology services, and ongoing improvements via contract negotiations for services such as software, equipment and facilities.
FDIC insurance increased $0.6 million in 2016 compared to 2015 due to growth in the Company’s average asset and equity levels, combined with a 2016 change in FDIC methodology which resulted in rate increases for the Bank. 2015 remained stable compared to 2014 levels.
OREO expenses were stable in 2016 compared to 2015 and decreased $0.9 million in 2015 compared to 2014, mainly because of recoveries on certain property dispositions during the year, net of valuation adjustments.
Professional services increased $1.1 million in 2016 compared to 2015 and decreased $2.8 million in 2015 compared to 2014 due primarily to timing of the 2016 acquisitions and Home merger-related expenses, respectively.
Card issuer expense increased in 2016 compared to 2015 due to higher transaction volumes, including the impact of the 2016 acquisitions. Card issuer expense was stable in 2015 compared to 2014.
Insurance expense was stable in 2016 compared to the prior year and decreased $0.5 million in 2015 compared to 2014 because of contract renegotiations and favorable loss performance history.
CDI amortization expense increased $0.5 million in 2016 as compared to 2015 due to the 2016 acquisitions and timing of the amortization of the related CDI assets. Similarly, 2015 CDI amortization expense increased $0.3 million over 2014 due to the full year impact of amortization of Home-related CDI.
Other expenses increased $2.7 million in 2016 as compared to 2015 primarily due to acquisition related expenses and costs associated with supporting our expanded branch network. Other expenses were stable in 2015 compared to 2014.
Income Taxes
In 2016, the Company recorded an income tax provision of $10.6 million as compared to $12.5 million in 2015 and $0.2 million in 2014. The income tax provisions in 2016 represented a 38.7% effective tax rate on its $27.3 million pretax income, slightly higher than statutory rates due to nondeductible merger and acquisition (“M&A”) related items and the impact of other permanent differences. The 2015 provision represented a 37.8% effective rate on its pretax income of $33.1 million, slightly higher than statutory rates due primarily to the impact of permanent differences. The income tax provision in 2014 represents a 4.5% effective tax rate on its $3.9 million of pretax income. This rate differs from statutory rates due primarily to a revaluation of net deferred tax assets, mainly related to an anticipated change in our applicable Federal rate from 34.0% to 35.0%, less additional tax of $1.0 million arising from disallowed costs incurred in connection with the 2016 acquisitions and the First Interstate merger. Other differences to the effective tax rate were related to normal recurring permanent differences and tax credits. The Company expects its book tax rate for 2017 to continue slightly below its net statutory rate due to continued permanent differences.
At December 31, 2016 and 2015, the Company determined it will generate sufficient taxable income in the future to fully utilize its DTA. In its analysis, the Company considers whether it is more likely than not that some portion or all of the DTA will not be realized. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables. The ultimate realization of DTA is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible.

Financial Condition
 
Balance Sheet Overview
At December 31, 2016, total assets were $3.1 billion compared to $2.5 billion at December 31, 2015. The increase in total assets at December 31, 2016 compared to December 31, 2015 relates primarily to increased net loans and investments.
Net loans increased $415.3 million to $2.1 billion at December 31, 2016 compared to $1.7 billion at December 31, 2015. The higher loan balance was largely attributable to organic and acquired loan growth, augmented by the deployment of deposits acquired in the 2016 acquisitions into the wholesale loan portfolio. The wholesale loan book totaled $327.3 million at

38



December 31, 2016 as compared to $268.4 million at December 31, 2015. The increase was mainly related to the purchase of residential mortgage adjustable rate mortgages (“ARMs”), partially offset by a decrease in SNCs (included in the C&I balance).
The investment portfolio increased to $635.4 million at December 31, 2016 from $449.7 million a year earlier, mainly due to the deployment of excess cash assumed in the 2016 acquisitions into securities. Cash and cash equivalents marginally decreased to $72.6 million at December 31, 2016 from $77.8 million at December 31, 2015.
Total deposits increased $578.7 million to $2.7 billion at December 31, 2016, as compared to $2.1 billion at December 31, 2015. The increase in deposits related to the 2016 acquisitions as well as the continued growth in core relationship deposits.
The Company had no FHLB borrowings outstanding at December 31, 2016 or December 31, 2015.
Stockholders’ equity increased to $369.7 million at December 31, 2016, which is a $32.9 million increase over the balance at December 31, 2015 of $336.8 million. This increase was predominately due to 2016 net income and shares issued in the PPFS merger.
The following sections provide detailed analysis of the Company’s financial condition, describing its investment securities, loan portfolio composition and credit risk management practices (including those related to the loan loss reserve), as well as its deposits and capital position.
Investment Securities
The following table, which includes available-for-sale and held-to-maturity securities, shows the carrying value of the Company’s portfolio of investments at December 31, 2016, 2015 and 2014:
(dollars in thousands)
2016
 
2015
 
2014
U.S. Agency mortgage backed securities (MBS) (1)
$
268,525

 
$
255,734

 
$
346,355

Non-Agency MBS
248,948

 
118,226

 
66,697

U.S. Agency asset-backed securities
7,062

 
8,245

 
9,008

Corporate securities
71,323

 
26,320

 
7,470

Obligations of state and political subdivisions
38,707

 
40,203

 
41,840

   Total debt securities
634,565

 
448,728

 
471,370

Tax credit investments
287

 
421

 
564

Mutual fund
524

 
537

 
527

   Total investment securities
$
635,376

 
$
449,686

 
$
472,461

(1) U.S. Agency MBS include private label MBS of approximately $6.6 million, $7.8 million and $9.3 million at December 31, 2016, 2015 and 2014, respectively, which are supported by FHA/VA collateral.
The Company’s investment portfolio increased by $185.7 million from December 31, 2015 to December 31, 2016, due mainly to the deployment of excess cash assumed in the 2016 acquisitions into U.S. agency MBS, non-agency MBS and corporate securities. The investment portfolio decreased by $22.8 million from December 31, 2014 to December 31, 2015 as the result of the sale of certain short maturity securities in the third quarter of 2015. The increase in 2015 non-agency MBS is mainly related to acquired AAA rated securities composed of ARMs with significant credit support to protect senior holders.

39



The following is a summary of the contractual maturities and weighted average yields of investment securities at December 31, 2016:
Type and maturity
 
Carrying Value
 
Weighted Average Yield (1)
U.S. Agency and non-agency MBS
 
 
 
 
   Due within 1 year
 
$
82

 
2.28
 %
   Due after 1 but within 5 years
 
39,860

 
2.41
 %
   Due after 5 but within 10 years
 
96,890

 
2.60
 %
   Due after 10 years
 
380,641

 
2.67
 %
       Total U.S. Agency and non-agency MBS
 
517,473

 
2.63
 %
U.S. Agency asset-backed securities
 
 
 
 
   Due after 10 years
 
7,062

 
4.77
 %
       Total U.S. Agency asset-backed securities
 
7,062

 
4.77
 %
Corporate securities
 
 
 
 
   Due within 1 year
 
3,329

 
1.74
 %
   Due after 1 but within 5 years
 
63,213

 
1.55
 %
   Due after 5 but within 10 years
 
4,781

 
2.42
 %
       Total Corporate securities
 
71,323

 
1.62
 %
Obligations of state and political subdivisions (1)
 
 
 
 
   Due after 1 year but within 5 years
 
7,514

 
2.37
 %
   Due after 5 but within 10 years
 
23,487

 
3.28
 %
   Due after 10 years
 
7,706

 
3.37
 %
       Total State and Political Subdivisions
 
38,707

 
3.12
 %
           Total debt securities
 
634,565

 
2.57
 %
Mutual fund
 
524

 
3.17
 %
Tax credit investments
 
287

 
(35.95
)%
          Total investment securities
 
$
635,376

 
2.58
 %
(1) Yields on tax-exempt securities are not stated on a tax equivalent basis.
MBS include collateralized mortgage obligations and ARMs, as well as direct pass through securities. Prepayment speeds on mortgages underlying MBS may cause the average life of such securities to be shorter (or longer) than expected.
Investments are classified as “available-for-sale” and “held-to-maturity” and consist mainly of MBS and agency notes backed by government sponsored enterprises, such as Ginnie Mae, Fannie Mae and FHLB. The Company regularly reviews its investment portfolio to determine whether any securities are other-than-temporarily impaired. At December 31, 2016, the investment portfolio had gross unrealized losses on securities of $4.8 million compared to unrealized losses of $1.5 million at December 31, 2015. Management does not believe that these unrealized losses are other-than-temporary.
Loan Portfolio and Credit Quality
Loan Portfolio Composition
Net loans represented approximately 67.5% of total assets as of December 31, 2016. The Company makes most of its loans to customers located within the Company’s primary markets; however, in 2013 Cascade diversified its portfolio by lending to SNCs, which are loans recorded in the C&I portfolio. Cascade’s loan portfolio remains concentrated in real estate related loans because of the nature of the economies in its primary markets. The Company has no significant agricultural loans.
The following table presents the composition of the Company’s December 31 loan portfolio at the dates indicated:

40



(dollars in thousands)
2016
 
% of total
 
2015
 
% of total
 
2014
 
% of total
 
2013
 
% of total
 
2012
 
% of total
Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
$
391,211

 
18.6
%
 
$
308,331

 
18.3
%
 
$
259,109

 
17.4
%
 
$
204,998

 
20.6
%
 
$
196,821

 
22.9
%
Non-owner occupied and other
612,397

 
29.1
%
 
526,562

 
31.2
%
 
497,543

 
33.3
%
 
347,014

 
34.8
%
 
328,480

 
38.3
%
Total commercial real estate loans
1,003,608

 
47.7
%
 
834,893

 
49.5
%
 
756,652

 
50.7
%
 
552,012

 
55.4
%
 
525,301

 
61.2
%
Construction
211,038

 
10.0
%
 
130,352

 
7.7
%
 
125,428

 
8.4
%
 
52,503

 
5.3
%
 
45,650

 
5.3
%
Residential real estate
431,842

 
20.5
%
 
298,390

 
17.7
%
 
204,687

 
13.7
%
 
101,557

 
10.2
%
 
85,494

 
10.0
%
Commercial and industrial
414,436

 
19.7
%
 
384,444

 
22.8
%
 
368,475

 
24.7
%
 
254,170

 
25.5
%
 
162,213

 
18.9
%
Consumer
43,488

 
2.1
%
 
39,850

 
2.3
%
 
37,298

 
2.5
%
 
35,990

 
3.6
%
 
39,506

 
4.6
%
Total loans
2,104,412

 
100.0
%
 
1,687,929

 
100.0
%
 
1,492,540

 
100.0
%
 
996,232

 
100.0
%
 
858,164

 
100.0
%
Less:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Deferred loan fees
(1,764
)
 
 
 
(1,419
)
 
 
 
(1,703
)
 
 
 
(1,757
)
 
 
 
(1,846
)
 
 
Reserve for loan losses
(25,290
)
 
 
 
(24,415
)
 
 
 
(22,053
)
 
 
 
(20,857
)
 
 
 
(27,261
)
 
 
Loans, net
$
2,077,358

 
 
 
$
1,662,095

 
 
 
$
1,468,784

 
 
 
$
973,618

 
 
 
$
829,057

 
 
The following table provides the geographic distribution of the Company’s loan portfolio by region as a percent of total company-wide loans at December 31, 2016. Loan balances outside of Bank geographies are inclusive of certain wholesale purchased loans, such as SNCs and those residential loans where collateral is located outside of the Bank geographies.

41



 
Central Oregon
 
Northwest Oregon
 
Southern Oregon
 
Idaho
 
Washington
 
Community Bank Total
 
Outside Primary Markets
 
Total
(dollars in thousands)
Amount
 
% of total
 
Amount
 
% of total
 
Amount
 
% of total
 
Amount
 
% of total
 
Amount
 
% of total
 
Amount
 
% of total
 
Amount
 
% of total
 
Amount
 
% of total
Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
$
159,175

 
19.0
%
 
$
31,319

 
8.3
%
 
$
48,111

 
33.5
%
 
$
91,920

 
26.1
%
 
60,686

 
47.0
%
 
$
391,211

 
21.3
%
 
$

 
%
 
$
391,211

 
18.6
%
Non-owner occupied and other
191,721

 
22.9
%
 
195,756

 
52.2
%
 
49,707

 
34.5
%
 
135,539

 
38.4
%
 
39,674

 
30.8
%
 
612,397

 
33.3
%
 

 
%
 
612,397

 
29.1
%
Total commercial real estate loans
350,896

 
41.9
%
 
227,075

 
60.5
%
 
97,818

 
68.0
%
 
227,459

 
64.5
%
 
100,360

 
77.8
%
 
1,003,608

 
54.6
%
 

 
%
 
1,003,608

 
47.7
%
Construction
113,612

 
13.6
%
 
33,190

 
8.8
%
 
20,606

 
14.3
%
 
39,448

 
11.2
%
 
4,182

 
3.2
%
 
211,038

 
11.5
%
 

 
%
 
211,038

 
10.0
%
Residential real estate
208,874

 
24.9
%
 
49,830

 
13.3
%
 
6,563

 
4.6
%
 
31,254

 
8.9
%
 
6,320

 
4.9
%
 
302,841

 
16.5
%
 
129,001

 
48.5
%
 
431,842

 
20.5
%
Commercial and industrial
143,748

 
17.2
%
 
60,881

 
16.2
%
 
14,899

 
10.4
%
 
40,020

 
11.3
%
 
18,171

 
14.1
%
 
277,719

 
15.1
%
 
136,717

 
51.5
%
 
414,436

 
19.7
%
Consumer
20,746

 
2.4
%
 
4,535

 
1.2
%
 
3,882

 
2.7
%
 
14,325

 
4.1
%
 

 
%
 
43,488

 
2.3
%
 

 
%
 
43,488

 
2.1
%
Total loans
$
837,876

 
100.0
%
 
$
375,511

 
100.0
%
 
$
143,768

 
100.0
%
 
$
352,506

 
100.0
%
 
$
129,033

 
100.0
%
 
$
1,838,694

 
100.0
%
 
$
265,718

 
100.0
%
 
$
2,104,412

 
100.0
%

At December 31, 2016, the contractual maturities of all loans by category were as follows:
(dollars in thousands)
Due within one year
 
Due after one year, but within five years
 
Due after five years
 
Total
Commercial real estate:
 
 
 
 
 
 
 
Owner occupied
$
6,898

 
$
45,325

 
$
338,988

 
$
391,211

Non-owner occupied and other
29,499

 
91,063

 
491,835

 
612,397

Total commercial real estate loans
36,397

 
136,388

 
830,823

 
1,003,608

Construction
65,412

 
45,772

 
99,854

 
211,038

Residential real estate
12,886

 
19,942

 
399,014

 
431,842

Commercial and industrial
52,850

 
263,371

 
98,215

 
414,436

Consumer
12,713

 
21,841

 
8,934

 
43,488

Total loans
$
180,258

 
$
487,314

 
$
1,436,840

 
$
2,104,412


Commercial Real Estate Loan Concentration Risk
Real estate loans have historically represented a significant portion of the Company’s overall loan portfolio and real estate is frequently a material component of collateral for the Company’s loans. Risks associated with real estate loans include fluctuating land values, demand and prices for housing or commercial properties, national, regional and local economic conditions, changes in tax policies, and concentration within the Bank’s market area.
The following provides information on the Company’s commercial real estate loan portfolio and is based upon FDIC call report loan type categorization.

42



The $1.0 billion commercial real estate (“CRE”) portfolio generally represents loans to finance retail, office and industrial commercial properties. The expected source of repayment of CRE loans is generally the operations of the borrower’s business, rents or the obligor’s personal income. CRE loans represent approximately 47.7% of total loans outstanding as of December 31, 2016. Approximately 39.0% of CRE loans are made to owner-occupied users of the commercial property, while 61.0% of CRE loans are to obligors who do not directly occupy the property. Management believes that lending to owner-occupied businesses may mitigate, but not eliminate, commercial real estate risk. However, no assurance can be given that residential real estate or other economic factors will not adversely impact the CRE portfolio.
 
2016
 
2015
(dollars in thousands)
Loans
 
% of total CRE
 
% of total loans
 
Loans
 
% of total CRE
 
% of total loans
Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
$
391,211

 
39.0
%
 
18.6
%
 
$
308,331

 
36.9
%
 
18.3
%
Non-owner occupied and other
612,397

 
61.0
%
 
29.1
%
 
526,562

 
63.1
%
 
31.2
%
Total commercial real estate loans
$
1,003,608

 
100.0
%
 
47.7
%
 
$
834,893

 
100.0
%
 
49.5
%

Lending and Credit Risk Management
The Company has a comprehensive risk management process to control, underwrite, monitor and manage credit risk in lending. The underwriting of loans relies principally on an analysis of an obligor’s historical and prospective cash flow augmented by collateral valuation analysis, credit bureau information, as well as business plan assessment. Ongoing loan portfolio monitoring is performed by a centralized credit administration function including review and testing of compliance to loan policies and procedures augmented from time to time with third party credit reviews. Internal auditors and bank regulatory examiners periodically sample and test certain credit files as well. Risk of nonpayment exists with respect to all loans, which could result in the classification of such loans as non-performing. Certain specific types of risks are associated with different types of loans.
Reserve for Credit Losses
The Company’s reserve for credit losses provides for estimated losses based upon evaluations of known and inherent risks in the loan portfolio and related loan commitments. Arriving at an estimate of the appropriate level of reserve for credit losses, which consists of the Company’s reserve for loan losses and the Company’s reserve for loan commitments, involves a high degree of judgment and assessment of multiple variables that result in a methodology with relatively complex calculations and analysis. Management uses historical information to assess the adequacy of the reserve for loan losses and considers qualitative factors including economic conditions and a range of other factors in its determination of the reserve. On an ongoing basis, the Company seeks to enhance and refine its methodology such that the reserve is at an appropriate level and responsive to changing conditions. In this regard, as of December 31, 2016, the Company enhanced its qualitative analysis to include an estimate of inherent portfolio risk during sustained periods of relatively low to moderate incurred credit costs. As of December 31, 2015, the Company enhanced its methodology to better estimate reserves through the implementation of a separate qualitative risk assessment process that focuses on the C&I portion of the portfolio. The C&I loan portfolio is stratified by industry classification using NAICS codes. At the stratified level, factors considered in the evaluation of the loans include current events, economic or market data, loan performance and concentration risks. This qualitative risk assessment is separate from other qualitative risk assessments included in the allowance methodology. Management believes that the reserve for credit losses is adequate, however, the Company’s methodology may not accurately estimate inherent loss or external factors and changing economic conditions may impact the loan portfolio and the level of reserves in ways currently unforeseen.
The reserve for credit losses was $25.7 million, or 1.22% of total loans, as of December 31, 2016, as compared to $24.9 million, or 1.47% of loans, at December 31, 2015. The increase in balance from 2015 to 2016 was a result of net loan recoveries of $0.9 million recorded during 2015. The decline in the ratio in 2015 was mainly a result of increases in loan balances over the course of 2016, including organic growth and wholesale loan acquisition. The reduction was also affected by improved levels of numerous credit quality related metrics.  

Purchase accounting resulted in the recording of PPFS and Home loans at fair value, including a discount to the stated value of such loans that reflected a credit mark and an interest rate mark. On a periodic basis, the Company will evaluate the ongoing credit quality of the acquired portfolio to assess whether any remaining credit quality discount balances are adequate. Any deficiency in such determination could result in a provision to the reserve for loan losses.

43



The reserve for loan losses is increased by provisions for loan losses and by recoveries of loans previously charged-off and reduced by loans charged-off. The reserve for loan commitments is increased and decreased through non-interest expense.
The following table allocates the Company’s reserve for credit losses among major loan types for the years indicated.

 
2016
 
2015
(dollars in thousands)
Reserve for loan and commitment losses
 
Allocated reserve as a % of loan category
 
Loan category as a % of total loans
 
Reserve for loan and commitment losses
 
Allocated reserve as a % of loan category
 
Loan category as a % of total loans
Commercial real estate
$
6,321

 
0.6
%
 
47.7
%
 
$
3,934

 
0.5
%
 
49.5
%
Construction
2,196

 
1.0
%
 
10.0
%
 
1,044

 
0.8
%
 
7.7
%
Residential real estate
3,325

 
0.8
%
 
20.5
%
 
2,075

 
0.7
%
 
17.7
%
Commercial and industrial
10,657

 
2.6
%
 
19.7
%
 
13,969

 
3.6
%
 
22.8
%
Consumer
1,203

 
2.8
%
 
2.1
%
 
917

 
2.3
%
 
2.3
%
Committed/unfunded
440

 
%
 
%
 
440

 
%
 
%
Unallocated
1,588

 
%
 
%
 
2,476

 
%
 
%
Total reserve for credit losses
$
25,730

 
1.2
%
 
100.0
%
 
$
24,855

 
1.5
%
 
100.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
2014
 
2013
 
Reserve for loan and commitment losses
 
Allocated reserve as a % of loan category
 
Loan category as a % of total loans
 
Reserve for loan and commitment losses
 
Allocated reserve as a % of loan category
 
Loan category as a % of total loans
Commercial real estate
$
5,614

 
0.7
%
 
50.7
%
 
$
9,565

 
1.7
%
 
55.4
%
Construction
1,133

 
0.9
%
 
8.4
%
 
535

 
1.0
%
 
5.3
%
Residential real estate
2,121

 
1.0
%
 
13.7
%
 
2,381

 
2.3
%
 
10.2
%
Commercial and industrial
6,844

 
1.9
%
 
24.7
%
 
6,261

 
2.5
%
 
25.5
%
Consumer
1,047

 
2.8
%
 
2.5
%
 
1,401

 
3.9
%
 
3.6
%
Committed/unfunded
440

 
%
 
%
 
440

 
%
 
%
Unallocated
5,294

 
%
 
%
 
714

 
%
 
%
Total reserve for credit losses
$
22,493

 
1.5
%
 
100.0
%
 
$
21,297

 
2.1
%
 
100.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2012
 
 
 
 
 
 
 
Reserve for loan and commitment losses
 
Allocated reserve as a % of loan category
 
Loan category as a % of total loans
Commercial real estate
 
 
 
 
 
 
$
11,596

 
2.2
%
 
61.2
%
Construction
 
 
 
 
 
 
1,583

 
3.5
%
 
5.3
%
Residential real estate
 
 
 
 
 
 
3,551

 
4.2
%
 
10.0
%
Commercial and industrial
 
 
 
 
 
 
7,267

 
4.5
%
 
18.9
%
Consumer
 
 
 
 
 
 
2,177

 
5.5
%
 
4.6
%
Committed/unfunded
 
 
 
 
 
 
440

 
%
 
%
Unallocated
 
 
 
 
 
 
1,087

 
%
 
%
Total reserve for credit losses
 
 
 
 
 
 
$
27,701

 
3.2
%
 
100.0
%

In the above table, the percentage of the reserve for loan losses allocated to various loan types is a function of changes in risk ratings, historical loss factors and portfolio composition. 2016 allocations were generally stable with a reduction in allocation

44



to the C&I category. This change was related to declining exposure and improved risk ratings in the mining/energy segment of the portfolio. The Bank portfolio holds under 1% of total loans with exposure to this NAICS segment.
Allocations between 2015 and 2014 were reduced with the exception of the portion allocated to the C&I category. This general decline in reserve percentage was a result of continuing improvement in credit quality, including ongoing lower historical loss rates. The increase in the portion allocated to C&I loans is related to the reserve methodology enhancements implemented in 2015 (described elsewhere) that enhanced the model’s qualitative factor related to the SNC portfolio industry concentration exposure. Specifically, the qualitative factor related to the mining and energy industry segment increased due to the economic stress resulting from historic lows in energy prices. The portion of the reserve designated as ‘unallocated’ declined in 2015 due to the implementation of the 2015 enhancements described above.
The above table reflects a trend toward lower levels of unallocated reserves. The Company has determined the level of unallocated reserve is appropriate given improving credit conditions and seasoning of the portfolios.
The following table summarizes the Company’s reserve for loan losses and charge-off and recovery activity for each of the last five years:
 
Year ended December 31,
(dollars in thousands)
2016
 
2015
 
2014
 
2013
 
2012
Loans outstanding at end of period, net of deferred loan fees
$
2,102,648

 
$
1,686,510

 
$
1,490,837

 
$
994,475

 
$
856,318

Average loans outstanding during the period
$
1,902,985

 
$
1,594,082

 
$
1,272,426

 
$
914,493

 
$
862,057

Reserve for loan losses, balance beginning of period
$
24,415

 
$
22,053

 
$
20,857

 
$
27,261

 
$
43,905

 
 
 
 
 
 
 
 
 
 
Recoveries:
 
 
 
 
 
 
 
 
 
Commercial real estate
2,957

 
4,150

 
1,801

 
1,034

 
198

Construction
368

 
436

 
1,242

 
708

 
584

Residential real estate
288

 
850

 
929

 
433

 
262

Commercial and industrial
1,470

 
3,820

 
2,158

 
2,694

 
3,094

Consumer
920

 
618

 
309

 
263

 
311

 
6,003

 
9,874

 
6,439

 
5,132

 
4,449

 
 
 
 
 
 
 
 
 
 
Loans charged off:
 
 
 
 
 
 
 
 
 
Commercial real estate
(40
)
 
(278
)
 
(1,268
)
 
(3,268
)
 
(13,079
)
Construction

 

 
(296
)
 
(1,915
)
 
(264
)
Residential real estate
(110
)
 
(402
)
 
(874
)
 
(590
)
 
(2,620
)
Commercial and industrial
(3,074
)
 
(1,377
)
 
(1,563
)
 
(5,508
)
 
(5,024
)
Consumer
(1,904
)
 
(1,455
)
 
(1,242
)
 
(1,255
)
 
(1,206
)
 
(5,128
)
 
(3,512
)
 
(5,243
)
 
(12,536
)
 
(22,193
)
Net loan recoveries (charge-offs)
875

 
6,362

 
1,196

 
(7,404
)
 
(17,744
)
Provision (recovery) charged to operations

 
(4,000
)
 

 
1,000

 
1,100

Reserve for loan losses, balance end of period
$
25,290

 
$
24,415

 
$
22,053

 
$
20,857

 
$
27,261

Ratio of net loans charged-off to average loans outstanding
(0.05
)%
 
(0.40
)%
 
(0.09
)%
 
0.81
%
 
2.06
%
Ratio of reserve for loan losses to loans at end of period
1.20
 %
 
1.45
 %
 
1.48
 %
 
2.10
%
 
3.18
%
The following table presents information with respect to non-performing assets ("NPAs"), for the years presented.

45



(dollars in thousands)
2016
 
2015
 
2014
 
2013
 
2012
Loans on nonaccrual status
$
13,695

 
$
5,053

 
$
11,685

 
$
7,226

 
$
17,220

Loans past due 90 days or more but not on nonaccrual status
17

 
68

 
54

 
1,083

 
1,533

OREO
1,677

 
3,274

 
3,309

 
3,144

 
6,552

Total non-performing assets
$
15,389

 
$
8,395

 
$
15,048

 
$
11,453

 
$
25,305

Selected ratios:
 
 
 
 
 
 
 
 
 
Non-performing loans to total gross loans
0.65
%
 
0.30
%
 
0.79
%
 
0.83
%
 
2.19
%
NPAs to total gross loans and OREO
0.73
%
 
0.50
%
 
1.00
%
 
1.14
%
 
2.93
%
NPAs to total assets
0.50
%
 
0.34
%
 
0.64
%
 
0.81
%
 
1.94
%
The following table presents the composition of NPAs for the years presented. As of December 31, 2016, commercial real estate represented 35.4% of NPAs; construction 6.1%; residential real estate 11.0%; C&I 47.4%; and consumer 0.1%.
(dollars in thousands)
2016
 
2015
 
2014
 
2013
 
2012
Commercial real estate:
 
 
 
 
 
 
 
 
 
Owner occupied
$
2,794

 
$
5,206

 
$
7,090

 
$
4,443

 
$
4,836

Non-owner occupied and other
2,659

 
434

 
1,940

 
687

 
8,618

Total commercial real estate loans
5,453

 
5,640

 
9,030

 
5,130

 
13,454

Construction
932

 
503

 
1,505

 
2,894

 
6,833

Residential real estate
1,690

 
1,427

 
3,352

 
477

 
1,774

Commercial and industrial
7,300

 
810

 
1,060

 
2,946

 
3,231

Consumer
14

 
15

 
101

 
6

 
13

Total non-performing assets
$
15,389

 
$
8,395

 
$
15,048

 
$
11,453

 
$
25,305

The 2016 increase in loans on nonaccrual status and nonperforming assets relates mainly to the deterioration of an energy sector, shared national credit ("SNC"). The increase occurred when a specific loan was downgraded from substandard rating because of heightened financial stress resulting from a protracted period of low energy prices and oversupply of oil globally that led to a significant restructuring of the industry.  The company has less than 1 percent of its loans in the oil and energy sectors of the economy and expects its SNC energy portfolio loans to be resolved in due course.  In this regard, the company believes it is maintaining adequate reserves for expected outcomes.   
The accrual of interest on a loan is discontinued when, in management’s judgment, the future collectability of principal or interest is in doubt. Loans placed on nonaccrual status may or may not be contractually past due at the time of such determination, and may or may not be secured. When a loan is placed on nonaccrual status, it is the Bank’s policy to reverse, and charge against current income, interest previously accrued but uncollected. Interest subsequently collected on such loans is credited to loan principal if, in the opinion of management, full collectability of principal is doubtful. Interest income that was reversed and charged against income was $0.2 million in 2016, $0 in 2015, and $0.2 million in 2014. Interest income that would have been recorded in 2016 had nonaccrual loans at December 31, 2016 been on accrual status throughout the year would have been $0.1 million.
During the Company’s normal loan review procedures, a loan is considered to be impaired when it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans are measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair market value of the collateral if the loan is collateral dependent. Impaired loans are currently measured at the lower of cost or fair value. Certain small balance homogeneous loans are collectively measured for impairment. Impaired loans are charged to the allowance when management believes, after considering economic and business conditions, collection efforts and collateral position that the borrower’s financial condition is such that collection of principal is not probable. At December 31, 2016 and 2015, the Company’s recorded investment in certain loans covered by the allowance that were considered to be impaired was $7.7 million and $6.9 million, respectively, and specific valuation allowances were $2.0 million and $0.2 million, respectively. As the acquired loan portfolio is covered by the valuation adjustment taken at the time of acquisition and as the original mark continues to be more than sufficient, the acquired loan portfolio has not required additional impairment under the allowance methodology.
The following table presents the outstanding balance for loans that previously went through a troubled debt restructuring (“TDRs”) for the years presented:

46



 
December 31,
(dollars in thousands)
2016
 
2015
 
2014
 
2013
 
2012
TDR balance
$

 
$
4,785

 
$
29,137

 
$
34,475

 
$
44,968

TDRs classified as non-accrual loans
$

 
$
813

 
$
2,439

 
$
1,252

 
$
1,406

Remaining commitments to lend on TDRs
$

 
$

 
$

 
$

 
$
962

The TDRs for the years presented above are classified as impaired loans and, in the opinion of management, were reserved appropriately.
Management, to the best of its ability, works to properly classify loans. As of December 31, 2016, management was unaware of any loans that are not disclosed above as nonaccrual, past due or TDR and with respect to which there was known information about possible credit problems of the borrowers that caused management to have serious doubts as to the ability of such borrowers to comply with the present loan repayment terms and which may result in disclosure of such loans as nonaccrual, past due or TDR. The decrease in TDR balance outstanding since December 31, 2012 has been a result of management’s efforts to remediate loans that are considered TDR by working with the borrowers to pay the loans off, or down.
Bank-Owned Life Insurance
The Company has purchased bank-owned life insurance (“BOLI”) to protect itself against the loss of certain key employees and directors due to death and to offset the Bank’s future obligations to its employees under its retirement and benefit plans. See Note 1 of the Company’s “Notes to Consolidated Financial Statements” in Item 8 of this report. During 2016, 2015, and 2014, the Bank did not purchase any new BOLI. In 2014, the Bank acquired $15.9 million in policies as part of the Home merger. As of December 31, 2016 and 2015, the cash surrender value of the Bank’s total BOLI policies was $57.0 million and $54.5 million, respectively. The Bank recorded income from the BOLI policies of $1.2 million in 2016, $1.0 million in 2015 and $1.0 million in 2014.
The Company owns both general account and separate account BOLI. The separate account BOLI was purchased in the fourth quarter of 2006 as an investment expected to provide a long-term source of earnings to support existing employee benefit plans. The fair value of the general account BOLI is based on the insurance contract cash surrender value. The cash surrender value of the separate account BOLI is the quoted market price of the underlying securities, further supported by a stable value wrap which mitigates, but may not fully insulate against, changes in the fair market value of the underlying securities.
Liabilities
Deposit Liabilities and Time Deposit Maturities
At December 31, 2016, total deposits were $2.7 billion, compared to $2.1 billion at December 31, 2015 and $2.0 billion at December 31, 2014. The increase from December 31, 2015 to December 31, 2016 was across all deposit types and was primarily related to the 2016 acquisitions.
At December 31, 2016, 2015 and 2014, the Company did not have any wholesale brokered deposits, however, at December 31, 2016, 2015 and 2014, the Company had deposits obtained through the Bank’s reciprocal Certificate of Deposit Account Registry Service (“CDARS”) program totaling $8.9 million, $10.0 million and $11.5 million, respectively. Further, at December 31, 2016, the Company had $11.0 million in remaining internet listing service CD’s inherited as part of the PPFS merger. Banks that are not “well-capitalized” or subject to regulatory restrictions are prohibited from acquiring wholesale brokered deposits. Since the lifting of regulatory restrictions in 2013, the Company is under no restrictions with respect to wholesale brokered deposits.

The following table presents the deposit balances by major category as of December 31, 2016 and December 31, 2015:

47



 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
December 31, 2015
(dollars in thousands)
 
Amount
 
Percentage
 
Amount
 
Percentage
Demand
 
$
916,197

 
34
%
 
$
727,730

 
35
%
Interest bearing demand
 
1,327,975

 
50
%
 
1,044,134

 
50
%
Savings
 
197,279

 
7
%
 
135,527

 
7
%
Time, $100,000 or greater
 
96,849

 
4
%
 
82,730

 
4
%
Time, less than $100,000
 
123,513

 
5
%
 
92,967

 
4
%
Total
 
$
2,661,813

 
100
%
 
$
2,083,088

 
100
%

The following table summarizes the average amount of, and the average rate paid on, each of the deposit categories for the periods shown:
 
Years ended December 31,
 
2016 Average
 
2015 Average
 
2014 Average
(dollars in thousands)
Amount
 
Rate Paid
 
Amount
 
Rate Paid
 
Amount
 
Rate Paid
Demand
$
868,437

 
N/A
 
$
700,838

 
N/A
 
$
566,577

 
N/A
Interest-bearing demand
1,284,281

 
0.15
%
 
1,027,228

 
0.13
%
 
803,271

 
0.12
%
Savings
174,334

 
0.04
%
 
133,440

 
0.03
%
 
101,419

 
0.03
%
Time
213,259

 
0.09
%
 
202,293

 
0.24
%
 
203,817

 
0.62
%
Total deposits
$
2,540,311

 
 
 
$
2,063,799

 
 
 
$
1,675,084

 
 

As of December 31, 2016, the Company’s time deposit liabilities had the following times remaining to maturity:
 
Time deposits of $100,000 or more (1)
 
All other time deposits (2)
(dollars in thousands)
Amount
 
Percent
 
Amount
 
Percent
Due in 3 months or less
$
31,947

 
33.0
%
 
$
27,626

 
22.4
%
Due after 3 months through 6 months
17,803

 
18.4
%
 
23,473

 
19.0
%
Due after 6 months through 12 months
22,129

 
22.8
%
 
31,122

 
25.2
%
Due after 12 months
24,970

 
25.8
%
 
41,292

 
33.4
%
Total
$
96,849

 
100.0
%
 
$
123,513

 
100.0
%

(1) Time deposits of $100,000 or more represent 3.6% of total deposits as of December 31, 2016.
(2) All other time deposits represent 4.6% of total deposits as of December 31, 2016.

Other Borrowings
At December 31, 2016, 2015 and 2014, the Bank had no borrowings from the FHLB and no borrowings with the FRB. As of December 31, 2016, 2015 and 2014, the Bank had no off-balance sheet FHLB letters of credit used for collateralization of public deposits held by the Bank.
Off-Balance Sheet Arrangements
In the ordinary course of business, the Bank is a party to financial instruments with off-balance sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit, commitments under credit card lines of credit, and standby letters of credit. These financial instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of amounts recognized in the accompanying consolidated balance sheets. The contractual amounts of these financial instruments reflect the extent of the Bank’s involvement in these particular classes of financial instruments. As of December 31, 2016 and 2015, the Bank had no material commitments to extend credit at below-market interest rates.

48



The Bank’s exposure to credit loss for commitments to extend credit, commitments under credit card lines of credit, and standby letters of credit is represented by the contractual amount of these instruments. The Bank follows the same credit policies in underwriting and offering commitments and conditional obligations as it does for on-balance sheet financial instruments.
A schedule of significant off-balance sheet commitments at December 31, 2016 and 2015 is included in the following table (dollars in thousands):
 (dollars in thousands)
December 31, 2016
 
December 31, 2015
Commitments to extend credit
$
580,450

 
$
479,353

Commitments under credit card lines of credit
80,612

 
65,988

Standby letters of credit
5,887

 
5,090

Total off-balance sheet financial instruments
$
666,949

 
$
550,431


Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of fees. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank applies established credit related standards and underwriting practices in evaluating the creditworthiness of such obligors. The amount of collateral obtained, if it is deemed necessary by the Bank upon the extension of credit, is based on management’s credit evaluation of the counterparty.

The Bank typically does not obtain collateral related to credit card commitments. Collateral held for other commitments varies but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties.

Standby letters of credit are written conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. These guarantees are primarily issued to support public and private borrowing arrangements. In the event that the customer does not perform in accordance with the terms of the agreement with the third-party, the Bank would be required to fund the commitment. The maximum potential amount of future payments the Bank could be required to make is represented by the contractual amount of the commitment. If the commitment was funded, the Bank would be entitled to seek recovery from the customer. The Bank’s policies generally require that standby letter of credit arrangements contain security and debt covenants similar to those involved in extending loans to customers. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers.

The Bank considers the fees collected in connection with the issuance of standby letters of credit to be representative of the fair value of its obligations undertaken in issuing the guarantees. In accordance with GAAP related to guarantees, the Bank defers fees collected in connection with the issuance of standby letters of credit. The fees are then recognized in income proportionately over the life of the related standby letter of credit agreement. At December 31, 2016 and 2015, the Bank’s deferred standby letter of credit fees, which represent the fair value of the Bank’s potential obligations under the standby letter of credit guarantees, were insignificant to the accompanying consolidated financial statements.

Future Contractual Obligations

The following table presents a summary of significant contractual obligations extending beyond one year as of December 31, 2016 and maturing as indicated:

49



 (dollars in thousands)
 
Less than 1 Year
 
1 to 3 Years
 
3 to 5 Years
 
More than 5 years
 
Total
Deposits (1)
 
$
2,595,549

 
$
48,447

 
$
17,112

 
$
705

 
$
2,661,813

Operating leases
 
1,726

 
2,470

 
1,315

 
4,513

 
10,024

Other long-term liabilities (2)
 
1,552

 
4,255

 
5,706

 
28,195

 
39,708

  Total contractual obligations
 
$
2,598,827

 
$
55,172

 
$
24,133

 
$
33,413

 
$
2,711,545

 
 
 
 
 
 
 
 
 
 
 
(1) Deposits with indeterminate maturities, such as demand, savings and money market accounts, are reflected as obligations due in less than one year.
(2) Includes maximum payments related to employee benefit plans, assuming all future vesting conditions are met. Additional information about employee benefit plans is provided in Note 17 of the Notes to Consolidated Financial Statements in Item 8 below.

Stockholders’ Equity and Capital Resources
The Company’s total stockholders’ equity at December 31, 2016 was $369.7 million, an increase of $32.9 million from $336.8 million at December 31, 2015. The balance at December 31, 2015 was also an increase of $21.3 million from December 31, 2014. The increase in total stockholders’ equity from December 31, 2015 to December 31, 2016 was predominately due to net income recorded for the year ended December 31, 2016 of $16.8 million as well as shares issued in the PPFS merger. The increase in stockholders’ equity from December 31, 2014 to December 31, 2015 primarily was due to net income of $20.6 million recorded for the year ended December 31, 2015.
Federal banking regulators are required to take prompt corrective action if an insured depository institution fails to satisfy certain minimum capital requirements, including a leverage limit, risk-based capital requirements and any other measure of capital deemed appropriate by the federal banking regulator for measuring the capital adequacy of an insured depository institution. The Bank has not been operating under any order since 2013.
Effective January 1, 2015, minimum capital requirements increased for both the quantity and quality of capital held by the Bancorp and the Bank. These rules, known as the “Basel III Rules,” include a new common equity Tier 1 capital to risk-weighted assets ratio (“CET1” ratio) of 4.5% and a capital conservation buffer of 2.5% above each of the three minimum risk-based capital requirements, which when fully phased-in, effectively results in a minimum CET1 ratio of 7.0%. The Basel III Rules also (i) raise the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of 8.5% when fully phased-in), (ii) effectively result in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer fully phased-in), and (iii) require a minimum leverage ratio of 4.0%. The Basel III Rules also make changes to risk weights for certain assets and off-balance-sheet exposures which affects our capital calculations.
At December 31, 2016 and 2015, the Bancorp’s and Bank’s capital ratios exceeded the requirements to be designated as “well-capitalized” under the applicable regulatory capital framework.


50



 
Actual
 
Regulatory minimum
to be “well capitalized”
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
December 31, 2016
 
 
 
 
 
 
 
Tier 1 leverage (to average assets)
 
 
 
 
 
 
 
   Bancorp
$
259,216

 
8.6
%
 
$
150,754

 
5.0
%
   Bank
254,270

 
8.4

 
150,578

 
5.0

CET1 capital (to risk weighted assets)
 
 
 
 
 
 
 
   Bancorp
259,216

 
10.5

 
159,955

 
6.5

   Bank
254,270

 
10.3

 
160,237

 
6.5

Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
   Bancorp
259,216

 
10.5

 
196,868

 
8.0

   Bank
254,270

 
10.3

 
197,214

 
8.0

Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
   Bancorp
284,949

 
11.6

 
246,085

 
10.0

   Bank
280,003

 
11.4

 
246,518

 
10.0

 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
Tier 1 leverage (to average assets)
 
 
 
 
 
 
 
   Bancorp
$
227,542

 
9.4
%
 
$
121,022

 
5.0
%
   Bank
223,553

 
9.3

 
120,827

 
5.0

CET1 capital to risk weighted assets
 
 
 
 
 
 
 
   Bancorp
227,542

 
11.5

 
128,292

 
6.5

   Bank
223,533

 
11.4

 
128,069

 
6.5

Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
   Bancorp
227,542

 
11.5

 
157,898

 
8.0

   Bank
223,553

 
11.4

 
157,624

 
8.0

Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
   Bancorp
252,401

 
12.8

 
197,373

 
10.0

   Bank
248,346

 
12.6

 
197,030

 
10.0


Liquidity and Sources of Funds
The objective of the Bank’s liquidity management is to maintain ample cash flows to meet obligations for depositor withdrawals, to fund the borrowing needs of loan customers, and to fund ongoing operations. At December 31, 2016, liquid assets of the Bank were mainly interest bearing balances held at FRB totaling $16.9 million compared to $22.3 million at December 31, 2015.
Core relationship deposits are the Bank’s primary source of funds. As such, the Bank focuses on deposit relationships with local business and consumer clients who maintain multiple accounts and services at the Bank. The Company views such deposits as the foundation of its long-term liquidity because it believes such core deposits are more stable and less sensitive to changing interest rates and other economic factors compared to large time deposits or wholesale purchased funds. The Bank’s customer relationship strategy has resulted in a relatively higher percentage of its deposits being held in checking and money market accounts, and a lesser percentage in time deposits.
The Bank may augment core deposits with borrowings or wholesale funds from time to time, including brokered deposits. Currently, the Bank accepts local relationship-based reciprocal CDARS and Demand Deposit Marketplace ("DDM deposits"). These deposits are classified as brokered deposits. At December 31, 2016, the Company had $8.9 million in reciprocal CDARS and $80.7 million in reciprocal DDM deposits. At December 31, 2015, the Company had $10.0 million in reciprocal

51



CDARS and $76.0 million in reciprocal DDM deposits. Banks that are not “well-capitalized” or that are subject to regulatory restrictions are prohibited from acquiring wholesale brokered deposits. Since the lifting of regulatory restrictions in 2013, the Company is under no restrictions with respect to wholesale brokered deposits.
The Bank accepts deposits from public funds within its primary markets. Current rules imposed by the Oregon State Treasury require that the Bank collateralize 50% of the uninsured public funds held by the Bank. At December 31, 2016, the Bank was in compliance with this statute. Current rules imposed by Washington’s Public Deposit Protection Commission require that well-capitalized banks collateralize 50% of the uninsured public funds held by the Bank. Banks that are less than well-capitalized are required to collateralize 100% of the uninsured public funds held by the Bank. As of December 31, 2016, the Bank was in compliance with this statute. As of December 31, 2016, there were no collateral requirements set on Idaho public deposits.
The Bank also utilizes borrowings and lines of credit as sources of funds. At December 31, 2016, the FHLB had extended the Bank a secured line of credit of $1.1 billion (35.0% of total assets) accessible for short- or long-term borrowings given sufficient qualifying collateral. As of December 31, 2016, the Bank had qualifying collateral pledged for FHLB borrowings totaling $644.7 million, none of which have been utilized by the Bank. At December 31, 2016, the Bank also had undrawn borrowing capacity at FRB of approximately $16.1 million supported by specific qualifying collateral. Borrowing capacity from FHLB or FRB may fluctuate based upon the acceptability and risk rating of loan collateral, and counterparties could adjust discount rates applied to such collateral at their discretion. Also, FRB or FHLB could restrict or limit our access to secured borrowings. Correspondent banks have extended $90.0 million in unsecured or collateralized short-term lines of credit for the purchase of federal funds. At December 31, 2016, the Company had no outstanding borrowings under these federal fund borrowing agreements.
Liquidity may be affected by the Bank’s routine commitments to extend credit. At December 31, 2016, the Bank had approximately $666.9 million in outstanding commitments to extend credit, compared to approximately $550.4 million at December 31, 2015. The increase during 2016 relates to additional volume from the 2016 acquisition, as well as growth in existing and new customer lending relationships. At this time, management believes that the Bank’s available resources will be sufficient to fund its commitments in the normal course of business.
The investment portfolio also provides a secondary source of funds as investments may be pledged for borrowings or sold for cash. This liquidity is limited, however, by counterparties’ willingness to accept securities as collateral and the market value of securities at the time of sale could result in a loss to the Bank. As of December 31, 2016, the Company held unpledged investments with a book value that totaled $488.8 million compared to $331.7 million at December 31, 2015.
As of December 31, 2016, the Bank’s primary liquidity ratio (net cash, plus short-term and marketable assets divided by net deposits and short term liabilities) was 31.84%.
Bancorp is a single bank holding company and its primary ongoing source of liquidity is dividends received from the Bank. Oregon banking laws impose certain limitations on the payment of dividends by Oregon state chartered banks. The amount of the dividend may not be greater than the Bank’s unreserved retained earnings, deducting from that, to the extent not already charged against earnings or reflected in a reserve, the following: (i) all bad debts, which are debts on which interest is past due and unpaid for at least six months, unless the debt is fully secured and in the process of collection; (ii) all other assets charged off as required by the Director of the Department of Consumer and Business Services or a state or federal examiner; and (iii) all accrued expenses, interest and taxes of the institution. The Bank received regulatory approval to adjust retained earnings to zero at September 30, 2012. Accordingly, the Bank’s ability to pay dividends is constrained by the amount of increases in retained earnings from that date.

Inflation
The effect of changing prices on financial institutions is typically different than on non-banking companies since a substantial portion of a bank’s assets and liabilities are monetary in nature. In particular, interest rates are significantly affected by inflation, but neither the timing nor magnitude of the changes to interest rates can be directly correlated to price level indices; therefore, the Company can best counter inflation over the long term by managing sensitivity to interest rates of its net interest income and controlling levels of non-interest income and expenses.


52



ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.
 

Interest Rate Risk and Asset and Liability Management

The goal of the Company’s asset and liability management policy is to maximize long-term profitability under a range of likely interest rate scenarios. Interest rate risk management requires estimating the probability and impact of changes in interest rates on assets and liabilities. The Asset/Liability Management Committee (ALCO) formulates and monitors strategies to control interest rate risk in accordance with policies approved by the Board of Directors. Management engages a qualified independent service provider to assist in modeling, assessing and monthly reporting of interest rate risk. The Bank adjusts its sensitivity to changing interest rates by managing its loan and deposit portfolios with respect to pricing, maturity or contractual characteristics. The Bank may also target the expansion or contraction of specific investment portfolio or borrowing structures to further affect its risk profile. In addition, the Bank is authorized to enter into interest rate swap or other hedging contracts with re-pricing characteristics that tend to moderate interest rate risk. However, there are no material structured hedging instruments in use at this time. Because of the volatility of market rates, event risk and other uncertainties described below, there can be no assurance of the effectiveness of management programs to achieve its interest rate risk objectives.

To assess and estimate the degree of market risk, the Bank utilizes a simulation model that estimates the volatility of Bank earnings and market value of equity resulting from changes in interest rates. In addition to conducting static shock analysis, management models earnings in a wide range of interest rate scenarios over a two-year forecast period. Such scenarios routinely include a “stable” or unchanged scenario and an “estimated” or most likely scenario given current and forecast economic conditions. In addition, scenarios titled “rising rates”, “declining rates”, and “alternate rising rates” are established to stress-test the impact of rate movements that are perceived as less likely, but may still occur. From time to time, management also evaluates the impact of a different yield curve scenario than the one used in the standard two-year forecast analysis. The following table defines the market interest rates projected in various interest rate scenarios. Generally, projected market rates are reached gradually over the 2-year simulation horizon.

 
December 2016
December 2018
 
Actual Market Rates
Estimated Rates
Alternate Rising Rates
Rising Rates
Declining Rates
Federal Funds Rate
0.75%
2.13%
1.63%
3.75%
0.06%
Prime Rate
3.75%
5.13%
4.63%
9.75%
3.06%
Yield Curve Spread
Fed Funds to 10-year Treasury
1.69%
1.38%
1.50%
0.45%
1.10%

Earnings projections include the effect of estimated loan and deposit growth that management deems reasonable; however, such volume projections are not varied by rate scenario. The effect on earnings assumes some changes in non-interest income but not changes to non-interest expense between scenarios. Nonetheless, management focuses on the projected variances in net interest income between each scenario and the stable rate scenario. The following table presents these variances as of December 31, 2016:

 
% Change in Pro-Forma Net Interest Income vs. Stable Rate Scenario
 
Estimated Rates
Alternate Rising Rates
Rising Rates
Declining Rates
First Twelve Month Average
1.08%
0.62%
6.33%
(6.03)%
Second Twelve Month Average
6.77%
4.52%
17.81%
(13.31)%

In management’s judgment and at this date, the interest rate risk profile of the Bank is reasonably balanced within the most likely range of possible outcomes. The model indicates that should future interest rates actually follow the path indicated in the “estimated” rate scenario, the net interest margin would range between 3.58% and 4.18% all else being equal. However, with the more dramatic changes reflected in the “rising” or “declining” scenarios, the model suggests the margin would likely move outside of this range should such interest rates actually occur. This is mainly because the Bank has a large portion of non-interest bearing funds (approximately 35% of total deposits) that are assumed to be relatively insensitive to changes in interest rates. Thus in the event of rising rates, yields on earning assets would tend to increase at a faster pace than overall cost of funds, leading to an improving margin. Conversely, should rates fall, yields on loans and securities would compress against an already low cost of funds. Management has concluded that the degree of margin and earnings volatility under the above scenarios is acceptable because of the cost of mitigating such risk and because the model suggests that the Bank would still generate satisfactory returns under such circumstances.

53




Please carefully review and consider the following information regarding the risk of placing undue reliance on simulation models, interest rate projections and scenario results. In all scenarios discussed above, results are modeled using management’s estimates as to growth in loans, deposits and other balance sheet items, as well as the expected mix and pricing thereof. These volume estimates are static in the various scenarios. Such estimates may be inaccurate as to future periods. Model results are only indicative of interest rate risk exposure under various scenarios. The results do not encompass all possible paths of future market rates, in terms of absolute change or rate of change, or changes in the shape of the yield curve. Nor does the simulation anticipate changes in credit conditions that could affect results. Likewise, scenarios do not include possible changes in volumes, pricing or portfolio management tactics that may enable management to moderate the effect of such interest rate changes.

Simulations are dependent on assumptions and estimations that management believes are reasonable, although the actual results may vary materially, and there can be no assurance that simulation results are reliable indicators of future earnings under such conditions. This is, in part, because of the nature and uncertainties inherent in simulating future events including: (1) no presumption of changes in asset and liability strategies in response to changing circumstances; (2) model assumptions may differ from actual outcomes; (3) uncertainties as to customer behavior in response to changing circumstances; (4) unexpected absolute and relative loan and deposit volume changes; (5) unexpected absolute and relative loan and deposit pricing levels; (6) unexpected behavior by competitors; and (7) other unanticipated credit conditions or other events impacting volatility in market conditions and interest rates.


54




ITEM 8. FINANCIAL STATEMENTS.

The following reports and audited consolidated financial statements and notes thereto are set forth in this report on the pages indicated:
 
Page
Report of Independent Registered Public Accounting Firm - BDO USA, LLP
 
 
Consolidated Balance Sheets at December 31, 2016 and 2015
 
 
For the Years Ended December 31, 2016, 2015, and 2014:
 
 
 
   Consolidated Statements of Income
 
 
   Consolidated Statements of Comprehensive Income
 
 
   Consolidated Statements of Changes in Stockholders’ Equity
 
 
   Consolidated Statements of Cash Flows
 
 
   Notes to Consolidated Financial Statements

55



REPORT OF INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM


Board of Directors and Stockholders
Cascade Bancorp
Bend, Oregon
We have audited the accompanying consolidated balance sheets of Cascade Bancorp as of December 31, 2016 and 2015 and the related consolidated statements of income and comprehensive income, stockholders’ equity, and cash flows for each of the three years in the period ended December 31, 2016. These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on these financial statements based on our audits.
We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.
In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Cascade Bancorp at December 31, 2016 and 2015, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2016, in conformity with accounting principles generally accepted in the United States of America.
We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), Cascade Bancorp's internal control over financial reporting as of December 31, 2016, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) and our report dated March 3, 2017 expressed an unqualified opinion thereon.

/s/ BDO USA, LLP

Spokane, Washington
March 3, 2017


56



 Cascade Bancorp & Subsidiary
Consolidated Balance Sheets
December 31, 2016 and 2015
(Dollars in thousands)
 
2016
 
2015
ASSETS
 

 
 

Cash and cash equivalents:
 

 
 

Cash and due from banks
$
52,561

 
$
46,354

Interest bearing deposits
19,743

 
31,178

Federal funds sold
273

 
273

Total cash and cash equivalents
72,577

 
77,805

Investment securities available-for-sale
494,819

 
310,262

Investment securities held-to-maturity, estimated fair value of $142,272 ($142,260 in 2015)
140,557

 
139,424

Federal Home Loan Bank (FHLB) stock
3,268

 
3,000

Loans held for sale
8,651

 
3,621

Loans, net
2,077,358

 
1,662,095

Premises and equipment, net
48,658

 
42,031

Bank-owned life insurance (BOLI)
56,957

 
54,450

Other real estate owned (OREO), net
1,677

 
3,274

Deferred tax asset (DTA), net
45,172

 
50,673

Core Deposit Intangible (CDI)
12,317

 
6,863

Goodwill
85,852

 
78,610

Other assets
31,195

 
35,921

Total assets
$
3,079,058

 
$
2,468,029

 
 
 
 
LIABILITIES & STOCKHOLDERS’ EQUITY
 

 
 

Liabilities:
 

 
 

Deposits:
 

 
 

Demand
$
916,197

 
$
727,730

Interest bearing demand
1,327,975

 
1,044,134

Savings
197,279

 
135,527

Time
220,362

 
175,697

Total deposits
2,661,813

 
2,083,088

Other liabilities
47,593

 
48,167

Total liabilities
2,709,406

 
2,131,255

 
 
 
 
Stockholders’ equity:
 

 
 

Preferred stock, no par value; 5,000,000 shares authorized; none issued or outstanding

 

Common stock, no par value; 100,000,000 shares authorized; 76,262,184 issued and outstanding as of December 31, 2016; 72,792,570 issued and outstanding as of December 31, 2015
471,718

 
452,925

Accumulated deficit
(101,001
)
 
(117,772
)
Accumulated other comprehensive (loss) income
(1,065
)
 
1,621

Total stockholders’ equity
369,652

 
336,774

Total liabilities and stockholders’ equity
$
3,079,058

 
$
2,468,029

The accompanying notes are an integral part of the consolidated financial statements.

57



Cascade Bancorp & Subsidiary
Consolidated Statements of Income
Years ended December 31, 2016, 2015 and 2014
(Dollars in thousands, except per share amounts)
 
2016
 
2015
 
2014
Interest income:
 

 
 

 
 
Interest and fees on loans
$
79,104

 
$
68,484

 
$
58,155

Interest on investments
15,441

 
11,687

 
8,982

Other investment income
732

 
216

 
237

Total interest income
95,277

 
80,387

 
67,374

 
 
 
 
 
 
Interest expense:
 

 
 

 
 
Deposits:
 

 
 

 
 
Interest bearing demand
1,867

 
1,333

 
982

Savings
62

 
40

 
31

Time
192

 
493

 
1,270

Other borrowings
33

 
6

 
6

Total interest expense
2,154

 
1,872

 
2,289

 
 
 
 
 
 
Net interest income
93,123

 
78,515

 
65,085

Loan loss recovery

 
(4,000
)
 

Net interest income after loan loss provision
93,123

 
82,515

 
65,085

 
 
 
 
 
 
Non-interest income:
 

 
 

 
 
Service charges on deposit accounts
6,578

 
5,121

 
4,621

Card issuer and merchant services fees, net
9,722

 
7,052

 
6,213

Earnings on BOLI
1,190

 
1,001

 
986

Mortgage banking income, net
3,396

 
2,617

 
2,296

Swap fee income
2,483

 
2,533

 
1,847

SBA gain on sales and fee income
1,519

 
1,294

 
1,120

Gain on sales of investments

 
475

 

ATM income
1,712

 
876

 
641

Other income
2,846

 
4,004

 
2,447

Total non-interest income
29,446

 
24,973

 
20,171

 
 
 
 
 
 
Non-interest expense:
 

 
 

 
 
Salaries and employee benefits
52,414

 
43,744

 
41,421

Occupancy
8,420

 
5,200

 
9,131

Information technology
5,436

 
3,675

 
4,346

Equipment
2,272

 
1,539

 
1,963

Communications
2,497

 
2,130

 
2,263

FDIC insurance
1,899

 
1,321

 
1,517

OREO expense
171

 
68

 
988

Professional services
6,382

 
5,327

 
8,121

Card issuer
4,045

 
2,836

 
2,903

Insurance
681

 
732

 
1,214

CDI Amortization
1,316

 
820

 
513

Other expenses
9,697

 
7,004

 
6,961

Total non-interest expense
95,230

 
74,396

 
81,341

 
 
 
 
 
 
Income before income taxes
27,339

 
33,092

 
3,915

Income tax provision
(10,568
)
 
(12,513
)
 
(178
)
Net income
$
16,771

 
$
20,579

 
$
3,737

 
 
 
 
 
 
Basic and diluted income per share:
 
 
 
 
 
Net income per common share (basic)
$
0.23

 
$
0.29

 
$
0.06

Net income per common share (diluted)
$
0.23

 
$
0.29

 
$
0.06

 
The accompanying notes are an integral part of the consolidated financial statements.

58




Cascade Bancorp & Subsidiary
Consolidated Statements of Comprehensive Income
Years ended December 31, 2016, 2015 and 2014
(Dollars in thousands)
 
 
2016
 
2015
 
2014
Net Income
$
16,771

 
$
20,579

 
$
3,737

 
 
 
 
 
 
Other Comprehensive (loss) income:
 

 
 

 
 
Change in unrealized (losses) gains on investment securities available-for-sale
(4,332
)
 
(1,368
)
 
4,515

Realized net gains reclassified from other comprehensive income

 
(475
)
 

Tax effect on securities
1,646

 
629

 
(1,644
)
Total other comprehensive (loss) income
(2,686
)
 
(1,214
)
 
2,871

Comprehensive income
$
14,085

 
$
19,365

 
$
6,608

 
The accompanying notes are an integral part of the consolidated financial statements.


59



Cascade Bancorp & Subsidiary
Consolidated Statements of Changes in Stockholders’ Equity
Years ended December 31, 2016, 2015 and 2014
(Dollars in thousands)
 
 
Number of shares
 
Common stock
 
Accumulated deficit
 
Accumulated other comprehensive income (loss)
 
Total Stockholders equity
Balances at December 31, 2013
47,592,061

 
$
330,839

 
$
(142,088
)
 
$
(36
)
 
$
188,715

Comprehensive income (loss)

 

 
3,737

 
2,871

 
6,608

Issuance of common stock, net
24,454,170

 
119,285

 

 

 
119,285

Restricted stock grants, net
445,619

 

 

 

 

Stock-based compensation expense

 
1,214

 

 

 
1,214

Tax effect on nonvested restricted stock

 
(339
)
 

 

 
(339
)
Balances at December 31, 2014
72,491,850

 
450,999

 
(138,351
)
 
2,835

 
315,483

Comprehensive income (loss)

 

 
20,579

 
(1,214
)
 
19,365

Issuance of common stock, net
207,266

 

 

 

 

Restricted stock grants, net
93,454

 

 

 

 

Stock-based compensation expense

 
2,482

 

 

 
2,482

Tax effect on nonvested restricted stock

 
(556
)
 

 

 
(556
)
Balances at December 31, 2015
72,792,570

 
452,925

 
(117,772
)
 
1,621

 
336,774

Comprehensive income (loss)

 

 
16,771

 
(2,686
)
 
14,085

Issuance of common stock, net
3,171,940

 
16,246

 

 

 
16,246

Restricted stock grants, net
297,674

 

 

 

 

Stock-based compensation expense

 
3,124

 

 

 
3,124

Tax effect on nonvested restricted stock

 
(577
)
 

 

 
(577
)
Balances at December 31, 2016
76,262,184

 
$
471,718

 
$
(101,001
)
 
$
(1,065
)
 
$
369,652


The accompanying notes are an integral part of the consolidated financial statements.


60




Cascade Bancorp & Subsidiary
Consolidated Statements of Cash Flows
Years Ended December 31, 2016, 2015 and 2014
(Dollars in thousands)
 
2016
 
2015
 
2014
Cash flows from operating activities:
 
 
 
 
 
 Net income
$
16,771

 
$
20,579

 
$
3,737

 Adjustments to reconcile net income to net cash provided by operating activities:


 
 
 
 
  Depreciation and amortization
4,955

 
5,294

 
4,694

  Loan loss credit

 
(4,000
)
 

  Write-down of OREO

 
73

 
1,163

Decrease/ (increase) in deferred income taxes
8,657

 
16,601

 
(577
)
Mortgage loan sales (premiums) discounts, net
(2,850
)
 
(1,505
)
 
(1,181
)
  Gains on sales of investment securities available-for-sale

 
(475
)
 

  Deferred benefit plan income
(1,299
)
 
(1,806
)
 
(1,287
)
  Stock-based compensation expense
3,124

 
2,482

 
1,214

  Gains on sales of OREO
(86
)
 
(192
)
 
(203
)
  Loss on sale of premises and equipment
963

 

 

  Increase in cash surrender value of BOLI
(1,016
)
 
(1,001
)
 
(986
)
  Increase in other assets
7,468

 
(8,364
)
 
(3,050
)
  Increase (decrease) in other liabilities
(7,216
)
 
5,422

 
(2,830
)
  Originations of mortgage loans for sale
(110,038
)
 
(72,319
)
 
(67,823
)
  Proceeds from sales of mortgage loans
107,858

 
76,893

 
72,673

     Net cash provided by operating activities
27,291

 
37,682

 
5,544

 


 
 
 
 
Cash flows from investing activities:
 

 
 

 
 
  Purchases of investment securities available-for-sale
(326,896
)
 
(101,689
)
 
(76,757
)
  Purchases of investment securities held to maturity
(6,464
)
 

 
(2,292
)
  Proceeds from maturities, calls, sales and prepayments of investment securities available-for-sale
137,702

 
108,489

 
88,466

  Proceeds from maturities and calls of investment securities held-to-maturity
5,000

 
12,618

 
19,193

  Proceeds from redemption of FHLB stock
13,096

 
22,646

 
882

Purchases of FHLB stock
(12,940
)
 

 

  Loan originations, net of collections
(312,637
)
 
(190,519
)
 
(102,946
)
  Proceeds from sale of loans

 
3,150

 

  Purchases of loans

 
(3,500
)
 

  Purchases of premises and equipment
(2,388
)
 
(749
)
 
(1,034
)
  Proceeds from sales of premises and equipment

 
26

 

  Proceeds from sales of other assets

 
2,468

 
2,669

  Proceeds from sales of OREO
2,050

 
1,712

 
2,580

  Net cash received from acquisition of Home

 

 
38,620

  Net cash assumed in Bank of America branch acquisition
456,611

 

 

Net cash assumed in Prime Pacific Financial Services, Inc. acquisition
7,625

 

 

     Net cash used in investing activities
(39,241
)
 
(145,348
)
 
(30,619
)
 


 
 
 
 
Cash flows from financing activities:
 

 
 

 
 
  Net increase in deposits
7,292

 
102,938

 
53,654

  Proceeds from stock options exercised
7

 

 

  Tax effect of non-vested restricted stock
(577
)
 
(556
)
 
(339
)
  FHLB advance borrowing
327,000

 
95,000

 
110,000

  Repayment of FHLB advances
(327,000
)
 
(95,000
)
 
(137,000
)
     Net cash provided by financing activities
6,722

 
102,382

 
26,315

Net (decrease) increase in cash and cash equivalents
(5,228
)
 
(5,284
)
 
1,240

Cash and cash equivalents at beginning of period
77,805

 
83,089

 
81,849

Cash and cash equivalents at end of period
$
72,577

 
$
77,805

 
$
83,089

The accompanying notes are an integral part of the consolidated financial statements.

61

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014



1. Basis of presentation and summary of significant accounting policies
 
Basis of presentation

The accompanying consolidated financial statements include the accounts of Cascade Bancorp (“Bancorp”), an Oregon chartered single bank holding company, and its wholly-owned subsidiary, Bank of the Cascades (the “Bank”) (collectively, “the Company”). All significant intercompany accounts and transactions have been eliminated in consolidation.

Certain prior year amounts have been reclassified to conform with the 2016 presentation. None of these reclassifications have an effect on net income, net cash flows or equity.

Description of business

The Bank conducts a general banking business, operating branches in Central, Southern, Coastal and Northwest Oregon, as well as the greater Boise/Treasure Valley, Idaho and Seattle, Washington metro areas. Banking activities include the usual lending and deposit functions of a community and business bank: commercial, construction, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines, and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market and offers trust and investment services.

Method of accounting

The Company prepares its consolidated financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”) and prevailing practices within the banking industry. The Company utilizes the accrual method of accounting which recognizes income and gains when earned and expenses and losses when incurred. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of income, gains, expenses, and losses during the reporting periods. Actual results could differ from those estimates.

Segment reporting

The Company is managed by legal entity and not by lines of business. The Company has determined that its operations are solely in the community and business banking industry and consist of traditional banking services, including lending activities; acceptance of demand, savings, and time deposits; business services; and trust services. These products and services have similar distribution methods, types of customers and regulatory responsibilities. The performance of the Company is reviewed by the executive management team and the Company’s Board of Directors (the “Board”) on a monthly basis. All of the executive officers of Bancorp are members of the Bank’s executive management team, and operating decisions are made based on the performance of the Company as a whole. Accordingly, disaggregated segment information is not required to be presented in the accompanying consolidated financial statements, and the Company will continue to present one segment for financial reporting purposes.

Cash and cash equivalents

For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks (including cash items in process of collection), interest bearing deposits with the Federal Reserve Bank of San Francisco (the “FRB”) and FHLB, and federal funds sold. Generally, any interest bearing deposits are invested for a maximum of 90 days. Federal funds are generally sold for one-day periods.
The Bank maintains balances in correspondent bank accounts which, at times, may exceed federally insured limits. In addition, federal funds sold are essentially uncollateralized loans to other financial institutions. Management believes that its risk of loss associated with such balances is minimal due to the financial strength of the correspondent banks and counterparty financial institutions. The Bank has not experienced any losses in such accounts. At December 31, 2016, the Bank was not required to maintain any specific balances in correspondent bank accounts.


62

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Supplemental disclosures of cash flow information

Noncash investing and financing activities consist of unrealized gains and losses on investment securities available-for-sale, net of income taxes, issuance of nonvested restricted stock, and stock-based compensation expense, all as disclosed in the accompanying consolidated statements of changes in stockholders’ equity; the net capitalization of originated mortgage-servicing rights, as disclosed in Note 6; assets and liabilities assumed in the acquisition of Prime Pacific Financial Services, Inc., the Bank of America, N.A. branch acquisition and the acquisition of Home Federal Bancorp, Inc., as disclosed in Note 2; the transfer of approximately $0.4 million, $1.6 million, and $0.2 million of loans to other real estate owned in 2016, 2015, and 2014, respectively; and the transfer of approximately $0.9 million, $0.4 million, and $5.9 million of fixed assets to other assets in 2016, 2015, and 2014, respectively.

During 2016, 2015, and 2014 the Company paid approximately $2.1 million, $1.9 million, and $2.2 million, respectively, in interest expense.

During 2016, 2015 and 2014, the Company made income tax payments of $0.7 million, $1.1 million and nil, respectively.

Investment securities

Investment securities that management has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.

Investment securities that are purchased and held principally for the purpose of selling in the near term are classified as trading securities and are reported at fair value, with unrealized gains and losses included in non-interest income. The Company had no trading securities during 2016, 2015, and 2014.

Investment securities that are not classified as either held-to-maturity securities or trading securities are classified as available-for-sale securities and are reported at fair value, with unrealized gains and losses excluded from earnings and reported as other comprehensive income or loss, net of income taxes. Management determines the appropriate classification of securities at the time of purchase.

Investment securities are valued utilizing a number of methods including quoted prices in active markets, quoted prices for similar assets, quoted prices for securities in inactive markets, and inputs derived principally from - or corroborated by -observable market data by correlation or other means.

Gains and losses on the sales of available-for-sale securities are determined using the specific-identification method. Premiums and discounts on available-for-sale securities are recognized in interest income using the interest method generally over the period to maturity.

In estimating other-than-temporary impairment (“OTTI”) losses, management considers, among other things, (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of fair value. Declines in the fair value of individual held-to-maturity and available-for-sale securities below their cost that are deemed to be OTTI would result in write-downs of the individual securities to their fair value. The fair value of the security then becomes the new cost basis. The related write-downs to fair value for available-for-sale equity securities would be included in earnings as realized losses. For individual debt securities which the Company does not intend to sell and for which it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, the OTTI losses would be evaluated and (1) the portion related to credit losses would be included in earnings as realized losses and (2) the portion related to market or other factors would be recognized in other comprehensive income or loss. Credit loss is recorded if the present value of cash flows is less than the amortized cost. For individual debt securities which the Company intends to sell or for which it more likely than not will not recover all of its amortized cost, the OTTI is recognized in earnings equal to the entire difference between the security’s cost basis and its fair value at the consolidated balance sheet date. For individual debt securities for which credit loss has been recognized in earnings, interest accruals and amortization and accretion of premiums and discounts are suspended when the credit loss is recognized. Interest received after accruals have been suspended is recognized on a cash basis. Management believes that all unrealized losses on investment securities at December 31, 2016 and 2015 are temporary (see Note 4).


63

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


FHLB stock

On May 31, 2015, the FHLB Seattle merged with and into FHLB Des Moines, as approved by the FHFA on December 22, 2014. As part of the FHLB merger, each share of FHLB Seattle stock outstanding was converted into one share of FHLB Des Moines stock. Immediately following the merger, all excess shares were repurchased or issued as needed to meet the membership stock requirements. Our investment in FHLB stock increased from $3.0 million at December 31, 2015 to $3.3 million at December 31, 2016.

As a member of the FHLB system, the Bank is required to maintain a minimum investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances. At December 31, 2016 and 2015, the Bank met its minimum required investment. The Bank may request redemption at par value of any FHLB stock in excess of the minimum required investment; however, stock redemptions are at the discretion of the FHLB.

Loans Held for Sale
Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.

Loans

Loans are stated at the amount of unpaid principal, net of any premium or discount, reduced by the reserve for loan losses, the undisbursed portion of loans in process, and deferred loan fees.

Interest income on loans is accrued daily based on the principal amounts outstanding. Allowances are established for uncollected interest on loans for which the interest is determined to be uncollectible. Generally, all loans past due (based on contractual terms) 90 days or more are placed on non-accrual status and internally classified as substandard. Any interest income accrued at that time is reversed. Subsequent collections are applied proportionately to past due principal and interest, unless collectability of principal is in doubt, in which case all payments are applied to principal. Loans are removed from non-accrual status only when the loan is deemed current, and the collectability of principal and interest is no longer doubtful, or, on one-to-four family loans, when the loan is less than 90 days delinquent.

The Bank charges fees for originating loans. These fees, net of certain loan origination costs, are deferred and amortized to interest income, on the level-yield basis, over the loan term. If the loan is repaid prior to maturity, the remaining unamortized deferred loan origination fee is recognized in interest income at the time of repayment.

Reserve for loan losses

The reserve for loan losses represents management’s estimate of known and inherent losses in the loan portfolio as of the condensed consolidated balance sheet date and is recorded as a reduction to loans. The reserve for loan losses is increased by charges to operating expense through the loan loss provision, and decreased by loans charged-off, net of recoveries. The reserve for loan losses requires complex subjective judgments as a result of the need to make estimates about matters that are uncertain. The reserve for loan losses is maintained at a level currently considered adequate to provide for potential loan losses based on management’s assessment of various factors affecting the loan portfolio.

At December 31, 2016 and 2015, management believes that the Company’s reserve for loan losses is at an appropriate level under current circumstances and prevailing economic conditions. However the reserve for loan losses is based on estimates and ultimate losses may vary from the current estimates. These estimates are reviewed periodically, and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Therefore, management cannot provide assurance that, in any particular period, the Company will not have significant losses in relation to the amount reserved. The level of the reserve for loan losses is also determined after consideration of bank regulatory guidance and recommendations and is subject to review by such regulatory authorities who may require increases or decreases to the reserve based on their evaluation of the information available to them at the time of their examinations of the Bank.

Management uses historical information to assess the adequacy of the reserve for loan losses and considers qualitative factors including economic conditions and a range of other factors in its determination of the reserve. On an ongoing basis, the

64

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Company seeks to enhance and refine its methodology such that the reserve is at an appropriate level and responsive to changing conditions. The Company’s methodology includes a separate qualitative risk assessment process that focuses on the commercial and industrial (“C&I”) portion of the portfolio.  The C&I loan portfolio is stratified by industry classification using NAICS codes. At the stratified level, factors considered in the evaluation of the loans include current events, economic or market data, loan performance and concentration risks.  This qualitative risk assessment is separate from other qualitative risk assessments included in the allowance methodology.

As of June 30, 2013, management implemented a homogeneous pool approach to estimating reserves for consumer and small business loans. As of March 31, 2015, the reserve for loan loss methodology was enhanced within the Company’s C&I loan portfolio with respect to its holdings of shared national credits (“SNCs”). Risk ratings for individual SNCs are estimated using analysis of both public debt ratings and internal ratings. Expected loss rates are determined based upon historical published specific loss data for similar loans based on average losses and losses stratified by public debt ratings. Public ratings combined with internal risk rates are used to determine a minimum historical loss factor for each SNC loan. This amount may be increased for qualitative conditions including macroeconomic environment and observations by the Company’s SNC management group. The SNC lending strategy is intended to diversify the Company’s credit risk profile geographically and by industry. Additionally, such loans enhance the Company’s interest rate risk profile as they float with LIBOR rates.

For purposes of assessing the appropriate level of the reserve for loan losses, the Company analyzes loans and commitments to loan, and the amount of reserves allocated to loans and commitments to loan in each of the following reserve categories: pooled reserves, specifically identified reserves for impaired loans, and the unallocated reserve. Also, for purposes of analyzing loan portfolio credit quality and determining the appropriate level of reserve for loan losses, the Company identifies loan portfolio segments and classes based on the nature of the underlying loan collateral.

Reserves for impaired loans are either specifically allocated within the reserve for loan losses or reflected as a partial charge-off of the loan balance. The Bank considers loans to be impaired when management believes that it is probable that either principal and/or interest amounts due will not be collected according to the contractual terms. Impairment is measured on a loan-by-loan basis by the present value of expected future cash flows discounted at the loan’s effective interest rate, including the loan’s observable market price, the estimated fair value of the loan’s underlying collateral, or the value of a related guaranty. A significant portion of the Bank’s loans are either (1) collateralized by real estate, whereby the Bank primarily measures impairment based on the estimated fair value of the underlying collateral less the cost to sell, or the value of a related guaranty, or (2) are supported by underlying cash flows, whereby impairment is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. Accordingly, changes in such estimated collateral values or future cash flows could result in actual losses which differ from those estimated at the date of the consolidated balance sheets. Impairment measurements may also include consideration of information that becomes available subsequent to year-end. Small balance loans are reserved for based on the applicable loan segment and are reserved at the related pool rate (regardless of dollar amount). Generally, shortfalls on impaired small balance loans are charged off and the Bank does not establish specific reserves. Small balance loans are evaluated for impairment based on the borrower’s difficulty in making payments, an analysis of the borrower’s repayment capacity, collateral coverage, and shortfall, if any, created by reductions in payments or principal. Generally, the Bank evaluates a loan for impairment when a loan is determined to be adversely classified; small balance loans are monitored based on payment performance and are evaluated for impairment no later than 90 days past due.

The reserve for loan losses may include an unallocated amount based upon the Company’s judgment as to possible credit losses inherent in the loan portfolio that may not have been captured by historical loss experience, qualitative factors, or specific evaluations of impaired loans. Unallocated reserves may be adjusted for factors including, but not limited to, unexpected or unusual events, volatile market and economic conditions, effects of changes or seasoning in methodologies, regulatory guidance and recommendations, or other factors that may impact operating conditions and loss expectations. Management’s judgment as to unallocated reserves is determined in the context of, but separate from, the historical loss trends and qualitative factors described above. The unallocated reserve for loan losses of $1.6 million at December 31, 2016 has decreased $0.9 million from the balance at December 31, 2015. Management believes that the amount of unallocated reserve for loan losses is appropriate and will continue to evaluate the amount going forward.

Due to the judgment involved in the determination of the qualitative and unallocated portions of the reserve for loan losses, the relationship of these components to the total reserve for loan losses may fluctuate from period to period.

Troubled debt restructurings (“TDRs”)

A loan is classified as a TDR when a borrower is experiencing financial difficulties and the Company grants a concession to the borrower in the restructuring that the Company would not otherwise consider in the origination of a loan. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not

65

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor’s interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. A TDR loan is considered to be impaired and is individually evaluated for impairment. As with other impaired loans, a specific reserve is estimated for each TDR based on the difference between expected future cash flows discounted at the original contractual rate and the current balance of the loan. For collateral dependent loans, expected future cash flows include the estimated market value less cost to sell.

Reserve for unfunded loan commitments

The Company maintains a separate reserve for losses related to unfunded loan commitments. The reserve for unfunded loan commitments represents management’s estimate of losses inherent in the Bank’s unfunded loan commitments. Management estimates the amount of probable losses related to unfunded loan commitments by applying the loss factors used in the reserve for loan loss methodology to an estimate of the expected amount of funding and applies this adjusted factor to the unused portion of unfunded loan commitments. The reserve for unfunded loan commitments totaled $0.4 million at both December 31, 2016 and 2015 and these amounts are included in other liabilities in the accompanying consolidated balance sheets. Increases (decreases) in the reserve for unfunded loan commitments are recorded in non-interest expenses in the accompanying consolidated statements of income.

Mortgage servicing rights (“MSRs”)

Net MSRs were $2.3 million at December 31, 2016 and $2.2 million at December 31, 2015. MSRs are capitalized at their allocated carrying value and amortized in proportion to, and over the period of, estimated future net servicing revenue. MSRs are measured by allocating the carrying value of loans between the assets sold and interest retained, based upon the relative estimated fair value at date of sale. Impairment of MSRs is assessed based on the estimated fair value of servicing rights. Fair value is estimated using discounted cash flows of servicing revenue less servicing costs taking into consideration market estimates of prepayments as applied to underlying loan type, note rate, and term. Impairment adjustments, if any, are recorded through a valuation allowance. Fees earned for servicing mortgage loans are reported as income when the related mortgage loan payments are received.
Premises and equipment

Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are computed on the straight-line method over the shorter of the estimated useful lives of the assets or terms of the leases. Estimated useful lives of the assets range predominantly as follows: 3 to 15 years for land improvements, 5 to 39 years for buildings, 3 to 5 years for computers, and 3 to 15 years for furniture, fixtures, and other equipment. Amortization of leasehold improvements is included in depreciation and amortization expense in the accompanying consolidated financial statements.

As part of an ongoing review of the valuation and amortization of premises and equipment, the Company assesses the carrying value of such assets if facts and circumstances suggest that they may be impaired. If this review indicates that the assets will not be fully recoverable, the carrying value of the Company’s premises and equipment would be reduced to its estimated fair value.

Core deposit intangibles (“CDI”)

CDI represents amounts recorded in business combinations or deposit purchase transactions related to the value of transaction-related deposits and the value of the customer relationships associated with the deposits.

The Company has CDI of $12.3 million and $6.9 million at December 31, 2016 and 2015, respectively. The increase is a result of the 2016 acquisitions.

Bank-owned life insurance (“BOLI”)

The Company has purchased BOLI to protect itself against the loss of certain key employees and directors due to death and as a source of long-term earnings to support certain employee benefit plans. At December 31, 2016 and 2015, the Company had $28.9 million and $28.6 million, respectively, of separate account BOLI and $28.0 million and $25.9 million, respectively, of general account BOLI.


66

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


The cash surrender value of the separate account BOLI is the quoted market price of the underlying securities, further supported by a stable value wrap, which mitigates, but does not fully protect, the investment against changes in the fair market value depending on the severity and duration of market price disruption. The fair value of the general account BOLI is based on the insurance contract cash surrender value. The underlying funds within the separate account structure generated positive performance during 2016, 2015, and 2014. There can be no assurance that losses in excess of the stable value wrap protection will not occur on separate account BOLI in the future.

Other Real Estate Owned (“OREO”)

OREO, acquired through foreclosure or deeds in lieu of foreclosure, is carried at the lower of cost or estimated net realizable value. When the property is acquired, any excess of the loan balance over the estimated net realizable value is charged to the reserve for loan losses. Holding costs, subsequent write-downs to net realizable value, if any, and any disposition gains or losses are included in non-interest expenses. The valuation of OREO is subjective in nature and may be adjusted in the future because of changes in economic conditions. The valuation of OREO is also subject to review by federal and state bank regulatory authorities who may require increases or decreases to carrying amounts based on their evaluation of the information available to them at the time of their examinations of the Bank. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling OREO, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated on an annual basis, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. Accordingly, the amounts of any such potential changes - and any related adjustments - are generally recorded at the time such information is received. OREO valuation adjustments have been recorded on certain OREO properties. These adjustments are recorded in OREO expense in the Company’s consolidated statements of income.
OREO, net of specific property valuation allowances, was $1.7 million at December 31, 2016 and $3.3 million at December 31, 2015.
Advertising

Advertising costs are generally charged to expense during the year in which they are incurred. Advertising expense was $0.6 million for the years ended December 31, 2016 and 2015 and $0.9 million for the year ended December 31, 2014.

Income taxes

The provision (benefit) for income taxes is based on income and expenses as reported for consolidated financial statement purposes using the “asset and liability method” for accounting for deferred taxes. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision (benefit) for income taxes.

In estimating deferred tax assets (“DTA”), management considers whether it is more likely than not that some portion or all of the DTA will or will not be realized. The Company’s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables.

At December 31, 2016 and 2015, the Company had a $0.1 million valuation allowance against its DTA due to state attributes that will expire without benefit.

Deferred tax assets are recognized subject to management’s judgment that realization is “more likely than not.” Uncertain tax positions that meet the more likely than not recognition threshold are measured to determine the amount of benefit to recognize. An uncertain tax position is measured at the amount of benefit that management believes has a greater than 50% likelihood of realization upon settlement. Tax benefits not meeting our realization criteria represent unrecognized tax benefits. We account for interest and penalties as a component of income tax expense.


67

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Derivatives and Hedging Activities
The Company periodically enters into certain commercial loan interest rate swap agreements in order to provide commercial loan customers the ability to convert from variable to fixed interest rates. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to a swap agreement. This swap agreement effectively converts the customer’s variable rate loan into a fixed rate loan. The Company then enters into a corresponding swap agreement with a third party in order to offset its exposure on the fixed components of the customer agreement. As the interest rate swap agreements with the customers and third parties are not designated as hedges under the Derivatives and Hedging topic of the FASB ASC 815, the instruments are marked to market in earnings. The Company recorded non-interest income of $2.5 million for the years ended December 31, 2016 and 2015 and $1.8 million for the year ended December 31, 2014, related to swap fee income. The offsetting fair value of the swap agreement assets and liabilities were $5.2 million at December 31, 2016 and $8.6 million as of December 31, 2015. The notional amount of open interest rate swap agreements at December 31, 2016 and December 31, 2015 was $257.0 million and $169.7 million, respectively.

Trust assets

Assets of the Bank’s trust department, other than cash on deposit at the Bank, are not included in the accompanying consolidated financial statements, because they are not assets of the Bank. Assets (unaudited) totaling approximately $54.3 million and $57.0 million were held in trust as of December 31, 2016 and 2015, respectively.

Transfers of financial assets

Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.

Loss contingencies

Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is deemed probable and an amount of loss can be reasonably estimated.

Cash dividend restriction

Payment of dividends by Bancorp and the Bank is subject to restriction by state and federal regulators and the availability of retained earnings (see Note 20).

Comprehensive income (loss)

Comprehensive income (loss) includes all changes in stockholders’ equity during a period, except those resulting from transactions with stockholders. The Company’s comprehensive income (loss) consists of net income (loss) and the changes in net unrealized increase or decrease in the fair value of investment securities available-for-sale, net of taxes.

Definitive Agreement with First Interstate BancSystem, Inc.
On November 17, 2016, First Interstate BancSystem, Inc. (“First Interstate”) and Cascade jointly announced the entry into a definitive agreement (the “First Interstate agreement") under which First Interstate, parent company of First Interstate Bank, will acquire Cascade in a cash and stock transaction for total consideration valued at approximately $590.5 million in aggregate, or $7.62 per share based on the First Interstate closing price of $38.40 per share on November 17, 2016 (the “First Interstate merger”).

Pursuant to the terms of the First Interstate agreement, Cascade shareholders will receive 0.14864 shares of First Interstate Class A common stock and $1.91 in cash in exchange for each share of Cascade common stock they hold. The exchange ratio is fixed and the portion of shares received by Cascade shareholders is expected to qualify as a tax-free exchange. Cascade shareholders will own approximately 20% of the outstanding capital stock of First Interstate once the transaction is complete.
First Interstate expects the transaction will result in long-term annual earnings per share accretion of 10% and 2018 earnings per share accretion of over 8% after accelerating the debit interchange limitations from the Durbin amendment brought on by crossing $10 billion in consolidated total assets. First Interstate is expected to recover the tangible book value dilution experienced in this transaction in approximately five years.

68

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014



Each of the board of directors of Cascade and First Interstate has unanimously approved the First Interstate merger, and the directors and certain large shareholders of Cascade have entered into agreements with First Interstate pursuant to which they have agreed to vote their shares of Cascade common stock in favor of the First Interstate merger. Additionally, the directors of First Interstate have entered into agreements with Cascade pursuant to which they have agreed to vote their shares of First Interstate common stock in favor of the First Interstate merger.

First Interstate and Cascade expect to close the First Interstate merger early in the third quarter of 2017 after satisfaction of customary closing conditions, including regulatory approvals and the approvals of the First Interstate and Cascade shareholders. Immediately following the completion of the First Interstate merger, it is anticipated that Bank of the Cascades will be merged with and into First Interstate Bank. Upon completion of the First Interstate merger, two members of Cascade’s Board of Directors will be added to the First Interstate Board of Directors in order to maintain the community commitment that Cascade has established in important markets in the Pacific Northwest.


New authoritative accounting guidance

In January 2017, the FASB issued ASU 2017-04, "Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies how an entity is required to test goodwill for impairment by eliminating a step from the goodwill impairment test. The amendments in this update provide that an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. ASU 2017-04 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. As we approach the adoption date, we will consult the updated goodwill impairment test steps to determine if an impairment charge should be recognized.

In January 2017, the FASB issued ASU 2017-01, "Business Combinations (Topic 805): Clarifying the Definition of a Business" ("ASU 2016-15"). ASU 2017-01 clarifies the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendments in this update provide a screen to determine when a set is not a business. The screen requires that when substantially all of the fair value of the gross assets acquired (or disposed of) is concentrated in a single identifiable asset or a group of similar identifiable assets, the set is not a business. This screen reduces the number of transactions that need to be further evaluated. If the screen is not met, the amendments in this update (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output and (2) remove the evaluation of whether a market participant could replace missing elements. The amendments provide a framework to assist entities in evaluating whether both an input and a substantive process are present. The framework includes two sets of criteria to consider that depend on whether a set has outputs. ASU 2017-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. As we approach the adoption date, we will consult the framework to determine if the event should be disclosed as an acquisition or disposal of an asset or business.

In August 2016, the FASB issued ASU 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments" (“ASU 2016-15”). ASU 2016-15 addresses the classification of debt prepayment or debt extinguishment costs; settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of Corporate-Owned Life Insurance policies, including Bank-Owned Life Insurance policies, distributions received from equity method investees; beneficial interests in securitization transactions; and separately identifiable cash flows and application of the predominance principle. ASU 2016-15 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. We are currently evaluating which classifications apply to our business and will be prepared to report these classifications in the statement of cash flows.

In June 2016, the FASB issued ASU 2016-13, "Financial Instruments- Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments" (“ASU 2016-13”). ASU 2016-13 requires financial assets that are measured at amortized cost to be presented as the net amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets and for the expected increase or decrease of expected credit losses. ASU 2016-13 notes that credit losses related to available-for-sale debt securities should be recorded through an allowance for credit losses. The

69

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


initial allowance for credit losses, for purchased available-for-sale securities, is added to the purchase price rather than reported as a credit loss expense. Subsequent changes in the allowance are recorded as credit loss expense. Interest income should be recognized based on the effective interest rate, excluding the discount attributed to the assessment of credit loss at acquisition. ASU 2016-13 is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. We are currently evaluating our available-for-sale security portfolio in order to determine the most efficient way to track the net amount expected to be collected on the security. As we approach the effective date, we will continue to develop this process in order to report on the expected increase or decrease of expected credit losses.

In March 2016, the FASB issued ASU 2016-09, “Compensation- Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting” (“ASU 2016-09”). ASU 2016-09 describes simplifications related to accounting and presenting share-based payment awards. ASU 2016-09 states that excess tax benefits and tax deficiencies are to be recognized as income tax expense or benefit in the income statement; excess tax benefits should be classified with other income tax as an operating activity on the statement of cash flows; an entity may make an entity-wide accounting policy to either estimate the number of awards that are expected to vest or account for forfeitures as they occur; and cash paid by an employer when directly withholding shares for tax-withholding purposes should be classified as a financing activity. ASU 2016-09 is effective for fiscal years beginning after December 15, 2016, including interim periods within those fiscal years. Adoption of ASU 2016-09 is not expected to have a material impact on our consolidated financial statements.

In February 2016, the FASB issued ASU 2016-02, “Leases” (“ASU 2016-02”). ASU 2016-02 establishes a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement. ASU 2016-02 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. While the effect of the pronouncement has not yet been quantified, we are continuing to evaluate the impact of recording the right-of-use assets and liabilities on our balance sheet.
 
In January 2016, the FASB issued ASU 2016-01, “Financial Instruments- Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities” (“ASU 2016-01”). ASU 2016-01 simplifies the impairment assessment of equity investments, clarifies reporting disclosure requirements for financial instruments measured at amortized cost, and requires the exit price notion be disclosed when measuring fair value of financial instruments. ASU 2016-01 details the required separate presentation in other comprehensive income for the change in fair value of a liability related to change in instrument specific credit risk and details the required separate presentation of financial assets and liabilities by measurement category, and clarifies the need for a valuation allowance on deferred tax assets related to available-for-sale securities. ASU 2016-01 is effective for annual and interim reporting periods beginning after December 15, 2017. Adoption of ASU 2016-01 is not expected to have a material impact on our consolidated financial statements.

In April 2015, the FASB issued ASU 2015-03, “Interest- Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs” (“ASU 2015-03”). ASU 2015-03 simplifies the presentation of debt issuance costs and requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance of debt issuance costs are not affected by the amendments in this update. ASU 2015-03 is effective for annual and interim reporting periods beginning after December 15, 2015. Adoption of ASU 2015-03 did not have a material impact on our consolidated financial statements.


70

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers” (“ASU 2014-09”). ASU 2014-09 establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as the real estate, construction and software industries. The revenue standard’s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. To accomplish this objective, the standard requires five basic steps: i) identify the contract with the customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract, and (v) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual and interim periods beginning after December 15, 2016 with three transition methods available - full retrospective, retrospective and cumulative effect approach. In August 2015, the FASB issued ASU 2015-14, “Revenue from Contracts with Customers: Deferral of the Effective Date” (“ASU 2015-14”). ASU 2015-14 amended the effective date to December 15, 2017. In March 2016, the FASB issued ASU 2016-08, “Revenue from Contracts with Customers: Principal Versus Agent Considerations” (“ASU 2016-08”). ASU 2016-08 defines the roles of a principal and agent in revenue recognition and determines when control of the good or service is transferred to the customer. In April 2016, the FASB issued ASU 2016-10, “Revenue from Contracts with Customers: Identifying Performance Obligations and Licensing” (“ASU 2016-10”). ASU 2016-10 establishes guidance on identifying performance obligations and licensing implementation. In May 2016, the FASB issued ASU 2016-12, "Revenue from Contracts with Customers: Narrow- Scope Improvements and Practical Expedients" (“ASU 2016-12”). ASU 2016-12 clarifies the objective of the collectability criteria and notes the differences in applying the update at transition and on an ongoing basis. In December 2016, the FASB issued ASU 2016-20, "Revenue from Contracts with Customers: Technical Corrections and Improvements to Topic 606" ("ASU 2016-20"). ASU 2016-20 provides clarity on codification or to correct unintended application of guidance. Adoption of ASU 2014-09, ASU 2015-14, ASU 2016-08, ASU 2016-10, ASU 2016-12 and ASU 2016-20 are not expected to have a material effect on our consolidated financial statements.

2. Business Combinations

Prime Pacific Financial Services, Inc.
On August 1, 2016, (the "PPFS Acquisition Date”), the Company acquired Prime Pacific Financial Services, Inc. (“PPFS”), the holding company of Prime Pacific Bank, National Association, a Snohomish county, national banking association (the “PPFS merger”).
Each share of PPFS common stock was converted into the right to receive 0.3050 shares of Cascade common stock. The conversion resulted in Cascade issuing 2,921,012 shares of its common stock.
The PPFS merger was accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair value on the acquisition date. Preliminary goodwill of $3.3 million was calculated as the purchase premium after adjusting for the fair value of net assets acquired and represents the value expected from the synergies created and the economies of scale expected from combining the two banking organizations.
In most instances, determining the fair value of the acquired assets and assumed liabilities required us to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at appropriate rates of interest. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition reflects the impact of estimated credit losses and other factors, such as prepayments. In accordance with the applicable accounting guidance for business combinations, there was no carry-over of PPFS’s previously established reserve for loan losses.
The following table provides a summary of the purchase price calculation as of the PPFS Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values. These fair value measurements are provisional based on third-party valuations that are currently under review and are subject to refinement for up to one year after the PPFS Acquisition Date based on additional information that may be obtained by us that existed as of the PPFS Acquisition Date.

71

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Purchase Price (in thousands), except per share data
 
 
 
 
Cascade shares issued for PPFS shares
 
 
 
2,921,012

Cascade share price
 
 
 
$
5.56

Consideration from common stock conversion (0.3050 ratio)
 
 
 
$
16,238

Cash paid in lieu of fractional shares
 
 
 
1

Total purchase price
 
 
 
$
16,239

Assets
 
 
 
 
Cash and cash equivalents
 
$
7,625

 
 
Investment securities
 

 
 
FHLB stock
 
424

 
 
Loans, net
 
102,670

 
 
Premises and equipment
 
5,333

 
 
Other real estate owned
 

 
 
Deferred tax asset
 
2,488

 
 
Bank owned life insurance
 
1,491

 
 
Other assets
 
2,364

 
 
Total assets
 
$
122,395

 
 
Liabilities
 
 
 
 
Deposits
 
$
101,544

 
 
Other liabilities
 
8,212

 
 
Total liabilities
 
$
109,756

 
 
 
 
 
 
 
Net identifiable assets acquired
 
 
 
12,639

Intangible asset acquired (1)
 
 
 
342

Goodwill
 
 
 
$
3,258

 
 
 
 
 
(1) Intangible assets consist of core deposit intangibles. The useful life for which the core deposit intangible is being amortized is 10 years.


PPFS merger-related charges of $1.5 million were recorded in the consolidated statement of comprehensive income for the year ended December 31, 2016. Such expenses were for human resources and professional services, among other categories, and include investment banker fees, legal and accounting support, as well as severance, IT and certain branch consolidation items.
The following table provides the unaudited pro forma information for the results of operations for the twelve months ended December 31, 2016 and 2015, as if the acquisition had occurred on January 1, 2015. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily comprised of PPFS’s loan and deposit portfolios. In addition, the $1.5 million in acquisition-related expenses noted earlier are included in the twelve months ended December 31, 2015. These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the acquisition occurred at the beginning of each period presented, nor are they intended to represent or be indicative of future results of operations.


72

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
 
Twelve months ended December 31,
 
 
2016
 
2015
Net interest income
 
$
96,511

 
$
83,931

Non-interest expense
 
96,898

 
83,418

Net income
 
18,825

 
19,532

Net income per diluted share
 
0.26

 
0.26


Bank of America, National Association branches
On March 4, 2016, the Bank completed the acquisition of twelve Oregon branch locations and three Washington branch locations from Bank of America, National Association (the “branch acquisition” and together with the PPFS merger, the “2016 acquisitions”). This transaction allowed Cascade the opportunity to enhance and strengthen its footprint in Oregon, while providing entry into the Washington market. The Bank assumed approximately $469.9 million of branch deposits, paying a 2.00% premium on the average balance of deposits assumed, for a cash purchase price of $9.7 million.
The following is a condensed balance sheet disclosing the estimated fair value amounts of the branches acquired in the branch acquisition assigned to the major consolidated asset and liability captions at the acquisition date (dollars in thousands):
ASSETS
 
 
Cash and cash equivalents
 
$
456,611

Premises and equipment, net
 
3,113

Core deposit intangibles
 
6,427

Goodwill
 
3,984

Other assets
 
463

Total assets
 
$
470,598

 
 
 
LIABILITIES
 
 
Deposits
 
$
469,889

Other liabilities
 
709

Total liabilities
 
$
470,598

The core deposit intangible asset recognized as part of the branch acquisition will be amortized over its estimated useful life of approximately 10 years.
The fair value of demand deposit accounts assumed from the branch acquisition approximated the carrying value as checking and savings accounts have no stated maturity and are payable on demand. Certificates of deposit were valued by comparing the contractual cost of the portfolio to a similar portfolio bearing current market rates.
Direct costs related to the branch acquisition were expensed as incurred in the year ended December 31, 2016. Such expenses primarily related to professional and legal services, human resource costs and information system charges. For the year ended December 31, 2016, the Company incurred $2.3 million of expenses related to the branch acquisition.
Pro forma income statements are not being presented as the information is not practicable to produce.

Home Federal Bank (“Home”)

On May 16, 2014 (the “Home Acquisition Date”), pursuant to the Agreement and Plan of Merger, dated as of October 23, 2013, between the Company and Home, Home merged with and into Cascade with Cascade continuing as the surviving corporation (the “Home merger”). Immediately after the Home merger, Home Federal Bank, a wholly-owned subsidiary of Home, merged with and into Bank of the Cascades, a wholly-owned subsidiary of Cascade, with Bank of the Cascades continuing as the surviving bank. The strategic rationale for the Home merger was to enhance the Company’s franchise value by improving earnings, revenue, scale and efficiency and to improve deposit market share in select high growth markets in Oregon and Idaho.


73

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


All of Home’s common stock was converted into the right to receive $8.43 in cash and 1.6772 shares of Cascade common stock. The conversion of Home’s common stock into Cascades common stock resulted in Cascade issuing 24,309,131 shares of its common stock.

The Home merger was accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair value on the Home Acquisition Date. Goodwill of $78.6 million was calculated as the purchase premium after adjusting for the fair value of net assets acquired and represents the value expected from the synergies created from combining the two banking organizations as well as the economies of scale expected from combining the operations of the two companies. None of the goodwill is deductible for income tax purposes as the Merger is accounted for as a tax-free exchange.

In most instances, determining the fair value of the acquired assets and assumed liabilities required us to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at appropriate rates of interest. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition reflects the impact of estimated credit losses and other factors, such as prepayments. In accordance with the applicable accounting guidance for business combinations, there was no carry-over of Home’s previously established reserve for loan losses.

The following table provides a summary of the purchase price calculation as of the Home Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values.
Purchase Price (in thousands, except share data)
 
 
 
Cascade Bancorp common stock shares issued for Home Federal shares
 
 
24,309,131

Cascade share price as calculated in the Merger Agreement
 
 
$
4.91

Consideration from common stock conversion (1.6772 ratio)
 
 
$
119,285

Consideration paid in cash ($8.43 per share)
 
 
122,163

Total purchase price
 
 
$
241,448

ASSETS
 
 
 
Cash and cash equivalents
 
$
160,782

 
Investment securities
 
318,893

 
Loans
 
392,411

 
Premises and equipment
 
17,432

 
Other real estate owned
 
3,514

 
Deferred tax asset
 
15,514

 
BOLI
 
15,896

 
Other assets
 
13,259

 
Core deposit intangible
 
7,667

 
Total assets
 
$
945,368

 
LIABILITIES
 
 
 
Deposits
 
$
759,176

 
Other liabilities
 
23,354

 
Total liabilities
 
$
782,530

 
Net identifiable assets acquired
 
 
162,838

Goodwill
 
 
$
78,610

 
 
 
 
(1) The core deposit intangible is being amortized over a 10 year period, which is its expected useful life.

Home merger-related charges of $11.6 million were recorded in the consolidated statement of comprehensive income for the year to date December 31, 2014. Such expenses were primarily related to professional and legal services, equipment and property maintenance, and information system charges incurred in connection with the acquisition.


74

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


The following table provides the unaudited pro forma information for the results of operations for the year to date periods ended December 31, 2014 and 2013, as if the Home merger had occurred on January 1, 2013. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily comprised of Home’s loan, investment and deposit portfolios. In addition, merger-related expenses and certain change in control costs incurred in 2014 have been excluded from the pro forma December 31, 2014 results and included in the pro forma results for December 31, 2013. These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the Merger occurred on January 1, 2013, nor are they intended to represent or be indicative of future results of operations.

 
 
Twelve Months Ended December 31,
 
 
2014
 
2013
Net interest income
 
$
79,373

 
$
77,932

Non interest expense
 
89,205

 
110,454

Net income
 
11,288

 
27,308

Net income per diluted share
 
0.16

 
0.38


3. Cash and due from banks

By regulation, the Bank must meet reserve requirements as established by the FRB ($24.8 million and $21.9 million at December 31, 2016 and 2015, respectively). Accordingly, the Bank complies with such requirements by holding cash on hand and maintaining average reserve balances on deposit with the FRB in accordance with such regulations.


75

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


4. Investment securities
 
Investment securities at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
Amortized
cost
 
Gross
unrealized
gains
 
Gross
unrealized
losses
 
Estimated
fair value
2016
 

 
 

 
 

 
 

Available-for-sale
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
165,933

 
$
1,828

 
$
(799
)
 
$
166,962

Non-agency MBS
252,153

 
203

 
(3,408
)
 
248,948

U.S. Agency asset-backed securities
6,700

 
419

 
(57
)
 
7,062

Corporate securities
71,213

 
397

 
(287
)
 
71,323

Mutual fund
537

 

 
(13
)
 
524

 
$
496,536

 
$
2,847

 
$
(4,564
)
 
$
494,819

Held-to-maturity
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
101,563

 
$
1,195

 
$
(148
)
 
$
102,610

Tax credit investments
287

 

 

 
287

Obligations of state and political subdivisions
38,707

 
770

 
(102
)
 
39,375

 
$
140,557

 
$
1,965

 
$
(250
)
 
$
142,272

 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

Available-for-sale
 

 
 

 
 

 
 

U.S. Agency MBS
$
154,691

 
$
2,698

 
$
(455
)
 
$
156,934

Non-agency MBS
118,765

 
477

 
(1,016
)
 
118,226

U.S. Agency asset-backed securities
7,468

 
800

 
(23
)
 
8,245

Corporate securities
26,199

 
121

 

 
26,320

Mutual fund
525

 
12

 

 
537

 
$
307,648

 
$
4,108

 
$
(1,494
)
 
$
310,262

Held-to-maturity
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
98,800

 
$
1,875

 
$
(5
)
 
$
100,670

Tax credit investments
421

 

 

 
421

Obligations of state and political subdivisions
40,203

 
968

 
(2
)
 
41,169

 
$
139,424

 
$
2,843

 
$
(7
)
 
$
142,260

 

  

76

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


The following table presents the fair value and gross unrealized losses of the Bank’s investment securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2016 and 2015 (dollars in thousands):
 
Less than 12 months
 
12 months or more
 
Total
 
Estimated 
fair value
 
Unrealized
losses
 
Estimated 
fair value
 
Unrealized
losses
 
Estimated 
fair value
 
Unrealized
losses
2016
 

 
 

 
 

 
 

 
 

 
 

Available-for-sale
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
51,082

 
$
(786
)
 
$
1,733

 
$
(13
)
 
$
52,815

 
$
(799
)
Non-Agency MBS
211,909

 
(3,268
)
 
1,933

 
(140
)
 
213,842

 
(3,408
)
U.S. Agency asset-backed securities

 

 
1,918

 
(57
)
 
1,918

 
(57
)
Corporate securities
6,709

 
(287
)
 

 

 
6,709

 
(287
)
Mutual fund
524

 
(13
)
 

 

 
524

 
(13
)
 
$
270,224

 
$
(4,354
)
 
$
5,584

 
$
(210
)
 
$
275,808

 
$
(4,564
)
 
 
 
 
 
 
 
 
 
 
 
 
Held-to-maturity
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
7,641

 
$
(148
)
 
$

 
$

 
$
7,641

 
$
(148
)
Obligations of state and political subdivisions
1,942

 
(102
)
 

 

 
1,942

 
(102
)
 
$
9,583

 
$
(250
)
 
$

 
$

 
$
9,583

 
$
(250
)
2015
 

 
 

 
 

 
 

 
 

 
 

Available-for-sale
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
23,630

 
$
(123
)
 
$
34,576

 
$
(332
)
 
$
58,206

 
$
(455
)
Non-Agency MBS
66,412

 
(765
)
 
12,225

 
(251
)
 
78,637

 
(1,016
)
U.S. Agency asset-backed securities

 

 
1,521

 
(23
)
 
1,521

 
(23
)
 
$
90,042

 
$
(888
)
 
$
48,322

 
$
(606
)
 
$
138,364

 
$
(1,494
)
 
 
 
 
 
 
 
 
 
 
 
 
Held-to-maturity
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
2,063

 
$
(5
)
 
$

 
$

 
$
2,063

 
$
(5
)
Obligations of state and political subdivisions
725

 
(2
)
 

 

 
725

 
(2
)
 
$
2,788

 
$
(7
)
 
$

 
$

 
$
2,788

 
$
(7
)

At December 31, 2016 and 2015 there were 87 and 46 securities, respectively, in an unrealized loss position. The unrealized losses on investments in U.S. Agency and non-agency MBS, U.S. Agency asset-backed securities, and corporate securities are primarily due to elevated yield/rate spreads at December 31, 2016 and 2015 as compared to yield/rate relationships prevailing at the time specific investment securities were purchased. Differences between fair value and book value will continue to vary with changes in market interest rates and credit quality risks of such securities. However, temporary differences from book value are expected to lessen as securities approach their maturity dates. Management does not believe that the above gross unrealized losses on investment securities are other-than-temporary and no impairment adjustments have been recorded for the years ended December 31, 2016, 2015 and 2014.

Management intends to hold the investment securities classified as held-to-maturity until they mature, at which time the Company will receive full amortized cost value for such investment securities. Furthermore, as of December 31, 2016, management did not have the intent to sell any of the securities classified as available-for-sale in the table above and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost.


77

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


The amortized cost and estimated fair value of investment securities at December 31, 2016, by contractual maturity, are shown below (dollars in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
Available-for-sale
 
Held-to-maturity
 
Amortized
cost
 
Estimated
fair value
 
Amortized
cost
 
Estimated
fair value
Due in one year or less
$
3,397

 
$
3,411

 
$

 
$

Due after one year through five years
75,489

 
75,632

 
34,955

 
35,205

Due after five years through ten years
37,600

 
37,341

 
87,817

 
89,323

Due after ten years
379,513

 
377,911

 
17,498

 
17,457

Mutual fund
537

 
524

 

 

Tax credit investments

 

 
287

 
287

 
$
496,536

 
$
494,819

 
$
140,557

 
$
142,272

 
Investment securities with an estimated fair value of approximately $138.3 million and $118.0 million at December 31, 2016 and 2015, respectively, were pledged or in the process of being pledged, to secure various borrowings or available lines of credit and for other purposes as required or permitted by law.
 
The Company sold no investment securities during the year ended December 31, 2016, and sold $30.0 million and $63.5 million of investment securities during the years ended December 31, 2015 and 2014, respectively.



78

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


5. Loans and reserve for credit losses

 Loans receivable at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
2016
 
2015
 
Amount
 
Percent
 
Amount
 
Percent
Originated loans (a):
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

Owner occupied
$
298,721

 
16.4
%
 
$
263,095

 
18.1
%
Non-owner occupied
514,363

 
28.3
%
 
431,379

 
29.7
%
Total commercial real estate loans
813,084

 
44.7
%
 
694,474

 
47.8
%
Construction
200,654

 
11.0
%
 
119,723

 
8.2
%
Residential real estate
377,374

 
20.7
%
 
237,084

 
16.3
%
Commercial and industrial
386,150

 
21.2
%
 
363,335

 
25.0
%
Consumer
42,072

 
2.4
%
 
38,362

 
2.7
%
Total loans
1,819,334

 
100.0
%
 
1,452,978

 
100.0
%
 
 
 
 
 
 
 
 
Less:
 

 
 

 
 

 
 

Deferred loan fees, net
(1,764
)
 
 

 
(1,419
)
 
 

Reserve for loan losses
(25,290
)
 
 

 
(24,415
)
 
 

Loans, net
$
1,792,280

 
 

 
$
1,427,144

 
 

 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 
 
 
Owner occupied
$
92,490

 
32.5
%
 
$
45,236

 
19.3
%
Non-owner occupied and other
98,034

 
34.4
%
 
95,183

 
40.5
%
Total commercial real estate loans
190,524

 
66.9
%
 
140,419

 
59.8
%
Construction
10,384

 
3.6
%
 
10,629

 
4.5
%
Residential real estate
54,468

 
19.1
%
 
61,306

 
26.1
%
Commercial and industrial
28,286

 
9.9
%
 
21,109

 
9.0
%
Consumer
1,416

 
0.5
%
 
1,488

 
0.6
%
Total loans
285,078

 
100.0
%
 
234,951

 
100.0
%
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 
 
 
Owner occupied
$
391,211

 
18.6
%
 
$
308,331

 
18.3
%
Non-owner occupied and other
612,397

 
29.1
%
 
526,562

 
31.2
%
Total commercial real estate loans
1,003,608

 
47.7
%
 
834,893

 
49.5
%
Construction
211,038

 
10.0
%
 
130,352

 
7.7
%
Residential real estate
431,842

 
20.5
%
 
298,390

 
17.7
%
Commercial and industrial
414,436

 
19.7
%
 
384,444

 
22.8
%
Consumer
43,488

 
2.1
%
 
39,850

 
2.3
%
Total loans
2,104,412

 
100.0
%
 
1,687,929

 
100.0
%
 
 
 
 
 
 
 
 
Less:
 

 
 

 
 

 
 

Deferred loan fees
(1,764
)
 
 

 
(1,419
)
 
 

Reserve for loan losses
(25,290
)
 
 
 
(24,415
)
 
 
Loans, net
$
2,077,358

 
 

 
$
1,662,095

 
 

 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.

79

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014



The following describes the distinction between originated and acquired loan portfolios and certain significant accounting policies relevant to each of these portfolios.

Originated loans

Loans originated for investment are stated at their principal amount outstanding, net of any premium or discount, adjusted for partial charge-offs, the reserve for loan losses and net deferred loan fees and costs. Interest income on loans is accrued over the term of the loans. Interest is not accrued on loans where collectability is uncertain. Accrued interest on loans is presented in "Other assets" on the consolidated balance sheets. Loan origination fees and certain direct costs incurred to extend credit are deferred and amortized over the term of the loan as an adjustment to the related loan yield.

Approximately 76.4% of the Bank’s originated loan portfolio at December 31, 2016 consisted of real estate-related loans including construction and development loans, residential mortgage loans, and commercial loans secured by commercial real estate. At December 31, 2016, approximately 78.2% of the Bank’s total portfolio (inclusive of acquired loans) consisted of real estate-related loans as described above. The Bank’s results of operations and financial condition are affected by general economic trends and in particular, the strength of the local residential and commercial real estate markets in Central, Southern and Northwest Oregon and the greater Boise/Treasure Valley, Idaho and Seattle, Washington areas. Real estate values could be affected by, among other things, a worsening of national and local economic conditions, an increase in foreclosures, a decline in home sale volumes, and an increase in interest rates. Furthermore, the Bank may experience an increase in the number of borrowers who become delinquent, file for protection under bankruptcy laws, or default on their loans or other obligations to the Bank in the event of a sustained downturn in business and economic conditions generally or specifically in the principal markets in which the Bank does business. An increase in the number of delinquencies, bankruptcies, or defaults could result in a higher level of non-performing assets, net charge-offs, and loan loss provision. Management is targeting to reduce commercial real estate (“CRE”) concentration over the long term, but real estate-related loans will remain a significant portfolio component due to the nature of the economies, businesses, and markets we serve.

The Company originates C&I loans mainly to businesses in its footprint. Repayment of such loans is dependent upon future cash flows of the obligor businesses that are subject to various industry sector risk. In addition, the Company has purchased C&I participations typically referred to as SNCs. The SNC portfolio strategy is intended to diversify the Company’s credit risk profile geographically and by industry. Additionally, such loans enhance the Company’s interest rate risk profile as they float with LIBOR rates. C&I loans are subject to the variety of credit risks described above but they are not directly secured by real estate.
 
In the normal course of business, the Bank may buy or participate portions of loans to third parties in order to extend the Bank’s lending capability or to mitigate risk. At December 31, 2016 and 2015, the portion of loans participated to third-parties (which are not included in the accompanying consolidated balance sheets) totaled $128.8 million and $44.2 million, respectively. At December 31, 2016 and 2015, purchased loan participations totaled $145.3 million and $179.2 million, respectively.

Acquired loans

PPFS
Acquired loans include those loans purchased by the Company in the PPFS merger. These loans were recorded at estimated fair value at the PPFS Acquisition Date. The fair value estimates for acquired loans are based on expected prepayments, charge-offs and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the PPFS acquired loans at acquisition was a reduction of $2.5 million, representing a valuation adjustment for interest rate and credit which will be accreted over the life of the loans (approximately 10 years). As of December 31, 2016, the remaining net fair value adjustment to the PPFS acquired loans was $1.7 million.

Home
Acquired loans also include those loans purchased by the Company in the Home merger. These loans were recorded at estimated fair value at the Home Acquisition Date. The fair value estimates for acquired loans are based on expected prepayments, charge-offs and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the acquired loans was a reduction of $6.0 million, representing a valuation adjustment for interest rate and credit which will be accreted over the life of the loans (approximately 10 years). As of December 31, 2016, the remaining net fair value adjustment was $1.6 million.


80

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Of the PPFS and Home loans acquired on the PPFS Acquisition Date and Home Acquisition Date, as applicable, and still held at December 31, 2016, $8.0 million or 2.8% were graded substandard. With the amount of classified loans acquired being nominal, all loans acquired are treated in a manner consistent with originated loans for credit risk management and accounting purposes.

As of December 31, 2016, $21.6 million, or 7.6%, of the $285.1 million in acquired loans were covered under loss sharing agreements with the FDIC. The agreements were entered into in September 2009 and September 2010 between the FDIC and Home. The loss sharing agreements have limited terms (10 years for net losses on single-family residential real estate loans, as defined by the FDIC, five years for losses on non-residential real estate loans, as defined by the FDIC, and an additional three years with respect to recoveries on non-residential real estate loans). After the expiration of the loss sharing agreements in September 2014 and 2015, the Company is no longer indemnified for losses and related expenses on covered assets and the risk-based capital ratios have been reduced. While the agreements were in place, the covered assets received a 20% risk-weighting. After the agreements expired, the risk-weighting for previously covered assets most likely increases to 100%, based on current regulatory capital definitions. Nearly all of the assets remaining in the covered asset portfolios are non-single family covered assets. Therefore, most of the covered assets were no longer indemnified after September 2014 or September 2015. With the amount of loans covered under these agreements being nominal, amounts that may be due to or due from the FDIC under loss sharing agreements will be accounted for on a cash basis.

A net loss share payable was recorded at the Home Acquisition Date which represents the estimated value of reimbursement the Company expects to pay to the FDIC for recoveries net of incurred losses on covered loans. These expected reimbursements were recorded as part of covered loans in conjunction with the Home merger accounting. Upon the determination of an incurred loss or recovery, the loss share receivable/payable is changed by the amount due to or due from the FDIC.

Changes in the loss share payable (receivable) associated with covered loans for the year ended December 31, 2016 were as follows (dollars in thousands):
 
Year ended
 
December 31, 2016
Balance at beginning of period
$
289

Paid to FDIC
(1,224
)
Increase due to impairment
(53
)
FDIC reimbursement
1,156

Shared loss expenses
(96
)
Adjustments from prior periods
4

Balance at end of period
$
76


Reserve for loan losses
 
The reserve for loan losses represents management’s estimate of known and inherent losses in the loan portfolio as of the consolidated balance sheet date and is recorded as a reduction to loans. The reserve for loan losses is increased by charges to operating expense through the loan loss provision, and decreased by loans charged-off, net of recoveries. The reserve for loan losses requires complex subjective judgments as a result of the need to make estimates about matters that are uncertain. The reserve for loan losses is maintained at a level currently considered adequate to provide for potential loan losses based on management’s assessment of various factors affecting the loan portfolio.
 
However, the reserve for loan losses is based on estimates and actual losses may vary from the current estimates. These estimates are reviewed periodically, and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Therefore, management cannot provide assurance that, in any particular period, the Company will not have significant losses in relation to the amount reserved. The level of the reserve for loan losses is also determined after consideration of bank regulatory guidance and recommendations and is subject to review by such regulatory authorities who may require increases or decreases to the reserve based on their evaluation of the information available to them at the time of their examinations of the Bank.

For purposes of assessing the appropriate level of the reserve for loan losses, the Company analyzes loans and commitments to loan, and the amount of reserves allocated to loans and commitments to loan in each of the following reserve categories: pooled reserves, specifically identified reserves for impaired loans, and the unallocated reserve. Also, for purposes of analyzing loan portfolio credit quality and determining the appropriate level of reserve for loan losses, the Company identifies loan portfolio segments and classes based on the nature of the underlying loan collateral.

81

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
The increase in the reserve for loan losses from December 31, 2015 to December 31, 2016 was related to net recoveries during the period. The unallocated reserve for loan losses at December 31, 2016 has decreased by $0.9 million from the balance at December 31, 2015. The Company has determined the level of unallocated reserve is appropriate based upon the lack of seasoning with respect to its methodology enhancements, including qualitative adjustments with respect to concentration risk and estimating reserves against certain loan pools and industries as opposed to reserving on a loan by loan basis for such loans. In addition, the unallocated reflects the lack of seasoning as to credit quality performance of its recently acquired PPFS, Home and SNCs portfolios. Management believes that the amount of unallocated reserve for loan losses is appropriate and will continue to evaluate the amount going forward.

Acquired reserve for loan losses

The fair value estimates for acquired loans are based on expected prepayments, charge offs, and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the acquired loans was $6.0 million and $2.5 million for Home and PPFS, respectively, at the time of the applicable acquisition representing a valuation adjustment for interest rate and credit quality. The credit component of the fair value adjustment not accreted at any point in time represents the estimated reserve for loan losses for acquired loans. If the Company determines that this amount is insufficient a provision to the reserve for loan losses will be made.

Transactions and allocations in the reserve for loan losses and unfunded loan commitments, by portfolio segment, for the years ended December 31, 2016, 2015 and 2014 were as follows (dollars in thousands): 
 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2016
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

Loan loss provision (credit)
(530
)
 
784

 
1,072

 
(1,708
)
 
1,270

 
(888
)
 

Recoveries
2,957

 
368

 
288

 
1,470

 
920

 

 
6,003

Loans charged off
(40
)
 

 
(110
)
 
(3,074
)
 
(1,904
)
 

 
(5,128
)
Balance at end of year
$
6,321

 
$
2,196

 
$
3,325

 
$
10,657

 
$
1,203

 
$
1,588

 
$
25,290

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
6,321

 
$
2,196

 
$
3,325

 
$
10,657

 
$
1,203

 
$
1,588

 
$
25,290

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
6,369

 
$
2,464

 
$
3,350

 
$
10,732

 
$
1,227

 
$
1,588

 
$
25,730


82

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2015
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

Loan loss provision (credit)
(5,552
)
 
(525
)
 
(494
)
 
4,682

 
707

 
(2,818
)
 
(4,000
)
Recoveries
4,150

 
436

 
850

 
3,820

 
618

 

 
9,874

Loans charged off
(278
)
 

 
(402
)
 
(1,377
)
 
(1,455
)
 

 
(3,512
)
Balance at end of year
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
3,982

 
$
1,312

 
$
2,100

 
$
14,044

 
$
941

 
$
2,476

 
$
24,855

 
 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2014
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
9,565

 
$
535

 
$
2,381

 
$
6,261

 
$
1,401

 
$
714

 
$
20,857

Loan loss provision (credit)
(4,484
)
 
(348
)
 
(315
)
 
(12
)
 
579

 
4,580

 

Recoveries
1,801

 
1,242

 
929

 
2,158

 
309

 

 
6,439

Loans charged off
(1,268
)
 
(296
)
 
(874
)
 
(1,563
)
 
(1,242
)
 

 
(5,243
)
Balance at end of year
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
5,662

 
$
1,401

 
$
2,146

 
$
6,919

 
$
1,071

 
$
5,294

 
$
22,493



83

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


An individual loan is impaired when, based on current information and events, management believes that it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. The following table presents the reserve for loan losses and the recorded investment in loans by portfolio segment and impairment evaluation method at December 31, 2016 and 2015 (dollars in thousands). As the acquired loan portfolio is covered by the valuation adjustment taken at the time of acquisition and as the original mark continues to be more than sufficient, impaired acquired loans are excluded from the individually evaluated for impairment amounts below.
 
Reserve for loan losses

Recorded investment in loans
 
Individually
evaluated for
impairment

Collectively
evaluated for
impairment

Total

Individually
evaluated for
impairment

Collectively
evaluated for
impairment

Total
2016
 
 
 

 
 

 
 

 
 

 
 

Commercial real estate
$

 
$
6,321

 
$
6,321

 
$
640

 
$
1,002,968

 
$
1,003,608

Construction

 
2,196

 
2,196

 

 
211,038

 
211,038

Residential real estate

 
3,325

 
3,325

 

 
431,842

 
431,842

Commercial and industrial
2,000

 
8,657

 
10,657

 
7,034

 
407,402

 
414,436

Consumer

 
1,203

 
1,203

 

 
43,488

 
43,488

 
$
2,000

 
$
21,702

 
23,702

 
$
7,674

 
$
2,096,738

 
$
2,104,412

Unallocated
 

 
 

 
1,588

 
 

 
 

 
 

 
 

 
 

 
$
25,290

 
 

 
 

 
 

 
 
 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate
$
78

 
$
3,856

 
$
3,934

 
$
3,835

 
$
831,058

 
$
834,893

Construction

 
1,044

 
1,044

 
365

 
129,987

 
130,352

Residential real estate

 
2,075

 
2,075

 
18

 
298,372

 
298,390

Commercial and industrial
164

 
13,805

 
13,969

 
2,724

 
381,720

 
384,444

Consumer

 
917

 
917

 

 
39,850

 
39,850

 
$
242

 
$
21,697

 
21,939

 
$
6,942

 
$
1,680,987

 
$
1,687,929

Unallocated
 

 
 

 
2,476

 
 

 
 

 
 

 
 

 
 

 
$
24,415

 
 

 
 

 
 


The Company uses credit risk ratings, which reflect the Bank’s assessment of a loan’s risk or loss potential, for purposes of assessing the appropriate level of reserve for loan losses. The Bank’s credit risk rating definitions along with applicable borrower characteristics for each credit risk rating are as follows:
 
Acceptable
 
The borrower is a reasonable credit risk and demonstrates the ability to repay the loan from normal business operations. Loans are generally made to companies operating in an economy and/or industry that is generally sound. The borrower tends to operate in regional or local markets and has achieved sufficient revenues for the business to be financially viable. The borrowers financial performance has been consistent in normal economic times and has been average or better than average for its industry.
 
A loan can also be considered Acceptable even though the borrower may have some vulnerability to downturns in the economy due to marginally satisfactory working capital and debt service cushion. Availability of alternate financing sources may be limited or nonexistent. In some cases, the borrower’s management, may have limited depth or continuity but is still considered capable. An adequate primary source of repayment is identified while secondary sources may be illiquid, more speculative, less readily identified, or reliant upon collateral liquidation. Loan agreements will be well-defined, including several financial performance covenants and detailed operating covenants. This category also includes commercial loans to individuals with average or better than average capacity to repay.

Pass-Watch
 
Loans are graded Pass-Watch when temporary situations increase the level of the Bank’s risk associated with the loan, and remain graded Pass-Watch until the situation has been corrected. These situations may involve one or more weaknesses in cash flow, collateral value or indebtedness that could, if not corrected within a reasonable period of time, jeopardize the full repayment of the debt. In general, loans in this category remain adequately protected by the borrower’s net worth and paying capacity, or pledged collateral.
 

84

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Special Mention
 
A Special Mention credit has potential weaknesses that may, if not checked or corrected, weaken the loan or leave the Bank inadequately protected at some future date. Loans in this category are deemed by management of the Bank to be currently protected but reflect potential problems that warrant more than the usual management attention but do not justify a Substandard classification.
 
Substandard
 
Substandard loans are those inadequately protected by the net worth and paying capacity of the obligor and/or by the value of the pledged collateral, if any. Substandard loans have a high probability of payment default or they have other well-defined weaknesses. They require more intensive supervision and borrowers are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization. Repayment may depend on collateral or other credit risk mitigants.
 
CRE and construction loans are classified Substandard when well-defined weaknesses are present which jeopardize the orderly liquidation of the loan. Well-defined weaknesses include a project’s lack of marketability, inadequate cash flow or collateral support, failure to complete construction on time, and/or the project’s failure to fulfill economic expectations. These loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
 
In addition, Substandard loans also include impaired loans. Impaired loans bear the characteristics of Substandard loans as described above, and the Company has determined it does not expect timely payment of all contractually due interest and principal. Impaired loans may be adequately secured by collateral.
 
During the year ended December 31, 2016 the Bank reduced loans classified as special mention and substandard in the originated portfolio by $10.2 million, while total loans classified as special mention and substandard decreased $26.5 million. Remediation on the originated portfolio was accomplished through credit upgrades mainly owing to improved obligor cash flows as well as payoffs/paydowns, and/or sales. Work began on the acquired loan portfolio at the PPFS and Home Acquisition Dates.
  
The following table presents, by portfolio class, the recorded investment in loans by internally assigned grades at December 31, 2016 and 2015 (dollars in thousands):
 
 
Loan grades
 
 
 
Acceptable
 
Pass-Watch
 
Special
Mention
 
Substandard
 
Total
2016
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
282,438

 
$
9,007

 
$
1,302

 
$
5,974

 
$
298,721

Non-owner occupied
506,946

 
2,234

 
4,180

 
1,003

 
514,363

Total commercial real estate loans
789,384

 
11,241

 
5,482

 
6,977

 
813,084

Construction
200,278

 

 

 
376

 
200,654

Residential real estate
376,713

 

 

 
661

 
377,374

Commercial and industrial
351,914

 
11,472

 
5,452

 
17,312

 
386,150

Consumer
42,060

 

 

 
12

 
42,072

 
$
1,760,349

 
$
22,713

 
$
10,934

 
$
25,338

 
$
1,819,334

Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
85,868

 
$
3,222

 
$
1,663

 
$
1,737

 
$
92,490

Non-owner occupied
81,494

 
3,967

 
7,962

 
4,611

 
98,034

Total commercial real estate loans
167,362

 
7,189

 
9,625

 
6,348

 
190,524

Construction
10,331

 

 

 
53

 
10,384

Residential real estate
51,489

 
1,988

 

 
991

 
54,468

Commercial and industrial
27,636

 
64

 

 
586

 
28,286


85

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Consumer
1,416

 

 

 

 
1,416

 
$
258,234

 
$
9,241

 
$
9,625

 
$
7,978

 
$
285,078

Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
368,306

 
$
12,229

 
$
2,965

 
$
7,711

 
$
391,211

Non-owner occupied
588,440

 
6,201

 
12,142

 
5,614

 
612,397

Total commercial real estate loans
956,746

 
18,430

 
15,107

 
13,325

 
1,003,608

Construction
210,609

 

 

 
429

 
211,038

Residential real estate
428,202

 
1,988

 

 
1,652

 
431,842

Commercial and industrial
379,550

 
11,536

 
5,452

 
17,898

 
414,436

Consumer
43,476

 

 

 
12

 
43,488

 
$
2,018,583

 
$
31,954

 
$
20,559

 
$
33,316

 
$
2,104,412

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Originated (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
243,113

 
$
8,623

 
$
1,426

 
$
9,933

 
$
263,095

Non-owner occupied
411,137

 
9,825

 
4,522

 
5,895

 
431,379

Total commercial real estate loans
654,250

 
18,448

 
5,948

 
15,828

 
694,474

Construction
118,752

 

 
971

 

 
119,723

Residential real estate
236,574

 

 

 
510

 
237,084

Commercial and industrial
328,934

 
11,220

 
13,729

 
9,452

 
363,335

Consumer
38,350

 

 

 
12

 
38,362

 
$
1,376,860

 
$
29,668

 
$
20,648

 
$
25,802

 
$
1,452,978

Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
34,081

 
$
3,480

 
$
7,341

 
$
334

 
$
45,236

Non-owner occupied
71,334

 
2,751

 
9,386

 
11,712

 
95,183

Total commercial real estate loans
105,415

 
6,231

 
16,727

 
12,046

 
140,419

Construction
10,597

 

 

 
32

 
10,629

Residential real estate
60,151

 

 

 
1,155

 
61,306

Commercial and industrial
17,034

 
153

 
3,461

 
461

 
21,109

Consumer
1,485

 

 

 
3

 
1,488

 
$
194,682

 
$
6,384

 
$
20,188

 
$
13,697

 
$
234,951

Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
277,194

 
$
12,103

 
$
8,767

 
$
10,267

 
$
308,331

Non-owner occupied
482,471

 
12,576

 
13,908

 
17,607

 
526,562

Total commercial real estate loans
759,665

 
24,679

 
22,675

 
27,874

 
834,893

Construction
129,349

 

 
971

 
32

 
130,352

Residential real estate
296,725

 

 

 
1,665

 
298,390

Commercial and industrial
345,968

 
11,373

 
17,190

 
9,913

 
384,444

Consumer
39,835

 

 

 
15

 
39,850

 
$
1,571,542

 
$
36,052

 
$
40,836

 
$
39,499

 
$
1,687,929

 
 
 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.

86

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014




The following table presents, by portfolio class, an age analysis of past due loans, including loans placed on non-accrual at December 31, 2016 and 2015 (dollars in thousands):
 
30-89 days
past due
 
90 days
or more
past due
 
Total
past due
 
Current
 
Total
loans
2016
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
205

 
$
490

 
$
695

 
$
298,026

 
$
298,721

Non-owner occupied
100

 

 
100

 
514,263

 
514,363

Total commercial real estate loans
305

 
490

 
795

 
812,289

 
813,084

Construction
97

 
376

 
473

 
200,181

 
200,654

Residential real estate
1,488

 

 
1,488

 
375,886

 
377,374

Commercial and industrial
290

 
338

 
628

 
385,522

 
386,150

Consumer
322

 
12

 
334

 
41,738

 
42,072

 
$
2,502

 
$
1,216

 
$
3,718

 
$
1,815,616

 
$
1,819,334

 
 
 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
317

 
$

 
$
317

 
$
92,173

 
$
92,490

Non-owner occupied

 

 

 
98,034

 
98,034

Total commercial real estate loans
317

 

 
317

 
190,207

 
190,524

Construction

 
17

 
17

 
10,367

 
10,384

Residential real estate
2,053

 
543

 
2,596

 
51,872

 
54,468

Commercial and industrial
257

 

 
257

 
28,029

 
28,286

Consumer
9

 

 
9

 
1,407

 
1,416

 
$
2,636

 
$
560

 
$
3,196

 
$
281,882

 
$
285,078

 
 
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
522

 
$
490

 
$
1,012

 
$
390,199

 
$
391,211

Non-owner occupied
100

 

 
100

 
612,297

 
612,397

Total commercial real estate loans
622

 
490

 
1,112

 
1,002,496

 
1,003,608

Construction
97

 
393

 
490

 
210,548

 
211,038

Residential real estate
3,541

 
543

 
4,084

 
427,758

 
431,842

Commercial and industrial
547

 
338

 
885

 
413,551

 
414,436

Consumer
331

 
12

 
343

 
43,145

 
43,488

 
$
5,138

 
$
1,776

 
$
6,914

 
$
2,097,498

 
$
2,104,412

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 
 
 

Owner occupied
$
1,020

 
$
719

 
$
1,739

 
$
261,356

 
$
263,095

Non-owner occupied
593

 

 
593

 
430,786

 
431,379

Total commercial real estate loans
1,613

 
719

 
2,332

 
692,142

 
694,474

Construction

 

 

 
119,723

 
119,723

Residential real estate
196

 

 
196

 
236,888

 
237,084

Commercial and industrial
346

 
239

 
585

 
362,750

 
363,335

Consumer
209

 
12

 
221

 
38,141

 
38,362


87

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
$
2,364

 
$
970

 
$
3,334

 
$
1,449,644

 
$
1,452,978

 
 
 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$

 
$

 
$

 
$
45,236

 
$
45,236

Non-owner occupied
2,049

 

 
2,049

 
93,134

 
95,183

Total commercial real estate loans
2,049

 

 
2,049

 
138,370

 
140,419

Construction
46

 

 
46

 
10,583

 
10,629

Residential real estate
748

 
534

 
1,282

 
60,024

 
61,306

Commercial and industrial
6

 
5

 
11

 
21,098

 
21,109

Consumer
53

 

 
53

 
1,435

 
1,488

 
$
2,902

 
$
539

 
$
3,441

 
$
231,510

 
$
234,951

 
 
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
1,020

 
$
719

 
$
1,739

 
$
306,592

 
$
308,331

Non-owner occupied
2,642

 

 
2,642

 
523,920

 
526,562

Total commercial real estate loans
3,662

 
719

 
4,381

 
830,512

 
834,893

Construction
46

 

 
46

 
130,306

 
130,352

Residential real estate
944

 
534

 
1,478

 
296,912

 
298,390

Commercial and industrial
352

 
244

 
596

 
383,848

 
384,444

Consumer
262

 
12

 
274

 
39,576

 
39,850

 
$
5,266

 
$
1,509

 
$
6,775

 
$
1,681,154

 
$
1,687,929

 
 
 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.
 
Loans contractually past due 90 days or more on which the Company continued to accrue interest were $0.02 million and $0.07 million at December 31, 2016 and 2015, respectively.
 

88

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


The following table presents information related to impaired loans, by portfolio class, at December 31, 2016 and 2015 (dollars in thousands):
 
Impaired loans
 
 
 
With a
related
allowance
 
Without a
related
allowance
 
Total
recorded
balance
 
Unpaid
principal
balance
 
Related
allowance
2016
 

 
 

 
 

 
 

 
 

Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$

 
$
640

 
$
640

 
$
1,077

 
$

Non-owner occupied

 

 

 

 

Total commercial real estate loans

 
640

 
640

 
1,077

 

Construction

 

 

 

 

Residential real estate

 

 

 

 

Commercial and industrial
6,701

 
333

 
7,034

 
10,359

 
2,000

Consumer

 

 

 

 

 
$
6,701

 
$
973

 
$
7,674

 
$
11,436

 
$
2,000

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
1,032

 
$
2,157

 
$
3,189

 
$
4,285

 
$
73

Non-owner occupied
646

 

 
646

 
646

 
5

Total commercial real estate loans
1,678

 
2,157

 
3,835

 
4,931

 
78

Construction

 
365

 
365

 
365

 

Residential real estate

 
18

 
18

 
18

 

Commercial and industrial
2,539

 
185

 
2,724

 
3,366

 
164

Consumer

 

 

 

 

 
$
4,217

 
$
2,725

 
$
6,942

 
$
8,680

 
$
242

 
At December 31, 2016, the total recorded balance of impaired loans in the above table included no TDR loans which were not on non-accrual status and at December 31, 2015, the total recorded balance of impaired loans in the above table included $0.8 million TDR loans which were not on non-accrual status.
 
The following table presents, by portfolio class, the average recorded investment in impaired loans for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
Year ended
 
2016
 
2015
 
2014
Commercial real estate:
 

 
 

 
 
Owner occupied
$
1,757

 
$
3,216

 
$
6,115

Non-owner occupied
1,905

 
6,384

 
22,699

Total commercial real estate loans
3,662

 
9,600

 
28,814

Construction

 
499

 
1,157

Residential real estate

 
54

 
381

Commercial and industrial
7,409

 
2,793

 
4,015

Consumer

 

 

 
$
11,071

 
$
12,946

 
$
34,367

 
Interest income recognized for cash payments received on impaired loans for the years ended December 31, 2016 and 2015 was $1.1 million and $0.6 million, respectively, and for the year ended December 31, 2014 was insignificant.


89

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Information with respect to the Company’s non-accrual loans, by portfolio class, at December 31, 2016 and 2015 is as follows (dollars in thousands):
  
 
2016
 
2015
Commercial real estate:
 

 
 

Owner occupied
$
1,739

 
$
2,742

Non-owner occupied
2,659

 
434

Total commercial real estate loans
4,398

 
3,176

Construction
429

 

Residential real estate
1,598

 
1,427

Commercial and industrial
7,270

 
447

Consumer

 
3

Total non-accrual loans
$
13,695

 
$
5,053

 
 
 
 
Accruing loans which are contractually past due 90 days or more:
 

 
 

Commercial and industrial
5

 
56

Consumer
12

 
12

Total accruing loans which are contractually past due 90 days or more
$
17

 
$
68

 
TDRs
 
The Company allocated no specific reserves to customers whose loan terms have been modified in TDRs as of December 31, 2016 and as of December 31, 2015. TDRs involve the restructuring of terms to allow customers to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. As indicated above, TDRs may also include loans to borrowers experiencing financial distress that renewed at existing contractual rates, but below market rates for comparable credit quality. The Company has been actively utilizing these programs and working with its customers to improve obligor cash flow and related prospect for repayment. Concessions may include, but are not limited to, interest rate reductions, principal forgiveness, deferral of interest payments, extension of the maturity date, and other actions intended to minimize potential losses to the Company. For each commercial loan restructuring, a comprehensive credit underwriting analysis of the borrower’s financial condition and prospects of repayment under the revised terms is performed to assess whether the new structure can be successful and whether cash flows will be sufficient to support the restructured debt. Generally, if the loan is on accrual at the time of restructuring, it will remain on accrual after the restructuring. After six consecutive payments under the restructured terms, a nonaccrual restructured loan is reviewed for possible upgrade to accrual status.
 
Typically, once a loan is identified as a TDR it will retain that designation until it is paid off, because restructured loans generally are not at market rates following restructuring. Under certain circumstances a TDR may be removed from TDR status if it is determined to no longer be impaired and the loan is at a competitive interest rate. Under such circumstances, allowance allocations for loans removed from TDR status would be based on the historical allocation for the applicable loan grade and loan class. Consistent with accounting principles, acquired loans previously identified by Home as TDRs were marked to fair value at the Home Acquisition Date and accordingly are not included as TDRs on the Company’s books.
 

90

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


The following table presents, by portfolio segment, information with respect to the Company’s loans that were modified and recorded as TDRs during the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
2016
 
2015
 
2014
 
Number of
loans
 
TDR outstanding
recorded investment
 
Number of
loans
 
TDR outstanding
recorded investment
 
Number of
loans
 
TDR outstanding
recorded investment
Commercial real estate

 
$

 

 
$

 

 
$

Construction

 

 

 

 

 

Residential real estate

 

 

 

 

 

Commercial and industrial
1

 
22

 
1

 
25

 

 

Consumer

 

 

 

 

 

 
1

 
$
22

 
1

 
$
25

 

 
$


There were no loans modified and recorded as TDRs during the year ended December 31, 2014. There was no change in the pre- and post-TDR outstanding recorded investment for loans restructured during the years ended December 31, 2016, 2015 and 2014.

At December 31, 2016 and 2015, the Company had no remaining commitments to lend on loans accounted for as TDRs.
 
The following table presents, by portfolio segment, the post modification recorded investment for TDRs restructured during the years ended December 31, 2016 and 2015, and by the primary type of concession granted (dollars in thousands). There were no restructured TDRs in 2014.

2016
Rate
reduction
 
Term
extension
 
Rate reduction
and term
extension
 
Total
Commercial real estate
$

 
$

 
$

 
$

Construction

 

 

 

Residential real estate

 

 

 

Commercial and industrial

 
22

 

 
22

Consumer

 

 

 

 
$

 
$
22

 
$

 
$
22

 
 
 
 
 
 
 
 
2015
Rate
reduction
 
Term
extension
 
Rate reduction
and term
extension
 
Total
Commercial real estate
$

 
$

 
$

 
$

Construction

 

 

 

Residential real estate

 

 

 

Commercial and industrial

 
25

 

 
25

Consumer

 

 

 

 
$

 
$
25

 
$

 
$
25

 
There were no TDRs which had payment defaults during the year ended December 31, 2016, 2015, and 2014 that had been previously restructured within the last twelve months prior to December 31, 2016 and 2015, and 2014.


6. Mortgage banking activities

Net MSRs, as included in Other Assets, at December 31, 2016 and 2015 were $2.3 million and $2.2 million, respectively. Transactions in the Company’s MSRs for the years ended December 31, 2016 and 2015 were as follows (dollars in thousands).

91

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
 
2016
 
2015
Balance at beginning of year
$
2,186

 
$
2,248

Additions
885

 
631

Amortization
(723
)
 
(693
)
Balances at end of year
$
2,348

 
$
2,186

 
Mortgage banking income, net, consisted of the following for the periods shown (dollars in thousands):
 
2016
 
2015
 
2014
Origination and processing fees
$
360

 
$
614

 
$
748

Gain on sales of mortgage loans, net
3,044

 
2,007

 
1,539

Servicing fees, net
715

 
689

 
678

Amortization
(723
)
 
(693
)
 
(669
)
Mortgage banking income, net
$
3,396

 
$
2,617

 
$
2,296


7. Premises and equipment

Premises and equipment at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
2016
 
2015
Land
$
13,591

 
$
10,501

Buildings and leasehold improvements
41,748

 
39,150

Furniture and equipment
17,603

 
15,991

 
72,942

 
65,642

Less accumulated depreciation and amortization
(24,284
)
 
(23,611
)
Premises and equipment, net
$
48,658

 
$
42,031



8. Other real estate owned, net
 
Transactions in the Company’s OREO for the years ended December 31, 2016, 2015 and 2014 were as follows (dollars in thousands):
 
2016
 
2015
 
2014
Balance at beginning of year
$
3,274

 
$
3,309

 
$
3,144

Additions
367

 
1,558

 
3,705

Dispositions
(1,964
)
 
(3,140
)
 
(3,611
)
Change in valuation allowance

 
1,547

 
71

Balance at end of year
$
1,677

 
$
3,274

 
$
3,309

 
The following table summarizes activity in the OREO valuation allowance for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
2016
 
2015
 
2014
Balance at beginning of year
$
776

 
$
2,323

 
$
2,394

Additions to valuation allowance

 
72

 
1,163

Reductions due to sales of OREO

 
(1,619
)
 
(1,234
)
Balance at end of year
$
776

 
$
776

 
$
2,323

 

92

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


The following table summarizes OREO expenses for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
2016
 
2015
 
2014
Operating costs
$
251

 
$
367

 
$
175

(Gains) losses on sales of OREO
(247
)
 
(371
)
 
(183
)
Increases in valuation allowance
167

 
72

 
996

Total
$
171

 
$
68

 
$
988


9. Goodwill and other intangibles assets
 
The Company recorded $3.3 million of goodwill in connection with the PPFS merger.

The Company recorded $4.0 million of goodwill in connection with the branch acquisition.

The Company recorded $78.6 million of goodwill in connection with the Home merger.

In accordance with the Intangibles - Goodwill and Other topic of the FASB ASC, goodwill is not amortized but is reviewed for potential impairment at the reporting unit level. Management analyzes its goodwill for impairment on an annual basis and between annual tests in certain circumstances, such as upon material adverse changes in legal, business, regulatory and economic factors. An impairment loss is recorded to the extent that the carrying amount of goodwill exceeds its implied fair value. The Company performed an impairment assessment as of December 31, 2016 and 2015 and concluded that there was no impairment to goodwill.

Core deposit intangibles (“CDI”) are evaluated for impairment on an annual basis and between annuals tests if events and circumstances indicate a possible impairment. The CDI is amortized on a straight-line basis over an estimated life of 10 years. The following table sets forth activity for CDI for the years ended December 31, 2016 and 2015 (dollars in thousands). The Company had $7.7 million recorded CDI and $0.5 million amortization expense during 2014.
 
 
2016
 
2015
Gross core deposit intangibles balance, beginning of period
 
$
8,196

 
$
8,196

Accumulated amortization, beginning of period
 
(1,333
)
 
(513
)
Core deposit intangible, net, beginning of period
 
6,863

 
7,683

Established through acquisitions
 
6,770

 

CDI current period amortization
 
(1,316
)
 
(820
)
Total core deposit intangible, end of period
 
$
12,317

 
$
6,863


The following table provides the estimated future amortization expense of CDI for the succeeding five years (dollars in thousands):

Years Ending December 31,
 
2017
$
1,497

2018
1,497

2019
1,497

2020
1,497

2021
1,497



10.  Derivatives

Derivative instruments are contracts between two or more parties that have a notional amount and an underlying variable, require no net investment and allow for the net settlement of positions. The notional amount serves as the basis for the payment provision of the contract and takes the form of units, such as shares or dollars. The underlying variable represents a specified interest rate, index, or other component. The interaction between the notional amount and the underlying variable determines the number of units to be exchanged between the parties and influences the market value of the derivative contract. The Company obtains dealer quotations to value its derivative contracts.

93

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014



The Company periodically enters into certain commercial loan interest rate swap agreements in order to provide commercial loan customers the ability to convert from variable to fixed interest rates. Under these agreements, the Company provides the customer with a variable rate loan and enters into an interest rate swap in which the customer receives a variable rate payment in exchange for a fixed rate payment. The Company offsets its risk exposure by entering into an offsetting interest rate swap with a dealer counterparty for the same notional amount and length of term. The dealer counterparty receives a fixed rate payment and in exchange the Company receives a variable rate payment. Generally, these instruments help the Company manage exposure to market risk and meet customer financing needs. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors.

The Company may be exposed to credit-related losses in the event of nonperformance by the counterparty to these agreements. Credit risk of the financial contract is controlled through the credit approval, limits, and monitoring procedures and management does not expect the counterparties to fail their obligations.

In connection with the interest rate swaps between the Company and the dealer counterparties, the agreements contain a provision where if the Company fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain credit ratings fall below specified standards or if specific regulatory events occur, such as a publicly issued memorandum of understanding, cease and desist order, or a termination of insurance coverage by the FDIC.

As of December 31, 2016 and 2015, the notional values or contractual amounts and fair values of the Company’s derivatives not designated in hedge relationships were as follows (dollars in thousands).
 
 
Asset Derivatives
 
Liability Derivatives
 
 
2016
 
2015
 
2016
 
2015
 
 
Notional/
Contract Amount
 
Fair Value (1)
 
Notional/
Contract Amount
 
Fair Value (1)
 
Notional/
Contract Amount
 
Fair Value (2)
 
Notional/
Contract Amount
 
Fair Value (2)
Interest rate swaps
 
$
256,950

 
$
5,239

 
$
169,720

 
$
8,646

 
$
256,950

 
$
5,239

 
$
169,720

 
$
8,646

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1)- Included in other assets on the consolidated balance sheet
(2)- Included in other liabilities on the consolidated balance sheet

Swap fee income, as included in noninterest income, was $2.5 million, $2.5 million and $1.8 million for the years ended December 31, 2016, 2015 and 2014, respectively.

The Company generally posts collateral against derivative liabilities in the form of cash. Collateral posted against derivative liabilities was $5.0 million and $8.6 million as of December 31, 2016 and 2015, respectively.

Derivative assets and liabilities are recorded at fair value on the balance sheet and do not take into account the effects of master netting agreements. Master netting agreements allow the Company to settle all derivative contracts held with a single counterparty on a net basis and to offset net derivative position with related collateral where applicable.

The following table illustrates the potential effect of the Company’s derivative master netting arrangements, by type of financial instrument, on the Company’s balance sheet as of December 31, 2016 and 2015 (dollars in thousands):

94

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
 
December 31, 2016
 
 
 
 
 
 
 
 
Gross Amounts of Financial Instruments Not Offset in the Balance Sheet
 
 
Gross Amounts Recognized
 
Amounts offset in the Balance Sheet
 
Net Amounts in the Balance Sheet
 
Netting Adjustment Per Applicable Master Netting Agreements
 
Fair Value of Financial Collateral in the Balance Sheet
 
Net Amount
 
 
 
 
 
 
 
 
 
 
 
 
 
Asset Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
5,239

 
$

 
$
5,239

 
$

 
$

 
$
5,239

 
 
 
 
 
 
 
 
 
 
 
 
 
Liability Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
5,239

 
$

 
$
5,239

 
$

 
$
5,000

 
$
239

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
Gross Amounts of Financial Instruments Not Offset in the Balance Sheet
 
 
Gross Amounts Recognized
 
Amounts offset in the Balance Sheet
 
Net Amounts in the Balance Sheet
 
Netting Adjustment Per Applicable Master Netting Agreements
 
Fair Value of Financial Collateral in the Balance Sheet
 
Net Amount
Asset Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
8,646

 
$

 
$
8,646

 
$

 
$

 
$
8,646

 
 
 
 
 
 
 
 
 
 
 
 
 
Liability Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
8,646

 
$

 
$
8,646

 
$

 
$
8,595

 
$
51



11. Time deposits

Time deposits in amounts of $250 thousand or more aggregated to approximately $22.7 million and $32.5 million at December 31, 2016 and 2015, respectively.

At December 31, 2016, the scheduled annual maturities of all time deposits were approximately as follows (dollars in thousands):
2017
$
154,098

2018
31,931

2019
16,516

2020
12,357

2021
4,755

Thereafter
705

 
$
220,362


At December 31, 2016 and 2015, the Bank had no wholesale brokered deposits.

At December 31, 2016 the Bank had $11.0 million internet listing service deposits and at December 31, 2015 the Bank no internet listing service deposits. The remaining internet listing service CD’s were from the PPFS merger.


95

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


12. Other borrowings

The Bank is a member of the FHLB Des Moines. As a member, the Bank has a committed borrowing line of credit up to 35% of total assets, subject to the Bank pledging sufficient collateral and maintaining the required investment in FHLB stock. At December 31, 2016 and 2015, the Bank had no outstanding borrowings under the committed lines of credit. All outstanding borrowings and letters of credit with the FHLB are collateralized by a blanket pledge agreement on the Bank’s FHLB stock, any funds on deposit with the FHLB, certain investment securities, and certain loans. At December 31, 2016, the Bank had available borrowings with the FHLB of approximately $644.7 million, based on eligible collateral. There can be no assurance that future advances will be allowed by the FHLB.

At December 31, 2016, the Bank had no borrowings outstanding with the FRB and had approximately $16.1 million in available short-term borrowings at FRB, collateralized by certain of the Bank’s securities.

As an additional source of liquidity, the Bank has federal fund borrowing agreements with correspondent banks aggregating approximately $90.0 million at December 31, 2016. At December 31, 2016, the Company had no outstanding borrowings under these federal fund borrowing agreements.

13. Commitments, guarantees and contingencies

Off-balance sheet financial instruments

In the ordinary course of business, the Bank is a party to financial instruments with off-balance sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit, commitments under credit card lines of credit, and standby letters of credit. These financial instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of amounts recognized in the accompanying consolidated balance sheets. The contractual amounts of these financial instruments reflect the extent of the Bank’s involvement in these particular classes of financial instruments. As of December 31, 2016 and 2015, the Bank had no material commitments to extend credit at below-market interest rates.
The Bank’s exposure to credit loss for commitments to extend credit, commitments under credit card lines of credit, and standby letters of credit is represented by the contractual amount of these instruments. The Bank follows the same credit policies in underwriting and offering commitments and conditional obligations as it does for on-balance sheet financial instruments.

A summary of the Bank’s off-balance sheet financial instruments which are used to meet the financing needs of its customers is approximately as follows at December 31, 2016 and 2015 (dollars in thousands):
 
2016
 
2015
Commitments to extend credit
$
580,450

 
$
479,353

Commitments under credit card lines of credit
80,612

 
65,988

Standby letters of credit
5,887

 
5,090

Total off-balance sheet financial instruments
$
666,949

 
$
550,431


Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of fees. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank applies established credit related standards and underwriting practices in evaluating the creditworthiness of such obligors. The amount of collateral obtained, if it is deemed necessary by the Bank upon the extension of credit, is based on management’s credit evaluation of the counterparty. The increase in commitments between 2015 and 2016 mainly reflect higher commercial, construction and commercial real estate loan commitments.

The Bank typically does not obtain collateral related to credit card commitments. Collateral held for other commitments varies but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties.

Standby letters of credit are written conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. These guarantees are primarily issued to support public and private borrowing arrangements. In the event that the

96

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


customer does not perform in accordance with the terms of the agreement with the third-party, the Bank would be required to fund the commitment. The maximum potential amount of future payments the Bank could be required to make is represented by the contractual amount of the commitment. If the commitment was funded, the Bank would be entitled to seek recovery from the customer. The Bank’s policies generally require that standby letter of credit arrangements contain security and debt covenants similar to those involved in extending loans to customers. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers.

The Bank considers the fees collected in connection with the issuance of standby letters of credit to be representative of the fair value of its obligations undertaken in issuing the guarantees. In accordance with GAAP related to guarantees, the Bank defers fees collected in connection with the issuance of standby letters of credit. The fees are then recognized in income proportionately over the life of the related standby letter of credit agreement. At December 31, 2016 and 2015, the Bank’s deferred standby letter of credit fees, which represent the fair value of the Bank’s potential obligations under the standby letter of credit guarantees, were insignificant to the accompanying consolidated financial statements.
Lease commitments

The Bank leases certain land and facilities under operating leases, some of which include renewal options and escalation clauses. At December 31, 2016, the aggregate minimum rental commitments under operating leases that have initial or remaining non-cancelable lease terms in excess of one year were approximately as follows (dollars in thousands):
2017
$
1,706

2018
1,356

2019
1,114

2020
762

2021
553

Thereafter
4,513

 
$
10,004


Total rental expense was approximately $3.2 million in 2016, $2.3 million in 2015, and $3.0 million in 2014. The increase in rental expense in 2016 was primarily related to additional leased properties obtained during the 2016 acquisitions.

Litigation

The Company is subject to legal proceedings, claims, and litigation arising in the ordinary course of business. While the outcome of these matters is currently not determinable, management does not expect that the ultimate costs to resolve these matters will have a material adverse effect on the Company’s consolidated financial position, results of operations or cash flows as of and for the year ended December 31, 2016.

Other

The Bank is a public depository and, accordingly, accepts deposit funds belonging to, or held for the benefit of, the state of Oregon, political subdivisions thereof, municipal corporations, and other public funds. In accordance with applicable state law, in the event of default of one bank, all participating banks in the state collectively assure that no loss of funds is suffered by any public depositor. Generally, in the event of default by a public depository and to the extent sufficient collateral is unavailable to repay public funds, the assessment applicable to all public depositories is allocated on a pro rata basis in proportion to the maximum liability of each public depository as it existed on the date of loss. The Bank has pledged letters of credit issued by the FHLB which collateralizes public deposits not otherwise insured by the FDIC. At December 31, 2016, there was no liability associated with the Bank’s participation in this pool because all participating banks are presently required to fully collateralize uninsured Oregon public deposits, and there were no occurrences of an actual loss on Oregon public deposits at such participating banks. The maximum future contingent liability is dependent upon the occurrence of an actual loss, the amount of such loss, the failure of collateral to cover such a loss, and the resulting share of loss to be assessed to the Company.

The Company has entered into employment contracts and benefit plans with certain executive officers and members of the Board that allow for payments (or accelerated payments) contingent upon a change in control of the Company.


97

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


14. Income taxes

The approximate provision for income taxes for the years ended December 31, 2016, 2015, and 2014 was as follows (dollars in thousands):
 
2016
 
2015
 
2014
Current:
 
 
 
 
 
Federal
$
(801
)
 
$
(582
)
 
$
(185
)
 State
(160
)
 
(111
)
 
(30
)
 
(961
)
 
(693
)
 
(215
)
Deferred
(9,607
)
 
(11,820
)
 
37

(Provision) for income taxes
$
(10,568
)
 
$
(12,513
)
 
$
(178
)

The provision for income taxes results in effective tax rates which are different than the federal income tax statutory rate. A reconciliation of the differences for the years ended December 31, 2016, 2015, and 2014 is as follows (dollars in thousands):
 
2016
 
2015
 
2014
Expected federal income tax provision/credit at statutory rates
$
(9,569
)
 
$
(11,582
)
 
$
(1,370
)
State income taxes, net of federal effect
(1,293
)
 
(1,456
)
 
(179
)
Effect of nontaxable income, net
779

 
643

 
489

Reversal of valuation allowance
15

 
4

 

Tax affected disallowed merger costs
(369
)
 

 
(974
)
Rate change for deferred taxes
195

 
(353
)
 
1,687

Other, net
(326
)
 
231

 
169

(Provision) for income taxes
$
(10,568
)
 
$
(12,513
)
 
$
(178
)

The income tax provision in 2016 represents a 38.7% effective tax rate on the Company’s $27.3 million of pretax income. This rate differs from statutory rates due primarily to a revaluation of net deferred tax assets, mainly related to an anticipated change in our applicable state rate at the time the net DTA will be utilized and additional tax effect of nontaxable income arising from bank-owned life insurance and municipal securities, less the impact of tax affected disallowed merger costs related to the 2016 acquisitions and pending merger with First Interstate. Other differences to the effective tax rate were related to normal recurring permanent differences and tax credits.
The significant components of the net deferred tax assets and liabilities at December 31, 2016 and 2015 were as follows (dollars in thousands):

98

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
2016
 
2015
Deferred tax assets:
 
 
 
Reserve for loan losses and unfunded loan commitments
$
10,431

 
$
8,961

Deferred benefit plan expenses, net
13,663

 
12,768

Federal and state net operating loss and other carryforwards
14,840

 
28,068

Tax credit carryforwards
3,419

 
2,427

Allowance for losses on OREO
441

 
651

Accrued interest on non-accrual loans
125

 
169

Purchased intangibles
4,870

 
5,390

Fair value of acquired assets/liabilities
2,698

 
1,563

Other
1,464

 
575

Deferred tax assets
51,951

 
60,572

Valuation allowance for deferred tax assets
(59
)
 
(74
)
Deferred tax assets, net of valuation allowance
51,892

 
60,498

Deferred tax liabilities:
 
 
 
Accumulated depreciation and amortization
2,755

 
2,070

Deferred loan fees
1,240

 
1,233

FHLB stock dividends
289

 
2,242

Net unrealized gains (losses) on investment securities available-for-sale
(653
)
 
994

Purchased intangibles
2,395

 
2,543

Other
694

 
743

Deferred tax liabilities
6,720

 
9,825

Net deferred tax assets (liabilities)
$
45,172

 
$
50,673


The Company recorded an income tax provision of $10.6 million, $12.5 million, and $0.2 million in 2016, 2015, and 2014, respectively.

At December 31, 2016, the Company had deferred tax assets of $10.7 million and $4.1 million for federal and state net operating loss (“NOL”) carry-forwards, respectively. Also, the Company had deferred tax assets of $0.0 million, $3.4 million and $0.0 million for charitable contribution carry-forwards, federal and state tax credits, respectively. At December 31, 2015, the Company had deferred tax assets of $22.1 million and $6.0 million relating to federal and state NOL carry-forwards, respectively. Also, the Company had $0.0 million, $2.3 million and $0.2 million relating to charitable contribution carry-forwards, federal and state tax credits, respectively.

At December 31, 2016, the deferred tax assets above correspond to federal and state NOL carry forwards available of $30.7 million and $82.0 million, respectively. The NOLs are available to offset future taxable income through 2034. Also, at December 31, 2016, the Company had no charitable contributions carry-forwards and federal and state credits of $3.4 million and $0.0 million, respectively, which will expire between 2028 and 2036.

In estimating DTA, management considers whether it is more likely than not that some portion or all of the DTA will or will not be realized. The Company’s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables.

The valuation allowance for deferred tax assets as of December 31, 2016 and 2015 was $0.1 million. The DTA valuation allowance relates to state attributes that will expire without benefit.

The Company files a U.S. federal income tax return, state income tax returns in Idaho, Oregon, and other state and local income tax returns in various jurisdictions.

99

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014



The Company has evaluated its income tax positions as of December 31, 2016 and 2015. Based on this evaluation, the Company has determined that it does not have any uncertain income tax positions for which an unrecognized tax liability should be recorded. The Company recognizes interest and penalties related to income tax matters as additional income taxes in the consolidated statements of income. The Company had no significant interest or penalties related to income tax matters during the years ended December 31, 2016, 2015 or 2014.

15. Basic and diluted net income per common share
 
The Company’s basic net income per common share is computed by dividing net income by the weighted-average number of common shares outstanding during the period. The Company’s diluted net income per common share is computed by dividing net income by the weighted-average number of common shares outstanding plus any incremental shares arising from the dilutive effect of stock-based compensation.
 
The numerators and denominators used in computing basic and diluted net income per common share for the years ended December 31, 2016, 2015 and 2014 can be reconciled as follows (dollars in thousands, except per share data):
 
 
2016
 
2015
 
2014
Net income
$
16,771

 
$
20,579

 
$
3,737

 
 
 
 
 
 
Weighted-average shares outstanding - basic
71,895,427

 
71,788,827

 
62,265,230

Dilutive securities
263,755

 
179,926

 
74,640

Weighted-average shares outstanding - diluted
72,159,182

 
71,968,753

 
62,339,870

Common stock equivalent shares excluded due to antidilutive effect
450

 
3,361,624

 
85,901

 
 
 
 
 
 
Basic and diluted:
 

 
 

 
 

Net income per common share (basic)
$
0.23

 
$
0.29

 
$
0.06

Net income per common share (diluted)
$
0.23

 
$
0.29

 
$
0.06


16. Transactions with related parties

Certain officers and directors (and the companies with which they are associated) are customers of, and have had banking transactions with, the Bank in the ordinary course of the Bank’s business. In addition, the Bank expects to continue to have such banking transactions in the future. All loans and commitments to loan to such parties are generally made on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons. In the opinion of management, these transactions do not involve more than the normal risk of collectability or present any other unfavorable features.
An analysis of activity with respect to loans to officers and directors of the Bank for the years ended December 31, 2016 and 2015 was approximately as follows (dollars in thousands):
 
2016
 
2015
Balance at beginning of year
$
2,253

 
$
2,791

Additions
485

 
106

Repayments
(1,321
)
 
(644
)
Balance at end of year
$
1,417

 
$
2,253


Some officers and directors of the Bank also have credit card lines. The total outstanding balance of their credit cards at December 31, 2016 and 2015 was $0.01 million and $0.03 million, respectively while the total outstanding commitments on these cards were $0.1 million.


100

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


17. Benefit plans

401(k) profit sharing plan

The Company maintains a 401(k) profit sharing plan (the “Plan”) that covers substantially all full-time employees. Employees may make voluntary tax-deferred contributions to the Plan, and the Company’s contributions to the Plan are at the discretion of the Board, not to exceed the amount deductible for federal income tax purposes.

Employees vest in the Company’s contributions to the Plan over a period of 5 years. The total amounts charged to operations under the Plan were approximately $1.1 million, $0.9 million and $0.7 million for the years ended December 31, 2016, 2015 and 2014, respectively.

Other benefit plans

The Bank has deferred compensation plans for the Board and certain key executives and managers, and a salary continuation plan and a supplemental executive retirement (“SERP”) plan for certain key executives. In accordance with the provisions of the deferred compensation plans, participants can elect to defer portions of their annual compensation or fees. The deferred compensation plus interest is generally payable upon termination in either a lump-sum or monthly installments.

The salary continuation and SERP plans for certain key executives provide specified benefits to the participants upon termination or change of control. The benefits are subject to certain vesting requirements, and vested amounts are generally payable upon termination or change of control in either a lump-sum or monthly installments. The Bank annually expenses amounts sufficient to accrue for the present value of the benefits payable to the participants under these plans. These plans also include death benefit provisions for certain participants.

To assist in the funding of these plans, the Bank has purchased BOLI policies on the majority of the participants. The cash surrender value of the general account policies at December 31, 2016 and 2015 was approximately $28.0 million and $25.9 million, respectively. The cash surrender value of the separate account policies, including the value of the stable value wraps, was approximately $28.9 million and $28.6 million at December 31, 2016 and 2015, respectively. At December 31, 2016 and 2015, the liabilities related to the deferred compensation plans included in other liabilities in the accompanying consolidated balance sheets totaled approximately $7.2 million and $7.4 million, respectively. The amount of expense charged to operations in 2016 and 2015, related to the deferred compensation plans was approximately $0.4 million, and in 2014 was $0.3 million, respectively. As of December 31, 2016 and 2015, the liabilities related to the salary continuation and SERP plans included in other liabilities in the accompanying consolidated balance sheets totaled approximately $19.0 million and $19.1 million, respectively. The amount of expense charged to operations in 2016, 2015, and 2014 for the salary continuation, SERP and fee continuation plan was $0.9 million, $1.4 million and $1.0 million, respectively.

18. Stock-based compensation

The Company has historically maintained certain stock-based compensation plans, approved by the Company’s stockholders that are administered by the Board or the Compensation Committee of the Board (the “Compensation Committee”). In April 2008, the stockholders of the Company approved the 2008 Cascade Bancorp Performance Incentive Plan (the “2008 Plan”). The 2008 Plan authorized the Board to issue up to an additional 1,000,000 shares of common stock related to the grant or settlement of stock-based compensation awards, expanded the types of stock-based compensation awards that may be granted, and expanded the parties eligible to receive such awards. In addition, in April 2011, the stockholders approved an increase in the common stock reserved under the 2008 Plan from 1,000,000 shares to 6,000,000 shares and in May 2016, from 6,000,000 to 8,000,000. Under the Company’s stock-based compensation plans, the Board (or the Compensation Committee) may grant stock options (including incentive stock options (“ISOs”) as defined in Section 422 of the IRC and non-qualified stock options (“NSOs”)), restricted stock, restricted stock units, stock appreciation rights, and other similar types of equity awards intended to qualify as “performance-based” compensation under applicable tax rules. The stock-based compensation plans were established to allow for the granting of compensation awards to attract, motivate, and retain employees, executive officers, non-employee directors, and other service providers who contribute to the success and profitability of the Company and to give such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company’s success.

The Board or Compensation Committee may establish and prescribe grant guidelines including various terms and conditions for the granting of stock-based compensation and the total number of shares authorized for this purpose. Under the 2008 Plan, for ISOs and NSOs, the option strike price must be no less than 100% of the stock price at the grant date. Prior to the approval of the 2008 Plan, the option strike price for NSOs could be no less than 85% of the stock price at the grant date. Generally,

101

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


options become exercisable in varying amounts based on years of employee service and vesting schedules. All options expire after a period of ten years from the date of grant. Other permissible stock awards include restricted stock grants, restricted stock units, stock appreciation rights or other similar stock awards (including awards that do not require the grantee to pay any amount in connection with receiving the shares or that have a purchase price that is less than the grant date fair market value of the Company’s stock).

At December 31, 2016, 1,623,875 shares reserved under the stock-based compensation plans were available for future grants.

Stock Option Grants

During the year ended December 31, 2016, the Company granted 14,222 stock options related to the conversion of existing PPFS options as of the PPFS Acquisition Date and incurred stock option compensation expense of $1.1 million. During the year ended December 31, 2015, the Company granted 3,300,000 stock options and incurred stock option compensation expense of $1.0 million. The 2015 grants were the first material stock option grants since 2008. In this time interval, the Company made only de minimis option grants to non-executive officers to facilitate hiring. The 2015 grants, which had an estimated grant date fair value of $1.63 per share and strike price of $4.79 per share, are scheduled to vest over a three to five year period and carry a 10 year life. Using the Black-Scholes model, assumptions related to the fair value of grants include a dividend yield of 0%, expected volatility of 36.59%, a risk free rate of 1.28%, and expected option life of five years.
The Black-Scholes option-pricing model was developed for use in estimating the fair value of publicly-traded options that have no vesting restrictions and are fully transferable. The Black-Scholes model is affected by subjective assumptions including historical volatility of the Company’s common stock price. Assumptions affecting the Black-Scholes option pricing model for the 2015 stock grants include a dividend yield that was based on historical dividend information. The expected volatility was based on the historical volatility of the Company’s common stock price as adjusted for certain historical periods of extraordinary volatility in order to provide a basis for a reasonable estimate of fair value.
In adjusting its methodology for calculating expected volatility for the 2015 grants, the Company identified certain historical periods during which extraordinary price volatility which was caused by discrete events specific to the Company that are not likely to recur, including recapitalization, the discounted payoff of its junior subordinated debentures, a major bulk sale of its adversely risk rated assets, the write off and recapture of its DTA, and highly uncertain regulatory circumstances. For the identified periods, the Company replaced its common stock price volatility with the average volatility of a peer group of publicly traded banks in the Western U.S. of comparable size and complexity. The Company expects to use this methodology for potential future stock options grants until such a time that the periods of historical volatility containing the events noted above drop off of its historical analysis. The risk-free interest rate assumption was based on the U.S. Treasury yield curve in effect at the date of grant for periods corresponding with the expected lives of the options granted. The expected option lives represent the period of time that options are expected to be outstanding giving consideration to vesting schedules, historical exercise and forfeiture patterns.

During the year ended December 31, 2014, the Company granted a de minimis number of stock options, and related stock option compensation expense was immaterial for the period.

As of December 31, 2016, unrecognized compensation cost related to nonvested stock options totaled $3.3 million, which is expected to be recognized in 2017 through 2020.

The following table presents the activity related to options under all plans for the years ended December 31, 2016, 2015, and 2014.

102

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
2016
 
2015
 
2014
 
Options outstanding
 
Weighted-average exercise price
 
Options outstanding
 
Weighted-average exercise price
 
Options outstanding
 
Weighted-average exercise price
Balance at beginning of year
3,375,909

 
$
5.44

 
85,901

 
$
34.85

 
111,571

 
$
38.92

Granted
14,222

 
3.71

 
3,300,000

 
4.79

 

 

Exercised/Released
(2,266
)
 
3.60

 

 

 

 

Cancelled / forfeited
(2,196
)
 
30.56

 
(8,301
)
 
21.14

 
(20,482
)
 
33.90

Expired
(1,697
)
 
209.87

 
(1,691
)
 
151.20

 
(5,188
)
 
125.83

Balance at end of year
3,383,972

 
$
5.32

 
3,375,909

 
$
5.44

 
85,901

 
$
34.85

Exercisable at end of year
83,972

 
 
 
75,909

 
 
 
67,404

 
 

Information regarding the number, weighted-average exercise price, and weighted-average remaining contractual life of options by range of exercise price at December 31, 2016 is as follows:
 
Options outstanding
 
Exercisable options
Exercise price range
Number of options
 
Weighted-average exercise price
 
Weighted-average remaining contractual life (years)
 
Number of options
 
Weighted-average exercise price
Under $50.00
3,371,834

 
$
4.80

 
8.0
 
71,834

 
$
5.45

$80.01 - $120.00
8,831

 
101.30

 
1.2
 
8,831

 
101.30

$220.01 - $279.00
3,307

 
271.82

 
0.1
 
3,307

 
271.82

 
3,383,972

 
$
5.32

 
8.0
 
83,972

 
$
26.02


Restricted Stock and Restricted Stock Unit Grants
The Company has also granted awards of nonvested restricted stock. During the year ended December 31, 2016, the Company granted 579,638 additional shares of restricted stock with a weighted-average grant date fair value of $5.70 per share, which vest during 2017 through 2021. The following table presents the activity for nonvested restricted stock for the year ended December 31, 2016:
 
Number of
shares
 
Weighted-
average grant
date fair value
per share
Nonvested as of January 1, 2016
909,410

 
$
6.37

Granted
579,638

 
5.70

Released
(297,088
)
 
5.18

Canceled / forfeited
(42,985
)
 
4.94

Nonvested as of December 31, 2016
1,148,975

 
$
6.39


Nonvested restricted stock is scheduled to vest over a three to five year period. The unearned compensation on restricted stock is being amortized to expense on a straight-line basis over the estimated applicable service or vesting periods. As of December 31, 2016, unrecognized compensation cost related to nonvested restricted stock totaled approximately $5.0 million, which is expected to be recognized over the next five years. Total expense recognized by the Company for nonvested restricted stock for the years ended December 31, 2016, 2015, and 2014 was $2.0 million, $1.5 million, and $1.2 million, respectively.

The Company has also granted awards of restricted stock units (“RSUs”). A RSU represents the unfunded, unsecured right to require the Company to deliver to the participant one share of common stock for each RSU. Total expense recognized by the Company related to RSUs was $0.1 million for the year ended December 31, 2016, and insignificant for the years ended

103

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


December 31, 2015 and 2014. There was $0.2 million unrecognized compensation cost related to RSUs at December 31, 2016, and no unrecognized compensation cost at December 31, 2015, and 2014. There were 57,292 RSUs granted and no RSUs cancelled during the years ended December 31, 2016. There were no RSUs granted and no RSUs cancelled during the years ended December 31, 2015 and 2014. At December 31, 2016, there were 4,569 fully-vested RSUs outstanding with a weighted average grant date fair value of $5.69 per share. At December 31, 2015, there were no fully-vested RSUs outstanding. At December 31, 2014, there were 16,067 fully-vested RSUs outstanding with a weighted-average grant date fair value of $9.22 per share.

19. Fair Value
 
GAAP establishes a hierarchy for determining fair value measurements which includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows:
 
Level 1: Inputs that are quoted unadjusted prices in active markets - that the Company has the ability to access at the measurement date - for identical assets or liabilities.

Level 2: Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets, and inputs derived principally from, or corroborated by, observable market data by correlation or other means.

Level 3: Inputs that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances.

A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s assets and liabilities carried at fair value. Where available, fair value is based upon quoted market prices. Significant balances of the Bank’s financial assets and liabilities do not have quoted market prices. In such circumstances, fair value is based upon internal or third party models that primarily use, as inputs, observable market-based parameters, such as yields and discount rates of comparable instruments of like duration or credit quality. Valuation adjustments may be made to model results with respect to various assets or liabilities. These adjustments may include amounts to reflect counterparty credit quality and the Company’s creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes that the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain assets and liabilities could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and, therefore, estimates of fair value after the condensed consolidated balance sheet date may differ significantly from the amounts presented herein.

The following is a description of the valuation methodologies used for assets measured at fair value on a recurring or nonrecurring basis, as well as the general classification of such assets pursuant to valuation hierarchy:
 
Investment securities available-for-sale: Where quoted prices for identical assets are available in an active market, investment securities available-for-sale are classified within level 1 of the hierarchy. If quoted market prices for identical securities are not available, then fair values are estimated by independent sources using pricing models and/or quoted prices of investment securities with similar characteristics or discounted cash flows. The Company has categorized its investment securities available-for-sale as level 2, since a majority of such securities are MBS which are mainly priced in this latter manner.

Interest rate swap derivatives: The fair value of the interest rate lock commitments and forward sales commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. The fair value of the interest rate swaps is determined using a discounted cash flow technique with values provided by third party swap dealers or consultants. The Company has determined that the majority of the inputs used to value its interest rate swap derivatives fall within Level 2.

Impaired loans: In accordance with GAAP, loans are measured for impairment using one of three methods: an observable market price (if available), the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the fair value of the loan’s collateral (if collateral dependent). Estimated fair value of the loan’s collateral is determined by appraisals

104

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


or independent valuations which are then adjusted for the estimated costs related to liquidation of the collateral. Management’s ongoing review of appraisal information may result in additional discounts or adjustments to valuation based upon more recent market sales activity or more current appraisal information derived from properties of similar type and/or locale. A significant portion of the Bank’s impaired loans are measured using the estimated fair market value of the collateral less the estimated costs to sell. The Company has categorized all its loans impaired during the calendar year utilizing fair value metrics as level 3. Loans that were impaired during the calendar year based on the present value of expected future cash flows discounted at the loans’ effective interest rates are not included in the table below as the loans’ effective interest rates are not based on current market rates.
 
OREO: The Company’s OREO is measured at estimated fair value less estimated costs to sell. Fair value is generally determined based on third-party appraisals of fair value in an orderly sale. Historically, appraisals have considered comparable sales of like assets in reaching a conclusion as to fair value. Since many recent real estate sales could be termed “distressed sales”, and since a preponderance have been short-sale or foreclosure related, this has directly impacted appraisal valuation estimates. Estimated costs to sell OREO are based on standard market factors. The valuation of OREO is subject to significant external and internal judgment. Management periodically reviews OREO to determine whether the property continues to be carried at the lower of its recorded book value or estimated fair value, net of estimated costs to sell. The Company has categorized its OREO as level 3.
 
The Company’s only financial assets measured at fair value on a recurring basis at December 31, 2016 and 2015 were as follows (dollars in thousands):
 
Level 1
 
Level 2
 
Level 3
2016
 

 
 

 
 

Assets:
 
 
 
 
 
Investment securities available-for-sale
$

 
$
494,819

 
$

Interest rate swap derivatives

 
5,239

 

   Total assets
$

 
$
500,058

 
$

 
 
 
 
 
 
Liabilities:
 
 
 
 
 
Interest rate swap derivatives
$

 
$
5,239

 
$

 
 
 
 
 
 
2015
 

 
 

 
 

Assets:
 
 
 
 
 
Investment securities available-for-sale
$

 
$
310,262

 
$

Interest rate swap derivatives

 
8,646

 

   Total assets
$

 
$
318,908

 
$

 
 
 
 
 
 
Liabilities:
 
 
 
 
 
Interest rate swap derivatives
$

 
$
8,646

 
$

 
Certain assets are measured at fair value on a nonrecurring basis (e.g., the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments when there is evidence of impairment). The following table represents the assets measured at fair value on a nonrecurring basis by the Company at December 31, 2016 and 2015 (dollars in thousands):
 
Level 1
 
Level 2
 
Level 3
2016
 

 
 

 
 

Impaired loans
$

 
$

 
$
66

Other real estate owned

 

 
1,677

 
$

 
$

 
$
1,743

 
 
 
 
 
 
2015
 

 
 

 
 

Impaired loans
$

 
$

 
$
50

Other real estate owned

 

 
3,274

 
$

 
$

 
$
3,324

 

105

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2016 and 2015 (dollars in thousands):
 
2016
 
Fair Value Estimate
 
Valuation Techniques
 
Unobservable Input
Impaired loans
$
66

 
Market approach
 
Appraised value less selling costs of 5% to 10%
Additional discounts of 70% to 100% to appraised value to reflect liquidation value
Other real estate owned
$
1,677

 
Market approach
 
Appraised value less selling costs of 5% to 10%
 
 
2015
 
Fair Value Estimate
 
Valuation Techniques
 
Unobservable Input
Impaired loans
$
50

 
Market approach
 
Appraised value less selling costs of 5% to 10%
Additional discounts of 5% to 50% to appraised value to reflect liquidation value
Other real estate owned
$
3,274

 
Market approach
 
Appraised value less selling costs of 5% to 10%
 
The Company did not change the methodology used to determine fair value for any assets or liabilities during 2016 or 2015. In addition, for any given class of assets, the Company did not have any transfers between level 1, level 2, or level 3 during 2016 or 2015.
 
The following disclosures are made in accordance with the provisions of GAAP, which requires the disclosure of fair value information about financial instruments where it is practicable to estimate that value.
 
In cases where quoted market values are not available, the Company primarily uses present value techniques to estimate the fair value of its financial instruments. Valuation methods require considerable judgment, and the resulting estimates of fair value can be significantly affected by the assumptions made and methods used. Accordingly, the estimates provided herein do not necessarily indicate amounts which could be realized in a current market exchange.
 
In addition, as the Company normally intends to hold the majority of its financial instruments until maturity, it does not expect to realize many of the estimated amounts disclosed. The disclosures also do not include estimated fair value amounts for items which are not defined as financial instruments but which may have significant value. The Company does not believe that it would be practicable to estimate a representational fair value for these types of items as of December 31, 2016 and 2015.
 
Because GAAP excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements, any aggregation of the fair value amounts presented would not represent the underlying value of the Company.
 
The Company uses the following methods and assumptions to estimate the fair value of its financial instruments:
 
Cash and cash equivalents:  The carrying amount approximates the estimated fair value of these instruments.
 
Investment securities: See above description.
 
FHLB stock:  The carrying amount approximates the estimated fair value of this investment.
 
Loans:  The estimated fair value of non-impaired loans is calculated by discounting the contractual cash flows of the loans using December 31, 2016 and 2015 origination rates. The resulting amounts are adjusted to estimate the effect of changes in the credit quality of borrowers since the loans were originated. Estimated fair values for impaired loans are determined using an observable market price (if available) or the fair value of the loan’s collateral (if collateral dependent) as described above. Observable market prices for community bank loans are not generally available given the non-homogenous characteristics of such loans.
 

106

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


BOLI: The carrying amount of both the separate and general account BOLI approximates the estimated fair value of these instruments. Fair values of insurance policies owned are based on the insurance contracts’ cash surrender values.
 
 MSRs: The estimated fair value of MSRs is calculated by discounting the expected future contractual cash flows. Factors considered in the estimated fair value calculation include prepayment speed forecasts, market discount rates, earning rates, servicing costs, acquisition costs, ancillary income, and borrower rates.

Deposits:  The estimated fair value of demand deposits, consisting of checking, interest bearing demand, and savings deposit accounts, is represented by the amounts payable on demand. At the reporting date, the estimated fair value of time deposits is calculated by discounting the scheduled cash flows using the December 31, 2016 and 2015 rates offered on those instruments.
 
Other borrowings:   The fair value of other borrowings (including federal funds purchased, if any) are estimated using discounted cash flow analyses based on the Bank’s December 31, 2016 and 2015 incremental borrowing rates for similar types of borrowing arrangements.
 
Loan commitments and standby letters of credit: The majority of the Bank’s commitments to extend credit have variable interest rates and “escape” clauses if the customer’s credit quality deteriorates. Therefore, the fair values of these items are not significant and are not included in the following table.
 
The estimated fair values of the Company’s significant on-balance sheet financial instruments at December 31, 2016 and 2015 were approximately as follows (dollars in thousands):
 
 
 
 
2016
 
2015
 
Level in Fair
Value
Hierarchy
 
Carrying
value
 
Estimated
fair value
 
Carrying
value
 
Estimated
fair value
Financial assets:
 
 
 

 
 

 
 

 
 

Cash and cash equivalents
Level 1
 
$
72,577

 
$
72,577

 
$
77,805

 
$
77,805

Investment securities:
 
 
 
 
 

 
 

 
 

Available-for-sale
Level 2
 
494,819

 
494,819

 
310,262

 
310,262

Held-to-maturity
Level 2
 
140,557

 
142,272

 
139,424

 
142,260

FHLB stock
Level 2
 
3,268

 
3,268

 
3,000

 
3,000

Loans held-for-sale
Level 2
 
8,651

 
8,651

 
3,621

 
3,621

Loans, net
Level 3
 
2,077,358

 
2,064,937

 
1,662,095

 
1,656,986

BOLI
Level 3
 
56,957

 
56,957

 
54,450

 
54,450

MSRs
Level 3
 
2,348

 
3,321

 
2,186

 
3,027

Interest rate swap derivatives
Level 2
 
5,239

 
5,239

 
8,646

 
8,646

 
 
 
 
 
 
 
 
 
 
Financial liabilities:
 
 
 

 
 

 
 

 
 

Deposits
Level 2
 
2,661,813

 
2,661,045

 
2,083,088

 
2,082,748

Interest rate swap derivatives
Level 2
 
5,239

 
5,239

 
8,646

 
8,646


20. Regulatory Matters
 
Bancorp and the Bank are subject to various regulatory capital requirements administered by the federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, Bancorp and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. Bancorp’s and the Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.


107

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


Quantitative measures established by regulation to ensure capital adequacy require Bancorp and the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Tier 1 capital to average assets and Tier 1 and total capital to risk-weighted assets (all as defined in the regulations).
 
Federal banking regulators are required to take prompt corrective action if an insured depository institution fails to satisfy certain minimum capital requirements. Such actions could potentially include a leverage capital limit, a risk-based capital requirement, and any other measure of capital deemed appropriate by the federal banking regulator for measuring the capital adequacy of an insured depository institution. In addition, payment of dividends by Bancorp and the Bank are subject to restriction by state and federal regulators and availability of retained earnings.

Effective January 1, 2015, Bancorp and the Bank became subject to new capital guidelines known as the “Basel III Rules.” The Basel III Rules increased minimum capital requirements for both the quantity and quality of capital held by the Bancorp and the Bank. The Basel III Rules include a new common equity Tier 1 capital to risk-weighted assets ratio (“CET1” ratio) of 4.5% and a capital conservation buffer of 2.5% above each of the three minimum risk-based capital requirements, which is being phased-in through January 1, 2019. The Basel III Rules also (i) raise the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the fully phased-in capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of 8.5%), (ii) effectively result in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer fully phased-in), and (iii) require a minimum leverage ratio of 4.0%. The Basel III Rules also change the risk weights for certain assets and off-balance-sheet exposures.
Bancorp’s and Bank’s actual capital amounts and ratios and the required capital ratios under the Basel III Rules and the prompt corrective action framework as of December 31, 2016 and 2015 are presented in the following table (dollars in thousands):

108

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


 
Actual
 
Regulatory minimum to
be “adequately
capitalized”
 
Basel III minimum adequacy with capital conservation buffer
 
Regulatory minimum
to be “well capitalized”
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital Amount
 
Ratio
 
Capital
Amount
 
Ratio
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
$
259,216

 
8.6
%
 
$
120,604

 
4.0
%
 
N/A

 
N/A
 
$
150,754

 
5.0
%
   Bank
254,270

 
8.4

 
120,462

 
4.0

 
N/A

 
N/A
 
150,578

 
5.0

CET1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
259,216

 
10.5

 
110,738

 
4.5

 
125,504

 
5.1
 
159,955

 
6.5

   Bank
254,270

 
10.3

 
110,933

 
4.5

 
125,724

 
5.1
 
160,237

 
6.5

Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
259,216

 
10.5

 
147,651

 
6.0

 
162,416

 
6.6
 
196,868

 
8.0

   Bank
254,270

 
10.3

 
147,911

 
6.0

 
162,702

 
6.6
 
197,214

 
8.0

Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
284,949

 
11.6

 
196,868

 
8.0

 
211,633

 
8.6
 
246,085

 
10.0

   Bank
280,003

 
11.4

 
197,214

 
8.0

 
212,005

 
8.6
 
246,518

 
10.0

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
$
227,542

 
9.4
%
 
$
96,817

 
4.0
%
 
N/A

 
N/A
 
$
121,022

 
5.0
%
   Bank
223,553

 
9.3

 
96,662

 
4.0

 
N/A

 
N/A
 
120,827

 
5.0

CET1 capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
227,542

 
11.5

 
88,818

 
4.5

 
N/A

 
N/A
 
128,292

 
6.5

   Bank
223,533

 
11.4

 
88,663

 
4.5

 
N/A

 
N/A
 
128,069

 
6.5

Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
227,542

 
11.5

 
118,424

 
6.0

 
N/A

 
N/A
 
157,898

 
8.0

   Bank
223,553

 
11.4

 
118,218

 
6.0

 
N/A

 
N/A
 
157,624

 
8.0

Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
252,401

 
12.8

 
157,898

 
8.0

 
N/A

 
N/A
 
197,373

 
10.0

   Bank
248,346

 
12.6

 
157,624

 
8.0

 
N/A

 
N/A
 
197,030

 
10.0




109

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


21. Parent company financial information

Condensed financial information for Bancorp (Parent company only) is presented as follows (dollars in thousands):

CONDENSED BALANCE SHEETS
 
December 31,
  
2016
 
2015
Assets:
  
 
  
Cash and cash equivalents
$
1,253

 
$
2,272

Investment in subsidiary
360,426

 
328,771

Deferred tax asset
6,338

 
4,624

Other assets
1,635

 
1,107

Total assets
$
369,652

 
$
336,774

Liabilities and stockholders’ equity:
  
 
  
Stockholders’ equity
$
369,652

 
$
336,774

Total liabilities and stockholders’ equity
$
369,652

 
$
336,774


110

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


21. Parent company financial information - (continued)

CONDENSED STATEMENTS OF COMPREHENSIVE INCOME
 
Years ended December 31,
  
2016
 
2015
 
2014
Income:
 
 
 
 
 
Interest income
$
5

 
$
5

 
$
10

Expenses:
 
 
 
 
 
Administrative
3,279

 
2,619

 
1,347

Other
1,356

 
378

 
3,217

Total expenses
4,635

 
2,997

 
4,564

Loss before income taxes and equity in undistributed net losses of subsidiary
(4,630
)
 
(2,992
)
 
(4,554
)
Credit for income taxes
1,804

 
1,154

 
2,053

Gain (loss) before equity in undistributed net losses
of subsidiary
(2,826
)
 
(1,838
)
 
(2,501
)
Equity in undistributed net income of subsidiary
19,597

 
22,417

 
6,238

Net income
$
16,771

 
$
20,579

 
$
3,737

Comprehensive income
$
14,085

 
$
19,365

 
$
6,608



111

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014



21. Parent company financial information - (continued)

CONDENSED STATEMENTS OF CASH FLOWS
 
Years ended December 31,
  
2016
 
2015
 
2014
Cash flows from operating activities:
 
 
 
 
 
Net income
$
16,771

 
$
20,579

 
$
3,737

Adjustments to reconcile net loss to net cash provided
by (used in) operating activities:
 
 
 
 
 
Equity in undistributed net income of subsidiary
(19,597
)
 
(22,417
)
 
(6,238
)
Stock-based compensation expense
3,124

 
2,482

 
1,214

Increase in deferred tax asset
(1,714
)
 
(1,010
)
 
(1,794
)
Increase in other assets
(527
)
 
17

 
(936
)
(Decrease) increase in other liabilities

 

 

Net cash used in operating activities
(1,943
)
 
(349
)
 
(4,017
)
 
 
 
 
 
 
Cash flows from financing activities:
 
 
 
 
 
Tax effect of nonvested restricted stock
(577
)
 
(556
)
 
(339
)
Proceeds from issuance of common stock
16,238

 

 
119,285

Increase due to business combination
(16,244
)
 

 
(111,879
)
Stock options exercised
7

 

 

Dividend from Bank
1,500

 

 

Net cash provided by (used in) financing activities
924

 
(556
)
 
7,067

Net increase (decrease) in cash and cash equivalents
(1,019
)
 
(905
)
 
3,050

Cash and cash equivalents at beginning of year
2,272

 
3,177

 
127

Cash and cash equivalents at end of year
$
1,253

 
$
2,272

 
$
3,177


Noncash financing activities consist of issuance of common stock as disclosed in the accompanying consolidated statements of changes in stockholders' equity and assets and liabilities assumed in the PPFS merger, the branch acquisition and the Home merger, as disclosed in Note 2.
These consolidated financial statements have not been reviewed or confirmed for accuracy or relevance by the FDIC.


112

Cascade Bancorp & Subsidiary
Notes to Consolidated Financial Statements
Years Ended December 31, 2016, 2015 and 2014


22. Quarterly Financial Information (Unaudited)

The following tables present the summary results for the eight quarters ending December 31, 2016 (dollars in thousands):

 
 
2016
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31
 
September 30
 
June 30
 
March 31
 
Four Quarters
Interest income
 
$
25,491

 
$
24,353

 
$
22,739

 
$
22,694

 
$
95,277

Interest expense
 
527

 
569

 
523

 
535

 
2,154

Net interest income
 
24,964

 
23,784

 
22,216

 
22,159

 
93,123

Loan loss provision (recovery)
 

 

 

 

 

Net interest income after loan loss provision
 
24,964

 
23,784

 
22,216

 
22,159

 
93,123

Non-interest income
 
8,279

 
7,940

 
7,771

 
5,456

 
29,446

Non-interest expense
 
23,157

 
25,220

 
22,335

 
24,518

 
95,230

Income before provision for income taxes
 
10,086

 
6,504

 
7,652

 
3,097

 
27,339

Income tax (provision)/ benefit
 
(4,168
)
 
(2,415
)
 
(2,828
)
 
(1,157
)
 
(10,568
)
Net income
 
$
5,918

 
$
4,089

 
$
4,824

 
$
1,940

 
$
16,771

 
 
 
 
 
 
 
 
 
 
 
Basic net income per common share
 
$
0.08

 
$
0.06

 
$
0.07

 
$
0.03

 
 
Diluted net income per common share
 
$
0.08

 
$
0.06

 
$
0.07

 
$
0.03

 
 

 
 
2015
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31
 
September 30
 
June 30
 
March 31
 
Four Quarters
Interest income
 
$
20,217

 
$
20,841

 
$
19,819

 
$
19,510

 
$
80,387

Interest expense
 
429

 
430

 
467

 
546

 
1,872

Net interest income
 
19,788

 
20,411

 
19,352

 
18,964

 
78,515

Loan loss provision (recovery)
 
(2,000
)
 

 

 
(2,000
)
 
(4,000
)
Net interest income after loan loss provision
 
21,788

 
20,411

 
19,352

 
20,964

 
82,515

Non-interest income
 
5,772

 
6,384

 
6,695

 
6,122

 
24,973

Non-interest expense
 
18,115

 
19,070

 
18,391

 
18,820

 
74,396

Income before provision for income taxes
 
9,445

 
7,725

 
7,656

 
8,266

 
33,092

Income tax (provision)/ benefit
 
(3,878
)
 
(2,626
)
 
(2,861
)
 
(3,148
)
 
(12,513
)
Net income
 
$
5,567

 
$
5,099

 
$
4,795

 
$
5,118

 
$
20,579

 
 
 
 
 
 
 
 
 
 
 
Basic net income per common share
 
$
0.08

 
$
0.07

 
$
0.07

 
$
0.07

 
 
Diluted net income per common share
 
$
0.08

 
$
0.07

 
$
0.07

 
$
0.07

 
 

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE.
None.

113



ITEM 9A. CONTROLS AND PROCEDURES.
Evaluation of Disclosure Controls and Procedures
As required by Rule 13a-15(b) under the Exchange Act, management of the Company carried out an evaluation of the effectiveness of the design and operation of the Company’s disclosure controls and procedures (as such is defined in Rules 13a-15(e) or 15d-15(e) under the Exchange Act) as of the end of the period covered by this report. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed in the reports we file or submit under the Exchange Act is accumulated and communicated to management, including our Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosure. Any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance of achieving the desired control objectives. This evaluation was carried out under the supervision and with the participation of the Company’s Chief Executive Officer and the Company’s Chief Financial Officer. Based upon that evaluation, the Chief Executive Officer and the Chief Financial Officer concluded that the Company’s disclosure controls and procedures were effective as of the end of the period covered by this report.
Changes in Internal Control over Financial Reporting
During the quarter ended December 31, 2016, there were no changes in the Company’s internal control over financial reporting that materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.
Management’s Report on Internal Control Over Financial Reporting
Management is responsible for establishing and maintaining an adequate internal control over financial reporting, as such term is defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act. Under the supervision and with the participation of our management, including our Chief Executive Officer and Chief Financial Officer, we conducted an evaluation of the effectiveness of our internal control over financial reporting as of December 31, 2016 as required by Rule 13a-15(c) under the Exchange Act. In making this assessment, we used the criteria set forth by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) in Internal Control — Integrated Framework (2013). Based on our evaluation under the framework in Internal Control-Integrated Framework, our management concluded that our internal control over financial reporting was effective as of December 31, 2016.
There are inherent limitations in the effectiveness of any internal control, including the possibility of human error and the circumvention or overriding of controls. Accordingly, even effective internal control can provide only reasonable assurance with respect to the reliability of financial reporting and financial statement preparation. Further, because of changes in conditions, the effectiveness of internal control may vary over time.
The effectiveness of the Company’s internal control over financial reporting as of December 31, 2016, has been audited by BDO USA, LLP, the independent registered public accounting firm, as stated in their report which is included herein.

114



REPORT OF INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM

Board of Directors and Stockholders
Cascade Bancorp
Bend, Oregon

We have audited Cascade Bancorp’s internal control over financial reporting as of December 31, 2016, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (the COSO criteria). Cascade Bancorp’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Item 9A, Management’s Report on Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the company’s internal control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audit also included performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

In our opinion, Cascade Bancorp maintained, in all material respects, effective internal control over financial reporting as of December 31, 2016, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated balance sheets of Cascade Bancorp as of December 31, 2016 and 2015, and the related consolidated statements of income and comprehensive income, stockholders’ equity, and cash flows for each of the three years in the period ended December 31, 2016 and our report dated March 3, 2017 expressed an unqualified opinion thereon.


/s/ BDO USA, LLP

Spokane, Washington
March 3, 2017


115



ITEM 9B. OTHER INFORMATION.
 
On February 28, 2017, the board of directors of the Company amended Article I, Section 1 of the Company’s Amended and Restated Bylaws to provide that the date, time and place of the Company’s annual meeting of shareholders will be determined by the Company’s board of directors, effective immediately.

PART III
ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE.

Board Composition
The Company’s Board of Directors consists of the 10 directors named below. The age indicated and other information in each nominee’s biography is as of March 1, 2017.
Director:
 
Age
 
Year First
Elected
Director
Jerol E. Andres
 
73
 
1993
Michael J. Connolly
 
51
 
2011*
Annette G. Elg
 
60
 
2014
Dennis L. Johnson
 
62
 
2014
J. LaMont Keen
 
64
 
2012
James B. Lockhart III
 
70
 
2011*
Patricia L. Moss
 
63
 
1993
Ryan R. Patrick
 
61
 
1998
Thomas M. Wells
 
65
 
2006*
Terry E. Zink
 
65
 
2012
________________

*
On January 28, 2011, the Company sold 44,193,750 shares of common stock at a price of $4.00 per share, for total gross proceeds of $176,775,000. As a condition of the closing of the sale of common stock, private equity funds affiliated with Lightyear Capital LLC (“Lightyear”), private equity funds affiliated with Leonard Green & Partners, L.P. (“Leonard Green”), an affiliate of WL Ross & Co. LLC (“WL Ross”) and David F. Bolger, were each entitled to have one person nominated by them elected to the Board of Directors of the Company and the Bank. The rights to representation briefly outlined above will continue with respect to each of Lightyear, Leonard Green, WL Ross and David F. Bolger until such investor together with his or its affiliates ceases to own at least 5% of the outstanding shares of common stock of the Company. Michael J. Connolly is the director representative for Leonard Green, James B. Lockhart III is the director representative for WL Ross and Thomas M. Wells is the director representative for David F. Bolger. Currently, Lightyear does not have a director representative serving on the Board of Directors of each of the Company and the Bank.

There are no family relationships among any of the directors or executive officers. For director qualifications, please see the “Director Qualifications and Experience” table, included in this report.

Jerol E. Andres.  Mr. Andres is currently retired. From 1988 to 2011 Mr. Andres served as Chief Executive Officer and President of JELD-WEN Development, Inc., a real estate development company. He also served as the Board Chair of Clear Choice Health Plans Inc. and was a board member of the Redmond Chamber of Commerce through 2016. Currently, Mr. Andres serves on the boards of Redmond Proficiency Academy and Partners in Care. He is also a partner of Workhorse Solutions, LLC, which provides consulting services to the hospitality and resort real estate industry.

Michael J. Connolly. Mr. Connolly is a partner and managing director of Breakaway Capital Partners, LLC, a lower-middle market lending fund based in Los Angeles that he co-founded in 2014. From 2007 through 2013, he was a partner of Leonard Green & Partners, L.P., a Los Angeles-based private equity firm that manages approximately $15 billion in assets. From 2001 through 2007, Mr. Connolly was an investment banker at UBS Securities, LLC, most recently as Managing Director and co-head of UBS Securities’ Los Angeles Investment Banking office. Before joining UBS, he was a Senior Vice President at Donaldson, Lufkin and Jenrette from 1992 through 2000. He currently serves on the boards of Motorini, Inc., and Malibu

116



Boats, Inc. and previously served on the board of Fiesta ParentCo, L.L.C., the parent company of the Palms Casino Resort in Las Vegas, from 2011 - 2016.  

Annette G. Elg.  Ms. Elg is retired, having previously served as the Senior Vice President and Chief Financial Officer of J. R. Simplot Company, one of the largest privately held food and agribusiness companies in the U.S., from August 2002 until December 2016.  She joined Simplot in December 1989 and during her 27 year career progressed through various finance and operational positions.  Prior to joining Simplot, Ms. Elg spent 10 years with the Boise office of the public accounting firm of Arthur Andersen & Co.  Ms. Elg is dedicated to community service and is involved in various community activities, including Ballet Idaho, Boise Art Museum and Learning Lab.  She is the Chairman of the University of Idaho College of Business and Economics Advisory Board and sits on the President’s Advisory Council for the University of Idaho. 

Dennis L. Johnson. Mr. Johnson has been President and Chief Executive Officer of United Heritage Mutual Holding Company since 2001, and United Heritage Financial Group and United Heritage Life Insurance Company, which are insurance, annuity, and financial products companies, since 1999. He served as President and CEO of United Heritage Financial Services, a broker-dealer, from 1994 to 1998 and served as General Counsel of United Heritage Mutual Holding Company and certain of its affiliates from 1983 to 1999. He is a former trustee of the Public Employees Retirement System of Idaho and currently serves on the Idaho State Treasurer’s Investment Advisory Board. He also sits on the Board of Directors of IDACORP, Inc. and Idaho Power Company.

J. LaMont Keen. Mr. Keen is the former President and Chief Executive Officer of IDACORP, Inc., a subsidiary of Idaho Power Company, serving from 2006 to 2014, and was Chief Executive Officer of IDACORP, Inc. from 2005 through 2013 where he was employed for 40 years. He has served as a director of IDACORP, Inc. and Idaho Power Company since 2004.

James B. Lockhart III. Mr. Lockhart is Vice Chairman of WL Ross & Co. LLC and a member of the Management Committee and Investment Committees for the WLR Recovery Funds, Invesco Mortgage Recovery Funds as well as other funds. His responsibilities include overseeing financial services portfolio companies and sourcing new opportunities in the financial services industry. Prior to joining WL Ross in September 2009, he was the Director of the Federal Housing Finance Agency, regulator of Fannie Mae, Freddie Mac and the twelve Federal Home Loan Banks, and its predecessor agency, the Office of Federal Housing Enterprise Oversight, since May 2006. He served as the Chairman of Federal Housing Finance Oversight Board and a member of the Financial Stability Oversight Board with the Chairman of the Federal Reserve Board, the Secretaries of Treasury and HUD, and the Chairman of SEC. For the prior 4 years Mr. Lockhart was the Deputy Commissioner and Chief Operating Officer of Social Security, Secretary to its Board of Trustees and a member of President Bush’s Management Council. Mr. Lockhart also served in the previous Bush Administration as Executive Director of the Pension Benefit Guaranty Corporation from 1989 until 1993.

Mr. Lockhart co-founded and served as managing director of NetRisk, a risk management software and consulting firm serving major financial institutions, banks, insurance companies and investment management firms worldwide. He held senior positions at National Reinsurance, Smith Barney, Alexander & Alexander and Gulf Oil, in Europe and the U.S. He has served as a member of the American Benefits Council’s Board of Directors and of the Advisory Board to the Task Force for the Critical Review of the US Actuarial Profession. He is a director of Bank of the Cascades, Shellpoint Partners and the Bruce Museum. In 2009, he received The American Financial Leadership Award from the Financial Services Roundtable. He is a Fellow of the Association of Corporate Treasurers in the UK. Mr. Lockhart is a co-chair with former Senator Conrad (D-ND) on the Bipartisan Policy Center’s Commission on Retirement Security and Personal Savings.

Mr. Lockhart graduated from Yale University with a BA and received an MBA from Harvard Business School. He served as a Lieutenant (j.g.) in the U.S. Navy aboard a nuclear submarine.

Patricia L. Moss. Ms. Moss currently serves as Vice Chairman of the Board. Ms. Moss served as Chief Executive Officer of the Bank and President and Chief Executive Officer of the Company from 1998 to 2012. She currently serves as a director of MDU Resources, Inc., the Oregon Growth Board and the Aquila Tax Free Trust of Oregon. Ms. Moss is a former board member of Clear One Health Plans and has served on various community boards, including Central Oregon Community College, Oregon State University Cascades Campus and St. Charles Medical Center. Ms. Moss also serves as a Trustee on the Company’s Profit Sharing/401(k) Plan and as Chairman of the Bank of the Cascades Foundation.

Ryan R. Patrick, CPA. Mr. Patrick, a certified public accountant, has been a partner in the firm of Patrick Casey & Co., LLP since 2000. His experience includes financial reporting and business and tax consulting for a wide range of clients, including individuals, corporations, partnerships, estates and trusts. Mr. Patrick is a former director of St. Charles Health

117



System, which operates St. Charles Medical Centers throughout Central Oregon. He is also a former director of CentWise Drug of Redmond Inc.

Thomas M. Wells.  Mr. Wells is the senior partner and Chief Financial Officer of the law firm Wells, Jaworski & Liebman, LLP, with offices in New York and New Jersey. Mr. Wells serves as the sole trustee of the David F. Bolger Revocable Trust, the owner of approximately 8.62% of Cascades’ outstanding shares. In addition to his legal practice, Mr. Wells serves as a Director and Chief Executive Officer of the Bolger Foundation, as a Director and President of the Wells Mountain Foundation, and as Managing Member of Wells Mountain LLC, a real estate development, ownership and hospitality company.

Terry E. Zink. Mr. Zink has been the President and Chief Executive Officer and a director of the Company as well as Chief Executive Officer of the Bank since January 1, 2012. Mr. Zink was also President of the Bank from 2012 until February 2016. Prior to joining Bank of the Cascades, Mr. Zink served as President and Chief Executive Officer of Fifth Third Bank Chicago, an affiliate of the Fifth Third Bancorp network. He was also responsible for the oversight of the other 18 affiliates within the Fifth Third Bancorp network and the strategic oversight of the Retail and Small Business Banking lines. As an Executive Officer of Fifth Third Bank, Mr. Zink managed the Bank’s strategic growth throughout 13 states. This role included overseeing operations of approximately 22,000 employees, 1,300 branches, and more than $110 billion in assets. Prior to joining Fifth Third Bank, Mr. Zink served nearly 17 years with Wells Fargo & Company in several senior management positions in California and Arizona.

Director Qualifications and Experience

The following table identifies the experience, qualifications, attributes and skills that the Board considered in making its decision to appoint and nominate directors to the Board. This information supplements the biographical information provided above. The vertical axis displays the primary factors reviewed by the Governance Committee in evaluating a board candidate.
 
 
Andres
 
Connolly
 
Elg
 
Johnson
 
Keen
 
Lockhart
 
Moss
 
Patrick
 
Wells
 
Zink
Experience, Qualifications, Skill or Attribute
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Professional standing in chosen field
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
Expertise in financial services or related industry
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
Audit Committee Financial Expert (actual or potential)
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
  
 
  
Civic and community involvement
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
Other public company experience
 
X
 
X
 
 
 
X
 
X
 
X
 
X
 
  
 
X
 
X
Leadership and team building skills
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
Diversity by race, gender or culture
 
  
 
  
 
X
 
 
 
  
 
  
 
X
 
  
 
  
 
  
Specific skills/knowledge
 
  
 
  
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
  
–  finance
 
  
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
  
 
X
–  marketing
 
X
 
  
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
X
–  public affairs
 
  
 
X
 
 
 
 
 
X
 
X
 
X
 
  
 
  
 
X
–  human resources
 
  
 
  
 
 
 
 
 
  
 
  
 
X
 
  
 
X
 
  
–  governance
 
  
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X
 
X

Committees of the Board of Directors

The Board has designated the following committees: Compensation Committee; Audit and Enterprise Risk Management Committee; and Nominating and Corporate Governance Committee.

The current composition of each Board committee is set forth below:


118



Compensation Committee
 
Audit and Enterprise Risk
Management Committee
 
Nominating and Corporate
Governance Committee
Jerol E. Andres (chair)
 
J. LaMont Keen (chair)
 
Thomas M. Wells (chair)
Michael J. Connolly
 
Jerol E. Andres
 
Annette G. Elg
Dennis L. Johnson
 
Michael J. Connolly
 
J. LaMont Keen
 
 
Annette G. Elg
 
James B. Lockhart III
 
 
Ryan R. Patrick
 
Ryan R. Patrick

Audit and Enterprise Risk Management Committee
The Audit and Enterprise Risk Management Committee consists of the five directors named above, each of whom meets the independence standards for members of public company audit committees set forth in the NASDAQ listing rules and SEC rules. The Audit Committee operates under a written charter adopted by the Board, which is available on the Company’s website at www.botc.com (click on “About Us,” “Investor Information” and then “Governance Documents” on the left side of the page). The Board has determined that Mr. Keen, Mr. Andres, Mr. Connolly, Ms. Elg and Mr. Patrick qualify as audit committee financial experts as defined in Item 407(d)(5)(ii) of Regulation S-K. The Audit Committee met 13 times during 2016.


119



EXECUTIVE OFFICERS

The following table sets forth certain information about the Company’s executive officers. Biographical information about Mr. Zink is given under “Board Composition” above.

Name
 
Age
 
Position
Terry E. Zink
 
65
 
President and Chief Executive Officer of Cascade Bancorp and Chief Executive Officer of Bank of the Cascades since January 1, 2012.
Gregory D. Newton(1)
 
66
 
Executive Vice President and Chief Financial Officer of Cascade Bancorp and Bank of the Cascades since 2002.
Charles N. Reeves(2)
 
49
 
Executive Vice President and Chief Operating Officer of Cascade Bancorp and President and Chief Operating Officer of Bank of the Cascades since February 2016.
Daniel J. Lee(3)
 
60
 
Executive Vice President and Chief Credit Officer of Cascade Bancorp and Bank of the Cascades since April 2012.
Peggy Biss(4)
 
59
 
Executive Vice President and Chief Administrative Officer of Cascade Bancorp and Bank of the Cascades since 2014.
________________

(1)
Gregory D. Newton.  Mr. Newton’s extensive 30 year banking experience includes treasury and accounting experience spanning asset and liability management, investments, funding and derivative management. He has served in key treasury and controllership roles with banks in Seattle, as well as the Federal Reserve. Mr. Newton joined Cascade Bancorp in 1997. He currently serves as investor relations contact. Mr. Newton earned a Bachelor’s Degree at the University of Washington and completed MBA coursework at Seattle University and is a non-public CPA. He is active in the community and the Oregon Bankers Association.

(2)
Charles N. Reeves.  Mr. Reeves was appointed President and Chief Operating Officer of Bank of the Cascades in February 2016, having served as Chief Banking Officer since joining Cascade in August 2012. Mr. Reeves has over 20 years of banking and financial expertise, most recently as Bancorp Senior Vice President of Special Assets at Fifth Third Bank, a $115 billion bank in the Midwest. Prior to his Special Assets role, Mr. Reeves served as President of Fifth Third Bank’s Chicago region from 2008 through 2010, overseeing all lines of business. Reeves holds a Bachelor of Arts from Miami University in Oxford, Ohio. Throughout his career Reeves has been actively involved with community and industry leadership programs, including serving on the board of directors for several organizations.

(3)
Daniel J. Lee. Mr. Lee joined Bank of the Cascades in April 2012 as Chief Credit Officer. He has over 30 years of banking and financial expertise. Prior to joining Cascade, Mr. Lee served in executive positions with a number of community and regional banks including District Head of Corporate Banking for KeyBank, Regional President for Irwin Union Bank, and Chief Credit Officer for Union Federal Bank. Mr. Lee holds a Bachelor’s Degree and MBA from Indiana University, attended the Stonier Graduate School of Banking and has been designated a Certified Turnaround Professional through the Turnaround Management Association. Throughout his career, Mr. Lee has been actively involved with his community and served on the board of Government Relations Council of the American Bankers Association.

(4)
Peggy Biss. Ms. Biss began working for the Bank in 1978 and held the position of Chief Human Resources Officer until 2014 when she was named Chief Administrative Officer. In her current role, Ms. Biss oversees the Bank’s branch operations support and customer service functions in addition to the human resources and training departments. Prior to establishing the human resources department in 1988, Ms. Biss held positions in operations, lending and branch management. Ms. Biss is a Society for Human Resource Management Senior Certified Professional (SHRM-SCP), a Senior Professional in Human Resources (SPHR) as certified by the Human Resources Certification Institute and is a graduate of Pacific Coast Banking School. For more than 30 years, Ms. Biss has been actively involved with community and industry programs. She is a member of the Society of Human Resource Managers and the Oregon Bankers Association.


Section 16(a) Beneficial Ownership Reporting Compliance
Based solely upon the Company’s review of the copies of the Section 16(a) filings that it received with respect to the fiscal year ended December 31, 2016, and written representations from certain reporting persons that no other reports were required,

120



during fiscal year 2016 all of its officers, directors and 10% shareholders complied with all applicable Section 16(a) filing requirements.

Code of Conduct and Ethics
We have adopted a written Code of Conduct and Ethics that applies to all of the Company’s directors, officers and employees, including its principal executive officer, principal financial officer, principal accounting officer and controller. If we make any substantive amendments to the Code of Conduct and Ethics or grant any waiver, including any implicit waiver, from a provision of the Code of Conduct and Ethics to our principal executive officer, principal financial officer, principal accounting officer or controller, we will disclose the nature of the amendment or waiver in a report on Form 8-K. The Code of Conduct and Ethics is available at www.botc.com.

ITEM 11. EXECUTIVE COMPENSATION.

Director Compensation

Name
 
Fees
Earned or
Paid in Cash
($)
 
Stock
Awards
($)
 
Option
Awards
($)
 
Non-Equity
Incentive Plan
Compensation
($)
 
All Other
Compensation
($)
 
Total
($)
(a)
 
(b)
 
(c)
 
(d)
 
(e)
 
(f)
 
(g)
Jerol E. Andres
 
51,503

 
25,998

 

 

 

 
77,501

Chris C. Casciato
 

 

 

 

 

 

Michael J. Connolly
 
59,500

 
25,998

 

 

 

 
85,498

Annette G. Elg
 
42,997

 
25,998

 

 

 

 
68,995

Dennis L. Johnson
 
45,997

 

 

 

 

 
45,997

J. LaMont Keen
 
51,997

 
25,998

 

 

 

 
77,995

James B. Lockhart III
 

 

 

 

 

 

Patricia L. Moss
 
50,003

 
25,998

 

 

 
241,650

 
317,651

Ryan R. Patrick
 
63,000

 
25,998

 

 

 

 
88,998

Thomas M. Wells
 
42,997

 
25,998

 

 

 

 
68,995

Lightyear Capital LLC
 
40,000

 
25,998

 

 

 

 
65,998

WL Ross and Co. LLC
 
45,000

 
25,998

 

 

 

 
70,998



Fees Earned or Paid in Cash (column b):  Each Company director received an annual cash retainer of $26,000 in 2016. Directors also received $9,000 cash to compensate them for their expected attendance at 12 board meetings. The Chairman of the Board (Mr. Patrick) received an additional fee of $20,000. The following Directors received cash compensation for acting as Committee Chairs: Andres (Compensation) $7,500, Connolly (Loan) $7,500, Moss (Trust) $4,000, Wells (Nominating & Corporate Governance) $4,000, Keen (Audit) $9,000. The Loan and Trust committees are Bank-level committees. Directors also received cash compensation for their anticipated attendance at various committee meetings. The fee schedule for attending committee meetings was $500. At the start of the year, fees are calculated based on anticipated number of committee meetings and fees are then paid out pro-rata on a monthly basis. Employee directors do not receive fees for serving on the Board.

Stock Awards (column c):  Amounts in this column represent the aggregate grant date fair value of the stock awards granted to the directors in 2016. The amounts were calculated based on the closing price of our common stock on the Nasdaq on the date of grant. On May 26, 2016, each director each received 4,569 shares of common stock at a $5.69 stock price. Mr. Johnson elected to defer his stock award and entered into a Restricted Stock Unit Agreement whereby the stock will be held until his retirement or separation from the Board.

Option Awards (column d):  The Company did not grant any stock options to the directors in 2016.

All Other Compensation (column f):  Messrs. Andres, Patrick, and Wells are parties to Deferred Fee Agreements, with interest credited annually at a rate of 4.32%.

121




Ms. Moss is party to the Supplemental Executive Retirement Plan (“SERP”) and Deferred Bonus Plan, each of which was initiated while Ms. Moss was CEO of the Company before becoming a director. The SERP provides for a benefit starting at $18,892 per month, escalating at 2.5% per year with payments continuing for 20 years. The deferred bonus plan has interest credited annually at a rate of 4.32%.

Messrs. Andres and Patrick are parties to a director emeritus agreement. The director emeritus agreement provides for a benefit of $18,000 per year for a minimum of 10 years. The benefit will be paid from the director’s normal retirement date until the later of the director’s death or 120 months. The annual benefit payments are subject to a 2.5% annual increase during retirement.

Executive Compensation

Compensation Discussion & Analysis (CD&A)

This CD&A explains our executive compensation program for our named executive officers (“NEOs”) listed below. The CD&A also describes the Compensation Committee’s (“the Committee”) process for making compensation decisions, as well as its rationale for specific decisions related to fiscal 2016.

NEO
 
Title
Terry E. Zink
 
President & Chief Executive Officer
Gregory D. Newton
 
Executive Vice President, Chief Financial Officer
Charles N. Reeves
 
Executive Vice President, Chief Banking Officer
Daniel Lee
 
Executive Vice President, Chief Credit Officer
Peggy L. Biss
 
Executive Vice President, Chief Administrative Officer

Executive Summary

Board Review of 2016 Business Strategy & Results

Cascade’s mission statement is “dedicated to delivering the best in banking for the financial well-being of our customers and stockholders.”  The Company’s primary business objective is to continue to improve and diversify revenue resulting in sustainable profitability consistent with safe and sound business principals and its risk management appetite.  Growth in franchise value, net income and earnings per share are considered primary metrics for which management goals are established.  The achievement of growth in deposits, loans and customer relationships support these metrics.   In addition, Cascade seeks accretive merger and acquisition transactions to profitably leverage its existing infrastructure and enhance franchise value.

Consistent with this business objective, our NEOs are compensated through pay elements designed to drive sustained business performance, build an internal culture of ownership and create long-term value for our shareholders. The continued focus of Cascade’s leadership team on efficient execution of the Company’s strategic priorities directly contributed to the following key strategic and financial achievements during 2016:

The announcement of the First Interstate merger agreement. The merger consideration represents a premium of 9.6% per share, based on the cash portion of the merger consideration and the closing prices of Cascade common stock and First Interstate Class A common stock on November 16, 2016, the day before the public announcement of the execution of the First Interstate merger agreement.  Upon completion of the First Interstate merger, which is expected to occur early in the third quarter of 2017, the combined organization will be a regional community bank with $12 billion in total assets and strong deposit market share in its unique geographic footprint spanning Montana, Wyoming, South Dakota, Idaho, Oregon, and Washington.
The closing and integration of two acquisitions by Cascade.  During the first quarter of 2016, Cascade purchased and integrated $469 million of deposits and 15 branches from Bank of America.  This transaction expanded the Cascade franchise footprint in Southern Oregon and coastal communities in Oregon and Washington.  Cascade also acquired and integrated the $122.4 million asset Prime Pacific Bank in Lynnwood, Washington to expand its Seattle metro lending footprint. 
Successful organic loan growth was evident across all geographies within the Cascade footprint.  For full year 2016, organic loan growth was 17.8%, which exceeded peer bank levels.  (See non-GAAP reconciliation of organic loan growth in Item 6 of this report.)

122



The combination of acquired and organic growth during 2016 resulted in a year-over-year increase in total assets of 24.8% to $3.1 billion.
Net interest income was $93.1 million for 2016, up $14.6 million, or 18.6%, from 2015.
Non-interest income improved $4.5 million, or 17.9%.
Gross loans increased $416.1 million, or 24.7%.
Total deposits increased $578.7 million, or 27.8%.


2016 Compensation Actions At-A-Glance

The Committee took the following compensation-related actions for fiscal 2016:

Base Salaries: None of our NEOs received salary adjustments in 2016.

Annual Cash Incentives: Consistent with our business achievements and the contributions of our NEOs, the Committee approved annual incentive payouts for each of the NEOs of 164% of 2016 targets. 2016 targets were established by the Board at the beginning of the year.

Long-Term Incentives: The Committee approved restricted stock awards for each of the NEOs in 2016 based on evaluation of performance in 2015. Information about these awards can be found under “Long-Term Incentives: Equity Awards.”

2016 Say-On-Pay
At the Company’s 2016 Annual Meeting of Shareholders, approximately 76% of the shareholders who voted on the “say on pay” proposal approved the compensation of our NEOs. Based on the favorable vote result, we did not make material changes to the structure of our compensation program for 2016.

Compensation Practices & Policies

Our executive compensation program is designed to encourage prudent decision-making and prevent excessive risk-taking behaviors through the following processes, policies and practices, which we believe reflect corporate governance best practices.
What We Do
 
What We Don’t Do
a
Emphasis on variable compensation
 
x
No single-trigger vesting upon a change in control
a
Stock ownership guidelines
 
x
No repricing of stock options without shareholder approval
a
Annual risk assessment
 
x
No tax gross ups
a
Independent compensation consultant
 
x
No special perquisites
a
Clawback policy
 
x
No bonus guarantees

Our Compensation Philosophy

Our executive compensation program is designed to motivate our NEOs to execute on our strategic goal - to grow the Company to $5 billion in assets over time through both organic loan growth and value-enhancing bank acquisitions in the Pacific Northwest and deliver region-leading returns and profitability. This is the core of our compensation philosophy - driven by the following guiding principles that underpin the critical connections between business performance, shareholder value creation, talent management and sound decision making:


123



philosophya01.jpg

Principal Elements of Pay

Our compensation philosophy is supported by the following principal elements of pay:
Pay Element
 
How Its Paid
 
Purpose
Base Salary
 
Cash
(Fixed)
 
Provide a competitive base salary rate relative to similar positions in the market and enable the Company to attract and retain critical executive talent
Annual Executive Incentive Program
 
Cash
(Variable)
 
Reward executives for delivering on annual strategic objectives that contribute to shareholder value creation
Long-Term Incentive Plan
 
Equity
(Variable)
 
Provide incentives for executives to execute on longer-term financial goals that drive organic growth, shareholder value creation and support the Company’s retention strategy

Our Decision Making Process

Role of the Compensation Committee

The Committee is responsible for overseeing that the executive compensation program is designed and administered consistent with our compensation philosophy. The Committee reviews compensation levels for all of our executive officers, including our NEOs, as well as all other programs applicable to such officers. The Committee also makes all final compensation decisions regarding our NEOs, except for the CEO, whose compensation is reviewed and approved by the full Board, based upon recommendations of the Committee.

Details of the Committee’s authority and responsibilities are specified in the Committee’s charter, which is available on the Company’s website at www.botc.com (click on “About Us,” “Investor Information” and then “Governance Documents” on the left side of the page).

124




Role of Management

The Committee frequently requests the attendance of the CEO and the Executive Vice President and Chief Administrative Officer at Compensation Committee meetings to discuss executive compensation and evaluate Company and individual performance. Occasionally other executives may be invited to attend a Committee meeting to provide financial or human resources information. NEOs or other key executive officers in attendance may provide their insights and suggestions, but only independent Committee members may vote on decisions regarding NEO compensation. The Committee discusses the CEO’s compensation with the CEO, but final deliberations and all votes regarding the CEO’s compensation both by the Committee and the Board are made without the CEO present. The Committee makes recommendations to the Board for final approval regarding all compensation matters for the CEO. The Committee makes decisions related to compensation for the NEOs (other than the CEO) and other key executive officers after receiving recommendations from the CEO and any input requested from the independent compensation consultants. A NEO or key executive officer is not present at the Committee meeting when his or her compensation is being approved.

Role of the Independent Consultant

The Committee also seeks advice and assistance from third party compensation consultants and outside counsel. The Committee has engaged Pearl Meyer to provide advice, relevant market data and best practices to consider when making compensation decisions, including decisions involving our CEO and the programs applicable to senior executives generally. Pearl Meyer also provides the Committee with input on program design features and the balance of pay among the various components of executive compensation. Pearl Meyer provides no additional services to the Committee. The Committee has assessed the independence of Pearl Meyer against the specific criteria under applicable SEC and Nasdaq rules and determined no conflict of interest is raised by Pearl Meyer’s work for the Committee.

Assessing External Market Practice

As part of our compensation philosophy, our executive compensation program is designed to attract, motivate and retain our NEOs in an increasingly competitive and complex talent market. As such, the Committee evaluates industry-specific and general market compensation practices and trends to ensure that our program remains appropriately competitive. The Committee periodically considers publicly-available data for informational purposes when making its compensation-related decisions. However, market data are not the sole determinants of the Company’s practices or executive compensation levels. When determining base salaries, incentive opportunities and annual equity grants for NEOs, the Committee also considers the performance of the Company and the individual, the nature of an individual’s role within the Company, as well as experience and contributions to his or her current role.

Our 2016 Executive Compensation Program in Detail

Base Salary

We provide each of our NEOs with a competitive fixed annual base salary. The base salaries for our NEOs are reviewed annually by the Committee by taking into account the results achieved by each executive, his or her future potential, scope of responsibilities and experience, and competitive pay practices. As shown in the following table, the Committee did not make adjustments to the base salaries of any of the NEOs for 2016.
NEO
 
2015
 
2016
 
% Increase
Terry E. Zink
 
$550,000
 
$550,000
 
—%
Gregory D. Newton
 
252,350
 
252,350
 
—%
Charles N. Reeves
 
275,000
 
275,000
 
—%
Daniel Lee
 
235,000
 
235,000
 
—%
Peggy L. Biss
 
225,000
 
225,000
 
—%


2016 Annual Executive Incentive Program

The 2016 Annual Executive Incentive Program provided our NEOs the opportunity to earn a performance-based annual cash bonus. Target annual bonus opportunities were established based on the NEO’s level of responsibility and his or her ability to impact overall results and are expressed as a percentage of base salary and are awarded as a percentage of target.

125




Actual bonus payouts, which can range from 0% to 200% of target award amounts, are determined based on performance against pre-established goals designed to consider both quantitative and qualitative objectives. The Committee establishes goals at the beginning of the fiscal year based upon the business conditions and areas of opportunity that exist. The factors taken into account by the Committee in determining actual bonus payouts for fiscal 2016 were performance against the below-described financial and strategic quantitative and qualitative goals.
 
 
2016 Performance Goals
 
 
 
Goal
Weight
Threshold
Target
Stretch / Max
2016 Result
% of Target
Weighted % of Target
Fourth Quarter Core EPS (1)
25%
$0.075
$0.090
$0.105
$0.090
100.0%
25%
Branch Acquisition Deposit Retention (2)
15%
80.0%
90.0%
100.0%
97.1%
171.3%
26%
Organic Loan Growth (3)
15%
$100 MM
$157 MM
$215 MM
$253 MM
150.0%
23%
Risk Management Objectives (4)
20%
 
 
 
Max
200.0%
40%
Strategic Business Objectives (5)
25%
 
 
 
Max
200.0%
50%
Weighted Performance Result
100%
 
 
 
 
 
164%

(1) 
EPS for the period 10/1/2016 - 12/31/2016, adjusted to remove one-time expenses related to merger and acquisition activity and one-quarter of annual incentive expense in excess of budgeted levels. The result shown above is calculated as follows: $0.079 (unadjusted EPS) plus $0.009 (one-time expenses associated with the First Interstate transaction) plus $0.002 (one-quarter of annual incentive expense in excess of budgeted levels).
(2) 
Core deposits at the acquired Bank of America branches as of 12/31/2016 ($380.9 MM), divided by core deposits at these branches as of 6/30/2016 ($392.2 MM).
(3) 
Excludes change in wholesale portfolio. As a percentage of beginning of year balance, the goals represent organic loan growth of 7%, 11% and 15% at threshold, target and stretch/max, respectively. Actual organic loan growth was 17.8%, or $253.0 million. Organic loan growth is a non-GAAP financial measure. See our reconciliation of non-GAAP financial measures in Item 6 of this report. Maximum payout for this goal was capped at 150% of target in order to mitigate the likelihood of encouraging unnecessary or excessive risk-taking.
(4) 
Objective goals were established at each level in terms of regulatory examination results.
(5) 
Examples of strategic objectives identified by the Compensation Committee included merger & acquisition activities, execution of branch network objectives, integration of Bank of America branches and revenue diversification.

Based on the above performance results as assessed and approved by the Committee, each NEO received 164% of his or her target award as outlined in the table below:
NEO
 
Target Award (%)
 
Target Award ($)
 
Actual Award ($)
Terry E. Zink
 
60%
 
$330,000
 
$541,200
Gregory D. Newton
 
45%
 
113,558
 
186,234
Charles N. Reeves
 
45%
 
123,750
 
202,950
Daniel Lee
 
45%
 
105,750
 
173,430
Peggy L. Biss
 
45%
 
101,250
 
166,050

Long-Term Incentives: Equity Awards

The Committee believes executives, including NEOs, should have a meaningful portion of their total compensation opportunity linked to shareholder return. For that reason, our long-term incentives take the form of equity awards that are intended to align the interests of the executive with those of our shareholders. These awards promote an executive’s continued service to the organization by vesting over a period of years and encourage a balanced view of performance and long-term risk management. To this end, and in consideration of Company and executive performance during 2015, the Committee approved the following restricted stock awards in 2016:


NEO
 
Number of RSAs
Terry E. Zink
 
104,393
Gregory D. Newton
 
35,923
Charles N. Reeves
 
39,147
Daniel Lee
 
33,453
Peggy L. Biss
 
32,029

126




The fair market value of the stock granted under the 2016 award was $5.69 per share, which was the closing price of Cascade’s common stock on the date of the grant (May 26, 2016). These stock grants are contingent upon the continued employment of the NEO through each vesting date. The vesting schedule is as follows:

Percentage of Award that Vests
 
When It Vests
20%
 
May 26, 2017
20%
 
May 26, 2018
20%
 
May 26, 2019
20%
 
May 26, 2020
20%
 
May 26, 2021

Voluntary termination of employment before May 26, 2017, results in the forfeiture of 100% of the grant. Vesting of unvested shares can accelerate under special circumstances such as death, disability and involuntary termination associated with a change in control. Additional details can be found in the Summary Compensation Table, Plan-Based Awards Table and the Post-Termination Tables in this report.

Other Practices, Policies and Guidelines

Retirement Benefits

The Company sponsors a 401(k) Retirement Savings Plan (the “401(k) Plan”) pursuant to which all employees, including the NEOs, may make deferrals (“Employee Deferrals”) and the Company may make matching contributions (“Matching Contributions”) and profit-sharing contributions (“Profit Sharing Contributions”). All contributions are subject to certain limitations on contributions under the Internal Revenue Code and the 401(k) Plan provisions. The Matching Contribution formula is equal to 100% of Employee Deferrals up to 4% of base salary. Participants actively employed at year-end and with over 1,000 hours of paid time in the calendar year are eligible to receive Profit Sharing Contributions.

The Company also maintains nonqualified deferred compensation arrangements for certain NEOs. Mr. Zink participates in a Deferred Compensation Agreement (“DCA”) and Mr. Newton and Ms. Biss each participate in a Deferred Bonus Agreement (“DBA”). No Company contributions were made to these arrangements during 2016 and all three participants were fully vested in their account balances prior to 2016. The DCA and DBA agreements allow for elective deferral of compensation by the participants; no such elections were made by any of the participants for compensation earned in 2016. Account balances under the DCA and DBA arrangements were credited with interest at the annual rate of 4.32% in 2016. Additional details for the DCA and DBA arrangements can be found in the Nonqualified Deferred Compensation Plans Table and related narrative on in this report.

The Company has nonqualified, unfunded Supplemental Employee Retirement Plans (“SERPs”) in place for Mr. Newton and Ms. Biss. Mr. Newton is fully vested in his annual normal retirement benefit amount of $77,150 and Ms. Biss is fully vested in her annual normal retirement benefit amount of $94,250. The annual benefit payments are subject to a 2.5% annual increase during retirement and will be paid in 12 equal monthly installments commencing upon termination for any reason (other than Termination for Cause, as defined in the SERP) for a period of 20 years. Additional details for the SERP arrangements can be found in the Pension Benefits Table and related narrative in this report.

Other Benefits and Perquisites

The NEOs participate in the Bank’s broad-based employee welfare benefit plans, such as medical, dental, vision, supplemental disability and term life insurance. The NEOs are provided the same benefits, and participate in the cost at the same rate, as all other employees. No perquisites are provided to our NEOs.

Employment Agreements, Severance Benefits and Change In Control Arrangements

The Company maintains Employment Agreements with each of the NEOs that provide payments upon certain termination events. The Committee believes the Employment Agreements play a critical role in support of the Company’s leadership strategy and help to ensure that we retain the talent necessary to deliver on our key business objectives and maximize shareholder value. The Employment Agreements also provide important protection to the Company by subjecting the executives to certain non-competition, non-solicitation and other restrictions following their termination of employment.

127




Each of the NEO Employment Agreements was amended on February 4, 2015. The term of each agreement is two years commencing on the effective date, and will automatically renew for additional one year periods thereafter unless the Company gives notice of termination 90 days prior to the expiration of the immediately preceding term. Details for the Employment Agreements can be found in the Post-Termination Tables and related narratives in this report.

Stock Ownership Requirements 

The Company maintains stock ownership guidelines that are designed to promote our ownership culture and further align the interests of our shareholders, directors and top executives. 

Our NEOs are expected to acquire and hold a minimum of Company stock equal to a multiple of his or her annual base salary within five years from the award of his or her title. Officers not meeting the ownership requirements are not eligible for promotion unless there is a plan approved by the CEO and the Chairman of the Committee.

Title
 
Guideline as a Multiple of Salary
CEO
 
3x
Other NEOs
 
2x

Directors are also expected to acquire and hold a minimum of Company stock totaling four times the approximate annual value of cash compensation received (retainer and regular board meeting fees). They are expected to meet this guideline within their first four year period of service and each member is encouraged to reach the minimum as soon as possible.

The following ownership interests are considered when determining compliance with stock ownership requirements:

common shares held directly or indirectly;

common shares (on an as converted full value basis) held in our 401(k) or other benefit plan; and

all vested or unvested stock options, restricted stock or stock units.

All of our NEOs and directors are currently in compliance with the requirements.

Clawback Policy

The Company reserves the right to correct or recover overpayments made incorrectly or unintentionally. The Company also reserves the right to clawback payments if the Board determines an officer engaged in fraud or willful misconduct. Any recoupment under this policy may be in addition to, and is not limited by, any other remedies that may be available to the Company under applicable law, including disciplinary actions up to and including termination of employment.

2016 Risk Assessment

Each year, the Company performs a detailed risk analysis of each of its compensation programs. If warranted, the Committee will recommend changes to address concerns or considerations raised in the risk review process. Changes may be recommended for the program design or its oversight and administration in order to mitigate unreasonable risk, if any is determined to exist. The Committee has concluded that the Company’s compensation arrangements do not encourage employees to take unnecessary and excessive risks. We do not believe that any risks arising from our compensation policies and practices are reasonably likely to have a material adverse effect on the Company.

Tax and Accounting Considerations

The Company takes tax and accounting implications into consideration in choosing the particular elements of our compensation and in the procedures we use to set and pay those elements. In the selection and design of executive pay instruments, the Committee reviews extensive modeling analyses of the various alternatives and considers the related tax and accounting impact.


128



We seek to pay compensation in the most tax-effective manner reasonably possible and therefore take tax considerations into account.

Section 162(m) of the Internal Revenue Code (“Section 162(m)”) provides that payments of compensation in excess of $1,000,000 annually to a covered employee (the Chief Executive Officer and each of the three-highest paid executive officers other than the Chief Financial Officer) will not be deductible for purposes of U.S. corporate income taxes unless it is “performance-based” compensation and is paid pursuant to a plan and procedures meeting certain requirements of the Code. Under our incentive plans, our Compensation Committee may issue awards which qualify as deductible performance-based compensation under Section 162(m). However, we may pay compensation that does not satisfy the requirements of Section 162(m) where we believe that it is in the best overall interests of the Company.

Section 409A of the Internal Revenue Code provides that deferred compensation (including certain forms of equity awards) is subject to additional income tax and interest unless it is paid pursuant to a plan and procedures meeting certain requirements. It is our intention to deliver compensation which complies with the requirements under Section 409A.

We have generally granted stock options to NEOs first as incentive stock options under Section 422 of the Internal Revenue Code, up to the volume limitations contained in the Internal Revenue Code, and nonqualified stock options thereafter. Generally, for stock options that do not qualify as incentive stock options, upon exercise of the options, the holders of the stock options recognize taxable income and we are entitled to a tax deduction. For stock options that qualify as incentive stock options, we do not receive a tax deduction and the holder of the stock option may receive more favorable tax treatment than he or she would for a non-qualified stock option. For federal income tax purposes, the NEO will generally be deemed to have received compensation income on each vesting date equal to the fair market value of restricted shares vesting on such date, and the Company will generally be entitled to a tax deduction for such amount as compensation expense unless limited by tax rules.


Compensation Tables

The following table sets forth all compensation received from the Company for the fiscal year ended December 31, 2016 by our NEOs. In this table and the tables that follow, columns required by the SEC rules may be omitted where there is no amount to report.


129



SUMMARY COMPENSATION TABLE
Name and principal position
 
Year
 
Salary
($)
 
 
Bonus
($)
 
 
Stock awards
($) (12)
 
Options awards
($)
 
 
Non-equity incentive plan compensation
($) (13)
 
Change in pension value and nonqualified deferred compensation earnings
($)
 
 
All other compensation
($)
 
 
Total
($)
Terry E. Zink
President and
Chief Executive Officer
 
2016
 
550,000

 
 

 
 
593,996

 

 
 
541,200

 
9,523

9 

 
10,600

3 
 
1,705,319

 
2015
 
550,000

 
 
594,000

 
 

 
2,445,000

1 
 

 
1,687

9 

 
10,600

3 
 
3,601,287

 
2014
 
550,000

 
 
544,500

 
 
495,000

 

 
 

 
376

9 

 
125,792

2, 
3 
 
1,715,668

Gregory D. Newton
Executive Vice President
Chief Financial Officer
 
2016
 
252,350

 
 

 
 
204,402

 

 
 
186,234

 
18,775

10 

 
10,094

3 
 
671,855

 
2015
 
249,900

4 
 
228,904

5 
 

 
978,000

1 
 

 
73,662

10 

 
10,600

3 
 
1,541,066

 
2014
 
245,000

 
 
181,913

 
 
165,375

 

 
 

 
37,252

10 

 
7,554

3 
 
637,094

Charles N. Reeves
Executive Vice President
Chief Banking Officer
 
2016
 
275,000

 
 

 
 
222,746

 

 
 
202,950

 

 
 
10,600

3 
 
711,296

 
2015
 
275,000

 
 
222,750

 
 

 
978,000

1 
 

 

 
 
10,600

3 
 
1,486,350

 
2014
 
275,000

 
 
204,188

 
 
185,621

 

 
 

 

 
 
7,562

3 
 
672,371

Peggy L. Biss
Executive Vice President
Chief Administrative Officer
 
2016
 
225,000

 
 

 
 
182,245

 

 
 
166,050

 
28,272

11 

 
9,002

3 
 
610,569

 
2015
 
225,000

 
 
189,000

6 
 

 
570,500

1 
 

 
123,646

11 

 
10,600

3 
 
1,118,746

 
2014
 
213,083

7 
 
157,410

 
 
143,098

 

 
 

 
78,368

11 

 
6,890

3 
 
598,849

Daniel J. Lee
Executive Vice President
Chief Credit Officer
 
2016
 
235,000

 
 

 
 
190,348

 

 
 
173,430

 

 
 
9,400

3 
 
608,178

 
2015
 
235,000

 
 
197,400

8 
 

 
407,500

1 
 

 

 
 
10,600

3 
 
850,500

 
2014
 
235,000

 
 
105,750

 
 
158,621

 

 
 

 

 
 
7,677

3 
 
507,048

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Value of option award based on Black Scholes value of $1.63 per share. The assumptions used to determine this value can be found on page 99 of our Annual Report on Form 10-K for the year ended December 31, 2015.
(2) Includes the $118,000 contribution by the Company to Mr. Zink’s DCA account, as per his employment agreement.
(3) Includes the company matching contribution to executives’ 401(k) retirement savings plan; Mr. Zink’s match included in this amount was $7,792 in 2014.
(4) Represents actual base salary earned in 2015. Mr. Newton’s pay was increased from $245,000 to $252,350 effective May 1, 2015.
(5) Represents Mr. Newton’s 2015 annual bonus of $204,404 and bonus in lieu of merit of $24,500.
(6) Represents Ms. Biss’s 2015 annual bonus of $182,250 and bonus in lieu of merit of $6,750.
(7) Ms. Biss received a promotion and pay adjustment effective December 1, 2014. Salary represents one month at her increased rate of pay.
(8) Represents Mr. Lee’s 2015 annual bonus of $190,350 and bonus in lieu of merit of $7,050.
(9) Represents above market earnings credited to Mr. Zink’s DCA of $9,523 in 2016, $1,687 in 2015, and $376 in 2014.
(10) Represents Mr. Newton’s change in Supplemental Employee Retirement Plan value of $14,165 in 2016, $69,322 in 2015, and $35,249 in 2014, as well as above market earnings credited to Mr. Newton’s Deferred Bonus Agreement of $4,610 in 2016, $4,340 in 2015, and $2,003 in 2014.
(11) Represents Ms. Biss’s change in Supplemental Employee Retirement Plan value of $24,550 in 2016, $120,142 in 2015, and $76,888 in 2014, as well as above market interest earnings credited to Ms. Biss’s Deferred Bonus Agreement of $3,722 in 2016, $3,504 in 2015, and $1,480 in 2014.
(12) Represents the aggregate grant date fair value of awards, computed in accordance with FASB ASC Topic 718.
(13) Represents the awards earned under our 2016 Annual Executive Incentive Program. The performance goals and measurements associated with this Plan that generated the awards set forth above are provided in the “2016 Annual Executive Incentive Program” section of Item 11 of this report.



130



GRANTS OF PLAN-BASED AWARDS
Name and principal position
 
Grant Date
 
Estimated future payouts under non-equity incentive plan awards (1)
 
Estimated future payouts under equity incentive plan awards
 
All other stock awards: number of shares of stock(2)
(#)
 
Grant date fair value of stock awards(3) ($)
 
Threshold ($)
 
Target ($)
 
Maximum ($)
 
Threshold ($)
 
Target ($)
 
Maximum ($)
 
Terry E. Zink
 
5/26/2016
 

 
330,000

 
660,000

 
n/a
 
n/a
 
n/a
 
104,393

 
593,996

Gregory D. Newton
 
5/26/2016
 

 
113,558

 
227,116

 
n/a
 
n/a
 
n/a
 
35,923

 
204,402

Charles N. Reeves
 
5/26/2016
 

 
123,750

 
247,500

 
n/a
 
n/a
 
n/a
 
39,147

 
222,746

Peggy L. Biss
 
5/26/2016
 

 
101,250

 
202,500

 
n/a
 
n/a
 
n/a
 
32,029

 
182,245

Daniel J. Lee
 
5/26/2016
 

 
105,750

 
211,500

 
n/a
 
n/a
 
n/a
 
33,453

 
190,348

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Represents the potential range of awards payable under the 2016 Annual Executive Incentive Program. The performance goals and measurements associated with this Plan are provided in the “2016 Annual Executive Incentive Program” section included in Item 11 of this report.
(2) Represents the number of restricted shares granted on May 26, 2016, which vest 20% per year beginning with the first anniversary of the award.
(3) Represents the aggregate grant date fair value of awards, computed in accordance with FASB ASC Topic 718, and based on the closing price of Cascade’s common stock on NASDAQ on the grant date, May 26, 2016 ($5.69 per share).




OUTSTANDING EQUITY AWARDS AT FISCAL YEAR END
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Name and principal position
 
Option Awards
 
Stock Awards
 
Number of securities underlying unexercised options exercisable
(#)
 
Number of securities underlying unexercised options unexercisable (1)
(#)
 
Option exercise price
($)
 
Option Expiration Date
 
Number of shares or units of stock that have not vested
(#)
 
Market value of shares or units of stock that have not vested (4)
($)
 
Date equity fully vests
Terry E. Zink
 
19,412

 

 
5.95

 
2/13/2022
 
61,875

(2) 
 
502,425

 
6/11/2019

 

 
20,876

 
4.79

 
2/3/2025
 
104,393

(3) 
 
847,671

 
5/26/2021

 

 
1,479,124

 
4.79

 
2/3/2025
 

 
 

 

Gregory D. Newton
 
366

 

 
273.20

 
2/1/2017
 
20,672

(2) 
 
167,857

 
6/11/2019

 
364

 

 
273.20

 
2/1/2017
 
35,923

(3) 
 
291,695

 
5/26/2021

 
1,300

 

 
101.30

 
3/3/2018
 

 
 

 

 
6,000

 

 
5.70

 
3/16/2020
 

 
 

 

 

 
20,876

 
4.79

 
2/3/2025
 

 
 

 

 

 
579,124

 
4.79

 
2/3/2025
 

 
 

 

Charles N. Reeves
 
12,987

 

 
5.55

 
10/15/2022
 
23,203

(2) 
 
188,408

 
6/11/2019

 

 
20,876

 
4.79

 
2/3/2025
 
39,147

(3) 
 
317,874

 
5/26/2021

 

 
579,124

 
4.79

 
2/3/2025
 

 
 

 

Peggy L. Biss
 
366

 

 
273.20

 
2/1/2017
 
17,887

(2) 
 
145,242

 
6/11/2019

 
303

 

 
273.20

 
2/1/2017
 
32,029

(3) 
 
260,075

 
5/26/2021

 
1,150

 

 
101.30

 
3/3/2018
 

 
 

 

 
5,250

 

 
5.70

 
3/16/2020
 

 
 

 

 

 
20,876

 
4.79

 
2/3/2025
 

 
 

 

 

 
329,124

 
4.79

 
2/3/2025
 

 
 

 

Daniel J. Lee
 

 
20,876

 
4.79

 
2/3/2025
 
19,828

(2) 
 
161,003

 
6/11/2019

 

 
229,124

 
4.79

 
2/3/2025
 
33,453

(3) 
 
271,638

 
5/26/2021

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) These stock options were granted on February 3, 2015, and are subject to graduated vesting as follows: 50% vest on February 3, 2018; 25% on February 3, 2019, and 25% on February 3, 2020.
(2) These shares of restricted stock were awarded on June 11, 2014, and are subject to five year graduated vesting at 20% per year over five years. Shares will be fully vested on June 11, 2019.
(3) These shares of restricted stock were awarded on May 26, 2016, and are subject to five year graduated vesting at 20% per year over five years. Shares will be fully vested on May 26, 2021.
(4) Equity awards valued using the closing price of our common stock as of December 31, 2016, which was $8.12.



131



OPTION EXERCISES AND STOCK VESTED
Name and principal position
 
Stock awards
 
Number of shares acquired on vesting
(#)
 
 Value realized on vesting
($)
Terry E. Zink
 
19,031

 
108,286

 
20,625

 
116,944

Gregory D. Newton
 
11,534

 
65,628

 
6,890

 
39,066

Charles N. Reeves
 
5,767

 
32,814

 
7,734

 
43,852

Peggy L. Biss
 
10,092

 
57,423

 
5,963

 
33,810

Daniel J. Lee
 
5,767

 
32,814

 
6,609

 
37,473



Pension Benefits

PENSION BENEFITS
Name and principal position
 
Plan name
 
Number of years credited service (1)
(#)
 
Present value of accumulated benefit (2)
($)
 
Payments during last fiscal year
($)
Terry E. Zink
 
 
 

 

Gregory D. Newton
 
 Bank of the Cascades
Supplemental Employee Retirement Plan
 
19
 
1,273,470

 

Charles N. Reeves
 
 
 

 

Peggy L. Biss
 
 Bank of the Cascades
Supplemental Employee Retirement Plan
 
38
 
1,553,870

 

Daniel J. Lee
 
 
 

 


(1) Mr. Newton and Ms. Biss are fully eligible for their respective normal retirement benefit and, therefore, years of credited service is no longer applicable.

(2) The present value of accumulated benefit amounts shown above were calculated based on an assumed discount rate of 4.32% and an assumed retirement date for Mr. Newton and Ms. Biss of July 5, 2017; these amounts are consistent with the liabilities reported in our financial statements


Supplemental Employee Retirement Plan (“SERP”)

The Bank has SERP agreements in place for Mr. Newton and Ms. Biss. Mr. Newton and Ms. Biss are general unsecured creditors of the Bank regarding the payment of benefits.

Mr. Newton and Ms. Biss are fully eligible for normal retirement benefits upon separation from service except in the case of a Termination for Cause (as defined in the agreement). The annual benefit payable to Mr. Newton is $77,150 and the annual benefit payable to Ms. Biss is $94,250. Commencing on the first anniversary after payments begin, benefits are increased annually by 2.50%. Benefits are payable monthly for a period of 20 years.

If the participant dies during active employment, the benefit is payable to the participant’s beneficiary beginning on the first day of the fourth month after death.

If the participant experiences a Termination for Cause, no benefits are payable from the plan. Per Section 409A of the Internal Revenue Code, certain payments to Mr. Newton and Ms. Biss would not commence for six months following a separation from service.

The SERP agreements include non-competition and non-solicitation provisions which result in forfeiture (and repayment, if applicable) of all benefits if the participant competes with the Bank or violates non-solicitation requirements during employment or within 18 months following separation from service.

132




NONQUALIFIED DEFERRED COMPENSATION PLANS
 
 
 
 
 
 
 
 
 
 
 
 
 
Name and principal position
 
Executive contributions in last FY
($)
 
Registrant contributions in last FY
($)
 
Aggregate earnings in last FY (1)
($)
 
Aggregate withdrawals/
distributions
($)
 
Aggregate balance at last FYE (2)
($)
Terry E. Zink
 

 

 
37,062

 

 
894,979

(3) 
Gregory D. Newton
 

 

 
16,876

 

 
399,843

(4) 
Charles N. Reeves
 

 

 

 

 

 
Peggy L. Biss
 

 

 
13,627

 

 
322,859

(5) 
Daniel J. Lee
 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Reflects interest credited in January 2016 for the year ending December 31, 2015 at annual rate of 4.32% for Mr. Zink. Account balances for Mr. Newton and Ms. Biss were credited with interest at 4.32% (compounded monthly) for the fiscal year ending December 31, 2016. Interest in the amounts of $9,523, $4,610 and $3,722 for Messrs. Zink and Newton and Ms. Biss, respectively, are reported in the Summary Compensation Table as above market interest.
(2) Reflects contributions by our NEOs, contributions by the Company and interest on balances prior to 2016 plus interest for 2016 (with amounts that are included in the Summary Compensation Table for 2013-2016 shown in notes 3, 4 and 5 below).
(3) $851,636 of Mr. Zink’s aggregate balance is reported in the Summary Compensation Table for the years 2013-2016, reflecting the aggregate contributions made by the Company, deferrals by Mr. Zink, and above market interest for those years.
(4) $14,418 of Mr. Newton’s aggregate balance is reported in the Summary Compensation Table for the years 2013-2016 which reflects above market interest for those years. There were no contributions made by the Company or deferrals by Mr. Newton for 2013-2016.
(5) $36,328 of Ms. Biss’s aggregate balance is reported in the Summary Compensation Table for the years 2013-2016 which reflects deferrals made by Ms. Biss in the amount of $25,060 and above market interest of $11,268.


Deferred Bonus Agreements (“DBA”)

The Bank has DBA agreements in place for Mr. Newton and Ms. Biss that allow them to elect to defer a portion of their annual cash bonus payments. The Bank has established deferral accounts on its balance sheet that track the annual deferrals and credited interest. The deferral accounts are solely used as a measuring device, and Mr. Newton and Ms. Biss are general unsecured creditors of the Bank regarding the payment of benefits. The DBA agreements allow Mr. Newton and Ms. Biss to defer up to 25% of his or her annual cash bonus into the plan. No contributions were made by either Mr. Newton or Ms. Biss in 2016. Interest was credited to DBA balances in 2016 at an annual rate of 4.32%, compounded monthly, and will be credited at same rate in 2017; the interest rate is reviewed annually and updated, as appropriate.

The DBA agreements provide payouts in the event of termination for any reason. If Mr. Newton dies while actively employed with the Bank, his account balance will be paid to his named beneficiary in the form of 120 monthly payments. If Ms. Biss dies while actively employed with the Bank, her account balance (projected to age 62, if death occurs prior to that date) will be paid to her named beneficiary in the form of 120 monthly payments. If termination is due to reasons other than death, the account balance will be paid in equal monthly installments or in a lump sum according to the participant’s election under his or her agreement. If either participant experiences a Termination for Cause (as defined in the agreements), payouts will not exceed cumulative deferrals. If an unforeseeable emergency (as defined in the agreements) occurs, the participant may petition to receive a distribution from the agreement (a “Hardship Distribution”). Per Section 409A of the Internal Revenue Code, certain payments to Mr. Newton and Ms. Biss would not commence for six months following a termination of employment.

The DBA agreements include a non-competition provision which results in forfeiture (and repayment, if applicable) of interest credited to the account if the participant competes with the Bank in Oregon or Idaho during employment or within 18 months following termination of employment.

Deferred Compensation Agreement (“DCA”)

The Bank has a DCA agreement in place for Mr. Zink that allows him to elect to defer a portion of his annual cash bonus payment. Mr. Zink’s DCA was credited an initial grant by the Bank, in two installments totaling $350,000 (the “Initial Grant”). Mr. Zink is fully vested in the Initial Grant. The Bank has established a deferral account on its balance sheet that tracks the Initial Grant, annual deferrals, and credited interest. The deferral accounts are solely used as a measuring device, and Mr. Zink is a general unsecured creditor of the Bank regarding the payment of benefits. The DCA agreement allows Mr. Zink to defer up

133



to 25% of his annual cash bonus into the plan. No contributions were made by Mr. Zink in 2016. Interest was credited to DCA balances in January 2016 for the year 2015 at an annual rate of 4.32%, and was credited at an annual rate of 4.32% in January 2017 for the year 2016. The interest rate is reviewed annually and updated, as appropriate.

The DCA agreement provides payouts in the event of termination for any reason. If Mr. Zink dies while actively employed with the Bank, his account balance will be paid to his named beneficiary in the form of 36 monthly payments. If termination is due to reasons other than death, the account balance will be paid in equal monthly installments or in a lump sum according to his election under the agreement. If Mr. Zink experiences a Separation for Cause (as defined in the agreement), payouts will not exceed his cumulative deferrals. If an unforeseeable emergency (as defined in the agreements) occurs, Mr. Zink may petition to receive a distribution from the agreement (a “Hardship Distribution”). Per Section 409A of the Internal Revenue Code, certain payments to Mr. Zink would not commence for six months following a termination of employment.

The DCA agreement includes a non-competition provision which results in forfeiture (and repayment, if applicable) of interest credited to the account if Mr. Zink competes with the Bank in Oregon or Idaho during employment or within 18 months following termination of employment.


Potential Payments upon Termination or Change in Control

This section and the various tables summarize the estimated compensation that would be paid to each of the NEOs in the event of various termination scenarios.

Employment Agreements, Severance Benefits and Change In Control Arrangements

Effective October 29, 2013, the Company entered into Executive Employment Agreements with Messrs. Zink, Newton and Lee and Ms. Biss. Effective November 1, 2013, the Company also entered into an Executive Employment Agreement with Mr. Reeves. These agreements include payments upon certain termination events. Each of these agreements was amended on February 4, 2015.

The original term of each agreement was for two years, commencing on the effective date. After the initial two-year term, the agreements automatically renew for an additional one year period on each anniversary of the effective date, unless the Company gives notice of termination 90 days prior to expiration.

The agreements outline the duties of each employee and forms of remuneration awarded for the performance of such duties, including base salary, bonuses and various other employer provided benefits. In addition, the agreements outline specific duties and payments to be made upon termination of employment under various conditions.

Termination in connection with a change in control: In the event of an involuntary termination of employment without cause (as defined in each executive’s agreement) or voluntary termination by the executive for good reason (as defined in each executive’s agreement) within 12 months before or 18 months after a change in control (as defined in each executive’s agreement), the executive will receive an amount equal to 2.99 times their base salary plus an amount equal to 2.99 times their annual cash incentive in effect for the year in which the change in control occurs (the “Change in Control Payment”). In addition, all outstanding unvested restricted stock and stock options will fully vest upon termination and the Company will provide certain employment benefits for a period of 18 months following the date of termination. The benefits may be limited, however, if the executive is initially determined to be subject to excise taxes under Section 4999 of the Internal Revenue Code but would be better off on a net-after tax basis by reducing the Change in Control Payments to avoid being subject to the excise tax. A participant would also be entitled to the Change in Control Payment if terminated in connection with a “business combination” (as defined in each executive’s agreement) that does not rise to the level of a change in control.

Involuntary or good reason termination unrelated to a change in control: In the event of an involuntary termination by the Company without cause or voluntary termination by the executive for good reason, the agreement provides that the executive will receive an amount equal to 18 months base salary plus an amount equal to the target cash incentive in effect in the year in which the termination occurs, pro-rated for the portion of the year prior to the date of termination. In addition, the Company will provide certain employment benefits for a period of 18 months following the date of termination.

Voluntary termination without good reason: In the event of a voluntary termination without good reason, the executive shall provide up to 120 hours of consulting services to the Company within the first three months following his termination. Each NEO will be paid for the consulting services at an hourly rate equal to the annual base salary at the time of termination

134



divided by 2,080 for each hour worked. As of December 31, 2016, the maximum consulting services that each NEO could earn following a voluntary termination without good reason was $31,731, $14,559, $15,865, $13,558 for Messrs. Zink, Newton, Reeves, and Lee, respectively, and $12,981 for Ms. Biss.

In the case of Messrs. Zink and Newton and Ms. Biss, the amended Executive Employment Agreements provide that, upon the applicable executive’s retirement from the Company, any unvested grants of restricted stock and stock options awarded to the executive under the 2008 Performance Incentive Plan will continue to vest following retirement in accordance with the vesting schedules set forth in the respective restricted stock award agreements and stock option grant agreements, with the exception of the stock options granted to such executives on February 3, 2015, which would not continue to vest following retirement.

The employment agreements include a non-competition provision which prohibits each NEO from competing with the Company or the Bank (in any county in which the Company operates or does business, or within 50 miles of Bend, Oregon) and soliciting any employee or customer of the Company or the Bank during the term of the employment agreement and for 18 months following termination of employment.

Other Change in Control and Employment Termination Provisions: The individual award agreements governing outstanding unvested stock options and restricted stock provide for accelerated vesting upon the recipient’s death or disability, as defined under the agreements. The award agreements for stock options granted to NEOs on February 3, 2015, also provide for accelerated vesting upon termination in connection with a “business combination” (as defined in each executive’s award agreement) that does not rise to the level of a change in control. In addition, different provisions govern the length of time a recipient has to exercise a stock option after termination of employment, depending on the reason for termination. For example, in some cases the exercise period is limited to 30 days for a termination for reasons other than death or disability, while for death or disability, the exercise period may be extended to the earlier of 12 months or the original term.

Per Section 409A of the Internal Revenue Code, certain payments to the NEOs would not commence for six months following a termination of employment. Any payment delayed under the Executive Employment Agreements, will be credited with interest at the prime rate as published in the Wall Street Journal until the payment is made.

The following tables show payments our NEOs may receive assuming various employment termination and change-in-control scenarios had occurred on December 31, 2016. The amounts shown in the tables reflect estimated amounts. The actual amounts would need to be calculated upon the actual termination of employment. The amounts shown do not include the value of vested and unexercised stock options reported above in the Outstanding Equity Awards at Fiscal Year-End 2016 table, vested accrued DBA and DCA amounts reported above in the Non-Qualified Deferred Compensation table, vested accrued SERP amounts reported above in the Pension Benefits table, term life insurance benefits, or generally available employee benefits. Some amounts below have been rounded up to the nearest whole number.


135



Post-employment Payments - Mr. Zink
 
 
 
 
 
 
 
 
 
 
 
 
 
Executive Payments and
Benefits upon Termination or Change in Control
 
Retirement
 
 
Involuntary Termination
for Cause
 
Involuntary Termination Without Cause/ Termination for Good Reason
 
 
Change in Control With Termination for Good Reason or Without Cause
 
 
Death
 
Disability
Compensation:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Severance
 
$

 
 
$

 
$
825,000

(1)
 
$
2,631,200

(2), (3)
 
$

 
$

Pro-rata Bonus
 

 
 

 
330,000

(4)
 

 
 

 

Long-term Incentives (5)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Stock Options
 

 
 

 

 
 
4,995,000

(3)
 
4,995,000

 
4,995,000

    Restricted Stock
 
1,350,096

(6)
 

 

 
 
1,350,096

 
 
1,350,096

 
1,350,096

Benefits & Perquisites:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Health Benefits
 

 
 

 
24,336

(7)
 
24,336

(7)
 

 

Total
 
$
1,350,096

 
 
$

 
$
1,179,336

 
 
$
9,000,632

 
 
$
6,345,096

 
$
6,345,096

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Severance amount is equal to eighteen months of Mr. Zink's base salary, payable in a lump sum.
(2) Severance amount is equal to 2.99 times the sum of Mr. Zink's base salary and target bonus, payable in a lump sum.
(3) These amounts would also be payable to Mr. Zink in the event of a qualifying termination following a business combination that does not rise to the level of a Change in Control as defined in the applicable agreements.
(4) Mr. Zink would be entitled to his target cash incentive award pro-rated for the portion of the year prior to termination. Because termination is assumed to take place on December 31, 2016, the amount reflects the full target bonus.
(5) Equity awards valued using the closing price of our common stock as of December 30, 2016, which was $8.12. Award values for stock options were calculated based on the difference between each option's exercise price and the closing price. Stock options and restricted stock vest upon death, disability, and termination in connection with a change in control.
(6) Under the terms of Mr. Zink's employment agreement, any unvested grants of restricted stock and stock options awarded to the executive will continue to vest in accordance with the vesting schedules set forth in the award agreements, with the exception of the stock options granted to Mr. Zink on February 3, 2015, which would not continue to vest following retirement.
(7) Estimates costs for continuation of medical, dental, vision, life insurance, and disability benefits for 18 months following termination, using 2017 costs.



136



Post-employment Payments - Mr. Newton
 
 
 
 
 
 
 
 
 
 
Executive Payments and
Benefits upon Termination or Change in Control
 
Retirement
 
 
Involuntary Termination
for Cause
 
Involuntary Termination Without Cause/ Termination for Good Reason
 
 
Change in Control With Termination for Good Reason or Without Cause
 
 
Death
 
Disability
Compensation:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Severance
 
$

 
 
$

 
$
378,525

(1)
 
$
1,094,063

(2), (3)
 
$

 
$

Pro-rata Bonus
 

 
 

 
113,558

(4)
 

 
 

 

Long-term Incentives (5)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
- Stock Options
 

 
 

 

 
 
1,998,000

(3)
 
1,998,000

 
1,998,000

- Restricted Stock
 
459,551

(6)
 

 

 
 
459,551

 
 
459,551

 
459,551

Benefits & Perquisites:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Health Benefits
 

 
 

 
10,582

(7)
 
10,582

(7)
 

 

Total
 
$
459,551

 
 
$

 
$
502,665

 
 
$
3,562,196

 
 
$
2,457,551

 
$
2,457,551

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Severance amount is equal to eighteen months of Mr. Newton’s base salary, payable in a lump sum.
(2) Severance amount is equal to 2.99 times the sum of Mr. Newton's base salary and target bonus, payable in a lump sum.
(3) These amounts would also be payable to Mr. Newton in the event of a qualifying termination following a business combination that does not rise to the level of a Change in Control as defined in the applicable agreements.
(4) Mr. Newton would be entitled to his target cash incentive award pro-rated for the portion of the year prior to termination. Because termination is assumed to take place on December 31, 2016, the amount reflects the full target bonus.
(5) Equity awards valued using the closing price of our common stock as of December 30, 2016, which was $8.12. Award values for stock options were calculated based on the difference between each option's exercise price and the closing price. Stock options and restricted stock vest upon death, disability, and termination in connection with a change in control.
(6) Under the terms of Mr. Newton's employment agreement, any unvested grants of restricted stock and stock options awarded to the executive will continue to vest in accordance with the vesting schedules set forth in the award agreements, with the exception of the stock options granted to Mr. Newton on February 3, 2015, which would not continue to vest following retirement.
(7) Estimates costs for continuation of medical, dental, vision, life insurance, and disability benefits for 18 months following termination, using 2017 costs.



137



Post-employment Payments - Mr. Reeves
 
 
 
 
 
 
 
 
Executive Payments and
Benefits upon Termination or Change in Control
 
Voluntary Termination
 
Involuntary Termination
for Cause
 
Involuntary Termination Without Cause/ Termination for Good Reason
 
Change in Control With Termination for Good Reason or Without Cause
 
Death
 
Disability
Compensation:
 
 
 
 
 
 
 
 
 
 
 
 
Severance
 
$

 
$

 
$
412,500

(1)
$
1,192,263

(2), (3)
$

 
$

Pro-rata Bonus
 

 

 
123,750

(4)

 

 

Long-term Incentives (5)
 
 
 
 
 
 
 
 
 
 
 
 
- Stock Options
 

 

 

 
1,998,000

(3)
1,998,000

 
1,998,000

- Restricted Stock
 

 

 

 
506,282

 
506,282

 
506,282

Benefits & Perquisites:
 
 
 
 
 
 
 
 
 
 
 
 
Health Benefits
 

 

 
28,961

(6)
28,961

(6)

 

Total
 
$

 
$

 
$
565,211

 
$
3,725,506

 
$
2,504,282

 
$
2,504,282

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Severance amount is equal to eighteen months of Mr. Reeves' base salary, payable in a lump sum.
(2) Severance amount is equal to 2.99 times the sum of Mr. Reeves' base salary and target bonus, payable in a lump sum.
(3) These amounts would also be payable to Mr. Reeves in the event of a qualifying termination following a business combination that does not rise to the level of a Change in Control as defined in the applicable agreements.
(4) Mr. Reeves would be entitled to his target cash incentive award pro-rated for the portion of the year prior to termination. Because termination is assumed to take place on December 31, 2016, the amount reflects the full target bonus.
(5) Equity awards valued using the closing price of our common stock as of December 30, 2016, which was $8.12. Award values for stock options were calculated based on the difference between each option's exercise price and the closing price. Stock options and restricted stock vest upon death, disability, and termination in connection with a change in control.
(6) Estimates costs for continuation of medical, dental, vision, life insurance, and disability benefits for 18 months following termination, using 2017 costs.


138



Post-employment Payments - Ms. Biss
 
 
 
 
 
 
 
 
 
 
 
Executive Payments and
Benefits upon Termination or Change in Control
 
Retirement
 
 
Involuntary Termination
for Cause
 
Involuntary Termination Without Cause/ Termination for Good Reason
 
 
Change in Control With Termination for Good Reason or Without Cause
 
 
Death
 
 
Disability
Compensation:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Severance
 
$

 
 
$

 
$
337,500

(1)
 
$
975,488

(2), (3)
 
$

 
 
$

Pro-rata Bonus
 

 
 

 
101,250

(4)
 

 
 

 
 

Long-term Incentives (5)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
- Stock Options
 

 
 

 

 
 
1,165,500

(3)
 
1,165,500

 
 
1,165,500

- Restricted Stock
 
405,318

(6)
 

 

 
 
405,318

 
 
405,318

 
 
405,318

Benefits & Perquisites:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Deferred Bonus Plan
 

 
 

 

 
 

 
 
8,189

(7)
 

Health Benefits
 

 
 

 
33,478

(8)
 
33,478

(8)
 

 
 

Total
 
$
405,318

 
 
$

 
$
472,228

 
 
$
2,579,784

 
 
$
1,579,007

 
 
$
1,570,818

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Severance amount is equal to eighteen months of Ms. Biss' base salary, payable in a lump sum.
 
(2) Severance amount is equal to 2.99 times the sum of Ms. Biss' base salary and target bonus, payable in a lump sum.
 
(3) These amounts would also be payable to Ms. Biss in the event of a qualifying termination following a business combination that does not rise to the level of a Change in Control as defined in the applicable agreements.
(4) Ms. Biss would be entitled to his target cash incentive award pro-rated for the portion of the year prior to termination. Because termination is assumed to take place on December 31, 2016, the amount reflects the full target bonus.
(5) Equity awards valued using the closing price of our common stock as of December 30, 2016, which was $8.12. Award values for stock options were calculated based on the difference between each option's exercise price and the closing price. Stock options and restricted stock vest upon death, disability, and termination in connection with a change in control.
(6) Under the terms of Ms. Biss' employment agreement, any unvested grants of restricted stock and stock options awarded to the executive will continue to vest in accordance with the vesting schedules set forth in the award agreements, with the exception of the stock options granted to Ms. Biss on February 3, 2015, which would not continue to vest following retirement.
(7) Upon death, Ms. Biss’s heirs would be entitled to her projected account balance as of age 65 using an interest rate of 4.32%, payable in monthly installments over 10 years. The amount above reflects the projected increase in her account balance over her current balance as reflected under "Aggregate balance at last FYE" in the Nonqualified Deferred Compensation Plans table included in this report.
(8) Estimates costs for continuation of medical, dental, vision, life insurance, and disability benefits for 18 months following termination, using 2017 costs.


139



Post-employment Payments - Mr. Lee
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Executive Payments and
Benefits upon Termination or Change in Control
 
Voluntary Termination
 
Involuntary Termination
for Cause
 
Involuntary Termination Without Cause/ Termination for Good Reason
 
 
Change in Control With Termination for Good Reason or Without Cause
 
 
Death
 
Disability
Compensation:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Severance
 
$

 
$

 
$
352,500

(1)
 
$
1,018,843

(2),
 (3)
 
$

 
$

Pro-rata Bonus
 

 

 
105,750

(4)
 

 
 

 

Long-term Incentives (5)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
- Stock Options
 

 

 

 
 
832,500

(3)
 
832,500

 
832,500

- Restricted Stock
 

 

 

 
 
432,642

 
 
432,642

 
432,642

Benefits & Perquisites:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Health Benefits
 

 

 
36,883

(6)
 
36,883

(6)
 

 

Total
 
$

 
$

 
$
495,133

 
 
$
2,320,868

 
 
$
1,265,142

 
$
1,265,142

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Severance amount is equal to eighteen months of Mr. Lee's base salary, payable in a lump sum.
(2) Severance amount is equal to 2.99 times the sum of Mr. Lee's base salary and target bonus, payable in a lump sum.
(3) These amounts would also be payable to Mr. Lee in the event of a qualifying termination following a business combination that does not rise to the level of a Change in Control as defined in the applicable agreements.
(4) Mr. Lee would be entitled to his target cash incentive award pro-rated for the portion of the year prior to termination. Because termination is assumed to take place on December 31, 2016, the amount reflects the full target bonus.
(5) Equity awards valued using the closing price of our common stock as of December 30, 2016, which was $8.12. Award values for stock options were calculated based on the difference between each option's exercise price and the closing price. Stock options and restricted stock vest upon death, disability, and termination in connection with a change in control.
(6) Estimates costs for continuation of medical, dental, vision, life insurance, and disability benefits for 18 months following termination, using 2017 costs.



140




COMPENSATION COMMITTEE REPORT

This report is submitted by the Compensation Committee of the Board of Directors. The Compensation Committee has reviewed and discussed with management the CD&A contained in this Annual Report on Form 10-K for the year ended December 31, 2016 (“2016 Form 10-K”). Based on its review of the CD&A and its discussions with management, the Compensation Committee recommended to the Board of Directors, and the Board of Directors has agreed, that the CD&A be included in this 2016 Form 10-K.

Respectfully submitted by the Compensation Committee,

Jerol E. Andres (Chair)
Michael J. Connolly
Dennis L. Johnson


141



ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS.
Securities Authorized for Issuance under Equity Compensation Plans
The following table sets forth information as of December 31, 2016, regarding the number of shares that may be issued upon the exercise of options and other rights that have been granted under all of the Company’s existing equity compensation plans, as well as the number of securities remaining available for issuance under such equity plans.
 
# of securities to be issued on exercise of outstanding options
 
Weighted average exercise price of outstanding options
 
# of securities remaining available for future issuance under plan (excluding securities in column (a))
Plan Category
(a)
 
(b)
 
(c)(1)
Equity compensation plans approved by security holders
3,383,972

 
 
$
5.32

 
 
1,623,875

 
Equity compensation plans not approved by security holders
None
 
N/A
 
N/A
Total
3,383,972

 
 
$
5.32

 
 
1,623,875

 


142



Security Ownership of Certain Beneficial Owners and Management

The following table describes, as of March 1, 2017, the beneficial ownership of our common stock by each director, each of our NEOs, all of our directors, and executive officers as a group, and those persons known to beneficially own more than 5% of our common stock.

Beneficial Owner’s Name
 
Shares of
Common
Stock
 
Nonvested
Restricted
Stock
 
Stock
Options
Exercisable
 
Shares
held in
401(K)
Plan
 
Total
Shares of
Common
Stock
Owned(1)
 
Percent of
Class
5% Owners:
 
  

 
  

 
  

 
  

 
  

 
  

Green Equity Investors V, L.P.(2)
11111 Santa Monica Blvd., Suite 2000
Los Angeles, CA 90025
 
11,473,443

 

 

 

 
11,473,443

 
15.04
%
Green Equity Investors Side V, L.P.(2)
11111 Santa Monica Blvd., Suite 2000
Los Angeles, CA 90025
 
11,473,443

 

 

 

 
11,473,443

 
15.04
%
WL Ross & Co. LLC(3)
1166 Avenue of the Americas
New York, NY 10036
 
11,478,529

 

 

 

 
11,478,529

 
15.05
%
Lightyear Fund II, L.P.(4)
9 West 57th Street, 31st Floor
New York, NY 10019
 
11,496,411

 

 

 

 
11,496,411

 
15.07
%
Lightyear Co-Invest Partnership II, L.P.(4)
9 West 57th Street, 31st Floor
New York, NY 10019
 
11,496,411

 

 

 

 
11,496,411

 
15.07
%
David F. Bolger
79 Chestnut Street
Ridgewood, NJ 07450-2533
 
6,577,072

 

 

 

 
6,577,072

 
8.62
%
Officers and Directors:
 
  

 
  
 
  
 
  
 
  

 
  

Jerol E. Andres, Director
 
27,237

 

 

 

 
27,237

 
0.04
%
Michael J. Connolly, Director
 
22,968

 

 

 

 
22,968

 
0.03
%
Annette G. Elg, Director
 
12,348

 

 

 

 
12,348

 
0.02
%
Dennis L. Johnson, Director
 
12,348

 

 

 

 
12,348

 
0.02
%
J. LaMont Keen, Director
 
24,386

 

 

 

 
24,386

 
0.03
%
James B. Lockhart III, Director
 
17,882

 

 

 

 
17,882

 
0.02
%
Patricia L. Moss, Vice Chairman
 
48,454

 

 

 
1,804

 
50,258

 
0.07
%
Ryan R. Patrick, Chairman
 
43,577

 

 

 

 
43,577

 
0.06
%
Thomas M. Wells, Director(5)
 
6,628,885

 

 

 

 
6,628,885

 
8.69
%
Terry E. Zink, Director and Officer
 
88,563

 
166,268

 
19,412

 

 
274,243

 
0.36
%
Gregory D. Newton, Officer
 
43,643

 
56,595

 
7,300

 

 
107,538

 
0.14
%
Charles N. Reeves, Officer
 
56,475

 
62,350

 
12,987

 

 
131,812

 
0.17
%
Peggy L. Biss, Officer
 
38,769

 
49,916

 
6,400

 
1,200

 
96,285

 
0.13
%
Daniel J. Lee, Officer
 
82,411

 
53,281

 

 
43,467

 
179,159

 
0.23
%
All Directors and Executive Officers as a Group (15)
 
7,147,946

 
388,410

 
46,099

 
46,471

 
7,628,926

 
10.00
%
________________

(1)
The number and percentage of shares beneficially owned is determined in accordance with Rule 13d-3 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and the information is not necessarily indicative of beneficial ownership for any other purpose. Under such rule, beneficial ownership includes any shares as to which the person has sole or shared voting power or investment power and also any shares which the person has the right to acquire within 60 days through the exercise of any stock option or other right. Unless otherwise indicated below or in the table above, each person has sole voting and investment power with respect to the shares shown as beneficially owned. Percentage of beneficial ownership is based on 76,264,047 shares of common stock outstanding as of March 1, 2017.

(2)
Green Equity Investors V, L.P., a Delaware limited partnership (“GEI V”) is the record owner of 8,822,279 shares of Common Stock, Green Equity Investors Side V, L.P., a Delaware limited partnership (“GEI Side V”) is the record owner of 2,646,471 shares of Common Stock, and Leonard Green & Partners, L.P., a Delaware limited partnership ("LGP") is the record owner of 4,693 shares of Common Stock. GEI Capital V, LLC, a Delaware limited liability company (“Capital”) is the general partner of GEI V and GEI Side V. Capital’s principal business is to act as the general partner of GEI V and GEI

143



Side V. Green V Holdings, LLC, a Delaware limited liability company (“Holdings”) is a limited partner of GEI V and GEI Side V. Holdings’ principal business is to serve as a limited partner of GEI V and GEI Side V. LGP is an affiliate of Capital. LGP’s principal business is to act as the management company of GEI V, GEI Side V and other affiliated funds. LGP Management, Inc., a Delaware corporation (“LGPM”) is the general partner of LGP. LGPM’s principal business is to act as the general partner of LGP. Due to their relationships with GEI V and GEI Side V, each of Capital, Holdings, LGP and LGPM may be deemed to have shared voting power with respect to the common stock deemed to be beneficially owned by GEI V and GEI Side V. As such, GEI V, GEI Side V, Capital, Holdings, LGP and LGPM may be deemed to have shared beneficial ownership over such shares of common stock. Each of GEI V, GEI Side V, Capital, Holdings, LGP and LGPM, however, disclaims beneficial ownership of such shares of common stock as to which they are not the record owner.

(3)
The 11,478,529 shares of Common Stock are held directly by WLR CB Acquisition Co LLC. Wilbur L. Ross, Jr. is the managing member of El Vedado, LLC, the general partner of WL Ross Group, L.P., which in turn is the managing member of WLR Recovery Associates IV LLC. WLR Recovery Associates IV LLC is the general partner of WLR Recovery Fund IV, L.P., which is the sole manager of WLR CB Acquisition Co LLC, and WL Ross & Co. LLC is the investment manager of WL Ross Group, L.P. Accordingly, WLR Recovery Fund IV, L.P., WLR Recovery Associates IV LLC, WL Ross Group, L.P., El Vedado, LLC, Wilbur L. Ross, Jr. and WL Ross & Co. LLC may be deemed to share voting and dispositive power over the Common Stock held by WLR CB Acquisition Co LLC.

(4)
Lightyear Fund II, L.P., a Delaware limited partnership (“Lightyear Fund II”), is the record owner of 11,438,500 shares of Common Stock. Lightyear Co-Invest Partnership II, L.P., a Delaware limited partnership (“Co-Invest”), is the record owner of 30,250 shares of Common Stock. Lightyear Capital II, LLC, a Delaware limited liability company, is the record owner of 27,661 shares of Common Stock. Lightyear Fund II GP, L.P., (“Lightyear Fund II GP”) is the general partner of Lightyear Fund II. The principal business of Lightyear Fund II GP is acting as general partner of Lightyear Fund II. Lightyear Fund II GP Holdings, LLC (“Lightyear Fund II GP Holdings”) is the general partner of Lightyear Fund II GP and Co-Invest. The principal business of Lightyear Fund II GP Holdings is acting as general partner of Lightyear Fund II GP and Co-Invest. The managing member of Lightyear Fund II GP Holdings is LY Holdings, LLC. The principal business of LY Holdings, LLC is acting as managing member of Lightyear Fund II GP Holdings. The managing member of LY Holdings, LLC is Mark F. Vassallo. The present principal occupation of Mr. Vassallo is as Managing Partner of Lightyear Capital LLC. Lightyear Capital LLC is the sole member of Lightyear Capital II, LLC. The present business of Lightyear Capital LLC is acting as an investment advisory firm. The managing member of Lightyear Capital LLC is Mr. Vassallo. Lightyear Fund II GP could be deemed to have voting or dispositive power over the shares owned by Lightyear Fund II. Each of Lightyear Fund II GP Holdings, LY Holdings, and Mr. Vassallo could be deemed to have shared voting or dispositive power over the shares owned by Lightyear Fund II and Co-Invest. Each of Lightyear Capital LLC and Mr. Vassallo could be deemed to have shared voting power over the shares owned by Lightyear Capital II, LLC.

(5)
Mr. Wells is the record owner of 51,813 shares of common stock. “Shares of Common Stock” and “Total Shares of Common Stock Owned” columns also include 6,577,072 shares of common stock owned of record by David F. Bolger and as to which Mr. Wells has shared voting and investment power pursuant to a power of attorney.


ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE.
Certain Relationship and Related Transactions
Some of the directors and officers of the Company and of the Bank, and members of their immediate families and firms and corporations with which they are associated, have had transactions with the Bank, including borrowings and investments in time deposits. All such loans and investments were made in the ordinary course of business, were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the Bank, and did not involve more than the normal risk of collectability or present other unfavorable features. As of December 31, 2016, the aggregate outstanding amount of all loans to officers and directors of the Company and to firms and corporations in which they have at least a 10% beneficial interest was approximately $1,142,443, which represented approximately 0.31% of the Company’s consolidated shareholders’ equity at that date.

Independence of Directors
The Board affirmatively determined that each of the following directors and director nominees is an “independent director” as defined under the NASDAQ rules: Mr. Andres, Mr. Casciato, Mr. Connolly, Ms. Elg, Mr. Johnson, Mr. Keen, Mr. Lockhart, Ms. Moss, Mr. Patrick and Mr. Wells.

144




ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES.

BDO USA, LLP served as the Company’s independent registered public accounting firm for the fiscal year ended December 31, 2016. The following table sets forth the aggregate fees for services by the independent registered public accounting firms identified above for the years ended December 31, 2016 and 2015:

 
2016
 
2015
Audit fees
$
504,200

 
$
371,800

Audit-related fees
36,000

 
27,500

Tax fees

 

All other fees

 

  
$
540,200

 
$
399,300


Audit Fees

Audit fees related to the audit of the Company’s annual consolidated financial statements for the years ended December 31, 2016 and 2015, for the reviews of the financial statements included in the Company’s Quarterly Reports on Form 10-Q for such years, and the audit of the Company’s internal control over financial reporting as required under Section 404 of the Sarbanes-Oxley Act for the same periods. Also included in audit fees are fees paid in relation to the reviews of the Company’s registration statements filed with the Securities and Exchange Commission.

Audit-Related Fees

Audit-related fees include fees for services in connection with the annual audit of the 401(k) Profit Sharing Plan and HUD compliance fees.

Tax Fees

Tax fees include consulting matters in relation to the Company’s taxes.

Pre-Approval Policies and Procedures

The Audit Committee is responsible for assuring the independence of the independent registered public accounting firm, including considering whether provision of non-audit related services is compatible with maintaining the independence of the independent registered public accounting firm. Any non-audit services provided by the auditor must be pre-approved by the Audit Committee. The Audit Committee pre-approved all of the audit-related services, tax services and other services provided by BDO USA, LLP in 2016 and 2015.



145



PART IV
ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES.
(a)    The following documents are filed as part of this Form 10-K:
 
(1)
Financial Statements
 
 
See the Index to Consolidated Financial Statement contained in Part II, Item 8 of this Form 10-K.
 
(2)
Financial Statement Schedules
 
 
Financial statement schedules are omitted because they are not required or are not applicable, or the required information is provided in the consolidated financial statements or notes described in Item 15 (a)(1) above.
 
(3)
Exhibits

2.1
 
Agreement and Plan of Merger dated October 23, 2013, by and between Cascade Bancorp and Home Federal Bancorp Inc. (Filed as Exhibit 2.1 to the registrant’s Current Report on Form 8-K, filed with the SEC on October 24, 2013 (File No. 000-23322), and incorporated herein by reference)
2.2
 
Purchase and Assumption Agreement, dated October 28, 2015, between Bank of the Cascades and Bank of America, National Association (Filed as Exhibit 2.1 to the registrant’s Current Report on Form 8-K, filed with the SEC on October 29, 2015 (File No. 000-23322), and incorporated herein by reference) (Exhibits and schedules to the Purchase and Assumption Agreement have been omitted pursuant to Item 601(b)(2) of Regulation S-K. Cascade Bancorp will supplementally provide a copy of any such omitted exhibit or schedule to the SEC upon request.)

2.3
 
Agreement and Plan of Merger by and between First Interstate BancSystem, Inc. and Cascade Bancorp, dated as of November 17, 2016 (Filed as Exhibit 2.1 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 17, 2016 (File No. 000-23322), and incorporated herein by reference) (Schedules to the Agreement and Plan of Merger have been omitted pursuant to Item 601(b)(2) of Regulation S-K. Cascade Bancorp agrees to furnish supplementally to the SEC a copy of any omitted schedule upon request).

3.1
 
Articles of Incorporation of Cascade Bancorp, as amended (Filed as Exhibit 3.1 to the registrant’s Annual Report on Form 10-K, filed with the SEC on March 15, 2011 (File No. 000-23322), and incorporated herein by reference)
3.2
 
Amended and Restated Bylaws of Cascade Bancorp (Filed as Exhibit 3.1 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 17, 2016 (File No. 000-23322), and incorporated herein by reference)
†3.3
 
Amendment to the Amended and Restated Bylaws of Cascade Bancorp
*10.1
 
Deferred Compensation Plans (Established for the Board, certain key executives and managers) (Filed as Exhibit 10.5 to the registrant’s Form 10-KSB, filed with the SEC on March 28, 1996 (File No. 000-23322), and incorporated herein by reference)
*10.2
 
2002 Equity Incentive Plan (Filed as Exhibit 99.1 to the registrant’s Registration Statement on Form S-8/A, filed with the SEC on April 23, 2003 (File No. 333-87884), and incorporated herein by reference)
*10.3
 
Supplemental Employee Retirement Plan between Bank of the Cascades and Patricia L. Moss entered into February 28, 2008 (Filed as Exhibit 10.8 to the registrant’s Annual Report on Form 10-K, filed with the SEC on March 27, 2012 (File No. 000-23322), and incorporated herein by reference)
*10.4
 
Supplemental Employee Retirement Plan between Bank of the Cascades and Michael J. Delvin entered into March 3, 2008 (Filed as Exhibit 10.9 to the registrant’s Annual Report on Form 10-K, filed with the SEC on March 27, 2012 (File No. 000-23322), and incorporated herein by reference)
*10.5
 
Supplemental Employee Retirement Plan between Bank of the Cascades and Gregory D. Newton entered into March 20, 2008 (Filed as Exhibit 10.10 to the registrant’s Annual Report on Form 10-K, filed with the SEC on March 27, 2012 (File No. 000-23322), and incorporated herein by reference)

146



10.6
 
Amended and Restated Securities Purchase Agreement between Cascade Bancorp and David F. Bolger, dated November 16, 2010 (Filed as Exhibit 10.1 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 19, 2010 (File No. 000-23322), and incorporated herein by reference)
10.7
 
Amended and Restated Securities Purchase Agreement between Cascade Bancorp and BOTC Holdings LLC, dated November 16, 2010 (Filed as Exhibit 10.2 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 19, 2010 (File No. 000-23322), and incorporated herein by reference)

10.8
 
Securities Purchase Agreement between Cascade Bancorp and LG C-Co, LLC, dated November 16, 2010 (Filed as Exhibit 10.3 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 19, 2010 (File No. 000-23322), and incorporated herein by reference)
10.9
 
Securities Purchase Agreement between Cascade Bancorp and WLR CB Acquisition Co, LLC, dated November 16, 2010 (Filed as Exhibit 10.4 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 19, 2010 (File No. 000-23322), and incorporated herein by reference)
10.10
 
Securities Purchase Agreement between Cascade Bancorp and Weichert Enterprise LLC, Michael F. Rosinus R/O IRA, Keefe Ventures Fund LO, Aldent Global Value Recovery Master Fund, L.P. and Cougar Trading, LLC, dated November 16, 2010 (Filed as Exhibit 10.5 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 19, 2010 (File No. 000-23322), and incorporated herein by reference)
10.11
 
Commercial Loan Purchase Agreement between Bank of the Cascades and NW Bend, LLC, dated September 22, 2011 (Filed as Exhibit 10.24 to the registrant’s Annual Report on Form 10-K, filed with the SEC on March 27, 2012 (File No. 000-23322), and incorporated herein by reference)
10.12
 
Residential Loan Purchase Agreement between Bank of the Cascades and NW Bend, LLC, dated September 22, 2011 (Filed as Exhibit 10.25 to the registrant’s Annual Report on Form 10-K, filed with the SEC on March 27, 2012 (File No. 000-23322), and incorporated herein by reference)

10.13
 
Registration Rights Agreement, dated as of April 20, 2011, by and among Cascade Bancorp and Michael F. Rosinus R/O IRA (Filed as Exhibit 10.1 to the registrant’s Current Report on Form 8-K, filed with the SEC on April 26, 2011 (File No. 000-23322), and incorporated herein by reference)
*10.14
 
Form of Indemnification Agreement by and between Cascade Bancorp and certain of its directors (Filed as Exhibit 10.22 to the registrant’s Annual Report on Form 10-K/A filed with the SEC on March 29, 2013 (File No. 000-23322) and incorporated herein by reference)
*10.15
 
Form of Indemnification Agreement by and between Bank of the Cascades and certain of its directors (Filed as Exhibit 10.23 to the registrant’s Annual Report on Form 10-K/A filed with the SEC on March 29, 2013 (File No. 000-23322) and incorporated herein by reference)
10.16
 
Registration Rights Agreement, dated as of January 28, 2011, by and among Cascade Bancorp and the Investors party thereto (Filed as Exhibit 10.3 to the registrant’s Current Report on Form 8-K, filed with the SEC on January 31, 2011 (File No. 000-23322), and incorporated herein by reference)
10.17
 
Shareholders Agreement dated December 27, 2005, by and among Cascade Bancorp, David F. Bolger and Two-Forty Associates (Filed as Exhibit 4 to the Schedule 13D filed by Mr. David Bolger and Two-Forty Associates on April 27, 2006 (File No. 005-81598), and incorporated herein by reference)
*10.18
 
2008 Performance Incentive Plan, as amended (Filed as Exhibit 10.26 to the registrant’s Annual Report on Form 10-K/A filed with the SEC on March 29, 2013 (File No. 000-23322) and incorporated herein by reference)
*10.19
 
Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Terry E. Zink, entered into on October 29, 2013 (Filed as Exhibit 10.1 to the registrant’s Form 8-K, filed with the SEC on November 4, 2013 (File No. 000-23322), and incorporated herein by reference)
*10.20
 
Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Gregory D. Newton, entered into on October 29, 2013 (Filed as Exhibit 10.2 to the registrant’s Form 8-K, filed with the SEC on November 4, 2013 (File No. 000-23322), and incorporated herein by reference).
*10.21
 
Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Peggy L. Biss, entered into on October 29, 2013 (Filed as Exhibit 10.3 to the registrant’s Form 8-K, filed with the SEC on November 4, 2013 (File No. 000-23322), and incorporated herein by reference).

147



*10.22
 
Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Andrew Gerlicher, entered into on October 9, 2013 (Filed as Exhibit 10.30 to the registrant’s Registration Statement on Form S-4 filed with the SEC on December 16, 2013 (File No: 333-1922865) and incorporated herein by reference).
*10.23
 
Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Daniel Lee, entered into on October 9, 2013 (Filed as Exhibit 10.31 to the registrant’s Registration Statement on Form S-4 filed with the SEC on December 16, 2013 (File No: 333-1922865) and incorporated herein by reference).
*10.24
 
Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Charles Reeves, entered into on November 1, 2013.(Filed as Exhibit 10.32 to the registrant’s Registration Statement on Form S-4 filed with the SEC on December 16, 2013 (File No: 333-1922865) and incorporated herein by reference).
*10.25
 
Deferred Compensation Agreement between Bank of the Cascades and Terry E. Zink, entered into on October 29, 2013 (filed as Exhibit 10.4 to the registrant’s Form 8-K, filed with the SEC on November 4, 2013 (File No. 000-23322), and incorporated herein by reference).
10.26
 
Form of Voting Agreement, dated October 23, 2013, between Home Federal Bancorp, Inc. and certain stockholders of Cascade Bancorp (Filed as Exhibit 10.1 to the registrant’s Current Report on Form 8-K, filed with the SEC on October 24, 2013 (File No. 000-23322), and incorporated herein by reference)
10.27
 
Form of Voting Agreement, dated October 23, 2013, between Cascade Bancorp and certain stockholders of Home Federal Bancorp, Inc. (Filed as Exhibit 10.2 to the registrant’s Current Report on Form 8-K, filed with the SEC on October 24, 2013 (File No. 000-23322), and incorporated herein by reference).
10.28
 
Supplemental Employee Retirement Plan between Bank of the Cascades and Peggy L. Biss entered into February 28, 2008 (Filed as Exhibit 10.36 to the registrant’s Registration Statement on Form S-4/A filed with the SEC on January 22, 2014 (File No. 333-1922865), and incorporated herein by reference).
10.29
 
Amended and Restated Deferred Bonus Agreement between Bank of the Cascades and Peggy L. Biss entered into December 30, 2008 (Filed as Exhibit 10.37 to the registrant’s Registration Statement on Form S-4/A filed with the SEC on January 22, 2014 (File No. 333-1922865), and incorporated herein by reference).
10.30
 
Amended and Restated Deferred Bonus Agreement between Bank of the Cascades and Gregory D. Newton entered into December 29, 2008 (Filed as Exhibit 10.38 to the registrant’s Registration Statement on Form S-4/A filed with the SEC on January 22, 2014 (File No. 333-1922865), and incorporated herein by reference).
10.31
 
First Amendment to the Supplemental Employee Retirement Plan between Bank of the Cascades and Gregory D. Newton adopted December 30, 2011 (Filed as Exhibit 10.39 to the registrant’s Registration Statement on Form S-4/A filed with the SEC on January 22, 2014 (File No. 333-1922865), and incorporated herein by reference).
10.32
 
Executive Employment Agreement between Bank of the Cascades and Sandra R. Gianotti entered into October 11, 2013 (Filed as Exhibit 10.40 to the registrant’s Registration Statement on Form S-4/A filed with the SEC on January 22, 2014 (File No. 333-1922865), and incorporated herein by reference).
10.33
 
Amended and Restated Deferred Bonus Agreement between Bank of the Cascades and Sandra R. Gianotti entered into December 12, 2008 (Filed as Exhibit 10.41 to the registrant’s Registration Statement on Form S-4/A filed with the SEC on January 22, 2014 (File No. 333-1922865), and incorporated herein by reference).
10.34
 
Supplemental Employee Retirement Plan between Bank of the Cascades and Sandra R. Gianotti entered into July 10, 2008 (Filed as Exhibit 10.42 to the registrant’s Registration Statement on Form S-4/A filed with the SEC on January 22, 2014 (File No. 333-1922865), and incorporated herein by reference).
10.35
 
First Amendment to Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Terry E. Zink (Filed as Exhibit 10.3 to the registrant’s Form 8-K filed with the SEC on February 5, 2015 (File No. 333-23322), and incorporated herein by reference)
10.36
 
First Amendment to Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Charles Reeves (Filed as Exhibit 10.4 to the registrant’s Form 8-K filed with the SEC on February 5, 2015 (File No. 333-23322), and incorporated herein by reference)
10.37
 
First Amendment to Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Gregory D. Newton (Filed as Exhibit 10.5 to the registrant’s Form 8-K filed with the SEC on February 5, 2015 (File No. 333-23322), and incorporated herein by reference)

148



10.38
 
First Amendment to Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Peggy L. Biss (Filed as Exhibit 10.6 to the registrant’s Form 8-K filed with the SEC on February 5, 2015 (File No. 333-23322), and incorporated herein by reference)
10.39
 
First Amendment to Executive Employment Agreement among Cascade Bancorp, Bank of the Cascades and Daniel J. Lee (Filed as Exhibit 10.7 to the registrant’s Form 8-K filed with the SEC on February 5, 2015 (File No. 333-23322), and incorporated herein by reference)
*10.40
 
2008 Cascade Bancorp Performance Incentive Plan, as amended (Filed as Appendix A to the registrant’s Definitive Proxy Statement on Schedule 14A filed with the SEC on April 13, 2016 (File No. 000-23322), and incorporated by reference)

10.41
 
Form of Company Voting Agreement (Filed as Exhibit 10.1 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 17, 2016 (File No. 000-23322), and incorporated herein by reference)

10.42
 
Form of FIBK Voting Agreement (Filed as Exhibit 10.2 to the registrant’s Current Report on Form 8-K, filed with the SEC on November 17, 2016 (File No. 000-23322), and incorporated herein by reference)

†21.1
 
Subsidiaries of the registrant
†23.1
 
Consent of Independent Registered Public Accounting Firm - BDO USA, LLP
†31.1
 
Certification of Principal Executive Officer pursuant to Rule 13a-14(a)/15d-4(a)
†31.2
 
Certification of Principal Financial Officer pursuant to Rule 13a-14(a)/15d-4(a)
††32.1
 
Certification of Principal Executive Officer and Principal Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
†101.INS
 
XBRL Instance Document
†101.SCH
 
XBRL Taxonomy Extension Schema Document
†101.CAL
 
XBRL Taxonomy Extension Calculation Linkbase Document
†101.DEF
 
XBRL Taxonomy Extension Definition Linkbase Document
†101.LAB
 
XBRL Taxonomy Extension Label Linkbase Document
†101.PRE
 
XBRL Taxonomy Extension Presentation Linkbase Document

*
Management contract or compensatory plan or arrangement.
Filed herewith.
††
Furnished herewith.



ITEM 16. FORM 10-K SUMMARY.
None.

149



SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
 
 
CASCADE BANCORP
 
 
/s/ Gregory D. Newton

Gregory D. Newton
Executive Vice President and Chief Financial Officer
(Principal Financial and Accounting Officer)
 
 
Date: March 3, 2017
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.
/s/ Terry E. Zink
Terry E. Zink, CEO and President, Director
(Principal Executive Officer)
 
Date: March 3, 2017
/s/ Ryan R. Patrick
Ryan R. Patrick, Director, Chairman
 
Date: March 3, 2017
/s/ Patricia L. Moss
Patricia L. Moss, Director, Vice Chairman
 
Date: March 3, 2017
/s/ Jerol E. Andres
Jerol E. Andres, Director
 
Date: March 3, 2017
/s/ Michael J. Connolly
Michael J. Connolly, Director
 
Date: March 3, 2017
/s/ J. LaMont Keen
J. LaMont Keen, Director
 
Date: March 3, 2017
/s/ James B. Lockhart III
James B. Lockhart III, Director
 
Date: March 3, 2017
/s/ Thomas M. Wells
Thomas M. Wells, Director
 
Date: March 3, 2017
/s/ Annette Elg
Annette Elg, Director
 
Date: March 3, 2017
/s/ Dennis Johnson
Dennis Johnson, Director
 
Date: March 3, 2017
/s/ Gregory D. Newton
Gregory D. Newton
Executive Vice President and Chief Financial Officer
(Principal Financial and Accounting Officer)
 
Date: March 3, 2017



150
EX-3.3 2 cacb-20161231xexx33.htm EXHIBIT 3.3 Exhibit


Exhibit 3.3


CASCADE BANCORP
BYLAW AMENDMENT

Effective as of February 28, 2017, Article I, Section 1 of the Amended and Restated Bylaws of Cascade Bancorp is hereby amended as follows:

SECTION 1.    ANNUAL MEETINGS

The annual meeting of the shareholders shall be held after the end of the Corporation’s fiscal year, the date, time and place of which shall be determined by the Board of Directors. At the annual meeting the shareholders shall elect directors, consider reports of the affairs of the Corporation and transact such other business as may properly be brought before the meeting.




EX-21.1 3 cacb-20161231xexx211.htm EXHIBIT 21.1 Exhibit


Exhibit 21.1
 
Cascade Bancorp List of Subsidiaries
 
Name of Organization
 
State of Incorporation
 
 
 
Bank of the Cascades
 
Oregon
 




EX-23.1 4 cacb-2016x1231xexx231.htm EXHIBIT 23.1 Exhibit


Consent of Independent Registered Public Accounting Firm
 
Cascade Bancorp
Bend, Oregon

We hereby consent to the incorporation by reference in the Registration Statement on Form S-8 (File Nos. 333-151065 and 333-174835) of Cascade Bancorp of our reports dated March 3, 2017, relating to the consolidated financial statements, and the effectiveness of Cascade Bancorp’s internal control over financial reporting, which appear in this Form 10-K.


/s/ BDO USA, LLP

Spokane, Washington
March 3, 2017
  





EX-31.1 5 cacb-2016x1231xexx311.htm EXHIBIT 31.1 Exhibit


Exhibit 31.1
 
CERTIFICATION OF CHIEF EXECUTIVE OFFICER
 
I, Terry E. Zink, Chief Executive Officer, certify that:
 
1)
I have reviewed this annual report on Form 10-K of Cascade Bancorp (the "registrant");
2)
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3)
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4)
The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures
to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
b)
Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
c)
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered
by this report based on such evaluation; and
d)
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
5)
The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
a)
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and
b)
Any fraud, whether or not material, that involves management or other employees who have a significant
role in the registrant’s internal control over financial reporting. 
Dated
March 3, 2017
 
/s/ Terry E. Zink
 
 
 
 
Terry E. Zink
 
 
 
 
President & Chief Executive Officer
 
 




EX-31.2 6 cacb-2016x1231xexx312.htm EXHIBIT 31.2 Exhibit


Exhibit 31.2
 
CERTIFICATION OF CHIEF FINANCIAL OFFICER
 
I, Gregory D. Newton, Chief Financial Officer, certify that:
 
1)
I have reviewed this annual report on Form 10-K of Cascade Bancorp (the "registrant");
2)
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3)
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4)
The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures
to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
b)
Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
c)
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered
by this report based on such evaluation; and
d)
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
5)
The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
a)
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and
b)
Any fraud, whether or not material, that involves management or other employees who have a significant
role in the registrant’s internal control over financial reporting. 

Dated:
March 3, 2017
 
/s/ Gregory D. Newton
 
 
 
 
Gregory D. Newton
 
 
 
 
EVP & Chief Financial Officer
 
  




EX-32.1 7 cacb-2016x1231xexx321.htm EXHIBIT 32.1 Exhibit


Exhibit 32.1
 
Certification Required by 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
 
This certification is given by the undersigned Chief Executive Officer and Chief Financial Officer of Cascade Bancorp (the “registrant”) pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. Each of the undersigned hereby certifies, with respect to the registrant’s annual report on Form 10-K for the period ended December 31, 2016, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), that:
1.
The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
2.
The information contained in the Report fairly presents, in all material respects, the financial condition and result of operations of the registrant.
/s/ Terry E. Zink
 
Terry E. Zink
 
President & Chief Executive Officer
 
 
 
/s/ Gregory D. Newton
 
Gregory D. Newton
 
EVP & Chief Financial Officer
 
 
Dated:
March 3, 2017





EX-101.INS 8 cacb-20161231.xml XBRL INSTANCE DOCUMENT 0000865911 2016-01-01 2016-12-31 0000865911 2017-03-01 0000865911 2016-06-30 0000865911 2016-12-31 0000865911 2015-12-31 0000865911 2015-01-01 2015-12-31 0000865911 2014-01-01 2014-12-31 0000865911 us-gaap:RetainedEarningsMember 2015-12-31 0000865911 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-12-31 0000865911 us-gaap:CommonStockMember 2015-01-01 2015-12-31 0000865911 2013-12-31 0000865911 us-gaap:RetainedEarningsMember 2014-01-01 2014-12-31 0000865911 us-gaap:CommonStockMember 2014-01-01 2014-12-31 0000865911 us-gaap:RetainedEarningsMember 2016-01-01 2016-12-31 0000865911 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-01-01 2016-12-31 0000865911 us-gaap:CommonStockMember 2016-12-31 0000865911 us-gaap:CommonStockMember 2016-01-01 2016-12-31 0000865911 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2015-01-01 2015-12-31 0000865911 us-gaap:RetainedEarningsMember 2013-12-31 0000865911 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2013-12-31 0000865911 us-gaap:CommonStockMember 2013-12-31 0000865911 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2015-12-31 0000865911 us-gaap:CommonStockMember 2015-12-31 0000865911 2014-12-31 0000865911 us-gaap:RetainedEarningsMember 2016-12-31 0000865911 us-gaap:RetainedEarningsMember 2015-01-01 2015-12-31 0000865911 us-gaap:RetainedEarningsMember 2014-12-31 0000865911 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2014-12-31 0000865911 us-gaap:CommonStockMember 2014-12-31 0000865911 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2014-01-01 2014-12-31 0000865911 cacb:BankOfAmericaBranchLocationsMember 2014-01-01 2014-12-31 0000865911 cacb:HomeFederalBankMember 2016-01-01 2016-12-31 0000865911 cacb:HomeFederalBankMember 2015-01-01 2015-12-31 0000865911 cacb:PrimePacificFinancialServicesMember 2014-01-01 2014-12-31 0000865911 cacb:PrimePacificFinancialServicesMember 2015-01-01 2015-12-31 0000865911 cacb:BankOfAmericaBranchLocationsMember 2015-01-01 2015-12-31 0000865911 cacb:HomeFederalBankMember 2014-01-01 2014-12-31 0000865911 cacb:PrimePacificFinancialServicesMember 2016-01-01 2016-12-31 0000865911 cacb:BankOfAmericaBranchLocationsMember 2016-01-01 2016-12-31 0000865911 us-gaap:LandImprovementsMember us-gaap:MinimumMember 2016-01-01 2016-12-31 0000865911 cacb:FirstInterstateBancSystemIncMember cacb:FirstInterstateMergerMember 2016-11-17 0000865911 us-gaap:ComputerEquipmentMember us-gaap:MinimumMember 2016-01-01 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember 2016-12-31 0000865911 us-gaap:ComputerEquipmentMember us-gaap:MaximumMember 2016-01-01 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:UnallocatedFinancingReceivablesMember 2016-01-01 2016-12-31 0000865911 us-gaap:CoreDepositsMember 2015-12-31 0000865911 cacb:FirstInterstateBancSystemIncMember cacb:FirstInterstateMergerMember us-gaap:ScenarioForecastMember 2019-01-01 2019-12-31 0000865911 cacb:SeparateAccountBoliMember 2016-12-31 0000865911 us-gaap:FurnitureAndFixturesMember us-gaap:MinimumMember 2016-01-01 2016-12-31 0000865911 cacb:GeneralBOLIMember 2016-12-31 0000865911 us-gaap:BuildingMember us-gaap:MinimumMember 2016-01-01 2016-12-31 0000865911 us-gaap:BuildingMember us-gaap:MaximumMember 2016-01-01 2016-12-31 0000865911 cacb:SeparateAccountBoliMember 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:UnallocatedFinancingReceivablesMember 2016-12-31 0000865911 us-gaap:InterestRateSwapMember 2015-12-31 0000865911 cacb:FirstInterstateBancSystemIncMember cacb:FirstInterstateMergerMember us-gaap:ScenarioForecastMember 2018-01-01 2018-12-31 0000865911 cacb:FirstInterstateBancSystemIncMember cacb:FirstInterstateMergerMember 2016-11-17 2016-11-17 0000865911 us-gaap:CoreDepositsMember 2016-12-31 0000865911 us-gaap:InterestRateSwapMember 2016-12-31 0000865911 us-gaap:FurnitureAndFixturesMember us-gaap:MaximumMember 2016-01-01 2016-12-31 0000865911 us-gaap:LandImprovementsMember us-gaap:MaximumMember 2016-01-01 2016-12-31 0000865911 cacb:GeneralBOLIMember 2015-12-31 0000865911 cacb:OnetoFourFamilyLoansMember 2016-01-01 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember 2015-12-31 0000865911 cacb:BankOfAmericaBranchLocationsMember 2016-03-04 0000865911 cacb:PrimePacificFinancialServicesMember 2016-08-01 0000865911 cacb:PrimePacificFinancialServicesMember 2016-08-01 2016-08-01 0000865911 cacb:HomeFederalBankMember 2014-05-16 0000865911 cacb:HomeFederalBankMember 2014-05-16 2014-05-16 0000865911 cacb:BankOfAmericaBranchLocationsMember us-gaap:CoreDepositsMember 2016-03-04 2016-03-04 0000865911 cacb:BankOfAmericaBranchLocationsMember 2016-03-04 2016-03-04 0000865911 cacb:PrimePacificFinancialServicesMember us-gaap:CoreDepositsMember 2016-08-01 2016-08-01 0000865911 cacb:HomeFederalBankMember us-gaap:CoreDepositsMember 2014-05-16 2014-05-16 0000865911 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2015-12-31 0000865911 us-gaap:AssetBackedSecuritiesMember 2015-12-31 0000865911 us-gaap:USStatesAndPoliticalSubdivisionsMember 2015-12-31 0000865911 us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0000865911 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2015-12-31 0000865911 us-gaap:MutualFundMember 2016-12-31 0000865911 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2016-12-31 0000865911 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0000865911 us-gaap:AssetBackedSecuritiesMember 2016-12-31 0000865911 us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0000865911 us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0000865911 cacb:TaxCreditInvestmentsMember 2016-12-31 0000865911 cacb:TaxCreditInvestmentsMember 2015-12-31 0000865911 us-gaap:MutualFundMember 2015-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 cacb:CommercialRealEstateNonOwnerOccupiedMember 2016-01-01 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:CommercialRealEstateNonOwnerOccupiedMember 2014-01-01 2014-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:CommercialRealEstateOwnerOccupiedMember 2015-01-01 2015-12-31 0000865911 cacb:CommercialRealEstateOwnerOccupiedMember 2016-01-01 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 cacb:CommercialRealEstateOwnerOccupiedMember 2014-01-01 2014-12-31 0000865911 cacb:CommercialRealEstateNonOwnerOccupiedMember 2015-01-01 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember 2014-01-01 2014-12-31 0000865911 us-gaap:LoansReceivableMember cacb:ConstructionPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialPortfolioSegmentMember 2013-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:UnallocatedFinancingReceivablesMember 2013-12-31 0000865911 us-gaap:LoansReceivableMember cacb:ConstructionPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2013-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2013-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:UnallocatedFinancingReceivablesMember 2014-01-01 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2013-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember cacb:ConstructionPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:UnallocatedFinancingReceivablesMember 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember cacb:ConstructionPortfolioSegmentMember 2013-12-31 0000865911 us-gaap:LoansReceivableMember 2014-01-01 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ConsumerPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ResidentialPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:UnallocatedFinancingReceivablesMember 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialPortfolioSegmentMember 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:UnallocatedFinancingReceivablesMember 2014-01-01 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember 2013-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:UnallocatedFinancingReceivablesMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:UnallocatedFinancingReceivablesMember 2013-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember cacb:ConstructionPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ResidentialPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ConsumerPortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2014-01-01 2014-12-31 0000865911 us-gaap:LoansReceivableMember cacb:ConstructionPortfolioSegmentMember 2013-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialPortfolioSegmentMember 2013-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2013-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember 2014-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember 2014-12-31 0000865911 us-gaap:LoansReceivableMember 2013-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ResidentialPortfolioSegmentMember 2013-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ConsumerPortfolioSegmentMember 2013-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember 2015-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember 2015-12-31 0000865911 cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember 2015-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:FinancingReceivables30to89DaysPastDueMember 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember cacb:NonresidentialMember 2016-01-01 2016-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:SpecialMentionandSubstandardMember 2016-01-01 2016-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember 2016-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember cacb:HomeFederalBankMember 2016-01-01 2016-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember 2016-01-01 2016-12-31 0000865911 cacb:AcquiredCoveredLoansReceivableMember 2016-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember us-gaap:SingleFamilyMember 2016-01-01 2016-12-31 0000865911 cacb:SpecialMentionandSubstandardMember 2016-01-01 2016-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember cacb:PrimePacificFinancialServicesMember 2016-08-01 2016-08-01 0000865911 cacb:TroubledDebtRestructuringMember 2016-12-31 0000865911 cacb:TroubledDebtRestructuringMember 2015-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember cacb:PrimePacificFinancialServicesMember 2016-01-01 2016-12-31 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember cacb:HomeFederalBankMember 2014-05-16 2014-05-16 0000865911 cacb:AcquiredandAcquiredCoveredLoansReceivableMember cacb:PrimePacificFinancialServicesMember 2016-08-02 2016-12-31 0000865911 us-gaap:LoansReceivableMember cacb:ConstructionPortfolioSegmentMember 2016-12-31 0000865911 us-gaap:LoansReceivableMember 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialPortfolioSegmentMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember cacb:ConstructionPortfolioSegmentMember 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:UnallocatedFinancingReceivablesMember 2016-01-01 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:UnallocatedFinancingReceivablesMember 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialPortfolioSegmentMember 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2015-12-31 0000865911 us-gaap:LoansReceivableMember cacb:ConstructionPortfolioSegmentMember 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ResidentialPortfolioSegmentMember 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember cacb:ConstructionPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2016-12-31 0000865911 us-gaap:LoansReceivableMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialPortfolioSegmentMember 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2015-12-31 0000865911 us-gaap:LoansReceivableMember 2016-01-01 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ConsumerPortfolioSegmentMember 2015-12-31 0000865911 us-gaap:LoansReceivableMember cacb:ConstructionPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember cacb:ConstructionPortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ConsumerPortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ResidentialPortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ResidentialPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:UnallocatedFinancingReceivablesMember 2015-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 us-gaap:UnallocatedFinancingReceivablesMember 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialPortfolioSegmentMember 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember 2016-01-01 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:UnallocatedFinancingReceivablesMember 2015-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember 2016-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ConsumerPortfolioSegmentMember 2016-01-01 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember 2015-12-31 0000865911 us-gaap:UnallocatedFinancingReceivablesMember 2015-12-31 0000865911 cacb:AllocatedFinancingReceivablesMember 2015-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember 2015-12-31 0000865911 cacb:AllocatedFinancingReceivablesMember 2016-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:UnallocatedFinancingReceivablesMember 2015-01-01 2015-12-31 0000865911 us-gaap:LoansReceivableMember cacb:ConstructionPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 us-gaap:LoansReceivableMember us-gaap:CommercialPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember cacb:ConstructionPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember 2015-01-01 2015-12-31 0000865911 us-gaap:LoansReceivableMember 2015-01-01 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:UnallocatedFinancingReceivablesMember 2015-01-01 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ResidentialPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:ConsumerPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 cacb:UnfundedLendingCommitmentsMember us-gaap:CommercialPortfolioSegmentMember 2015-01-01 2015-12-31 0000865911 cacb:CommercialRealEstateNonOwnerOccupiedMember 2015-12-31 0000865911 cacb:CommercialRealEstateOwnerOccupiedMember 2015-12-31 0000865911 cacb:CommercialRealEstateOwnerOccupiedMember 2016-12-31 0000865911 cacb:CommercialRealEstateNonOwnerOccupiedMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:PassMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:AcceptableMember 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:PassMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:AcceptableMember 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:AcceptableMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:AcceptableMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:PassMember 2016-12-31 0000865911 us-gaap:PassMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:AcceptableMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:AcceptableMember 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:AcceptableMember 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:AcceptableMember 2015-12-31 0000865911 us-gaap:PassMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:PassMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:AcceptableMember 2016-12-31 0000865911 us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:PassMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:AcceptableMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:AcceptableMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:OwnerOccupiedLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:PassMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SubstandardMember 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember cacb:AcceptableMember 2015-12-31 0000865911 us-gaap:SpecialMentionMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2016-12-31 0000865911 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2016-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:NonOwnerOccupiedLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember cacb:ConstructionPortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cacb:AcceptableMember 2016-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember cacb:CommercialRealEstateLoanMember cacb:AcceptableMember 2015-12-31 0000865911 cacb:OriginatedLoansReceivableMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:ConsumerLoanMember us-gaap:SubstandardMember 2015-12-31 0000865911 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:CommercialPortfolioSegmentMember cacb:CommercialAndIndustrialLoanMember us-gaap:SpecialMentionMember 2015-12-31 0000865911 cacb:AcquiredLoansReceivableMember us-gaap:PassMember 2015-12-31 0000865911 us-gaap:CoreDepositsMember 2016-01-01 2016-12-31 0000865911 us-gaap:CoreDepositsMember 2014-12-31 0000865911 us-gaap:CoreDepositsMember 2015-01-01 2015-12-31 0000865911 us-gaap:CoreDepositsMember 2014-01-01 2014-12-31 0000865911 us-gaap:InterestRateSwapMember us-gaap:NondesignatedMember 2016-12-31 0000865911 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember us-gaap:NondesignatedMember 2016-12-31 0000865911 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember us-gaap:NondesignatedMember 2015-12-31 0000865911 us-gaap:InterestRateSwapMember us-gaap:NondesignatedMember 2015-12-31 0000865911 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember us-gaap:NondesignatedMember 2016-12-31 0000865911 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember us-gaap:NondesignatedMember 2015-12-31 0000865911 cacb:WholesaleBrokeredTimeDepositsMember 2016-12-31 0000865911 cacb:InternetListingServiceDepositMember 2015-12-31 0000865911 cacb:InternetListingServiceDepositMember 2016-12-31 0000865911 cacb:WholesaleBrokeredTimeDepositsMember 2015-12-31 0000865911 cacb:PledgedLetterOfCreditIssuedByFHLBCollateralizingPublicDepositsMember 2016-12-31 0000865911 cacb:CommitmentsUnderCreditCardLinesOfCreditMember 2015-12-31 0000865911 us-gaap:StandbyLettersOfCreditMember 2016-12-31 0000865911 us-gaap:CommitmentsToExtendCreditMember 2016-12-31 0000865911 cacb:CommitmentsUnderCreditCardLinesOfCreditMember 2016-12-31 0000865911 us-gaap:CommitmentsToExtendCreditMember 2015-12-31 0000865911 us-gaap:StandbyLettersOfCreditMember 2015-12-31 0000865911 us-gaap:DomesticCountryMember 2016-12-31 0000865911 us-gaap:StateAndLocalJurisdictionMember 2016-12-31 0000865911 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2015-12-31 0000865911 us-gaap:DeferredCompensationExcludingShareBasedPaymentsAndRetirementBenefitsMember 2016-01-01 2016-12-31 0000865911 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2016-01-01 2016-12-31 0000865911 us-gaap:DeferredCompensationExcludingShareBasedPaymentsAndRetirementBenefitsMember 2014-01-01 2014-12-31 0000865911 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2014-01-01 2014-12-31 0000865911 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2016-12-31 0000865911 us-gaap:DeferredCompensationExcludingShareBasedPaymentsAndRetirementBenefitsMember 2016-12-31 0000865911 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2015-01-01 2015-12-31 0000865911 us-gaap:DeferredCompensationExcludingShareBasedPaymentsAndRetirementBenefitsMember 2015-12-31 0000865911 us-gaap:DeferredCompensationExcludingShareBasedPaymentsAndRetirementBenefitsMember 2015-01-01 2015-12-31 0000865911 us-gaap:RestrictedStockUnitsRSUMember 2016-01-01 2016-12-31 0000865911 us-gaap:EmployeeStockOptionMember 2016-01-01 2016-12-31 0000865911 2008-04-01 2008-04-30 0000865911 cacb:AfterAmendmentMember 2011-04-30 0000865911 us-gaap:RestrictedStockUnitsRSUMember 2014-01-01 2014-12-31 0000865911 us-gaap:EmployeeStockOptionMember 2015-01-01 2015-12-31 0000865911 us-gaap:EmployeeStockOptionMember 2015-12-31 0000865911 us-gaap:RestrictedStockUnitsRSUMember 2014-12-31 0000865911 us-gaap:EmployeeStockOptionMember 2008-04-01 2008-04-30 0000865911 2016-05-31 0000865911 us-gaap:EmployeeStockOptionMember 2016-12-31 0000865911 us-gaap:RestrictedStockUnitsRSUMember 2016-12-31 0000865911 us-gaap:RestrictedStockUnitsRSUMember 2015-12-31 0000865911 us-gaap:RestrictedStockMember 2016-01-01 2016-12-31 0000865911 us-gaap:RestrictedStockMember 2015-01-01 2015-12-31 0000865911 us-gaap:RestrictedStockMember 2014-01-01 2014-12-31 0000865911 us-gaap:RestrictedStockMember us-gaap:MinimumMember 2016-01-01 2016-12-31 0000865911 us-gaap:RestrictedStockMember us-gaap:MaximumMember 2016-01-01 2016-12-31 0000865911 us-gaap:RestrictedStockMember 2016-12-31 0000865911 cacb:BeforeAmendmentMember 2008-04-01 0000865911 cacb:Under50.00Member 2016-12-31 0000865911 cacb:A220.01to279.00Member 2016-12-31 0000865911 cacb:Under50.00Member 2016-01-01 2016-12-31 0000865911 cacb:A80.01to120.00Member 2016-12-31 0000865911 cacb:A80.01to120.00Member 2016-01-01 2016-12-31 0000865911 cacb:A220.01to279.00Member 2016-01-01 2016-12-31 0000865911 us-gaap:ParentCompanyMember 2016-01-01 2016-12-31 0000865911 us-gaap:RestrictedStockMember us-gaap:MaximumMember 2015-01-01 2015-12-31 0000865911 us-gaap:RestrictedStockMember us-gaap:MinimumMember 2015-01-01 2015-12-31 0000865911 us-gaap:RestrictedStockUnitsRSUMember 2015-01-01 2015-12-31 0000865911 cacb:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member 2016-12-31 0000865911 cacb:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member 2016-12-31 0000865911 cacb:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member 2016-01-01 2016-12-31 0000865911 cacb:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member 2016-01-01 2016-12-31 0000865911 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2015-12-31 0000865911 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0000865911 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2015-12-31 0000865911 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2016-12-31 0000865911 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0000865911 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2015-12-31 0000865911 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2015-12-31 0000865911 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0000865911 cacb:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member 2015-01-01 2015-12-31 0000865911 cacb:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member 2015-12-31 0000865911 cacb:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member 2015-01-01 2015-12-31 0000865911 cacb:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member 2015-12-31 0000865911 us-gaap:FairValueInputsLevel3Member 2016-12-31 0000865911 us-gaap:FairValueInputsLevel2Member 2015-12-31 0000865911 us-gaap:FairValueInputsLevel2Member 2016-12-31 0000865911 us-gaap:FairValueInputsLevel3Member 2015-12-31 0000865911 us-gaap:FairValueInputsLevel1Member 2015-12-31 0000865911 us-gaap:FairValueInputsLevel1Member 2016-12-31 0000865911 cacb:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member us-gaap:MinimumMember 2016-01-01 2016-12-31 0000865911 cacb:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member us-gaap:MinimumMember 2015-01-01 2015-12-31 0000865911 cacb:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member us-gaap:MinimumMember 2016-01-01 2016-12-31 0000865911 cacb:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member us-gaap:MaximumMember 2016-01-01 2016-12-31 0000865911 cacb:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member us-gaap:MaximumMember 2015-01-01 2015-12-31 0000865911 cacb:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member us-gaap:MaximumMember 2015-01-01 2015-12-31 0000865911 cacb:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member us-gaap:MaximumMember 2016-01-01 2016-12-31 0000865911 cacb:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member us-gaap:MinimumMember 2015-01-01 2015-12-31 0000865911 us-gaap:SubsidiariesMember 2016-12-31 0000865911 us-gaap:ParentCompanyMember 2016-12-31 0000865911 us-gaap:SubsidiariesMember 2015-12-31 0000865911 us-gaap:ParentCompanyMember 2015-12-31 0000865911 us-gaap:ParentCompanyMember 2015-01-01 2015-12-31 0000865911 us-gaap:ParentCompanyMember 2014-01-01 2014-12-31 0000865911 us-gaap:ParentCompanyMember 2014-12-31 0000865911 us-gaap:ParentCompanyMember 2013-12-31 0000865911 2015-04-01 2015-06-30 0000865911 2015-07-01 2015-09-30 0000865911 2015-10-01 2015-12-31 0000865911 2015-01-01 2015-03-31 0000865911 2016-10-01 2016-12-31 0000865911 2016-04-01 2016-06-30 0000865911 2016-01-01 2016-03-31 0000865911 2016-07-01 2016-09-30 cacb:securities iso4217:USD xbrli:shares xbrli:pure iso4217:USD xbrli:shares cacb:loan 10000000000 0 0 54450000 54450000 56957000 56957000 986000 1001000 1190000 0.02 77932000 79373000 83931000 96511000 110454000 89205000 83418000 96898000 15896000 1491000 759176000 469889000 469900000 101544000 424000 392411000 102670000 23354000 709000 8212000 3514000 0 211633000 212005000 0.086 0.086 0 4000 1156000 289000 76000 96000 1224000 53000 651000 441000 1563000 2698000 2300000 3400000 28068000 14840000 200000 0 2070000 2755000 2242000 289000 994000 -653000 1287000 1806000 1299000 P5Y 0 0 0 0 974000 0 369000 0.50 0.05 0.50 0.05 0.10 0.05 0.10 0.05 0.10 0.05 0.10 0.05 0.35 21900000 24800000 16100000 641000 876000 1712000 748000 614000 360000 25000 0 25000 0 0 0 22000 0 22000 0 0 0 0 0 0 0 0 0 25000 0 25000 0 0 0 22000 0 22000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 25000 0 25000 0 0 0 22000 0 22000 0 0 0 15991000 17603000 287000 287000 -2501000 -1838000 -2826000 -1687000 353000 -195000 111879000 0 16244000 46 87 179200000 145300000 1181000 1505000 2850000 0.028 -10200000 -26500000 P10Y P10Y 1.000 1.000 0.045 0.090 0.598 0.405 0.193 0.006 0.261 1.000 0.082 0.250 0.478 0.297 0.181 0.027 0.163 0.077 0.228 0.495 0.312 0.183 0.023 0.177 1.000 1.000 0.036 0.099 0.669 0.344 0.325 0.005 0.191 1.000 0.110 0.212 0.447 0.283 0.164 0.024 0.207 0.100 0.197 0.477 0.291 0.186 0.021 0.205 44200000 128800000 0.08 0.1 P3Y P5Y P10Y P90D 2903000 2836000 4045000 988000 68000 171000 203000 192000 86000 183000 371000 247000 175000 367000 251000 30000 10000 100000 100000 0.782 0.764 0.076 1 0.2 297088 5.18 1 0.85 1120000 1294000 1519000 1847000 2533000 2500000 2483000 P90D 227542000 223533000 259216000 254270000 88818000 88663000 110738000 110933000 0.045 0.045 0.045 0.045 125504000 125724000 0.051 0.051 128292000 128069000 159955000 160237000 0.065 0.065 0.065 0.065 0.115 0.114 0.105 0.103 162416000 162702000 0.066 0.066 5900000 400000 900000 false --12-31 FY 2016 2016-12-31 10-K 0000865911 76264047 Yes Accelerated Filer 159289205 CASCADE BANCORP No No cacb 169700000 257000000 23611000 24284000 1621000 -1065000 P10Y P10Y 339000 339000 556000 556000 577000 577000 0 0 900000 600000 600000 1200000 1500000 2000000 100000 6439000 1242000 2158000 1801000 309000 929000 0 9874000 436000 3820000 4150000 618000 850000 0 6003000 368000 1470000 2957000 920000 288000 0 -900000 5243000 296000 1563000 1268000 1242000 874000 0 3512000 0 1377000 278000 1455000 402000 0 5128000 0 3074000 40000 1904000 110000 0 513000 500000 820000 820000 1316000 1316000 669000 693000 723000 85901 3361624 450 2468029000 336774000 3079058000 369652000 -6000000 -2500000 1700000 1600000 0 318908000 0 0 500058000 0 0 0 3324000 0 0 1743000 57000000 54300000 4108000 800000 121000 477000 2698000 12000 2847000 419000 397000 203000 1828000 0 1494000 23000 0 1016000 455000 0 4564000 57000 287000 3408000 799000 13000 496536000 310262000 0 310262000 310262000 0 310262000 8245000 26320000 118226000 156934000 537000 494819000 0 494819000 494819000 0 494819000 7062000 71323000 248948000 166962000 524000 307648000 7468000 26199000 118765000 154691000 525000 496536000 6700000 71213000 252153000 165933000 537000 606000 23000 251000 332000 210000 57000 0 140000 13000 0 1494000 23000 1016000 455000 4564000 57000 287000 3408000 799000 13000 138364000 1521000 78637000 58206000 275808000 1918000 6709000 213842000 52815000 524000 888000 0 765000 123000 4354000 0 287000 3268000 786000 13000 90042000 0 66412000 23630000 270224000 0 6709000 211909000 51082000 524000 48322000 1521000 12225000 34576000 5584000 1918000 0 1933000 1733000 0 37600000 37341000 75489000 75632000 379513000 377911000 3397000 3411000 537000 524000 494819000 118000000 138300000 54450000 25900000 28600000 56957000 28000000 28900000 986000 1001000 1016000 39150000 41748000 24309131 2921012 0.20 0.38 0.16 0.26 0.26 4.91 5.56 7.62 27308000 11288000 19532000 18825000 2300000 11600000 1500000 1500000 241448000 16239000 590500000 119285000 16238000 945368000 470598000 122395000 160782000 456611000 7625000 318893000 0 15514000 2488000 7667000 6427000 342000 782530000 470598000 109756000 162838000 12639000 13259000 463000 2364000 17432000 3113000 5333000 252401000 248346000 284949000 280003000 157898000 157624000 196868000 197214000 0.080 0.080 0.080 0.080 197373000 197030000 246085000 246518000 0.100 0.100 0.100 0.100 0.128 0.126 0.116 0.114 0 38620000 0 0 0 0 456611000 0 7625000 77805000 77805000 72577000 72577000 1240000 3050000 -5284000 -905000 -5228000 -1019000 46354000 52561000 81849000 127000 83089000 3177000 77805000 2272000 72577000 1253000 0 0 1500000 8.43 1.91 1.6772 0.3050 0.14864 8600000 5000000 100000000 100000000 72792570 76262184 72792570 76262184 452925000 471718000 2263000 2130000 2497000 6608000 6608000 2871000 3737000 19365000 19365000 -1214000 20579000 14085000 14085000 -2686000 16771000 678000 689000 715000 185000 582000 801000 215000 693000 961000 30000 111000 160000 300000 1000000 400000 1400000 400000 900000 -37000 11820000 9607000 -577000 16601000 8657000 9825000 6720000 0 0 5390000 4870000 60572000 51951000 50673000 4624000 45172000 6338000 60498000 51892000 22100000 10700000 6000000 4100000 575000 1464000 2427000 3419000 12768000 13663000 169000 125000 8961000 10431000 74000 59000 1233000 1240000 2543000 2395000 743000 694000 700000 900000 1100000 2083088000 2661813000 2082748000 2083088000 2661045000 2661813000 135527000 197279000 4694000 5294000 4955000 0 0 169720000 256950000 8600000 0 8646000 8646000 0 8646000 5239000 5200000 0 5239000 5239000 0 0 0 8595000 5000000 8646000 5239000 8646000 5239000 8646000 5239000 8646000 5239000 8646000 5239000 51000 239000 8600000 0 8646000 8646000 0 8646000 5200000 0 5239000 5239000 0 5239000 0 0 169720000 256950000 2791000 2253000 1417000 0.06 0.07 0.07 0.07 0.08 0.29 0.03 0.07 0.06 0.08 0.23 0.06 0.07 0.07 0.07 0.08 0.29 0.03 0.07 0.06 0.08 0.23 0.387 P5Y 0 0 3300000 5000000 238000.000 1963000 1539000 2272000 550431000 65988000 479353000 5090000 666949000 80612000 580450000 5887000 Appraised value less selling costs of 5% to 10% Additional discounts of 5% to 50% to appraised value to reflect liquidation value Appraised value less selling costs of 5% to 10% Appraised value less selling costs of 5% to 10% Additional discounts of 70% to 100% to appraised value to reflect liquidation value Appraised value less selling costs of 5% to 10% Market approach Market approach Market approach Market approach 1517000 1321000 1899000 0 273000 273000 644700000 3000000 3268000 6213000 7052000 9722000 4621000 5121000 6578000 2296000 2617000 3396000 22493000 1401000 6919000 5662000 1071000 2146000 5294000 24855000 1312000 14044000 3982000 941000 2100000 2476000 25730000 2464000 10732000 6369000 1227000 3350000 1588000 21697000 1044000 13805000 3856000 917000 2075000 21702000 2196000 8657000 6321000 1203000 3325000 242000 0 164000 78000 0 0 2000000 0 2000000 0 0 0 1680987000 129987000 381720000 831058000 39850000 298372000 2096738000 211038000 407402000 1002968000 43488000 431842000 6942000 365000 2724000 3835000 0 18000 7674000 0 7034000 640000 0 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 1 0 0 0 68000 70000 56000 12000 17000 20000 5000 12000 1681154000 231510000 10583000 21098000 138370000 93134000 45236000 1435000 60024000 1449644000 119723000 362750000 692142000 430786000 261356000 38141000 236888000 130306000 383848000 830512000 523920000 306592000 39576000 296912000 2097498000 281882000 10367000 28029000 190207000 98034000 92173000 1407000 51872000 1815616000 200181000 385522000 812289000 514263000 298026000 41738000 375886000 210548000 413551000 1002496000 612297000 390199000 43145000 427758000 5053000 434000 2742000 0 447000 3176000 3000 1427000 13695000 2659000 1739000 429000 7270000 4398000 0 1598000 6775000 3441000 46000 46000 0 11000 6000 5000 2049000 2049000 0 2049000 2049000 0 0 0 0 53000 53000 0 1282000 748000 534000 2902000 539000 3334000 0 0 0 585000 346000 239000 2332000 1613000 719000 593000 593000 0 1739000 1020000 719000 221000 209000 12000 196000 196000 0 2364000 970000 46000 46000 0 596000 352000 244000 4381000 3662000 719000 2642000 2642000 0 1739000 1020000 719000 274000 262000 12000 1478000 944000 534000 5266000 1509000 6914000 3196000 17000 0 17000 257000 257000 0 317000 317000 0 0 0 0 317000 317000 0 9000 9000 0 2596000 2053000 543000 2636000 560000 3718000 473000 97000 376000 628000 290000 338000 795000 305000 490000 100000 100000 0 695000 205000 490000 334000 322000 12000 1488000 1488000 0 2502000 1216000 490000 97000 393000 885000 547000 338000 1112000 622000 490000 100000 100000 0 1012000 522000 490000 343000 331000 12000 4084000 3541000 543000 5138000 1776000 P10Y P10Y 513000 1333000 1497000 1497000 1497000 1497000 1497000 8196000 8196000 7683000 7700000 6863000 6863000 12317000 12317000 0 6770000 0 475000 0 1539000 2007000 3044000 0 0 -963000 0 475000 0 1214000 732000 681000 78610000 85852000 78610000 78600000 3984000 4000000 3300000 3258000 0 139424000 140557000 2843000 0 1875000 968000 1965000 0 1195000 770000 7000 0 5000 2000 250000 0 148000 102000 139424000 421000 98800000 40203000 140557000 287000 101563000 38707000 0 0 0 0 0 0 7000 5000 2000 250000 148000 102000 2788000 2063000 725000 9583000 7641000 1942000 7000 5000 2000 250000 148000 102000 2788000 2063000 725000 9583000 7641000 1942000 0 0 0 0 0 0 89323000 87817000 35205000 34955000 17457000 17498000 0 0 0 0 142260000 142260000 139424000 421000 100670000 41169000 142272000 142272000 140557000 287000 102610000 39375000 34367000 22699000 6115000 1157000 4015000 28814000 0 381000 12946000 6384000 3216000 499000 2793000 9600000 0 54000 11071000 1905000 1757000 0 7409000 3662000 0 0 600000 1100000 6942000 646000 3189000 365000 2724000 3835000 0 18000 800000 7674000 0 640000 0 7034000 640000 0 0 0 242000 5000 73000 0 164000 78000 0 0 2000000 0 0 0 2000000 0 0 0 8680000 646000 4285000 365000 3366000 4931000 0 18000 11436000 0 1077000 0 10359000 1077000 0 0 2725000 0 2157000 365000 185000 2157000 0 18000 973000 0 640000 0 333000 640000 0 0 4217000 50000 0 0 50000 646000 1032000 0 2539000 1678000 0 0 6701000 66000 0 0 66000 0 0 0 6701000 0 0 0 0 0 0 1163000 73000 0 3915000 -4554000 8266000 7656000 7725000 9445000 33092000 -2992000 3097000 7652000 6504000 10086000 27339000 -4630000 6238000 22417000 19597000 178000 -2053000 3148000 2861000 2626000 3878000 12513000 -1154000 1157000 2828000 2415000 4168000 10568000 -1804000 1370000 11582000 9569000 -169000 -231000 326000 179000 1456000 1293000 489000 643000 779000 0 1100000 700000 1794000 1010000 1714000 53654000 102938000 7292000 3050000 936000 8364000 -17000 -7468000 527000 -2830000 0 5422000 0 -7216000 0 4346000 3675000 5436000 67374000 10000 19510000 19819000 20841000 20217000 80387000 5000 22694000 22739000 24353000 25491000 95277000 5000 58155000 68484000 79104000 31178000 19743000 0 0 1044134000 1327975000 0 11000000 2289000 546000 467000 430000 429000 1872000 535000 523000 569000 527000 2154000 6000 6000 33000 982000 1333000 1867000 31000 40000 62000 1270000 493000 192000 65085000 20964000 19352000 20411000 21788000 82515000 22159000 22216000 23784000 24964000 93123000 65085000 18964000 19352000 20411000 19788000 78515000 22159000 22216000 23784000 24964000 93123000 8982000 11687000 15441000 2200000 1900000 2100000 3000000 3000000 3268000 3268000 328771000 360426000 41421000 43744000 52414000 10501000 13591000 2131255000 2709406000 2468029000 336774000 3079058000 369652000 0 90000000 440000 268000 75000 48000 24000 25000 0 20857000 535000 6261000 9565000 1401000 2381000 714000 440000 268000 75000 48000 24000 25000 0 22053000 1133000 6844000 5614000 1047000 2121000 5294000 24415000 24415000 440000 268000 75000 48000 24000 25000 0 24415000 1044000 13969000 3934000 917000 2075000 2476000 21939000 1044000 13969000 3934000 917000 2075000 2476000 0 25290000 25290000 440000 268000 75000 48000 24000 25000 0 25290000 2196000 10657000 6321000 1203000 3325000 1588000 23702000 2196000 10657000 6321000 1203000 3325000 1588000 0 1687929000 234951000 10629000 10597000 0 0 32000 21109000 17034000 153000 3461000 461000 140419000 105415000 6231000 16727000 12046000 95183000 71334000 2751000 9386000 11712000 45236000 34081000 3480000 7341000 334000 1488000 1485000 0 0 3000 61306000 60151000 0 0 1155000 194682000 6384000 20188000 13697000 1452978000 119723000 118752000 0 971000 0 363335000 328934000 11220000 13729000 9452000 694474000 654250000 18448000 5948000 15828000 431379000 411137000 9825000 4522000 5895000 263095000 243113000 8623000 1426000 9933000 38362000 38350000 0 0 12000 237084000 236574000 0 0 510000 1376860000 29668000 20648000 25802000 130352000 129349000 0 971000 32000 384444000 345968000 11373000 17190000 9913000 834893000 759665000 24679000 22675000 27874000 526562000 482471000 12576000 13908000 17607000 308331000 277194000 12103000 8767000 10267000 39850000 39835000 0 0 15000 298390000 296725000 0 0 1665000 1571542000 36052000 40836000 39499000 2104412000 285078000 10384000 10331000 0 0 53000 28286000 27636000 64000 0 586000 190524000 167362000 7189000 9625000 6348000 98034000 81494000 3967000 7962000 4611000 92490000 85868000 3222000 1663000 1737000 1416000 1416000 0 0 0 54468000 51489000 1988000 0 991000 258234000 9241000 9625000 7978000 1819334000 200654000 200278000 0 0 376000 386150000 351914000 11472000 5452000 17312000 813084000 789384000 11241000 5482000 6977000 514363000 506946000 2234000 4180000 1003000 298721000 282438000 9007000 1302000 5974000 42072000 42060000 0 0 12000 377374000 376713000 0 0 661000 1760349000 22713000 10934000 25338000 211038000 210609000 0 0 429000 414436000 379550000 11536000 5452000 17898000 1003608000 956746000 18430000 15107000 13325000 612397000 588440000 6201000 12142000 5614000 391211000 368306000 12229000 2965000 7711000 43488000 43476000 0 0 12000 431842000 428202000 1988000 0 1652000 2018583000 31954000 20559000 33316000 1687929000 234951000 10629000 21109000 140419000 95183000 45236000 1488000 61306000 1452978000 119723000 363335000 694474000 431379000 263095000 38362000 237084000 130352000 384444000 834893000 526562000 308331000 39850000 298390000 1687929000 130352000 384444000 834893000 39850000 298390000 2104412000 285078000 10384000 28286000 190524000 98034000 92490000 1416000 54468000 285100000 8000000 1819334000 200654000 386150000 813084000 514363000 298721000 42072000 377374000 211038000 414436000 1003608000 612397000 391211000 43488000 431842000 2104412000 211038000 414436000 1003608000 43488000 431842000 0 0 1662095000 1427144000 2077358000 1792280000 21600000 3621000 3621000 8651000 8651000 1656986000 1662095000 2064937000 2077358000 3621000 8651000 26315000 7067000 102382000 -556000 6722000 924000 -30619000 -145348000 -39241000 5544000 -4017000 37682000 -349000 27291000 -1943000 3737000 3737000 5118000 4795000 5099000 5567000 20579000 20579000 1940000 4824000 4089000 5918000 16771000 16771000 727730000 916197000 81341000 18820000 18391000 19070000 18115000 74396000 24518000 22335000 25220000 23157000 95230000 20171000 6122000 6695000 6384000 5772000 24973000 5456000 7771000 7940000 8279000 29446000 2447000 4004000 2846000 9131000 5200000 8420000 4564000 2997000 4635000 10004000 1706000 553000 762000 1114000 1356000 4513000 3000000 2300000 3200000 30700000 82000000 35921000 1107000 31195000 1635000 0 2871000 -1214000 -2686000 0 475000 0 4515000 -1368000 -4332000 1644000 -629000 -1646000 7400000 19100000 7200000 19000000 3217000 378000 1356000 237000 216000 732000 48167000 47593000 6961000 7004000 9697000 3144000 3309000 3274000 3274000 0 0 3274000 1677000 1677000 0 0 1677000 67823000 72319000 110038000 102946000 190519000 312637000 339000 339000 556000 556000 577000 577000 76757000 101689000 326896000 122163000 9700000 1000 0 0 12940000 2292000 0 6464000 0 3500000 0 1034000 749000 2388000 106000 485000 5000000 5000000 0 0 0 0 0 0 644000 1321000 110000000 95000000 327000000 119285000 0 16238000 88466000 108489000 137702000 19193000 12618000 5000000 63500000 30000000 0 882000 22646000 13096000 0 3150000 0 72673000 76893000 107858000 2669000 2468000 0 2580000 1712000 2050000 0 26000 0 0 0 0 0 7000 7000 8121000 5327000 6382000 65642000 72942000 42031000 48658000 P39Y P5Y P5Y P3Y P15Y P3Y P15Y P3Y 0 0 0 0 0 0 0 0 0 -348000 -12000 -4484000 579000 -315000 4580000 -2000000 0 0 -2000000 -4000000 0 0 0 0 0 0 0 -4000000 -525000 4682000 -5552000 707000 -494000 -2818000 0 0 0 0 0 0 0 0 0 0 0 0 0 784000 -1708000 -530000 1270000 1072000 -888000 3611000 3140000 1964000 3705000 1558000 367000 2394000 2323000 776000 776000 1234000 1619000 0 71000 1547000 0 996000 72000 167000 1163000 72000 0 137000000 95000000 327000000 -117772000 -101001000 1347000 2619000 3279000 631000 885000 2248000 2186000 3027000 2186000 2348000 3321000 1214000 1214000 2482000 2482000 3124000 3124000 P5Y P3Y P5Y P3Y 0 0 42985 0 4.94 0 0 579638 579638 57292 5.70 5.70 909410 1148975 6.37 6.39 0 0.3659 0.0128 16067 0 4569 1000000 1000000 6000000 8000000 1623875 67404 75909 83972 3307 8831 71834 4.79 26.02 271.82 101.30 5.45 5188 1691 1697 20482 8301 2196 0 3300000 14222 14222 9.22 1.63 5.69 111571 85901 3375909 3383972 3307 8831 3371834 38.92 34.85 5.44 5.32 271.82 101.30 4.80 0.00 0.00 3.60 125.83 151.20 209.87 33.90 21.14 30.56 0.00 4.79 3.71 220.01 80.01 279.00 120.00 50.00 38.40 1000000 1100000 P10Y P10Y P5Y P8Y0M0D P0Y1M7D P1Y2M3D P8Y0M9D 47592061 72491850 72792570 76262184 24454170 207266 3171940 445619 93454 297674 0 0 2266 119285000 119285000 0 0 16246000 16246000 1214000 1214000 2482000 2482000 3124000 3124000 188715000 -36000 330839000 -142088000 315483000 2835000 450999000 -138351000 336774000 336774000 1621000 452925000 -117772000 369652000 369652000 -1065000 471718000 -101001000 3400000 0 227542000 223553000 259216000 254270000 96817000 96662000 120604000 120462000 0.040 0.040 0.040 0.040 121022000 120827000 150754000 150578000 0.050 0.050 0.050 0.050 0.094 0.093 0.086 0.084 227542000 223553000 259216000 254270000 118424000 118218000 147651000 147911000 0.060 0.060 0.060 0.060 157898000 157624000 196868000 197214000 0.080 0.080 0.080 0.080 0.115 0.114 0.105 0.103 705000 4755000 12357000 154098000 16516000 31931000 175697000 220362000 32500000 22700000 0 0 0 200000 1600000 400000 1419000 1419000 1764000 1764000 0 4000 15000 74640 179926 263755 62339870 71968753 72159182 62265230 71788827 71895427 <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The accompanying consolidated financial statements include the accounts of Cascade Bancorp (&#8220;Bancorp&#8221;), an Oregon chartered single bank holding company, and its wholly-owned subsidiary, Bank of the Cascades (the &#8220;Bank&#8221;) (collectively, &#8220;the Company&#8221;). All significant intercompany accounts and transactions have been eliminated in consolidation. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Certain prior year amounts have been reclassified to conform with the 2016 presentation. None of these reclassifications have an effect on net income, net cash flows or equity. </font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Cash and due from banks</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">By regulation, the Bank must meet reserve requirements as established by the FRB (</font><font style="font-family:inherit;font-size:10pt;">$24.8 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$21.9 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, respectively). Accordingly, the Bank complies with such requirements by holding cash on hand and maintaining average reserve balances on deposit with the FRB in accordance with such regulations.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;background-color:#ffffff;">Changes in the loss share payable (receivable) associated with covered loans for the year ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;background-color:#ffffff;"> were as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:79%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:19%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Year ended </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December&#160;31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">289</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Paid to FDIC</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,224</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increase due to impairment</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(53</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FDIC reimbursement</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,156</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Shared loss expenses</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(96</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Adjustments from prior periods</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">76</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank conducts a general banking business, operating branches in Central, Southern, Coastal and Northwest Oregon, as well as the greater Boise/Treasure Valley, Idaho and Seattle, Washington metro areas. Banking activities include the usual lending and deposit functions of a community and business bank: commercial, construction, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines, and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market and offers trust and investment services. </font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As a member of the FHLB system, the Bank is required to maintain a minimum investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Bank met its minimum required investment. The Bank may request redemption at par value of any FHLB stock in excess of the minimum required investment; however, stock redemptions are at the discretion of the FHLB. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company has purchased BOLI to protect itself against the loss of certain key employees and directors due to death and as a source of long-term earnings to support certain employee benefit plans. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Company had </font><font style="font-family:inherit;font-size:10pt;">$28.9 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$28.6 million</font><font style="font-family:inherit;font-size:10pt;">, respectively, of separate account BOLI and </font><font style="font-family:inherit;font-size:10pt;">$28.0 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$25.9 million</font><font style="font-family:inherit;font-size:10pt;">, respectively, of general account BOLI. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The cash surrender value of the separate account BOLI is the quoted market price of the underlying securities, further supported by a stable value wrap, which mitigates, but does not fully protect, the investment against changes in the fair market value depending on the severity and duration of market price disruption. The fair value of the general account BOLI is based on the insurance contract cash surrender value. The underlying funds within the separate account structure generated positive performance during </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. There can be no assurance that losses in excess of the stable value wrap protection will not occur on separate account BOLI in the future. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mortgage banking income, net, consisted of the following for the periods shown (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:56%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Origination and processing fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">360</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">614</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">748</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Gain on sales of mortgage loans, net</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,044</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,007</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,539</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Servicing fees, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">715</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">689</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">678</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Amortization</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(723</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(693</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(669</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mortgage banking income, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,396</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,617</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,296</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table illustrates the potential effect of the Company&#8217;s derivative master netting arrangements, by type of financial instrument, on the Company&#8217;s balance sheet as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and 2015 (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">December&#160;31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Amounts of Financial Instruments Not Offset in the Balance Sheet</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Amounts Recognized</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amounts offset in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net Amounts in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Netting Adjustment Per Applicable Master Netting Agreements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value of Financial Collateral in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net Amount</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Asset Derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Liability Derivatives</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">December 31, 2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Amounts of Financial Instruments Not Offset in the Balance Sheet</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Amounts Recognized</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amounts offset in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net Amounts in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Netting Adjustment Per Applicable Master Netting Agreements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value of Financial Collateral in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net Amount</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Asset Derivatives</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Liability Derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,595</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table summarizes activity in the OREO valuation allowance for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">776</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,323</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,394</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additions to valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,163</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reductions due to sales of OREO</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,619</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,234</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">776</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">776</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,323</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the scheduled annual maturities of all time deposits were approximately as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:89%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">154,098</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2018</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">31,931</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2019</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,516</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2020</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,357</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2021</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,755</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Thereafter</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">220,362</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table summarizes OREO expenses for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Operating costs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">251</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">367</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">175</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Gains) losses on sales of OREO</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(247</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(371</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(183</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increases in valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">167</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">996</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">171</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">68</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">988</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transactions in the Company&#8217;s OREO for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,274</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,309</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,144</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">367</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,558</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Dispositions</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,140</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,611</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Change in valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,547</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,677</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,274</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,309</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Noncash investing and financing activities consist of unrealized gains and losses on investment securities available-for-sale, net of income taxes, issuance of nonvested restricted stock, and stock-based compensation expense, all as disclosed in the accompanying consolidated statements of changes in stockholders&#8217; equity; the net capitalization of originated mortgage-servicing rights, as disclosed in Note 6; assets and liabilities assumed in the acquisition of Prime Pacific Financial Services, Inc., the Bank of America, N.A. branch acquisition and the acquisition of Home Federal Bancorp, Inc.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Time deposits</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Time deposits in amounts of </font><font style="font-family:inherit;font-size:10pt;">$250 thousand</font><font style="font-family:inherit;font-size:10pt;"> or more aggregated to approximately </font><font style="font-family:inherit;font-size:10pt;">$22.7 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$32.5 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, respectively. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the scheduled annual maturities of all time deposits were approximately as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:89%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">154,098</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2018</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">31,931</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2019</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,516</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2020</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,357</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2021</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,755</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Thereafter</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">220,362</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> At </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Bank had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> wholesale brokered deposits. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> the Bank had </font><font style="font-family:inherit;font-size:10pt;">$11.0 million</font><font style="font-family:inherit;font-size:10pt;"> internet listing service deposits and at December 31, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> the Bank </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> internet listing service deposits. The remaining internet listing service CD&#8217;s were from the PPFS merger.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Assets of the Bank&#8217;s trust department, other than cash on deposit at the Bank, are not included in the accompanying consolidated financial statements, because they are not assets of the Bank.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Advertising costs are generally charged to expense during the year in which they are incurred.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transactions and allocations in the reserve for loan losses and unfunded loan commitments, by portfolio segment, for the years ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands):&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="28" rowspan="1"></td></tr><tr><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Construction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Residential<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial&#160;<br clear="none"/>and&#160;<br clear="none"/>industrial</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unallocated</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,934</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,969</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,415</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loan loss provision (credit)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(530</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">784</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,072</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,708</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,270</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(888</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,957</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">368</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">288</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,470</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">920</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,003</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loans charged off</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(40</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(110</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(3,074</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,904</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,128</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,321</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,196</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,325</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10,657</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,203</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,588</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25,290</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Provision (credit) for unfunded loan commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for credit losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,321</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,325</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10,657</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,203</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,588</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25,290</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total reserve for credit losses</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,369</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,464</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,350</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10,732</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,227</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,588</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25,730</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="28" rowspan="1"></td></tr><tr><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Construction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Residential<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial&#160;<br clear="none"/>and&#160;<br clear="none"/>industrial</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unallocated</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,614</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,133</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,121</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,844</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,047</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,294</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,053</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loan loss provision (credit)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,552</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(525</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(494</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,682</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">707</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,818</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(4,000</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,150</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">850</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,820</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">618</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9,874</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loans charged off</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(278</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,377</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,455</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(3,512</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,934</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,969</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,415</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Provision (credit) for unfunded loan commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for credit losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,934</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,969</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,415</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total reserve for credit losses</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,982</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,312</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,100</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">14,044</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">941</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,855</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="28" rowspan="1"></td></tr><tr><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Construction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Residential<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial&#160;<br clear="none"/>and&#160;<br clear="none"/>industrial</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unallocated</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2014</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9,565</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">535</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,381</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,261</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,401</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">714</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">20,857</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loan loss provision (credit)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(4,484</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(348</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(315</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(12</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,580</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,801</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,242</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">929</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,158</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">309</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,439</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loans charged off</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(296</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(874</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,563</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,242</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,243</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,614</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,133</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,121</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,844</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,047</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,294</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,053</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Provision (credit) for unfunded loan commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for credit losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,614</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,133</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,121</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,844</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,047</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,294</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,053</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total reserve for credit losses</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,662</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,401</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,146</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,919</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,071</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,294</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,493</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents the reserve for loan losses and the recorded investment in loans by portfolio segment and impairment evaluation method at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands). As the acquired loan portfolio is covered by the valuation adjustment taken at the time of acquisition and as the original mark continues to be more than sufficient, impaired acquired loans are excluded from the individually evaluated for impairment amounts below.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:23%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Reserve for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br clear="none"/></font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Recorded investment in loans</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Individually</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">evaluated for</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">impairment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Collectively</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">evaluated for</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">impairment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Individually</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">evaluated for</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">impairment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Collectively</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">evaluated for</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">impairment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2016</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">640</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,002,968</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,003,608</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,000</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8,657</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10,657</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7,034</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">407,402</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">414,436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,203</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,203</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">43,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">43,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,000</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">21,702</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">23,702</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7,674</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,096,738</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,104,412</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Unallocated</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,588</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25,290</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">78</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,856</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,934</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,835</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">831,058</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">834,893</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">365</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">129,987</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">130,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">298,372</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">298,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">164</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,805</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,969</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,724</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">381,720</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">384,444</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">39,850</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">39,850</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">242</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">21,697</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">21,939</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,942</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,680,987</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,687,929</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Unallocated</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,415</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents the fair value and gross unrealized losses of the Bank&#8217;s investment securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands): </font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:29%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Less&#160;than&#160;12&#160;months</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">12&#160;months&#160;or&#160;more</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated&#160;<br clear="none"/>fair&#160;value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated&#160;<br clear="none"/>fair&#160;value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated&#160;<br clear="none"/>fair&#160;value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>losses</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,082</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(786</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,733</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">52,815</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(799</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-Agency MBS</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,909</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,268</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,933</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(140</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">213,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,408</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,918</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(57</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,918</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(57</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Corporate securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,709</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(287</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,709</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(287</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mutual fund</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">524</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">524</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">270,224</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,354</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,584</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(210</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">275,808</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,564</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,641</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(148</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,641</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(148</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Obligations of state and political subdivisions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(102</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(102</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(250</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(250</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,630</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(123</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,576</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(332</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">58,206</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(455</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-Agency MBS</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66,412</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(765</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,225</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(251</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">78,637</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,016</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,521</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(23</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,521</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(23</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">90,042</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(888</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">48,322</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(606</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">138,364</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,494</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,063</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,063</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Obligations of state and political subdivisions</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">725</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">725</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,788</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,788</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company prepares its consolidated financial statements in conformity with U.S. generally accepted accounting principles (&#8220;GAAP&#8221;) and prevailing practices within the banking industry. The Company utilizes the accrual method of accounting which recognizes income and gains when earned and expenses and losses when incurred. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of income, gains, expenses, and losses during the reporting periods. Actual results could differ from those estimates. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides the unaudited pro forma information for the results of operations for the twelve months ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and 2015, as if the acquisition had occurred on January 1, 2015. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily comprised of PPFS&#8217;s loan and deposit portfolios. In addition, the </font><font style="font-family:inherit;font-size:10pt;">$1.5 million</font><font style="font-family:inherit;font-size:10pt;"> in acquisition-related expenses noted earlier are included in the twelve months ended December 31, 2015. These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the acquisition occurred at the beginning of each period presented, nor are they intended to represent or be indicative of future results of operations. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:58%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Twelve months ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,511</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">83,931</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">83,418</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,825</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,532</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income per diluted share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.26</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.26</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the Merger occurred on January 1, 2013, nor are they intended to represent or be indicative of future results of operations.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:58%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Twelve Months Ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2013</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">79,373</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">77,932</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non interest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">89,205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">110,454</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,288</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">27,308</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income per diluted share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Business Combinations</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Prime Pacific Financial Services, Inc.</font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">On August 1, 2016, (the "PPFS Acquisition Date&#8221;), the Company acquired Prime Pacific Financial Services, Inc. (&#8220;PPFS&#8221;), the holding company of Prime Pacific Bank, National Association, a Snohomish county, national banking association (the &#8220;PPFS merger&#8221;). </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Each share of PPFS common stock was converted into the right to receive </font><font style="font-family:inherit;font-size:10pt;">0.3050</font><font style="font-family:inherit;font-size:10pt;"> shares of Cascade common stock. The conversion resulted in Cascade issuing </font><font style="font-family:inherit;font-size:10pt;">2,921,012</font><font style="font-family:inherit;font-size:10pt;"> shares of its common stock. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The PPFS merger was accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair value on the acquisition date. Preliminary goodwill of </font><font style="font-family:inherit;font-size:10pt;">$3.3 million</font><font style="font-family:inherit;font-size:10pt;"> was calculated as the purchase premium after adjusting for the fair value of net assets acquired and represents the value expected from the synergies created and the economies of scale expected from combining the two banking organizations. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In most instances, determining the fair value of the acquired assets and assumed liabilities required us to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at appropriate rates of interest. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition reflects the impact of estimated credit losses and other factors, such as prepayments. In accordance with the applicable accounting guidance for business combinations, there was no carry-over of PPFS&#8217;s previously established reserve for loan losses. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides a summary of the purchase price calculation as of the PPFS Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values. These fair value measurements are provisional based on third-party valuations that are currently under review and are subject to refinement for up to one year after the PPFS Acquisition Date based on additional information that may be obtained by us that existed as of the PPFS Acquisition Date. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:68%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Purchase Price (in thousands), except per share data</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cascade shares issued for PPFS shares</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,921,012</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cascade share price</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.56</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consideration from common stock conversion (0.3050 ratio)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,238</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash paid in lieu of fractional shares</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total purchase price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FHLB stock</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">424</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans, net</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">102,670</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,333</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax asset</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Bank owned life insurance</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,491</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,364</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">122,395</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposits</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101,544</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">109,756</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net identifiable assets acquired</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,639</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Intangible asset acquired (1)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">342</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Goodwill</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,258</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="9" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1) Intangible assets consist of core deposit intangibles. The useful life for which the core deposit intangible is being amortized is 10 years.</font></div><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">PPFS merger-related charges of </font><font style="font-family:inherit;font-size:10pt;">$1.5 million</font><font style="font-family:inherit;font-size:10pt;"> were recorded in the consolidated statement of comprehensive income for the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">. Such expenses were for human resources and professional services, among other categories, and include investment banker fees, legal and accounting support, as well as severance, IT and certain branch consolidation items. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides the unaudited pro forma information for the results of operations for the twelve months ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and 2015, as if the acquisition had occurred on January 1, 2015. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily comprised of PPFS&#8217;s loan and deposit portfolios. In addition, the </font><font style="font-family:inherit;font-size:10pt;">$1.5 million</font><font style="font-family:inherit;font-size:10pt;"> in acquisition-related expenses noted earlier are included in the twelve months ended December 31, 2015. These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the acquisition occurred at the beginning of each period presented, nor are they intended to represent or be indicative of future results of operations. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:58%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Twelve months ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,511</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">83,931</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">83,418</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,825</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,532</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income per diluted share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.26</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.26</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Bank of America, National Association branches</font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">On March 4, 2016, the Bank completed the acquisition of twelve Oregon branch locations and three Washington branch locations from Bank of America, National Association (the &#8220;branch acquisition&#8221; and together with the PPFS merger, the &#8220;2016 acquisitions&#8221;). This transaction allowed Cascade the opportunity to enhance and strengthen its footprint in Oregon, while providing entry into the Washington market. The Bank assumed approximately </font><font style="font-family:inherit;font-size:10pt;">$469.9 million</font><font style="font-family:inherit;font-size:10pt;"> of branch deposits, paying a </font><font style="font-family:inherit;font-size:10pt;">2.00%</font><font style="font-family:inherit;font-size:10pt;"> premium on the average balance of deposits assumed, for a cash purchase price of </font><font style="font-family:inherit;font-size:10pt;">$9.7 million</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following is a condensed balance sheet disclosing the estimated fair value amounts of the branches acquired in the branch acquisition assigned to the major consolidated asset and liability captions at the acquisition date (dollars in thousands):</font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5" rowspan="1"></td></tr><tr><td style="width:87%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">ASSETS</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">456,611</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment, net</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,113</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Core deposit intangibles</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,427</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Goodwill</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,984</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">463</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">470,598</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">LIABILITIES</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">469,889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other liabilities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">709</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">470,598</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The core deposit intangible asset recognized as part of the branch acquisition will be amortized over its estimated useful life of approximately </font><font style="font-family:inherit;font-size:10pt;">10</font><font style="font-family:inherit;font-size:10pt;"> years. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The fair value of demand deposit accounts assumed from the branch acquisition approximated the carrying value as checking and savings accounts have no stated maturity and are payable on demand. Certificates of deposit were valued by comparing the contractual cost of the portfolio to a similar portfolio bearing current market rates. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Direct costs related to the branch acquisition were expensed as incurred in the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">. Such expenses primarily related to professional and legal services, human resource costs and information system charges. For the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the Company incurred </font><font style="font-family:inherit;font-size:10pt;">$2.3 million</font><font style="font-family:inherit;font-size:10pt;"> of expenses related to the branch acquisition. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pro forma income statements are not being presented as the information is not practicable to produce. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Home Federal Bank (&#8220;Home&#8221;)</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">On May 16, 2014 (the &#8220;Home Acquisition Date&#8221;), pursuant to the Agreement and Plan of Merger, dated as of October 23, 2013, between the Company and Home, Home merged with and into Cascade with Cascade continuing as the surviving corporation (the &#8220;Home merger&#8221;). Immediately after the Home merger, Home Federal Bank, a wholly-owned subsidiary of Home, merged with and into Bank of the Cascades, a wholly-owned subsidiary of Cascade, with Bank of the Cascades continuing as the surviving bank. The strategic rationale for the Home merger was to enhance the Company&#8217;s franchise value by improving earnings, revenue, scale and efficiency and to improve deposit market share in select high growth markets in Oregon and Idaho.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">All of Home&#8217;s common stock was converted into the right to receive </font><font style="font-family:inherit;font-size:10pt;">$8.43</font><font style="font-family:inherit;font-size:10pt;"> in cash and </font><font style="font-family:inherit;font-size:10pt;">1.6772</font><font style="font-family:inherit;font-size:10pt;"> shares of Cascade common stock. The conversion of Home&#8217;s common stock into Cascades common stock resulted in Cascade issuing </font><font style="font-family:inherit;font-size:10pt;">24,309,131</font><font style="font-family:inherit;font-size:10pt;"> shares of its common stock. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Home merger was accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair value on the Home Acquisition Date. Goodwill of </font><font style="font-family:inherit;font-size:10pt;">$78.6 million</font><font style="font-family:inherit;font-size:10pt;"> was calculated as the purchase premium after adjusting for the fair value of net assets acquired and represents the value expected from the synergies created from combining the two banking organizations as well as the economies of scale expected from combining the operations of the two companies. None of the goodwill is deductible for income tax purposes as the Merger is accounted for as a tax-free exchange. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In most instances, determining the fair value of the acquired assets and assumed liabilities required us to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at appropriate rates of interest. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition reflects the impact of estimated credit losses and other factors, such as prepayments. In accordance with the applicable accounting guidance for business combinations, there was no carry-over of Home&#8217;s previously established reserve for loan losses.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides a summary of the purchase price calculation as of the Home Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:69%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Purchase Price (in thousands, except share data)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cascade Bancorp common stock shares issued for Home Federal shares</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,309,131</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cascade share price as calculated in the Merger Agreement </font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.91</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consideration from common stock conversion (1.6772 ratio)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,285</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consideration paid in cash ($8.43 per share)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">122,163</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total purchase price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">241,448</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">ASSETS</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">160,782</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">318,893</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">392,411</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,432</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,514</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax asset</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,514</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">BOLI</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,896</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,259</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Core deposit intangible</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,667</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">945,368</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">LIABILITIES</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposits</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">759,176</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,354</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">782,530</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net identifiable assets acquired</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">162,838</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Goodwill</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">78,610</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="8" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">(1) The core deposit intangible is being amortized over a 10 year period, which is its expected useful life.</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Home merger-related charges of </font><font style="font-family:inherit;font-size:10pt;">$11.6 million</font><font style="font-family:inherit;font-size:10pt;"> were recorded in the consolidated statement of comprehensive income for the </font><font style="font-family:inherit;font-size:10pt;">year to date</font><font style="font-family:inherit;font-size:10pt;"> December&#160;31, 2014. Such expenses were primarily related to professional and legal services, equipment and property maintenance, and information system charges incurred in connection with the acquisition. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides the unaudited pro forma information for the results of operations for the </font><font style="font-family:inherit;font-size:10pt;">year to date</font><font style="font-family:inherit;font-size:10pt;"> periods ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2014</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2013</font><font style="font-family:inherit;font-size:10pt;">, as if the Home merger had occurred on January 1, 2013. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily comprised of Home&#8217;s loan, investment and deposit portfolios. In addition, merger-related expenses and certain change in control costs incurred in 2014 have been excluded from the pro forma December 31, 2014 results and included in the pro forma results for December 31, 2013. These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the Merger occurred on January 1, 2013, nor are they intended to represent or be indicative of future results of operations.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:58%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Twelve Months Ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2013</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">79,373</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">77,932</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non interest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">89,205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">110,454</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,288</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">27,308</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income per diluted share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Basis of presentation and summary of significant accounting policies</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Basis of presentation</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The accompanying consolidated financial statements include the accounts of Cascade Bancorp (&#8220;Bancorp&#8221;), an Oregon chartered single bank holding company, and its wholly-owned subsidiary, Bank of the Cascades (the &#8220;Bank&#8221;) (collectively, &#8220;the Company&#8221;). All significant intercompany accounts and transactions have been eliminated in consolidation. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Certain prior year amounts have been reclassified to conform with the 2016 presentation. None of these reclassifications have an effect on net income, net cash flows or equity. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Description of business</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank conducts a general banking business, operating branches in Central, Southern, Coastal and Northwest Oregon, as well as the greater Boise/Treasure Valley, Idaho and Seattle, Washington metro areas. Banking activities include the usual lending and deposit functions of a community and business bank: commercial, construction, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines, and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market and offers trust and investment services. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Method of accounting</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company prepares its consolidated financial statements in conformity with U.S. generally accepted accounting principles (&#8220;GAAP&#8221;) and prevailing practices within the banking industry. The Company utilizes the accrual method of accounting which recognizes income and gains when earned and expenses and losses when incurred. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of income, gains, expenses, and losses during the reporting periods. Actual results could differ from those estimates. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Segment reporting</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company is managed by legal entity and not by lines of business. The Company has determined that its operations are solely in the community and business banking industry and consist of traditional banking services, including lending activities; acceptance of demand, savings, and time deposits; business services; and trust services. These products and services have similar distribution methods, types of customers and regulatory responsibilities. The performance of the Company is reviewed by the executive management team and the Company&#8217;s Board of Directors (the &#8220;Board&#8221;) on a monthly basis. All of the executive officers of Bancorp are members of the Bank&#8217;s executive management team, and operating decisions are made based on the performance of the Company as a whole. Accordingly, disaggregated segment information is not required to be presented in the accompanying consolidated financial statements, and the Company will continue to present one segment for financial reporting purposes. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Cash and cash equivalents</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks (including cash items in process of collection), interest bearing deposits with the Federal Reserve Bank of San Francisco (the &#8220;FRB&#8221;) and FHLB, and federal funds sold. Generally, any interest bearing deposits are invested for a maximum of 90 days. Federal funds are generally sold for one-day periods. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank maintains balances in correspondent bank accounts which, at times, may exceed federally insured limits. In addition, federal funds sold are essentially uncollateralized loans to other financial institutions. Management believes that its risk of loss associated with such balances is minimal due to the financial strength of the correspondent banks and counterparty financial institutions. The Bank has not experienced any losses in such accounts. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the Bank was not required to maintain any specific balances in correspondent bank accounts. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Supplemental disclosures of cash flow information</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Noncash investing and financing activities consist of unrealized gains and losses on investment securities available-for-sale, net of income taxes, issuance of nonvested restricted stock, and stock-based compensation expense, all as disclosed in the accompanying consolidated statements of changes in stockholders&#8217; equity; the net capitalization of originated mortgage-servicing rights, as disclosed in Note 6; assets and liabilities assumed in the acquisition of Prime Pacific Financial Services, Inc., the Bank of America, N.A. branch acquisition and the acquisition of Home Federal Bancorp, Inc., as disclosed in Note 2; the transfer of approximately </font><font style="font-family:inherit;font-size:10pt;">$0.4 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$1.6 million</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">$0.2 million</font><font style="font-family:inherit;font-size:10pt;"> of loans to other real estate owned in </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">, respectively; and the transfer of approximately </font><font style="font-family:inherit;font-size:10pt;">$0.9 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$0.4 million</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">$5.9 million</font><font style="font-family:inherit;font-size:10pt;"> of fixed assets to other assets in 2016, 2015, and 2014, respectively. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">During </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> the Company paid approximately </font><font style="font-family:inherit;font-size:10pt;">$2.1 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$1.9 million</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">$2.2 million</font><font style="font-family:inherit;font-size:10pt;">, respectively, in interest expense. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">During </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and 2014, the Company made income tax payments of </font><font style="font-family:inherit;font-size:10pt;">$0.7 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$1.1 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">nil</font><font style="font-family:inherit;font-size:10pt;">, respectively.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Investment securities</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities that management has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities that are purchased and held principally for the purpose of selling in the near term are classified as trading securities and are reported at fair value, with unrealized gains and losses included in non-interest income. The Company had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> trading securities during </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities that are not classified as either held-to-maturity securities or trading securities are classified as available-for-sale securities and are reported at fair value, with unrealized gains and losses excluded from earnings and reported as other comprehensive income or loss, net of income taxes. Management determines the appropriate classification of securities at the time of purchase. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities are valued utilizing a number of methods including quoted prices in active markets, quoted prices for similar assets, quoted prices for securities in inactive markets, and inputs derived principally from&#160;-&#160;or corroborated by&#160;-observable market data by correlation or other means. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Gains and losses on the sales of available-for-sale securities are determined using the specific-identification method. Premiums and discounts on available-for-sale securities are recognized in interest income using the interest method generally over the period to maturity. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In estimating other-than-temporary impairment (&#8220;OTTI&#8221;) losses, management considers, among other things, (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of fair value. Declines in the fair value of individual held-to-maturity and available-for-sale securities below their cost that are deemed to be OTTI would result in write-downs of the individual securities to their fair value. The fair value of the security then becomes the new cost basis. The related write-downs to fair value for available-for-sale equity securities would be included in earnings as realized losses. For individual debt securities which the Company does not intend to sell and for which it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, the OTTI losses would be evaluated and (1) the portion related to credit losses would be included in earnings as realized losses and (2) the portion related to market or other factors would be recognized in other comprehensive income or loss. Credit loss is recorded if the present value of cash flows is less than the amortized cost. For individual debt securities which the Company intends to sell or for which it more likely than not will not recover all of its amortized cost, the OTTI is recognized in earnings equal to the entire difference between the security&#8217;s cost basis and its fair value at the consolidated balance sheet date. For individual debt securities for which credit loss has been recognized in earnings, interest accruals and amortization and accretion of premiums and discounts are suspended when the credit loss is recognized. Interest received after accruals have been suspended is recognized on a cash basis. Management believes that all unrealized losses on investment securities at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> are temporary (see Note 4). </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">FHLB stock</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">On May 31, 2015, the FHLB Seattle merged with and into FHLB Des Moines, as approved by the FHFA on December 22, 2014. As part of the FHLB merger, each share of FHLB Seattle stock outstanding was converted into one share of FHLB Des Moines stock. Immediately following the merger, all excess shares were repurchased or issued as needed to meet the membership stock requirements. Our investment in FHLB stock increased from </font><font style="font-family:inherit;font-size:10pt;">$3.0 million</font><font style="font-family:inherit;font-size:10pt;"> at December 31, 2015 to </font><font style="font-family:inherit;font-size:10pt;">$3.3 million</font><font style="font-family:inherit;font-size:10pt;"> at December 31, 2016. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As a member of the FHLB system, the Bank is required to maintain a minimum investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Bank met its minimum required investment. The Bank may request redemption at par value of any FHLB stock in excess of the minimum required investment; however, stock redemptions are at the discretion of the FHLB. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Loans Held for Sale</font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Loans</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans are stated at the amount of unpaid principal, net of any premium or discount, reduced by the reserve for loan losses, the undisbursed portion of loans in process, and deferred loan fees. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income on loans is accrued daily based on the principal amounts outstanding. Allowances are established for uncollected interest on loans for which the interest is determined to be uncollectible. Generally, all loans past due (based on contractual terms) </font><font style="font-family:inherit;font-size:10pt;">90</font><font style="font-family:inherit;font-size:10pt;"> days or more are placed on non-accrual status and internally classified as substandard. Any interest income accrued at that time is reversed. Subsequent collections are applied proportionately to past due principal and interest, unless collectability of principal is in doubt, in which case all payments are applied to principal. Loans are removed from non-accrual status only when the loan is deemed current, and the collectability of principal and interest is no longer doubtful, or, on one-to-four family loans, when the loan is less than </font><font style="font-family:inherit;font-size:10pt;">90</font><font style="font-family:inherit;font-size:10pt;"> days delinquent. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank charges fees for originating loans. These fees, net of certain loan origination costs, are deferred and amortized to interest income, on the level-yield basis, over the loan term. If the loan is repaid prior to maturity, the remaining unamortized deferred loan origination fee is recognized in interest income at the time of repayment. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Reserve for loan losses</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The reserve for loan losses represents management&#8217;s estimate of known and inherent losses in the loan portfolio as of the condensed consolidated balance sheet date and is recorded as a reduction to loans. The reserve for loan losses is increased by charges to operating expense through the loan loss provision, and decreased by loans charged-off, net of recoveries. The reserve for loan losses requires complex subjective judgments as a result of the need to make estimates about matters that are uncertain. The reserve for loan losses is maintained at a level currently considered adequate to provide for potential loan losses based on management&#8217;s assessment of various factors affecting the loan portfolio. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, management believes that the Company&#8217;s reserve for loan losses is at an appropriate level under current circumstances and prevailing economic conditions. However the reserve for loan losses is based on estimates and ultimate losses may vary from the current estimates. These estimates are reviewed periodically, and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Therefore, management cannot provide assurance that, in any particular period, the Company will not have significant losses in relation to the amount reserved. The level of the reserve for loan losses is also determined after consideration of bank regulatory guidance and recommendations and is subject to review by such regulatory authorities who may require increases or decreases to the reserve based on their evaluation of the information available to them at the time of their examinations of the Bank. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Management uses historical information to assess the adequacy of the reserve for loan losses and considers qualitative factors including economic conditions and a range of other factors in its determination of the reserve. On an ongoing basis, the Company seeks to enhance and refine its methodology such that the reserve is at an appropriate level and responsive to changing conditions. The Company&#8217;s methodology includes a separate qualitative risk assessment process that focuses on the commercial and industrial (&#8220;C&amp;I&#8221;) portion of the portfolio.&#160; The C&amp;I loan portfolio is stratified by industry classification using NAICS codes. At the stratified level, factors considered in the evaluation of the loans include current events, economic or market data, loan performance and concentration risks.&#160; This qualitative risk assessment is separate from other qualitative risk assessments included in the allowance methodology.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of June 30, 2013, management implemented a homogeneous pool approach to estimating reserves for consumer and small business loans. As of March 31, 2015, the reserve for loan loss methodology was enhanced within the Company&#8217;s C&amp;I loan portfolio with respect to its holdings of shared national credits (&#8220;SNCs&#8221;). Risk ratings for individual SNCs are estimated using analysis of both public debt ratings and internal ratings. Expected loss rates are determined based upon historical published specific loss data for similar loans based on average losses and losses stratified by public debt ratings. Public ratings combined with internal risk rates are used to determine a minimum historical loss factor for each SNC loan. This amount may be increased for qualitative conditions including macroeconomic environment and observations by the Company&#8217;s SNC management group. The SNC lending strategy is intended to diversify the Company&#8217;s credit risk profile geographically and by industry. Additionally, such loans enhance the Company&#8217;s interest rate risk profile as they float with LIBOR rates. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">For purposes of assessing the appropriate level of the reserve for loan losses, the Company analyzes loans and commitments to loan, and the amount of reserves allocated to loans and commitments to loan in each of the following reserve categories: pooled reserves, specifically identified reserves for impaired loans, and the unallocated reserve. Also, for purposes of analyzing loan portfolio credit quality and determining the appropriate level of reserve for loan losses, the Company identifies loan portfolio segments and classes based on the nature of the underlying loan collateral. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reserves for impaired loans are either specifically allocated within the reserve for loan losses or reflected as a partial charge-off of the loan balance. The Bank considers loans to be impaired when management believes that it is probable that either principal and/or interest amounts due will not be collected according to the contractual terms. Impairment is measured on a loan-by-loan basis by the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, including the loan&#8217;s observable market price, the estimated fair value of the loan&#8217;s underlying collateral, or the value of a related guaranty. A significant portion of the Bank&#8217;s loans are either (1) collateralized by real estate, whereby the Bank primarily measures impairment based on the estimated fair value of the underlying collateral less the cost to sell, or the value of a related guaranty, or (2) are supported by underlying cash flows, whereby impairment is measured based on the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate. Accordingly, changes in such estimated collateral values or future cash flows could result in actual losses which differ from those estimated at the date of the consolidated balance sheets. Impairment measurements may also include consideration of information that becomes available subsequent to year-end. Small balance loans are reserved for based on the applicable loan segment and are reserved at the related pool rate (regardless of dollar amount). Generally, shortfalls on impaired small balance loans are charged off and the Bank does not establish specific reserves. Small balance loans are evaluated for impairment based on the borrower&#8217;s difficulty in making payments, an analysis of the borrower&#8217;s repayment capacity, collateral coverage, and shortfall, if any, created by reductions in payments or principal. Generally, the Bank evaluates a loan for impairment when a loan is determined to be adversely classified; small balance loans are monitored based on payment performance and are evaluated for impairment no later than 90 days past due. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The reserve for loan losses may include an unallocated amount based upon the Company&#8217;s judgment as to possible credit losses inherent in the loan portfolio that may not have been captured by historical loss experience, qualitative factors, or specific evaluations of impaired loans. Unallocated reserves may be adjusted for factors including, but not limited to, unexpected or unusual events, volatile market and economic conditions, effects of changes or seasoning in methodologies, regulatory guidance and recommendations, or other factors that may impact operating conditions and loss expectations. Management&#8217;s judgment as to unallocated reserves is determined in the context of, but separate from, the historical loss trends and qualitative factors described above. The unallocated reserve for loan losses of </font><font style="font-family:inherit;font-size:10pt;">$1.6 million</font><font style="font-family:inherit;font-size:10pt;"> at December 31, 2016 has decreased </font><font style="font-family:inherit;font-size:10pt;">$0.9 million</font><font style="font-family:inherit;font-size:10pt;"> from the balance at December 31, 2015. Management believes that the amount of unallocated reserve for loan losses is appropriate and will continue to evaluate the amount going forward.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due to the judgment involved in the determination of the qualitative and unallocated portions of the reserve for loan losses, the relationship of these components to the total reserve for loan losses may fluctuate from period to period. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Troubled debt restructurings (&#8220;TDRs&#8221;)</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">A loan is classified as a TDR when a borrower is experiencing financial difficulties and the Company grants a concession to the borrower in the restructuring that the Company would not otherwise consider in the origination of a loan. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor&#8217;s interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. A TDR loan is considered to be impaired and is individually evaluated for impairment. As with other impaired loans, a specific reserve is estimated for each TDR based on the difference between expected future cash flows discounted at the original contractual rate and the current balance of the loan. For collateral dependent loans, expected future cash flows include the estimated market value less cost to sell. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Reserve for unfunded loan commitments</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company maintains a separate reserve for losses related to unfunded loan commitments. The reserve for unfunded loan commitments represents management&#8217;s estimate of losses inherent in the Bank&#8217;s unfunded loan commitments. Management estimates the amount of probable losses related to unfunded loan commitments by applying the loss factors used in the reserve for loan loss methodology to an estimate of the expected amount of funding and applies this adjusted factor to the unused portion of unfunded loan commitments. The reserve for unfunded loan commitments totaled </font><font style="font-family:inherit;font-size:10pt;">$0.4 million</font><font style="font-family:inherit;font-size:10pt;"> at both </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and these amounts are included in other liabilities in the accompanying consolidated balance sheets. Increases (decreases) in the reserve for unfunded loan commitments are recorded in non-interest expenses in the accompanying consolidated statements of income. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Mortgage servicing rights (&#8220;MSRs&#8221;)</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net MSRs were </font><font style="font-family:inherit;font-size:10pt;">$2.3 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$2.2 million</font><font style="font-family:inherit;font-size:10pt;"> at December 31, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">. MSRs are capitalized at their allocated carrying value and amortized in proportion to, and over the period of, estimated future net servicing revenue. MSRs are measured by allocating the carrying value of loans between the assets sold and interest retained, based upon the relative estimated fair value at date of sale. Impairment of MSRs is assessed based on the estimated fair value of servicing rights. Fair value is estimated using discounted cash flows of servicing revenue less servicing costs taking into consideration market estimates of prepayments as applied to underlying loan type, note rate, and term. Impairment adjustments, if any, are recorded through a valuation allowance. Fees earned for servicing mortgage loans are reported as income when the related mortgage loan payments are received. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Premises and equipment</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are computed on the straight-line method over the shorter of the estimated useful lives of the assets or terms of the leases. Estimated useful lives of the assets range predominantly as follows: </font><font style="font-family:inherit;font-size:10pt;">3</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">15</font><font style="font-family:inherit;font-size:10pt;"> years for land improvements, </font><font style="font-family:inherit;font-size:10pt;">5</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">39</font><font style="font-family:inherit;font-size:10pt;"> years for buildings, </font><font style="font-family:inherit;font-size:10pt;">3</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">5</font><font style="font-family:inherit;font-size:10pt;"> years for computers, and </font><font style="font-family:inherit;font-size:10pt;">3</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">15</font><font style="font-family:inherit;font-size:10pt;"> years for furniture, fixtures, and other equipment. Amortization of leasehold improvements is included in depreciation and amortization expense in the accompanying consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As part of an ongoing review of the valuation and amortization of premises and equipment, the Company assesses the carrying value of such assets if facts and circumstances suggest that they may be impaired. If this review indicates that the assets will not be fully recoverable, the carrying value of the Company&#8217;s premises and equipment would be reduced to its estimated fair value. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Core deposit intangibles (&#8220;CDI&#8221;)</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CDI represents amounts recorded in business combinations or deposit purchase transactions related to the value of transaction-related deposits and the value of the customer relationships associated with the deposits. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company has CDI of </font><font style="font-family:inherit;font-size:10pt;">$12.3 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$6.9 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, respectively. The increase is a result of the 2016 acquisitions.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Bank-owned life insurance (&#8220;BOLI&#8221;)</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company has purchased BOLI to protect itself against the loss of certain key employees and directors due to death and as a source of long-term earnings to support certain employee benefit plans. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Company had </font><font style="font-family:inherit;font-size:10pt;">$28.9 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$28.6 million</font><font style="font-family:inherit;font-size:10pt;">, respectively, of separate account BOLI and </font><font style="font-family:inherit;font-size:10pt;">$28.0 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$25.9 million</font><font style="font-family:inherit;font-size:10pt;">, respectively, of general account BOLI. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The cash surrender value of the separate account BOLI is the quoted market price of the underlying securities, further supported by a stable value wrap, which mitigates, but does not fully protect, the investment against changes in the fair market value depending on the severity and duration of market price disruption. The fair value of the general account BOLI is based on the insurance contract cash surrender value. The underlying funds within the separate account structure generated positive performance during </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. There can be no assurance that losses in excess of the stable value wrap protection will not occur on separate account BOLI in the future. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Other Real Estate Owned (&#8220;OREO&#8221;)</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">OREO, acquired through foreclosure or deeds in lieu of foreclosure, is carried at the lower of cost or estimated net realizable value. When the property is acquired, any excess of the loan balance over the estimated net realizable value is charged to the reserve for loan losses. Holding costs, subsequent write-downs to net realizable value, if any, and any disposition gains or losses are included in non-interest expenses. The valuation of OREO is subjective in nature and may be adjusted in the future because of changes in economic conditions. The valuation of OREO is also subject to review by federal and state bank regulatory authorities who may require increases or decreases to carrying amounts based on their evaluation of the information available to them at the time of their examinations of the Bank. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling OREO, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated on an annual basis, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. Accordingly, the amounts of any such potential changes - and any related adjustments - are generally recorded at the time such information is received. OREO valuation adjustments have been recorded on certain OREO properties. These adjustments are recorded in OREO expense in the Company&#8217;s consolidated statements of income. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">OREO, net of specific property valuation allowances, was </font><font style="font-family:inherit;font-size:10pt;">$1.7 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$3.3 million</font><font style="font-family:inherit;font-size:10pt;"> at December 31, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Advertising</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Advertising costs are generally charged to expense during the year in which they are incurred. Advertising expense was </font><font style="font-family:inherit;font-size:10pt;">$0.6 million</font><font style="font-family:inherit;font-size:10pt;"> for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$0.9 million</font><font style="font-family:inherit;font-size:10pt;"> for the year ended December 31, </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Income taxes</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The provision (benefit) for income taxes is based on income and expenses as reported for consolidated financial statement purposes using the &#8220;asset and liability method&#8221; for accounting for deferred taxes. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision (benefit) for income taxes. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In estimating deferred tax assets (&#8220;DTA&#8221;), management considers whether it is more likely than not that some portion or all of the DTA will or will not be realized. The Company&#8217;s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At December 31, 2016 and 2015, the Company had a </font><font style="font-family:inherit;font-size:10pt;">$0.1 million</font><font style="font-family:inherit;font-size:10pt;"> valuation allowance against its DTA due to state attributes that will expire without benefit. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax assets are recognized subject to management&#8217;s judgment that realization is &#8220;more likely than not.&#8221; Uncertain tax positions that meet the more likely than not recognition threshold are measured to determine the amount of benefit to recognize. An uncertain tax position is measured at the amount of benefit that management believes has a greater than 50% likelihood of realization upon settlement. Tax benefits not meeting our realization criteria represent unrecognized tax benefits. We account for interest and penalties as a component of income tax expense.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Derivatives and Hedging Activities </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company periodically enters into certain commercial loan interest rate swap agreements in order to provide commercial loan customers the ability to convert from variable to fixed interest rates. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to a swap agreement. This swap agreement effectively converts the customer&#8217;s variable rate loan into a fixed rate loan. The Company then enters into a corresponding swap agreement with a third party in order to offset its exposure on the fixed components of the customer agreement. As the interest rate swap agreements with the customers and third parties are not designated as hedges under the Derivatives and Hedging topic of the FASB ASC 815, the instruments are marked to market in earnings. The Company recorded non-interest income of </font><font style="font-family:inherit;font-size:10pt;">$2.5 million</font><font style="font-family:inherit;font-size:10pt;"> for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$1.8 million</font><font style="font-family:inherit;font-size:10pt;"> for the year ended December 31, 2014, related to swap fee income. The offsetting fair value of the swap agreement assets and liabilities were </font><font style="font-family:inherit;font-size:10pt;">$5.2 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$8.6 million</font><font style="font-family:inherit;font-size:10pt;"> as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2015</font><font style="font-family:inherit;font-size:10pt;">. The notional amount of open interest rate swap agreements at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2015</font><font style="font-family:inherit;font-size:10pt;"> was </font><font style="font-family:inherit;font-size:10pt;">$257.0 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$169.7 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Trust assets</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Assets of the Bank&#8217;s trust department, other than cash on deposit at the Bank, are not included in the accompanying consolidated financial statements, because they are not assets of the Bank. Assets (unaudited) totaling approximately </font><font style="font-family:inherit;font-size:10pt;">$54.3 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$57.0 million</font><font style="font-family:inherit;font-size:10pt;"> were held in trust as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, respectively. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Transfers of financial assets</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Loss contingencies</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is deemed probable and an amount of loss can be reasonably estimated. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Cash dividend restriction</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Payment of dividends by Bancorp and the Bank is subject to restriction by state and federal regulators and the availability of retained earnings (see Note 20). </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Comprehensive income (loss)</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Comprehensive income (loss) includes all changes in stockholders&#8217; equity during a period, except those resulting from transactions with stockholders. The Company&#8217;s comprehensive income (loss) consists of net income (loss) and the changes in net unrealized increase or decrease in the fair value of investment securities available-for-sale, net of taxes. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Definitive Agreement with First Interstate BancSystem, Inc.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">On </font><font style="font-family:inherit;font-size:10pt;">November&#160;17, 2016</font><font style="font-family:inherit;font-size:10pt;">, First Interstate BancSystem, Inc. (&#8220;First Interstate&#8221;) and Cascade jointly announced the entry into a definitive agreement (the &#8220;First Interstate agreement") under which First Interstate, parent company of First Interstate Bank, will acquire Cascade in a cash and stock transaction for total consideration valued at approximately </font><font style="font-family:inherit;font-size:10pt;">$590.5 million</font><font style="font-family:inherit;font-size:10pt;"> in aggregate, or </font><font style="font-family:inherit;font-size:10pt;">$7.62</font><font style="font-family:inherit;font-size:10pt;"> per share based on the First Interstate closing price of </font><font style="font-family:inherit;font-size:10pt;">$38.40</font><font style="font-family:inherit;font-size:10pt;"> per share on </font><font style="font-family:inherit;font-size:10pt;">November&#160;17, 2016</font><font style="font-family:inherit;font-size:10pt;"> (the &#8220;First Interstate merger&#8221;). </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to the terms of the First Interstate agreement, Cascade shareholders will receive </font><font style="font-family:inherit;font-size:10pt;">0.14864</font><font style="font-family:inherit;font-size:10pt;"> shares of First Interstate Class A common stock and </font><font style="font-family:inherit;font-size:10pt;">$1.91</font><font style="font-family:inherit;font-size:10pt;"> in cash in exchange for each share of Cascade common stock they hold. The exchange ratio is fixed and the portion of shares received by Cascade shareholders is expected to qualify as a tax-free exchange. Cascade shareholders will own approximately </font><font style="font-family:inherit;font-size:10pt;">20%</font><font style="font-family:inherit;font-size:10pt;"> of the outstanding capital stock of First Interstate once the transaction is complete. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">First Interstate expects the transaction will result in long-term annual earnings per share accretion of </font><font style="font-family:inherit;font-size:10pt;">10%</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2018</font><font style="font-family:inherit;font-size:10pt;"> earnings per share accretion of over </font><font style="font-family:inherit;font-size:10pt;">8%</font><font style="font-family:inherit;font-size:10pt;"> after accelerating the debit interchange limitations from the Durbin amendment brought on by crossing </font><font style="font-family:inherit;font-size:10pt;">$10 billion</font><font style="font-family:inherit;font-size:10pt;"> in consolidated total assets. First Interstate is expected to recover the tangible book value dilution experienced in this transaction in approximately five years. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Each of the board of directors of Cascade and First Interstate has unanimously approved the First Interstate merger, and the directors and certain large shareholders of Cascade have entered into agreements with First Interstate pursuant to which they have agreed to vote their shares of Cascade common stock in favor of the First Interstate merger. Additionally, the directors of First Interstate have entered into agreements with Cascade pursuant to which they have agreed to vote their shares of First Interstate common stock in favor of the First Interstate merger. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">First Interstate and Cascade expect to close the First Interstate merger early in the third quarter of 2017 after satisfaction of customary closing conditions, including regulatory approvals and the approvals of the First Interstate and Cascade shareholders. Immediately following the completion of the First Interstate merger, it is anticipated that Bank of the Cascades will be merged with and into First Interstate Bank. Upon completion of the First Interstate merger, two members of Cascade&#8217;s Board of Directors will be added to the First Interstate Board of Directors in order to maintain the community commitment that Cascade has established in important markets in the Pacific Northwest.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">New authoritative accounting guidance</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In January 2017, the FASB issued ASU 2017-04, "Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies how an entity is required to test goodwill for impairment by eliminating a step from the goodwill impairment test. The amendments in this update provide that an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit&#8217;s fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. ASU 2017-04 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. As we approach the adoption date, we will consult the updated goodwill impairment test steps to determine if an impairment charge should be recognized. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In January 2017, the FASB issued ASU 2017-01, "Business Combinations (Topic 805): Clarifying the Definition of a Business" ("ASU 2016-15"). ASU 2017-01 clarifies the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendments in this update provide a screen to determine when a set is not a business. The screen requires that when substantially all of the fair value of the gross assets acquired (or disposed of) is concentrated in a single identifiable asset or a group of similar identifiable assets, the set is not a business. This screen reduces the number of transactions that need to be further evaluated. If the screen is not met, the amendments in this update (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output and (2) remove the evaluation of whether a market participant could replace missing elements. The amendments provide a framework to assist entities in evaluating whether both an input and a substantive process are present. The framework includes two sets of criteria to consider that depend on whether a set has outputs. ASU 2017-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. As we approach the adoption date, we will consult the framework to determine if the event should be disclosed as an acquisition or disposal of an asset or business.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In August 2016, the FASB issued ASU 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments" (&#8220;ASU 2016-15&#8221;). ASU 2016-15 addresses the classification of debt prepayment or debt extinguishment costs; settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of Corporate-Owned Life Insurance policies, including Bank-Owned Life Insurance policies, distributions received from equity method investees; beneficial interests in securitization transactions; and separately identifiable cash flows and application of the predominance principle. ASU 2016-15 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. We are currently evaluating which classifications apply to our business and will be prepared to report these classifications in the statement of cash flows.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In June 2016, the FASB issued ASU 2016-13, "Financial Instruments- Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments" (&#8220;ASU 2016-13&#8221;). ASU 2016-13 requires financial assets that are measured at amortized cost to be presented as the net amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets and for the expected increase or decrease of expected credit losses. ASU 2016-13 notes that credit losses related to available-for-sale debt securities should be recorded through an allowance for credit losses. The initial allowance for credit losses, for purchased available-for-sale securities, is added to the purchase price rather than reported as a credit loss expense. Subsequent changes in the allowance are recorded as credit loss expense. Interest income should be recognized based on the effective interest rate, excluding the discount attributed to the assessment of credit loss at acquisition. ASU 2016-13 is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. We are currently evaluating our available-for-sale security portfolio in order to determine the most efficient way to track the net amount expected to be collected on the security. As we approach the effective date, we will continue to develop this process in order to report on the expected increase or decrease of expected credit losses.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In March 2016, the FASB issued ASU 2016-09, &#8220;Compensation- Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting&#8221; (&#8220;ASU 2016-09&#8221;). ASU 2016-09 describes simplifications related to accounting and presenting share-based payment awards. ASU 2016-09 states that excess tax benefits and tax deficiencies are to be recognized as income tax expense or benefit in the income statement; excess tax benefits should be classified with other income tax as an operating activity on the statement of cash flows; an entity may make an entity-wide accounting policy to either estimate the number of awards that are expected to vest or account for forfeitures as they occur; and cash paid by an employer when directly withholding shares for tax-withholding purposes should be classified as a financing activity. ASU 2016-09 is effective for fiscal years beginning after December 15, 2016, including interim periods within those fiscal years. Adoption of ASU 2016-09 is not expected to have a material impact on our consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In February 2016, the FASB issued ASU 2016-02, &#8220;Leases&#8221; (&#8220;ASU 2016-02&#8221;). ASU 2016-02 establishes a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement. ASU 2016-02 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. While the effect of the pronouncement has not yet been quantified, we are continuing to evaluate the impact of recording the right-of-use assets and liabilities on our balance sheet.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In January 2016, the FASB issued ASU 2016-01, &#8220;Financial Instruments- Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities&#8221; (&#8220;ASU 2016-01&#8221;). ASU 2016-01 simplifies the impairment assessment of equity investments, clarifies reporting disclosure requirements for financial instruments measured at amortized cost, and requires the exit price notion be disclosed when measuring fair value of financial instruments. ASU 2016-01 details the required separate presentation in other comprehensive income for the change in fair value of a liability related to change in instrument specific credit risk and details the required separate presentation of financial assets and liabilities by measurement category, and clarifies the need for a valuation allowance on deferred tax assets related to available-for-sale securities. ASU 2016-01 is effective for annual and interim reporting periods beginning after December 15, 2017. Adoption of ASU 2016-01 is not expected to have a material impact on our consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In April 2015, the FASB issued ASU 2015-03, &#8220;Interest- Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs&#8221; (&#8220;ASU 2015-03&#8221;). ASU 2015-03 simplifies the presentation of debt issuance costs and requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance of debt issuance costs are not affected by the amendments in this update. ASU 2015-03 is effective for annual and interim reporting periods beginning after December 15, 2015. Adoption of ASU 2015-03 did not have a material impact on our consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In May 2014, the FASB issued ASU 2014-09, &#8220;Revenue from Contracts with Customers&#8221; (&#8220;ASU 2014-09&#8221;). ASU 2014-09 establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as the real estate, construction and software industries. The revenue standard&#8217;s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. To accomplish this objective, the standard requires five basic steps: i) identify the contract with the customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract, and (v) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual and interim periods beginning after December 15, 2016 with three transition methods available - full retrospective, retrospective and cumulative effect approach. In August 2015, the FASB issued ASU 2015-14, &#8220;Revenue from Contracts with Customers: Deferral of the Effective Date&#8221; (&#8220;ASU 2015-14&#8221;). ASU 2015-14 amended the effective date to December 15, 2017. In March 2016, the FASB issued ASU 2016-08, &#8220;Revenue from Contracts with Customers: Principal Versus Agent Considerations&#8221; (&#8220;ASU 2016-08&#8221;). ASU 2016-08 defines the roles of a principal and agent in revenue recognition and determines when control of the good or service is transferred to the customer. In April 2016, the FASB issued ASU 2016-10, &#8220;Revenue from Contracts with Customers: Identifying Performance Obligations and Licensing&#8221; (&#8220;ASU 2016-10&#8221;). ASU 2016-10 establishes guidance on identifying performance obligations and licensing implementation. In May 2016, the FASB issued ASU 2016-12, "Revenue from Contracts with Customers: Narrow- Scope Improvements and Practical Expedients" (&#8220;ASU 2016-12&#8221;). ASU 2016-12 clarifies the objective of the collectability criteria and notes the differences in applying the update at transition and on an ongoing basis. In December 2016, the FASB issued ASU 2016-20, "Revenue from Contracts with Customers: Technical Corrections and Improvements to Topic 606" ("ASU 2016-20"). ASU 2016-20 provides clarity on codification or to correct unintended application of guidance. Adoption of ASU 2014-09, ASU 2015-14, ASU 2016-08, ASU 2016-10, ASU 2016-12 and ASU 2016-20 are not expected to have a material effect on our consolidated financial statements.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks (including cash items in process of collection), interest bearing deposits with the Federal Reserve Bank of San Francisco (the &#8220;FRB&#8221;) and FHLB, and federal funds sold. Generally, any interest bearing deposits are invested for a maximum of 90 days. Federal funds are generally sold for one-day periods. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank maintains balances in correspondent bank accounts which, at times, may exceed federally insured limits. In addition, federal funds sold are essentially uncollateralized loans to other financial institutions. Management believes that its risk of loss associated with such balances is minimal due to the financial strength of the correspondent banks and counterparty financial institutions. The Bank has not experienced any losses in such accounts. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the Bank was not required to maintain any specific balances in correspondent bank accounts. </font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Commitments, guarantees and contingencies</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Off-balance sheet financial instruments</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In the ordinary course of business, the Bank is a party to financial instruments with off-balance sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit, commitments under credit card lines of credit, and standby letters of credit. These financial instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of amounts recognized in the accompanying consolidated balance sheets. The contractual amounts of these financial instruments reflect the extent of the Bank&#8217;s involvement in these particular classes of financial instruments. As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Bank had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> material commitments to extend credit at below-market interest rates. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank&#8217;s exposure to credit loss for commitments to extend credit, commitments under credit card lines of credit, and standby letters of credit is represented by the contractual amount of these instruments. The Bank follows the same credit policies in underwriting and offering commitments and conditional obligations as it does for on-balance sheet financial instruments. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">A summary of the Bank&#8217;s off-balance sheet financial instruments which are used to meet the financing needs of its customers is approximately as follows at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:70%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commitments to extend credit</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">580,450</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">479,353</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commitments under credit card lines of credit</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">80,612</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">65,988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Standby letters of credit</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,887</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,090</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total off-balance sheet financial instruments</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">666,949</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">550,431</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of fees. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank applies established credit related standards and underwriting practices in evaluating the creditworthiness of such obligors. The amount of collateral obtained, if it is deemed necessary by the Bank upon the extension of credit, is based on management&#8217;s credit evaluation of the counterparty. The increase in commitments between 2015 and 2016 mainly reflect higher commercial, construction and commercial real estate loan commitments. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank typically does not obtain collateral related to credit card commitments. Collateral held for other commitments varies but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Standby letters of credit are written conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. These guarantees are primarily issued to support public and private borrowing arrangements. In the event that the customer does not perform in accordance with the terms of the agreement with the third-party, the Bank would be required to fund the commitment. The maximum potential amount of future payments the Bank could be required to make is represented by the contractual amount of the commitment. If the commitment was funded, the Bank would be entitled to seek recovery from the customer. The Bank&#8217;s policies generally require that standby letter of credit arrangements contain security and debt covenants similar to those involved in extending loans to customers. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank considers the fees collected in connection with the issuance of standby letters of credit to be representative of the fair value of its obligations undertaken in issuing the guarantees. In accordance with GAAP related to guarantees, the Bank defers fees collected in connection with the issuance of standby letters of credit. The fees are then recognized in income proportionately over the life of the related standby letter of credit agreement. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Bank&#8217;s deferred standby letter of credit fees, which represent the fair value of the Bank&#8217;s potential obligations under the standby letter of credit guarantees, were insignificant to the accompanying consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Lease commitments</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank leases certain land and facilities under operating leases, some of which include renewal options and escalation clauses. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the aggregate minimum rental commitments under operating leases that have initial or remaining non-cancelable lease terms in excess of one year were approximately as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:82%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,706</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2018</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,356</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2019</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,114</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2020</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">762</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2021</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">553</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Thereafter</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,513</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,004</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total rental expense was approximately </font><font style="font-family:inherit;font-size:10pt;">$3.2 million</font><font style="font-family:inherit;font-size:10pt;"> in </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$2.3 million</font><font style="font-family:inherit;font-size:10pt;"> in </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">$3.0 million</font><font style="font-family:inherit;font-size:10pt;"> in </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. The increase in rental expense in 2016 was primarily related to additional leased properties obtained during the 2016 acquisitions. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Litigation</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company is subject to legal proceedings, claims, and litigation arising in the ordinary course of business. While the outcome of these matters is currently not determinable, management does not expect that the ultimate costs to resolve these matters will have a material adverse effect on the Company&#8217;s consolidated financial position, results of operations or cash flows as of and for the year ended </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Other</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank is a public depository and, accordingly, accepts deposit funds belonging to, or held for the benefit of, the state of Oregon, political subdivisions thereof, municipal corporations, and other public funds. In accordance with applicable state law, in the event of default of one bank, all participating banks in the state collectively assure that no loss of funds is suffered by any public depositor. Generally, in the event of default by a public depository and to the extent sufficient collateral is unavailable to repay public funds, the assessment applicable to all public depositories is allocated on a pro rata basis in proportion to the maximum liability of each public depository as it existed on the date of loss. The Bank has pledged letters of credit issued by the FHLB which collateralizes public deposits not otherwise insured by the FDIC. At </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, there was </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> liability associated with the Bank&#8217;s participation in this pool because all participating banks are presently required to fully collateralize uninsured Oregon public deposits, and there were no occurrences of an actual loss on Oregon public deposits at such participating banks. The maximum future contingent liability is dependent upon the occurrence of an actual loss, the amount of such loss, the failure of collateral to cover such a loss, and the resulting share of loss to be assessed to the Company. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company has entered into employment contracts and benefit plans with certain executive officers and members of the Board that allow for payments (or accelerated payments) contingent upon a change in control of the Company.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is deemed probable and an amount of loss can be reasonably estimated. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Benefit plans</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">401(k) profit sharing plan</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company maintains a 401(k) profit sharing plan (the &#8220;Plan&#8221;) that covers substantially all full-time employees. Employees may make voluntary tax-deferred contributions to the Plan, and the Company&#8217;s contributions to the Plan are at the discretion of the Board, not to exceed the amount deductible for federal income tax purposes. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Employees vest in the Company&#8217;s contributions to the Plan over a period of </font><font style="font-family:inherit;font-size:10pt;">5</font><font style="font-family:inherit;font-size:10pt;"> years. The total amounts charged to operations under the Plan were approximately </font><font style="font-family:inherit;font-size:10pt;">$1.1 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">$0.9 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">$0.7 million</font><font style="font-family:inherit;font-size:10pt;"> for the years ended </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2014</font><font style="font-family:inherit;font-size:10pt;">, respectively. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Other benefit plans</font><font style="font-family:inherit;font-size:10pt;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank has deferred compensation plans for the Board and certain key executives and managers, and a salary continuation plan and a supplemental executive retirement (&#8220;SERP&#8221;) plan for certain key executives. In accordance with the provisions of the deferred compensation plans, participants can elect to defer portions of their annual compensation or fees. The deferred compensation plus interest is generally payable upon termination in either a lump-sum or monthly installments. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The salary continuation and SERP plans for certain key executives provide specified benefits to the participants upon termination or change of control. The benefits are subject to certain vesting requirements, and vested amounts are generally payable upon termination or change of control in either a lump-sum or monthly installments. The Bank annually expenses amounts sufficient to accrue for the present value of the benefits payable to the participants under these plans. These plans also include death benefit provisions for certain participants. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">To assist in the funding of these plans, the Bank has purchased BOLI policies on the majority of the participants. The cash surrender value of the general account policies at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> was approximately </font><font style="font-family:inherit;font-size:10pt;">$28.0 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$25.9 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. The cash surrender value of the separate account policies, including the value of the stable value wraps, was approximately </font><font style="font-family:inherit;font-size:10pt;">$28.9 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$28.6 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, respectively. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the liabilities related to the deferred compensation plans included in other liabilities in the accompanying consolidated balance sheets totaled approximately </font><font style="font-family:inherit;font-size:10pt;">$7.2 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$7.4 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. The amount of expense charged to operations in </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, related to the deferred compensation plans was approximately </font><font style="font-family:inherit;font-size:10pt;">$0.4 million</font><font style="font-family:inherit;font-size:10pt;">, and in </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> was </font><font style="font-family:inherit;font-size:10pt;">$0.3 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the liabilities related to the salary continuation and SERP plans included in other liabilities in the accompanying consolidated balance sheets totaled approximately </font><font style="font-family:inherit;font-size:10pt;">$19.0 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$19.1 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. The amount of expense charged to operations in </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2014</font><font style="font-family:inherit;font-size:10pt;"> for the salary continuation, SERP and fee continuation plan was </font><font style="font-family:inherit;font-size:10pt;">$0.9 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">$1.4 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">$1.0 million</font><font style="font-family:inherit;font-size:10pt;">, respectively.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Comprehensive income (loss) includes all changes in stockholders&#8217; equity during a period, except those resulting from transactions with stockholders. The Company&#8217;s comprehensive income (loss) consists of net income (loss) and the changes in net unrealized increase or decrease in the fair value of investment securities available-for-sale, net of taxes. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Parent company financial information</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Condensed financial information for Bancorp (Parent company only) is presented as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CONDENSED BALANCE SHEETS </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:75%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment in subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">360,426</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">328,771</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax asset</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,338</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,624</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other assets</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,635</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,107</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">369,652</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">336,774</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Liabilities and stockholders&#8217; equity:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Stockholders&#8217; equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">369,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">336,774</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total liabilities and stockholders&#8217; equity</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">369,652</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">336,774</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">21. </font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Parent company financial information</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> -&#160;(continued)</font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CONDENSED STATEMENTS OF COMPREHENSIVE INCOME </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:67%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Years ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Income:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Expenses:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Administrative</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,279</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,619</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,347</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,356</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">378</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,217</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total expenses</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,635</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,997</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,564</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loss before income taxes and equity in undistributed net losses of subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,630</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,992</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,554</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Credit for income taxes</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,804</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,154</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,053</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Gain (loss) before equity in undistributed net losses<br clear="none"/>of subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,826</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,838</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,501</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Equity in undistributed net income of subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,597</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,417</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,238</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,771</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,579</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,737</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">14,085</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,365</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,608</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">21. </font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Parent company financial information</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> -&#160;(continued)</font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CONDENSED STATEMENTS OF CASH FLOWS </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:64%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Years ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash flows from operating activities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,771</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,737</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Adjustments to reconcile net loss to net cash provided<br clear="none"/>by (used in) operating activities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Equity in undistributed net income of subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(19,597</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(22,417</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(6,238</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Stock-based compensation expense</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,124</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,482</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,214</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increase in deferred tax asset</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,714</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,010</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,794</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increase in other assets</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(527</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(936</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Decrease) increase in other liabilities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net cash used in operating activities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,943</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(349</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash flows from financing activities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax effect of nonvested restricted stock</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(577</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(556</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(339</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Proceeds from issuance of common stock</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,238</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,285</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increase due to business combination</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(16,244</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(111,879</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Stock options exercised</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Dividend from Bank</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,500</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net cash provided by (used in) financing activities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">924</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(556</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net increase (decrease) in cash and cash equivalents</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,019</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(905</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,050</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents at beginning of year</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,177</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">127</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,253</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,177</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Noncash financing activities consist of issuance of common stock as disclosed in the accompanying consolidated statements of changes in stockholders' equity and assets and liabilities assumed in the PPFS merger, the branch acquisition and the Home merger, as disclosed in Note 2.</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> These consolidated financial statements have not been reviewed or confirmed for accuracy or relevance by the FDIC.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Other borrowings</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank is a member of the FHLB Des Moines. As a member, the Bank has a committed borrowing line of credit up to </font><font style="font-family:inherit;font-size:10pt;">35%</font><font style="font-family:inherit;font-size:10pt;"> of total assets, subject to the Bank pledging sufficient collateral and maintaining the required investment in FHLB stock. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Bank had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> outstanding borrowings under the committed lines of credit. All outstanding borrowings and letters of credit with the FHLB are collateralized by a blanket pledge agreement on the Bank&#8217;s FHLB stock, any funds on deposit with the FHLB, certain investment securities, and certain loans. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the Bank had available borrowings with the FHLB of approximately </font><font style="font-family:inherit;font-size:10pt;">$644.7 million</font><font style="font-family:inherit;font-size:10pt;">, based on eligible collateral. There can be no assurance that future advances will be allowed by the FHLB. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the Bank had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> borrowings outstanding with the FRB and had approximately </font><font style="font-family:inherit;font-size:10pt;">$16.1 million</font><font style="font-family:inherit;font-size:10pt;"> in available short-term borrowings at FRB, collateralized by certain of the Bank&#8217;s securities. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As an additional source of liquidity, the Bank has federal fund borrowing agreements with correspondent banks aggregating approximately </font><font style="font-family:inherit;font-size:10pt;">$90.0 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the Company had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> outstanding borrowings under these federal fund borrowing agreements.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Derivatives</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Derivative instruments are contracts between two or more parties that have a notional amount and an underlying variable, require no net investment and allow for the net settlement of positions. The notional amount serves as the basis for the payment provision of the contract and takes the form of units, such as shares or dollars. The underlying variable represents a specified interest rate, index, or other component. The interaction between the notional amount and the underlying variable determines the number of units to be exchanged between the parties and influences the market value of the derivative contract. The Company obtains dealer quotations to value its derivative contracts. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company periodically enters into certain commercial loan interest rate swap agreements in order to provide commercial loan customers the ability to convert from variable to fixed interest rates. Under these agreements, the Company provides the customer with a variable rate loan and enters into an interest rate swap in which the customer receives a variable rate payment in exchange for a fixed rate payment. The Company offsets its risk exposure by entering into an offsetting interest rate swap with a dealer counterparty for the same notional amount and length of term. The dealer counterparty receives a fixed rate payment and in exchange the Company receives a variable rate payment. Generally, these instruments help the Company manage exposure to market risk and meet customer financing needs. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company may be exposed to credit-related losses in the event of nonperformance by the counterparty to these agreements. Credit risk of the financial contract is controlled through the credit approval, limits, and monitoring procedures and management does not expect the counterparties to fail their obligations.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In connection with the interest rate swaps between the Company and the dealer counterparties, the agreements contain a provision where if the Company fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain credit ratings fall below specified standards or if specific regulatory events occur, such as a publicly issued memorandum of understanding, cease and desist order, or a termination of insurance coverage by the FDIC. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and 2015, the notional values or contractual amounts and fair values of the Company&#8217;s derivatives not designated in hedge relationships were as follows (dollars in thousands). </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Asset Derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Liability Derivatives</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notional/ <br clear="none"/>Contract Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value (1)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notional/ <br clear="none"/>Contract Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value (1)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notional/ <br clear="none"/>Contract Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value (2)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notional/ <br clear="none"/>Contract Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value (2)</font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">256,950</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">169,720</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">256,950</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">169,720</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="33" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">(1)- Included in other assets on the consolidated balance sheet</font></div></td></tr><tr><td colspan="33" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">(2)- Included in other liabilities on the consolidated balance sheet</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Swap fee income, as included in noninterest income, was </font><font style="font-family:inherit;font-size:10pt;">$2.5 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$2.5 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$1.8 million</font><font style="font-family:inherit;font-size:10pt;"> for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">, respectively. </font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company generally posts collateral against derivative liabilities in the form of cash. Collateral posted against derivative liabilities was </font><font style="font-family:inherit;font-size:10pt;">$5.0 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$8.6 million</font><font style="font-family:inherit;font-size:10pt;"> as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, respectively.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Derivative assets and liabilities are recorded at fair value on the balance sheet and do not take into account the effects of master netting agreements. Master netting agreements allow the Company to settle all derivative contracts held with a single counterparty on a net basis and to offset net derivative position with related collateral where applicable. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table illustrates the potential effect of the Company&#8217;s derivative master netting arrangements, by type of financial instrument, on the Company&#8217;s balance sheet as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and 2015 (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">December&#160;31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Amounts of Financial Instruments Not Offset in the Balance Sheet</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Amounts Recognized</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amounts offset in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net Amounts in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Netting Adjustment Per Applicable Master Netting Agreements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value of Financial Collateral in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net Amount</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Asset Derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Liability Derivatives</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">December 31, 2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Amounts of Financial Instruments Not Offset in the Balance Sheet</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Amounts Recognized</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amounts offset in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net Amounts in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Netting Adjustment Per Applicable Master Netting Agreements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value of Financial Collateral in the Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net Amount</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Asset Derivatives</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Liability Derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,595</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company periodically enters into certain commercial loan interest rate swap agreements in order to provide commercial loan customers the ability to convert from variable to fixed interest rates. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to a swap agreement. This swap agreement effectively converts the customer&#8217;s variable rate loan into a fixed rate loan. The Company then enters into a corresponding swap agreement with a third party in order to offset its exposure on the fixed components of the customer agreement. As the interest rate swap agreements with the customers and third parties are not designated as hedges under the Derivatives and Hedging topic of the FASB ASC 815, the instruments are marked to market in earnings.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Stock-based compensation</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company has historically maintained certain stock-based compensation plans, approved by the Company&#8217;s stockholders that are administered by the Board or the Compensation Committee of the Board (the &#8220;Compensation Committee&#8221;). In April 2008, the stockholders of the Company approved the 2008 Cascade Bancorp Performance Incentive Plan (the &#8220;2008 Plan&#8221;). The 2008 Plan authorized the Board to issue up to an additional </font><font style="font-family:inherit;font-size:10pt;">1,000,000</font><font style="font-family:inherit;font-size:10pt;"> shares of common stock related to the grant or settlement of stock-based compensation awards, expanded the types of stock-based compensation awards that may be granted, and expanded the parties eligible to receive such awards. In addition, in April 2011, the stockholders approved an increase in the common stock reserved under the 2008 Plan from </font><font style="font-family:inherit;font-size:10pt;">1,000,000</font><font style="font-family:inherit;font-size:10pt;"> shares to </font><font style="font-family:inherit;font-size:10pt;">6,000,000</font><font style="font-family:inherit;font-size:10pt;"> shares and in May 2016, from </font><font style="font-family:inherit;font-size:10pt;">6,000,000</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">8,000,000</font><font style="font-family:inherit;font-size:10pt;">. Under the Company&#8217;s stock-based compensation plans, the Board (or the Compensation Committee) may grant stock options (including incentive stock options (&#8220;ISOs&#8221;) as defined in Section 422 of the IRC and non-qualified stock options (&#8220;NSOs&#8221;)), restricted stock, restricted stock units, stock appreciation rights, and other similar types of equity awards intended to qualify as &#8220;performance-based&#8221; compensation under applicable tax rules. The stock-based compensation plans were established to allow for the granting of compensation awards to attract, motivate, and retain employees, executive officers, non-employee directors, and other service providers who contribute to the success and profitability of the Company and to give such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company&#8217;s success. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Board or Compensation Committee may establish and prescribe grant guidelines including various terms and conditions for the granting of stock-based compensation and the total number of shares authorized for this purpose. Under the 2008 Plan, for ISOs and NSOs, the option strike price must be no less than </font><font style="font-family:inherit;font-size:10pt;">100%</font><font style="font-family:inherit;font-size:10pt;"> of the stock price at the grant date. Prior to the approval of the 2008 Plan, the option strike price for NSOs could be no less than </font><font style="font-family:inherit;font-size:10pt;">85%</font><font style="font-family:inherit;font-size:10pt;"> of the stock price at the grant date. Generally, options become exercisable in varying amounts based on years of employee service and vesting schedules. All options expire after a period of </font><font style="font-family:inherit;font-size:10pt;">ten years</font><font style="font-family:inherit;font-size:10pt;"> from the date of grant. Other permissible stock awards include restricted stock grants, restricted stock units, stock appreciation rights or other similar stock awards (including awards that do not require the grantee to pay any amount in connection with receiving the shares or that have a purchase price that is less than the grant date fair market value of the Company&#8217;s stock). </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">1,623,875</font><font style="font-family:inherit;font-size:10pt;"> shares reserved under the stock-based compensation plans were available for future grants. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;text-decoration:underline;">Stock Option Grants</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">During the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the Company granted </font><font style="font-family:inherit;font-size:10pt;">14,222</font><font style="font-family:inherit;font-size:10pt;"> stock options related to the conversion of existing PPFS options as of the PPFS Acquisition Date and incurred stock option compensation expense of </font><font style="font-family:inherit;font-size:10pt;">$1.1 million</font><font style="font-family:inherit;font-size:10pt;">. During the year ended December 31, 2015, the Company granted </font><font style="font-family:inherit;font-size:10pt;">3,300,000</font><font style="font-family:inherit;font-size:10pt;"> stock options and incurred stock option compensation expense of </font><font style="font-family:inherit;font-size:10pt;">$1.0 million</font><font style="font-family:inherit;font-size:10pt;">. The 2015 grants were the first material stock option grants since 2008. In this time interval, the Company made only de minimis option grants to non-executive officers to facilitate hiring. The 2015 grants, which had an estimated grant date fair value of </font><font style="font-family:inherit;font-size:10pt;">$1.63</font><font style="font-family:inherit;font-size:10pt;"> per share and strike price of </font><font style="font-family:inherit;font-size:10pt;">$4.79</font><font style="font-family:inherit;font-size:10pt;"> per share, are scheduled to vest over a </font><font style="font-family:inherit;font-size:10pt;">three</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">five </font><font style="font-family:inherit;font-size:10pt;">year period and carry a </font><font style="font-family:inherit;font-size:10pt;">10</font><font style="font-family:inherit;font-size:10pt;"> year life. Using the Black-Scholes model, assumptions related to the fair value of grants include a dividend yield of </font><font style="font-family:inherit;font-size:10pt;">0%,</font><font style="font-family:inherit;font-size:10pt;"> expected volatility of </font><font style="font-family:inherit;font-size:10pt;">36.59%,</font><font style="font-family:inherit;font-size:10pt;"> a risk free rate of </font><font style="font-family:inherit;font-size:10pt;">1.28%,</font><font style="font-family:inherit;font-size:10pt;"> and expected option life of </font><font style="font-family:inherit;font-size:10pt;">five</font><font style="font-family:inherit;font-size:10pt;"> years. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Black-Scholes option-pricing model was developed for use in estimating the fair value of publicly-traded options that have no vesting restrictions and are fully transferable. The Black-Scholes model is affected by subjective assumptions including historical volatility of the Company&#8217;s common stock price. Assumptions affecting the Black-Scholes option pricing model for the 2015 stock grants include a dividend yield that was based on historical dividend information. The expected volatility was based on the historical volatility of the Company&#8217;s common stock price as adjusted for certain historical periods of extraordinary volatility in order to provide a basis for a reasonable estimate of fair value. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In adjusting its methodology for calculating expected volatility for the 2015 grants, the Company identified certain historical periods during which extraordinary price volatility which was caused by discrete events specific to the Company that are not likely to recur, including recapitalization, the discounted payoff of its junior subordinated debentures, a major bulk sale of its adversely risk rated assets, the write off and recapture of its DTA, and highly uncertain regulatory circumstances. For the identified periods, the Company replaced its common stock price volatility with the average volatility of a peer group of publicly traded banks in the Western U.S. of comparable size and complexity. The Company expects to use this methodology for potential future stock options grants until such a time that the periods of historical volatility containing the events noted above drop off of its historical analysis. The risk-free interest rate assumption was based on the U.S. Treasury yield curve in effect at the date of grant for periods corresponding with the expected lives of the options granted. The expected option lives represent the period of time that options are expected to be outstanding giving consideration to vesting schedules, historical exercise and forfeiture patterns.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">During the year ended December 31, 2014, the Company granted a de minimis number of stock options, and related stock option compensation expense was immaterial for the period. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, unrecognized compensation cost related to nonvested stock options totaled </font><font style="font-family:inherit;font-size:10pt;">$3.3 million</font><font style="font-family:inherit;font-size:10pt;">, which is expected to be recognized in </font><font style="font-family:inherit;font-size:10pt;">2017</font><font style="font-family:inherit;font-size:10pt;"> through </font><font style="font-family:inherit;font-size:10pt;">2020</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents the activity related to options under all plans for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:28%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Options outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Options outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Options outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,375,909</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.44</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,901</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34.85</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">111,571</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38.92</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Granted</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">14,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3.71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,300,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.79</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Exercised/Released</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,266</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3.60</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cancelled / forfeited</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,196</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">30.56</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(8,301</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21.14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(20,482</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">33.90</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Expired</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,697</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">209.87</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,691</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">151.20</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5,188</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125.83</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,383,972</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.32</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,375,909</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.44</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,901</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34.85</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Exercisable at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">83,972</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">75,909</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">67,404</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Information regarding the number, weighted-average exercise price, and weighted-average remaining contractual life of options by range of exercise price at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> is as follows: </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:40%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Options outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Exercisable options</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Exercise price range</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of options</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average remaining contractual life (years)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of options</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Under $50.00</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,371,834</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.80</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,834</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.45</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$80.01&#160;-&#160;$120.00</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,831</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.30</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1.2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,831</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.30</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$220.01&#160;-&#160;$279.00</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,307</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">271.82</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,307</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">271.82</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,383,972</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.32</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">83,972</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26.02</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;text-decoration:underline;">Restricted Stock and Restricted Stock Unit Grants</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company has also granted awards of nonvested restricted stock. During the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the Company granted </font><font style="font-family:inherit;font-size:10pt;">579,638</font><font style="font-family:inherit;font-size:10pt;"> additional shares of restricted stock with a weighted-average grant date fair value of </font><font style="font-family:inherit;font-size:10pt;">$5.70</font><font style="font-family:inherit;font-size:10pt;"> per share, which vest during </font><font style="font-family:inherit;font-size:10pt;">2017</font><font style="font-family:inherit;font-size:10pt;"> through </font><font style="font-family:inherit;font-size:10pt;">2021</font><font style="font-family:inherit;font-size:10pt;">. The following table presents the activity for nonvested restricted stock for the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">: </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7" rowspan="1"></td></tr><tr><td style="width:70%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">shares</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">average grant</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">date fair value</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">per share</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Nonvested as of January 1, 2016</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">909,410</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.37</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Granted</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">579,638</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.70</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Released</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(297,088</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.18</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Canceled / forfeited</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(42,985</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Nonvested as of December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,148,975</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.39</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Nonvested restricted stock is scheduled to vest over a </font><font style="font-family:inherit;font-size:10pt;">three</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">five</font><font style="font-family:inherit;font-size:10pt;"> year period. The unearned compensation on restricted stock is being amortized to expense on a straight-line basis over the estimated applicable service or vesting periods. As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, unrecognized compensation cost related to nonvested restricted stock totaled approximately </font><font style="font-family:inherit;font-size:10pt;">$5.0 million</font><font style="font-family:inherit;font-size:10pt;">, which is expected to be recognized over the next </font><font style="font-family:inherit;font-size:10pt;">five</font><font style="font-family:inherit;font-size:10pt;"> years. Total expense recognized by the Company for nonvested restricted stock for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> was </font><font style="font-family:inherit;font-size:10pt;">$2.0 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$1.5 million</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">$1.2 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company has also granted awards of restricted stock units (&#8220;RSUs&#8221;). A RSU represents the unfunded, unsecured right to require the Company to deliver to the participant one share of common stock for each RSU. Total expense recognized by the Company related to RSUs was </font><font style="font-family:inherit;font-size:10pt;">$0.1 million</font><font style="font-family:inherit;font-size:10pt;"> for the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, and insignificant for the years ended December 31, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. There was </font><font style="font-family:inherit;font-size:10pt;">$0.2 million</font><font style="font-family:inherit;font-size:10pt;"> unrecognized compensation cost related to RSUs at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, and no unrecognized compensation cost at December 31, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. There were </font><font style="font-family:inherit;font-size:10pt;">57,292</font><font style="font-family:inherit;font-size:10pt;"> RSUs granted and </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> RSUs cancelled during the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">. There were </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> RSUs granted and </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> RSUs cancelled during the years ended December&#160;31, 2015 and 2014. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, there were </font><font style="font-family:inherit;font-size:10pt;">4,569</font><font style="font-family:inherit;font-size:10pt;"> fully-vested RSUs outstanding with a weighted average grant date fair value of </font><font style="font-family:inherit;font-size:10pt;">$5.69</font><font style="font-family:inherit;font-size:10pt;"> per share. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2015</font><font style="font-family:inherit;font-size:10pt;">, there were </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> fully-vested RSUs outstanding. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2014</font><font style="font-family:inherit;font-size:10pt;">, there were </font><font style="font-family:inherit;font-size:10pt;">16,067</font><font style="font-family:inherit;font-size:10pt;"> fully-vested RSUs outstanding with a weighted-average grant date fair value of </font><font style="font-family:inherit;font-size:10pt;">$9.22</font><font style="font-family:inherit;font-size:10pt;"> per share.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Basic and diluted net income per common share</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company&#8217;s basic net income per common share is computed by dividing net income by the weighted-average number of common shares outstanding during the period. The Company&#8217;s diluted net income per common share is computed by dividing net income by the weighted-average number of common shares outstanding plus any incremental shares arising from the dilutive effect of stock-based compensation.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The numerators and denominators used in computing basic and diluted net income per common share for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> can be reconciled as follows (dollars in thousands, except per share data):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,771</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,579</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,737</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Weighted-average shares outstanding - basic</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,895,427</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,788,827</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">62,265,230</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Dilutive securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">263,755</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">179,926</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">74,640</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Weighted-average shares outstanding - diluted</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,159,182</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,968,753</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">62,339,870</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Common stock equivalent shares excluded due to antidilutive effect</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">450</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,361,624</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,901</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Basic and diluted:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income per common share (basic)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.29</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.06</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income per common share (diluted)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.23</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.29</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.06</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table represents the assets measured at fair value on a nonrecurring basis by the Company at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,677</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,743</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">50</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,274</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,324</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company&#8217;s only financial assets measured at fair value on a recurring basis at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">500,058</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">310,262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">318,908</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The estimated fair values of the Company&#8217;s significant on-balance sheet financial instruments at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> were approximately as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18" rowspan="1"></td></tr><tr><td style="width:39%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level in Fair<br clear="none"/>Value<br clear="none"/>Hierarchy</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying<br clear="none"/>value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated<br clear="none"/>fair value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying<br clear="none"/>value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated<br clear="none"/>fair value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Financial assets:</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,577</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,577</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">77,805</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">77,805</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities:</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">310,262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">310,262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Held-to-maturity</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,557</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,272</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">139,424</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,260</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FHLB stock</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans held-for-sale</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,651</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,651</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,621</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,621</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans, net</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,077,358</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,064,937</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,662,095</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,656,986</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">BOLI</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 3</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">56,957</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">56,957</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,450</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,450</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MSRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,348</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,027</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Financial liabilities:</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,661,813</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,661,045</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,083,088</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,082,748</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">F</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">air Value</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">GAAP establishes a hierarchy for determining fair value measurements which includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows:</font></div><div style="line-height:120%;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:73px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:49px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Level 1</font><font style="font-family:inherit;font-size:10pt;">: Inputs that are quoted unadjusted prices in active markets - that the Company has the ability to access at the measurement date - for identical assets or liabilities.</font></div></td></tr></table><div style="line-height:120%;padding-left:73px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:73px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:49px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Level 2:</font><font style="font-family:inherit;font-size:10pt;"> Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets, and inputs derived principally from, or corroborated by, observable market data by correlation or other means.</font></div></td></tr></table><div style="line-height:120%;padding-left:73px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:73px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:49px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Level 3:</font><font style="font-family:inherit;font-size:10pt;"> Inputs that reflect the reporting entity&#8217;s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances.</font></div></td></tr></table><div style="line-height:120%;padding-left:73px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company&#8217;s assets and liabilities carried at fair value. Where available, fair value is based upon quoted market prices. Significant balances of the Bank&#8217;s financial assets and liabilities do not have quoted market prices. In such circumstances, fair value is based upon internal or third party models that primarily use, as inputs, observable market-based parameters, such as yields and discount rates of comparable instruments of like duration or credit quality. Valuation adjustments may be made to model results with respect to various assets or liabilities. These adjustments may include amounts to reflect counterparty credit quality and the Company&#8217;s creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company&#8217;s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes that the Company&#8217;s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain assets and liabilities could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and, therefore, estimates of fair value after the condensed consolidated balance sheet date may differ significantly from the amounts presented herein.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following is a description of the valuation methodologies used for assets measured at fair value on a recurring or nonrecurring basis, as well as the general classification of such assets pursuant to valuation hierarchy:</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Investment securities available-for-sale</font><font style="font-family:inherit;font-size:10pt;">: Where quoted prices for identical assets are available in an active market, investment securities available-for-sale are classified within level 1 of the hierarchy. If quoted market prices for identical securities are not available, then fair values are estimated by independent sources using pricing models and/or quoted prices of investment securities with similar characteristics or discounted cash flows. The Company has categorized its investment securities available-for-sale as level 2, since a majority of such securities are MBS which are mainly priced in this latter manner.</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Interest rate swap derivatives</font><font style="font-family:inherit;font-size:10pt;">: The fair value of the interest rate lock commitments and forward sales commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. The fair value of the interest rate swaps is determined using a discounted cash flow technique with values provided by third party swap dealers or consultants. The Company has determined that the majority of the inputs used to value its interest rate swap derivatives fall within Level 2. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Impaired loans</font><font style="font-family:inherit;font-size:10pt;">: In accordance with GAAP, loans are measured for impairment using one of three methods: an observable market price (if available), the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, or at the fair value of the loan&#8217;s collateral (if collateral dependent). Estimated fair value of the loan&#8217;s collateral is determined by appraisals or independent valuations which are then adjusted for the estimated costs related to liquidation of the collateral. Management&#8217;s ongoing review of appraisal information may result in additional discounts or adjustments to valuation based upon more recent market sales activity or more current appraisal information derived from properties of similar type and/or locale. A significant portion of the Bank&#8217;s impaired loans are measured using the estimated fair market value of the collateral less the estimated costs to sell. The Company has categorized all its loans impaired during the calendar year utilizing fair value metrics as level 3. Loans that were impaired during the calendar year based on the present value of expected future cash flows discounted at the loans&#8217; effective interest rates are not included in the table below as the loans&#8217; effective interest rates are not based on current market rates. </font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">OREO</font><font style="font-family:inherit;font-size:10pt;">: The Company&#8217;s OREO is measured at estimated fair value less estimated costs to sell. Fair value is generally determined based on third-party appraisals of fair value in an orderly sale. Historically, appraisals have considered comparable sales of like assets in reaching a conclusion as to fair value. Since many recent real estate sales could be termed &#8220;distressed sales&#8221;, and since a preponderance have been short-sale or foreclosure related, this has directly impacted appraisal valuation estimates. Estimated costs to sell OREO are based on standard market factors. The valuation of OREO is subject to significant external and internal judgment. Management periodically reviews OREO to determine whether the property continues to be carried at the lower of its recorded book value or estimated fair value, net of estimated costs to sell. The Company has categorized its OREO as level 3.</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company&#8217;s only financial assets measured at fair value on a recurring basis at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">500,058</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">310,262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">318,908</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Certain assets are measured at fair value on a nonrecurring basis (e.g., the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments when there is evidence of impairment). The following table represents the assets measured at fair value on a nonrecurring basis by the Company at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,677</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,743</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">50</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,274</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,324</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:52%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value Estimate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Valuation Techniques</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unobservable Input</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Market approach</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Appraised value less selling costs of 5% to 10% <br clear="none"/>Additional discounts of 70% to 100% to appraised value to reflect liquidation value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,677</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Market approach</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Appraised value less selling costs of 5% to 10%</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:52%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value Estimate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Valuation Techniques</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unobservable Input</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">50</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Market approach</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Appraised value less selling costs of 5% to 10%<br clear="none"/>Additional discounts of 5% to 50% to appraised value to reflect liquidation value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,274</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Market approach</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Appraised value less selling costs of 5% to 10%</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company did not change the methodology used to determine fair value for any assets or liabilities during </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;"> or </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">. In addition, for any given class of assets, the Company did not have any transfers between level 1, level 2, or level 3 during </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;"> or </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following disclosures are made in accordance with the provisions of GAAP, which requires the disclosure of fair value information about financial instruments where it is practicable to estimate that value.</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In cases where quoted market values are not available, the Company primarily uses present value techniques to estimate the fair value of its financial instruments. Valuation methods require considerable judgment, and the resulting estimates of fair value can be significantly affected by the assumptions made and methods used. Accordingly, the estimates provided herein do not necessarily indicate amounts which could be realized in a current market exchange.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In addition, as the Company normally intends to hold the majority of its financial instruments until maturity, it does not expect to realize many of the estimated amounts disclosed. The disclosures also do not include estimated fair value amounts for items which are not defined as financial instruments but which may have significant value. The Company does not believe that it would be practicable to estimate a representational fair value for these types of items as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Because GAAP excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements, any aggregation of the fair value amounts presented would not represent the underlying value of the Company.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company uses the following methods and assumptions to estimate the fair value of its financial instruments:</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Cash and cash equivalents</font><font style="font-family:inherit;font-size:10pt;">:&#160;&#160;The carrying amount approximates the estimated fair value of these instruments.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Investment securities</font><font style="font-family:inherit;font-size:10pt;">: See above description.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">FHLB stock</font><font style="font-family:inherit;font-size:10pt;">:&#160;&#160;The carrying amount approximates the estimated fair value of this investment.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Loans</font><font style="font-family:inherit;font-size:10pt;">:&#160;&#160;The estimated fair value of non-impaired loans is calculated by discounting the contractual cash flows of the loans using </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> origination rates. The resulting amounts are adjusted to estimate the effect of changes in the credit quality of borrowers since the loans were originated. Estimated fair values for impaired loans are determined using an observable market price (if available) or the fair value of the loan&#8217;s collateral (if collateral dependent) as described above. Observable market prices for community bank loans are not generally available given the non-homogenous characteristics of such loans.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">BOLI</font><font style="font-family:inherit;font-size:10pt;">: The carrying amount of both the separate and general account BOLI approximates the estimated fair value of these instruments. Fair values of insurance policies owned are based on the insurance contracts&#8217; cash surrender values.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">MSRs:</font><font style="font-family:inherit;font-size:10pt;"> The estimated fair value of MSRs is calculated by discounting the expected future contractual cash flows. Factors considered in the estimated fair value calculation include prepayment speed forecasts, market discount rates, earning rates, servicing costs, acquisition costs, ancillary income, and borrower rates. </font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Deposits</font><font style="font-family:inherit;font-size:10pt;">:&#160;&#160;The estimated fair value of demand deposits, consisting of checking, interest bearing demand, and savings deposit accounts, is represented by the amounts payable on demand. At the reporting date, the estimated fair value of time deposits is calculated by discounting the scheduled cash flows using the </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> rates offered on those instruments.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Other borrowings</font><font style="font-family:inherit;font-size:10pt;">:&#160;&#160; The fair value of other borrowings (including federal funds purchased, if any) are estimated using discounted cash flow analyses based on the Bank&#8217;s </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> incremental borrowing rates for similar types of borrowing arrangements.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Loan commitments and standby letters of credit</font><font style="font-family:inherit;font-size:10pt;">: The majority of the Bank&#8217;s commitments to extend credit have variable interest rates and &#8220;escape&#8221; clauses if the customer&#8217;s credit quality deteriorates. Therefore, the fair values of these items are not significant and are not included in the following table.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The estimated fair values of the Company&#8217;s significant on-balance sheet financial instruments at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> were approximately as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18" rowspan="1"></td></tr><tr><td style="width:39%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Level in Fair<br clear="none"/>Value<br clear="none"/>Hierarchy</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying<br clear="none"/>value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated<br clear="none"/>fair value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying<br clear="none"/>value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated<br clear="none"/>fair value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Financial assets:</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,577</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,577</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">77,805</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">77,805</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities:</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">310,262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">310,262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Held-to-maturity</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,557</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,272</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">139,424</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,260</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FHLB stock</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans held-for-sale</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,651</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,651</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,621</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,621</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans, net</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,077,358</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,064,937</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,662,095</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,656,986</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">BOLI</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 3</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">56,957</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">56,957</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,450</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,450</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MSRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,348</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,027</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Financial liabilities:</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,661,813</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,661,045</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,083,088</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,082,748</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swap derivatives</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Level 2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:52%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value Estimate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Valuation Techniques</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unobservable Input</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Market approach</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Appraised value less selling costs of 5% to 10% <br clear="none"/>Additional discounts of 70% to 100% to appraised value to reflect liquidation value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,677</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Market approach</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Appraised value less selling costs of 5% to 10%</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:52%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value Estimate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Valuation Techniques</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unobservable Input</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">50</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Market approach</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Appraised value less selling costs of 5% to 10%<br clear="none"/>Additional discounts of 5% to 50% to appraised value to reflect liquidation value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,274</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Market approach</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Appraised value less selling costs of 5% to 10%</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. </font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans are stated at the amount of unpaid principal, net of any premium or discount, reduced by the reserve for loan losses, the undisbursed portion of loans in process, and deferred loan fees. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income on loans is accrued daily based on the principal amounts outstanding. Allowances are established for uncollected interest on loans for which the interest is determined to be uncollectible. Generally, all loans past due (based on contractual terms) </font><font style="font-family:inherit;font-size:10pt;">90</font><font style="font-family:inherit;font-size:10pt;"> days or more are placed on non-accrual status and internally classified as substandard. Any interest income accrued at that time is reversed. Subsequent collections are applied proportionately to past due principal and interest, unless collectability of principal is in doubt, in which case all payments are applied to principal. Loans are removed from non-accrual status only when the loan is deemed current, and the collectability of principal and interest is no longer doubtful, or, on one-to-four family loans, when the loan is less than </font><font style="font-family:inherit;font-size:10pt;">90</font><font style="font-family:inherit;font-size:10pt;"> days delinquent. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Bank charges fees for originating loans. These fees, net of certain loan origination costs, are deferred and amortized to interest income, on the level-yield basis, over the loan term. If the loan is repaid prior to maturity, the remaining unamortized deferred loan origination fee is recognized in interest income at the time of repayment.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents, by portfolio class, the recorded investment in loans by internally assigned grades at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:35%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Loan grades</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acceptable</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Pass-Watch</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Special</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Mention</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Substandard</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans (a):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">282,438</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,007</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,302</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,974</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">506,946</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,234</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,180</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,003</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">514,363</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">789,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,482</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,977</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">813,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,278</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">376</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,654</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">376,713</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">661</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">377,374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">351,914</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,472</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,452</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,312</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">386,150</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,060</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,072</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,760,349</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,713</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,934</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,338</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,819,334</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,663</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,737</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">92,490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">81,494</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,962</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,611</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,034</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">167,362</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,189</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,348</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">190,524</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,331</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">53</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,384</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,489</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">991</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,468</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">27,636</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">64</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">586</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,286</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:35%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,416</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,416</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">258,234</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,241</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,625</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,978</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">285,078</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">368,306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,229</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,965</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,711</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">391,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">588,440</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,201</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,142</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,614</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">612,397</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">956,746</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,430</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,107</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,003,608</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">210,609</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">429</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">428,202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">379,550</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,536</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,452</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,898</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">414,436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,476</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,018,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">31,954</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,559</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">33,316</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,104,412</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated (a):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">243,113</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,623</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,426</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,933</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">263,095</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">411,137</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,825</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,522</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,895</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,379</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">654,250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,448</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,948</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,828</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">694,474</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,752</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">971</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,723</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">236,574</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">510</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">237,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">328,934</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,220</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,729</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,452</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">363,335</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,350</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,362</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,376,860</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29,668</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,648</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,802</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,452,978</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,081</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,480</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,341</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,236</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,334</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,751</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,386</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,712</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,183</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">105,415</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,231</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,727</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,046</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,419</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,597</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,629</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">60,151</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,155</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">61,306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,034</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">153</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,461</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">461</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,109</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,485</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">194,682</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,384</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,188</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,697</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">234,951</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">277,194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,767</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,267</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">308,331</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">482,471</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,576</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,908</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,607</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">526,562</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">759,665</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,679</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,675</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">27,874</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">834,893</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">129,349</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">971</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">296,725</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,665</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">345,968</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,373</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,190</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,913</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">384,444</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,835</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,850</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,571,542</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">36,052</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">40,836</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,499</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,687,929</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="20" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(a) Loans organically made through the Company&#8217;s normal and customary origination process, including ARM purchases.</font></div></td></tr><tr><td colspan="20" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(b) Loans acquired in the Home merger and PPFS merger.</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Goodwill and other intangibles assets</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company recorded </font><font style="font-family:inherit;font-size:10pt;">$3.3 million</font><font style="font-family:inherit;font-size:10pt;"> of goodwill in connection with the PPFS merger.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company recorded </font><font style="font-family:inherit;font-size:10pt;">$4.0 million</font><font style="font-family:inherit;font-size:10pt;"> of goodwill in connection with the branch acquisition.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company recorded </font><font style="font-family:inherit;font-size:10pt;">$78.6 million</font><font style="font-family:inherit;font-size:10pt;"> of goodwill in connection with the Home merger. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In accordance with the Intangibles - Goodwill and Other topic of the FASB ASC, goodwill is not amortized but is reviewed for potential impairment at the reporting unit level. Management analyzes its goodwill for impairment on an annual basis and between annual tests in certain circumstances, such as upon material adverse changes in legal, business, regulatory and economic factors. An impairment loss is recorded to the extent that the carrying amount of goodwill exceeds its implied fair value. The Company performed an impairment assessment as of December 31, 2016 and 2015 and concluded that there was no impairment to goodwill. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Core deposit intangibles (&#8220;CDI&#8221;) are evaluated for impairment on an annual basis and between annuals tests if events and circumstances indicate a possible impairment. The CDI is amortized on a straight-line basis over an estimated life of </font><font style="font-family:inherit;font-size:10pt;">10</font><font style="font-family:inherit;font-size:10pt;"> years. The following table sets forth activity for CDI for the years ended December 31, 2016 and 2015 (dollars in thousands). The Company had </font><font style="font-family:inherit;font-size:10pt;">$7.7 million</font><font style="font-family:inherit;font-size:10pt;"> recorded CDI and </font><font style="font-family:inherit;font-size:10pt;">$0.5 million</font><font style="font-family:inherit;font-size:10pt;"> amortization expense during 2014.</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:58%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Gross core deposit intangibles balance, beginning of period</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accumulated amortization, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,333</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(513</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Core deposit intangible, net, beginning of period</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,863</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,683</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Established through acquisitions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,770</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CDI current period amortization</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,316</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(820</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total core deposit intangible, end of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,317</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,863</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;text-indent:32px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides the estimated future amortization expense of CDI for the succeeding five years (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:85%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Years Ending December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2018</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2019</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2020</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2021</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CDI represents amounts recorded in business combinations or deposit purchase transactions related to the value of transaction-related deposits and the value of the customer relationships associated with the deposits. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents information related to impaired loans, by portfolio class, at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">With a<br clear="none"/>related<br clear="none"/>allowance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Without a<br clear="none"/>related<br clear="none"/>allowance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total<br clear="none"/>recorded<br clear="none"/>balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unpaid<br clear="none"/>principal<br clear="none"/>balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Related<br clear="none"/>allowance</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">640</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">640</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,077</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">640</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">640</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,077</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">333</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,034</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,359</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,701</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">973</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,674</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,436</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,000</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,032</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,189</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,285</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">73</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,678</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,835</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,931</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">78</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">365</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">365</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">365</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,539</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">185</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,724</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,366</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">164</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,217</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,725</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,942</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,680</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">242</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents, by portfolio class, the average recorded investment in impaired loans for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:59%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Year ended</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,757</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,115</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,905</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,384</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,699</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,662</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,600</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,814</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">499</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">381</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,793</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,015</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,071</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,946</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,367</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Income taxes</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The approximate provision for income taxes for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> was as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Current:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Federal</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(801</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(582</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(185</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;State</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(160</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(111</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(30</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(961</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(693</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(215</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(9,607</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(11,820</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">37</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Provision) for income taxes</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(10,568</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(12,513</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(178</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The provision for income taxes results in effective tax rates which are different than the federal income tax statutory rate. A reconciliation of the differences for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> is as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:71%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Expected federal income tax provision/credit at statutory rates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(9,569</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(11,582</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,370</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">State income taxes, net of federal effect</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,293</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,456</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(179</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Effect of nontaxable income, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">779</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">643</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">489</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reversal of valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax affected disallowed merger costs</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(369</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(974</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Rate change for deferred taxes</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(353</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,687</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other, net</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(326</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">231</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">169</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Provision) for income taxes</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(10,568</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(12,513</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(178</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The income tax provision in 2016 represents a </font><font style="font-family:inherit;font-size:10pt;">38.7%</font><font style="font-family:inherit;font-size:10pt;"> effective tax rate on the Company&#8217;s </font><font style="font-family:inherit;font-size:10pt;">$27.3 million</font><font style="font-family:inherit;font-size:10pt;"> of pretax income. This rate differs from statutory rates due primarily to a revaluation of net deferred tax assets, mainly related to an anticipated change in our applicable state rate at the time the net DTA will be utilized and additional tax effect of nontaxable income arising from bank-owned life insurance and municipal securities, less the impact of tax affected disallowed merger costs related to the 2016 acquisitions and pending merger with First Interstate. Other differences to the effective tax rate were related to normal recurring permanent differences and tax credits. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The significant components of the net deferred tax assets and liabilities at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:70%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reserve for loan losses and unfunded loan commitments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,431</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,961</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred benefit plan expenses, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,663</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,768</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Federal and state net operating loss and other carryforwards</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">14,840</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,068</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax credit carryforwards</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,427</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Allowance for losses on OREO</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">651</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accrued interest on non-accrual loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">169</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Purchased intangibles</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Fair value of acquired assets/liabilities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,698</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,563</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,464</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">575</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax assets</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,951</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">60,572</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Valuation allowance for deferred tax assets</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(59</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(74</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax assets, net of valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,892</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">60,498</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accumulated depreciation and amortization</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,755</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,070</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred loan fees</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,240</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,233</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FHLB stock dividends</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">289</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,242</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net unrealized gains (losses) on investment securities available-for-sale</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(653</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">994</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Purchased intangibles</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,395</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,543</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">694</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">743</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax liabilities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,720</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,825</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net deferred tax assets (liabilities)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,172</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">50,673</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company recorded an income tax provision of $</font><font style="font-family:inherit;font-size:10pt;">10.6 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$12.5 million</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">$0.2 million</font><font style="font-family:inherit;font-size:10pt;"> in 2016, 2015, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">, respectively. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At December&#160;31, 2016, the Company had deferred tax assets of </font><font style="font-family:inherit;font-size:10pt;">$10.7 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$4.1 million</font><font style="font-family:inherit;font-size:10pt;"> for federal and state net operating loss (&#8220;NOL&#8221;) carry-forwards, respectively. Also, the Company had deferred tax assets of </font><font style="font-family:inherit;font-size:10pt;">$0.0 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$3.4 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$0.0 million</font><font style="font-family:inherit;font-size:10pt;"> for charitable contribution carry-forwards, federal and state tax credits, respectively. At December&#160;31, 2015, the Company had deferred tax assets of </font><font style="font-family:inherit;font-size:10pt;">$22.1 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$6.0 million</font><font style="font-family:inherit;font-size:10pt;"> relating to federal and state NOL carry-forwards, respectively. Also, the Company had </font><font style="font-family:inherit;font-size:10pt;">$0.0 million</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$2.3 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$0.2 million</font><font style="font-family:inherit;font-size:10pt;"> relating to charitable contribution carry-forwards, federal and state tax credits, respectively.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At December 31, 2016, the deferred tax assets above correspond to federal and state NOL carry forwards available of </font><font style="font-family:inherit;font-size:10pt;">$30.7 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$82.0 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. The NOLs are available to offset future taxable income through </font><font style="font-family:inherit;font-size:10pt;">2034</font><font style="font-family:inherit;font-size:10pt;">. Also, at December 31, 2016, the Company had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> charitable contributions carry-forwards and federal and state credits of </font><font style="font-family:inherit;font-size:10pt;">$3.4 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$0.0 million</font><font style="font-family:inherit;font-size:10pt;">, respectively, which will expire between </font><font style="font-family:inherit;font-size:10pt;">2028</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2036</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In estimating DTA, management considers whether it is more likely than not that some portion or all of the DTA will or will not be realized. The Company&#8217;s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The valuation allowance for deferred tax assets as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> was $</font><font style="font-family:inherit;font-size:10pt;">0.1 million</font><font style="font-family:inherit;font-size:10pt;">. The DTA valuation allowance relates to state attributes that will expire without benefit.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company files a U.S. federal income tax return, state income tax returns in Idaho, Oregon, and other state and local income tax returns in various jurisdictions. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company has evaluated its income tax positions as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">. Based on this evaluation, the Company has determined that it does not have any uncertain income tax positions for which an unrecognized tax liability should be recorded. The Company recognizes interest and penalties related to income tax matters as additional income taxes in the consolidated statements of income. The Company had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> significant interest or penalties related to income tax matters during the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> or </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The provision (benefit) for income taxes is based on income and expenses as reported for consolidated financial statement purposes using the &#8220;asset and liability method&#8221; for accounting for deferred taxes. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision (benefit) for income taxes. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In estimating deferred tax assets (&#8220;DTA&#8221;), management considers whether it is more likely than not that some portion or all of the DTA will or will not be realized. The Company&#8217;s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At December 31, 2016 and 2015, the Company had a </font><font style="font-family:inherit;font-size:10pt;">$0.1 million</font><font style="font-family:inherit;font-size:10pt;"> valuation allowance against its DTA due to state attributes that will expire without benefit. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax assets are recognized subject to management&#8217;s judgment that realization is &#8220;more likely than not.&#8221; Uncertain tax positions that meet the more likely than not recognition threshold are measured to determine the amount of benefit to recognize. An uncertain tax position is measured at the amount of benefit that management believes has a greater than 50% likelihood of realization upon settlement. Tax benefits not meeting our realization criteria represent unrecognized tax benefits. We account for interest and penalties as a component of income tax expense.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities that management has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities that are purchased and held principally for the purpose of selling in the near term are classified as trading securities and are reported at fair value, with unrealized gains and losses included in non-interest income. The Company had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> trading securities during </font><font style="font-family:inherit;font-size:10pt;">2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities that are not classified as either held-to-maturity securities or trading securities are classified as available-for-sale securities and are reported at fair value, with unrealized gains and losses excluded from earnings and reported as other comprehensive income or loss, net of income taxes. Management determines the appropriate classification of securities at the time of purchase. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities are valued utilizing a number of methods including quoted prices in active markets, quoted prices for similar assets, quoted prices for securities in inactive markets, and inputs derived principally from&#160;-&#160;or corroborated by&#160;-observable market data by correlation or other means. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Gains and losses on the sales of available-for-sale securities are determined using the specific-identification method. Premiums and discounts on available-for-sale securities are recognized in interest income using the interest method generally over the period to maturity. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In estimating other-than-temporary impairment (&#8220;OTTI&#8221;) losses, management considers, among other things, (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of fair value. Declines in the fair value of individual held-to-maturity and available-for-sale securities below their cost that are deemed to be OTTI would result in write-downs of the individual securities to their fair value. The fair value of the security then becomes the new cost basis. The related write-downs to fair value for available-for-sale equity securities would be included in earnings as realized losses. For individual debt securities which the Company does not intend to sell and for which it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, the OTTI losses would be evaluated and (1) the portion related to credit losses would be included in earnings as realized losses and (2) the portion related to market or other factors would be recognized in other comprehensive income or loss. Credit loss is recorded if the present value of cash flows is less than the amortized cost. For individual debt securities which the Company intends to sell or for which it more likely than not will not recover all of its amortized cost, the OTTI is recognized in earnings equal to the entire difference between the security&#8217;s cost basis and its fair value at the consolidated balance sheet date. For individual debt securities for which credit loss has been recognized in earnings, interest accruals and amortization and accretion of premiums and discounts are suspended when the credit loss is recognized. Interest received after accruals have been suspended is recognized on a cash basis. Management believes that all unrealized losses on investment securities at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> are temporary</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The amortized cost and estimated fair value of investment securities at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, by contractual maturity, are shown below (dollars in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized<br clear="none"/>cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated<br clear="none"/>fair&#160;value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized<br clear="none"/>cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated<br clear="none"/>fair&#160;value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due in one year or less</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,397</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,411</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due after one year through five years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">75,489</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">75,632</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,955</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">35,205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due after five years through ten years</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">37,600</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">37,341</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">87,817</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">89,323</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due after ten years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">379,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">377,911</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,498</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,457</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mutual fund</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">537</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">524</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax credit investments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">287</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">287</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">496,536</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,557</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,272</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Investment securities</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> consisted of the following (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:48%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">unrealized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">gains</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">unrealized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">fair&#160;value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency mortgage-backed securities (MBS)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">165,933</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,828</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(799</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">166,962</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-agency MBS</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">252,153</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">203</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,408</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">248,948</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,700</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(57</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,062</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Corporate securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,213</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">397</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(287</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,323</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mutual fund</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">537</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">524</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">496,536</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,847</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,564</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency mortgage-backed securities (MBS) </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101,563</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(148</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">102,610</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax credit investments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">287</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">287</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Obligations of state and political subdivisions</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,707</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">770</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(102</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,375</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,557</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,965</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(250</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,272</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">154,691</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,698</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(455</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">156,934</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-agency MBS</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,765</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">477</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,016</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,226</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,468</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">800</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(23</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,245</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Corporate securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26,320</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mutual fund</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">525</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">537</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">307,648</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,108</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,494</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">310,262</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency mortgage-backed securities (MBS) </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,800</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,875</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100,670</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax credit investments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">421</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">421</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Obligations of state and political subdivisions</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">40,203</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">968</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">41,169</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">139,424</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,843</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,260</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-indent:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;&#160;</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents the fair value and gross unrealized losses of the Bank&#8217;s investment securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands): </font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:29%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Less&#160;than&#160;12&#160;months</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">12&#160;months&#160;or&#160;more</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated&#160;<br clear="none"/>fair&#160;value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated&#160;<br clear="none"/>fair&#160;value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated&#160;<br clear="none"/>fair&#160;value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>losses</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,082</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(786</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,733</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">52,815</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(799</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-Agency MBS</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,909</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,268</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,933</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(140</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">213,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,408</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,918</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(57</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,918</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(57</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Corporate securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,709</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(287</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,709</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(287</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mutual fund</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">524</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">524</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">270,224</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,354</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,584</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(210</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">275,808</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,564</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,641</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(148</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,641</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(148</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Obligations of state and political subdivisions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(102</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(102</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(250</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(250</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,630</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(123</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,576</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(332</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">58,206</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(455</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-Agency MBS</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66,412</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(765</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,225</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(251</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">78,637</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,016</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,521</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(23</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,521</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(23</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">90,042</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(888</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">48,322</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(606</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">138,364</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,494</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,063</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,063</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Obligations of state and political subdivisions</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">725</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">725</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,788</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,788</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> there were </font><font style="font-family:inherit;font-size:10pt;">87</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">46</font><font style="font-family:inherit;font-size:10pt;"> securities, respectively, in an unrealized loss position. The unrealized losses on investments in U.S. Agency and non-agency MBS, U.S. Agency asset-backed securities, and corporate securities are primarily due to elevated yield/rate spreads at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> as compared to yield/rate relationships prevailing at the time specific investment securities were purchased. Differences between fair value and book value will continue to vary with changes in market interest rates and credit quality risks of such securities. However, temporary differences from book value are expected to lessen as securities approach their maturity dates. Management does not believe that the above gross unrealized losses on investment securities are other-than-temporary and no impairment adjustments have been recorded for the years ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Management intends to hold the investment securities classified as held-to-maturity until they mature, at which time the Company will receive full amortized cost value for such investment securities. Furthermore, as of </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, management did not have the intent to sell any of the securities classified as available-for-sale in the table above and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The amortized cost and estimated fair value of investment securities at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, by contractual maturity, are shown below (dollars in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized<br clear="none"/>cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated<br clear="none"/>fair&#160;value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized<br clear="none"/>cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated<br clear="none"/>fair&#160;value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due in one year or less</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,397</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,411</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due after one year through five years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">75,489</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">75,632</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,955</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">35,205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due after five years through ten years</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">37,600</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">37,341</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">87,817</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">89,323</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due after ten years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">379,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">377,911</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,498</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,457</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mutual fund</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">537</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">524</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax credit investments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">287</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">287</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">496,536</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,557</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,272</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities with an estimated fair value of approximately </font><font style="font-family:inherit;font-size:10pt;">$138.3 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$118.0 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, respectively, were pledged or in the process of being pledged, to secure various borrowings or available lines of credit and for other purposes as required or permitted by law.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company sold </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> investment securities during the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, and sold </font><font style="font-family:inherit;font-size:10pt;">$30.0 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$63.5 million</font><font style="font-family:inherit;font-size:10pt;"> of investment securities during the years ended December 31, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">, respectively.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The reserve for loan losses represents management&#8217;s estimate of known and inherent losses in the loan portfolio as of the condensed consolidated balance sheet date and is recorded as a reduction to loans. The reserve for loan losses is increased by charges to operating expense through the loan loss provision, and decreased by loans charged-off, net of recoveries. The reserve for loan losses requires complex subjective judgments as a result of the need to make estimates about matters that are uncertain. The reserve for loan losses is maintained at a level currently considered adequate to provide for potential loan losses based on management&#8217;s assessment of various factors affecting the loan portfolio. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, management believes that the Company&#8217;s reserve for loan losses is at an appropriate level under current circumstances and prevailing economic conditions. However the reserve for loan losses is based on estimates and ultimate losses may vary from the current estimates. These estimates are reviewed periodically, and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Therefore, management cannot provide assurance that, in any particular period, the Company will not have significant losses in relation to the amount reserved. The level of the reserve for loan losses is also determined after consideration of bank regulatory guidance and recommendations and is subject to review by such regulatory authorities who may require increases or decreases to the reserve based on their evaluation of the information available to them at the time of their examinations of the Bank. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Management uses historical information to assess the adequacy of the reserve for loan losses and considers qualitative factors including economic conditions and a range of other factors in its determination of the reserve. On an ongoing basis, the Company seeks to enhance and refine its methodology such that the reserve is at an appropriate level and responsive to changing conditions. The Company&#8217;s methodology includes a separate qualitative risk assessment process that focuses on the commercial and industrial (&#8220;C&amp;I&#8221;) portion of the portfolio.&#160; The C&amp;I loan portfolio is stratified by industry classification using NAICS codes. At the stratified level, factors considered in the evaluation of the loans include current events, economic or market data, loan performance and concentration risks.&#160; This qualitative risk assessment is separate from other qualitative risk assessments included in the allowance methodology.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of June 30, 2013, management implemented a homogeneous pool approach to estimating reserves for consumer and small business loans. As of March 31, 2015, the reserve for loan loss methodology was enhanced within the Company&#8217;s C&amp;I loan portfolio with respect to its holdings of shared national credits (&#8220;SNCs&#8221;). Risk ratings for individual SNCs are estimated using analysis of both public debt ratings and internal ratings. Expected loss rates are determined based upon historical published specific loss data for similar loans based on average losses and losses stratified by public debt ratings. Public ratings combined with internal risk rates are used to determine a minimum historical loss factor for each SNC loan. This amount may be increased for qualitative conditions including macroeconomic environment and observations by the Company&#8217;s SNC management group. The SNC lending strategy is intended to diversify the Company&#8217;s credit risk profile geographically and by industry. Additionally, such loans enhance the Company&#8217;s interest rate risk profile as they float with LIBOR rates. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">For purposes of assessing the appropriate level of the reserve for loan losses, the Company analyzes loans and commitments to loan, and the amount of reserves allocated to loans and commitments to loan in each of the following reserve categories: pooled reserves, specifically identified reserves for impaired loans, and the unallocated reserve. Also, for purposes of analyzing loan portfolio credit quality and determining the appropriate level of reserve for loan losses, the Company identifies loan portfolio segments and classes based on the nature of the underlying loan collateral. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reserves for impaired loans are either specifically allocated within the reserve for loan losses or reflected as a partial charge-off of the loan balance. The Bank considers loans to be impaired when management believes that it is probable that either principal and/or interest amounts due will not be collected according to the contractual terms. Impairment is measured on a loan-by-loan basis by the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, including the loan&#8217;s observable market price, the estimated fair value of the loan&#8217;s underlying collateral, or the value of a related guaranty. A significant portion of the Bank&#8217;s loans are either (1) collateralized by real estate, whereby the Bank primarily measures impairment based on the estimated fair value of the underlying collateral less the cost to sell, or the value of a related guaranty, or (2) are supported by underlying cash flows, whereby impairment is measured based on the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate. Accordingly, changes in such estimated collateral values or future cash flows could result in actual losses which differ from those estimated at the date of the consolidated balance sheets. Impairment measurements may also include consideration of information that becomes available subsequent to year-end. Small balance loans are reserved for based on the applicable loan segment and are reserved at the related pool rate (regardless of dollar amount). Generally, shortfalls on impaired small balance loans are charged off and the Bank does not establish specific reserves. Small balance loans are evaluated for impairment based on the borrower&#8217;s difficulty in making payments, an analysis of the borrower&#8217;s repayment capacity, collateral coverage, and shortfall, if any, created by reductions in payments or principal. Generally, the Bank evaluates a loan for impairment when a loan is determined to be adversely classified; small balance loans are monitored based on payment performance and are evaluated for impairment no later than 90 days past due. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The reserve for loan losses may include an unallocated amount based upon the Company&#8217;s judgment as to possible credit losses inherent in the loan portfolio that may not have been captured by historical loss experience, qualitative factors, or specific evaluations of impaired loans. Unallocated reserves may be adjusted for factors including, but not limited to, unexpected or unusual events, volatile market and economic conditions, effects of changes or seasoning in methodologies, regulatory guidance and recommendations, or other factors that may impact operating conditions and loss expectations. Management&#8217;s judgment as to unallocated reserves is determined in the context of, but separate from, the historical loss trends and qualitative factors described above. The unallocated reserve for loan losses of </font><font style="font-family:inherit;font-size:10pt;">$1.6 million</font><font style="font-family:inherit;font-size:10pt;"> at December 31, 2016 has decreased </font><font style="font-family:inherit;font-size:10pt;">$0.9 million</font><font style="font-family:inherit;font-size:10pt;"> from the balance at December 31, 2015. Management believes that the amount of unallocated reserve for loan losses is appropriate and will continue to evaluate the amount going forward.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Due to the judgment involved in the determination of the qualitative and unallocated portions of the reserve for loan losses, the relationship of these components to the total reserve for loan losses may fluctuate from period to period.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">A loan is classified as a TDR when a borrower is experiencing financial difficulties and the Company grants a concession to the borrower in the restructuring that the Company would not otherwise consider in the origination of a loan. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor&#8217;s interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. A TDR loan is considered to be impaired and is individually evaluated for impairment. As with other impaired loans, a specific reserve is estimated for each TDR based on the difference between expected future cash flows discounted at the original contractual rate and the current balance of the loan. For collateral dependent loans, expected future cash flows include the estimated market value less cost to sell. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Loans and reserve for credit losses</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;Loans receivable at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> consisted of the following (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="14" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Percent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Percent</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans (a):</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,721</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16.4</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">263,095</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">514,363</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28.3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,379</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29.7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">813,084</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">44.7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">694,474</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">47.8</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,654</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,723</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">377,374</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20.7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">237,084</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16.3</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">386,150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21.2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">363,335</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,072</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2.4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,362</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2.7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,819,334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,452,978</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Less:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred loan fees, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,764</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(25,290</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(24,415</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,792,280</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,427,144</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">92,490</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,236</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19.3</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied and other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,034</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34.4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,183</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">40.5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">190,524</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66.9</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">59.8</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3.6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,629</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,468</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">61,306</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,286</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,416</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total loans</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">285,078</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">234,951</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">391,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18.6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">308,331</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied and other</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">612,397</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29.1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">526,562</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">31.2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,003,608</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">47.7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">834,893</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">49.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7.7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17.7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">414,436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19.7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">384,444</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22.8</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2.1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,850</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,104,412</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,687,929</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Less:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred loan fees</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,764</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,419</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(25,290</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(24,415</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,077,358</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,662,095</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="14" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">(a) Loans organically made through the Company&#8217;s normal and customary origination process, including ARM purchases.</font></div></td></tr><tr><td colspan="14" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">(b) Loans acquired in the Home merger and PPFS merger.</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following describes the distinction between originated and acquired loan portfolios and certain significant accounting policies relevant to each of these portfolios.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans originated for investment are stated at their principal amount outstanding, net of any premium or discount, adjusted for partial charge-offs, the reserve for loan losses and net deferred loan fees and costs. Interest income on loans is accrued over the term of the loans. Interest is not accrued on loans where collectability is uncertain. Accrued interest on loans is presented in "Other assets" on the consolidated balance sheets. Loan origination fees and certain direct costs incurred to extend credit are deferred and amortized over the term of the loan as an adjustment to the related loan yield. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Approximately </font><font style="font-family:inherit;font-size:10pt;">76.4%</font><font style="font-family:inherit;font-size:10pt;"> of the Bank&#8217;s originated loan portfolio at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> consisted of real estate-related loans including construction and development loans, residential mortgage loans, and commercial loans secured by commercial real estate. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, approximately </font><font style="font-family:inherit;font-size:10pt;">78.2%</font><font style="font-family:inherit;font-size:10pt;"> of the Bank&#8217;s total portfolio (inclusive of acquired loans) consisted of real estate-related loans as described above. The Bank&#8217;s results of operations and financial condition are affected by general economic trends and in particular, the strength of the local residential and commercial real estate markets in Central, Southern and Northwest Oregon and the greater Boise/Treasure Valley, Idaho and Seattle, Washington areas. Real estate values could be affected by, among other things, a worsening of national and local economic conditions, an increase in foreclosures, a decline in home sale volumes, and an increase in interest rates. Furthermore, the Bank may experience an increase in the number of borrowers who become delinquent, file for protection under bankruptcy laws, or default on their loans or other obligations to the Bank in the event of a sustained downturn in business and economic conditions generally or specifically in the principal markets in which the Bank does business. An increase in the number of delinquencies, bankruptcies, or defaults could result in a higher level of non-performing assets, net charge-offs, and loan loss provision. Management is targeting to reduce commercial real estate (&#8220;CRE&#8221;) concentration over the long term, but real estate-related loans will remain a significant portfolio component due to the nature of the economies, businesses, and markets we serve.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company originates C&amp;I loans mainly to businesses in its footprint. Repayment of such loans is dependent upon future cash flows of the obligor businesses that are subject to various industry sector risk. In addition, the Company has purchased C&amp;I participations typically referred to as SNCs. The SNC portfolio strategy is intended to diversify the Company&#8217;s credit risk profile geographically and by industry. Additionally, such loans enhance the Company&#8217;s interest rate risk profile as they float with LIBOR rates. C&amp;I loans are subject to the variety of credit risks described above but they are not directly secured by real estate.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In the normal course of business, the Bank may buy or participate portions of loans to third parties in order to extend the Bank&#8217;s lending capability or to mitigate risk. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the portion of loans participated to third-parties (which are not included in the accompanying consolidated balance sheets) totaled </font><font style="font-family:inherit;font-size:10pt;">$128.8 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$44.2 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, purchased loan participations totaled </font><font style="font-family:inherit;font-size:10pt;">$145.3 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$179.2 million</font><font style="font-family:inherit;font-size:10pt;">, respectively.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">PPFS </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Acquired loans include those loans purchased by the Company in the PPFS merger. These loans were recorded at estimated fair value at the PPFS Acquisition Date. The fair value estimates for acquired loans are based on expected prepayments, charge-offs and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the PPFS acquired loans at acquisition was a reduction of </font><font style="font-family:inherit;font-size:10pt;">$2.5 million</font><font style="font-family:inherit;font-size:10pt;">, representing a valuation adjustment for interest rate and credit which will be accreted over the life of the loans (approximately </font><font style="font-family:inherit;font-size:10pt;">10 years</font><font style="font-family:inherit;font-size:10pt;">). As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the remaining net fair value adjustment to the PPFS acquired loans was </font><font style="font-family:inherit;font-size:10pt;">$1.7 million</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Home</font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Acquired loans also include those loans purchased by the Company in the Home merger. These loans were recorded at estimated fair value at the Home Acquisition Date. The fair value estimates for acquired loans are based on expected prepayments, charge-offs and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the acquired loans was a reduction of </font><font style="font-family:inherit;font-size:10pt;">$6.0 million</font><font style="font-family:inherit;font-size:10pt;">, representing a valuation adjustment for interest rate and credit which will be accreted over the life of the loans (approximately </font><font style="font-family:inherit;font-size:10pt;">10 years</font><font style="font-family:inherit;font-size:10pt;">). As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the remaining net fair value adjustment was </font><font style="font-family:inherit;font-size:10pt;">$1.6 million</font><font style="font-family:inherit;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Of the PPFS and Home loans acquired on the PPFS Acquisition Date and Home Acquisition Date, as applicable, and still held at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$8.0 million</font><font style="font-family:inherit;font-size:10pt;"> or </font><font style="font-family:inherit;font-size:10pt;">2.8%</font><font style="font-family:inherit;font-size:10pt;"> were graded substandard. With the amount of classified loans acquired being nominal, all loans acquired are treated in a manner consistent with originated loans for credit risk management and accounting purposes.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">$21.6 million</font><font style="font-family:inherit;font-size:10pt;">, or </font><font style="font-family:inherit;font-size:10pt;">7.6%</font><font style="font-family:inherit;font-size:10pt;">, of the </font><font style="font-family:inherit;font-size:10pt;">$285.1 million</font><font style="font-family:inherit;font-size:10pt;"> in acquired loans were covered under loss sharing agreements with the FDIC. The agreements were entered into in </font><font style="font-family:inherit;font-size:10pt;">September 2009</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">September 2010</font><font style="font-family:inherit;font-size:10pt;"> between the FDIC and Home. The loss sharing agreements have limited terms (</font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">10</font><font style="font-family:inherit;font-size:10pt;"> years for net losses on single-family residential real estate loans, as defined by the FDIC, </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">five</font><font style="font-family:inherit;font-size:10pt;"> years for losses on non-residential real estate loans, as defined by the FDIC, and an additional </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">three</font><font style="font-family:inherit;font-size:10pt;"> years with respect to recoveries on non-residential real estate loans). After the expiration of the loss sharing agreements in September 2014 and 2015, the Company is no longer indemnified for losses and related expenses on covered assets and the risk-based capital ratios have been reduced. While the agreements were in place, the covered assets received a </font><font style="font-family:inherit;font-size:10pt;">20%</font><font style="font-family:inherit;font-size:10pt;"> risk-weighting. After the agreements expired, the risk-weighting for previously covered assets most likely increases to </font><font style="font-family:inherit;font-size:10pt;">100%</font><font style="font-family:inherit;font-size:10pt;">, based on current regulatory capital definitions. Nearly all of the assets remaining in the covered asset portfolios are non-single family covered assets. Therefore, most of the covered assets were no longer indemnified after </font><font style="font-family:inherit;font-size:10pt;">September 2014</font><font style="font-family:inherit;font-size:10pt;"> or </font><font style="font-family:inherit;font-size:10pt;">September 2015</font><font style="font-family:inherit;font-size:10pt;">. With the amount of loans covered under these agreements being nominal, amounts that may be due to or due from the FDIC under loss sharing agreements will be accounted for on a cash basis.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;color:#21211f;">A net loss share payable was recorded at the Home Acquisition Date which represents the estimated value of reimbursement the Company expects to pay to the FDIC for recoveries net of incurred losses on covered loans. These expected reimbursements were recorded as part of covered loans in conjunction with the Home merger accounting. Upon the determination of an incurred loss or recovery, the loss share receivable/payable is changed by the amount due to or due from the FDIC. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;background-color:#ffffff;">Changes in the loss share payable (receivable) associated with covered loans for the year ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;background-color:#ffffff;"> were as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:79%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:19%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Year ended </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December&#160;31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">289</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Paid to FDIC</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,224</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increase due to impairment</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(53</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FDIC reimbursement</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,156</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Shared loss expenses</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(96</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Adjustments from prior periods</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">76</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Reserve for loan losses</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The reserve for loan losses represents management&#8217;s estimate of known and inherent losses in the loan portfolio as of the consolidated balance sheet date and is recorded as a reduction to loans. The reserve for loan losses is increased by charges to operating expense through the loan loss provision, and decreased by loans charged-off, net of recoveries. The reserve for loan losses requires complex subjective judgments as a result of the need to make estimates about matters that are uncertain. The reserve for loan losses is maintained at a level currently considered adequate to provide for potential loan losses based on management&#8217;s assessment of various factors affecting the loan portfolio. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">However, the reserve for loan losses is based on estimates and actual losses may vary from the current estimates. These estimates are reviewed periodically, and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Therefore, management cannot provide assurance that, in any particular period, the Company will not have significant losses in relation to the amount reserved. The level of the reserve for loan losses is also determined after consideration of bank regulatory guidance and recommendations and is subject to review by such regulatory authorities who may require increases or decreases to the reserve based on their evaluation of the information available to them at the time of their examinations of the Bank.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">For purposes of assessing the appropriate level of the reserve for loan losses, the Company analyzes loans and commitments to loan, and the amount of reserves allocated to loans and commitments to loan in each of the following reserve categories: pooled reserves, specifically identified reserves for impaired loans, and the unallocated reserve. Also, for purposes of analyzing loan portfolio credit quality and determining the appropriate level of reserve for loan losses, the Company identifies loan portfolio segments and classes based on the nature of the underlying loan collateral.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The increase in the reserve for loan losses from </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2015</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> was related to net recoveries during the period. The unallocated reserve for loan losses at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> has decreased by </font><font style="font-family:inherit;font-size:10pt;">$0.9 million</font><font style="font-family:inherit;font-size:10pt;"> from the balance at December&#160;31, 2015. The Company has determined the level of unallocated reserve is appropriate based upon the lack of seasoning with respect to its methodology enhancements, including qualitative adjustments with respect to concentration risk and estimating reserves against certain loan pools and industries as opposed to reserving on a loan by loan basis for such loans. In addition, the unallocated reflects the lack of seasoning as to credit quality performance of its recently acquired PPFS, Home and SNCs portfolios. Management believes that the amount of unallocated reserve for loan losses is appropriate and will continue to evaluate the amount going forward.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired reserve for loan losses</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The fair value estimates for acquired loans are based on expected prepayments, charge offs, and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the acquired loans was </font><font style="font-family:inherit;font-size:10pt;">$6.0 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$2.5 million</font><font style="font-family:inherit;font-size:10pt;"> for Home and PPFS, respectively, at the time of the applicable acquisition representing a valuation adjustment for interest rate and credit quality. The credit component of the fair value adjustment not accreted at any point in time represents the estimated reserve for loan losses for acquired loans. If the Company determines that this amount is insufficient a provision to the reserve for loan losses will be made. </font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transactions and allocations in the reserve for loan losses and unfunded loan commitments, by portfolio segment, for the years ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands):&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="28" rowspan="1"></td></tr><tr><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Construction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Residential<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial&#160;<br clear="none"/>and&#160;<br clear="none"/>industrial</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unallocated</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,934</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,969</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,415</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loan loss provision (credit)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(530</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">784</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,072</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,708</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,270</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(888</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,957</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">368</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">288</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,470</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">920</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,003</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loans charged off</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(40</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(110</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(3,074</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,904</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,128</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,321</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,196</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,325</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10,657</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,203</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,588</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25,290</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Provision (credit) for unfunded loan commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for credit losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,321</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,325</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10,657</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,203</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,588</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25,290</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total reserve for credit losses</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,369</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,464</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,350</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10,732</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,227</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,588</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25,730</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="28" rowspan="1"></td></tr><tr><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Construction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Residential<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial&#160;<br clear="none"/>and&#160;<br clear="none"/>industrial</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unallocated</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,614</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,133</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,121</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,844</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,047</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,294</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,053</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loan loss provision (credit)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,552</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(525</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(494</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,682</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">707</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,818</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(4,000</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,150</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">850</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,820</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">618</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9,874</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loans charged off</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(278</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,377</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,455</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(3,512</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,934</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,969</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,415</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Provision (credit) for unfunded loan commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for credit losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,934</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,969</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,415</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total reserve for credit losses</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,982</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,312</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,100</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">14,044</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">941</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,855</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="28" rowspan="1"></td></tr><tr><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Construction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Residential<br clear="none"/>real&#160;estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Commercial&#160;<br clear="none"/>and&#160;<br clear="none"/>industrial</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unallocated</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2014</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9,565</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">535</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,381</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,261</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,401</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">714</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">20,857</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loan loss provision (credit)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(4,484</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(348</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(315</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(12</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,580</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,801</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,242</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">929</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,158</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">309</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,439</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Loans charged off</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(296</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(874</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,563</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,242</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,243</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,614</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,133</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,121</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,844</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,047</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,294</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,053</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Provision (credit) for unfunded loan commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Reserve for credit losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,614</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,133</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,121</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,844</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,047</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,294</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,053</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Reserve for unfunded lending commitments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">440</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total reserve for credit losses</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,662</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,401</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,146</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,919</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,071</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,294</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,493</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">An individual loan is impaired when, based on current information and events, management believes that it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. The following table presents the reserve for loan losses and the recorded investment in loans by portfolio segment and impairment evaluation method at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands). As the acquired loan portfolio is covered by the valuation adjustment taken at the time of acquisition and as the original mark continues to be more than sufficient, impaired acquired loans are excluded from the individually evaluated for impairment amounts below.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:23%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Reserve for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br clear="none"/></font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Recorded investment in loans</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Individually</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">evaluated for</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">impairment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Collectively</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">evaluated for</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">impairment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Individually</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">evaluated for</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">impairment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Collectively</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">evaluated for</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">impairment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2016</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">640</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,002,968</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,003,608</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,000</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8,657</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10,657</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7,034</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">407,402</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">414,436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,203</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,203</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">43,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">43,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,000</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">21,702</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">23,702</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7,674</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,096,738</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,104,412</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Unallocated</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,588</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">25,290</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">78</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,856</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,934</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,835</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">831,058</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">834,893</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">365</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">129,987</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">130,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,075</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">298,372</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">298,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">164</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,805</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13,969</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,724</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">381,720</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">384,444</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">917</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">39,850</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">39,850</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">242</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">21,697</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">21,939</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,942</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,680,987</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,687,929</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Unallocated</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,476</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">24,415</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company uses credit risk ratings, which reflect the Bank&#8217;s assessment of a loan&#8217;s risk or loss potential, for purposes of assessing the appropriate level of reserve for loan losses. The Bank&#8217;s credit risk rating definitions along with applicable borrower characteristics for each credit risk rating are as follows:</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:84px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Acceptable</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The borrower is a reasonable credit risk and demonstrates the ability to repay the loan from normal business operations. Loans are generally made to companies operating in an economy and/or industry that is generally sound. The borrower tends to operate in regional or local markets and has achieved sufficient revenues for the business to be financially viable. The borrowers financial performance has been consistent in normal economic times and has been average or better than average for its industry.</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">A loan can also be considered Acceptable even though the borrower may have some vulnerability to downturns in the economy due to marginally satisfactory working capital and debt service cushion. Availability of alternate financing sources may be limited or nonexistent. In some cases, the borrower&#8217;s management, may have limited depth or continuity but is still considered capable. An adequate primary source of repayment is identified while secondary sources may be illiquid, more speculative, less readily identified, or reliant upon collateral liquidation. Loan agreements will be well-defined, including several financial performance covenants and detailed operating covenants. This category also includes commercial loans to individuals with average or better than average capacity to repay.</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;text-indent:84px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Pass-Watch</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans are graded Pass-Watch when temporary situations increase the level of the Bank&#8217;s risk associated with the loan, and remain graded Pass-Watch until the situation has been corrected. These situations may involve one or more weaknesses in cash flow, collateral value or indebtedness that could, if not corrected within a reasonable period of time, jeopardize the full repayment of the debt. In general, loans in this category remain adequately protected by the borrower&#8217;s net worth and paying capacity, or pledged collateral.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:84px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Special Mention</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">A Special Mention credit has potential weaknesses that may, if not checked or corrected, weaken the loan or leave the Bank inadequately protected at some future date. Loans in this category are deemed by management of the Bank to be currently protected but reflect potential problems that warrant more than the usual management attention but do not justify a Substandard classification.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:84px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Substandard</font></div><div style="line-height:120%;text-align:justify;text-indent:30px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Substandard loans are those inadequately protected by the net worth and paying capacity of the obligor and/or by the value of the pledged collateral, if any. Substandard loans have a high probability of payment default or they have other well-defined weaknesses. They require more intensive supervision and borrowers are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization. Repayment may depend on collateral or other credit risk mitigants.</font></div><div style="line-height:120%;text-align:justify;text-indent:30px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CRE and construction loans are classified Substandard when well-defined weaknesses are present which jeopardize the orderly liquidation of the loan. Well-defined weaknesses include a project&#8217;s lack of marketability, inadequate cash flow or collateral support, failure to complete construction on time, and/or the project&#8217;s failure to fulfill economic expectations. These loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.</font></div><div style="line-height:120%;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In addition, Substandard loans also include impaired loans. Impaired loans bear the characteristics of Substandard loans as described above, and the Company has determined it does not expect timely payment of all contractually due interest and principal. Impaired loans may be adequately secured by collateral.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">During the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> the Bank reduced loans classified as special mention and substandard in the originated portfolio by </font><font style="font-family:inherit;font-size:10pt;">$10.2 million</font><font style="font-family:inherit;font-size:10pt;">, while total loans classified as special mention and substandard decreased </font><font style="font-family:inherit;font-size:10pt;">$26.5 million</font><font style="font-family:inherit;font-size:10pt;">. Remediation on the originated portfolio was accomplished through credit upgrades mainly owing to improved obligor cash flows as well as payoffs/paydowns, and/or sales. Work began on the acquired loan portfolio at the PPFS and Home Acquisition Dates. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents, by portfolio class, the recorded investment in loans by internally assigned grades at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:35%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Loan grades</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acceptable</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Pass-Watch</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Special</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Mention</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Substandard</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans (a):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">282,438</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,007</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,302</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,974</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">506,946</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,234</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,180</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,003</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">514,363</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">789,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,482</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,977</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">813,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,278</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">376</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,654</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">376,713</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">661</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">377,374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">351,914</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,472</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,452</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,312</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">386,150</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,060</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,072</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,760,349</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,713</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,934</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,338</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,819,334</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,663</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,737</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">92,490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">81,494</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,962</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,611</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,034</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">167,362</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,189</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,348</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">190,524</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,331</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">53</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,384</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,489</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">991</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,468</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">27,636</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">64</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">586</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,286</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:35%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,416</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,416</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">258,234</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,241</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,625</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,978</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">285,078</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">368,306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,229</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,965</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,711</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">391,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">588,440</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,201</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,142</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,614</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">612,397</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">956,746</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,430</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,107</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,003,608</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">210,609</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">429</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">428,202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">379,550</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,536</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,452</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,898</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">414,436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,476</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,018,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">31,954</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,559</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">33,316</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,104,412</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated (a):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">243,113</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,623</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,426</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,933</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">263,095</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">411,137</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,825</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,522</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,895</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,379</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">654,250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,448</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,948</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,828</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">694,474</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,752</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">971</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,723</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">236,574</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">510</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">237,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">328,934</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,220</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,729</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,452</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">363,335</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,350</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,362</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,376,860</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29,668</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,648</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,802</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,452,978</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,081</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,480</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,341</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,236</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,334</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,751</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,386</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,712</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,183</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">105,415</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,231</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,727</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,046</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,419</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,597</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,629</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">60,151</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,155</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">61,306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,034</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">153</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,461</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">461</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,109</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,485</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">194,682</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,384</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,188</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,697</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">234,951</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">277,194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,767</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,267</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">308,331</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">482,471</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,576</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,908</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,607</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">526,562</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">759,665</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,679</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,675</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">27,874</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">834,893</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">129,349</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">971</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">296,725</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,665</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">345,968</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,373</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,190</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,913</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">384,444</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,835</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,850</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,571,542</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">36,052</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">40,836</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,499</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,687,929</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="20" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(a) Loans organically made through the Company&#8217;s normal and customary origination process, including ARM purchases.</font></div></td></tr><tr><td colspan="20" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(b) Loans acquired in the Home merger and PPFS merger.</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;background-color:#ffffff;">The following table presents, by portfolio class, an age analysis of past du</font><font style="font-family:inherit;font-size:10pt;">e loans, including loans placed on non-accrual at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">30-89 days<br clear="none"/>past due</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">90 days<br clear="none"/>or more<br clear="none"/>past due</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total<br clear="none"/>past due</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Current</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total<br clear="none"/>loans</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans (a):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">695</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,026</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">514,263</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">514,363</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">305</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">795</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">812,289</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">813,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">97</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">376</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">473</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,181</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,654</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">375,886</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">377,374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">290</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">338</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">628</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">385,522</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">386,150</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">322</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">334</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">41,738</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,072</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,216</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,718</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,815,616</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,819,334</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">317</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">317</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">92,173</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">92,490</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,034</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,034</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">317</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">317</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">190,207</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">190,524</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,367</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,053</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">543</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,596</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,872</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,468</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,029</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,286</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,407</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,416</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,636</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">560</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,196</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">281,882</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">285,078</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">522</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,012</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">390,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">391,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">612,297</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">612,397</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">622</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,002,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,003,608</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">97</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">393</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">210,548</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,541</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">543</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">427,758</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">547</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">338</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">885</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">413,551</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">414,436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">331</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">343</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,145</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,138</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,776</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,914</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,097,498</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,104,412</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans (a):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,020</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,739</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">261,356</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">263,095</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">593</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">593</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">430,786</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,379</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,613</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,332</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">692,142</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">694,474</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,723</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,723</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">196</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">196</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">236,888</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">237,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">346</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">585</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">362,750</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">363,335</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">221</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,362</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,364</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">970</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,334</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,449,644</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,452,978</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,236</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,236</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,049</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,049</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">93,134</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,183</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,049</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,049</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">138,370</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,583</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,629</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">748</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">534</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,282</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">60,024</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">61,306</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,098</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,435</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,902</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">539</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,441</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">231,510</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">234,951</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,020</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,739</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">306,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">308,331</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,642</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,642</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">523,920</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">526,562</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,662</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,381</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">830,512</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">834,893</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">46</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">46</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,306</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">944</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">534</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">296,912</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">244</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">596</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">383,848</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">384,444</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">262</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">274</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,576</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,850</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,266</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,509</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,775</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,681,154</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,687,929</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="20" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(a) Loans organically made through the Company&#8217;s normal and customary origination process, including ARM purchases.</font></div></td></tr><tr><td colspan="20" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(b) Loans acquired in the Home merger and PPFS merger.</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans contractually past due 90&#160;days or more on which the Company continued to accrue interest were </font><font style="font-family:inherit;font-size:10pt;">$0.02 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$0.07 million</font><font style="font-family:inherit;font-size:10pt;"> at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, respectively.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents information related to impaired loans, by portfolio class, at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Impaired loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">With a<br clear="none"/>related<br clear="none"/>allowance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Without a<br clear="none"/>related<br clear="none"/>allowance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total<br clear="none"/>recorded<br clear="none"/>balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unpaid<br clear="none"/>principal<br clear="none"/>balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Related<br clear="none"/>allowance</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">640</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">640</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,077</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">640</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">640</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,077</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">333</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,034</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,359</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,701</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">973</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,674</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,436</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,000</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,032</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,189</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,285</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">73</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,678</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,835</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,931</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">78</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">365</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">365</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">365</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,539</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">185</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,724</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,366</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">164</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,217</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,725</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,942</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,680</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">242</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the total recorded balance of impaired loans in the above table included </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> TDR loans which were not on non-accrual status and at </font><font style="font-family:inherit;font-size:10pt;">December 31,</font><font style="font-family:inherit;font-size:10pt;"> </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the total recorded balance of impaired loans in the above table included </font><font style="font-family:inherit;font-size:10pt;">$0.8 million</font><font style="font-family:inherit;font-size:10pt;"> TDR loans which were not on non-accrual status.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents, by portfolio class, the average recorded investment in impaired loans for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:59%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Year ended</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,757</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,115</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,905</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,384</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,699</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,662</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,600</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,814</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">499</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">381</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,793</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,015</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,071</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,946</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,367</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income recognized for cash payments received on impaired loans for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> was </font><font style="font-family:inherit;font-size:10pt;">$1.1 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$0.6 million</font><font style="font-family:inherit;font-size:10pt;">, respectively, and for the year ended December 31, </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> was </font><font style="font-family:inherit;font-size:10pt;">insignificant</font><font style="font-family:inherit;font-size:10pt;">.</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Information with respect to the Company&#8217;s non-accrual loans, by portfolio class, at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> is as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:63%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,739</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,742</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,659</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">434</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,176</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">429</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,598</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,427</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,270</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">447</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total non-accrual loans</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,695</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,053</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accruing loans which are contractually past due 90 days or more:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">56</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total accruing loans which are contractually past due 90 days or more</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">68</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">TDRs</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company allocated </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> specific reserves to customers whose loan terms have been modified in TDRs as of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and as of December 31, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">. TDRs involve the restructuring of terms to allow customers to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. As indicated above, TDRs may also include loans to borrowers experiencing financial distress that renewed at existing contractual rates, but below market rates for comparable credit quality. The Company has been actively utilizing these programs and working with its customers to improve obligor cash flow and related prospect for repayment. Concessions may include, but are not limited to, interest rate reductions, principal forgiveness, deferral of interest payments, extension of the maturity date, and other actions intended to minimize potential losses to the Company. For each commercial loan restructuring, a comprehensive credit underwriting analysis of the borrower&#8217;s financial condition and prospects of repayment under the revised terms is performed to assess whether the new structure can be successful and whether cash flows will be sufficient to support the restructured debt. Generally, if the loan is on accrual at the time of restructuring, it will remain on accrual after the restructuring. After six consecutive payments under the restructured terms, a nonaccrual restructured loan is reviewed for possible upgrade to accrual status.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Typically, once a loan is identified as a TDR it will retain that designation until it is paid off, because restructured loans generally are not at market rates following restructuring. Under certain circumstances a TDR may be removed from TDR status if it is determined to no longer be impaired and the loan is at a competitive interest rate. Under such circumstances, allowance allocations for loans removed from TDR status would be based on the historical allocation for the applicable loan grade and loan class. Consistent with accounting principles, acquired loans previously identified by Home as TDRs were marked to fair value at the Home Acquisition Date and accordingly are not included as TDRs on the Company&#8217;s books. </font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents, by portfolio segment, information with respect to the Company&#8217;s loans that were modified and recorded as TDRs during the years ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">TDR outstanding</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">recorded investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">TDR outstanding</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">recorded investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of<br clear="none"/>loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">TDR outstanding<br clear="none"/>recorded investment</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">There were no loans modified and recorded as TDRs during the year ended December&#160;31, 2014. There was no change in the pre- and post-TDR outstanding recorded investment for loans restructured during the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, the Company had </font><font style="font-family:inherit;font-size:10pt;">no</font><font style="font-family:inherit;font-size:10pt;"> remaining commitments to lend on loans accounted for as TDRs.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents, by portfolio segment, the post modification recorded investment for TDRs restructured during the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and by the primary type of concession granted (dollars in thousands). There were no restructured TDRs in 2014. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Rate<br clear="none"/>reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Term<br clear="none"/>extension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Rate reduction<br clear="none"/>and term<br clear="none"/>extension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Rate<br clear="none"/>reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Term<br clear="none"/>extension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Rate reduction<br clear="none"/>and term<br clear="none"/>extension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">There were no TDRs which had payment defaults during the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> that had been previously restructured within the last twelve months prior to </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In January 2017, the FASB issued ASU 2017-04, "Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies how an entity is required to test goodwill for impairment by eliminating a step from the goodwill impairment test. The amendments in this update provide that an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit&#8217;s fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. ASU 2017-04 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. As we approach the adoption date, we will consult the updated goodwill impairment test steps to determine if an impairment charge should be recognized. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In January 2017, the FASB issued ASU 2017-01, "Business Combinations (Topic 805): Clarifying the Definition of a Business" ("ASU 2016-15"). ASU 2017-01 clarifies the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendments in this update provide a screen to determine when a set is not a business. The screen requires that when substantially all of the fair value of the gross assets acquired (or disposed of) is concentrated in a single identifiable asset or a group of similar identifiable assets, the set is not a business. This screen reduces the number of transactions that need to be further evaluated. If the screen is not met, the amendments in this update (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output and (2) remove the evaluation of whether a market participant could replace missing elements. The amendments provide a framework to assist entities in evaluating whether both an input and a substantive process are present. The framework includes two sets of criteria to consider that depend on whether a set has outputs. ASU 2017-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. As we approach the adoption date, we will consult the framework to determine if the event should be disclosed as an acquisition or disposal of an asset or business.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In August 2016, the FASB issued ASU 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments" (&#8220;ASU 2016-15&#8221;). ASU 2016-15 addresses the classification of debt prepayment or debt extinguishment costs; settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of Corporate-Owned Life Insurance policies, including Bank-Owned Life Insurance policies, distributions received from equity method investees; beneficial interests in securitization transactions; and separately identifiable cash flows and application of the predominance principle. ASU 2016-15 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. We are currently evaluating which classifications apply to our business and will be prepared to report these classifications in the statement of cash flows.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In June 2016, the FASB issued ASU 2016-13, "Financial Instruments- Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments" (&#8220;ASU 2016-13&#8221;). ASU 2016-13 requires financial assets that are measured at amortized cost to be presented as the net amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets and for the expected increase or decrease of expected credit losses. ASU 2016-13 notes that credit losses related to available-for-sale debt securities should be recorded through an allowance for credit losses. The initial allowance for credit losses, for purchased available-for-sale securities, is added to the purchase price rather than reported as a credit loss expense. Subsequent changes in the allowance are recorded as credit loss expense. Interest income should be recognized based on the effective interest rate, excluding the discount attributed to the assessment of credit loss at acquisition. ASU 2016-13 is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. We are currently evaluating our available-for-sale security portfolio in order to determine the most efficient way to track the net amount expected to be collected on the security. As we approach the effective date, we will continue to develop this process in order to report on the expected increase or decrease of expected credit losses.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In March 2016, the FASB issued ASU 2016-09, &#8220;Compensation- Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting&#8221; (&#8220;ASU 2016-09&#8221;). ASU 2016-09 describes simplifications related to accounting and presenting share-based payment awards. ASU 2016-09 states that excess tax benefits and tax deficiencies are to be recognized as income tax expense or benefit in the income statement; excess tax benefits should be classified with other income tax as an operating activity on the statement of cash flows; an entity may make an entity-wide accounting policy to either estimate the number of awards that are expected to vest or account for forfeitures as they occur; and cash paid by an employer when directly withholding shares for tax-withholding purposes should be classified as a financing activity. ASU 2016-09 is effective for fiscal years beginning after December 15, 2016, including interim periods within those fiscal years. Adoption of ASU 2016-09 is not expected to have a material impact on our consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In February 2016, the FASB issued ASU 2016-02, &#8220;Leases&#8221; (&#8220;ASU 2016-02&#8221;). ASU 2016-02 establishes a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement. ASU 2016-02 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. While the effect of the pronouncement has not yet been quantified, we are continuing to evaluate the impact of recording the right-of-use assets and liabilities on our balance sheet.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In January 2016, the FASB issued ASU 2016-01, &#8220;Financial Instruments- Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities&#8221; (&#8220;ASU 2016-01&#8221;). ASU 2016-01 simplifies the impairment assessment of equity investments, clarifies reporting disclosure requirements for financial instruments measured at amortized cost, and requires the exit price notion be disclosed when measuring fair value of financial instruments. ASU 2016-01 details the required separate presentation in other comprehensive income for the change in fair value of a liability related to change in instrument specific credit risk and details the required separate presentation of financial assets and liabilities by measurement category, and clarifies the need for a valuation allowance on deferred tax assets related to available-for-sale securities. ASU 2016-01 is effective for annual and interim reporting periods beginning after December 15, 2017. Adoption of ASU 2016-01 is not expected to have a material impact on our consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In April 2015, the FASB issued ASU 2015-03, &#8220;Interest- Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs&#8221; (&#8220;ASU 2015-03&#8221;). ASU 2015-03 simplifies the presentation of debt issuance costs and requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance of debt issuance costs are not affected by the amendments in this update. ASU 2015-03 is effective for annual and interim reporting periods beginning after December 15, 2015. Adoption of ASU 2015-03 did not have a material impact on our consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In May 2014, the FASB issued ASU 2014-09, &#8220;Revenue from Contracts with Customers&#8221; (&#8220;ASU 2014-09&#8221;). ASU 2014-09 establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as the real estate, construction and software industries. The revenue standard&#8217;s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. To accomplish this objective, the standard requires five basic steps: i) identify the contract with the customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract, and (v) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual and interim periods beginning after December 15, 2016 with three transition methods available - full retrospective, retrospective and cumulative effect approach. In August 2015, the FASB issued ASU 2015-14, &#8220;Revenue from Contracts with Customers: Deferral of the Effective Date&#8221; (&#8220;ASU 2015-14&#8221;). ASU 2015-14 amended the effective date to December 15, 2017. In March 2016, the FASB issued ASU 2016-08, &#8220;Revenue from Contracts with Customers: Principal Versus Agent Considerations&#8221; (&#8220;ASU 2016-08&#8221;). ASU 2016-08 defines the roles of a principal and agent in revenue recognition and determines when control of the good or service is transferred to the customer. In April 2016, the FASB issued ASU 2016-10, &#8220;Revenue from Contracts with Customers: Identifying Performance Obligations and Licensing&#8221; (&#8220;ASU 2016-10&#8221;). ASU 2016-10 establishes guidance on identifying performance obligations and licensing implementation. In May 2016, the FASB issued ASU 2016-12, "Revenue from Contracts with Customers: Narrow- Scope Improvements and Practical Expedients" (&#8220;ASU 2016-12&#8221;). ASU 2016-12 clarifies the objective of the collectability criteria and notes the differences in applying the update at transition and on an ongoing basis. In December 2016, the FASB issued ASU 2016-20, "Revenue from Contracts with Customers: Technical Corrections and Improvements to Topic 606" ("ASU 2016-20"). ASU 2016-20 provides clarity on codification or to correct unintended application of guidance. Adoption of ASU 2014-09, ASU 2015-14, ASU 2016-08, ASU 2016-10, ASU 2016-12 and ASU 2016-20 are not expected to have a material effect on our consolidated financial statements.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company maintains a separate reserve for losses related to unfunded loan commitments. The reserve for unfunded loan commitments represents management&#8217;s estimate of losses inherent in the Bank&#8217;s unfunded loan commitments. Management estimates the amount of probable losses related to unfunded loan commitments by applying the loss factors used in the reserve for loan loss methodology to an estimate of the expected amount of funding and applies this adjusted factor to the unused portion of unfunded loan commitments. The reserve for unfunded loan commitments totaled </font><font style="font-family:inherit;font-size:10pt;">$0.4 million</font><font style="font-family:inherit;font-size:10pt;"> at both </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and these amounts are included in other liabilities in the accompanying consolidated balance sheets. Increases (decreases) in the reserve for unfunded loan commitments are recorded in non-interest expenses in the accompanying consolidated statements of income. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;background-color:#ffffff;">The following table presents, by portfolio class, an age analysis of past du</font><font style="font-family:inherit;font-size:10pt;">e loans, including loans placed on non-accrual at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">30-89 days<br clear="none"/>past due</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">90 days<br clear="none"/>or more<br clear="none"/>past due</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total<br clear="none"/>past due</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Current</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total<br clear="none"/>loans</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans (a):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">695</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,026</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">514,263</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">514,363</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">305</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">795</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">812,289</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">813,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">97</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">376</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">473</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,181</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,654</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">375,886</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">377,374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">290</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">338</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">628</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">385,522</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">386,150</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">322</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">334</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">41,738</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,072</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,216</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,718</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,815,616</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,819,334</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">317</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">317</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">92,173</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">92,490</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,034</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,034</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">317</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">317</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">190,207</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">190,524</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,367</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,053</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">543</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,596</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,872</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,468</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,029</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,286</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,407</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,416</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,636</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">560</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,196</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">281,882</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">285,078</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">522</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,012</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">390,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">391,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">612,297</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">612,397</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">622</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,002,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,003,608</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">97</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">393</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">490</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">210,548</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,541</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">543</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">427,758</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">547</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">338</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">885</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">413,551</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">414,436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">331</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">343</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,145</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,138</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,776</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,914</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,097,498</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,104,412</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans (a):</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,020</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,739</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">261,356</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">263,095</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">593</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">593</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">430,786</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,379</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,613</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,332</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">692,142</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">694,474</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,723</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,723</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">196</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">196</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">236,888</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">237,084</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">346</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">585</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">362,750</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">363,335</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">221</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,362</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,364</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">970</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,334</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,449,644</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,452,978</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,236</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,236</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,049</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,049</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">93,134</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,183</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,049</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,049</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">138,370</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,583</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,629</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">748</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">534</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,282</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">60,024</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">61,306</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,098</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,435</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,902</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">539</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,441</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">231,510</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">234,951</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,020</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,739</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">306,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">308,331</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,642</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,642</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">523,920</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">526,562</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,662</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,381</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">830,512</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">834,893</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">46</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">46</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,306</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">944</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">534</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">296,912</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">244</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">596</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">383,848</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">384,444</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">262</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">274</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,576</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,850</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,266</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,509</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,775</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,681,154</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,687,929</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="20" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(a) Loans organically made through the Company&#8217;s normal and customary origination process, including ARM purchases.</font></div></td></tr><tr><td colspan="20" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(b) Loans acquired in the Home merger and PPFS merger.</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Premises and equipment</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment at </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2015</font><font style="font-family:inherit;font-size:10pt;"> consisted of the following (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:61%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Land</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,591</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,501</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Buildings and leasehold improvements</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">41,748</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Furniture and equipment</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,603</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,991</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">65,642</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Less accumulated depreciation and amortization</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(24,284</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(23,611</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">48,658</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,031</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are computed on the straight-line method over the shorter of the estimated useful lives of the assets or terms of the leases. Estimated useful lives of the assets range predominantly as follows: </font><font style="font-family:inherit;font-size:10pt;">3</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">15</font><font style="font-family:inherit;font-size:10pt;"> years for land improvements, </font><font style="font-family:inherit;font-size:10pt;">5</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">39</font><font style="font-family:inherit;font-size:10pt;"> years for buildings, </font><font style="font-family:inherit;font-size:10pt;">3</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">5</font><font style="font-family:inherit;font-size:10pt;"> years for computers, and </font><font style="font-family:inherit;font-size:10pt;">3</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">15</font><font style="font-family:inherit;font-size:10pt;"> years for furniture, fixtures, and other equipment. Amortization of leasehold improvements is included in depreciation and amortization expense in the accompanying consolidated financial statements. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As part of an ongoing review of the valuation and amortization of premises and equipment, the Company assesses the carrying value of such assets if facts and circumstances suggest that they may be impaired. If this review indicates that the assets will not be fully recoverable, the carrying value of the Company&#8217;s premises and equipment would be reduced to its estimated fair value. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment at </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2015</font><font style="font-family:inherit;font-size:10pt;"> consisted of the following (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:61%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Land</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,591</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,501</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Buildings and leasehold improvements</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">41,748</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Furniture and equipment</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,603</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,991</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">65,642</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Less accumulated depreciation and amortization</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(24,284</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(23,611</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">48,658</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,031</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">22. </font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Quarterly Financial Information (Unaudited)</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following tables present the summary results for the eight quarters ending December 31, 2016 (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="19" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Four Quarters</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,491</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,353</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,739</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,694</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,277</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">527</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">569</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">523</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">535</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,154</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,784</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,159</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">93,123</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loan loss provision (recovery)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income after loan loss provision</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,784</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,159</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">93,123</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,279</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,940</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,771</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,456</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29,446</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest expense</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,220</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,335</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,518</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,230</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income before provision for income taxes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,086</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,504</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,652</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,097</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">27,339</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income tax (provision)/ benefit</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,168</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,415</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,828</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,157</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(10,568</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,918</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,089</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,824</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,940</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,771</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Basic net income per common share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.08</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.06</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.03</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Diluted net income per common share</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.08</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.06</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.03</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="19" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Four Quarters</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,217</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,841</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,819</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,510</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">80,387</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">429</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">430</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">467</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">546</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,872</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,788</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,411</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">78,515</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loan loss provision (recovery)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,000</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,000</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,000</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income after loan loss provision</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,788</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,411</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">82,515</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,772</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,695</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,122</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,973</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest expense</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,115</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,070</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,391</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,820</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">74,396</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income before provision for income taxes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,445</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,725</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,656</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,266</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">33,092</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income tax (provision)/ benefit</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,878</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,626</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,861</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,148</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(12,513</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,567</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,099</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,795</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,118</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,579</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Basic net income per common share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.08</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Diluted net income per common share</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.08</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Other real estate owned, net</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transactions in the Company&#8217;s OREO for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,274</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,309</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,144</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">367</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,558</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Dispositions</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,140</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,611</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Change in valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,547</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,677</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,274</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,309</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;text-indent:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table summarizes activity in the OREO valuation allowance for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">776</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,323</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,394</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additions to valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,163</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reductions due to sales of OREO</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,619</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,234</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">776</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">776</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,323</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table summarizes OREO expenses for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Operating costs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">251</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">367</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">175</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Gains) losses on sales of OREO</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(247</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(371</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(183</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increases in valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">167</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">996</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">171</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">68</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">988</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">OREO, acquired through foreclosure or deeds in lieu of foreclosure, is carried at the lower of cost or estimated net realizable value. When the property is acquired, any excess of the loan balance over the estimated net realizable value is charged to the reserve for loan losses. Holding costs, subsequent write-downs to net realizable value, if any, and any disposition gains or losses are included in non-interest expenses. The valuation of OREO is subjective in nature and may be adjusted in the future because of changes in economic conditions. The valuation of OREO is also subject to review by federal and state bank regulatory authorities who may require increases or decreases to carrying amounts based on their evaluation of the information available to them at the time of their examinations of the Bank. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling OREO, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated on an annual basis, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. Accordingly, the amounts of any such potential changes - and any related adjustments - are generally recorded at the time such information is received. OREO valuation adjustments have been recorded on certain OREO properties. These adjustments are recorded in OREO expense in the Company&#8217;s consolidated statements of income.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Regulatory Matters</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Bancorp and the Bank are subject to various regulatory capital requirements administered by the federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company&#8217;s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, Bancorp and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. Bancorp&#8217;s and the Bank&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Quantitative measures established by regulation to ensure capital adequacy require Bancorp and the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Tier&#160;1 capital to average assets and Tier 1 and total capital to risk-weighted assets (all as defined in the regulations).</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Federal banking regulators are required to take prompt corrective action if an insured depository institution fails to satisfy certain minimum capital requirements. Such actions could potentially include a leverage capital limit, a risk-based capital requirement, and any other measure of capital deemed appropriate by the federal banking regulator for measuring the capital adequacy of an insured depository institution. In addition, payment of dividends by Bancorp and the Bank are subject to restriction by state and federal regulators and availability of retained earnings.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Effective January 1, 2015, Bancorp and the Bank became subject to new capital guidelines known as the &#8220;Basel III Rules.&#8221; The Basel III Rules increased minimum capital requirements for both the quantity and quality of capital held by the Bancorp and the Bank. The Basel III Rules include a new common equity Tier 1 capital to risk-weighted assets ratio (&#8220;CET1&#8221; ratio) of </font><font style="font-family:inherit;font-size:10pt;">4.5%</font><font style="font-family:inherit;font-size:10pt;"> and a capital conservation buffer of </font><font style="font-family:inherit;font-size:10pt;">2.5%</font><font style="font-family:inherit;font-size:10pt;"> above each of the three minimum risk-based capital requirements, which is being phased-in through January 1, 2019. The Basel III Rules also (i) raise the minimum ratio of Tier 1 capital to risk-weighted assets from </font><font style="font-family:inherit;font-size:10pt;">4.0%</font><font style="font-family:inherit;font-size:10pt;"> to </font><font style="font-family:inherit;font-size:10pt;">6.0%</font><font style="font-family:inherit;font-size:10pt;"> (which, with the fully phased-in capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of </font><font style="font-family:inherit;font-size:10pt;">8.5%</font><font style="font-family:inherit;font-size:10pt;">), (ii) effectively result in a minimum total capital to risk-weighted assets ratio of </font><font style="font-family:inherit;font-size:10pt;">10.5%</font><font style="font-family:inherit;font-size:10pt;"> (with the capital conservation buffer fully phased-in), and (iii) require a minimum leverage ratio of </font><font style="font-family:inherit;font-size:10pt;">4.0%</font><font style="font-family:inherit;font-size:10pt;">. The Basel III Rules also change the risk weights for certain assets and off-balance-sheet exposures. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Bancorp&#8217;s and Bank&#8217;s actual capital amounts and ratios and the required capital ratios under the Basel III Rules and the prompt corrective action framework as of December 31, 2016 and 2015 are presented in the following table (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="26" rowspan="1"></td></tr><tr><td style="width:30%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Regulatory minimum to<br clear="none"/>be &#8220;adequately<br clear="none"/>capitalized&#8221;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Basel III minimum adequacy with capital conservation buffer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Regulatory minimum<br clear="none"/>to be &#8220;well capitalized&#8221;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital<br clear="none"/>Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital<br clear="none"/>Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital<br clear="none"/>Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ratio</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tier 1 leverage (to average assets)</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">259,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">120,604</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">150,754</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">254,270</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">120,462</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">150,578</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CET1 capital (to risk weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">259,216</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">110,738</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125,504</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">159,955</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">254,270</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.3</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">110,933</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125,724</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">160,237</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tier 1 capital (to risk-weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">259,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">147,651</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">162,416</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">196,868</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">254,270</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">147,911</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">162,702</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.6</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">197,214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total capital (to risk-weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">284,949</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">196,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,633</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.6</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">246,085</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">280,003</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.4</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">197,214</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">212,005</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">246,518</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2015</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tier 1 leverage (to average assets)</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">227,542</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9.4</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,817</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">121,022</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">223,553</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9.3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,662</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">120,827</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CET1 capital to risk weighted assets</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">227,542</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">88,818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">128,292</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">223,533</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.4</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">88,663</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">128,069</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tier 1 capital (to risk-weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">227,542</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,424</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">157,898</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">223,553</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,218</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">157,624</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total capital (to risk-weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">252,401</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12.8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">157,898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">197,373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">248,346</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">157,624</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">197,030</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Transactions with related parties</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Certain officers and directors (and the companies with which they are associated) are customers of, and have had banking transactions with, the Bank in the ordinary course of the Bank&#8217;s business. In addition, the Bank expects to continue to have such banking transactions in the future. All loans and commitments to loan to such parties are generally made on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons. In the opinion of management, these transactions do not involve more than the normal risk of collectability or present any other unfavorable features. </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">An analysis of activity with respect to loans to officers and directors of the Bank for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> was approximately as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:61%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,253</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,791</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">485</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">106</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Repayments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,321</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(644</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,417</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,253</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Some officers and directors of the Bank also have credit card lines. The total outstanding balance of their credit cards at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> was </font><font style="font-family:inherit;font-size:10pt;">$0.01 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$0.03 million</font><font style="font-family:inherit;font-size:10pt;">, respectively while the total outstanding commitments on these cards were </font><font style="font-family:inherit;font-size:10pt;">$0.1 million</font><font style="font-family:inherit;font-size:10pt;">.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;Loans receivable at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> consisted of the following (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="14" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Percent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Percent</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Originated loans (a):</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,721</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16.4</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">263,095</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">514,363</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28.3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,379</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29.7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">813,084</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">44.7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">694,474</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">47.8</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,654</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,723</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">377,374</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20.7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">237,084</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16.3</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">386,150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21.2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">363,335</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">42,072</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2.4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,362</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2.7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,819,334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,452,978</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Less:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred loan fees, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,764</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(25,290</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(24,415</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,792,280</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,427,144</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquired loans (b):</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">92,490</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,236</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19.3</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied and other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,034</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34.4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,183</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">40.5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">190,524</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66.9</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">59.8</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3.6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,629</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">54,468</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">61,306</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,286</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,416</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,488</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total loans</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">285,078</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">234,951</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total loans:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">391,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18.6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">308,331</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied and other</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">612,397</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29.1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">526,562</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">31.2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,003,608</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">47.7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">834,893</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">49.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,038</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7.7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">431,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">298,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17.7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">414,436</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19.7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">384,444</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22.8</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">43,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2.1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,850</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,104,412</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,687,929</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100.0</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Less:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred loan fees</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,764</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,419</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reserve for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(25,290</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(24,415</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,077,358</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,662,095</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="14" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">(a) Loans organically made through the Company&#8217;s normal and customary origination process, including ARM purchases.</font></div></td></tr><tr><td colspan="14" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">(b) Loans acquired in the Home merger and PPFS merger.</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Bancorp&#8217;s and Bank&#8217;s actual capital amounts and ratios and the required capital ratios under the Basel III Rules and the prompt corrective action framework as of December 31, 2016 and 2015 are presented in the following table (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="26" rowspan="1"></td></tr><tr><td style="width:30%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Regulatory minimum to<br clear="none"/>be &#8220;adequately<br clear="none"/>capitalized&#8221;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Basel III minimum adequacy with capital conservation buffer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Regulatory minimum<br clear="none"/>to be &#8220;well capitalized&#8221;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital<br clear="none"/>Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital<br clear="none"/>Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital<br clear="none"/>Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ratio</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tier 1 leverage (to average assets)</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">259,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">120,604</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">150,754</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">254,270</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">120,462</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">150,578</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CET1 capital (to risk weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">259,216</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">110,738</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125,504</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">159,955</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">254,270</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.3</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">110,933</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125,724</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">160,237</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tier 1 capital (to risk-weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">259,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">147,651</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">162,416</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">196,868</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">254,270</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">147,911</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">162,702</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.6</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">197,214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total capital (to risk-weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">284,949</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">196,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">211,633</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.6</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">246,085</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">280,003</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.4</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">197,214</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">212,005</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">246,518</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2015</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tier 1 leverage (to average assets)</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">227,542</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9.4</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,817</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">121,022</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">223,553</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9.3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,662</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">120,827</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CET1 capital to risk weighted assets</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">227,542</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">88,818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">128,292</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">223,533</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.4</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">88,663</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">128,069</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tier 1 capital (to risk-weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">227,542</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.5</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,424</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">157,898</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">223,553</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,218</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">157,624</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total capital (to risk-weighted assets)</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bancorp</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">252,401</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12.8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">157,898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">197,373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;Bank</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">248,346</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12.6</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">157,624</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">197,030</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The approximate provision for income taxes for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> was as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Current:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Federal</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(801</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(582</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(185</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;State</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(160</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(111</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(30</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(961</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(693</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(215</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(9,607</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(11,820</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">37</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Provision) for income taxes</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(10,568</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(12,513</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(178</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Condensed financial information for Bancorp (Parent company only) is presented as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CONDENSED BALANCE SHEETS </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:75%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment in subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">360,426</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">328,771</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax asset</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,338</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,624</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other assets</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,635</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,107</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">369,652</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">336,774</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Liabilities and stockholders&#8217; equity:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Stockholders&#8217; equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">369,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">336,774</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total liabilities and stockholders&#8217; equity</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">369,652</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">336,774</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CONDENSED STATEMENTS OF CASH FLOWS </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:64%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Years ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash flows from operating activities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,771</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,737</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Adjustments to reconcile net loss to net cash provided<br clear="none"/>by (used in) operating activities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Equity in undistributed net income of subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(19,597</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(22,417</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(6,238</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Stock-based compensation expense</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,124</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,482</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,214</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increase in deferred tax asset</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,714</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,010</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,794</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increase in other assets</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(527</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(936</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Decrease) increase in other liabilities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net cash used in operating activities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,943</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(349</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash flows from financing activities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax effect of nonvested restricted stock</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(577</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(556</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(339</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Proceeds from issuance of common stock</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,238</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,285</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Increase due to business combination</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(16,244</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(111,879</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Stock options exercised</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Dividend from Bank</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,500</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net cash provided by (used in) financing activities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">924</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(556</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net increase (decrease) in cash and cash equivalents</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,019</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(905</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,050</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents at beginning of year</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,177</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">127</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,253</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,177</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CONDENSED STATEMENTS OF COMPREHENSIVE INCOME </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:67%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Years ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Income:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Expenses:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Administrative</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,279</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,619</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,347</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,356</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">378</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,217</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total expenses</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,635</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,997</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,564</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loss before income taxes and equity in undistributed net losses of subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,630</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,992</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,554</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Credit for income taxes</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,804</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,154</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,053</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Gain (loss) before equity in undistributed net losses<br clear="none"/>of subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,826</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,838</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,501</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Equity in undistributed net income of subsidiary</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,597</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,417</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,238</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,771</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,579</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,737</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">14,085</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,365</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,608</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The significant components of the net deferred tax assets and liabilities at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:70%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reserve for loan losses and unfunded loan commitments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,431</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,961</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred benefit plan expenses, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,663</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,768</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Federal and state net operating loss and other carryforwards</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">14,840</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,068</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax credit carryforwards</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,427</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Allowance for losses on OREO</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">651</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accrued interest on non-accrual loans</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">169</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Purchased intangibles</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Fair value of acquired assets/liabilities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,698</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,563</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,464</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">575</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax assets</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,951</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">60,572</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Valuation allowance for deferred tax assets</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(59</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(74</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax assets, net of valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">51,892</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">60,498</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accumulated depreciation and amortization</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,755</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,070</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred loan fees</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,240</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,233</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FHLB stock dividends</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">289</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,242</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net unrealized gains (losses) on investment securities available-for-sale</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(653</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">994</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Purchased intangibles</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,395</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,543</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">694</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">743</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax liabilities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,720</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,825</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net deferred tax assets (liabilities)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">45,172</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">50,673</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The numerators and denominators used in computing basic and diluted net income per common share for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> can be reconciled as follows (dollars in thousands, except per share data):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,771</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,579</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,737</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Weighted-average shares outstanding - basic</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,895,427</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,788,827</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">62,265,230</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Dilutive securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">263,755</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">179,926</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">74,640</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Weighted-average shares outstanding - diluted</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,159,182</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,968,753</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">62,339,870</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Common stock equivalent shares excluded due to antidilutive effect</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">450</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,361,624</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,901</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Basic and diluted:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income per common share (basic)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.29</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.06</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income per common share (diluted)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.23</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.29</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.06</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The provision for income taxes results in effective tax rates which are different than the federal income tax statutory rate. A reconciliation of the differences for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> is as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:71%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Expected federal income tax provision/credit at statutory rates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(9,569</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(11,582</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,370</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">State income taxes, net of federal effect</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,293</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,456</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(179</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Effect of nontaxable income, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">779</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">643</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">489</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reversal of valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax affected disallowed merger costs</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(369</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(974</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Rate change for deferred taxes</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(353</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,687</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other, net</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(326</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">231</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">169</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Provision) for income taxes</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(10,568</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(12,513</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(178</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">A summary of the Bank&#8217;s off-balance sheet financial instruments which are used to meet the financing needs of its customers is approximately as follows at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:70%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commitments to extend credit</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">580,450</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">479,353</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commitments under credit card lines of credit</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">80,612</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">65,988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Standby letters of credit</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,887</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,090</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total off-balance sheet financial instruments</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">666,949</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">550,431</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Information with respect to the Company&#8217;s non-accrual loans, by portfolio class, at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> is as follows (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:63%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Owner occupied</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,739</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,742</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-owner occupied</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,659</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">434</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total commercial real estate loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,176</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">429</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,598</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,427</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,270</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">447</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total non-accrual loans</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,695</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,053</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accruing loans which are contractually past due 90 days or more:</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">56</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total accruing loans which are contractually past due 90 days or more</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">68</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table sets forth activity for CDI for the years ended December 31, 2016 and 2015 (dollars in thousands). The Company had </font><font style="font-family:inherit;font-size:10pt;">$7.7 million</font><font style="font-family:inherit;font-size:10pt;"> recorded CDI and </font><font style="font-family:inherit;font-size:10pt;">$0.5 million</font><font style="font-family:inherit;font-size:10pt;"> amortization expense during 2014.</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:58%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Gross core deposit intangibles balance, beginning of period</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,196</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accumulated amortization, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,333</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(513</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Core deposit intangible, net, beginning of period</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,863</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,683</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Established through acquisitions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,770</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CDI current period amortization</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,316</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(820</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total core deposit intangible, end of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,317</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,863</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">At </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, the aggregate minimum rental commitments under operating leases that have initial or remaining non-cancelable lease terms in excess of one year were approximately as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:82%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,706</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2018</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,356</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2019</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,114</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2020</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">762</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2021</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">553</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Thereafter</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,513</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,004</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents the activity for nonvested restricted stock for the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">: </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7" rowspan="1"></td></tr><tr><td style="width:70%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">shares</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">average grant</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">date fair value</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">per share</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Nonvested as of January 1, 2016</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">909,410</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.37</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Granted</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">579,638</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.70</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Released</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(297,088</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.18</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Canceled / forfeited</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(42,985</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Nonvested as of December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,148,975</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6.39</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and 2015, the notional values or contractual amounts and fair values of the Company&#8217;s derivatives not designated in hedge relationships were as follows (dollars in thousands). </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Asset Derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Liability Derivatives</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notional/ <br clear="none"/>Contract Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value (1)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notional/ <br clear="none"/>Contract Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value (1)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notional/ <br clear="none"/>Contract Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value (2)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notional/ <br clear="none"/>Contract Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value (2)</font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest rate swaps</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">256,950</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">169,720</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">256,950</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,239</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">169,720</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,646</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="33" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">(1)- Included in other assets on the consolidated balance sheet</font></div></td></tr><tr><td colspan="33" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">(2)- Included in other liabilities on the consolidated balance sheet</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following tables present the summary results for the eight quarters ending December 31, 2016 (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="19" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Four Quarters</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,491</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,353</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,739</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,694</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,277</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">527</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">569</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">523</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">535</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,154</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,784</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,159</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">93,123</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loan loss provision (recovery)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income after loan loss provision</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,784</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,216</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,159</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">93,123</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,279</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,940</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,771</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,456</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29,446</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest expense</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,220</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,335</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,518</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">95,230</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income before provision for income taxes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,086</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,504</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,652</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,097</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">27,339</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income tax (provision)/ benefit</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,168</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,415</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,828</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,157</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(10,568</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,918</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,089</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,824</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,940</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,771</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Basic net income per common share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.08</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.06</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.03</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Diluted net income per common share</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.08</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.06</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.03</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="19" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Four Quarters</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,217</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,841</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,819</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,510</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">80,387</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">429</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">430</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">467</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">546</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,872</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,788</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,411</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">78,515</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loan loss provision (recovery)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,000</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,000</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,000</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income after loan loss provision</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,788</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,411</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,352</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,964</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">82,515</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,772</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,695</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,122</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,973</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-interest expense</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,115</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,070</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,391</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,820</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">74,396</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income before provision for income taxes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,445</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,725</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,656</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,266</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">33,092</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income tax (provision)/ benefit</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,878</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,626</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,861</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,148</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(12,513</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,567</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,099</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,795</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,118</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,579</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Basic net income per common share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.08</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Diluted net income per common share</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.08</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.07</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides a summary of the purchase price calculation as of the PPFS Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values. These fair value measurements are provisional based on third-party valuations that are currently under review and are subject to refinement for up to one year after the PPFS Acquisition Date based on additional information that may be obtained by us that existed as of the PPFS Acquisition Date. </font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:68%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Purchase Price (in thousands), except per share data</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cascade shares issued for PPFS shares</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,921,012</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cascade share price</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.56</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consideration from common stock conversion (0.3050 ratio)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,238</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash paid in lieu of fractional shares</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total purchase price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FHLB stock</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">424</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans, net</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">102,670</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,333</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax asset</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Bank owned life insurance</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,491</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,364</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">122,395</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposits</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101,544</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">109,756</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net identifiable assets acquired</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,639</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Intangible asset acquired (1)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">342</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Goodwill</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,258</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="9" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1) Intangible assets consist of core deposit intangibles. The useful life for which the core deposit intangible is being amortized is 10 years.</font></div><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following is a condensed balance sheet disclosing the estimated fair value amounts of the branches acquired in the branch acquisition assigned to the major consolidated asset and liability captions at the acquisition date (dollars in thousands):</font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5" rowspan="1"></td></tr><tr><td style="width:87%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">ASSETS</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">456,611</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment, net</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,113</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Core deposit intangibles</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,427</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Goodwill</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,984</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">463</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">470,598</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">LIABILITIES</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">469,889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other liabilities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">709</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">470,598</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides a summary of the purchase price calculation as of the Home Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:69%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Purchase Price (in thousands, except share data)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cascade Bancorp common stock shares issued for Home Federal shares</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,309,131</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cascade share price as calculated in the Merger Agreement </font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.91</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consideration from common stock conversion (1.6772 ratio)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">119,285</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consideration paid in cash ($8.43 per share)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">122,163</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total purchase price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">241,448</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">ASSETS</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:middle;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">160,782</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:middle;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">318,893</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">392,411</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Premises and equipment</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,432</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,514</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deferred tax asset</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,514</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">BOLI</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">15,896</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,259</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Core deposit intangible</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,667</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total assets</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">945,368</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">LIABILITIES</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposits</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">759,176</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,354</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">782,530</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net identifiable assets acquired</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">162,838</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Goodwill</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">78,610</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="8" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">(1) The core deposit intangible is being amortized over a 10 year period, which is its expected useful life.</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">An analysis of activity with respect to loans to officers and directors of the Bank for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> was approximately as follows (dollars in thousands): </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:61%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,253</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,791</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">485</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">106</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Repayments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,321</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(644</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,417</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,253</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transactions in the Company&#8217;s MSRs for the years ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2015</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands). </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:71%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,186</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,248</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">885</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">631</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Amortization</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(723</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(693</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balances at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,348</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,186</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Information regarding the number, weighted-average exercise price, and weighted-average remaining contractual life of options by range of exercise price at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> is as follows: </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:40%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Options outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Exercisable options</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Exercise price range</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of options</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average remaining contractual life (years)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of options</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Under $50.00</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,371,834</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.80</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,834</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.45</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$80.01&#160;-&#160;$120.00</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,831</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.30</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1.2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,831</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.30</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #ffffff;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$220.01&#160;-&#160;$279.00</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,307</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">271.82</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.1</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,307</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">271.82</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,383,972</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.32</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">83,972</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26.02</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents the activity related to options under all plans for the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:28%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Options outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Options outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Options outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-average exercise price</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,375,909</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.44</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,901</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34.85</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">111,571</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38.92</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Granted</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">14,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3.71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,300,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4.79</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Exercised/Released</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,266</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3.60</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cancelled / forfeited</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2,196</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">30.56</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(8,301</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21.14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(20,482</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">33.90</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Expired</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,697</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">209.87</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,691</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">151.20</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5,188</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125.83</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,383,972</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.32</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,375,909</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5.44</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,901</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34.85</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Exercisable at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">83,972</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">75,909</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">67,404</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table provides the estimated future amortization expense of CDI for the succeeding five years (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:85%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Years Ending December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2018</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2019</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2020</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2021</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,497</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company is managed by legal entity and not by lines of business. The Company has determined that its operations are solely in the community and business banking industry and consist of traditional banking services, including lending activities; acceptance of demand, savings, and time deposits; business services; and trust services. These products and services have similar distribution methods, types of customers and regulatory responsibilities. The performance of the Company is reviewed by the executive management team and the Company&#8217;s Board of Directors (the &#8220;Board&#8221;) on a monthly basis. All of the executive officers of Bancorp are members of the Bank&#8217;s executive management team, and operating decisions are made based on the performance of the Company as a whole. Accordingly, disaggregated segment information is not required to be presented in the accompanying consolidated financial statements, and the Company will continue to present one segment for financial reporting purposes. </font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Payment of dividends by Bancorp and the Bank is subject to restriction by state and federal regulators and the availability of retained earnings</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MSRs are capitalized at their allocated carrying value and amortized in proportion to, and over the period of, estimated future net servicing revenue. MSRs are measured by allocating the carrying value of loans between the assets sold and interest retained, based upon the relative estimated fair value at date of sale. Impairment of MSRs is assessed based on the estimated fair value of servicing rights. Fair value is estimated using discounted cash flows of servicing revenue less servicing costs taking into consideration market estimates of prepayments as applied to underlying loan type, note rate, and term. Impairment adjustments, if any, are recorded through a valuation allowance. Fees earned for servicing mortgage loans are reported as income when the related mortgage loan payments are received.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Mortgage banking activities</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net MSRs, as included in Other Assets, at </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> were </font><font style="font-family:inherit;font-size:10pt;">$2.3 million</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">$2.2 million</font><font style="font-family:inherit;font-size:10pt;">, respectively. Transactions in the Company&#8217;s MSRs for the years ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:Times New Roman;font-size:10pt;color:#000000;">2015</font><font style="font-family:inherit;font-size:10pt;"> were as follows (dollars in thousands). </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:71%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balance at beginning of year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,186</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,248</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">885</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">631</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Amortization</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(723</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(693</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Balances at end of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,348</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,186</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mortgage banking income, net, consisted of the following for the periods shown (dollars in thousands):</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:56%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Origination and processing fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">360</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">614</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">748</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Gain on sales of mortgage loans, net</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,044</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,007</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,539</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Servicing fees, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">715</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">689</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">678</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Amortization</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(723</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(693</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(669</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mortgage banking income, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,396</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,617</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,296</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents, by portfolio segment, the post modification recorded investment for TDRs restructured during the years ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and by the primary type of concession granted (dollars in thousands). There were no restructured TDRs in 2014. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Rate<br clear="none"/>reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Term<br clear="none"/>extension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Rate reduction<br clear="none"/>and term<br clear="none"/>extension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Rate<br clear="none"/>reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Term<br clear="none"/>extension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Rate reduction<br clear="none"/>and term<br clear="none"/>extension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">There were no TDRs which had payment defaults during the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> that had been previously restructured within the last twelve months prior to </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;">, and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;">.</font></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table presents, by portfolio segment, information with respect to the Company&#8217;s loans that were modified and recorded as TDRs during the years ended </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2015</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2014</font><font style="font-family:inherit;font-size:10pt;"> (dollars in thousands):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">TDR outstanding</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">recorded investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">TDR outstanding</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">recorded investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of<br clear="none"/>loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">TDR outstanding<br clear="none"/>recorded investment</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial real estate</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Construction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Residential real estate</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commercial and industrial</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consumer</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Investment securities at </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December&#160;31, 2016</font><font style="font-family:inherit;font-size:10pt;"> and </font><font style="font-family:inherit;font-size:10pt;">2015</font><font style="font-family:inherit;font-size:10pt;"> consisted of the following (dollars in thousands):</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:48%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">unrealized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">gains</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">unrealized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">fair&#160;value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2016</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency mortgage-backed securities (MBS)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">165,933</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,828</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(799</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">166,962</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-agency MBS</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">252,153</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">203</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,408</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">248,948</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,700</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">419</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(57</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,062</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Corporate securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,213</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">397</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(287</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">71,323</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mutual fund</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">537</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">524</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">496,536</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,847</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(4,564</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">494,819</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency mortgage-backed securities (MBS) </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101,563</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(148</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">102,610</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax credit investments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">287</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">287</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Obligations of state and political subdivisions</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,707</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">770</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(102</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,375</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">140,557</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,965</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(250</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,272</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Available-for-sale</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency MBS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">154,691</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,698</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(455</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">156,934</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-agency MBS</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,765</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">477</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,016</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">118,226</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">7,468</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">800</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(23</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,245</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Corporate securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26,320</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mutual fund</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">525</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">537</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">307,648</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,108</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(1,494</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">310,262</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Held-to-maturity</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">U.S. Agency mortgage-backed securities (MBS) </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,800</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,875</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100,670</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Tax credit investments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">421</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">421</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Obligations of state and political subdivisions</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">40,203</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">968</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">41,169</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">139,424</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,843</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#ccffcc;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">142,260</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#ccffcc;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-indent:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></div> The core deposit intangible is being amortized over a 10 year period, which is its expected useful life. Loans organically made through the Company’s normal and customary origination process, including ARM purchases. Loans acquired in the Home merger and PPFS merger. Intangible assets consist of core deposit intangibles. The useful life for which the core deposit intangible is being amortized is 10 years. Included in other assets on the consolidated balance sheet Included in other liabilities on the consolidated balance sheet EX-101.SCH 9 cacb-20161231.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 2116100 - Disclosure - Basic and diluted net income per common share link:presentationLink link:calculationLink link:definitionLink 2416402 - Disclosure - Basic and diluted net income per common share (Schedule of Earnings Per Share Reconciliation) (Details) link:presentationLink link:calculationLink link:definitionLink 2316301 - Disclosure - Basic and diluted net income per common share (Tables) link:presentationLink link:calculationLink link:definitionLink 2101100 - Disclosure - Basis of presentation and summary of significant accounting policies link:presentationLink link:calculationLink link:definitionLink 2401404 - Disclosure - Basis of presentation and summary of significant accounting policies (Agreement with First Interstate BancSystem, Inc) (Details) link:presentationLink link:calculationLink link:definitionLink 2401402 - Disclosure - Basis of presentation and summary of significant accounting policies (Details) link:presentationLink link:calculationLink link:definitionLink 2201201 - Disclosure - Basis of presentation and summary of significant accounting policies (Policies) link:presentationLink link:calculationLink link:definitionLink 2401403 - Disclosure - Basis of presentation and summary of significant accounting policies (Schedule of Premises and Equipment) (Details) link:presentationLink link:calculationLink link:definitionLink 2118100 - Disclosure - Benefit plans link:presentationLink link:calculationLink link:definitionLink 2418401 - Disclosure - Benefit plans (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2102100 - Disclosure - Business Combinations link:presentationLink link:calculationLink link:definitionLink 2402405 - Disclosure - Business Combinations (Bank of America Branches) (Details) link:presentationLink link:calculationLink link:definitionLink 2402402 - Disclosure - Business Combinations (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2402403 - Disclosure - Business Combinations (Prime Pacific Financial Services and Home Federal Bank) (Details) link:presentationLink link:calculationLink link:definitionLink 2402404 - Disclosure - Business Combinations (Pro Forma Information) (Details) link:presentationLink link:calculationLink link:definitionLink 2302301 - Disclosure - Business Combinations (Tables) link:presentationLink link:calculationLink link:definitionLink 2104100 - Disclosure - Cash and due from banks link:presentationLink link:calculationLink link:definitionLink 2404401 - Disclosure - Cash and due from banks (Details) link:presentationLink link:calculationLink link:definitionLink 2114100 - Disclosure - Commitments, guarantees and contingencies link:presentationLink link:calculationLink link:definitionLink 2414404 - Disclosure - Commitments, guarantees and contingencies (Aggregate Minimum Rental Commitments Under Operating Leases) (Details) link:presentationLink link:calculationLink link:definitionLink 2414402 - Disclosure - Commitments, guarantees and contingencies (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2414403 - Disclosure - Commitments, guarantees and contingencies (Summary of the Bank's Off-balance Sheet Financial Instruments) (Details) link:presentationLink link:calculationLink link:definitionLink 2314301 - Disclosure - Commitments, guarantees and contingencies (Tables) link:presentationLink link:calculationLink link:definitionLink 1001000 - Statement - Consolidated Balance Sheets link:presentationLink link:calculationLink link:definitionLink 1001501 - Statement - Consolidated Balance Sheets [Parenthetical] link:presentationLink link:calculationLink link:definitionLink 1005000 - Statement - Consolidated Statements of Cash Flows link:presentationLink link:calculationLink link:definitionLink 1004000 - Statement - Consolidated Statements of Changes in Stockholders' Equity link:presentationLink link:calculationLink link:definitionLink 1003000 - Statement - Consolidated Statements of Comprehensive Income link:presentationLink link:calculationLink link:definitionLink 1002000 - Statement - Consolidated Statements of Income link:presentationLink link:calculationLink link:definitionLink 2111100 - Disclosure - Derivatives link:presentationLink link:calculationLink link:definitionLink 2411403 - Disclosure - Derivatives (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2411404 - Disclosure - Derivatives (Offsetting Assets And Liabilities) (Details) link:presentationLink link:calculationLink link:definitionLink 2411402 - Disclosure - Derivatives (Schedule Of Notional Amounts Of Outstanding Derivative Positions) (Details) link:presentationLink link:calculationLink link:definitionLink 2311301 - Disclosure - Derivatives (Tables) link:presentationLink link:calculationLink link:definitionLink 0001000 - Document - Document and Entity Information link:presentationLink link:calculationLink link:definitionLink 2120100 - Disclosure - Fair Value link:presentationLink link:calculationLink link:definitionLink 2420403 - Disclosure - Fair Value (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) link:presentationLink link:calculationLink link:definitionLink 2420405 - Disclosure - Fair Value (Fair Value, by Balance Sheet Grouping) (Details) link:presentationLink link:calculationLink link:definitionLink 2420402 - Disclosure - Fair Value (Fair Value Financial Assets Measured on Recurring Basis) (Details) link:presentationLink link:calculationLink link:definitionLink 2420404 - Disclosure - Fair Value (Fair Value Inputs, Assets, Quantitative Information) (Details) link:presentationLink link:calculationLink link:definitionLink 2320301 - Disclosure - Fair Value (Tables) link:presentationLink link:calculationLink link:definitionLink 2110100 - Disclosure - Goodwill and other intangible assets link:presentationLink link:calculationLink link:definitionLink 2410402 - Disclosure - Goodwill and other intangible assets (Details) link:presentationLink link:calculationLink link:definitionLink 2410403 - Disclosure - Goodwill and other intangible assets Future Amortization Expenses (Details) link:presentationLink link:calculationLink link:definitionLink 2310301 - Disclosure - Goodwill and other intangible assets (Tables) link:presentationLink link:calculationLink link:definitionLink 2115100 - Disclosure - Income taxes link:presentationLink link:calculationLink link:definitionLink 2415402 - Disclosure - Income taxes (Benefit (Provision) for Income Taxes) (Details) link:presentationLink link:calculationLink link:definitionLink 2415404 - Disclosure - Income taxes (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2415403 - Disclosure - Income taxes (Reconciliation of the Differences Due to Federal Statutory Rate) (Details) link:presentationLink link:calculationLink link:definitionLink 2415405 - Disclosure - Income taxes (Significant Components of the Net Deferred Tax Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 2315301 - Disclosure - Income taxes (Tables) link:presentationLink link:calculationLink link:definitionLink 2105100 - Disclosure - Investment securities link:presentationLink link:calculationLink link:definitionLink 2405403 - Disclosure - Investment securities (Available For Sale Securities Continuous Unrealized Loss Position Fair Value) (Details) link:presentationLink link:calculationLink link:definitionLink 2405405 - Disclosure - Investment securities (Investments Classified by Contractual Maturity Date) (Details) link:presentationLink link:calculationLink link:definitionLink 2405404 - Disclosure - Investment securities (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2305301 - Disclosure - Investment securities (Tables) link:presentationLink link:calculationLink link:definitionLink 2405402 - Disclosure - Investment securities (Unrealized Gain (Loss) on Investments) (Details) link:presentationLink link:calculationLink link:definitionLink 2106100 - Disclosure - Loans and reserve for credit losses link:presentationLink link:calculationLink link:definitionLink 2406405 - Disclosure - Loans and reserve for credit losses (Allowance for Credit Losses on Financing Receivables) (Details) link:presentationLink link:calculationLink link:definitionLink 2406410 - Disclosure - Loans and reserve for credit losses (Average Recorded Investment in Impaired Financing Receivables) (Details) link:presentationLink link:calculationLink link:definitionLink 2406407 - Disclosure - Loans and reserve for credit losses (Financing Receivable Credit Quality Indicators) (Details) link:presentationLink link:calculationLink link:definitionLink 2406409 - Disclosure - Loans and reserve for credit losses (Impaired Financing Receivables) (Details) link:presentationLink link:calculationLink link:definitionLink 2406404 - Disclosure - Loans and reserve for credit losses (Loans, Covered Loans, Loss Share Payable (Receivable)) (Details) link:presentationLink link:calculationLink link:definitionLink 2406403 - Disclosure - Loans and reserve for credit losses (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2406408 - Disclosure - Loans and reserve for credit losses (Past Due Financing Receivables) (Details) link:presentationLink link:calculationLink link:definitionLink 2406413 - Disclosure - Loans and reserve for credit losses (Post Modification Recorded in Investment for Troubled Debt Restructurings on Financing Receivables) (Detail) link:presentationLink link:calculationLink link:definitionLink 2406406 - Disclosure - Loans and reserve for credit losses (Reserve for Loan Losses and Recorded Investment in Loans) (Details) link:presentationLink link:calculationLink link:definitionLink 2406402 - Disclosure - Loans and reserve for credit losses (Schedule of Accounts, Notes, Loans and Financing Receivable) (Details) link:presentationLink link:calculationLink link:definitionLink 2406411 - Disclosure - Loans and reserve for credit losses (Schedule of Financing Receivables, Non Accrual Status) (Details) link:presentationLink link:calculationLink link:definitionLink 2406414 - Disclosure - Loans and reserve for credit losses (Schedule of Payment Defaults on Troubled Debt Restructurings on Financing Receivables) (Details) link:presentationLink link:calculationLink link:definitionLink 2306301 - Disclosure - Loans and reserve for credit losses (Tables) link:presentationLink link:calculationLink link:definitionLink 2406412 - Disclosure - Loans and reserve for credit losses (Troubled Debt Restructurings on Financing Receivables) (Details) link:presentationLink link:calculationLink link:definitionLink 2107100 - Disclosure - Mortgage banking activities link:presentationLink link:calculationLink link:definitionLink 2407403 - Disclosure - Mortgage banking activities (Mortgage Banking Income) (Details) link:presentationLink link:calculationLink link:definitionLink 2407404 - Disclosure - Mortgage banking activities (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2407402 - Disclosure - Mortgage banking activities (Schedule of Serving Assets at Fair Value) (Details) link:presentationLink link:calculationLink link:definitionLink 2307301 - Disclosure - Mortgage banking activities (Tables) link:presentationLink link:calculationLink link:definitionLink 2113100 - Disclosure - Other borrowings link:presentationLink link:calculationLink link:definitionLink 2413401 - Disclosure - Other borrowings (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2109100 - Disclosure - Other real estate owned ("OREO"), net link:presentationLink link:calculationLink link:definitionLink 2409402 - Disclosure - Other real estate owned ("OREO"), net (Other Real Estate Roll Forward) (Details) link:presentationLink link:calculationLink link:definitionLink 2409403 - Disclosure - Other real estate owned ("OREO"), net (Schedule of Activity in Other Real Estate Owned Valuation Allowance) (Details) link:presentationLink link:calculationLink link:definitionLink 2409404 - Disclosure - Other real estate owned ("OREO"), net (Schedule of Other Real Estate Owned Expenses) (Details) link:presentationLink link:calculationLink link:definitionLink 2409404 - Disclosure - Other real estate owned ("OREO"), net (Schedule of Other Real Estate Owned Expenses) (Details) link:presentationLink link:calculationLink link:definitionLink 2309301 - Disclosure - Other real estate owned ("OREO"), net (Tables) link:presentationLink link:calculationLink link:definitionLink 2125100 - Disclosure - Parent company financial information link:presentationLink link:calculationLink link:definitionLink 2425402 - Disclosure - Parent company financial information (Condensed Financial Information for Bancorp (Parent Company Only)) (Details) link:presentationLink link:calculationLink link:definitionLink 2425404 - Disclosure - Parent company financial information (Condensed Statement of Cash Flows) (Details) link:presentationLink link:calculationLink link:definitionLink 2425403 - Disclosure - Parent company financial information (Condensed Statements of Income) (Details) link:presentationLink link:calculationLink link:definitionLink 2325301 - Disclosure - Parent company financial information (Tables) link:presentationLink link:calculationLink link:definitionLink 2108100 - Disclosure - Premises and equipment link:presentationLink link:calculationLink link:definitionLink 2408402 - Disclosure - Premises and equipment (Details) link:presentationLink link:calculationLink link:definitionLink 2308301 - Disclosure - Premises and equipment (Tables) link:presentationLink link:calculationLink link:definitionLink 2428402 - Disclosure - Quarterly Financial Information (Unaudited) (Details) link:presentationLink link:calculationLink link:definitionLink 2128100 - Disclosure - Quarterly Financial Information (Unaudited) (Notes) link:presentationLink link:calculationLink link:definitionLink 2328301 - Disclosure - Quarterly Financial Information (Unaudited) (Tables) link:presentationLink link:calculationLink link:definitionLink 2121100 - Disclosure - Regulatory Matters link:presentationLink link:calculationLink link:definitionLink 2421402 - Disclosure - Regulatory Matters (Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations) (Details) link:presentationLink link:calculationLink link:definitionLink 2321301 - Disclosure - Regulatory Matters (Tables) link:presentationLink link:calculationLink link:definitionLink 2119100 - Disclosure - Stock-based Compensation link:presentationLink link:calculationLink link:definitionLink 2419404 - Disclosure - Stock-based Compensation (Exercise Price Range) (Details) link:presentationLink link:calculationLink link:definitionLink 2419406 - Disclosure - Stock-based Compensation (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2419405 - Disclosure - Stock-based Compensation (Schedule of Nonvested Restricted Stock Units Activity) (Details) link:presentationLink link:calculationLink link:definitionLink 2419403 - Disclosure - Stock-based Compensation (Schedule of Share-based Compensation, Stock Options, Activity) (Details) link:presentationLink link:calculationLink link:definitionLink 2419402 - Disclosure - Stock-based Compensation (Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions) (Details) link:presentationLink link:calculationLink link:definitionLink 2319301 - Disclosure - Stock-based Compensation (Tables) link:presentationLink link:calculationLink link:definitionLink 2112100 - Disclosure - Time deposits link:presentationLink link:calculationLink link:definitionLink 2412403 - Disclosure - Time deposits (Details) link:presentationLink link:calculationLink link:definitionLink 2412402 - Disclosure - Time deposits (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2312301 - Disclosure - Time deposits (Tables) link:presentationLink link:calculationLink link:definitionLink 2117100 - Disclosure - Transactions with related parties link:presentationLink link:calculationLink link:definitionLink 2417402 - Disclosure - Transactions with related parties (Analysis of Activity with Respect to Loans to Officers and Directors of the Bank) (Details) link:presentationLink link:calculationLink link:definitionLink 2417403 - Disclosure - Transactions with related parties (Narrative) (Details) link:presentationLink link:calculationLink link:definitionLink 2317301 - Disclosure - Transactions with related parties (Tables) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 10 cacb-20161231_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 11 cacb-20161231_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 12 cacb-20161231_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Disclosure of Compensation Related Costs, Share-based Payments [Abstract] Stock-Based Compensation Disclosure of Compensation Related Costs, Share-based Payments [Text Block] Related Party Transactions [Abstract] Outstanding balance on credit card Outstanding Balance On Credit Card Represent outstanding balance on credit card. Outstanding commitments on credit card Outstanding Commitment On Credit Card Represent outstanding commitment on credit card. Cash and Due from Banks [Abstract] Cash and due from banks Cash and Due From Banks [Text Block] It represent the disclosure of Cash and due from banks. Investments, Debt and Equity Securities [Abstract] Schedule of Available-for-sale Securities [Table] Schedule of Available-for-sale Securities [Table] Investment Type [Axis] Investment Type [Axis] Investment Type Categorization [Domain] Investments [Domain] U.S. Agency (MBS) Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] Non-agency MBS Mortgage-backed Securities, Issued by Private Enterprises [Member] U.S. Agency asset-backed securities Asset-backed Securities [Member] Corporate securities Corporate Debt Securities [Member] Mutual fund Mutual Fund [Member] Obligations of state and political subdivisions US States and Political Subdivisions Debt Securities [Member] Schedule of Available-for-sale Securities [Line Items] Schedule of Available-for-sale Securities [Line Items] Available-for-sale Available-for-sale Securities [Abstract] Estimated fair value, Less than 12 months Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Unrealized losses, Less than 12 months Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Estimated fair value, 12 months or more Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Unrealized losses, 12 months or more Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Estimated fair value, Total Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value Unrealized losses, Total Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss Held-to-maturity Held-to-maturity Securities, Unclassified [Abstract] Estimated fair value, Less than 12 months Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Unrealized losses, Less than 12 months Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Estimated fair value, 12 months or more Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Unrealized losses, 12 months or more Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Estimated fair value, Total Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value Unrealized losses, Total Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss Real Estate [Abstract] Other Real Estate Owned [Roll Forward] SEC Schedule III, Reconciliation of Carrying Amount of Real Estate Investments [Roll Forward] Balance at beginning of year Other Real Estate, Foreclosed Assets, and Repossessed Assets Additions SEC Schedule III, Real Estate, Other Additions Dispositions SEC Schedule III, Real Estate, Cost of Real Estate Sold Change in valuation allowance Real Estate Owned, Valuation Allowance, Period Increase (Decrease) Balance at end of year Quarterly Financial Information Disclosure [Abstract] Quarterly Financial Information Quarterly Financial Information [Text Block] Business Combinations [Abstract] Schedule of Business Acquisitions, by Acquisition [Table] Schedule of Business Acquisitions, by Acquisition [Table] Business Acquisition [Axis] Business Acquisition [Axis] Business Acquisition, Acquiree [Domain] Business Acquisition, Acquiree [Domain] Prime Pacific Financial Services Prime Pacific Financial Services [Member] Prime Pacific Financial Services [Member] Home Federal Bank Home Federal Bank [Member] Home Federal Bank [Member] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets, Major Class Name [Domain] Finite-Lived Intangible Assets, Major Class Name [Domain] Core Deposits Core Deposits [Member] Business Acquisition [Line Items] Business Acquisition [Line Items] Cascade Bancorp common stock shares issued for Acquiree shares Business Acquisition, Equity Interest Issued or Issuable, Number of Shares Cascade share price as calculated in the Merger Agreement Business Acquisition, Share Price Consideration from common stock conversion Business Combination, Consideration Transferred, Equity Interests Issued and Issuable Consideration paid in cash Payments to Acquire Businesses, Gross Total purchase price Business Combination, Consideration Transferred Cash and cash equivalents Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents Investment securities Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities FHLB stock Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Federal Reserve Bank Stock Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Federal Reserve Bank Stock Loans, net Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Premises and equipment, net Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment Other real estate owned Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Real Estate Owned Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Real Estate Owned Deferred tax asset Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Assets Noncurrent Bank owned life insurance Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Bank Owned Life Insurance Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Bank Owned Life Insurance Other assets Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Noncurrent Assets Total assets Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets Deposits Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits Other liabilities Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Liabilities Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Liabilities Total liabilities Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities Net identifiable assets acquired Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net Core deposit intangibles Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles Goodwill Goodwill Acquired finite-lived intangible assets, weighted average useful life Acquired Finite-lived Intangible Assets, Weighted Average Useful Life Derivative Instruments and Hedging Activities Disclosure [Abstract] Derivative [Table] Derivative [Table] Balance Sheet Location [Axis] Balance Sheet Location [Axis] Balance Sheet Location [Domain] Balance Sheet Location [Domain] Other Assets Other Assets [Member] Other Liabilities Other Liabilities [Member] Derivative Instrument [Axis] Derivative Instrument [Axis] Derivative Contract [Domain] Derivative Contract [Domain] Interest Rate Swap Interest Rate Swap [Member] Hedging Designation [Axis] Hedging Designation [Axis] Hedging Designation [Domain] Hedging Designation [Domain] Not Designated as Hedging Instrument Not Designated as Hedging Instrument [Member] Derivative [Line Items] Derivative [Line Items] Derivative Asset, Notional Amount Derivative Asset, Notional Amount Gross Amounts Recognized Derivative Asset, Fair Value, Gross Asset Derivative Liability, Notional Amount Derivative Liability, Notional Amount Gross Amounts Recognized Derivative Liability, Fair Value, Gross Liability Regulated Operations [Abstract] Schedule of compliance with regulatory capital requirements under banking regulations Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] Schedule Of Available-For-Sale and Held-to-Maturity Securities Table [Table] Schedule Of Available-For-Sale and Held-to-Maturity Securities Table [Table] Schedule Of Available-For-Sale and Held-to-Maturity Securities Table [Table] Investment Type [Axis] Investment Type Categorization [Domain] U.S. Agency mortgage-backed securities (MBS) Non-agency MBS Tax credit investments Tax Credit Investments [Member] -- None. No documentation exists for this element. -- Schedule Of Available-For-Sale and Held-to-Maturity Securities Table [Line Items] Schedule Of Available-For-Sale and Held-to-Maturity Securities Table [Line Items] [Line Items] for Schedule Of Available-For-Sale and Held-to-Maturity Securities Table [Table] Amortized cost Available-for-sale Securities, Amortized Cost Basis Gross unrealized gains Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax Gross unrealized losses Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax Estimated fair value Available-for-sale Securities Amortized cost Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment Gross unrealized gains Held-to-maturity Securities, Accumulated Unrecognized Holding Gain Gross unrealized losses Held-to-maturity Securities, Accumulated Unrecognized Holding Loss Held-to-maturity Held-to-maturity Securities, Fair Value Derivative Asset [Abstract] Derivative Asset [Abstract] Amounts offset in the Balance Sheet Derivative Asset, Fair Value, Gross Liability Net Amounts in the Balance Sheet Derivative Asset, Fair Value, Amount Not Offset Against Collateral Gross amounts of financial instrument not offset in the balance sheet netting adjustment per applicable master netting agreements Derivative Asset Netting Adjustment Per Applicable Master Netting Agreements Derivative Netting Adjustment Per Applicable Master Netting Agreements Gross amounts of financial instrument not offset in the balance sheet fair value of financial collateral in the balance sheet Derivative, Collateral, Obligation to Return Cash Gross amount of financial instruments not offset in the balance sheet net amount Derivative Asset, Fair Value, Amount Offset Against Collateral Derivative Liability [Abstract] Derivative Liability [Abstract] Amounts offset in the Balance Sheet Derivative Liability, Fair Value, Gross Asset Net Amounts in the Balance Sheet Derivative Liability, Fair Value, Amount Not Offset Against Collateral Gross amounts of financial instrument not offset in the balance sheet netting adjustment per applicable master netting agreements Derivative Liability Netting Adjustment Per Applicable Master Netting Agreements Derivative Liability Netting Adjustment Per Applicable Master Netting Agreements Gross amounts of financial instrument not offset in the balance sheet fair value of financial collateral in the balance sheet Derivative, Collateral, Right to Reclaim Cash Gross amount of financial instruments not offset in the balance sheet net amount Derivative Liability, Fair Value, Amount Offset Against Collateral Real Estate Owned Valuation Allowance [Roll Forward] Real Estate Owned Valuation Allowance [Roll Forward] Balance at beginning of year Real Estate Owned, Valuation Allowance Additions to valuation allowance Real Estate Owned, Valuation Allowance, Valuation Increase Reductions due to sales of OREO Real Estate Owned, Valuation Allowance, Amounts Applied Balance at end of year Derivatives Derivative Instruments and Hedging Activities Disclosure [Text Block] Fair Value Disclosures [Abstract] Fair Value, by Balance Sheet Grouping [Table] Fair Value, by Balance Sheet Grouping [Table] Measurement Basis [Axis] Measurement Basis [Axis] Fair Value Measurement [Domain] Fair Value Measurement [Domain] Portion at Fair Value Measurement [Member] Portion at Fair Value Measurement [Member] Carrying value Reported Value Measurement [Member] Estimated fair value Estimate of Fair Value Measurement [Member] Fair Value, Hierarchy [Axis] Fair Value, Hierarchy [Axis] Fair Value, Measurements, Fair Value Hierarchy [Domain] Fair Value Hierarchy [Domain] Level 1 Fair Value, Inputs, Level 1 [Member] Level 2 Fair Value, Inputs, Level 2 [Member] Level 3 Fair Value, Inputs, Level 3 [Member] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Cash and cash equivalents Cash and Cash Equivalents, Fair Value Disclosure FHLB stock Investment in Federal Home Loan Bank Stock, Fair Value Disclosure Loans held-for-sale Loans Held-for-sale, Fair Value Disclosure Loans, net Loans Receivable, Fair Value Disclosure BOLI Bank Owned Life Insurance Fair Value Disclosure This element represents the portion of the balance sheet assertion valued at fair value of bank owned life insurance fair value. MSRs Servicing Asset at Fair Value, Amount Interest rate swap derivatives Derivative Asset Deposits Deposits, Fair Value Disclosure Interest rate swap derivatives Derivative Liability Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Abstract] Benefit plans Compensation and Employee Benefit Plans [Text Block] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Legal Entity [Axis] Legal Entity [Axis] Entity [Domain] Entity [Domain] Cascade Bancorp Parent Company [Member] Bank of the Cascades Subsidiaries [Member] Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] Actual capital amount Tier 1 leverage (to average assets) Tier One Leverage Capital Actual capital amount to Tier 1 common (to risk-weighted assets) Tier One Common Equity Tier One Common Equity Actual capital amount Tier 1capital (to risk-weighted assets) Tier One Risk Based Capital Actual capital amount total capital (to risk-weighted assets) Capital Actual Ratio Tier 1 leverage (to average assets) Tier One Leverage Capital to Average Assets Actual ratio Tier 1 common (to risk-weighted assets) Tier One Common Equity To Average Assets Tier One Common Equity To Average Assets Actual Ratio Tier 1 capital (to risk-weighted assets) Tier One Risk Based Capital to Risk Weighted Assets Actual Ratio Total capital (to risk-weighted assets) Capital to Risk Weighted Assets Regulatory minimum to be adequately capitalized Capital amount Tier 1 leverage (to average assets) Tier One Leverage Capital Required for Capital Adequacy Regulatory minimum to be adequately capitalized capital amount Tier 1 common (to risk-weighted assets) Tier One Common Equity Required For Capital Adequacy Tier One Common Equity Required For Capital Adequacy Regulatory minimum to be adequately capitalized Capital amount Tier 1 capital (to risk-weighted assets) Tier One Risk Based Capital Required for Capital Adequacy Regulatory minimum to be adequately capitalized total capital (to risk-weighted assets) Capital Required for Capital Adequacy Regulatory minimum to be adequately capitalized Ratio Tier 1 leverage (to average assets) Tier One Leverage Capital Required for Capital Adequacy to Average Assets Regulatory minimum to be adequately capitalized ratio Tier 1 common (to risk-weighted assets) Tier One Common Equity Required For Capital Adequacy To Average Assets Tier One Common Equity Required For Capital Adequacy To Average Assets Regulatory minimum to be adequately capitalized Ratio Tier 1 capital (to risk-weighted assets) Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets Regulatory minimum to be adequately capitalized Ratio Total capital (to risk-weighted assets) Capital Required for Capital Adequacy to Risk Weighted Assets Minimum capital adequacy with capital buffer amount Tier 1 common (to risk-weighted assets) Tier One Common Equity Required For Capital Adequacy With Capital Buffer Tier One Common Equity Required For Capital Adequacy With Capital Buffer Minimum capital adequacy with capital buffer amount Tier 1 capital (to risk-weighted assets) Tier One Risk Based Capital Required For Capital Adequacy With Capital Buffer Tier One Risk Based Capital Required For Capital Adequacy With Capital Buffer Minimum capital adequacy with capital buffer amount Total capital (to risk-weighted assets) Capital Required For Capital Adequacy With Capital Buffer Capital Required For Capital Adequacy With Capital Buffer Minimum capital adequacy with capital buffer ratio Tier 1 common (to risk-weighted assets) Tier One Common Equity Required For Capital Adequacy With Capital Buffer To Average Assets Tier One Common Equity Required For Capital Adequacy With Capital Buffer To Average Assets Minimum capital adequacy with capital buffer ratio Tier 1 capital (to risk-weighted assets) Tier One Risk Based Capital Required For Capital Adequacy With Capital Buffer To Risk Weighted Assets Tier One Risk Based Capital Required For Capital Adequacy With Capital Buffer To Risk Weighted Assets Minimum capital adequacy with capital butter ratio Total capital (to risk-weighted assets) Capital Required For Capital Adequacy With Capital Buffer To Risk Weighted Assets Capital Required For Capital Adequacy With Capital Buffer To Risk Weighted Assets Regulatory minimum to be well capitalized under prompt corrective action provisions capital amount Tier 1 leverage (to average assets) Tier One Leverage Capital Required to be Well Capitalized Regulatory minimum to be well capitalized under prompt corrective action provisions common equity Tier 1 (to risk-weighted assets) Tier One Common Equity Required To Be Well Capitalized Tier One Common Equity Required To Be Well Capitalized Regulatory minimum to be well capitalized under prompt corrective action provisions Capital amount Tier 1 capital (to risk-weighted assets) Tier One Risk Based Capital Required to be Well Capitalized Regulatory minimum to be well capitalized under prompt corrective action provisions total capital amount (to risk-weighted assets) Capital Required to be Well Capitalized Regulatory minimum to be well capitalized under prompt corrective action provisions Capital Ratio Tier 1 leverage (to average assets) Tier One Leverage Capital Required to be Well Capitalized to Average Assets Regulatory minimum to be well capitalized under prompt corrective action provisions capital ratio Tier 1 common (to risk-weighted assets) Tier One Common Equity Required To Be Well Capitalized To Average Assets Tier One Common Equity Required To Be Well Capitalized To Average Assets Regulatory minimum to be well capitalized under prompt corrective action provisions Capital Ratio Tier 1 capital (to risk-weighted assets) Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets Regulatory minimum to be well capitalized under prompt corrective action provisions Total capital Ratio (to risk-weighted assets) Capital Required to be Well Capitalized to Risk Weighted Assets Income Tax Disclosure [Abstract] Current: Current Income Tax Expense (Benefit), Continuing Operations [Abstract] Federal Current Federal Tax Expense (Benefit) State Current State and Local Tax Expense (Benefit) Current benefit (provision) for income taxes Current Income Tax Expense (Benefit) Deferred Deferred Federal Income Tax Expense (Benefit) (Provision) for income taxes Income Tax Expense (Benefit) Income taxes Income Tax Disclosure [Text Block] Statement of Cash Flows [Abstract] Statement [Table] Statement [Table] Bank Of America, Branch Locations Bank Of America, Branch Locations [Member] Bank Of America, Branch Locations [Member] Statement [Line Items] Statement [Line Items] Cash flows from operating activities: Net Cash Provided by (Used in) Operating Activities [Abstract] Net income Net Income (Loss) Attributable to Parent Adjustments to reconcile net income to net cash provided by operating activities: Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] Depreciation and amortization Depreciation, Depletion and Amortization, Nonproduction Loan loss recovery Provision for Loan and Lease Losses Write-down of OREO Impairment of Real Estate Decrease/ (increase) in deferred income taxes Deferred Income Tax Expense (Benefit) Mortgage loan sales (premiums) discounts, net Loan Premiums, Net Loan premiums, net Gains on sales of investment securities available-for-sale Gain (Loss) on Sale of Securities, Net Deferred benefit plan income Defined Benefit Plan (Income) Expense Defined Benefit Plan (Income) Expense Stock-based compensation expense Share-based Compensation Gains on sales of OREO Other Real Estate Owned, Gain (Loss) on Dispositions Other Real Estate Owned, Gain (Loss) on Dispositions Loss on sale of premises and equipment Gain (Loss) on Disposition of Property Plant Equipment Increase in cash surrender value of BOLI Bank Owned Life Insurance Income Increase in other assets Increase (Decrease) in Other Operating Assets Increase (decrease) in other liabilities Increase (Decrease) in Other Operating Liabilities Originations of mortgage loans for sale Payments for Origination of Mortgage Loans Held-for-sale Proceeds from sales of mortgage loans Proceeds from Sale of Mortgage Loans Held-for-sale Net cash provided by operating activities Net Cash Provided by (Used in) Operating Activities Cash flows from investing activities: Net Cash Provided by (Used in) Investing Activities [Abstract] Purchases of investment securities available-for-sale Payments to Acquire Available-for-sale Securities Purchases of investment securities held to maturity Payments to Acquire Held-to-maturity Securities Proceeds from maturities, calls, sales and prepayments of investment securities available-for-sale Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities Proceeds from maturities and calls of investment securities held-to-maturity Proceeds from Sale and Maturity of Held-to-maturity Securities Proceeds from redemption of FHLB stock Proceeds from Sale of Federal Reserve Bank Stock Purchases of FHLB stock Payments to Acquire Federal Reserve Bank Stock Loan originations, net of collections Payments for (Proceeds from) Loans and Leases Proceeds from sale of loans Proceeds from Sale of Loans Receivable Purchases of loans Payments to Acquire Loans Receivable Purchases of premises and equipment Payments to Acquire Property, Plant, and Equipment Proceeds from sales of premises and equipment Proceeds from Sale of Property, Plant, and Equipment Proceeds from sales of other assets Proceeds from Sale of Other Assets, Investing Activities Proceeds from sales of OREO Proceeds from Sale of Other Real Estate Net cash received from acquisitions Cash Acquired from Acquisition Net cash used in investing activities Net Cash Provided by (Used in) Investing Activities Cash flows from financing activities: Net Cash Provided by (Used in) Financing Activities [Abstract] Net increase in deposits Increase (Decrease) in Deposits Proceeds from stock options exercised Proceeds from Stock Options Exercised Tax effect of non-vested restricted stock Payments Related to Tax Withholding for Share-based Compensation FHLB advance borrowing Proceeds from Federal Home Loan Bank Advances Repayment of FHLB advances Repayments of Federal Home Loan Bank Borrowings Net cash provided by financing activities Net Cash Provided by (Used in) Financing Activities Net (decrease) increase in cash and cash equivalents Cash and Cash Equivalents, Period Increase (Decrease) Cash and cash equivalents at beginning of period Cash, Cash Equivalents, and Federal Funds Sold Cash and cash equivalents at end of period Transfers and Servicing [Abstract] Origination and processing fees Fees and Commissions, Mortgage Banking and Servicing, Origination and Processing Fees Fees and Commissions, Mortgage Banking and Servicing, Origination and Processing Fees Gain on sales of mortgage loans, net Gain (Loss) on Sale of Mortgage Loans MSR valuation allowance Valuation Allowance for Impairment of Recognized Servicing Assets, Additions (Deductions) for Expenses (Recoveries) Servicing fees, net Contractually Specified Servicing Fees, Amount Amortization Amortization of Mortgage Servicing Rights (MSRs) Mortgage banking income, net Fees and Commissions, Mortgage Banking and Servicing Organization, Consolidation and Presentation of Financial Statements [Abstract] Basis of presentation Basis of Presentation [Policy Text Block] Basis of Presentation [Policy Text Block] Description of business Description of Business [Policy Text Block] Description of Business [Policy Text Block] Method of accounting Basis of Accounting, Policy [Policy Text Block] Segment reporting Segment Reporting, Policy [Policy Text Block] Cash and cash equivalents Cash and Cash Equivalents, Policy [Policy Text Block] Supplemental disclosures of cash flow information Supplemental Disclosures Of Cash Flow Information Policy [Policy Text Block] Disclosure of accounting policy for supplemental cash flow activities, including cash, noncash, and part noncash transactions, for the period. Investment securities Investment, Policy [Policy Text Block] FHLB stock Federal Home Loan Bank Disclosure [Policy Text Block] The entire disclosure for the Federal Home Loan Bank Loans held for sale Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block] Loans Finance, Loans and Leases Receivable, Policy [Policy Text Block] Reserve for loan losses Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block] Troubled debt restructuring (TDRs) Loans and Leases Receivable, Troubled Debt Restructuring Policy [Policy Text Block] Reserve for unfunded loan commitments Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block] Mortgage servicing rights (MSRs) Transfers and Servicing of Financial Assets, Servicing of Financial Assets, Policy [Policy Text Block] Premises and equipment Property, Plant and Equipment, Policy [Policy Text Block] Core deposit intangibles (CDI) Goodwill and Intangible Assets, Intangible Assets, Policy [Policy Text Block] Bank-owned life insurance (BOLI) Life Insurance Corporate Or Bank Owned [Policy Text Block] The entire disclosure for corporate (COLI) or bank (BOLI) owned life insurance including the amount of cash surrender value that could be received as of the date of the statement of financial position, any restrictions on the company's ability to obtain the value of the life insurance policy on surrender, or any other additional information desired to be disclosed. Other Real Estate Owned (OREO) Real Estate Owned, Valuation Allowance, Policy [Policy Text Block] Advertising Advertising Costs, Policy [Policy Text Block] Income taxes Income Tax, Policy [Policy Text Block] Derivatives and Hedging Activities Derivatives, Policy [Policy Text Block] Trust assets Trust Assets [Policy Text Block] Disclosure of policy for Trust assets. Transfers of financial assets Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Policy [Policy Text Block] Loss contingencies Commitments and Contingencies, Policy [Policy Text Block] Cash Dividend Restriction Stockholders' Equity, Policy [Policy Text Block] Comprehensive Income (Loss) Comprehensive Income, Policy [Policy Text Block] New authoritative accounting guidance New Accounting Pronouncements, Policy [Policy Text Block] Compensation and Retirement Disclosure [Abstract] Benefit Plans Benefit Plans [Table] Benefit Plans [Table] BOLI by Type BOLI By Type [Axis] -- None. No documentation exists for this element. -- BOLI by Type BOLI by Type [Domain] -- None. No documentation exists for this element. -- General Account BOLI General BOLI [Member] General BOLI Separate Account BOLI Separate Account Boli [Member] Separate Account BOLI Deferred Bonus and Profit Sharing Arrangements, Individual Contracts, Type of Deferred Compensation [Axis] Deferred Bonus and Profit Sharing Arrangements, Individual Contracts, Type of Deferred Compensation [Axis] Deferred Bonus and Profit Sharing Arrangement, Individual Contract, Type of Deferred Compensation [Domain] Deferred Bonus and Profit Sharing Arrangement, Individual Contract, Type of Deferred Compensation [Domain] Deferred Compensation, Excluding Share-based Payments and Retirement Benefits Deferred Compensation, Excluding Share-based Payments and Retirement Benefits [Member] Defined Benefit Plans and Other Postretirement Benefit Plans [Axis] Defined Benefit Plans and Other Postretirement Benefit Plans [Axis] Defined Benefit Plan and Other Postretirement Benefit Plan [Domain] Defined Benefit Plan and Other Postretirement Benefit Plan [Domain] Supplemental Employee Retirement Plan Supplemental Employee Retirement Plan [Member] Benefit Plans [Line Items] Benefit Plans [Line Items] [Line Items] for Benefit Plans [Table] Defined Contribution Plan, Vesting Period Defined Contribution Plan, Vesting Period Defined Contribution Plan, Vesting Period Contributions to 401(k) profit sharing plan Defined Contribution Plan, Employer Discretionary Contribution Amount Bank owned life insurance Bank Owned Life Insurance Other post-retirement defined benefit plan, liabilities Other Deferred Compensation Arrangements, Liability, Current and Noncurrent Deferred compensation arrangement, individual, compensation expense Deferred Compensation Arrangement with Individual, Compensation Expense Goodwill and Intangible Assets Disclosure [Abstract] Goodwill and other intangible assets Goodwill and Intangible Assets Disclosure [Text Block] Schedule of Notional Amounts of Outstanding Derivative Positions Schedule of Notional Amounts of Outstanding Derivative Positions [Table Text Block] Offsetting Assets and Liabilities Offsetting Assets and Liabilities [Table Text Block] [Table Text Block] for Offsetting Assets and Liabilities Table Text Block [Table] Fair Value Measurements, Recurring and Nonrecurring [Table] Fair Value Measurements, Recurring and Nonrecurring [Table] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Investment securities available-for-sale Total assets Assets, Fair Value Disclosure Mortgage banking activities Transfers and Servicing of Financial Assets [Text Block] Dividend yield Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate Expected volatility Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate Risk-free interest rate Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate Expected option lives Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term Available-for-sale, Amortized cost, Due in one year or less Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis Available-for-sale, Amortized cost, Due after one year through five years Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis Available-for-sale, Amortized cost, Due after five years through ten years Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis Available-for-sale, Amortized cost, Due after ten years Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis Available-for-sale, Amortized cost, Mutual fund Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis Available-for-sale, Amortized cost, Tax credit investments Available For Sale Securities Debt Maturities Tax Credit Investments Amortized Cost Available For Sale Securities Debt Maturities Tax Credit Investments Amortized Cost Available-for-sale Securities, Debt Maturities, Amortized Cost Basis Available-for-sale Debt Securities, Amortized Cost Basis Available-for-sale, Estimated fair value, Due in one year or less Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value Available-for-sale, Estimated fair value, Due after one year through five years Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value Available-for-sale, Estimated fair value, Due after five years through ten years Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value Available-for-sale, Estimated fair value, Due after ten years Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value Available-for-sale, Estimated fair value, Mutual fund Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value Available-for-sale, Estimated fair value, Tax credit investments Available For Sale Securities Debt Maturities Tax Credit Investment Fair Value Available For Sale Securities Debt Maturities Tax Credit Investment Fair Value. Available-for-sale Securities, Debt Securities Available-for-sale Securities, Debt Securities Held-to-maturity Securities, Amortized cost, Due in one year or less Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount Held-to-maturity Securities, Amortized cost, Due after one year through five years Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount Held-to-maturity Securities, Amortized cost, Due after five years through ten years Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount Held-to-maturity Securities, Amortized cost, Due after ten years Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount Held-to-maturity Securities, Amortized cost, Mutual fund Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Net Carrying Amount Held-to-maturity Securities, Amortized cost, Tax credit investments Held To Maturity Securities Debt Maturities Tax Credit Investments Amortized Cost Held To Maturity Securities Debt Maturities Tax Credit Investments Amortized Cost Held-to-maturity Securities, Debt Maturities, Net Carrying Amount Held-to-maturity Securities Held-to-maturity Securities, Estimated fair value, Due in one year or less Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value Held-to-maturity Securities, Estimated fair value, Due after one year through five years Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value Held-to-maturity Securities, Estimated fair value, Due after five years through ten years Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value Held-to-maturity Securities, Estimated fair value, Due after ten years Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value Held-to-maturity Securities, Estimated fair value, Mutual fund Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Fair Value Held-to-maturity Securities Estimated fair value, Tax credit investments Held to Maturity Securities Debt Maturities Tax Credit Investments Fair Value Held to Maturity Securities Debt Maturities Tax Credit Investments Fair Value Held-to-maturity Securities, Debt Maturities, Fair Value Schedule of Finite-Lived Intangible Assets Schedule of Finite-Lived Intangible Assets [Table Text Block] Schedule of Finite-Lived Intangible Assets, Future Amortization Expense Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block] Swap fee income Swap Fee Income Swap Fee Income Collateral posted against derivative liabilities Collateral Already Posted, Aggregate Fair Value Federal reserve bank mandated reserve amount Federal Reserve Bank Mandated Reserve Amount The mandated reserve amounts required of federal reserve bank. Banking and Thrift [Abstract] Time deposits by maturity Schedule Of Maturities Time Deposits [Table Text Block] [Table Text Block] for Schedule Of Maturities Time Deposits [Table] Schedule of Property, Plant and Equipment [Table] Property, Plant and Equipment [Table] Property, Plant and Equipment, Type [Axis] Property, Plant and Equipment, Type [Axis] Property, Plant and Equipment, Type [Domain] Property, Plant and Equipment, Type [Domain] Land Improvements Land Improvements [Member] Building Building [Member] Computer Computer Equipment [Member] Furniture, Fixtures, and Other Equipment Furniture and Fixtures [Member] Range [Axis] Range [Axis] Range [Domain] Range [Domain] Minimum Minimum [Member] Maximum Maximum [Member] Property, Plant and Equipment [Line Items] Property, Plant and Equipment [Line Items] Premises and equipment, useful life Property, Plant and Equipment, Useful Life Document Documentand Entity Information [Abstract] Document - Document and Entity Information [Abstract] Entity Registrant Name Entity Central Index Key Current Fiscal Year End Date Entity Filer Category Trading Symbol Document Type Document Period End Date Document Fiscal Year Focus Document Fiscal Period Focus Amendment Flag Entity Common Stock, Shares Outstanding Entity Well-known Seasoned Issuer Entity Well-known Seasoned Issuer Entity Voluntary Filers Entity Voluntary Filers Entity Current Reporting Status Entity Current Reporting Status Entity Public Float Entity Public Float Receivables [Abstract] Loans and Leases Receivable, Covered [Roll Forward] Loans and Leases Receivable, Covered [Roll Forward] Loans and Leases Receivable, Covered [Roll Forward] Balance at beginning of period Covered Loans, Loss Share Payable (Receivable), Net Covered Loans, Loss Shared Payable (Receivable), Net Paid to FDIC Covered Loans, Loss Shared Payable (Receivable), Amount Paid From (Paid To) FDIC Covered Loans, Loss Share Payable (Receivable), Amount Paid From (Paid To) FDIC Increase due to impairment Covered Loans, Loss Shared Payable (Receivable), Decrease (Increase) Due To Impairment Covered Loans, Loss Share Payable (Receivable,) Decrease (Increase) Due To Impairment FDIC reimbursement Covered Loans, Loss Share Payable (Receivable), FDIC Reimbursement Covered Loans, Loss Share Payable (Receivable), FDIC Reimbursement Shared loss expenses Covered Loans, Loss Share Payable (Receivable), Shared Loss Expense Covered Loans, Loss Share Payable (Receivable), Shared Loss Expense Adjustments from prior periods Covered Loans, Loss Share Payable (Receivable), Adjustments From Prior Period Covered Loans, Loss Share Payable (Receivable), Adjustments From Prior Period OREO loss carryforward Covered Loans, Loss Share Payable (Receivable), Real Estate Owned Loss Carryforward Covered Loans, Loss Share Payable (Receivable), Real Estate Owned Loss Carryforward Balance at end of period Earnings Per Share [Abstract] Basic and diluted net income per common share Earnings Per Share [Text Block] Fair Value Fair Value Disclosures [Text Block] Condensed Financial Information of Parent Company Only Disclosure [Abstract] Schedule of Condensed Financial Statements [Table] Condensed Financial Statements [Table] Condensed Financial Statements, Captions [Line Items] Condensed Financial Statements, Captions [Line Items] Income: Interest and Dividend Income, Operating [Abstract] Interest income Interest and Dividend Income, Operating Expenses: Interest Expense [Abstract] Administrative Selling, General and Administrative Expense Other Other General Expense Total expenses Operating Expenses Loss before income taxes and equity in undistributed net losses of subsidiary Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest Credit for income taxes Gain (loss) before equity in undistributed net losses of subsidiary Income Loss From Continuing Operations After Extraordinary Item Before Equity Method Investments Amount of income loss from continuing operations after extraordinary item, before equity method investments. Equity in undistributed net income of subsidiary Income (Loss) from Equity Method Investments Net income Comprehensive income Comprehensive Income (Loss), Net of Tax, Attributable to Parent Schedule of other real estate owned activity Schedule of Changes in Other Real Estate Owned [Table Text Block] Schedule of Changes in Other Real Estate Owned Table Text Block [Table] Schedule of other real estate owned valuation allowance activity Schedule Of Activity In Other Real Estate Owned Valuation Allowance [Table Text Block] Tabular disclosure of activity in the other real estate owned valuation allowance. Summary of other real estate owned expenses Schedule Of Other Real Estate Owned Expenses [Table Text Block] Tabular disclosure of other real estate owned expenses for the periods. Basis of presentation and summary of significant accounting policies Business Description and Basis of Presentation [Text Block] Fair value of financial assets measured on recurring basis Fair Value, Assets Measured on Recurring Basis [Table Text Block] Fair value of financial assets measured on nonrecurring basis Fair Value Measurements, Nonrecurring [Table Text Block] Quantitative information about level 3 fair value measurements on a nonrecurring basis Fair Value Inputs, Assets, Quantitative Information [Table Text Block] Fair value of balance sheet financial instruments Fair Value, by Balance Sheet Grouping [Table Text Block] Operating costs Other Real Estate Owned Operating Cost Operating cost incurred in other real estate. (Gains) losses on sales of OREO Other Real Estate Owned, Gain (Loss) on Dispositions And Other Adjustments Other Real Estate Owned, Gain (Loss) on Dispositions And Other Adjustments Increases in valuation allowance Real Estate Owned, Valuation Allowance, Provision Total Other Real Estate Owned Expenses Total amount of expenses in other real estate owned. Time deposits Time Deposits [Text Block] The disclosure for time deposit liabilities. Statement [Table] Statement [Line Items] Condensed Balance Sheet (Parent Company Only) Condensed Balance Sheet [Table Text Block] Condensed Statements of Operations (Parent Company Only) Condensed Income Statement [Table Text Block] Condensed Statement of Cash Flows (Parent Company Only) Condensed Cash Flow Statement [Table Text Block] Options (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward] Balance at beginning of year Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number Granted Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross Exercised/Released Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period Cancelled / forfeited Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period Expired Share-based Compensation Arrangement by Share-based Payment Award, Options, Expirations in Period Balance at end of year Exercisable at end of year Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number Weighted-average exercise price (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract] Balance at beginning of year Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price Granted Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price Exercised/Released Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price Cancelled / forfeited Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price Expired Share-based Compensation Arrangements by Share-based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price Balance at end of year Commitments and Contingencies Disclosure [Abstract] Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract] Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract] 2017 Operating Leases, Future Minimum Payments Due, Next Twelve Months 2018 Operating Leases, Future Minimum Payments, Due in Two Years 2019 Operating Leases, Future Minimum Payments, Due in Three Years 2020 Operating Leases, Future Minimum Payments, Due in Four Years 2021 Operating Leases, Future Minimum Payments, Due in Five Years Thereafter Operating Leases, Future Minimum Payments, Due Thereafter Operating Leases Total Operating Leases, Future Minimum Payments Due Schedule of MSR Activity Schedule of Servicing Assets at Fair Value [Table Text Block] Schedule of Mortgage Banking Income Mortgage Banking Income [Table Text Block] Mortgage Banking Income. Business Acquisition, Pro Forma Information [Abstract] Business Acquisition, Pro Forma Information [Abstract] Net interest income Business Acquisition, Pro Forma Interest Income (Expense), Net Business Acquisition, Pro Forma Interest Income (Expense), Net Non interest expense Business Acquisition, Pro Forma Noninterest Expense Business Acquisition, Pro Forma Noninterest Expense Net income Business Acquisition, Pro Forma Net Income (Loss) Net income per diluted share (in dollars per share) Business Acquisition, Pro Forma Earnings Per Share, Diluted Increase (Decrease) In Loans To Officers And Directors [Roll Forward] Increase (Decrease) In Loans To Officers And Directors [Roll Forward] Increase (Decrease) In Loans To Officers And Directors [Roll Forward] Balance at beginning of year Due from Related Parties Additions Payments to Fund Long-term Loans to Related Parties Repayments Proceeds from Collection of Long-term Loans to Related Parties Balance at end of year Parent company financial information Condensed Financial Information of Parent Company Only Disclosure [Text Block] Other real estate owned (OREO), net Real Estate Owned [Text Block] Transactions with related parties Related Party Transactions Disclosure [Text Block] Schedule of income tax benefit (provision) Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] Schedule of effective income tax rate reconciliation Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] Schedule of deferred tax assets and liabilities Schedule of Deferred Tax Assets and Liabilities [Table Text Block] Statement of Stockholders' Equity [Abstract] Equity Components [Axis] Equity Components [Axis] Equity Component [Domain] Equity Component [Domain] Common stock Common Stock [Member] Accumulated deficit Retained Earnings [Member] Accumulated other comprehensive income (loss) AOCI Attributable to Parent [Member] Increase (Decrease) in Stockholders' Equity [Roll Forward] Increase (Decrease) in Stockholders' Equity [Roll Forward] Beginning balance (In shares) Shares, Outstanding Beginning balance Stockholders' Equity Attributable to Parent Comprehensive income (loss) Issuance of common stock, net (In shares) Stock Issued During Period, Shares, New Issues Issuance of common stock, net Stock Issued During Period, Value, New Issues Restricted stock grants, net (In shares) Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures Stock-based compensation expense Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures Tax effect on nonvested restricted stock Adjustments Related to Tax Withholding for Share-based Compensation Ending balance (In shares) Ending balance 2017 Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months 2018 Finite-Lived Intangible Assets, Amortization Expense, Year Two 2019 Finite-Lived Intangible Assets, Amortization Expense, Year Three 2020 Finite-Lived Intangible Assets, Amortization Expense, Year Four 2021 Finite-Lived Intangible Assets, Amortization Expense, Year Five Schedule of investment securities Unrealized Gain (Loss) on Investments [Table Text Block] Investment securities, continuous unrealized loss position Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block] Investments classified by contractual maturity date Investments Classified by Contractual Maturity Date [Table Text Block] Schedule of stock options activity Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block] Schedule of weighted average exercise price and weighted average remaining contractual life Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block] Schedule of nonvested restricted stock units activity Schedule of Nonvested Restricted Stock Units Activity [Table Text Block] Operating Loss Carryforwards [Table] Operating Loss Carryforwards [Table] Income Tax Authority [Axis] Income Tax Authority [Axis] Income Tax Authority [Domain] Income Tax Authority [Domain] Domestic Tax Authority Domestic Tax Authority [Member] State and Local Jurisdiction State and Local Jurisdiction [Member] Operating Loss Carryforwards [Line Items] Operating Loss Carryforwards [Line Items] Effective income tax rate Effective Income Tax Rate Reconciliation, Percent Company's pretax income Nondeductible merger related costs Effective Income Tax Rate Reconciliation, Nondeductible Expense, Merger Costs Effective Income Tax Rate Reconciliation, Nondeductible Expense, Merger Costs Income tax expense (benefit) Reversal of valuation allowance Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount Deferred tax assets, operating loss carryforwards Deferred Tax Assets, Operating Loss Carryforwards, Domestic Deferred tax assets, operating loss carryforwards state and local Deferred Tax Assets, Operating Loss Carryforwards, State and Local Deferred tax assets, charitable contribution carryforwards Deferred Tax Assets, Charitable Contribution Carryforwards Deferred tax assets, federal tax credit carryforwards Deferred Tax Assets Federal Tax Credits Carryforwards Amount before allocation of valuation allowances of deferred tax asset attributable to deductible federal tax credits carryforwards. Deferred tax assets, state tax credit carryforwards Deferred Tax Assets State Tax Credits Carryforwards Amount before allocation of valuation allowances of deferred tax asset attributable to deductible state tax credits carryforwards. Operating loss carryforwards Operating Loss Carryforwards Charitable contribution carryforward amount Charitable Contribution Carryforward, Amount Charitable Contribution Carryforward, Amount Tax credit carryforward Tax Credit Carryforward, Amount Valuation allowance for deferred tax assets Deferred Tax Assets, Valuation Allowance Deferred tax assets: Deferred Tax Assets, Net [Abstract] Reserve for loan losses and unfunded loan commitments Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Provision for Loan Losses Deferred benefit plan expenses, net Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits Federal and state net operating loss and other carryforwards Deferred Tax Assets, Federal and State Net Operating Loss and Other Carryforwards Amount before allocation of valuation allowances of deferred tax asset attributable to deductible federal and state net operating loss and other carryforwards. Tax credit carryforwards Deferred Tax Assets, Tax Credit Carryforwards Allowance for losses on OREO Deferred Tax Assets Allowance For Losses On Other Real Estate Owned Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from allowance for losses on other real estate owned. Accrued interest on non-accrual loans Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities Purchased intangibles Deferred Tax Assets, Goodwill and Intangible Assets Fair value of acquired assets/liabilities Deferred Tax Assets, Business Combination, Fair Value Of Acquired Assets And Liabilities Deferred Tax Assets, Business Combination, Fair Value Of Acquired Assets And Liabilities Other Deferred Tax Assets, Other Deferred tax assets Deferred Tax Assets, Gross Deferred tax assets, net of valuation allowance Deferred Tax Assets, Net of Valuation Allowance Deferred tax liabilities: Deferred Tax Liabilities, Net [Abstract] Accumulated depreciation and amortization Deferred Tax Liabilities Accumulated Depreciation and Amortization Amount of deferred tax liability attributable to taxable temporary differences from accumulated depreciation and amortization. Deferred loan fees Deferred Tax Liabilities, Deferred Expense, Debt Issuance Costs FHLB stock dividends Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends Amount of deferred tax liability attributable to taxable temporary differences from federal home loan bank stock dividends. Net unrealized gains (losses) on investment securities available-for-sale Deferred Tax Liabilities Net Unrealized Gains On Investment Securities Available For Sale Amount of deferred tax liability attributable to taxable temporary differences from net unrealized gains on investment securities available for sale. Purchased intangibles Deferred Tax Liabilities, Intangible Assets Other Deferred Tax Liabilities, Other Deferred tax liabilities Deferred Tax Liabilities, Gross Net deferred tax assets (liabilities) Deferred Tax Assets, Net Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Financing Receivable Portfolio Segment [Axis] Financing Receivable Portfolio Segment [Axis] Financing Receivable Portfolio Segment [Domain] Financing Receivable Portfolio Segment [Domain] Commercial real estate portfolio Commercial Real Estate Portfolio Segment [Member] Construction portfolio Construction Portfolio Segment [Member] -- None. No documentation exists for this element. -- Residential real estate portfolio Residential Portfolio Segment [Member] Commercial and industrial portfolio Commercial Portfolio Segment [Member] Consumer portfolio Consumer Portfolio Segment [Member] Class of Financing Receivable [Axis] Class of Financing Receivable, Type [Axis] Class of Financing Receivable [Domain] Class of Financing Receivable, Type [Domain] Commercial real estate loans Commercial Real Estate Loan [Member] Commercial Real Estate Loan [Member] Owner occupied Owner Occupied Loan [Member] Owner Occupied Loan [Member] Non-owner occupied Non-Owner Occupied Loan [Member] Non-Owner Occupied Loan [Member] Construction Construction Loans [Member] Residential real estate Real Estate Loan [Member] Commercial and industrial Commercial And Industrial Loan [Member] Commercial And Industrial Loan [Member] Consumer Consumer Loan [Member] Receivable Type [Axis] Receivable Type [Axis] Receivable [Domain] Receivable [Domain] Originated Loans Originated Loans, Receivable [Member] Originated Loans, Receivable [Member] Acquired Loans Acquired Loans, Receivable [Member] Acquired Loans, Receivable [Member] Accounts, Notes, Loans and Financing Receivable [Line Items] Accounts, Notes, Loans and Financing Receivable [Line Items] Commercial real estate: Loans Receivable, Gross, Commercial, Real Estate [Abstract] Total loans, gross Loans and Leases Receivable before Fees, Gross Total loans, gross (as a percent) Loans and Leases Receivable before Fees, Gross, Percentage Loans and Leases Receivable before Fees, Gross, Percentage Less: Less [Abstract] -- None. No documentation exists for this element. -- Deferred loan fees, net Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums Reserve for loan losses Loans and Leases Receivable, Allowance Loans, net Loans and Leases Receivable, Net Amount Schedule of Impaired Financing Receivable [Table] Schedule of Impaired Financing Receivable [Table] Commercial Real Estate Owner Occupied Commercial Real Estate Owner Occupied [Member] -- None. No documentation exists for this element. -- Commercial Real Estate Non Owner Occupied Commercial Real Estate Non Owner Occupied [Member] -- None. No documentation exists for this element. -- Financing Receivable, Impaired [Line Items] Financing Receivable, Impaired [Line Items] Total non-accrual loans Financing Receivable, Recorded Investment, Nonaccrual Status Total accruing loans which are contractually past due 90 days or more Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing Balance Sheet Parenthetical [Abstract] -- None. No documentation exists for this element. -- Investment Securities held-to-maturity, estimated fair value (in dollars) Preferred stock, shares authorized (in shares) Preferred Stock, Shares Authorized Preferred stock, shares issued (in shares) Preferred Stock, Shares Issued Preferred stock, shares outstanding (in shares) Preferred Stock, Shares Outstanding Common stock, shares authorized (in shares) Common Stock, Shares Authorized Common stock, shares issued (in shares) Common Stock, Shares, Issued Common stock, shares outstanding (in shares) Common Stock, Shares, Outstanding Statement of Comprehensive Income [Abstract] Other Comprehensive (loss) income: Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract] Change in unrealized (losses) gains on investment securities available-for-sale Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, before Tax Realized net gains reclassified from other comprehensive income Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax Tax effect on securities Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax Total other comprehensive (loss) income Other Comprehensive Income (Loss), Net of Tax Comprehensive income Servicing Asset at Fair Value, Amount [Roll Forward] Servicing Asset at Fair Value, Amount [Roll Forward] Balance at beginning of year Additions Servicing Asset at Fair Value, Additions Change in valuation allowance Valuation Allowance for Impairment of Recognized Servicing Assets, Period Increase (Decrease) Balances at end of year Regulatory Matters Regulatory Capital Requirements under Banking Regulations [Text Block] Number of investment securities in an unrealized loss position Investment Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions Investment Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions Other than temporary impairment losses Other than Temporary Impairment Losses, Investments Available-for-sale securities pledged as collateral Available-for-sale Securities Pledged as Collateral Proceeds from sale of investment securities Proceeds from Sale and Maturity of Marketable Securities Statement of Financial Position [Abstract] ASSETS Assets [Abstract] Cash and cash equivalents: Cash, Cash Equivalents, and Short-term Investments [Abstract] Cash and due from banks Cash and Due from Banks Interest bearing deposits Interest-bearing Deposits in Banks and Other Financial Institutions Federal funds sold Federal Funds Sold Total cash and cash equivalents Investment securities available-for-sale Investment securities held-to-maturity, estimated fair value of $142,272 ($142,260 in 2015) Federal Home Loan Bank (FHLB) stock Federal Home Loan Bank Stock Loans held for sale Loans Receivable Held-for-sale, Net, Not Part of Disposal Group, Other Loans, net Premises and equipment, net Property, Plant and Equipment, Net Bank-owned life insurance (BOLI) Other real estate owned (OREO), net Deferred tax asset (DTA), net Core Deposit Intangible (CDI) Finite-Lived Intangible Assets, Net Other assets Other Assets Total assets Assets LIABILITIES & STOCKHOLDERS’ EQUITY Liabilities and Equity [Abstract] Liabilities: Liabilities [Abstract] Deposits: Deposits, by Type [Abstract] Demand Noninterest-bearing Domestic Deposit, Demand Interest bearing demand Interest-bearing Domestic Deposit, Demand Savings Deposits, Savings Deposits Time Time Deposits Total deposits Deposits Other liabilities Other Liabilities Total liabilities Liabilities Stockholders’ equity: Stockholders' Equity Attributable to Parent [Abstract] Preferred stock, no par value; 5,000,000 shares authorized; none issued or outstanding Preferred Stock, Value, Issued Common stock, no par value; 100,000,000 shares authorized; 76,262,184 issued and outstanding as of December 31, 2016; 72,792,570 issued and outstanding as of December 31, 2015 Common Stock, Value, Issued Accumulated deficit Retained Earnings (Accumulated Deficit) Accumulated other comprehensive (loss) income Accumulated Other Comprehensive Income (Loss), Net of Tax Total stockholders’ equity Total liabilities and stockholders’ equity Liabilities and Equity Impaired loans with specific valuation allowances Impaired Financing Receivable, with Related Allowance, Recorded Investment Other real estate owned Assets, Fair Value Disclosure, Nonrecurring Assets, Fair Value Disclosure, Nonrecurring Schedule of Fair Value, Off-balance Sheet Risks [Table] Schedule of Fair Value, Off-balance Sheet Risks [Table] Financial Instrument [Axis] Financial Instrument [Axis] Types of Financial Instruments [Domain] Financial Instruments [Domain] Commitments to extend credit Commitments to Extend Credit [Member] Commitments under credit card lines of credit Commitments Under Credit Card Lines Of Credit [Member] -- None. No documentation exists for this element. -- Standby letters of credit Standby Letters of Credit [Member] Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] Off-balance sheet financial instruments Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability 2017 Time Deposit Maturities, Next Twelve Months 2018 Time Deposit Maturities, Year Two 2019 Time Deposit Maturities, Year Three 2020 Time Deposit Maturities, Year Four 2021 Time Deposit Maturities, Year Five Thereafter Time Deposit Maturities, after Year Five Total Schedule of Financing Receivables Past Due [Table] Schedule of Financing Receivables Past Due [Table] Financing Receivables, Period Past Due [Axis] Financing Receivables, Period Past Due [Axis] Financing Receivables, Period Past Due [Domain] Financing Receivables, Period Past Due [Domain] 30-89 days past due Financing Receivables, 30 to 89 Days Past Due [Member] Financing Receivables, 30 to 89 Days Past Due [Member] 90 days or more past due Financing Receivables, Equal to Greater than 90 Days Past Due [Member] Financing Receivable, Recorded Investment, Past Due [Line Items] Financing Receivable, Recorded Investment, Past Due [Line Items] Total past due Financing Receivable, Recorded Investment, Past Due Current Financing Receivable, Recorded Investment, Current Total loans Loans and Leases Receivable, Gross Schedule of Quarterly Financial Information Quarterly Financial Information [Table Text Block] Schedule of Financing Receivable, Allowance for Credit Losses [Table] Schedule of Financing Receivable, Allowance for Credit Losses [Table] Allocated Financing Receivables Allocated Financing Receivables [Member] -- None. No documentation exists for this element. -- Unallocated Unallocated Financing Receivables [Member] Financing Receivable, Allowance for Credit Losses [Line Items] Financing Receivable, Allowance for Credit Losses [Line Items] Reserve for loan losses Individually evaluated for impairment Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment Reserve for loan losses Collectively evaluated for impairment Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment Reserve for loan losses Total Recorded investment in loans Individually evaluated for impairment Financing Receivable, Individually Evaluated for Impairment Recorded investment in loans, Collectively evaluated for impairment Financing Receivable, Collectively Evaluated for Impairment Loan Losses Loans Receivable [Member] Unfunded Lending Commitments Unfunded Lending Commitments [Member] Unfunded Lending Commitments [Member] Allowance for Loan and Lease Losses [Roll Forward] Allowance for Loan and Lease Losses [Roll Forward] Balance at beginning of period Loan loss provision (credit) Recoveries Allowance for Loan and Lease Loss, Recovery of Bad Debts Loans charged off Allowance for Loan and Lease Losses, Write-offs Balance at end of period Total reserve for credit losses Financing Receivable, Allowance for Credit Losses Debt Disclosure [Abstract] Other borrowings Debt Disclosure [Text Block] Weighted-average shares outstanding - basic (in shares) Weighted Average Number of Shares Outstanding, Basic Dilutive securities (in shares) Weighted Average Number Diluted Shares Outstanding Adjustment Weighted-average shares outstanding - diluted (in shares) Weighted Average Number of Shares Outstanding, Diluted Common stock equivalent shares excluded due to antidilutive effect (in shares) Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount Earnings Per Share, Basic and Diluted [Abstract] Earnings Per Share, Basic and Diluted [Abstract] Net income per common share (basic) (in dollars per share) Earnings Per Share, Basic Net income per common share (diluted) (in dollars per share) Earnings Per Share, Diluted Property, Plant and Equipment [Abstract] Land Land Buildings and leasehold improvements Buildings and Improvements, Gross Furniture and equipment Furniture and Equipment Gross amount, at the balance sheet date, of long-lived, depreciable assets commonly used in offices and stores and production process. Property, Plant and Equipment, Gross Property, Plant and Equipment, Gross Less accumulated depreciation and amortization Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment Premises and equipment, net Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table] Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table] Internal Credit Assessment [Axis] Internal Credit Assessment [Axis] Internal Credit Assessment [Domain] Internal Credit Assessment [Domain] Acceptable Acceptable [Member] Acceptable [Member] Pass-Watch Pass [Member] Special Mention Special Mention [Member] Substandard Substandard [Member] Financing Receivable, Recorded Investment [Line Items] Financing Receivable, Recorded Investment [Line Items] Commercial real estate: Accounting Policies [Table] Accounting Policies [Table] Accounting Policies [Table] Loans Receivable One-to-Four Family Loans One-to-Four Family Loans [Member] One-to-Four Family Loans [Member] BOLI by Type BOLI by Type Accounting Policies [Line Items] Accounting Policies [Line Items] [Line Items] for Accounting Policies [Table] Transfer to other real estate Real Estate Owned, Transfer to Real Estate Owned Transfer from fixed assets Transfer from Fixed Assets Transfer from Fixed Assets Interest paid Interest Paid Income taxes paid Income Taxes Paid Trading securities Trading Securities Threshold period past due for financing receivables Threshold Period Past Due for Non-accrual Status of Financing Receivables Threshold Period Past Due for Non-accrual Status of Financing Receivables Threshold period for one-to-four family loans to be deemed current Maximum Days Delinquent to Move out of Non-accrual Status Maximum Days Delinquent to Move out of Non-accrual Status Loans and leases receivable, allowance Decrease in loans and leases receivable allowance Allowance for Loan and Lease Losses, Period Increase (Decrease) Advertising expense Advertising Expense Deferred tax assets, valuation allowance Previously written off section 382 deferred tax benefits Previously Written Off Section 382 Deferred Tax Benefits Previously Written Off Section 382 Deferred Tax Benefits Derivative notional amount Derivative, Notional Amount Assets held-in-trust Assets Held-in-trust Schedule of Finite-Lived Intangible Assets [Table] Schedule of Finite-Lived Intangible Assets [Table] Finite-Lived Intangible Assets [Line Items] Finite-Lived Intangible Assets [Line Items] Core deposit intangible, net Interest income Interest expense Interest Expense Net interest income Interest Income (Expense), Net Net interest income after loan loss provision Interest Income (Expense), after Provision for Loan Loss Non-interest income Noninterest Income Non-interest expense Noninterest Expense Income before provision for income taxes Income tax provision Schedule of premises and equipment Property, Plant and Equipment [Table Text Block] Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table] Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table] Award Type [Axis] Award Type [Axis] Equity Award [Domain] Equity Award [Domain] Restricted Stock Restricted Stock [Member] Employee Stock Option Employee Stock Option [Member] Exercise Price Range [Axis] Exercise Price Range [Axis] Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Domain] Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Domain] Under $50.00 Under $50.00 [Member] -- None. No documentation exists for this element. -- $80.01 - $120.00 $80.01 to $120.00 [Member] -- None. No documentation exists for this element. -- $220.01 - $279.00 $220.01 to $279.00 [Member] -- None. No documentation exists for this element. -- Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items] Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items] Exercise rice range, lower limit (in dollars per share) Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit Exercise price range, upper limit (in dollars per share) Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit Options outstanding, number of options (in share) Options outstanding, weighted-average exercise price (in dollars per share) Options outstanding, weighted-average remaining contractual life (years) Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term Exercisable options, number of options (in shares) Exercisable options, weighted-average exercise price (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price Grants scheduled vesting period Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period Dividend yield Expected volatility Risk-free rate Expected option life Number of shares Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward] Nonvested as of January 1, 2016 Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number Granted Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period Released Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Exercised In Period Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Exercised In Period. Canceled / forfeited Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period Nonvested as of December 31, 2016 Weighted- average grant date fair value per share Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract] Nonvested as of January 1, 2016 Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value Granted Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value Released Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Exercised Weighted Average Grant Date Fair Value Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Exercised Weighted Average Grant Date Fair Value. Canceled / forfeited Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value Nonvested as of December 31, 2016 Time Deposits, Type [Table] Time Deposits, Type [Table] Time Deposits by Type Type of Time Deposit [Axis] Type of Time Deposit [Axis] Type of Time Deposit Type of Time Deposit [Domain] Type of Time Deposit [Domain] [Domain] for Type of Time Deposit Wholesale Brokered Time Deposits Wholesale Brokered Time Deposits [Member] Wholesale Brokered Time Deposits Internet Listing Service Deposits Internet Listing Service Deposit [Member] Internet Listing Service Deposit [Member] Time Deposits, Type [Line Items] Time Deposits, Type [Line Items] [Line Items] for Time Deposits by Type Interest-bearing Domestic Deposit, Other Time Deposit Interest-bearing Domestic Deposit, Other Time Deposit Wholesale brokered deposits Interest-bearing Domestic Deposit, Brokered Time deposits Time Deposits, at or Above FDIC Insurance Limit First Interstate BancSystem, Inc First Interstate BancSystem, Inc [Member] First Interstate BancSystem, Inc [Member] First Interstate Merger First Interstate Merger [Member] First Interstate Merger [Member] Scenario [Axis] Scenario [Axis] Scenario, Unspecified [Domain] Scenario, Unspecified [Domain] Forecast Scenario, Forecast [Member] Total consideration Share price of acquisition Share price Share Price Number of securities called by each right (in shares) Class of Warrant or Right, Number of Securities Called by Each Warrant or Right Exercise price of right (in dollars per share) Class of Warrant or Right, Exercise Price of Warrants or Rights Percentage of capital stock acquired Business Acquisition, Percentage of Voting Interests Acquired Long-term annual earnings per share accretion Long-term Annual Earnings per Share Accretion, Percent Long-term Annual Earnings per Share Accretion, Percent Assets threshold of debit interchange limitations Assets, Debit Interchange Limitations Threshold Assets, Debit Interchange Limitations Threshold Premises and equipment Property, Plant and Equipment Disclosure [Text Block] Expected federal income tax provision/credit at statutory rates Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount State income taxes, net of federal effect Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount Effect of nontaxable income, net Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount Reversal of valuation allowance Section 382 impairment re-evaluation Income Tax Reconciliation Section 382 Impairment Represents income tax reconciliation section 382 impairment impact. Tax affected disallowed merger costs Rate change for deferred taxes Income Tax Reconciliation Rate Change For Deferred Taxes Represent income tax reconciliation rate change for deferred taxes. Other, net Effective Income Tax Rate Reconciliation, Other Adjustments, Amount Schedule of off-balance sheet financial instruments Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block] Schedule of minimum rental commitments under operating leases Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block] Troubled Debt Restructuring, Debtor, Subsequent Periods [Table] Troubled Debt Restructuring, Debtor, Subsequent Periods [Table] Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items] Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items] Number of loans Financing Receivable, Modifications, Subsequent Default, Number of Contracts TDRs restructured in the period with a payment default Financing Receivable, Modifications, Subsequent Default, Recorded Investment Rate reduction Financing Receivables, Troubled Debt Restructuring, Effect Of Rate Reduction Effect of interest rate reduction by troubled debt restructuring. Term extension Financing Receivables Troubled Debt Restructuring Effect Of Term Extension Effect of term extension in troubled debt restructuring. Rate reduction and term extension Financing Receivables, Troubled Debt Restructuring, Effect Of Rate Reduction and Term Extensions Effect of rate reduction and term extension in troubled debt restructuring. Total Financing Receivables Modification Post Modification Recorded Investment Amount of investment in financing receivables (after modification) modified by troubled debt restructurings. Reconciliation of earnings per share Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Business Combinations Business Combination Disclosure [Text Block] Investment securities Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Cost incurred related to business acquisition Business Combination, Acquisition Related Costs Premium paid on core deposits Business Acquisition, Premium on Core In-Market Deposits Assumed Business Acquisition, Deposit Premium on Core In-Market Deposits Assumed Core deposit intangible, useful life Finite-Lived Intangible Asset, Useful Life Fair Value Inputs, Assets, Quantitative Information [Table] Fair Value Inputs, Assets, Quantitative Information [Table] Asset Class [Axis] Asset Class [Axis] Fair Value by Asset Class [Domain] Asset Class [Domain] Impaired loans Impaired Loans [Member] -- None. No documentation exists for this element. -- Other real estate owned Other Real Estate Owned [Member] -- None. No documentation exists for this element. -- Fair Value Inputs, Assets, Quantitative Information [Line Items] Fair Value Inputs, Assets, Quantitative Information [Line Items] Valuation Techniques Fair Value Measurements, Valuation Techniques Unobservable Input Fair Value, Level 3 Transfers in, Description Selling costs (as a percent) Fair Value Inputs, Selling Costs, Rate Fair Value Inputs, Selling Costs, Rate Discount to appraised value (as a percent) Fair Value Inputs, Discount to Appraised Value, Rate Fair Value Inputs, Discount to Appraised Value, Rate Class of Financing Receivable [Axis] Impaired loans, Without a related allowance Impaired Financing Receivable, with No Related Allowance, Recorded Investment Impaired loans, total recorded balance Impaired Financing Receivable, Recorded Investment Impaired loans, Unpaid principal balance Impaired Financing Receivable, Unpaid Principal Balance Impaired loans, Related allowance Impaired Financing Receivable, Related Allowance Gross core deposit intangibles balance, beginning of period Finite-Lived Intangible Assets, Gross Accumulated amortization, beginning of period Finite-Lived Intangible Assets, Accumulated Amortization Finite-lived Intangible Assets [Roll Forward] Finite-lived Intangible Assets [Roll Forward] Core deposit intangible, net, beginning of period Established through acquisitions Finite-lived Intangible Assets Acquired CDI current period amortization Amortization of Intangible Assets Total core deposit intangible, end of period Other Goodwill Disclosures Goodwill and Intangible Asset Impairment [Abstract] Net income (loss) Equity in undistributed net income of subsidiary Increase in deferred tax asset Increase (Decrease) in Deferred Income Taxes Increase in other assets (Decrease) increase in other liabilities Tax effect of nonvested restricted stock Proceeds from issuance of common stock Proceeds from Issuance of Common Stock Increase due to business combination Increase Due To Business Combination, Financing Activities Increase Due To Business Combination, Financing Activities Dividend from Bank Cash Dividends Paid to Parent Company by Consolidated Subsidiaries Net increase (decrease) in cash and cash equivalents Commitments, guarantees and contingencies Commitments and Contingencies Disclosure [Text Block] Financial Instrument [Axis] Financial Instruments [Domain] Commitments to Extend Credit Guarantor Obligations, Nature [Axis] Guarantor Obligations, Nature [Axis] Guarantor Obligations, Nature [Domain] Guarantor Obligations, Nature [Domain] Pledged Letter Of Credit Issued By FHLB Collateralizing Public Deposits Pledged Letter Of Credit Issued By FHLB Collateralizing Public Deposits [Member] Pledged Letter Of Credit Issued By FHLB Collateralizing Public Deposits [Member] Other Commitment Other Commitment Operating lease rent expense Operating Leases, Rent Expense, Net Guarantor obligations current carrying value Guarantor Obligations, Current Carrying Value Acquired and Acquired Covered Loans, Receivable Acquired and Acquired Covered Loans, Receivable [Member] Acquired and Acquired Covered Loans, Receivable [Member] Acquired Covered Loans, Receivable Acquired Covered Loans, Receivable [Member] Acquired Covered Loans, Receivable [Member] Special Mention and Substandard Special Mention and Substandard [Member] Special Mention and Substandard [Member] Real Estate, Type of Property [Axis] Real Estate, Type of Property [Axis] Real Estate [Domain] Real Estate [Domain] Non-residential Non-residential [Member] Non-residential [Member] Single Family Single Family [Member] Loan Restructuring Modification [Axis] Loan Restructuring Modification [Axis] Loan Restructuring Modification [Domain] Loan Restructuring Modification [Domain] Troubled Debt Restructuring Troubled Debt Restructuring [Member] -- None. No documentation exists for this element. -- Percentage of real estate related loans Percentage Of Real Estate Related Loans Percentage of real estate related loans over banks loan portfolio. Loans participated to third-parties Loans participated to third-parties Loans participated to third-parties Purchased loan participations Loan Participations, Purchased Loan Participations, Purchased Increase (decrease) in acquired and acquired covered loans Assets, Fair Value Adjustment Life of loans Loans And Leases Receivable, Life Of Loans Loans And Leases Receivable, Life Of Loans Loans receivable Total loans, percent Loans And Leases Receivable Gross Loans And Leases Receivable Gross Loans receivable net reported amount covered Loans and Leases Receivable, Net Reported Amount, Covered Percentage of acquired loans covered Percentage of Acquired Loans Covered Percentage of Acquired Loans Covered Loss sharing agreement, term Loss Sharing Agreement, Term Loss Sharing Agreement, Term Loss sharing agreement, recovery period Loss Sharing Agreement, Recovery Period Loss Sharing Agreement, Recovery Period Risk weighting received for covered assets under loss sharing agreement Risk Weighting For Covered Assets Under Loss Sharing Agreement, Percentage Risk Weighting For Covered Assets Under Loss Sharing Agreement, Percentage Risk weighting received for covered assets not under loss sharing agreement Risk Weighting For Covered Assets Not Under Loss Sharing Agreement, Percentage Risk Weighting For Covered Assets Not Under Loss Sharing Agreement, Percentage Increase (decrease) in loans and leases receivable Loans And Leases Receivable, Gross, Increase (Decrease) In Loans Loans And Leases Receivable, Gross, Increase (Decrease) In Loans Impaired loans, total recorded balance Interest income for cash payment on impaired loans Impaired Financing Receivable, Interest Income, Cash Basis Method Loans and leases receivable, impaired, commitment to lend Loans and Leases Receivable, Impaired, Commitment to Lend Cash and cash equivalents Investment in subsidiary Investments in and Advance to Affiliates, Subsidiaries, Associates, and Joint Ventures Deferred tax asset Stockholders’ equity Total liabilities and stockholders’ equity Loans and reserve for credit losses Loans, Notes, Trade and Other Receivables Disclosure [Text Block] Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table] Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table] Amendment [Axis] Amendment [Axis] -- None. No documentation exists for this element. -- Amendment [Domain] Amendment [Domain] Domain to differentiate between authorized shares before the 2008 Plan Amendment Before Amendment Before Amendment [Member] Before the 2008 Plan Amendment After Amendment After Amendment [Member] After Amendment Award Type [Domain] Restricted Stock Units (RSUs) Restricted Stock Units (RSUs) [Member] Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Number of additional shares authorized Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized Number of shares authorized Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized Limitation on the strike price Share Based Compensation Arrangement By Share Based Payment Award Limitation On Strike Price Based On Stock Price At Grant Date Share Based Compensation Arrangement By Share Based Payment Award Limitation On Strike Price Based On Stock Price At Grant Date Stock option expiration period (in years) Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period Shares reserved and available for future grants Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant Stock options granted (in shares) Stock option expense Share-based Compensation Arrangement by Share-based Payment Award, Compensation Cost Grants in period, weighted average grant date fair value (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value Exercise price Equity instruments other than options granted (in shares) Grants in period, weighted average grant date fair value (in dollars per share) Unrecognized share-based compensation awards other than options Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options Period for recognition of expense Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition Share-based compensation expense Allocated Share-based Compensation Expense Canceled / forfeited (in shares) Outstanding fully vested RSUs (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Outstanding, Number Outstanding weighted average grant date fair value (in dollars per share) Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Weighted Average Grant Date Fair Value The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement Schedule of loans receivable Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] Changes in loss share payable associated with covered loans Changes in Loss Share Payable Associated with Covered Loans [Table Text Block] Changes in Loss Share Payable Associated with Covered Loans [Table Text Block] Allowance for credit losses on financing receivables Allowance for Credit Losses on Financing Receivables [Table Text Block] Financing receivable credit quality indicators Financing Receivable Credit Quality Indicators [Table Text Block] Past due financing receivables Past Due Financing Receivables [Table Text Block] Impaired financing receivables Impaired Financing Receivables [Table Text Block] Schedule of financing receivables, non accrual status Schedule of Financing Receivables, Non Accrual Status [Table Text Block] Troubled debt restructuring on financing receivables Troubled Debt Restructurings on Financing Receivables [Table Text Block] Troubled Debt Restructuring, Debtor, Current Period [Table] Troubled Debt Restructuring, Debtor, Current Period [Table] Troubled Debt Restructuring, Debtor, Current Period [Line Items] Troubled Debt Restructuring, Debtor, Current Period [Line Items] Rate reduction Term extension Rate reduction and term extension Schedule of assets and liabilities acquired Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block] Business acquisition, pro forma information Business Acquisition, Pro Forma Information [Table Text Block] Borrowing capacity as percent of total assets Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available, Percent Borrowing Capacity as a Percent of Total Assets FHLB borrowings outstanding total Advances from Federal Home Loan Banks FHLB, maximum amount available Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available FRB line of credit, amount outstanding Long-term Line of Credit Federal reserves bank, undrawn borrowing capacity Federal Reserves Bank Undrawn Borrowing Capacity Remaining borrowing capacity available in federal reserve bank advances. Federal funds maximum borrowing capacity Line of Credit Facility, Maximum Borrowing Capacity Federal funds outstanding borrowings Federal Funds Purchased Impaired Financing Receivable, Average Recorded Investment Impaired Financing Receivable, Average Recorded Investment Income Statement [Abstract] Interest income: Interest and fees on loans Interest and Fee Income, Loans and Leases Interest on investments Interest Income, Securities, Operating, Taxable Other investment income Other Interest and Dividend Income Total interest income Interest expense: Interest bearing demand Interest Expense, Demand Deposit Accounts Savings Interest Expense, Savings Deposits Time Interest Expense, Time Deposits Other borrowings Interest Expense, Borrowings Total interest expense Net interest income after loan loss provision Non-interest income: Noninterest Income [Abstract] Service charges on deposit accounts Fees and Commissions, Depositor Accounts Card issuer and merchant services fees, net Fees and Commissions, Credit and Debit Cards Earnings on BOLI Bank Owned Life Insurance Income, Including Death Benefit Bank Owned Life Insurance Income, Including Death Benefit Mortgage banking income, net SBA gain on sales and fee income Small Business Administration Loans Sales And Fee Income Small Business Administration Loans Sales And Fee Income Gain on sales of investments Gain (Loss) on Investments ATM income Fees and Commissions, Automated Teller Machines Fees and Commissions, Automated Teller Machines Other income Noninterest Income, Other Operating Income Total non-interest income Non-interest expense: Noninterest Expense [Abstract] Salaries and employee benefits Labor and Related Expense Occupancy Occupancy, Net Information technology Information Technology and Data Processing Equipment Equipment Expense Communications Communication FDIC insurance Federal Deposit Insurance Corporation Premium Expense OREO expense Professional services Professional Fees Prepayment penalties on FHLB borrowings Prepayment Penalties Amount of Penalties incurred through prepayment of FHLB Advances and TLGP borrowings. Card issuer Noninterest Expense, Card Issuer Noninterest Expense, Card Issuer Insurance General Insurance Expense CDI Amortization Other expenses Other Noninterest Expense Total non-interest expense Income before income taxes Basic and diluted income per share: Number of loans Financing Receivable, Modifications, Number of Contracts TDR outstanding recorded investment Financing Receivables Modification Recorded Investment The amount of the outstanding recorded investment related to financing receivables that have been taken into account. Schedule of related party transactions Schedule of Related Party Transactions [Table Text Block] EX-101.PRE 13 cacb-20161231_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 14 philosophya01.jpg begin 644 philosophya01.jpg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end GRAPHIC 15 totalreturnperformancegraph.jpg begin 644 totalreturnperformancegraph.jpg M_]C_X 02D9)1@ ! 0$ 8 !@ #_X1#R17AI9@ 34T *@ @ ! $[ ( M - (2H=I 0 ! (6)R= $ : 0T.H< < @, /@ M &UL;G,Z9&,](FAT=' Z M+R]P=7)L+F]R9R]D8R]E;&5M96YT#IX;7!M971A/@T*(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" * M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" \/WAP86-K970@ M96YD/2=W)S\^_]L 0P '!04&!00'!@4&" <'" H1"PH)"0H5#Q ,$1@5&AD8 M%1@7&QXG(1L=)1T7&"(N(B4H*2LL*QH@+S,O*C(G*BLJ_]L 0P$'" @*"0H4 M"PL4*AP8'"HJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ M*BHJ*BHJ*BHJ*BHJ_\ $0@!O *H P$B (1 0,1 ?_$ !\ $% 0$! 0$! M ! @,$!08'" D*"__$ +40 (! P,"! ,%!00$ !?0$" P $ M$042(3%!!A-180'EZ@X2%AH>( MB8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V]_CY^O_$ !\! ,! 0$! 0$! 0$ ! M @,$!08'" D*"__$ +41 (! @0$ P0'!00$ $"=P ! @,1! 4A,08205$' M87$3(C*!"!1"D:&QP0DC,U+P%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66 MEYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7F MY^CIZO+S]/7V]_CY^O_: P# 0 "$0,1 #\ ]3\26WB_7?'5SIGA?QC_ ,(Y M;6.FVUQ(O]EPW?G/++<+G+X*X$([G.>W>I_PA/Q._P"BN?\ EM6W_P 572V/ M_)4]=_[ NF_^C[ZNDH \V_X0GXG?]%<_\MJV_P#BJ/\ A"?B=_T5S_RVK;_X MJO2:* /-O^$)^)W_ $5S_P MJV_^*H_X0GXG?]%<_P#+:MO_ (JO2:* /-O^ M$)^)W_17/_+:MO\ XJC_ (0GXG?]%<_\MJV_^*KTFB@#S;_A"?B=_P!%<_\ M+:MO_BJ/^$)^)W_17/\ RVK;_P"*KTFB@#S;_A"?B=_T5S_RVK;_ .*H_P"$ M)^)W_17/_+:MO_BJ])HH \V_X0GXG?\ 17/_ "VK;_XJC_A"?B=_T5S_ ,MJ MV_\ BJ])HH \V_X0GXG?]%<_\MJV_P#BJ/\ A"?B=_T5S_RVK;_XJO2:* /- MO^$)^)W_ $5S_P MJV_^*H_X0GXG?]%<_P#+:MO_ (JO2:* /-O^$)^)W_17 M/_+:MO\ XJC_ (0GXG?]%<_\MJV_^*KTFB@#S;_A"?B=_P!%<_\ +:MO_BJ/ M^$)^)W_17/\ RVK;_P"*KTFB@#S;_A"?B=_T5S_RVK;_ .*H_P"$)^)W_17/ M_+:MO_BJ])HH \V_X0GXG?\ 17/_ "VK;_XJC_A"?B=_T5S_ ,MJV_\ BJ]) MHH \V_X0GXG?]%<_\MJV_P#BJ/\ A"?B=_T5S_RVK;_XJO2:* /-O^$)^)W_ M $5S_P MJV_^*H_X0GXG?]%<_P#+:MO_ (JO2:* /-O^$)^)W_17/_+:MO\ MXJC_ (0GXG?]%<_\MJV_^*KTFB@#S;_A"?B=_P!%<_\ +:MO_BJ/^$)^)W_1 M7/\ RVK;_P"*KTFB@#S;_A"?B=_T5S_RVK;_ .*H_P"$)^)W_17/_+:MO_BJ M])HH \V_X0GXG?\ 17/_ "VK;_XJC_A"?B=_T5S_ ,MJV_\ BJ])HH \V_X0 MGXG?]%<_\MJV_P#BJ/\ A"?B=_T5S_RVK;_XJO2:* /-O^$)^)W_ $5S_P M MJV_^*H_X0GXG?]%<_P#+:MO_ (JO2:* /-O^$)^)W_17/_+:MO\ XJC_ (0G MXG?]%<_\MJV_^*KTFB@#S;_A"?B=_P!%<_\ +:MO_BJ/^$)^)W_17/\ RVK; M_P"*KTFB@#S;_A"?B=_T5S_RVK;_ .*H_P"$)^)W_17/_+:MO_BJ])HH \V_ MX0GXG?\ 17/_ "VK;_XJC_A"?B=_T5S_ ,MJV_\ BJ])HH \V_X0GXG?]%<_ M\MJV_P#BJ/\ A"?B=_T5S_RVK;_XJO2:* /-O^$)^)W_ $5S_P MJV_^*H_X M0GXG?]%<_P#+:MO_ (JO2:* /-O^$)^)W_17/_+:MO\ XJC_ (0GXG?]%<_\ MMJV_^*KTFB@#S;_A"?B=_P!%<_\ +:MO_BJ/^$)^)W_17/\ RVK;_P"*KTFB M@#S;_A"?B=_T5S_RVK;_ .*H_P"$)^)W_17/_+:MO_BJ])HH \V_X0GXG?\ M17/_ "VK;_XJC_A"?B=_T5S_ ,MJV_\ BJ])HH \V_X0GXG?]%<_\MJV_P#B MJ/\ A"?B=_T5S_RVK;_XJO2:* /-O^$)^)W_ $5S_P MJV_^*H_X0GXG?]%< M_P#+:MO_ (JO2:* /-O^$)^)W_17/_+:MO\ XJC_ (0GXG?]%<_\MJV_^*KT MFB@#S;_A"?B=_P!%<_\ +:MO_BJ/^$)^)W_17/\ RVK;_P"*KTFB@#S;_A"? MB=_T5S_RVK;_ .*H_P"$)^)W_17/_+:MO_BJ])HH \V_X0GXG?\ 17/_ "VK M;_XJC_A"?B=_T5S_ ,MJV_\ BJ])HH \V_X0GXG?]%<_\MJV_P#BJ/\ A"?B M=_T5S_RVK;_XJO2:* /-O^$)^)W_ $5S_P MJV_^*H_X0GXG?]%<_P#+:MO_ M (JO2:* /-O^$)^)W_17/_+:MO\ XJC_ (0GXG?]%<_\MJV_^*KTFB@#S;_A M"?B=_P!%<_\ +:MO_BJ/^$)^)W_17/\ RVK;_P"*KTFB@#S;_A"?B=_T5S_R MVK;_ .*H_P"$)^)W_17/_+:MO_BJ])HH XOX>^)Y=0L'T;6]1FO]=L9[R*>X M>P:V2Y2&Z>$2)\HC/ 3(0G!.#S165X*_Y'&/_N/?^G8T4 =+8_\ )4]=_P"P M+IO_ */OJZ2N;L?^2IZ[_P!@73?_ $??5TE !1110 4444 %%%% !1110 44 M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 <_P"+?'7A MSP-;6]QXIU'[#%1V M"JB@9))/0 =Z@TS4[/6=,@U'3)UN+2X3?#*H.'7U&:\/UFVU/0/$'B+P&OBK M7-8TR[\-S:DTUY=^;=6;CA'"@%"=!T?Q#XIGOM< MBDO$L--N425]L0 C6Y<@6T*L,D8?.3Q23OMY?FU^C"UM_/\ )/\ 4]^UKQ%I M7AXV(UBZ^S_VA=I9VW[MG\R9_NK\H.,XZG ]Z@\5>,-"\%:4FI>)K[[%:22B M%9/)>3+D$@812>BGMVKY]TO6M9UCP7X67Q!ZN!<2A%YVM*/ M]8068;N_;C%>B?M"?:?^$3\._8/*^U?\)%:>3YV=F_#[=V.<9QG'.*IK1-=6 ME\FHO]06_P F_NO_ )'1^'OC!X$\5:S%I6A>(([B^F!,<3V\L6_'8%T )]LY MKM:\(%UXF\2_&?1/#GQ.ETC2YM(D&J::-,MY"FI,!]U9)') &"2, G:>.AKE M=1\4_$/5M(+:RL+=4 M?Y:+\WL+6[_KN_R/I2+6=.GUJ?2(;N*34+:)9I[=3EHE;[I;TSCH>>]7:^>[ MG2+J+XI?$75(-:UFVO;/0OMB0PWORL\EN_R' RRQDC9@_*0#FKMWXGU/_A7? MPDFBUR[^U:CJMHEVZW;;[I.0XVOT!Z;>;^Y)_J>[ MT5X+IL6M:E'\2]?N?%>O*-#O-2AL+**_=84Q$V"1U.W*E0" I&0.:SM/F\2: M%I/PT\4MXRUS4)][? MRO\ AN>X^*O&&A>"M*34O$U]]BM))1"LGDO)ER"0,(I/13V[5E>%_BKX*\9Z MH=-\.:['=W@0R"%H)8F8#KM\Q5W8]!DXYKEOVA/M/_")^'?L'E?:O^$BM/)\ M[.S?A]N['.,XSCG%.B\'^-]4\:Z;XK\>7&@K_P (_!,]I;:%',6G=U(P[2$?ASX6L_%&KZ99>*FFGN[M;H"6'RU&VWMW/^K5CV&3EN^2#9\1>(?$' MAOPU\1O#-IXDU/4(M"6RELM5EN2;N RR)OB>9<$GD_AD>PJ2L[?UIH_Z_P" M*%Y6\[?B]#Z*HKP?7]#UO3?%G@3P_!XY\2@ZXUU+?W9OR7/[I"508VJH^;;P M=I;(YKEKV^\6:;X!\0:ZOC?7Y9/"OB$V%C%)<@K.@E3/GG&Z4_,.&. ,@#!Q M32N[?UNE^;0;JZ_K1O\ 0^H:*^>/BMK^M7VM^(Y_#FL^)'.@6\)ECTV[CT^S ML=R%BTC%BURQ;'R!5XR,FM#[1XA\9_$;PII=SXHU?2(=1\(Q7MZ-+N/*,DI8 MDLHY56)Q\P&<# X-2M5I_6C?Z!I_7JE^I[O17SC:^,/$\/PY;1)/$5X';QDW MA]M9E?-Q%;'DMYA.=W7#=0.A&!CHO&%YJOPO\!^)XM&\=76N7@-OY$&I3)/> M:<)&"L[2$YVMGYU_N^:3_4=M;?UNU^A[917BOPGG\9Z=X\FTC7 MS?#3[C3_ +3Y&K^([;4KE'# +(FS#B-@_].QHH Z6Q_Y*GKO_ &!=-_\ M1]]725S=C_R5/7?^P+IO_H^^KI* "BBB@ HKRZU@LIK&6ZOW\3:GJEYK&I10 M6FG:Y=1%DBO)D&%\](HT1%49)4=!R2 ;!C\)VNI)I^N7^OZ)=/!%,(]1\572 M9,C.JQAA=$,_[MC@$\8Y/.,O:*]AVTN>DT5Q0T'PF=9.D#Q!J9U-4WFR_P"$ MKO?."XSG9]HW8QSG%9*S> I?$5CHMKXFU*YN[Z-WB\CQ==NOR[<*<7.=S;LJ M #D*WI255/9!8]+HKA=5T/P]H][I]M=77B5GOYO*0Q^(K\B/D#,$>M'MHA9G; M45P4FG^!X;2SNI?%5XEO?-MM)F\7W@2X.<81OM&&.>.,U=\.VB:/X^UO38+R M_EM%TRPG2.]U">ZV.\MVK%3*[$9$:9 ./E%5&HI.PCL****T **** "BBB@ MHHHH **** "BBB@ HHHH **** "BBB@!&4.A5AD,,$5ST/@'PQ!X-?PHFDQ- MHC[LVDKO(,LQ8D,Q+ Y.00<@],5T5% [LYKPS\._"G@^SN[7P[HL-I%>C%QN M9Y6E7&-I9R3M]LXY/'-8K? WXWAJ,VR3-.H^U3[@[ _-OW8(4?+G' M XKOZ*.MQ'*6WPQ\'V=O%!::*D$,.I+JL<44TBHER!@.%#8 ^4?+[5KZ]X M:TGQ/;VL.N6GVJ.TNDNX%\QTV2IG:WRD9QD\'CVK4HH_K^ON Q=>\(Z'XFN= M/N-:L1/<:;,)[29)7BDA?U#(0<<#C.#@<<5EWWPK\$ZEXK'B2]\/V\NJB02& M8NX5G'1FC#;&/N0:ZZBA:;!ON<[?^ ?#&I^+(?$U]I,AP,@X% M=W10M-@>NYB6_@[0K2QUFSM['9!KDLLVH)YTA\]Y1ASDME!/# MDNEZ+ISZ=FTT*:.?3H_/D_<.GW3G=EL>C$BNAHHV_#\-ONZ!O_7??[S+U[PU MI/B>WM8=L3R7%\/-<^=)(,.>3 M\N1V7 ]*V**5E:W0=W>YS-[\.O"FH^$+;PO?:/%/H]H!]G@>1RT6.A63=O!Y M(SG."1TJ.W^&7@^T\'W'A:UT2*+1[I@\\"2R!I6#!@6DW;R00/XN@QTXKJJ* M??S$M+6Z&3>>%]'O]8TK5;NS\R]T@.+&7S7'D[UVMP#AL@?Q UG7'PY\*W6B M:EI$^E[['5+PWUY%]HE'FSD@E\ALCE1P"!QTKIZ*/Z_7\P..UGX3>!O$&NR: MQK'AZWN;^6,Q22M)( XVE!C:1CMBH]&^&G@_P /Z%?:/I6@VT5CJ Q=QN6E,PQP&9R6 M('89X))JT4=+ _\ 3L:* .EL M?^2IZ[_V!=-_]'WU=)7-V/\ R5/7?^P+IO\ Z/OJZ2@ HHHH \[T'3=3:U36 M="%K-=VNJZU;O:W0Z= M!=:IX?&F(BS-*L4NZ8GYS&I*?.ASC.5Z<"MB_P#A]X.U&2XFO/"FBS7%RS/+ M,^GQ&1V;DL6VYW$DG.3[OG<1ST)Q5S_A1_A+_H$V/_ ("I_A3]F^_]?TW_ ,.2 MM#4\2^"K_P 2ZE?3MKMUIT+6:VUK%:+$P)R79G\R-B#O"?<(.$!SG&*M_P"" M=4U+1_$R336L5[K$]K<(8)I$&Z&.$%&=0&52T;#*\A6SUXKFKOX.^%X_'VE6 M"Z99B&?3+V9U^S)@LDMJJG&.PD;\S6W_ ,*/\)?] FQ_\!4_PI*BTK7_ *O? M\RKZW(-<\!:]?^$UTC2UM[**>"[%S;MK]XX6>4_+*9MGF3C!;,;[5RW\6!5; M6M830OC+%'>?;9%;0[(.+.SFN=Q6:ZY(C1CW[UH?\*/\)?\ 0)L?_ 5/\*U- M!^&6C^&KX76C6\-HY(WB&)4#XZ9P.>IJXP<>I+U- >/-(Q_QY^(/_":1_P ^?B#_ ,)S4/\ XQ72#I16@'-_\)YI'_/GX@_\)S4/_C%'_">: M1_SY^(/_ G-0_\ C%=)10!S?_">:1_SY^(/_":1_SY^(/_ G-0_\ C%=)10!S?_">:1_S MY^(/_":1_SY M^(/_ G-0_\ C%=)10!S?_">:1_SY^(/_":1_SY^(/_ G-0_\ C%=)10!S?_">:1_SY^(/ M_":1_SY^(/_ M G-0_\ C%=)10!S?_">:1_SY^(/_":1_SY^(/_ G-0_\ C%=)10!S?_">:1_SY^(/_":1_SY^(/_ G- M0_\ C%=)10!S?_">:1_SY^(/_":1_SY^(/_ G-0_\ C%=)10!S?_">:1_SY^(/_":1_SY^(/_ G-0_\ MC%=)10!S?_">:1_SY^(/_":1_SY^(/_ G-0_\ C%=)10!S?_">:1_SY^(/_":1_SY^(/_ G-0_\ C%=) M10!S?_">:1_SY^(/_" M,&2%XF5D_P#3L:*/!7_(XQ_]Q[_T[&B@#I;'_DJ>N_\ 8%TW_P!'WU=) M7-V/_)4]=_[ NF_^C[ZNDH **** "BBB@ HHHH YN^_Y*GH7_8%U+_T?8UTE M77V=PDCQ-$%#%5;'S.#T8=J MTJS=+_Y".L_]?J_^D\- !_:EW_T M0_[^6__ ,=H_M2[_P"@%J'_ '\M_P#X M[6E10!F_VI=_] +4/^_EO_\ ':/[4N_^@%J'_?RW_P#CM:5% &;_ &I=_P#0 M"U#_ +^6_P#\=H_M2[_Z 6H?]_+?_P".UI44 9O]J7?_ $ M0_[^6_\ \=H_ MM2[_ .@%J'_?RW_^.UI44 9O]J7?_0"U#_OY;_\ QVC^U+O_ * 6H?\ ?RW_ M /CM:5% &;_:EW_T M0_[^6__P =H_M2[_Z 6H?]_+?_ ..UI44 9O\ :EW_ M - +4/\ OY;_ /QVC^U+O_H!:A_W\M__ ([6E10!F_VI=_\ 0"U#_OY;_P#Q MVC^U+O\ Z 6H?]_+?_X[6E10!F_VI=_] +4/^_EO_P#':/[4N_\ H!:A_P!_ M+?\ ^.UI44 9O]J7?_0"U#_OY;__ !VC^U+O_H!:A_W\M_\ X[6E10!F_P!J M7?\ T M0_P"_EO\ _':/[4N_^@%J'_?RW_\ CM:5% &;_:EW_P! +4/^_EO_ M /':/[4N_P#H!:A_W\M__CM:5% &;_:EW_T M0_[^6__ ,=H_M2[_P"@%J'_ M '\M_P#X[6E10!F_VI=_] +4/^_EO_\ ':GL+\7PG!MYK>2"7RI(YMN0=JM_ M"2.C#O5NLW2_^0CK/_7ZO_I/#0!I4444 %%%% !1110 4444 %%%% !1110 M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1 M110 4444 %%%% '-^ _^1=NO^PUJO_IPN*Z2N;\!_P#(NW7_ &&M5_\ 3A<5 MTE !1110!YMX*_Y'&/\ [CW_ *=C11X*_P"1QC_[CW_IV-% '2V/_)4]=_[ MNF_^C[ZNDKF['_DJ>N_]@73?_1]]724 %%%% !1110 4444 17\@E)"_8M.GNB,>HB1M MO7OC-<[KGQ-TO2-"O-0BTKQ!=/;0M((?["O(0V!W=X@JCN23P >O2NSH(R,& M@#Q3X4?'>?Q>FH0^)-'O%EMWWQW&E:=/=1A&)PCK&KLK#L3P0.Q'/IEIXSTR M]O(K:&UUM9)6"*9M!O8D!/J[PA5'N2!5[1/#^D^&[.2UT+3X+""69YWC@3:& M=CDG_/0 8 K1H XQ-,;Q5KVO#4M3U*W33[E;2U@L-0EM?)'DQN9&\MEWLQ M?/S[@ H '+9S?$GC/4?#>APW%KK.FZI]ET_[3,\>GS7,E[C=\Q$#;;9#L(\U MMR[B> %YZK5O!^C:W=M=7L-PDTD8BF>TO9K8SH,X63RG7S ,G ;.,G'4U%J7 M@?P_JH5;FRDCC%L+1HK2ZEMHY(1G$;I$RJZC<18U+(R79)AE+*NXH K*"!O#UE6W,0M[POO5UN3J5R;B/:&50 MDQD\Q% =QM5@,,W')R=!+S,72O&&M^(;'2K;2S8VU_=&]::XNK*81E+:80G$ M)=71G9E.&8E!D'<:P+'Q]KUAH&CVUO#-?W<6E1WUT!I]UJ#W;-(ZB)9(N(B1 M&^'D!!RO& :[W_A!]!_LR*P2VN(XHIGG1X[V=)0[DESYH??\Q)W#=@]\TR3P M#X;DL[&T^P/';V,/V>&**ZEC5HL@^7(%8>:F1]U]PZ\&H;>'59X[K4BDMKIEX;2>9?LTS!=_F1X *AB"X^[WZ5EZ;K>H MZ3IFK6\G%'?\ KL/MZ?Y_YG#6WQ)\27^EZM?VJZ8D.B6+ M7=QYUE.KW6R>XC*JC.IAW"WS\VXJ3@AJ["#6-C3#I\>FZ9VD-PC(Q47$BQ2,GW&>(-L=EXPS*2,+@\##= MKZ?U_7R$^MOZ_K4X^7Q_KEGX=?5[F+3Y8[_1;G5M.ACB=&MQ&$98Y27/F961 MQV_KO]_3UL5IK_75?=U.C MMYA<6T4R@@2(' (Y&1FI*.E%#WT(5[:A1112&%%%% !6;I?_ "$=9_Z_5_\ M2>&M*LW2_P#D(ZS_ -?J_P#I/#0!I4444 %%%% !1110 4444 %%%% !1110 M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% ! M1110 4444 %%%% '-^ _^1=NO^PUJO\ Z<+BNDKF_ ?_ "+MU_V&M5_].%Q7 M24 %%%% 'FW@K_D<8_\ N/?^G8T4>"O^1QC_ .X]_P"G8T4 =+8_\E3UW_L" MZ;_Z/OJZ2N;L?^2IZ[_V!=-_]'WU=)0 4444 %%%% !1110!S=]_R5/0O^P+ MJ7_H^QKI*YN^_P"2IZ%_V!=2_P#1]C724 %9NE_\A'6?^OU?_2>&M*LW2_\ MD(ZS_P!?J_\ I/#0!I4444 %%%% !1110 4444 %%%% !1110 4444 %%%% M!1110 4444 %%%% !1110 4444 %9NE_\A'6?^OU?_2>&M*LW2_^0CK/_7ZO M_I/#0!I4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% '-^ _\ MD7;K_L-:K_Z<+BNDKF_ ?_(NW7_8:U7_ -.%Q724 %%%% 'FW@K_ )'&/_N/ M?^G8T4>"O^1QC_[CW_IV-% '2V/_ "5/7?\ L"Z;_P"C[ZNDKF['_DJ>N_\ M8%TW_P!'WU=)0 4444 (S*BEG(55&22< "LZR\1Z)J6F3ZEIVLZ?=V-ON\ZZ M@ND>*+:-S;G!P, Y.3P*GU5K)-(NVU6)9K(1-]HC:$S!DQ\P* $L,=L&O,+[ M4+?4+K7=3MM2L=9T[SM-GN+W35S!#!#=%FB?:S NB9=FW?=QE% &1;V'TN>B MR>*/#\.DP:I+KFFIIUP_EPWC7<8AE;GY5?.">#P#V-:O6O(K75M*M?'M_P"( M-0O+9?#-\]W'97CN/L\LIAM VU\[3O,4H&.I1P/?O_ UO=VG@#0;?44>.ZBT M^%)4D^\I"#@^XZ&FE>-_3\;_ .7XBZ_U_7_!(;[_ )*GH7_8%U+_ -'V-=)7 M ZO=>*%^*FE_8]'TB4+I>H"W\W5I8_,C\ZSRS8MVV,,)A1N!R?F&!NZZ*;63 M"AFL+%)"1O5+UV '<@^4,_D*0&A6;I?_ "$=9_Z_5_\ 2>&I?-U7_GSL_OX_ MX^V^[Z_ZOK[?K5?13*UYK!N$1)/MPRJ.6&/(BQR0.V.WY]: -6BBB@ HHHH MSM7\0Z+H"Q-KVKV&F+,2(C>W*0AR.N-Q&<9'3UKD?&'QC\*>&_"=YJVEZQI& MN7=OL\O3[75(O,FW.JG&W<> Q8\'@&N_KF_B#X1_X3OP)J'AS[;]@^V^7_I' ME>9LV2K)]W(SG9CJ.M 'G?P__:.TGQAKT]AKEC:>&H([9IDN[S54*.P95\OY MD09(8GK_ GBO2;3QYX0O[R*TL?%6B7-S,P2*&'487=V/0!0V2?85P?PJ^!G M_"LO%-SK/_"1?VGY]DUKY/V+R=NYT;=GS&S]S&,=Z];H Y'3O%UY-XOUS2K^ MVACM;6X\BPN(\_O'6W25TDS_ !8?*XZA6X&W)J1>.[L^'O#5_+! 7OK.*_U( MJK;((&"*S+SD8:4'G/RH_?FM67P?'/#KR27CJ^JWBWD,L: /:2+%'&K*23N( M,>[G .<$$9SFV/PNT,Z1!9^([:SUR2WL(;"&>YLUS#'''MRFXMM)8LV01U Y MV@T+1?=^3O\ C;Y#=KZ>?]?UU'>+?%5_I&MBS34]'T"U^RB5-0UN%WANI2S# MR5821JC*%!.68D-PN%)I(=9\5ZSK[V%C)I6C+6[FBN[-[UA)*TH90\<\: MX'E]0#G-7VT'Q';I;-I_B2W,PM([>Z6_L&GAE9,_O419D,;')W?,P/R\#'-" MR\$:MH%XDOAC6[*WB&GV]BR7^FM<$B%I"&!2:,#/FGC&!@8HT2M_77_@?U<- MU_7E_P $:_CVX6VL&>TBCECFE&K+\S+!'%*()&1N#C>P8$CE%;C/33O]2UJ_ M\1W&C^'9;"S^Q01S7-U>V[W 8R%@L:QI)'CA"2Q;N :&X77;2 MVUN692JW%[;(\D98L\C*2#M9I'=LJ!U4?PBI[OPEK0MTETCQ(EGJDEC'9WEW M)9&59M@.R54\Q=D@+,?O,IS@J>,'34770U] UMM5T$WM] +6>"26&ZC4EE22 M)V1]IP"5RI(..A%8VFZKXOU*QL==A@TU]/O3'(-+$3K6 M!U4,&M#ET+1387=VE\[3RRM<"#RFE,CER7 )!8ECDC:#V51Q659^$]9 MLX;72XO$FW0K213%#':E+LQJ2)/GW[@$D&655)1@&Z9K3_$B"VCN7N/# MNN1BUMQ>2[HH1MM3N_?_ .MQCY3\G^L_V.M,OOA]/>KDM-?*SY?\ K/WG MWN?]9]WCIUYI+;^O/];?+[R]+^7_ 5^EWZD6F>/K#5=6%I#8:C% UY-8QWT ML2""2>+=N0$,6Y"$ABH4],[OEHMOB!I_P"O^1F>+OB5?:'X9>_M] U"TO SK';7T$4@E MY)0XDCGV; M1Y9)PS-A2-H+*:WM1\;V^E>0MWI>H,_V1;R^6(1-_9\).-\O[SD AO\ 5[S\ MC'G'/-3?"!;K3YK>34+&Q\YW+0Z3I?V6W&ZVEAW"+S&PY\[+-GY@BC QFM/Q M#\.5\1:A:7]Y)H\UVMFEI=27FC)= A6+;H!(Y$+99^OF#E<@[>:TO_7;_,71 M>GZ_Y'< Y&1R**15"(%4 *HP !C%+4@%%%% !6;I?_(1UG_K]7_TGAK2K%LW MO%U35_LD$$JF^3<99RA ^SQ9P C9_2@#:HJEYNJ_\^=G]_'_ !]M]WU_U?7V M_6CS=5_Y\[/[^/\ C[;[OK_J^OM^M %VBJ7FZK_SYV?W\?\ 'VWW?7_5]?;] M:/-U7_GSL_OX_P"/MON^O^KZ^WZT 7:*I>;JO_/G9_?Q_P ?;?=]?]7U]OUH M\W5?^?.S^_C_ (^V^[Z_ZOK[?K0!=HJEYNJ_\^=G]_'_ !]M]WU_U?7V_6CS M=5_Y\[/[^/\ C[;[OK_J^OM^M %VBJ7FZK_SYV?W\?\ 'VWW?7_5]?;]:/-U M7_GSL_OX_P"/MON^O^KZ^WZT 7:*I>;JO_/G9_?Q_P ?;?=]?]7U]OUH\W5? M^?.S^_C_ (^V^[Z_ZOK[?K0!=HJEYNJ_\^=G]_'_ !]M]WU_U?7V_6CS=5_Y M\[/[^/\ C[;[OK_J^OM^M %VBJ7FZK_SYV?W\?\ 'VWW?7_5]?;]:/-U7_GS ML_OX_P"/MON^O^KZ^WZT 7:*I>;JO_/G9_?Q_P ?;?=]?]7U]OUH\W5?^?.S M^_C_ (^V^[Z_ZOK[?K0!=HJEYNJ_\^=G]_'_ !]M]WU_U?7V_6CS=5_Y\[/[ M^/\ C[;[OK_J^OM^M %VBJ7FZK_SYV?W\?\ 'VWW?7_5]?;]:/-U7_GSL_OX M_P"/MON^O^KZ^WZT 7:*I>;JO_/G9_?Q_P ?;?=]?]7U]OUH\W5?^?.S^_C_ M (^V^[Z_ZOK[?K0!=HJEYNJ_\^=G]_'_ !]M]WU_U?7V_6CS=5_Y\[/[^/\ MC[;[OK_J^OM^M %VBJ7FZK_SYV?W\?\ 'VWW?7_5]?;]:/-U7_GSL_OX_P"/ MMON^O^KZ^WZT 7:*I>;JO_/G9_?Q_P ?;?=]?]7U]OUH\W5?^?.S^_C_ (^V M^[Z_ZOK[?K0!=HJEYNJ_\^=G]_'_ !]M]WU_U?7V_6CS=5_Y\[/[^/\ C[;[ MOK_J^OM^M %VBJ7FZK_SYV?W\?\ 'VWW?7_5]?;]:/-U7_GSL_OX_P"/MON^ MO^KZ^WZT 7:*I>;JO_/G9_?Q_P ?;?=]?]7U]OUH\W5?^?.S^_C_ (^V^[Z_ MZOK[?K0!=HJEYNJ_\^=G]_'_ !]M]WU_U?7V_6CS=5_Y\[/[^/\ C[;[OK_J M^OM^M %VBJ7FZK_SYV?W\?\ 'VWW?7_5]?;]:/-U7_GSL_OX_P"/MON^O^KZ M^WZT 9'@/_D7;K_L-:K_ .G"XKI*YKP#N/AJYW@!O[9U3(!R ?[0N.]=+0 4 M444 >;>"O^1QC_[CW_IV-%'@K_D<8_\ N/?^G8T4 =+8_P#)4]=_[ NF_P#H M^^KI*YNQ_P"2IZ[_ -@73?\ T??5TE !1110 4444 %%%% '-WW_ "5/0O\ ML"ZE_P"C[&NDKF[[_DJ>A?\ 8%U+_P!'V-=)0 5FZ7_R$=9_Z_5_])X:TJS= M+_Y".L_]?J_^D\- &E1110 4444 %%%% !1110 4444 %%%% !1110 4444 M%%%% !1110 4444 %%%% !1110 5FZ7_ ,A'6?\ K]7_ -)X:TJS=+_Y".L_ M]?J_^D\- &E1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1 M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 &M*LW2_P#D(ZS_ -?J_P#I/#0! MI4444 %%%% !16=J^AVFMK$MY+?QB(DK]BU&>U)SZF)UW=.^<5R'C/P5/;^# M]1?PA_;]YK1BV6D9\3WJ .Q WY><+\H);!ZXQWH [;3]3L=6MWGTVZBNHHY7 MA=XFW!71BK+]015JOGGX*?#'QCH.H7]AXVT[5+'2IT\Z&2TU]X528$ Y2WG& M2R]6(/W!7L]IX,TRRO(KF&ZUMI(F#J)M>O94)'JCS%6'L010!!JGCBVTR\OD M72]2O+73"HU&^MEB\JTRH<[@SJ[;496.Q6P#ZY%6M.\7:;J>N:MI-OYRW6E[ M3)O3"RJ45]T9S\P =0>A!(SU!/.^)-(U.?6+^2QT&^^W3 ?8=7TC4%M4!V@) M]K0RJ9-C@GE)1L. ,DK4D?AG6%;7[Y(XEU0Z@+JQD9@$N!]DAC=#C)57*.O( MX(5L' I:\K?E^.G]?YE65_Z_K^NAO>'_ !98^(W1;&*XC+Z?;:@/.51^[GW[ M!P3\P\LY'3I@FI/$'B%=!^P(NG7FI7%_<&W@M[,Q!BPC:0DF1T4#:C=ZXSPK M8^(/"']/LY/L5Q:_NIH?-WJWF3)G[XY7(//-;'CK2[W68?#U MQ!I.I726M]]HN;:QO4MKF-3;RIQ()D&0SJ#M?D9ZBKFDI.VU_P!25N_3]/\ M,U;3Q?ITFGWMWJX;01I\PANTU22*/R68*5RZNT9!#+@ACUQUXJ=_%WAN,6QD M\0:6@NPAMBU[&/.W9V[.?FS@XQUP:XN'0]=L--N9]+T>_B2?5%N$@N;J"\U& MV7[/Y;2QR3R/'YA8 #=(P"%N,G:,C2? _B-- \8)>Z;(;W4=,E@LY)Y;?S9G M>XNI<$QG8I_>QDXPN>G3A+7^O(=OZ^?Z'IZ^(=.%]=6MQ.EJ]O/&3>&7$R7WV5;I79/W3ABPVAL_?^1CM/8$C.#C" M@\/:E9>/+OQ MJURDL\<(A:1#B)H8T:9,GY65E(/0LN<9(4&S>^&KO4/%VL7 MA'V=);&S%C=_*QCN(I)VSMSGC>N>@(8CUI>;_K^O^ +=7]/S_K\RY+XUTR#P M^VL2I<+;K>26>PJN\M'*T;L!G[HV._7.U2<9XJSK/B)-)N[6RM]/O-4O[M7D MBM++RPWEIMWN6D=$ !=!RV26& ><<7HW@O7M4TRTMM?EGT+[/-?W,@LGMY_, MDN)Y<*#(CC:(F/)4']X.A!%79](U4:#HUMJN@7&K_P!GI);-+97B6]^I4A8Y MXY?-C 61%^?_ /P_KH:?_"?P3M81:7HFJZC M=7D<[FU@\A'MS"ZQRK)YLJ*&5V"_*6SR1DN]5DM[J%K-C%/92( MHG248Q%C=M+$LNTABK;E()!S7+6=GXETC6='U.XT74M6CAM+VW$27=N]Q;I) M-$T*2/+*H=@D9!8,_(^\WWC.?"^M:S/+-=O/HHU'4QJ,WD&"26W6&-$AC.X. MACV5_&D]Y_:!1;*WME#2W M+,I8*H) 'R@DEB% !)( I^BZ_'K$ES;R6=UIU]:%?/L[P)YB!AE6RC,C*0#@ MJQY!!P00.7M?#VM:-9V0@BFU,Z#J,LEL))(DDOK:6-L[<;45U,I !"J?+Q\H M.1=\+C7;WQ9J.K>(-"DTGS;2*WMP9X9 R)+*07V,2KD.#M&Y0/XB20'I;>"O^1QC_[CW_IV M-%'@K_D<8_\ N/?^G8T4 =+8_P#)4]=_[ NF_P#H^^KI*YNQ_P"2IZ[_ -@7 M3?\ T??5TE !1110 4444 %%%% '-WW_ "5/0O\ L"ZE_P"C[&NDKF[[_DJ> MA?\ 8%U+_P!'V-=)0 5FZ7_R$=9_Z_5_])X:TJRSI^HPWUW-8WUK''=2B4I- M:-(5(14ZB1>/D!Z=Z -2BLWR-<_Z".G_ /@ _P#\>H\C7/\ H(Z?_P" #_\ MQZ@#2HK-\C7/^@CI_P#X /\ _'J/(US_ *".G_\ @ __ ,>H TJ*S?(US_H( MZ?\ ^ #_ /QZCR-<_P"@CI__ ( /_P#'J -*BLWR-<_Z".G_ /@ _P#\>H\C M7/\ H(Z?_P" #_\ QZ@#2HK-\C7/^@CI_P#X /\ _'J/(US_ *".G_\ @ __ M ,>H TJ*S?(US_H(Z?\ ^ #_ /QZCR-<_P"@CI__ ( /_P#'J -*BLWR-<_Z M".G_ /@ _P#\>H\C7/\ H(Z?_P" #_\ QZ@#2HK-\C7/^@CI_P#X /\ _'J/ M(US_ *".G_\ @ __ ,>H TJ*S?(US_H(Z?\ ^ #_ /QZCR-<_P"@CI__ ( / M_P#'J -*BLWR-<_Z".G_ /@ _P#\>H\C7/\ H(Z?_P" #_\ QZ@#2HK-\C7/ M^@CI_P#X /\ _'J/(US_ *".G_\ @ __ ,>H TJ*S?(US_H(Z?\ ^ #_ /QZ MCR-<_P"@CI__ ( /_P#'J -*BLWR-<_Z".G_ /@ _P#\>H\C7/\ H(Z?_P" M#_\ QZ@#2K-TO_D(ZS_U^K_Z3PT>1KG_ $$=/_\ !__ (]4NFV4]H;J2ZGC MGFNIO-8QQ&-1A%0 LW9/7O0!=HHHH **** "BBB@ HHHH **** "BBB@ HH MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB M@ HHHH ***YWQYXMMO _@K4==NRI-O'B"-C_ *V4\(GXG&<=!D]J &^ _P#D M7;K_ +#6J_\ IPN*Z2O /V:OB-/K0U3PUK=RTMYYTFH6TCGF02/NE7_OMMWO MN;TKW^@ HHHH \V\%?\ (XQ_]Q[_ -.QHH\%?\CC'_W'O_3L:* .EL?^2IZ[ M_P!@73?_ $??5TES&1DL ;9I3%&%+RY68IM!=1C=N) M/"FMZPOK?4].MK^QE$UM=1+-#(!C"?0 $D@ FLG_ (1:'7_] M*\:V5GJ3MS%I\T:S6]H/8,,,_JY&>PP,YO:5HTD%RVI:M*MWJDJ[3(H(C@0\ M^7$#T7@9/5B 3T &M0!POPZ\*>';+3YM1L]!TRWOH=6U.*.ZBLXUE1!>SH%# M@9 " *!Z#'2NZKF_ ?\ R+MU_P!AK5?_ $X7%=)0 4444 >;>"O^1QC_ .X] M_P"G8T4>"O\ D<8_^X]_Z=C10!TMC_R5/7?^P+IO_H^^KI*YNQ_Y*GKO_8%T MW_T??5KZUJ/]CZ#?ZEY#W'V.VDG\E/O2;%+;1[G&*3:2NQI-NR+M%>3>"/BQ MJ6O^(;#2]1F\.W.3DG(!,D;G &[ '0Y]9JFFMR;IE M/5KF\M-'NKC2[$ZA>1Q,T%H)5C\Y\<+N;A% M9+>RDCFMH]"AEMHGM0ZQ'S-HD\H O$Q8*Q/S X)R!VOA72)- \(Z5I,\BR2V M5I'#(Z?=9E4 D>VNBTVZCA1'UJ^E92"9'2#+>QQ&!S[ 5EWW_)4 M]"_[ NI?^C[&NDI 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G] MW_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G]W_5] M/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G]W_5]/U]Z MNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G]W_5]/U]ZNT4 M4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G]W_5]/U]ZNT4 4OL% MS_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G]W_5]/U]ZNT4 4OL%S_T% MKS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G]W_5]/U]ZNT4 4OL%S_T%KS[^ M[[D/3^[_ *OI^OO1]@N?^@M>??W?G]W_5]/U]ZNT4 4OL%S_T%KS[^[[D/ M3^[_ *OI^OO1]@N?^@M>??W?G]W_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ M *OI^OO1]@N?^@M>??W?G]W_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI M^OO1]@N?^@M>??W?G]W_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1 M]@N?^@M>??W?G]W_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N? M^@M>??W?G]W_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M> M??W?G]W_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W? MG]W_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G] MW_5]/U]ZNT4 4OL%S_T%KS[^[[D/3^[_ *OI^OO1]@N?^@M>??W?G]W_ %?3]?>C[!<_]!:\^_N^Y#T_N_ZOI^OO M5VB@#FO (*^&KD%BQ&LZH"QZG_B87'/%=+7-^ _^1=NO^PUJO_IPN*Z2@ HH MHH \V\%?\CC'_P!Q[_T[&BCP5_R.,?\ W'O_ $[&B@#I;'_DJ>N_]@73?_1] M]6IX@N?L?AK4[G[?_9ODVDLGVWR?-^SX0GS-G\6WKM[XQ678_P#)4]=_[ NF M_P#H^^IGQ"TV*_\ !MW-CWLDVC77D3.L:,2F[!R#Z>H%3-VBV5! M7DCQ[X:ZQ9_\+1TV/PYXWLO$!OVF_M**S\(QZ>Y01LP=Y0@)'F!>_4CUKZ(K MYY^&MSX@7XC:8FK+XNC@^T26[_VIXNCNX?,^S&4*T(B4OE6##!]^<$5]#5K) M621FM9,****@H**** .;OO\ DJ>A?]@74O\ T?8UTEBS-;Z=&Q2ZU*,X:0C@QP'U[-)T7HN6R4 )+W4[K4[V72O#[A&B.V M\U J&2U_V$!X>7VZ+U;LK:6FZ9:Z39+:V2%4R69F8L\C'J[,>68GDD\U)965 MMIUE%:6,*06\0PD:# '^>N>]3T %%%% !1110!S?@/\ Y%VZ_P"PUJO_ *<+ MBNDKF_ ?_(NW7_8:U7_TX7%=)0 4444 >;>"O^1QC_[CW_IV-%'@K_D<8_\ MN/?^G8T4 =+8_P#)4]=_[ NF_P#H^^JQXMT_6]2T-H?#EW8P763OAU&V,UO= M(493%)@AE4D@[EYXZ$$BJ]C_ ,E3UW_L"Z;_ .C[ZI_&'A_2O$>A-;>(;NXM M]+A8SW:Q79MTEC"L"LK @^7SDC(^Z.>*F6J*CN>:^$-0\*I\5;/3];\-6EGX MSMX'LH+VPU(7T+I#&%);Y]\;E=P'FINVC&X]*]GK$T72_#/A2TM=.T*VT[2X MKL@010[$:Z94SG/61MHR3R<#)K;K1LA!1114C"BBB@#F[[_DJ>A?]@74O_1] MC725S=]_R5/0O^P+J7_H^QKI* "BBB@ HHHH **** "BBB@ HHHH **** "B MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *** M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH M **** "D9@BEG(50,DDX %,N;F&SM9;F[E2&")2\DDC!511R22>@K 6WG\6, M)=0BDM]$!S'9R*5>\]&E!Y$?I&>3_%_=H 0R3>+CMMGDM]!_BF0E9+_V0]5B M_P!H:S9K<]K:.423'Z1KEC^5>+?M*^(X]8^&MA%:6&J10#5HV^ MTW5F]NC?NI?E DVN3W^[CCKTH ]?\!_\B[=?]AK5?_3A<5TE?$O[/A(^.OA_ M!(S]I!]_]&EK[:H **** /-O!7_(XQ_]Q[_T[&BCP5_R.,?_ ''O_3L:* .E ML?\ DJ>N_P#8%TW_ -'WU:VMB1O#^H"$69D-M($%_P#\>Y.TX\W_ &/[WMFL MFQ_Y*GKO_8%TW_T??5'\0]8M-(\&7G]IZ1J^JV=Y&]K<1:1;^;+'&Z-N<@D; M5 !^;L2*B?PLJ'Q(\I^%FA>'[3QII.I:%XLT_P 0,Z7-FT5W:2Q_9FCS(XL2 MW"J/.0%>ZEV!Z@>_5\]_#:XFE^(NE_VRWC&:"XE>?31J7A^&R@$BVOEAWE5R M7Q H48 !.#W-?0E;2T2,UO\ U_7];!1114%!1110!S=]_P E3T+_ + NI?\ MH^QKI*YN^_Y*GH7_ &!=2_\ 1]C724 %%%% !1110 4444 %%%% !1110 44 M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111 M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% M!1110 57O]0M=+L9+N_F6&"/&6/.23@ 5ST1%[DX_($G !-O+8(Z"N; M_P"$JO[O_D#>%M6N5/2:[5+./\1(PD_\<-&SQK???FT71D/58TEOG_!B8@#_ M ,!:@#I*JZAJFGZ3;^?JM];64/\ STN9EC7\V(%8O_"(2W?.M>(]:OP>L<=P M+1![#R C8^K&K6G^#O#NEW'VBRT6S2Y[W+1!YC]9&RQ_.@"K_P )YHT_&D+? M:PW8Z=9231G_ +:X\L?BPH_M?Q3>_P#(/\,Q62G^/5K]58>^R$29^A9:Z2B@ M#F_['\47O_(1\3QV:G^#2;!$(]B\QES]0JT?\('HL_.K_;=8/<:E>23QG_MD M3Y8_!17244 5;#3+#2K?R-+L;:RA_P">=O"L:_DH IFJZ+I>NVJVNN:;9ZE; MJXD6&\@69 P! 8!@1G!(S[FKM% '"?#KPGX=LM/EU&ST#2[>^AU;4XXKJ*SC M66-!>SQA0X&0 @"@ ]..E=W7-^ _^1=NO^PUJO\ Z<+BNDH **** /-O!7_( MXQ_]Q[_T[&BCP5_R.,?_ ''O_3L:* .EL?\ DJ>N_P#8%TW_ -'WU:7B1K9? M"NJMJ%I)>VHLYC-:Q [YDV'<@QW(R/QK-L?^2IZ[_P!@73?_ $??4OCJPU_5 M?"\VG^%X](EFNLPW,>KM,L30,K!P#%A@QR/PS[5,TW%I%0LI)L\O^&OAOQ-# MXOTK4=9\->(6TZ.-FM;C5/%L-]#9!HR%:.%44DE3L')P&]J]SKQ'X?\ P2&**6XE\L)(C2.25X?AP64XPN03U^K6UY>:/=6VEWPT^\EB9(;LPB7R6(X; M82 V/0FN7L?!.I0>&9M'NM6L,;TN+>YM-.DCD6Y202>=*9)Y#*2R@MG!//// M$+?78OI_7]?UZ%:+Q5XBO-;G\,VKZ6FLV+2M<7'M73Q!X:T[5XXC"M];1S^63G9N4';GOC.,US@\#ZG#>-J]IKL M$6NW$DIN[HV!:"1)$C3:L7F[EVB&(J2[8(;(.[ ZC1]+M]#T2RTNRW?9[*!( M(RYRQ50 "3Z\4U\.N^GZW_0773^OZ_+Z=?>C^Q=*_Z!EG M]_S/^/=?O?WNG7WH NT52_L72O\ H&6?W_,_X]U^]_>Z=?>C^Q=*_P"@99_? M\S_CW7[W][IU]Z +M%4O[%TK_H&6?W_,_P"/=?O?WNG7WH_L72O^@99_?\S_ M (]U^]_>Z=?>@"[15+^Q=*_Z!EG]_P S_CW7[W][IU]Z/[%TK_H&6?W_ #/^ M/=?O?WNG7WH NT52_L72O^@99_?\S_CW7[W][IU]Z/[%TK_H&6?W_,_X]U^] M_>Z=?>@"[15+^Q=*_P"@99_?\S_CW7[W][IU]Z/[%TK_ *!EG]_S/^/=?O?W MNG7WH NT52_L72O^@99_?\S_ (]U^]_>Z=?>C^Q=*_Z!EG]_S/\ CW7[W][I MU]Z +M%4O[%TK_H&6?W_ #/^/=?O?WNG7WH_L72O^@99_?\ ,_X]U^]_>Z=? M>@"[15+^Q=*_Z!EG]_S/^/=?O?WNG7WH_L72O^@99_?\S_CW7[W][IU]Z +M M%4O[%TK_ *!EG]_S/^/=?O?WNG7WH_L72O\ H&6?W_,_X]U^]_>Z=?>@"[15 M+^Q=*_Z!EG]_S/\ CW7[W][IU]Z/[%TK_H&6?W_,_P"/=?O?WNG7WH NT52_ ML72O^@99_?\ ,_X]U^]_>Z=?>C^Q=*_Z!EG]_P S_CW7[W][IU]Z +M%4O[% MTK_H&6?W_,_X]U^]_>Z=?>C^Q=*_Z!EG]_S/^/=?O?WNG7WH NT52_L72O\ MH&6?W_,_X]U^]_>Z=?>C^Q=*_P"@99_?\S_CW7[W][IU]Z +M%4O[%TK_H&6 M?W_,_P"/=?O?WNG7WH_L72O^@99_?\S_ (]U^]_>Z=?>@"[15+^Q=*_Z!EG] M_P S_CW7[W][IU]Z/[%TK_H&6?W_ #/^/=?O?WNG7WH NT52_L72O^@99_?\ MS_CW7[W][IU]Z/[%TK_H&6?W_,_X]U^]_>Z=?>@"[15+^Q=*_P"@99_?\S_C MW7[W][IU]Z/[%TK_ *!EG]_S/^/=?O?WNG7WH NT52_L72O^@99_?\S_ (]U M^]_>Z=?>C^Q=*_Z!EG]_S/\ CW7[W][IU]Z +M%4O[%TK_H&6?W_ #/^/=?O M?WNG7WH_L72O^@99_?\ ,_X]U^]_>Z=?>@"[15+^Q=*_Z!EG]_S/^/=?O?WN MG7WH_L72O^@99_?\S_CW7[W][IU]Z +M%4O[%TK_ *!EG]_S/^/=?O?WNG7W MH_L72O\ H&6?W_,_X]U^]_>Z=?>@"[15+^Q=*_Z!EG]_S/\ CW7[W][IU]Z/ M[%TK_H&6?W_,_P"/=?O?WNG7WH NT52_L72O^@99_?\ ,_X]U^]_>Z=?>J5^ MOA?2DWZHND62[_-W7(BC&[^]\V.?>@#:HKC?^$F\"R?\>*6VI_/Y@_LS3GO, MM_>!A1N?>C^T;>X_Y!O@"_N07\P/+:V]LH;^\1*ZMGW"DT =E17&_8=?NO\ M4^%/#=@I?S US<&9PW]XHD0&???_ /7/^$.U>Z_X_-5TFU!?S,:=HD:$-_>W M2M("WOM'TH [*F2RQP1-)-(L:+U9VP!^-Q;K&,U*^G(O#^C01B.'2;&-%?>%2V0 -_>QCK[US/BCX4^ ?$=V=5\2:); MM)##M:87$ENJH"6);8RKW)+'GWXH \D_9U\3^.-?7Q%'_:7]K>4;;][K-_-) M]GSYOW$P=V<<_,OW1USQZYJT6NVT<8U3Q/.US<$I;V&AV4<#3MZ9E,K #N^Y M0.I(JK8>"O!O@*22R\)>'(9=3U'8ZVTDSRCY,A9&:0MY:+O.6 RY).30!E:5\-=+;_ $SQ7&VN MZ@Y)QJ%Q)=PVX./DC64D8X&3@9/.%&%'7VMG;6-NL%E;Q6T*](X4"*/P'%0? MV+I7_0,L_O\ F?\ 'NOWO[W3K[T?V+I7_0,L_O\ F?\ 'NOWO[W3K[T 7:*I M?V+I7_0,L_O^9_Q[K][^]TZ^]']BZ5_T#+/[_F?\>Z_>_O=.OO0!=HJE_8NE M?] RS^_YG_'NOWO[W3K[T?V+I7_0,L_O^9_Q[K][^]TZ^] %VBJ7]BZ5_P! MRS^_YG_'NOWO[W3K[T?V+I7_ $#+/[_F?\>Z_>_O=.OO0!=HJE_8NE?] RS^ M_P"9_P >Z_>_O=.OO1_8NE?] RS^_P"9_P >Z_>_O=.OO0!=HJE_8NE?] RS M^_YG_'NOWO[W3K[T?V+I7_0,L_O^9_Q[K][^]TZ^] &1X#_Y%VZ_[#6J_P#I MPN*Z2N:\ JJ>&KE44*JZSJ@ P /[0N*Z6@ HHHH \V\%?\ (XQ_]Q[_ -.Q MHH\%?\CC'_W'O_3L:* .EL?^2IZ[_P!@73?_ $??5TEA?]@74O_1]C725S=]_R5/0O^P+J7_H^ MQKI* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBD=UC1GD8*JC+,QP M/6@!:*YV7QSH;2M#I<\NLSJ<&+2H6N=I]&= 43_@3"F_;O%NI?\ 'CI-EHL1 MZ2ZG-Y\J_P#;&$[?_(M '25\E']JOQMN.W2M SP#;S?_':^D?\ A$9K[GQ# MK^IZB#U@AE^QPCVVQ;6(]G=J\2_X9&]/&W_E)_\ MU 'K?AWXCV^L>%]*OCI MVJ75[=6<,T\=EI,5I?\ "0>(+G_CP\'W48[-J-[! M"#_W[:1A^(S[5I>'-(_X1_PMI6C";[1_9UE#:^=LV^9Y:!=V,G&<9QDUI4 < MWCQO=?Q:!I>?19K['ZPT?\([KMS_ ,?_ (QOU'=+"UMX5/XLCL/P85TE% '- M_P#"":1+SJ$^J:B>XN]4N'0_]L]X3_QVKEAX1\.:4^_3= TVUDSDO#:(K$^I M8#)/O6M)+'#&TDSK&BC+,QP!^-8,_CSPM!,T(UVRN)U^]!:2?:)!_P CW-^ ME '045S?_"8FX_Y!7AS7K_/0FR^RC_R8:/\ STS1_:'C"[_X]M!TVQ0_Q7VH ML[C_ (!'&0?^^Z .DHKF_P"R?%EU_P ?OB>VM%/;3-,"L/\ @4SR GWVCZ4? M\(5;S_\ (5UG7=1/?S-1>!3]5@\M3],8]J -R\U"STZ'SM0NX+6+^_/($7\S M6&?B!X9_P#HE6JQ9^"?#%A-YUKH&G+/_P ]VME>0_\ M V!8_G6X % & . !VH YO\ X2J_N?\ D%^$M9G!Z27 AMD'U$CA_P D->-? MM#_$'7]/\.1>&+NSL=/?5E\R5;:]:>40JW1OW:!=S#'!;(5AWKZ)HH \E_9V M\36OB/X?.')?6+*007TLCEY)E _=,2$IT\)QQ7?B"9?]'M0#),$Z-*L2@EMOOA M1W)^Z0#3\!_\B[=?]AK5?_3A<5TE?.?[,WB+QIJ5YJ-I?))?>'P[S2W=TYW0 MW#'N_]@73?_1]]724 %%%% !1 M110 4444 A?]@74O\ T?8UTE !1110 M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% ! M1110 44V21(8GEE=4C12S,QP% ZDFN5\#_$71/'>B7&IZ;+Y$<%W);,D[!6X M/RMSV9<'\QVH ZRBL:Y\9>&+,9N_$>DP #.9;Z)>/7EJJ?\ "P_"3?ZC7[.Y M][5_.S[_ "9X]Z .DHKF_P#A/-'?_CWM]:N#V\G0[QA]-WE;1^)K'N_BYHMM M>FRBTO6KN\7K:6]H&GQZ^46#_I0!WE%<3/XN\77L,3:!X O461<^;J][;VY0 M_P#7-'=C]#MK--A\2]4).J_9(XCUM[/5#8J1Z%EAEDS_ +LBT =WJ>LZ9HMO MY^KZA:V,1X#W,RQ@GT&3R:R/^$P-[QX>T34]4STF,/V:#Z[YMNX>Z!JQ],\* MZWIMQ]IL=*\,V=T>&NY6GO)V^LK[7;Z%O?-;']G^-)?]9XAT:$?W8=&D)'_ MFN#G\A0 ?9?%^I?\?6H6&AQ'K'81&ZF'TED 0?\ ?H_7U5/ NC2NLNL+<:Y, M#NW:K.9U!]1$?W:G_=44G_"/>()?]?XTO8_^O6QMD_\ 0XWY_P XH_X1"XD_ MX^O%GB"?U_?PQ<_]LXEH Z***.&)8X46.-1A408 'H!3JYO_ (032W_X^;W7 M+CVDUR\VD>A42A3^(H_X5[X5;_7Z1'<_]?4CS9]_G8\^] &Y.F>:\[U?XV^'M*^)]AX7:YMY;2>W9KB_CE#K#,?\ 5I\N>H!S[NOO M786W@CPI9'-GX8T:W(.?W6GQ+ST[+7C.H_LOW>HZ_/K#^./*NIIS.##I.T1M MG("XFX [ =,4 >O?\)Q8S_\ (+TW6M2/8P:9*B'Z22!$/X-1_;/BFZ_X\?"B M6H/?5-2CC(_"$2Y_.MZSCGAL8([R=;BX2-5EF6/8)' Y8+D[9Q_VT>0#_ ,&UA6*VACAC7 MHD:A5'X"I** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***;) M(D,32S.L<: LSL1BK>F^&;:SO!J-]-+J>J $? M;;K!:,'JL:CY8U]E )XR2>: *GVG7O$/%BDF@Z MJ#K6II.A:?HD<@L(<2S'=/<2,9)9V]7=LLQ^IXZ# K0HH YGP B1^&[H(JJ/ M[:U3@#'_ "_SC^E=-7-^ _\ D7;K_L-:K_Z<+BNDH **** /-O!7_(XQ_P#< M>_\ 3L:*/!7_ ".,?_<>_P#3L:* .EL?^2IZ[_V!=-_]'WU=)7-V/_)4]=_[ M NF_^C[ZNDH **** "BBB@ HHHH YN^_Y*GH7_8%U+_T?8UTE!67>^(S) M>2:;X=MAJ>H1G;,=^RWM3_TUDP<'_84%NG '-11Z1::8QUWQ7J,=W=VX+?:K MG$4%H.A\I"<1]<;B2QZ%B,"@#S/X\^,]>M/AA-+I]J=,TW4KA;'?<@KD>)/B?X+M+#P?X?GG@AU!+CS[J5+9I0(Y%RDF P M.1Y_\)?@IXTT'XI:1J?BGPY''I5N9C,TMS;RJ"87"?*KDGYBO;CKVH ]YM_$ MGAM&QX6TI]6DSD'2+(&(G_KN=L6?^!U;\WQCJ7^J@TS0H3_%.S7DV/\ <78B MG_@3CVKI !@#H** .;_X0N"\Y\0ZIJ6LD]8Y[CRH?IY401&'^\&^M;6GZ M98:3:K:Z596]E;K]V*VB6-!^"@"K5% !1110 4444 %%%% !1110 4444 %% M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !167JWB*Q MTB6.WD,ES?3#,-C:IYD\H]0O9<]6;"CN16?_ &7K/B#YM?G.F6)Z:;8S'S'' MI+.,'_@,>!V+,* )[WQ/']LDT_0;9M7U&,[9(X6VPVY_Z:R\A/\ =&7]%-11 M^&)-2E6Y\6W2ZDZD,EDBE+2$CI^[.?,8?WG)Y&0%K;LK&UTVSCM-/MHK6WB& M$BA0(JCV XJ>@ P,"BBB@ HHHH YOP'_P B[=?]AK5?_3A<5TE_].QH MH Z6Q_Y*GKO_ &!=-_\ 1]]725S=C_R5/7?^P+IO_H^^KI* "BBB@ HILHD, M+B%E20J=C.NX ]B1D9'MD?6O-H(O%-QH'B_3H-0GUC54U>&%)!Z_K=+]1V/2Z*\PL8I;SQ&OA6]EU/3/LT%Q=W(M]? MNKG?(! (RMPY60J%D)*8"[NH/4]IX,U*YUGP/HNI7Y#7-U8Q2RL!C"NV([U^4Y9]']K6W_/.\^_L_P"/*;K_ -\]/?I[T 7: M*I?VM;?\\[S[^S_CRFZ_]\]/?I[T?VM;?\\[S[^S_CRFZ_\ ?/3WZ>] %VBJ M7]K6W_/.\^_L_P"/*;K_ -\]/?I[T?VM;?\ /.\^_L_X\INO_?/3WZ>] %VB MJ7]K6W_/.\^_L_X\INO_ 'ST]^GO1_:UM_SSO/O[/^/*;K_WST]^GO0!=HJE M_:UM_P \[S[^S_CRFZ_]\]/?I[T?VM;?\\[S[^S_ (\INO\ WST]^GO0!=HJ ME_:UM_SSO/O[/^/*;K_WST]^GO1_:UM_SSO/O[/^/*;K_P!\]/?I[T 7:*I? MVM;?\\[S[^S_ (\INO\ WST]^GO1_:UM_P \[S[^S_CRFZ_]\]/?I[T 7:*I M?VM;?\\[S[^S_CRFZ_\ ?/3WZ>]']K6W_/.\^_L_X\INO_?/3WZ>] %VBJ7] MK6W_ #SO/O[/^/*;K_WST]^GO1_:UM_SSO/O[/\ CRFZ_P#?/3WZ>] %VBJ7 M]K6W_/.\^_L_X\INO_?/3WZ>]<_<>-#J3_9_"=M+=YD,4FHR6DQMH&!P?NKF M0CT7"\KCE:RX]3T70M2D9AJ6O^)63:R_9':XVD]%4J M$ABSW^53CDL>:F\BXU[Y_%;W2VI?8-)L[6<1'_KK)L#2C\%C[$-UH M0ZS!' M$-(\"Z;#=K;YC,D?[JRM2#R"X'S,#GY4!.?O;??V?\>4W7_OGI[]/>@"[15+^UK;_GG>??V?\>4W7_OGI[]/>C^U MK;_GG>??V?\ 'E-U_P"^>GOT]Z +M%4O[6MO^>=Y]_9_QY3=?^^>GOT]Z/[6 MMO\ GG>??V?\>4W7_OGI[]/>@"[15+^UK;_GG>??V?\ 'E-U_P"^>GOT]Z/[ M6MO^>=Y]_9_QY3=?^^>GOT]Z +M%4O[6MO\ GG>??V?\>4W7_OGI[]/>C^UK M;_GG>??V?\>4W7_OGI[]/>@"[15+^UK;_GG>??V?\>4W7_OGI[]/>C^UK;_G MG>??V?\ 'E-U_P"^>GOT]Z +M%4O[6MO^>=Y]_9_QY3=?^^>GOT]Z/[6MO\ MGG>??V?\>4W7_OGI[]/>@"[15+^UK;_GG>??V?\ 'E-U_P"^>GOT]Z/[6MO^ M>=Y]_9_QY3=?^^>GOT]Z +M%4O[6MO\ GG>??V?\>4W7_OGI[]/>C^UK;_GG M>??V?\>4W7_OGI[]/>@"[15+^UK;_GG>??V?\>4W7_OGI[]/>C^UK;_GG>?? MV?\ 'E-U_P"^>GOT]Z +M%4O[6MO^>=Y]_9_QY3=?^^>GOT]Z/[6MO\ GG>? M?V?\>4W7_OGI[]/>@"[15+^UK;_GG>??V?\ 'E-U_P"^>GOT]Z/[6MO^>=Y] M_9_QY3=?^^>GOT]Z +M%4O[6MO\ GG>??V?\>4W7_OGI[]/>C^UK;_GG>??V M?\>4W7_OGI[]/>@"[15+^UK;_GG>??V?\>4W7_OGI[]/>C^UK;_GG>??V?\ M'E-U_P"^>GOT]Z +M%4O[6MO^>=Y]_9_QY3=?^^>GOT]Z/[6MO\ GG>??V?\ M>4W7_OGI[]/>@"[15+^UK;_GG>??V?\ 'E-U_P"^>GOT]Z/[6MO^>=Y]_9_Q MY3=?^^>GOT]Z +M%4O[6MO\ GG>??V?\>4W7_OGI[]/>C^UK;_GG>??V?\>4 MW7_OGI[]/>@"[16?+KEE!"\LXNHXT8AW>SE 7'4DE>%_VNGO6#+XQN-6V)X4 MLYI+>0A?[6N;.8VXSWC11NE^N53_ &^U '1ZGJMCHUF;K4[J.VAR%#.>68]% M4=68]@,D]JQO/U[Q%Q:))H&G-_RWF0&\E'^S&=Y]_9_P > M4W7_ +YZ>_3WH_M:V_YYWGW]G_'E-U_[YZ>_3WH NT52_M:V_P">=Y]_9_QY M3=?^^>GOT]Z/[6MO^>=Y]_9_QY3=?^^>GOT]Z +M%4O[6MO^>=Y]_9_QY3=? M^^>GOT]Z/[6MO^>=Y]_9_P >4W7_ +YZ>_3WH NT52_M:V_YYWGW]G_'E-U_ M[YZ>_3WH_M:V_P">=Y]_9_QY3=?^^>GOT]Z ,CP'_P B[=?]AK5?_3A<5TE< MUX!8/X:N6&<'6=4(R"#_ ,A"X[&NEH **** /-O!7_(XQ_\ <>_].QHH\%?\ MCC'_ -Q[_P!.QHH Z6Q_Y*GKO_8%TW_T??5TE1@B*"69C@ > MIKG#XGGUA9: ,+XK_%C3?AGHZY5;S6;I M7/'A+NS=LO;OCH?4'!PW<> MA! Q_&'P@L?'FC21^)M4N;K5MI^S7RKLCM#UQ'"#C:<VMU)!/*W=G9"-_/9@1VQCB@#M**YO\ LKQ3IW_(-U^' M4HATAU:V <^PEAVX^I1C1_PD^HV'&O\ AJ^MU'WKC3C]NA_ (!+_ .0A0!TE M%9>E>)M%UN1HM*U.VN)D^_ K@2Q_[T9^9?Q K2DD2&)Y)75(T4LSL6ZGR+>S@7?-.1_=7TZ98X4=20.:R9_$-UK$$C^'FBM- M-12TNMW@_=!1U,2DCS/]\X3N"_(JAI(DF,C>#K=I3<8^T>(M5#.9\=T7AI1Z M8V1#/RD]* )=4#7%J+OQU=I8:=(VV+1K=RYG8]%D*_-,Q_YY(-O4'?UJW%%K M6MPI%"C>&](50J(@7[7(HZ #E85Q_O-C^X16AI?ANSTVZ-],\NH:FZ[7O[M@ M\N#U5< +&O\ LH%'MGFM>@"EI>CV&BVI@TRV6%&;?(V2SRMW9W.6=C_>8DU= MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB MB@ HHHH **** "BBB@ HHHH **KWVHV6F6QN-2O+>S@7K+<2K&H_$G%>*?&S MXRW>C^'X[7P-YLBWGR2:Y%&3#%U^2-\;2Y )R.@Z9/*@'N=8-YXG1KR33_#] MLVKZA&=LBQ/MAMS_ --9>0I_V1N?_9QS7 ?"C7O$/Q4\(B\\6-(;8XH4"*@] !P* ,.+ MPP^H3)=>++I=4E5@T=FJ;+2$CH1&<[V']YR>>0%Z5T5%% !1110 4444 %%% M% !1110 4444 ^*;=+R33 M]&MY-8U&,[9(+4C9 ?\ IK*?EC^A);'130!NUSTWBM;R9[7PM:'6;A&*/,C[ M+6%AU#S8()!ZJ@=AW IG_".7NM?/XNO%GA/_ #"[,LEJ/9SPTW_ L(?[E=## M#%;PI#;QI%%&H5$10JJ!T Z"@#GT\*MJ4BS^+;L:JX(9;-4\NSB/;$63O(] M7+>H"]*Z, * , < #M110 4444 %%0WE[;:=9RW=_<16UM"NZ2:9PB(/4D\ M"N-U;Q;*X6X\.W=Y.;33-4O-0U""8/_ M &3'FVMU/'6B1R+'JTD^BRL/$'A[4K$#K/:Q_;8?KF++@>[(M:>E>(='UQ M6.CZG:WI3[Z0RAFC]F7JI]B!0!HT444 %%%% !1110 4444 %%%% !1110 4 M444 %%%% !1110 4444 %%%% !14-U>6UC;M<7MQ%;0K]Z29PBCZD\5@_P#" M>:-<<:-]KUMNQTNU>>,_]M@/*'XN* .DHKF_[2\6W_\ QXZ%::7&?^6FJ78D MD7_ME#N4_P#?T4?\(WK%[SK7BJ\93]Z#3(4LXS^/SRC\)* -V\OK33K9KC4+ MJ&U@7[TL\@11^)XK"_X3O2+CC14O=;8_=.F6KRQM_P!ML"+\WJ>S\%>';&Y6 MY32X;B[7I=7A:YG'_;64L_ZUNT \ZUXIOI%/WH--C2SC/XC=*/^_E=)10!AV/@SP[I]R+F'28); ML=+NZS<3_P#?V0L_ZU>UK1--\1:/<:5K=I'>65PNV6&3H1]1R".H(Y':KU% M$-I:6]A9PVEE#';V\"".**-0JHH& !T%3444 %%%% !1110 4444 %%%% ! M1110 4444 ;>"O^1QC_P"X]_Z=C11X*_Y'&/\ [CW_ *=C10!TMC_R5/7?^P+IO_H^ M^KI*YNQ_Y*GKO_8%TW_T??5TE !1110 4444 %%%% '-WW_)4]"_[ NI?^C[ M&NDKF[[_ )*GH7_8%U+_ -'V-=)0 4444 %%%96K>(]/T>9+>9WGOI1F&QMD M,L\H]0@Y"^K'"CN10!JUC:GXGLK"\-A;I-J6IX!%A9*'D /0N20L8/\ >30!C?V-K&N_-XDO/L=H?^89ILK+N'I+/PS?10@['<*W;*QM M--LX[33K:&UMHAA(84"(H]@.!4]% !116?JGB#1]#0-K.JV5@&^[]IN%CW>P MR>3]* -"BN&U3XN>&=.D$49NKJ9ON((A )/]UIS&K_\ 2:S_P#A/?%NL<>' MO"DD:'[LT\,CG\I/(C(]UE:@#J?%'CGPWX.M99?$&KVEK+'"9UM6F43RKR/D MC)RV2"!CO6;>?$_PZ;$S:!?VFL2;5),%RHA@W?=\V3D(2> F"YYVH<&OF#]H M#^WSX^LF\4[1=MID90+LPJ>;+@87@<[N-S'_ &NP[?\ 9,T^TN+SQ->7%K%+ M<6WV402N@+1;O.W;3VS@=* /6+/1M?\ $]Y%J&IRO:HC;X;B>':T?O;VS9$9 M_P"FLVZ3J B@UV6DZ%I^B1R"QA(EF.Z>XE6KMNM+C D,><+(,=0>,X^Z>#V)W/&'A'2O''AJXT37(3); MR_,CJ^&/\ H&?^3$O_ ,50!TE%>H?\ @VNO_CE '245S?\ P@.AC_5O MJ\)[F'6[V,GZE91FC_A ](_Y_/$'_A1ZA_\ 'Z .DHKF_P#A!M/7B'4_$$:^ MG]NW;\_5Y"?UH_X0BT_Z#'B#_P '-Q_\50!TE%P_M MC M\2"3^)H_X0WT\2>(/_ [_P"QH Z2BN;_ .$2N_\ H;_$'_?RW_\ C-'_ B= M\O,?C+Q C=FS:MC\&@(_,4 =)6?-K^DV^OV^B3ZA;QZG7WQH2>'5;FZANY?M2^(' M;:ULJD<-MQM=> JK@'C& #M /J"YNK>SMVGO)X[>%?O22N%4?4FL ^/-$F)7 M2'N=:?H/[+MGN$SZ&51Y8_%A2Z=X#T"R6"2ZLAJE[$@!OM38W4S,!RVZ3.TG MK\N!Z"NC "@ # ' [4 ;>"O\ D<8_^X]_Z=C11X*_Y'&/_N/?^G8T4 =+8_\ )4]=_P"P M+IO_ */OJZ2N;L?^2IZ[_P!@73?_ $??5TE !1110 4456;4K%(KN5[VW6.R MS]J'X=)@U277--33KA_+AO&NXQ#*W/ MRJ^<$\'@'L:U>M '-WW_ "5/0O\ L"ZE_P"C[&NDKF[[_DJ>A?\ 8%U+_P!' MV-;&J:O8:+:?:=4NH[:(L%4N>78]%4#EF/8 $F@"Y6?JVNZ=HD<9U"XV23'; M# BF269O1(U!9C] :R7OM=UJ-FLT_P"$>TW&6O+U ;EU]4B/RQ_[TF3ZQ]ZQ M8/%_P[\+WC+;ZU!J.JW'RR2V[/J%W,1_"QC#,!GHO"C/ H W,>(O$'WBWAW M3V[+MDO91]>4B_#>WNIK4TG0].T2%TTVV$;2G=-*S%Y9F_O/(Q+.?=B37+GQ MYKVH\>&_ &LW'S8\W5'CT],>N')Q^*&K[A/K&@^'(CRIL;5[R91Z M$R%4S]!^= '>5A:OXX\,:$S)JNNV,$RC)@\X-+_W[7+?I7.M\)[?4F+>*_$V MOZZKC$EM+>&&W/TCC Q^=;>D_#OPAH?E_P!F^'=/C>,8222$2R*/9WRP_.@# MGS\8]+U J/"FBZUX@WG"S6EFPB'^\Q^91[E:;_;'Q3UK_D'^'-+T",G[VH7/ MG,5]5*<@^S1_XUZ, , =!10!YP?A[XKUC/_"3>.[PQM_RQT]/)*^VY2JL M/]Z,^^:OZ9\(O"FFR-*UO<76HM;=8\_7:!FM"BB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH * M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** .;\! M_P#(NW7_ &&M5_\ 3A<5TE_].QHH Z6Q_P"2IZ[_ -@73?\ T??5TEB: M+XLM[.'RM.LO$EG/<*=TA\I4M))78DEFXW.S$DGYB<\UZO5>_O[32[":]U*Y MBM;6!=TLTSA50>I)H3Y7S?UNG^@]]#RJUU;2K7Q[?^(-0O+9?#-\]W'97CN/ ML\LIAM VU\[3O,4H&.I1P/?O_ UO=VG@#0;?44>.ZBT^%)4D^\I"#@^XZ&JU MMX[L+_P_:ZIIMCJ%V;VZEM;6S6%8YYGC9PWRR,H0 1LWSE>!@X)Q4MIXTL+M M5"VE^D_DW$LUL8-TL)@94="J$[FW, -FX-U!QC+6BY?3\+_YBW=_Z_K\S\_B M2S$L223DD]Z^HO W@?XBW'A[2-5&I:=]GN-,@%M)!J#17,<+1J57S);68Q_+ MC(C*C/YUVRVGPU@MKV37? NDZ'-9>67M;[2[1I7$F?+V"+>'+%64*I+$J1CI MGJM.\2Z/'X=T"XLX&L[#4X$^QP[$C6WB$)D&X [4543'&<<"D!QIZG;W@BT[3)_)FO+@>7$WR(^]2>J$.,-T/49!!-[PYXAL_ M%&BIJFFI.EN\LL2BXB,;YCD9"2IY'*G@X..H!XIV S_MWC?_ *%[P_\ ^#Z? M_P"0Z/MWC?\ Z%[P_P#^#Z?_ .0ZZ2BD!S?V[QO_ -"]X?\ _!]/_P#(='V[ MQO\ ]"]X?_\ !]/_ /(==)10!S?V[QO_ -"]X?\ _!]/_P#(='V[QO\ ]"]X M?_\ !]/_ /(==)10!S?V[QO_ -"]X?\ _!]/_P#(='V[QO\ ]"]X?_\ !]/_ M /(==)10!S?V[QO_ -"]X?\ _!]/_P#(='V[QO\ ]"]X?_\ !]/_ /(=3Q^, MM&G\6R>';:X,U[#;R3SO&N8H=A0,C/TW_O%.T9(')QD9H)\0[ 6\ES=Z9J=G M:M9R7MI//''MO8D ),85R5)#*0L@0D-TX.#?7^OZT R?'-_XT'P[\1^=H>BP M1_V5=;I8-;F>1!Y3995^RKEAU W#)[CK6]]N\;_]"]X?_P#!]/\ _(=2WGBR M.QU:*UNM)U*.U>:.W;47C1;=)9,;$Y<.V2RKN567+8W<'"Z3XST;7-6U.PTN M=KC^S(T>>X5?W+;BXPC_ ,>#&P)' /&<@@'2X$/V[QO_ -"]X?\ _!]/_P#( M='V[QO\ ]"]X?_\ !]/_ /(=,@^(&B7&I:+IT3S->ZP@DB@" M IB:53*0<) ME5.!G)[ @$B6#QG;3ZM%:C3M02TGN7M(-29(_L\LR;MR##F0"'_\ P?3_ M /R'6#X.O_&AT.X\K0]%F7^U=1RTVMS*P/VV;*@?93\H.0#GD '"YP.DD\60 MM%<-IFFZAJCPW*VPCM(T_>,8UDR&=E55"L,EV7G@9) -*7XCZ!!9Z9)+),+G M4KA;:.Q"!IXW,PA;S%!(54D^5FSMR, DD NSO87F3_;O&_\ T+WA_P#\'T__ M ,AT?;O&_P#T+WA__P 'T_\ \AU9U3Q=I.C7%Y'J<[0"SBBD=RN0YD+A(T ^ M9W.PX4 D\8S5=O&22Z!INK:9HFK:E'J-J+M(K:*,-%$5#9=G=4!^8#:&+'G M(!(72X[:V$^W>-_^A>\/_P#@^G_^0Z/MWC?_ *%[P_\ ^#Z?_P"0ZW+"^M]3 MTVVO[&02VUU$LT,@'WD89!_(U8IM-.S$G?4YO[=XW_Z%[P__ .#Z?_Y#H^W> M-_\ H7O#_P#X/I__ )#KI**0'-_;O&__ $+WA_\ \'T__P AT?;O&_\ T+WA M_P#\'T__ ,AUTE% '-_;O&__ $+WA_\ \'T__P AT?;O&_\ T+WA_P#\'T__ M ,AUTE% '-_;O&__ $+WA_\ \'T__P AT?;O&_\ T+WA_P#\'T__ ,AUN7]_ M::7837NI7,5K:P+NEFF<*J#U)-8%MX[L+_P_:ZIIMCJ%V;VZEM;6S6%8YYGC M9PWRR,H0 1LWSE>!@X)Q0 _[=XW_ .A>\/\ _@^G_P#D.L&[O_&G_"Q-(SH> MBB3^RK[;$-;F,;#S;3+,WV7AAP -IR&;D8PW06GC2PNU4+:7Z3^3<2S6Q@W2 MPF!E1T*H3N;

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htm IDEA: XBRL DOCUMENT v3.6.0.2
Document and Entity Information - USD ($)
12 Months Ended
Dec. 31, 2016
Mar. 01, 2017
Jun. 30, 2016
Document Documentand Entity Information [Abstract]      
Entity Registrant Name CASCADE BANCORP    
Entity Central Index Key 0000865911    
Current Fiscal Year End Date --12-31    
Entity Filer Category Accelerated Filer    
Trading Symbol cacb    
Document Type 10-K    
Document Period End Date Dec. 31, 2016    
Document Fiscal Year Focus 2016    
Document Fiscal Period Focus FY    
Amendment Flag false    
Entity Common Stock, Shares Outstanding   76,264,047  
Entity Well-known Seasoned Issuer No    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Public Float     $ 159,289,205

XML 17 R2.htm IDEA: XBRL DOCUMENT v3.6.0.2
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Cash and cash equivalents:    
Cash and due from banks $ 52,561 $ 46,354
Interest bearing deposits 19,743 31,178
Federal funds sold 273 273
Total cash and cash equivalents 72,577 77,805
Investment securities available-for-sale 494,819 310,262
Investment securities held-to-maturity, estimated fair value of $142,272 ($142,260 in 2015) 140,557 139,424
Federal Home Loan Bank (FHLB) stock 3,268 3,000
Loans held for sale 8,651 3,621
Loans, net 2,077,358 1,662,095
Premises and equipment, net 48,658 42,031
Bank-owned life insurance (BOLI) 56,957 54,450
Other real estate owned (OREO), net 1,677 3,274
Deferred tax asset (DTA), net 45,172 50,673
Core Deposit Intangible (CDI) 12,317 6,863
Goodwill 85,852 78,610
Other assets 31,195 35,921
Total assets 3,079,058 2,468,029
Deposits:    
Demand 916,197 727,730
Interest bearing demand 1,327,975 1,044,134
Savings 197,279 135,527
Time 220,362 175,697
Total deposits 2,661,813 2,083,088
Other liabilities 47,593 48,167
Total liabilities 2,709,406 2,131,255
Stockholders’ equity:    
Preferred stock, no par value; 5,000,000 shares authorized; none issued or outstanding 0 0
Common stock, no par value; 100,000,000 shares authorized; 76,262,184 issued and outstanding as of December 31, 2016; 72,792,570 issued and outstanding as of December 31, 2015 471,718 452,925
Accumulated deficit (101,001) (117,772)
Accumulated other comprehensive (loss) income (1,065) 1,621
Total stockholders’ equity 369,652 336,774
Total liabilities and stockholders’ equity $ 3,079,058 $ 2,468,029
XML 18 R3.htm IDEA: XBRL DOCUMENT v3.6.0.2
Consolidated Balance Sheets [Parenthetical] - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Balance Sheet Parenthetical [Abstract]    
Investment Securities held-to-maturity, estimated fair value (in dollars) $ 142,272 $ 142,260
Preferred stock, shares authorized (in shares) 5,000,000 5,000,000
Preferred stock, shares issued (in shares) 0 0
Preferred stock, shares outstanding (in shares) 0 0
Common stock, shares authorized (in shares) 100,000,000 100,000,000
Common stock, shares issued (in shares) 76,262,184 72,792,570
Common stock, shares outstanding (in shares) 76,262,184 72,792,570
XML 19 R4.htm IDEA: XBRL DOCUMENT v3.6.0.2
Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Interest income:      
Interest and fees on loans $ 79,104 $ 68,484 $ 58,155
Interest on investments 15,441 11,687 8,982
Other investment income 732 216 237
Total interest income 95,277 80,387 67,374
Interest expense:      
Interest bearing demand 1,867 1,333 982
Savings 62 40 31
Time 192 493 1,270
Other borrowings 33 6 6
Total interest expense 2,154 1,872 2,289
Net interest income 93,123 78,515 65,085
Loan loss recovery 0 (4,000) 0
Net interest income after loan loss provision 93,123 82,515 65,085
Non-interest income:      
Service charges on deposit accounts 6,578 5,121 4,621
Card issuer and merchant services fees, net 9,722 7,052 6,213
Earnings on BOLI 1,190 1,001 986
Mortgage banking income, net 3,396 2,617 2,296
Swap fee income 2,483 2,533 1,847
SBA gain on sales and fee income 1,519 1,294 1,120
Gain on sales of investments 0 475 0
ATM income 1,712 876 641
Other income 2,846 4,004 2,447
Total non-interest income 29,446 24,973 20,171
Non-interest expense:      
Salaries and employee benefits 52,414 43,744 41,421
Occupancy 8,420 5,200 9,131
Information technology 5,436 3,675 4,346
Equipment 2,272 1,539 1,963
Communications 2,497 2,130 2,263
FDIC insurance 1,899 1,321 1,517
OREO expense 171 68 988
Professional services 6,382 5,327 8,121
Card issuer 4,045 2,836 2,903
Insurance 681 732 1,214
CDI Amortization 1,316 820 513
Other expenses 9,697 7,004 6,961
Total non-interest expense 95,230 74,396 81,341
Income before income taxes 27,339 33,092 3,915
Income tax provision (10,568) (12,513) (178)
Net income $ 16,771 $ 20,579 $ 3,737
Basic and diluted income per share:      
Net income per common share (basic) (in dollars per share) $ 0.23 $ 0.29 $ 0.06
Net income per common share (diluted) (in dollars per share) $ 0.23 $ 0.29 $ 0.06
XML 20 R5.htm IDEA: XBRL DOCUMENT v3.6.0.2
Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Statement of Comprehensive Income [Abstract]      
Net income $ 16,771 $ 20,579 $ 3,737
Other Comprehensive (loss) income:      
Change in unrealized (losses) gains on investment securities available-for-sale (4,332) (1,368) 4,515
Realized net gains reclassified from other comprehensive income 0 (475) 0
Tax effect on securities 1,646 629 (1,644)
Total other comprehensive (loss) income (2,686) (1,214) 2,871
Comprehensive income $ 14,085 $ 19,365 $ 6,608
XML 21 R6.htm IDEA: XBRL DOCUMENT v3.6.0.2
Consolidated Statements of Changes in Stockholders' Equity - USD ($)
$ in Thousands
Total
Common stock
Accumulated deficit
Accumulated other comprehensive income (loss)
Beginning balance (In shares) at Dec. 31, 2013   47,592,061    
Beginning balance at Dec. 31, 2013 $ 188,715 $ 330,839 $ (142,088) $ (36)
Increase (Decrease) in Stockholders' Equity [Roll Forward]        
Comprehensive income (loss) 6,608   3,737 2,871
Issuance of common stock, net (In shares)   24,454,170    
Issuance of common stock, net 119,285 $ 119,285    
Restricted stock grants, net (In shares)   445,619    
Stock-based compensation expense 1,214 $ 1,214    
Tax effect on nonvested restricted stock (339) $ (339)    
Ending balance (In shares) at Dec. 31, 2014   72,491,850    
Ending balance at Dec. 31, 2014 315,483 $ 450,999 (138,351) 2,835
Increase (Decrease) in Stockholders' Equity [Roll Forward]        
Comprehensive income (loss) 19,365   20,579 (1,214)
Issuance of common stock, net (In shares)   207,266    
Issuance of common stock, net 0 $ 0    
Restricted stock grants, net (In shares)   93,454    
Stock-based compensation expense 2,482 $ 2,482    
Tax effect on nonvested restricted stock (556) $ (556)    
Ending balance (In shares) at Dec. 31, 2015   72,792,570    
Ending balance at Dec. 31, 2015 336,774 $ 452,925 (117,772) 1,621
Increase (Decrease) in Stockholders' Equity [Roll Forward]        
Comprehensive income (loss) 14,085   16,771 (2,686)
Issuance of common stock, net (In shares)   3,171,940    
Issuance of common stock, net 16,246 $ 16,246    
Restricted stock grants, net (In shares)   297,674    
Stock-based compensation expense 3,124 $ 3,124    
Tax effect on nonvested restricted stock (577) $ (577)    
Ending balance (In shares) at Dec. 31, 2016   76,262,184    
Ending balance at Dec. 31, 2016 $ 369,652 $ 471,718 $ (101,001) $ (1,065)
XML 22 R7.htm IDEA: XBRL DOCUMENT v3.6.0.2
Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Cash flows from operating activities:      
Net income $ 16,771 $ 20,579 $ 3,737
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 4,955 5,294 4,694
Loan loss recovery 0 (4,000) 0
Write-down of OREO 0 73 1,163
Decrease/ (increase) in deferred income taxes 8,657 16,601 (577)
Mortgage loan sales (premiums) discounts, net (2,850) (1,505) (1,181)
Gains on sales of investment securities available-for-sale 0 (475) 0
Deferred benefit plan income (1,299) (1,806) (1,287)
Stock-based compensation expense 3,124 2,482 1,214
Gains on sales of OREO (86) (192) (203)
Loss on sale of premises and equipment 963 0 0
Increase in cash surrender value of BOLI (1,016) (1,001) (986)
Increase in other assets 7,468 (8,364) (3,050)
Increase (decrease) in other liabilities (7,216) 5,422 (2,830)
Originations of mortgage loans for sale (110,038) (72,319) (67,823)
Proceeds from sales of mortgage loans 107,858 76,893 72,673
Net cash provided by operating activities 27,291 37,682 5,544
Cash flows from investing activities:      
Purchases of investment securities available-for-sale (326,896) (101,689) (76,757)
Purchases of investment securities held to maturity (6,464) 0 (2,292)
Proceeds from maturities, calls, sales and prepayments of investment securities available-for-sale 137,702 108,489 88,466
Proceeds from maturities and calls of investment securities held-to-maturity 5,000 12,618 19,193
Proceeds from redemption of FHLB stock 13,096 22,646 882
Purchases of FHLB stock (12,940) 0 0
Loan originations, net of collections (312,637) (190,519) (102,946)
Proceeds from sale of loans 0 3,150 0
Purchases of loans 0 (3,500) 0
Purchases of premises and equipment (2,388) (749) (1,034)
Proceeds from sales of premises and equipment 0 26 0
Proceeds from sales of other assets 0 2,468 2,669
Proceeds from sales of OREO 2,050 1,712 2,580
Net cash used in investing activities (39,241) (145,348) (30,619)
Cash flows from financing activities:      
Net increase in deposits 7,292 102,938 53,654
Proceeds from stock options exercised 7 0 0
Tax effect of non-vested restricted stock (577) (556) (339)
FHLB advance borrowing 327,000 95,000 110,000
Repayment of FHLB advances (327,000) (95,000) (137,000)
Net cash provided by financing activities 6,722 102,382 26,315
Net (decrease) increase in cash and cash equivalents (5,228) (5,284) 1,240
Cash and cash equivalents at beginning of period 77,805 83,089 81,849
Cash and cash equivalents at end of period 72,577 77,805 83,089
Home Federal Bank      
Cash flows from investing activities:      
Net cash received from acquisitions 0 0 38,620
Bank Of America, Branch Locations      
Cash flows from investing activities:      
Net cash received from acquisitions 456,611 0 0
Prime Pacific Financial Services      
Cash flows from investing activities:      
Net cash received from acquisitions $ 7,625 $ 0 $ 0
XML 23 R8.htm IDEA: XBRL DOCUMENT v3.6.0.2
Basis of presentation and summary of significant accounting policies
12 Months Ended
Dec. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Basis of presentation and summary of significant accounting policies
Basis of presentation and summary of significant accounting policies
 
Basis of presentation

The accompanying consolidated financial statements include the accounts of Cascade Bancorp (“Bancorp”), an Oregon chartered single bank holding company, and its wholly-owned subsidiary, Bank of the Cascades (the “Bank”) (collectively, “the Company”). All significant intercompany accounts and transactions have been eliminated in consolidation.

Certain prior year amounts have been reclassified to conform with the 2016 presentation. None of these reclassifications have an effect on net income, net cash flows or equity.

Description of business

The Bank conducts a general banking business, operating branches in Central, Southern, Coastal and Northwest Oregon, as well as the greater Boise/Treasure Valley, Idaho and Seattle, Washington metro areas. Banking activities include the usual lending and deposit functions of a community and business bank: commercial, construction, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines, and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market and offers trust and investment services.

Method of accounting

The Company prepares its consolidated financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”) and prevailing practices within the banking industry. The Company utilizes the accrual method of accounting which recognizes income and gains when earned and expenses and losses when incurred. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of income, gains, expenses, and losses during the reporting periods. Actual results could differ from those estimates.

Segment reporting

The Company is managed by legal entity and not by lines of business. The Company has determined that its operations are solely in the community and business banking industry and consist of traditional banking services, including lending activities; acceptance of demand, savings, and time deposits; business services; and trust services. These products and services have similar distribution methods, types of customers and regulatory responsibilities. The performance of the Company is reviewed by the executive management team and the Company’s Board of Directors (the “Board”) on a monthly basis. All of the executive officers of Bancorp are members of the Bank’s executive management team, and operating decisions are made based on the performance of the Company as a whole. Accordingly, disaggregated segment information is not required to be presented in the accompanying consolidated financial statements, and the Company will continue to present one segment for financial reporting purposes.

Cash and cash equivalents

For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks (including cash items in process of collection), interest bearing deposits with the Federal Reserve Bank of San Francisco (the “FRB”) and FHLB, and federal funds sold. Generally, any interest bearing deposits are invested for a maximum of 90 days. Federal funds are generally sold for one-day periods.
The Bank maintains balances in correspondent bank accounts which, at times, may exceed federally insured limits. In addition, federal funds sold are essentially uncollateralized loans to other financial institutions. Management believes that its risk of loss associated with such balances is minimal due to the financial strength of the correspondent banks and counterparty financial institutions. The Bank has not experienced any losses in such accounts. At December 31, 2016, the Bank was not required to maintain any specific balances in correspondent bank accounts.

Supplemental disclosures of cash flow information

Noncash investing and financing activities consist of unrealized gains and losses on investment securities available-for-sale, net of income taxes, issuance of nonvested restricted stock, and stock-based compensation expense, all as disclosed in the accompanying consolidated statements of changes in stockholders’ equity; the net capitalization of originated mortgage-servicing rights, as disclosed in Note 6; assets and liabilities assumed in the acquisition of Prime Pacific Financial Services, Inc., the Bank of America, N.A. branch acquisition and the acquisition of Home Federal Bancorp, Inc., as disclosed in Note 2; the transfer of approximately $0.4 million, $1.6 million, and $0.2 million of loans to other real estate owned in 2016, 2015, and 2014, respectively; and the transfer of approximately $0.9 million, $0.4 million, and $5.9 million of fixed assets to other assets in 2016, 2015, and 2014, respectively.

During 2016, 2015, and 2014 the Company paid approximately $2.1 million, $1.9 million, and $2.2 million, respectively, in interest expense.

During 2016, 2015 and 2014, the Company made income tax payments of $0.7 million, $1.1 million and nil, respectively.

Investment securities

Investment securities that management has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.

Investment securities that are purchased and held principally for the purpose of selling in the near term are classified as trading securities and are reported at fair value, with unrealized gains and losses included in non-interest income. The Company had no trading securities during 2016, 2015, and 2014.

Investment securities that are not classified as either held-to-maturity securities or trading securities are classified as available-for-sale securities and are reported at fair value, with unrealized gains and losses excluded from earnings and reported as other comprehensive income or loss, net of income taxes. Management determines the appropriate classification of securities at the time of purchase.

Investment securities are valued utilizing a number of methods including quoted prices in active markets, quoted prices for similar assets, quoted prices for securities in inactive markets, and inputs derived principally from - or corroborated by -observable market data by correlation or other means.

Gains and losses on the sales of available-for-sale securities are determined using the specific-identification method. Premiums and discounts on available-for-sale securities are recognized in interest income using the interest method generally over the period to maturity.

In estimating other-than-temporary impairment (“OTTI”) losses, management considers, among other things, (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of fair value. Declines in the fair value of individual held-to-maturity and available-for-sale securities below their cost that are deemed to be OTTI would result in write-downs of the individual securities to their fair value. The fair value of the security then becomes the new cost basis. The related write-downs to fair value for available-for-sale equity securities would be included in earnings as realized losses. For individual debt securities which the Company does not intend to sell and for which it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, the OTTI losses would be evaluated and (1) the portion related to credit losses would be included in earnings as realized losses and (2) the portion related to market or other factors would be recognized in other comprehensive income or loss. Credit loss is recorded if the present value of cash flows is less than the amortized cost. For individual debt securities which the Company intends to sell or for which it more likely than not will not recover all of its amortized cost, the OTTI is recognized in earnings equal to the entire difference between the security’s cost basis and its fair value at the consolidated balance sheet date. For individual debt securities for which credit loss has been recognized in earnings, interest accruals and amortization and accretion of premiums and discounts are suspended when the credit loss is recognized. Interest received after accruals have been suspended is recognized on a cash basis. Management believes that all unrealized losses on investment securities at December 31, 2016 and 2015 are temporary (see Note 4).

FHLB stock

On May 31, 2015, the FHLB Seattle merged with and into FHLB Des Moines, as approved by the FHFA on December 22, 2014. As part of the FHLB merger, each share of FHLB Seattle stock outstanding was converted into one share of FHLB Des Moines stock. Immediately following the merger, all excess shares were repurchased or issued as needed to meet the membership stock requirements. Our investment in FHLB stock increased from $3.0 million at December 31, 2015 to $3.3 million at December 31, 2016.

As a member of the FHLB system, the Bank is required to maintain a minimum investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances. At December 31, 2016 and 2015, the Bank met its minimum required investment. The Bank may request redemption at par value of any FHLB stock in excess of the minimum required investment; however, stock redemptions are at the discretion of the FHLB.

Loans Held for Sale
Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.

Loans

Loans are stated at the amount of unpaid principal, net of any premium or discount, reduced by the reserve for loan losses, the undisbursed portion of loans in process, and deferred loan fees.

Interest income on loans is accrued daily based on the principal amounts outstanding. Allowances are established for uncollected interest on loans for which the interest is determined to be uncollectible. Generally, all loans past due (based on contractual terms) 90 days or more are placed on non-accrual status and internally classified as substandard. Any interest income accrued at that time is reversed. Subsequent collections are applied proportionately to past due principal and interest, unless collectability of principal is in doubt, in which case all payments are applied to principal. Loans are removed from non-accrual status only when the loan is deemed current, and the collectability of principal and interest is no longer doubtful, or, on one-to-four family loans, when the loan is less than 90 days delinquent.

The Bank charges fees for originating loans. These fees, net of certain loan origination costs, are deferred and amortized to interest income, on the level-yield basis, over the loan term. If the loan is repaid prior to maturity, the remaining unamortized deferred loan origination fee is recognized in interest income at the time of repayment.

Reserve for loan losses

The reserve for loan losses represents management’s estimate of known and inherent losses in the loan portfolio as of the condensed consolidated balance sheet date and is recorded as a reduction to loans. The reserve for loan losses is increased by charges to operating expense through the loan loss provision, and decreased by loans charged-off, net of recoveries. The reserve for loan losses requires complex subjective judgments as a result of the need to make estimates about matters that are uncertain. The reserve for loan losses is maintained at a level currently considered adequate to provide for potential loan losses based on management’s assessment of various factors affecting the loan portfolio.

At December 31, 2016 and 2015, management believes that the Company’s reserve for loan losses is at an appropriate level under current circumstances and prevailing economic conditions. However the reserve for loan losses is based on estimates and ultimate losses may vary from the current estimates. These estimates are reviewed periodically, and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Therefore, management cannot provide assurance that, in any particular period, the Company will not have significant losses in relation to the amount reserved. The level of the reserve for loan losses is also determined after consideration of bank regulatory guidance and recommendations and is subject to review by such regulatory authorities who may require increases or decreases to the reserve based on their evaluation of the information available to them at the time of their examinations of the Bank.

Management uses historical information to assess the adequacy of the reserve for loan losses and considers qualitative factors including economic conditions and a range of other factors in its determination of the reserve. On an ongoing basis, the Company seeks to enhance and refine its methodology such that the reserve is at an appropriate level and responsive to changing conditions. The Company’s methodology includes a separate qualitative risk assessment process that focuses on the commercial and industrial (“C&I”) portion of the portfolio.  The C&I loan portfolio is stratified by industry classification using NAICS codes. At the stratified level, factors considered in the evaluation of the loans include current events, economic or market data, loan performance and concentration risks.  This qualitative risk assessment is separate from other qualitative risk assessments included in the allowance methodology.

As of June 30, 2013, management implemented a homogeneous pool approach to estimating reserves for consumer and small business loans. As of March 31, 2015, the reserve for loan loss methodology was enhanced within the Company’s C&I loan portfolio with respect to its holdings of shared national credits (“SNCs”). Risk ratings for individual SNCs are estimated using analysis of both public debt ratings and internal ratings. Expected loss rates are determined based upon historical published specific loss data for similar loans based on average losses and losses stratified by public debt ratings. Public ratings combined with internal risk rates are used to determine a minimum historical loss factor for each SNC loan. This amount may be increased for qualitative conditions including macroeconomic environment and observations by the Company’s SNC management group. The SNC lending strategy is intended to diversify the Company’s credit risk profile geographically and by industry. Additionally, such loans enhance the Company’s interest rate risk profile as they float with LIBOR rates.

For purposes of assessing the appropriate level of the reserve for loan losses, the Company analyzes loans and commitments to loan, and the amount of reserves allocated to loans and commitments to loan in each of the following reserve categories: pooled reserves, specifically identified reserves for impaired loans, and the unallocated reserve. Also, for purposes of analyzing loan portfolio credit quality and determining the appropriate level of reserve for loan losses, the Company identifies loan portfolio segments and classes based on the nature of the underlying loan collateral.

Reserves for impaired loans are either specifically allocated within the reserve for loan losses or reflected as a partial charge-off of the loan balance. The Bank considers loans to be impaired when management believes that it is probable that either principal and/or interest amounts due will not be collected according to the contractual terms. Impairment is measured on a loan-by-loan basis by the present value of expected future cash flows discounted at the loan’s effective interest rate, including the loan’s observable market price, the estimated fair value of the loan’s underlying collateral, or the value of a related guaranty. A significant portion of the Bank’s loans are either (1) collateralized by real estate, whereby the Bank primarily measures impairment based on the estimated fair value of the underlying collateral less the cost to sell, or the value of a related guaranty, or (2) are supported by underlying cash flows, whereby impairment is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. Accordingly, changes in such estimated collateral values or future cash flows could result in actual losses which differ from those estimated at the date of the consolidated balance sheets. Impairment measurements may also include consideration of information that becomes available subsequent to year-end. Small balance loans are reserved for based on the applicable loan segment and are reserved at the related pool rate (regardless of dollar amount). Generally, shortfalls on impaired small balance loans are charged off and the Bank does not establish specific reserves. Small balance loans are evaluated for impairment based on the borrower’s difficulty in making payments, an analysis of the borrower’s repayment capacity, collateral coverage, and shortfall, if any, created by reductions in payments or principal. Generally, the Bank evaluates a loan for impairment when a loan is determined to be adversely classified; small balance loans are monitored based on payment performance and are evaluated for impairment no later than 90 days past due.

The reserve for loan losses may include an unallocated amount based upon the Company’s judgment as to possible credit losses inherent in the loan portfolio that may not have been captured by historical loss experience, qualitative factors, or specific evaluations of impaired loans. Unallocated reserves may be adjusted for factors including, but not limited to, unexpected or unusual events, volatile market and economic conditions, effects of changes or seasoning in methodologies, regulatory guidance and recommendations, or other factors that may impact operating conditions and loss expectations. Management’s judgment as to unallocated reserves is determined in the context of, but separate from, the historical loss trends and qualitative factors described above. The unallocated reserve for loan losses of $1.6 million at December 31, 2016 has decreased $0.9 million from the balance at December 31, 2015. Management believes that the amount of unallocated reserve for loan losses is appropriate and will continue to evaluate the amount going forward.

Due to the judgment involved in the determination of the qualitative and unallocated portions of the reserve for loan losses, the relationship of these components to the total reserve for loan losses may fluctuate from period to period.

Troubled debt restructurings (“TDRs”)

A loan is classified as a TDR when a borrower is experiencing financial difficulties and the Company grants a concession to the borrower in the restructuring that the Company would not otherwise consider in the origination of a loan. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor’s interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. A TDR loan is considered to be impaired and is individually evaluated for impairment. As with other impaired loans, a specific reserve is estimated for each TDR based on the difference between expected future cash flows discounted at the original contractual rate and the current balance of the loan. For collateral dependent loans, expected future cash flows include the estimated market value less cost to sell.

Reserve for unfunded loan commitments

The Company maintains a separate reserve for losses related to unfunded loan commitments. The reserve for unfunded loan commitments represents management’s estimate of losses inherent in the Bank’s unfunded loan commitments. Management estimates the amount of probable losses related to unfunded loan commitments by applying the loss factors used in the reserve for loan loss methodology to an estimate of the expected amount of funding and applies this adjusted factor to the unused portion of unfunded loan commitments. The reserve for unfunded loan commitments totaled $0.4 million at both December 31, 2016 and 2015 and these amounts are included in other liabilities in the accompanying consolidated balance sheets. Increases (decreases) in the reserve for unfunded loan commitments are recorded in non-interest expenses in the accompanying consolidated statements of income.

Mortgage servicing rights (“MSRs”)

Net MSRs were $2.3 million at December 31, 2016 and $2.2 million at December 31, 2015. MSRs are capitalized at their allocated carrying value and amortized in proportion to, and over the period of, estimated future net servicing revenue. MSRs are measured by allocating the carrying value of loans between the assets sold and interest retained, based upon the relative estimated fair value at date of sale. Impairment of MSRs is assessed based on the estimated fair value of servicing rights. Fair value is estimated using discounted cash flows of servicing revenue less servicing costs taking into consideration market estimates of prepayments as applied to underlying loan type, note rate, and term. Impairment adjustments, if any, are recorded through a valuation allowance. Fees earned for servicing mortgage loans are reported as income when the related mortgage loan payments are received.
Premises and equipment

Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are computed on the straight-line method over the shorter of the estimated useful lives of the assets or terms of the leases. Estimated useful lives of the assets range predominantly as follows: 3 to 15 years for land improvements, 5 to 39 years for buildings, 3 to 5 years for computers, and 3 to 15 years for furniture, fixtures, and other equipment. Amortization of leasehold improvements is included in depreciation and amortization expense in the accompanying consolidated financial statements.

As part of an ongoing review of the valuation and amortization of premises and equipment, the Company assesses the carrying value of such assets if facts and circumstances suggest that they may be impaired. If this review indicates that the assets will not be fully recoverable, the carrying value of the Company’s premises and equipment would be reduced to its estimated fair value.

Core deposit intangibles (“CDI”)

CDI represents amounts recorded in business combinations or deposit purchase transactions related to the value of transaction-related deposits and the value of the customer relationships associated with the deposits.

The Company has CDI of $12.3 million and $6.9 million at December 31, 2016 and 2015, respectively. The increase is a result of the 2016 acquisitions.

Bank-owned life insurance (“BOLI”)

The Company has purchased BOLI to protect itself against the loss of certain key employees and directors due to death and as a source of long-term earnings to support certain employee benefit plans. At December 31, 2016 and 2015, the Company had $28.9 million and $28.6 million, respectively, of separate account BOLI and $28.0 million and $25.9 million, respectively, of general account BOLI.

The cash surrender value of the separate account BOLI is the quoted market price of the underlying securities, further supported by a stable value wrap, which mitigates, but does not fully protect, the investment against changes in the fair market value depending on the severity and duration of market price disruption. The fair value of the general account BOLI is based on the insurance contract cash surrender value. The underlying funds within the separate account structure generated positive performance during 2016, 2015, and 2014. There can be no assurance that losses in excess of the stable value wrap protection will not occur on separate account BOLI in the future.

Other Real Estate Owned (“OREO”)

OREO, acquired through foreclosure or deeds in lieu of foreclosure, is carried at the lower of cost or estimated net realizable value. When the property is acquired, any excess of the loan balance over the estimated net realizable value is charged to the reserve for loan losses. Holding costs, subsequent write-downs to net realizable value, if any, and any disposition gains or losses are included in non-interest expenses. The valuation of OREO is subjective in nature and may be adjusted in the future because of changes in economic conditions. The valuation of OREO is also subject to review by federal and state bank regulatory authorities who may require increases or decreases to carrying amounts based on their evaluation of the information available to them at the time of their examinations of the Bank. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling OREO, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated on an annual basis, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. Accordingly, the amounts of any such potential changes - and any related adjustments - are generally recorded at the time such information is received. OREO valuation adjustments have been recorded on certain OREO properties. These adjustments are recorded in OREO expense in the Company’s consolidated statements of income.
OREO, net of specific property valuation allowances, was $1.7 million at December 31, 2016 and $3.3 million at December 31, 2015.
Advertising

Advertising costs are generally charged to expense during the year in which they are incurred. Advertising expense was $0.6 million for the years ended December 31, 2016 and 2015 and $0.9 million for the year ended December 31, 2014.

Income taxes

The provision (benefit) for income taxes is based on income and expenses as reported for consolidated financial statement purposes using the “asset and liability method” for accounting for deferred taxes. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision (benefit) for income taxes.

In estimating deferred tax assets (“DTA”), management considers whether it is more likely than not that some portion or all of the DTA will or will not be realized. The Company’s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables.

At December 31, 2016 and 2015, the Company had a $0.1 million valuation allowance against its DTA due to state attributes that will expire without benefit.

Deferred tax assets are recognized subject to management’s judgment that realization is “more likely than not.” Uncertain tax positions that meet the more likely than not recognition threshold are measured to determine the amount of benefit to recognize. An uncertain tax position is measured at the amount of benefit that management believes has a greater than 50% likelihood of realization upon settlement. Tax benefits not meeting our realization criteria represent unrecognized tax benefits. We account for interest and penalties as a component of income tax expense.

Derivatives and Hedging Activities
The Company periodically enters into certain commercial loan interest rate swap agreements in order to provide commercial loan customers the ability to convert from variable to fixed interest rates. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to a swap agreement. This swap agreement effectively converts the customer’s variable rate loan into a fixed rate loan. The Company then enters into a corresponding swap agreement with a third party in order to offset its exposure on the fixed components of the customer agreement. As the interest rate swap agreements with the customers and third parties are not designated as hedges under the Derivatives and Hedging topic of the FASB ASC 815, the instruments are marked to market in earnings. The Company recorded non-interest income of $2.5 million for the years ended December 31, 2016 and 2015 and $1.8 million for the year ended December 31, 2014, related to swap fee income. The offsetting fair value of the swap agreement assets and liabilities were $5.2 million at December 31, 2016 and $8.6 million as of December 31, 2015. The notional amount of open interest rate swap agreements at December 31, 2016 and December 31, 2015 was $257.0 million and $169.7 million, respectively.

Trust assets

Assets of the Bank’s trust department, other than cash on deposit at the Bank, are not included in the accompanying consolidated financial statements, because they are not assets of the Bank. Assets (unaudited) totaling approximately $54.3 million and $57.0 million were held in trust as of December 31, 2016 and 2015, respectively.

Transfers of financial assets

Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.

Loss contingencies

Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is deemed probable and an amount of loss can be reasonably estimated.

Cash dividend restriction

Payment of dividends by Bancorp and the Bank is subject to restriction by state and federal regulators and the availability of retained earnings (see Note 20).

Comprehensive income (loss)

Comprehensive income (loss) includes all changes in stockholders’ equity during a period, except those resulting from transactions with stockholders. The Company’s comprehensive income (loss) consists of net income (loss) and the changes in net unrealized increase or decrease in the fair value of investment securities available-for-sale, net of taxes.

Definitive Agreement with First Interstate BancSystem, Inc.
On November 17, 2016, First Interstate BancSystem, Inc. (“First Interstate”) and Cascade jointly announced the entry into a definitive agreement (the “First Interstate agreement") under which First Interstate, parent company of First Interstate Bank, will acquire Cascade in a cash and stock transaction for total consideration valued at approximately $590.5 million in aggregate, or $7.62 per share based on the First Interstate closing price of $38.40 per share on November 17, 2016 (the “First Interstate merger”).

Pursuant to the terms of the First Interstate agreement, Cascade shareholders will receive 0.14864 shares of First Interstate Class A common stock and $1.91 in cash in exchange for each share of Cascade common stock they hold. The exchange ratio is fixed and the portion of shares received by Cascade shareholders is expected to qualify as a tax-free exchange. Cascade shareholders will own approximately 20% of the outstanding capital stock of First Interstate once the transaction is complete.
First Interstate expects the transaction will result in long-term annual earnings per share accretion of 10% and 2018 earnings per share accretion of over 8% after accelerating the debit interchange limitations from the Durbin amendment brought on by crossing $10 billion in consolidated total assets. First Interstate is expected to recover the tangible book value dilution experienced in this transaction in approximately five years.

Each of the board of directors of Cascade and First Interstate has unanimously approved the First Interstate merger, and the directors and certain large shareholders of Cascade have entered into agreements with First Interstate pursuant to which they have agreed to vote their shares of Cascade common stock in favor of the First Interstate merger. Additionally, the directors of First Interstate have entered into agreements with Cascade pursuant to which they have agreed to vote their shares of First Interstate common stock in favor of the First Interstate merger.

First Interstate and Cascade expect to close the First Interstate merger early in the third quarter of 2017 after satisfaction of customary closing conditions, including regulatory approvals and the approvals of the First Interstate and Cascade shareholders. Immediately following the completion of the First Interstate merger, it is anticipated that Bank of the Cascades will be merged with and into First Interstate Bank. Upon completion of the First Interstate merger, two members of Cascade’s Board of Directors will be added to the First Interstate Board of Directors in order to maintain the community commitment that Cascade has established in important markets in the Pacific Northwest.


New authoritative accounting guidance

In January 2017, the FASB issued ASU 2017-04, "Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies how an entity is required to test goodwill for impairment by eliminating a step from the goodwill impairment test. The amendments in this update provide that an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. ASU 2017-04 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. As we approach the adoption date, we will consult the updated goodwill impairment test steps to determine if an impairment charge should be recognized.

In January 2017, the FASB issued ASU 2017-01, "Business Combinations (Topic 805): Clarifying the Definition of a Business" ("ASU 2016-15"). ASU 2017-01 clarifies the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendments in this update provide a screen to determine when a set is not a business. The screen requires that when substantially all of the fair value of the gross assets acquired (or disposed of) is concentrated in a single identifiable asset or a group of similar identifiable assets, the set is not a business. This screen reduces the number of transactions that need to be further evaluated. If the screen is not met, the amendments in this update (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output and (2) remove the evaluation of whether a market participant could replace missing elements. The amendments provide a framework to assist entities in evaluating whether both an input and a substantive process are present. The framework includes two sets of criteria to consider that depend on whether a set has outputs. ASU 2017-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. As we approach the adoption date, we will consult the framework to determine if the event should be disclosed as an acquisition or disposal of an asset or business.

In August 2016, the FASB issued ASU 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments" (“ASU 2016-15”). ASU 2016-15 addresses the classification of debt prepayment or debt extinguishment costs; settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of Corporate-Owned Life Insurance policies, including Bank-Owned Life Insurance policies, distributions received from equity method investees; beneficial interests in securitization transactions; and separately identifiable cash flows and application of the predominance principle. ASU 2016-15 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. We are currently evaluating which classifications apply to our business and will be prepared to report these classifications in the statement of cash flows.

In June 2016, the FASB issued ASU 2016-13, "Financial Instruments- Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments" (“ASU 2016-13”). ASU 2016-13 requires financial assets that are measured at amortized cost to be presented as the net amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets and for the expected increase or decrease of expected credit losses. ASU 2016-13 notes that credit losses related to available-for-sale debt securities should be recorded through an allowance for credit losses. The initial allowance for credit losses, for purchased available-for-sale securities, is added to the purchase price rather than reported as a credit loss expense. Subsequent changes in the allowance are recorded as credit loss expense. Interest income should be recognized based on the effective interest rate, excluding the discount attributed to the assessment of credit loss at acquisition. ASU 2016-13 is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. We are currently evaluating our available-for-sale security portfolio in order to determine the most efficient way to track the net amount expected to be collected on the security. As we approach the effective date, we will continue to develop this process in order to report on the expected increase or decrease of expected credit losses.

In March 2016, the FASB issued ASU 2016-09, “Compensation- Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting” (“ASU 2016-09”). ASU 2016-09 describes simplifications related to accounting and presenting share-based payment awards. ASU 2016-09 states that excess tax benefits and tax deficiencies are to be recognized as income tax expense or benefit in the income statement; excess tax benefits should be classified with other income tax as an operating activity on the statement of cash flows; an entity may make an entity-wide accounting policy to either estimate the number of awards that are expected to vest or account for forfeitures as they occur; and cash paid by an employer when directly withholding shares for tax-withholding purposes should be classified as a financing activity. ASU 2016-09 is effective for fiscal years beginning after December 15, 2016, including interim periods within those fiscal years. Adoption of ASU 2016-09 is not expected to have a material impact on our consolidated financial statements.

In February 2016, the FASB issued ASU 2016-02, “Leases” (“ASU 2016-02”). ASU 2016-02 establishes a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement. ASU 2016-02 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. While the effect of the pronouncement has not yet been quantified, we are continuing to evaluate the impact of recording the right-of-use assets and liabilities on our balance sheet.
 
In January 2016, the FASB issued ASU 2016-01, “Financial Instruments- Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities” (“ASU 2016-01”). ASU 2016-01 simplifies the impairment assessment of equity investments, clarifies reporting disclosure requirements for financial instruments measured at amortized cost, and requires the exit price notion be disclosed when measuring fair value of financial instruments. ASU 2016-01 details the required separate presentation in other comprehensive income for the change in fair value of a liability related to change in instrument specific credit risk and details the required separate presentation of financial assets and liabilities by measurement category, and clarifies the need for a valuation allowance on deferred tax assets related to available-for-sale securities. ASU 2016-01 is effective for annual and interim reporting periods beginning after December 15, 2017. Adoption of ASU 2016-01 is not expected to have a material impact on our consolidated financial statements.

In April 2015, the FASB issued ASU 2015-03, “Interest- Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs” (“ASU 2015-03”). ASU 2015-03 simplifies the presentation of debt issuance costs and requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance of debt issuance costs are not affected by the amendments in this update. ASU 2015-03 is effective for annual and interim reporting periods beginning after December 15, 2015. Adoption of ASU 2015-03 did not have a material impact on our consolidated financial statements.

In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers” (“ASU 2014-09”). ASU 2014-09 establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as the real estate, construction and software industries. The revenue standard’s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. To accomplish this objective, the standard requires five basic steps: i) identify the contract with the customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract, and (v) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual and interim periods beginning after December 15, 2016 with three transition methods available - full retrospective, retrospective and cumulative effect approach. In August 2015, the FASB issued ASU 2015-14, “Revenue from Contracts with Customers: Deferral of the Effective Date” (“ASU 2015-14”). ASU 2015-14 amended the effective date to December 15, 2017. In March 2016, the FASB issued ASU 2016-08, “Revenue from Contracts with Customers: Principal Versus Agent Considerations” (“ASU 2016-08”). ASU 2016-08 defines the roles of a principal and agent in revenue recognition and determines when control of the good or service is transferred to the customer. In April 2016, the FASB issued ASU 2016-10, “Revenue from Contracts with Customers: Identifying Performance Obligations and Licensing” (“ASU 2016-10”). ASU 2016-10 establishes guidance on identifying performance obligations and licensing implementation. In May 2016, the FASB issued ASU 2016-12, "Revenue from Contracts with Customers: Narrow- Scope Improvements and Practical Expedients" (“ASU 2016-12”). ASU 2016-12 clarifies the objective of the collectability criteria and notes the differences in applying the update at transition and on an ongoing basis. In December 2016, the FASB issued ASU 2016-20, "Revenue from Contracts with Customers: Technical Corrections and Improvements to Topic 606" ("ASU 2016-20"). ASU 2016-20 provides clarity on codification or to correct unintended application of guidance. Adoption of ASU 2014-09, ASU 2015-14, ASU 2016-08, ASU 2016-10, ASU 2016-12 and ASU 2016-20 are not expected to have a material effect on our consolidated financial statements.
XML 24 R9.htm IDEA: XBRL DOCUMENT v3.6.0.2
Business Combinations
12 Months Ended
Dec. 31, 2016
Business Combinations [Abstract]  
Business Combinations
Business Combinations

Prime Pacific Financial Services, Inc.
On August 1, 2016, (the "PPFS Acquisition Date”), the Company acquired Prime Pacific Financial Services, Inc. (“PPFS”), the holding company of Prime Pacific Bank, National Association, a Snohomish county, national banking association (the “PPFS merger”).
Each share of PPFS common stock was converted into the right to receive 0.3050 shares of Cascade common stock. The conversion resulted in Cascade issuing 2,921,012 shares of its common stock.
The PPFS merger was accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair value on the acquisition date. Preliminary goodwill of $3.3 million was calculated as the purchase premium after adjusting for the fair value of net assets acquired and represents the value expected from the synergies created and the economies of scale expected from combining the two banking organizations.
In most instances, determining the fair value of the acquired assets and assumed liabilities required us to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at appropriate rates of interest. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition reflects the impact of estimated credit losses and other factors, such as prepayments. In accordance with the applicable accounting guidance for business combinations, there was no carry-over of PPFS’s previously established reserve for loan losses.
The following table provides a summary of the purchase price calculation as of the PPFS Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values. These fair value measurements are provisional based on third-party valuations that are currently under review and are subject to refinement for up to one year after the PPFS Acquisition Date based on additional information that may be obtained by us that existed as of the PPFS Acquisition Date.
Purchase Price (in thousands), except per share data
 
 
 
 
Cascade shares issued for PPFS shares
 
 
 
2,921,012

Cascade share price
 
 
 
$
5.56

Consideration from common stock conversion (0.3050 ratio)
 
 
 
$
16,238

Cash paid in lieu of fractional shares
 
 
 
1

Total purchase price
 
 
 
$
16,239

Assets
 
 
 
 
Cash and cash equivalents
 
$
7,625

 
 
Investment securities
 

 
 
FHLB stock
 
424

 
 
Loans, net
 
102,670

 
 
Premises and equipment
 
5,333

 
 
Other real estate owned
 

 
 
Deferred tax asset
 
2,488

 
 
Bank owned life insurance
 
1,491

 
 
Other assets
 
2,364

 
 
Total assets
 
$
122,395

 
 
Liabilities
 
 
 
 
Deposits
 
$
101,544

 
 
Other liabilities
 
8,212

 
 
Total liabilities
 
$
109,756

 
 
 
 
 
 
 
Net identifiable assets acquired
 
 
 
12,639

Intangible asset acquired (1)
 
 
 
342

Goodwill
 
 
 
$
3,258

 
 
 
 
 
(1) Intangible assets consist of core deposit intangibles. The useful life for which the core deposit intangible is being amortized is 10 years.



PPFS merger-related charges of $1.5 million were recorded in the consolidated statement of comprehensive income for the year ended December 31, 2016. Such expenses were for human resources and professional services, among other categories, and include investment banker fees, legal and accounting support, as well as severance, IT and certain branch consolidation items.
The following table provides the unaudited pro forma information for the results of operations for the twelve months ended December 31, 2016 and 2015, as if the acquisition had occurred on January 1, 2015. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily comprised of PPFS’s loan and deposit portfolios. In addition, the $1.5 million in acquisition-related expenses noted earlier are included in the twelve months ended December 31, 2015. These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the acquisition occurred at the beginning of each period presented, nor are they intended to represent or be indicative of future results of operations.

 
 
Twelve months ended December 31,
 
 
2016
 
2015
Net interest income
 
$
96,511

 
$
83,931

Non-interest expense
 
96,898

 
83,418

Net income
 
18,825

 
19,532

Net income per diluted share
 
0.26

 
0.26



Bank of America, National Association branches
On March 4, 2016, the Bank completed the acquisition of twelve Oregon branch locations and three Washington branch locations from Bank of America, National Association (the “branch acquisition” and together with the PPFS merger, the “2016 acquisitions”). This transaction allowed Cascade the opportunity to enhance and strengthen its footprint in Oregon, while providing entry into the Washington market. The Bank assumed approximately $469.9 million of branch deposits, paying a 2.00% premium on the average balance of deposits assumed, for a cash purchase price of $9.7 million.
The following is a condensed balance sheet disclosing the estimated fair value amounts of the branches acquired in the branch acquisition assigned to the major consolidated asset and liability captions at the acquisition date (dollars in thousands):
ASSETS
 
 
Cash and cash equivalents
 
$
456,611

Premises and equipment, net
 
3,113

Core deposit intangibles
 
6,427

Goodwill
 
3,984

Other assets
 
463

Total assets
 
$
470,598

 
 
 
LIABILITIES
 
 
Deposits
 
$
469,889

Other liabilities
 
709

Total liabilities
 
$
470,598


The core deposit intangible asset recognized as part of the branch acquisition will be amortized over its estimated useful life of approximately 10 years.
The fair value of demand deposit accounts assumed from the branch acquisition approximated the carrying value as checking and savings accounts have no stated maturity and are payable on demand. Certificates of deposit were valued by comparing the contractual cost of the portfolio to a similar portfolio bearing current market rates.
Direct costs related to the branch acquisition were expensed as incurred in the year ended December 31, 2016. Such expenses primarily related to professional and legal services, human resource costs and information system charges. For the year ended December 31, 2016, the Company incurred $2.3 million of expenses related to the branch acquisition.
Pro forma income statements are not being presented as the information is not practicable to produce.

Home Federal Bank (“Home”)

On May 16, 2014 (the “Home Acquisition Date”), pursuant to the Agreement and Plan of Merger, dated as of October 23, 2013, between the Company and Home, Home merged with and into Cascade with Cascade continuing as the surviving corporation (the “Home merger”). Immediately after the Home merger, Home Federal Bank, a wholly-owned subsidiary of Home, merged with and into Bank of the Cascades, a wholly-owned subsidiary of Cascade, with Bank of the Cascades continuing as the surviving bank. The strategic rationale for the Home merger was to enhance the Company’s franchise value by improving earnings, revenue, scale and efficiency and to improve deposit market share in select high growth markets in Oregon and Idaho.

All of Home’s common stock was converted into the right to receive $8.43 in cash and 1.6772 shares of Cascade common stock. The conversion of Home’s common stock into Cascades common stock resulted in Cascade issuing 24,309,131 shares of its common stock.

The Home merger was accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair value on the Home Acquisition Date. Goodwill of $78.6 million was calculated as the purchase premium after adjusting for the fair value of net assets acquired and represents the value expected from the synergies created from combining the two banking organizations as well as the economies of scale expected from combining the operations of the two companies. None of the goodwill is deductible for income tax purposes as the Merger is accounted for as a tax-free exchange.

In most instances, determining the fair value of the acquired assets and assumed liabilities required us to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at appropriate rates of interest. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition reflects the impact of estimated credit losses and other factors, such as prepayments. In accordance with the applicable accounting guidance for business combinations, there was no carry-over of Home’s previously established reserve for loan losses.

The following table provides a summary of the purchase price calculation as of the Home Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values.
Purchase Price (in thousands, except share data)
 
 
 
Cascade Bancorp common stock shares issued for Home Federal shares
 
 
24,309,131

Cascade share price as calculated in the Merger Agreement
 
 
$
4.91

Consideration from common stock conversion (1.6772 ratio)
 
 
$
119,285

Consideration paid in cash ($8.43 per share)
 
 
122,163

Total purchase price
 
 
$
241,448

ASSETS
 
 
 
Cash and cash equivalents
 
$
160,782

 
Investment securities
 
318,893

 
Loans
 
392,411

 
Premises and equipment
 
17,432

 
Other real estate owned
 
3,514

 
Deferred tax asset
 
15,514

 
BOLI
 
15,896

 
Other assets
 
13,259

 
Core deposit intangible
 
7,667

 
Total assets
 
$
945,368

 
LIABILITIES
 
 
 
Deposits
 
$
759,176

 
Other liabilities
 
23,354

 
Total liabilities
 
$
782,530

 
Net identifiable assets acquired
 
 
162,838

Goodwill
 
 
$
78,610

 
 
 
 
(1) The core deposit intangible is being amortized over a 10 year period, which is its expected useful life.


Home merger-related charges of $11.6 million were recorded in the consolidated statement of comprehensive income for the year to date December 31, 2014. Such expenses were primarily related to professional and legal services, equipment and property maintenance, and information system charges incurred in connection with the acquisition.

The following table provides the unaudited pro forma information for the results of operations for the year to date periods ended December 31, 2014 and 2013, as if the Home merger had occurred on January 1, 2013. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily comprised of Home’s loan, investment and deposit portfolios. In addition, merger-related expenses and certain change in control costs incurred in 2014 have been excluded from the pro forma December 31, 2014 results and included in the pro forma results for December 31, 2013. These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the Merger occurred on January 1, 2013, nor are they intended to represent or be indicative of future results of operations.

 
 
Twelve Months Ended December 31,
 
 
2014
 
2013
Net interest income
 
$
79,373

 
$
77,932

Non interest expense
 
89,205

 
110,454

Net income
 
11,288

 
27,308

Net income per diluted share
 
0.16

 
0.38

XML 25 R10.htm IDEA: XBRL DOCUMENT v3.6.0.2
Cash and due from banks
12 Months Ended
Dec. 31, 2016
Cash and Due from Banks [Abstract]  
Cash and due from banks
Cash and due from banks

By regulation, the Bank must meet reserve requirements as established by the FRB ($24.8 million and $21.9 million at December 31, 2016 and 2015, respectively). Accordingly, the Bank complies with such requirements by holding cash on hand and maintaining average reserve balances on deposit with the FRB in accordance with such regulations.
XML 26 R11.htm IDEA: XBRL DOCUMENT v3.6.0.2
Investment securities
12 Months Ended
Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]  
Investment securities
Investment securities
 
Investment securities at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
Amortized
cost
 
Gross
unrealized
gains
 
Gross
unrealized
losses
 
Estimated
fair value
2016
 

 
 

 
 

 
 

Available-for-sale
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
165,933

 
$
1,828

 
$
(799
)
 
$
166,962

Non-agency MBS
252,153

 
203

 
(3,408
)
 
248,948

U.S. Agency asset-backed securities
6,700

 
419

 
(57
)
 
7,062

Corporate securities
71,213

 
397

 
(287
)
 
71,323

Mutual fund
537

 

 
(13
)
 
524

 
$
496,536

 
$
2,847

 
$
(4,564
)
 
$
494,819

Held-to-maturity
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
101,563

 
$
1,195

 
$
(148
)
 
$
102,610

Tax credit investments
287

 

 

 
287

Obligations of state and political subdivisions
38,707

 
770

 
(102
)
 
39,375

 
$
140,557

 
$
1,965

 
$
(250
)
 
$
142,272

 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

Available-for-sale
 

 
 

 
 

 
 

U.S. Agency MBS
$
154,691

 
$
2,698

 
$
(455
)
 
$
156,934

Non-agency MBS
118,765

 
477

 
(1,016
)
 
118,226

U.S. Agency asset-backed securities
7,468

 
800

 
(23
)
 
8,245

Corporate securities
26,199

 
121

 

 
26,320

Mutual fund
525

 
12

 

 
537

 
$
307,648

 
$
4,108

 
$
(1,494
)
 
$
310,262

Held-to-maturity
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
98,800

 
$
1,875

 
$
(5
)
 
$
100,670

Tax credit investments
421

 

 

 
421

Obligations of state and political subdivisions
40,203

 
968

 
(2
)
 
41,169

 
$
139,424

 
$
2,843

 
$
(7
)
 
$
142,260

 

  
The following table presents the fair value and gross unrealized losses of the Bank’s investment securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2016 and 2015 (dollars in thousands):
 
Less than 12 months
 
12 months or more
 
Total
 
Estimated 
fair value
 
Unrealized
losses
 
Estimated 
fair value
 
Unrealized
losses
 
Estimated 
fair value
 
Unrealized
losses
2016
 

 
 

 
 

 
 

 
 

 
 

Available-for-sale
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
51,082

 
$
(786
)
 
$
1,733

 
$
(13
)
 
$
52,815

 
$
(799
)
Non-Agency MBS
211,909

 
(3,268
)
 
1,933

 
(140
)
 
213,842

 
(3,408
)
U.S. Agency asset-backed securities

 

 
1,918

 
(57
)
 
1,918

 
(57
)
Corporate securities
6,709

 
(287
)
 

 

 
6,709

 
(287
)
Mutual fund
524

 
(13
)
 

 

 
524

 
(13
)
 
$
270,224

 
$
(4,354
)
 
$
5,584

 
$
(210
)
 
$
275,808

 
$
(4,564
)
 
 
 
 
 
 
 
 
 
 
 
 
Held-to-maturity
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
7,641

 
$
(148
)
 
$

 
$

 
$
7,641

 
$
(148
)
Obligations of state and political subdivisions
1,942

 
(102
)
 

 

 
1,942

 
(102
)
 
$
9,583

 
$
(250
)
 
$

 
$

 
$
9,583

 
$
(250
)
2015
 

 
 

 
 

 
 

 
 

 
 

Available-for-sale
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
23,630

 
$
(123
)
 
$
34,576

 
$
(332
)
 
$
58,206

 
$
(455
)
Non-Agency MBS
66,412

 
(765
)
 
12,225

 
(251
)
 
78,637

 
(1,016
)
U.S. Agency asset-backed securities

 

 
1,521

 
(23
)
 
1,521

 
(23
)
 
$
90,042

 
$
(888
)
 
$
48,322

 
$
(606
)
 
$
138,364

 
$
(1,494
)
 
 
 
 
 
 
 
 
 
 
 
 
Held-to-maturity
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
2,063

 
$
(5
)
 
$

 
$

 
$
2,063

 
$
(5
)
Obligations of state and political subdivisions
725

 
(2
)
 

 

 
725

 
(2
)
 
$
2,788

 
$
(7
)
 
$

 
$

 
$
2,788

 
$
(7
)


At December 31, 2016 and 2015 there were 87 and 46 securities, respectively, in an unrealized loss position. The unrealized losses on investments in U.S. Agency and non-agency MBS, U.S. Agency asset-backed securities, and corporate securities are primarily due to elevated yield/rate spreads at December 31, 2016 and 2015 as compared to yield/rate relationships prevailing at the time specific investment securities were purchased. Differences between fair value and book value will continue to vary with changes in market interest rates and credit quality risks of such securities. However, temporary differences from book value are expected to lessen as securities approach their maturity dates. Management does not believe that the above gross unrealized losses on investment securities are other-than-temporary and no impairment adjustments have been recorded for the years ended December 31, 2016, 2015 and 2014.

Management intends to hold the investment securities classified as held-to-maturity until they mature, at which time the Company will receive full amortized cost value for such investment securities. Furthermore, as of December 31, 2016, management did not have the intent to sell any of the securities classified as available-for-sale in the table above and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost.

The amortized cost and estimated fair value of investment securities at December 31, 2016, by contractual maturity, are shown below (dollars in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
Available-for-sale
 
Held-to-maturity
 
Amortized
cost
 
Estimated
fair value
 
Amortized
cost
 
Estimated
fair value
Due in one year or less
$
3,397

 
$
3,411

 
$

 
$

Due after one year through five years
75,489

 
75,632

 
34,955

 
35,205

Due after five years through ten years
37,600

 
37,341

 
87,817

 
89,323

Due after ten years
379,513

 
377,911

 
17,498

 
17,457

Mutual fund
537

 
524

 

 

Tax credit investments

 

 
287

 
287

 
$
496,536

 
$
494,819

 
$
140,557

 
$
142,272


 
Investment securities with an estimated fair value of approximately $138.3 million and $118.0 million at December 31, 2016 and 2015, respectively, were pledged or in the process of being pledged, to secure various borrowings or available lines of credit and for other purposes as required or permitted by law.
 
The Company sold no investment securities during the year ended December 31, 2016, and sold $30.0 million and $63.5 million of investment securities during the years ended December 31, 2015 and 2014, respectively.
XML 27 R12.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses
12 Months Ended
Dec. 31, 2016
Receivables [Abstract]  
Loans and reserve for credit losses
Loans and reserve for credit losses

 Loans receivable at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
2016
 
2015
 
Amount
 
Percent
 
Amount
 
Percent
Originated loans (a):
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

Owner occupied
$
298,721

 
16.4
%
 
$
263,095

 
18.1
%
Non-owner occupied
514,363

 
28.3
%
 
431,379

 
29.7
%
Total commercial real estate loans
813,084

 
44.7
%
 
694,474

 
47.8
%
Construction
200,654

 
11.0
%
 
119,723

 
8.2
%
Residential real estate
377,374

 
20.7
%
 
237,084

 
16.3
%
Commercial and industrial
386,150

 
21.2
%
 
363,335

 
25.0
%
Consumer
42,072

 
2.4
%
 
38,362

 
2.7
%
Total loans
1,819,334

 
100.0
%
 
1,452,978

 
100.0
%
 
 
 
 
 
 
 
 
Less:
 

 
 

 
 

 
 

Deferred loan fees, net
(1,764
)
 
 

 
(1,419
)
 
 

Reserve for loan losses
(25,290
)
 
 

 
(24,415
)
 
 

Loans, net
$
1,792,280

 
 

 
$
1,427,144

 
 

 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 
 
 
Owner occupied
$
92,490

 
32.5
%
 
$
45,236

 
19.3
%
Non-owner occupied and other
98,034

 
34.4
%
 
95,183

 
40.5
%
Total commercial real estate loans
190,524

 
66.9
%
 
140,419

 
59.8
%
Construction
10,384

 
3.6
%
 
10,629

 
4.5
%
Residential real estate
54,468

 
19.1
%
 
61,306

 
26.1
%
Commercial and industrial
28,286

 
9.9
%
 
21,109

 
9.0
%
Consumer
1,416

 
0.5
%
 
1,488

 
0.6
%
Total loans
285,078

 
100.0
%
 
234,951

 
100.0
%
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 
 
 
Owner occupied
$
391,211

 
18.6
%
 
$
308,331

 
18.3
%
Non-owner occupied and other
612,397

 
29.1
%
 
526,562

 
31.2
%
Total commercial real estate loans
1,003,608

 
47.7
%
 
834,893

 
49.5
%
Construction
211,038

 
10.0
%
 
130,352

 
7.7
%
Residential real estate
431,842

 
20.5
%
 
298,390

 
17.7
%
Commercial and industrial
414,436

 
19.7
%
 
384,444

 
22.8
%
Consumer
43,488

 
2.1
%
 
39,850

 
2.3
%
Total loans
2,104,412

 
100.0
%
 
1,687,929

 
100.0
%
 
 
 
 
 
 
 
 
Less:
 

 
 

 
 

 
 

Deferred loan fees
(1,764
)
 
 

 
(1,419
)
 
 

Reserve for loan losses
(25,290
)
 
 
 
(24,415
)
 
 
Loans, net
$
2,077,358

 
 

 
$
1,662,095

 
 

 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.


The following describes the distinction between originated and acquired loan portfolios and certain significant accounting policies relevant to each of these portfolios.

Originated loans

Loans originated for investment are stated at their principal amount outstanding, net of any premium or discount, adjusted for partial charge-offs, the reserve for loan losses and net deferred loan fees and costs. Interest income on loans is accrued over the term of the loans. Interest is not accrued on loans where collectability is uncertain. Accrued interest on loans is presented in "Other assets" on the consolidated balance sheets. Loan origination fees and certain direct costs incurred to extend credit are deferred and amortized over the term of the loan as an adjustment to the related loan yield.

Approximately 76.4% of the Bank’s originated loan portfolio at December 31, 2016 consisted of real estate-related loans including construction and development loans, residential mortgage loans, and commercial loans secured by commercial real estate. At December 31, 2016, approximately 78.2% of the Bank’s total portfolio (inclusive of acquired loans) consisted of real estate-related loans as described above. The Bank’s results of operations and financial condition are affected by general economic trends and in particular, the strength of the local residential and commercial real estate markets in Central, Southern and Northwest Oregon and the greater Boise/Treasure Valley, Idaho and Seattle, Washington areas. Real estate values could be affected by, among other things, a worsening of national and local economic conditions, an increase in foreclosures, a decline in home sale volumes, and an increase in interest rates. Furthermore, the Bank may experience an increase in the number of borrowers who become delinquent, file for protection under bankruptcy laws, or default on their loans or other obligations to the Bank in the event of a sustained downturn in business and economic conditions generally or specifically in the principal markets in which the Bank does business. An increase in the number of delinquencies, bankruptcies, or defaults could result in a higher level of non-performing assets, net charge-offs, and loan loss provision. Management is targeting to reduce commercial real estate (“CRE”) concentration over the long term, but real estate-related loans will remain a significant portfolio component due to the nature of the economies, businesses, and markets we serve.

The Company originates C&I loans mainly to businesses in its footprint. Repayment of such loans is dependent upon future cash flows of the obligor businesses that are subject to various industry sector risk. In addition, the Company has purchased C&I participations typically referred to as SNCs. The SNC portfolio strategy is intended to diversify the Company’s credit risk profile geographically and by industry. Additionally, such loans enhance the Company’s interest rate risk profile as they float with LIBOR rates. C&I loans are subject to the variety of credit risks described above but they are not directly secured by real estate.
 
In the normal course of business, the Bank may buy or participate portions of loans to third parties in order to extend the Bank’s lending capability or to mitigate risk. At December 31, 2016 and 2015, the portion of loans participated to third-parties (which are not included in the accompanying consolidated balance sheets) totaled $128.8 million and $44.2 million, respectively. At December 31, 2016 and 2015, purchased loan participations totaled $145.3 million and $179.2 million, respectively.

Acquired loans

PPFS
Acquired loans include those loans purchased by the Company in the PPFS merger. These loans were recorded at estimated fair value at the PPFS Acquisition Date. The fair value estimates for acquired loans are based on expected prepayments, charge-offs and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the PPFS acquired loans at acquisition was a reduction of $2.5 million, representing a valuation adjustment for interest rate and credit which will be accreted over the life of the loans (approximately 10 years). As of December 31, 2016, the remaining net fair value adjustment to the PPFS acquired loans was $1.7 million.

Home
Acquired loans also include those loans purchased by the Company in the Home merger. These loans were recorded at estimated fair value at the Home Acquisition Date. The fair value estimates for acquired loans are based on expected prepayments, charge-offs and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the acquired loans was a reduction of $6.0 million, representing a valuation adjustment for interest rate and credit which will be accreted over the life of the loans (approximately 10 years). As of December 31, 2016, the remaining net fair value adjustment was $1.6 million.

Of the PPFS and Home loans acquired on the PPFS Acquisition Date and Home Acquisition Date, as applicable, and still held at December 31, 2016, $8.0 million or 2.8% were graded substandard. With the amount of classified loans acquired being nominal, all loans acquired are treated in a manner consistent with originated loans for credit risk management and accounting purposes.

As of December 31, 2016, $21.6 million, or 7.6%, of the $285.1 million in acquired loans were covered under loss sharing agreements with the FDIC. The agreements were entered into in September 2009 and September 2010 between the FDIC and Home. The loss sharing agreements have limited terms (10 years for net losses on single-family residential real estate loans, as defined by the FDIC, five years for losses on non-residential real estate loans, as defined by the FDIC, and an additional three years with respect to recoveries on non-residential real estate loans). After the expiration of the loss sharing agreements in September 2014 and 2015, the Company is no longer indemnified for losses and related expenses on covered assets and the risk-based capital ratios have been reduced. While the agreements were in place, the covered assets received a 20% risk-weighting. After the agreements expired, the risk-weighting for previously covered assets most likely increases to 100%, based on current regulatory capital definitions. Nearly all of the assets remaining in the covered asset portfolios are non-single family covered assets. Therefore, most of the covered assets were no longer indemnified after September 2014 or September 2015. With the amount of loans covered under these agreements being nominal, amounts that may be due to or due from the FDIC under loss sharing agreements will be accounted for on a cash basis.

A net loss share payable was recorded at the Home Acquisition Date which represents the estimated value of reimbursement the Company expects to pay to the FDIC for recoveries net of incurred losses on covered loans. These expected reimbursements were recorded as part of covered loans in conjunction with the Home merger accounting. Upon the determination of an incurred loss or recovery, the loss share receivable/payable is changed by the amount due to or due from the FDIC.

Changes in the loss share payable (receivable) associated with covered loans for the year ended December 31, 2016 were as follows (dollars in thousands):
 
Year ended
 
December 31, 2016
Balance at beginning of period
$
289

Paid to FDIC
(1,224
)
Increase due to impairment
(53
)
FDIC reimbursement
1,156

Shared loss expenses
(96
)
Adjustments from prior periods
4

Balance at end of period
$
76



Reserve for loan losses
 
The reserve for loan losses represents management’s estimate of known and inherent losses in the loan portfolio as of the consolidated balance sheet date and is recorded as a reduction to loans. The reserve for loan losses is increased by charges to operating expense through the loan loss provision, and decreased by loans charged-off, net of recoveries. The reserve for loan losses requires complex subjective judgments as a result of the need to make estimates about matters that are uncertain. The reserve for loan losses is maintained at a level currently considered adequate to provide for potential loan losses based on management’s assessment of various factors affecting the loan portfolio.
 
However, the reserve for loan losses is based on estimates and actual losses may vary from the current estimates. These estimates are reviewed periodically, and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Therefore, management cannot provide assurance that, in any particular period, the Company will not have significant losses in relation to the amount reserved. The level of the reserve for loan losses is also determined after consideration of bank regulatory guidance and recommendations and is subject to review by such regulatory authorities who may require increases or decreases to the reserve based on their evaluation of the information available to them at the time of their examinations of the Bank.

For purposes of assessing the appropriate level of the reserve for loan losses, the Company analyzes loans and commitments to loan, and the amount of reserves allocated to loans and commitments to loan in each of the following reserve categories: pooled reserves, specifically identified reserves for impaired loans, and the unallocated reserve. Also, for purposes of analyzing loan portfolio credit quality and determining the appropriate level of reserve for loan losses, the Company identifies loan portfolio segments and classes based on the nature of the underlying loan collateral.
 
The increase in the reserve for loan losses from December 31, 2015 to December 31, 2016 was related to net recoveries during the period. The unallocated reserve for loan losses at December 31, 2016 has decreased by $0.9 million from the balance at December 31, 2015. The Company has determined the level of unallocated reserve is appropriate based upon the lack of seasoning with respect to its methodology enhancements, including qualitative adjustments with respect to concentration risk and estimating reserves against certain loan pools and industries as opposed to reserving on a loan by loan basis for such loans. In addition, the unallocated reflects the lack of seasoning as to credit quality performance of its recently acquired PPFS, Home and SNCs portfolios. Management believes that the amount of unallocated reserve for loan losses is appropriate and will continue to evaluate the amount going forward.

Acquired reserve for loan losses

The fair value estimates for acquired loans are based on expected prepayments, charge offs, and the amount and timing of undiscounted expected principal, interest and other cash flows. The net fair value adjustment to the acquired loans was $6.0 million and $2.5 million for Home and PPFS, respectively, at the time of the applicable acquisition representing a valuation adjustment for interest rate and credit quality. The credit component of the fair value adjustment not accreted at any point in time represents the estimated reserve for loan losses for acquired loans. If the Company determines that this amount is insufficient a provision to the reserve for loan losses will be made.

Transactions and allocations in the reserve for loan losses and unfunded loan commitments, by portfolio segment, for the years ended December 31, 2016, 2015 and 2014 were as follows (dollars in thousands): 
 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2016
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

Loan loss provision (credit)
(530
)
 
784

 
1,072

 
(1,708
)
 
1,270

 
(888
)
 

Recoveries
2,957

 
368

 
288

 
1,470

 
920

 

 
6,003

Loans charged off
(40
)
 

 
(110
)
 
(3,074
)
 
(1,904
)
 

 
(5,128
)
Balance at end of year
$
6,321

 
$
2,196

 
$
3,325

 
$
10,657

 
$
1,203

 
$
1,588

 
$
25,290

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
6,321

 
$
2,196

 
$
3,325

 
$
10,657

 
$
1,203

 
$
1,588

 
$
25,290

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
6,369

 
$
2,464

 
$
3,350

 
$
10,732

 
$
1,227

 
$
1,588

 
$
25,730

 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2015
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

Loan loss provision (credit)
(5,552
)
 
(525
)
 
(494
)
 
4,682

 
707

 
(2,818
)
 
(4,000
)
Recoveries
4,150

 
436

 
850

 
3,820

 
618

 

 
9,874

Loans charged off
(278
)
 

 
(402
)
 
(1,377
)
 
(1,455
)
 

 
(3,512
)
Balance at end of year
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
3,982

 
$
1,312

 
$
2,100

 
$
14,044

 
$
941

 
$
2,476

 
$
24,855

 
 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2014
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
9,565

 
$
535

 
$
2,381

 
$
6,261

 
$
1,401

 
$
714

 
$
20,857

Loan loss provision (credit)
(4,484
)
 
(348
)
 
(315
)
 
(12
)
 
579

 
4,580

 

Recoveries
1,801

 
1,242

 
929

 
2,158

 
309

 

 
6,439

Loans charged off
(1,268
)
 
(296
)
 
(874
)
 
(1,563
)
 
(1,242
)
 

 
(5,243
)
Balance at end of year
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
5,662

 
$
1,401

 
$
2,146

 
$
6,919

 
$
1,071

 
$
5,294

 
$
22,493



An individual loan is impaired when, based on current information and events, management believes that it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. The following table presents the reserve for loan losses and the recorded investment in loans by portfolio segment and impairment evaluation method at December 31, 2016 and 2015 (dollars in thousands). As the acquired loan portfolio is covered by the valuation adjustment taken at the time of acquisition and as the original mark continues to be more than sufficient, impaired acquired loans are excluded from the individually evaluated for impairment amounts below.
 
Reserve for loan losses

Recorded investment in loans
 
Individually
evaluated for
impairment

Collectively
evaluated for
impairment

Total

Individually
evaluated for
impairment

Collectively
evaluated for
impairment

Total
2016
 
 
 

 
 

 
 

 
 

 
 

Commercial real estate
$

 
$
6,321

 
$
6,321

 
$
640

 
$
1,002,968

 
$
1,003,608

Construction

 
2,196

 
2,196

 

 
211,038

 
211,038

Residential real estate

 
3,325

 
3,325

 

 
431,842

 
431,842

Commercial and industrial
2,000

 
8,657

 
10,657

 
7,034

 
407,402

 
414,436

Consumer

 
1,203

 
1,203

 

 
43,488

 
43,488

 
$
2,000

 
$
21,702

 
23,702

 
$
7,674

 
$
2,096,738

 
$
2,104,412

Unallocated
 

 
 

 
1,588

 
 

 
 

 
 

 
 

 
 

 
$
25,290

 
 

 
 

 
 

 
 
 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate
$
78

 
$
3,856

 
$
3,934

 
$
3,835

 
$
831,058

 
$
834,893

Construction

 
1,044

 
1,044

 
365

 
129,987

 
130,352

Residential real estate

 
2,075

 
2,075

 
18

 
298,372

 
298,390

Commercial and industrial
164

 
13,805

 
13,969

 
2,724

 
381,720

 
384,444

Consumer

 
917

 
917

 

 
39,850

 
39,850

 
$
242

 
$
21,697

 
21,939

 
$
6,942

 
$
1,680,987

 
$
1,687,929

Unallocated
 

 
 

 
2,476

 
 

 
 

 
 

 
 

 
 

 
$
24,415

 
 

 
 

 
 



The Company uses credit risk ratings, which reflect the Bank’s assessment of a loan’s risk or loss potential, for purposes of assessing the appropriate level of reserve for loan losses. The Bank’s credit risk rating definitions along with applicable borrower characteristics for each credit risk rating are as follows:
 
Acceptable
 
The borrower is a reasonable credit risk and demonstrates the ability to repay the loan from normal business operations. Loans are generally made to companies operating in an economy and/or industry that is generally sound. The borrower tends to operate in regional or local markets and has achieved sufficient revenues for the business to be financially viable. The borrowers financial performance has been consistent in normal economic times and has been average or better than average for its industry.
 
A loan can also be considered Acceptable even though the borrower may have some vulnerability to downturns in the economy due to marginally satisfactory working capital and debt service cushion. Availability of alternate financing sources may be limited or nonexistent. In some cases, the borrower’s management, may have limited depth or continuity but is still considered capable. An adequate primary source of repayment is identified while secondary sources may be illiquid, more speculative, less readily identified, or reliant upon collateral liquidation. Loan agreements will be well-defined, including several financial performance covenants and detailed operating covenants. This category also includes commercial loans to individuals with average or better than average capacity to repay.

Pass-Watch
 
Loans are graded Pass-Watch when temporary situations increase the level of the Bank’s risk associated with the loan, and remain graded Pass-Watch until the situation has been corrected. These situations may involve one or more weaknesses in cash flow, collateral value or indebtedness that could, if not corrected within a reasonable period of time, jeopardize the full repayment of the debt. In general, loans in this category remain adequately protected by the borrower’s net worth and paying capacity, or pledged collateral.
 
Special Mention
 
A Special Mention credit has potential weaknesses that may, if not checked or corrected, weaken the loan or leave the Bank inadequately protected at some future date. Loans in this category are deemed by management of the Bank to be currently protected but reflect potential problems that warrant more than the usual management attention but do not justify a Substandard classification.
 
Substandard
 
Substandard loans are those inadequately protected by the net worth and paying capacity of the obligor and/or by the value of the pledged collateral, if any. Substandard loans have a high probability of payment default or they have other well-defined weaknesses. They require more intensive supervision and borrowers are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization. Repayment may depend on collateral or other credit risk mitigants.
 
CRE and construction loans are classified Substandard when well-defined weaknesses are present which jeopardize the orderly liquidation of the loan. Well-defined weaknesses include a project’s lack of marketability, inadequate cash flow or collateral support, failure to complete construction on time, and/or the project’s failure to fulfill economic expectations. These loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
 
In addition, Substandard loans also include impaired loans. Impaired loans bear the characteristics of Substandard loans as described above, and the Company has determined it does not expect timely payment of all contractually due interest and principal. Impaired loans may be adequately secured by collateral.
 
During the year ended December 31, 2016 the Bank reduced loans classified as special mention and substandard in the originated portfolio by $10.2 million, while total loans classified as special mention and substandard decreased $26.5 million. Remediation on the originated portfolio was accomplished through credit upgrades mainly owing to improved obligor cash flows as well as payoffs/paydowns, and/or sales. Work began on the acquired loan portfolio at the PPFS and Home Acquisition Dates.
  
The following table presents, by portfolio class, the recorded investment in loans by internally assigned grades at December 31, 2016 and 2015 (dollars in thousands):
 
 
Loan grades
 
 
 
Acceptable
 
Pass-Watch
 
Special
Mention
 
Substandard
 
Total
2016
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
282,438

 
$
9,007

 
$
1,302

 
$
5,974

 
$
298,721

Non-owner occupied
506,946

 
2,234

 
4,180

 
1,003

 
514,363

Total commercial real estate loans
789,384

 
11,241

 
5,482

 
6,977

 
813,084

Construction
200,278

 

 

 
376

 
200,654

Residential real estate
376,713

 

 

 
661

 
377,374

Commercial and industrial
351,914

 
11,472

 
5,452

 
17,312

 
386,150

Consumer
42,060

 

 

 
12

 
42,072

 
$
1,760,349

 
$
22,713

 
$
10,934

 
$
25,338

 
$
1,819,334

Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
85,868

 
$
3,222

 
$
1,663

 
$
1,737

 
$
92,490

Non-owner occupied
81,494

 
3,967

 
7,962

 
4,611

 
98,034

Total commercial real estate loans
167,362

 
7,189

 
9,625

 
6,348

 
190,524

Construction
10,331

 

 

 
53

 
10,384

Residential real estate
51,489

 
1,988

 

 
991

 
54,468

Commercial and industrial
27,636

 
64

 

 
586

 
28,286

Consumer
1,416

 

 

 

 
1,416

 
$
258,234

 
$
9,241

 
$
9,625

 
$
7,978

 
$
285,078

Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
368,306

 
$
12,229

 
$
2,965

 
$
7,711

 
$
391,211

Non-owner occupied
588,440

 
6,201

 
12,142

 
5,614

 
612,397

Total commercial real estate loans
956,746

 
18,430

 
15,107

 
13,325

 
1,003,608

Construction
210,609

 

 

 
429

 
211,038

Residential real estate
428,202

 
1,988

 

 
1,652

 
431,842

Commercial and industrial
379,550

 
11,536

 
5,452

 
17,898

 
414,436

Consumer
43,476

 

 

 
12

 
43,488

 
$
2,018,583

 
$
31,954

 
$
20,559

 
$
33,316

 
$
2,104,412

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Originated (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
243,113

 
$
8,623

 
$
1,426

 
$
9,933

 
$
263,095

Non-owner occupied
411,137

 
9,825

 
4,522

 
5,895

 
431,379

Total commercial real estate loans
654,250

 
18,448

 
5,948

 
15,828

 
694,474

Construction
118,752

 

 
971

 

 
119,723

Residential real estate
236,574

 

 

 
510

 
237,084

Commercial and industrial
328,934

 
11,220

 
13,729

 
9,452

 
363,335

Consumer
38,350

 

 

 
12

 
38,362

 
$
1,376,860

 
$
29,668

 
$
20,648

 
$
25,802

 
$
1,452,978

Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
34,081

 
$
3,480

 
$
7,341

 
$
334

 
$
45,236

Non-owner occupied
71,334

 
2,751

 
9,386

 
11,712

 
95,183

Total commercial real estate loans
105,415

 
6,231

 
16,727

 
12,046

 
140,419

Construction
10,597

 

 

 
32

 
10,629

Residential real estate
60,151

 

 

 
1,155

 
61,306

Commercial and industrial
17,034

 
153

 
3,461

 
461

 
21,109

Consumer
1,485

 

 

 
3

 
1,488

 
$
194,682

 
$
6,384

 
$
20,188

 
$
13,697

 
$
234,951

Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
277,194

 
$
12,103

 
$
8,767

 
$
10,267

 
$
308,331

Non-owner occupied
482,471

 
12,576

 
13,908

 
17,607

 
526,562

Total commercial real estate loans
759,665

 
24,679

 
22,675

 
27,874

 
834,893

Construction
129,349

 

 
971

 
32

 
130,352

Residential real estate
296,725

 

 

 
1,665

 
298,390

Commercial and industrial
345,968

 
11,373

 
17,190

 
9,913

 
384,444

Consumer
39,835

 

 

 
15

 
39,850

 
$
1,571,542

 
$
36,052

 
$
40,836

 
$
39,499

 
$
1,687,929

 
 
 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.



The following table presents, by portfolio class, an age analysis of past due loans, including loans placed on non-accrual at December 31, 2016 and 2015 (dollars in thousands):
 
30-89 days
past due
 
90 days
or more
past due
 
Total
past due
 
Current
 
Total
loans
2016
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
205

 
$
490

 
$
695

 
$
298,026

 
$
298,721

Non-owner occupied
100

 

 
100

 
514,263

 
514,363

Total commercial real estate loans
305

 
490

 
795

 
812,289

 
813,084

Construction
97

 
376

 
473

 
200,181

 
200,654

Residential real estate
1,488

 

 
1,488

 
375,886

 
377,374

Commercial and industrial
290

 
338

 
628

 
385,522

 
386,150

Consumer
322

 
12

 
334

 
41,738

 
42,072

 
$
2,502

 
$
1,216

 
$
3,718

 
$
1,815,616

 
$
1,819,334

 
 
 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
317

 
$

 
$
317

 
$
92,173

 
$
92,490

Non-owner occupied

 

 

 
98,034

 
98,034

Total commercial real estate loans
317

 

 
317

 
190,207

 
190,524

Construction

 
17

 
17

 
10,367

 
10,384

Residential real estate
2,053

 
543

 
2,596

 
51,872

 
54,468

Commercial and industrial
257

 

 
257

 
28,029

 
28,286

Consumer
9

 

 
9

 
1,407

 
1,416

 
$
2,636

 
$
560

 
$
3,196

 
$
281,882

 
$
285,078

 
 
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
522

 
$
490

 
$
1,012

 
$
390,199

 
$
391,211

Non-owner occupied
100

 

 
100

 
612,297

 
612,397

Total commercial real estate loans
622

 
490

 
1,112

 
1,002,496

 
1,003,608

Construction
97

 
393

 
490

 
210,548

 
211,038

Residential real estate
3,541

 
543

 
4,084

 
427,758

 
431,842

Commercial and industrial
547

 
338

 
885

 
413,551

 
414,436

Consumer
331

 
12

 
343

 
43,145

 
43,488

 
$
5,138

 
$
1,776

 
$
6,914

 
$
2,097,498

 
$
2,104,412

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 
 
 

Owner occupied
$
1,020

 
$
719

 
$
1,739

 
$
261,356

 
$
263,095

Non-owner occupied
593

 

 
593

 
430,786

 
431,379

Total commercial real estate loans
1,613

 
719

 
2,332

 
692,142

 
694,474

Construction

 

 

 
119,723

 
119,723

Residential real estate
196

 

 
196

 
236,888

 
237,084

Commercial and industrial
346

 
239

 
585

 
362,750

 
363,335

Consumer
209

 
12

 
221

 
38,141

 
38,362

 
$
2,364

 
$
970

 
$
3,334

 
$
1,449,644

 
$
1,452,978

 
 
 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$

 
$

 
$

 
$
45,236

 
$
45,236

Non-owner occupied
2,049

 

 
2,049

 
93,134

 
95,183

Total commercial real estate loans
2,049

 

 
2,049

 
138,370

 
140,419

Construction
46

 

 
46

 
10,583

 
10,629

Residential real estate
748

 
534

 
1,282

 
60,024

 
61,306

Commercial and industrial
6

 
5

 
11

 
21,098

 
21,109

Consumer
53

 

 
53

 
1,435

 
1,488

 
$
2,902

 
$
539

 
$
3,441

 
$
231,510

 
$
234,951

 
 
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
1,020

 
$
719

 
$
1,739

 
$
306,592

 
$
308,331

Non-owner occupied
2,642

 

 
2,642

 
523,920

 
526,562

Total commercial real estate loans
3,662

 
719

 
4,381

 
830,512

 
834,893

Construction
46

 

 
46

 
130,306

 
130,352

Residential real estate
944

 
534

 
1,478

 
296,912

 
298,390

Commercial and industrial
352

 
244

 
596

 
383,848

 
384,444

Consumer
262

 
12

 
274

 
39,576

 
39,850

 
$
5,266

 
$
1,509

 
$
6,775

 
$
1,681,154

 
$
1,687,929

 
 
 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.

 
Loans contractually past due 90 days or more on which the Company continued to accrue interest were $0.02 million and $0.07 million at December 31, 2016 and 2015, respectively.
 
The following table presents information related to impaired loans, by portfolio class, at December 31, 2016 and 2015 (dollars in thousands):
 
Impaired loans
 
 
 
With a
related
allowance
 
Without a
related
allowance
 
Total
recorded
balance
 
Unpaid
principal
balance
 
Related
allowance
2016
 

 
 

 
 

 
 

 
 

Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$

 
$
640

 
$
640

 
$
1,077

 
$

Non-owner occupied

 

 

 

 

Total commercial real estate loans

 
640

 
640

 
1,077

 

Construction

 

 

 

 

Residential real estate

 

 

 

 

Commercial and industrial
6,701

 
333

 
7,034

 
10,359

 
2,000

Consumer

 

 

 

 

 
$
6,701

 
$
973

 
$
7,674

 
$
11,436

 
$
2,000

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
1,032

 
$
2,157

 
$
3,189

 
$
4,285

 
$
73

Non-owner occupied
646

 

 
646

 
646

 
5

Total commercial real estate loans
1,678

 
2,157

 
3,835

 
4,931

 
78

Construction

 
365

 
365

 
365

 

Residential real estate

 
18

 
18

 
18

 

Commercial and industrial
2,539

 
185

 
2,724

 
3,366

 
164

Consumer

 

 

 

 

 
$
4,217

 
$
2,725

 
$
6,942

 
$
8,680

 
$
242


 
At December 31, 2016, the total recorded balance of impaired loans in the above table included no TDR loans which were not on non-accrual status and at December 31, 2015, the total recorded balance of impaired loans in the above table included $0.8 million TDR loans which were not on non-accrual status.
 
The following table presents, by portfolio class, the average recorded investment in impaired loans for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
Year ended
 
2016
 
2015
 
2014
Commercial real estate:
 

 
 

 
 
Owner occupied
$
1,757

 
$
3,216

 
$
6,115

Non-owner occupied
1,905

 
6,384

 
22,699

Total commercial real estate loans
3,662

 
9,600

 
28,814

Construction

 
499

 
1,157

Residential real estate

 
54

 
381

Commercial and industrial
7,409

 
2,793

 
4,015

Consumer

 

 

 
$
11,071

 
$
12,946

 
$
34,367


 
Interest income recognized for cash payments received on impaired loans for the years ended December 31, 2016 and 2015 was $1.1 million and $0.6 million, respectively, and for the year ended December 31, 2014 was insignificant.

Information with respect to the Company’s non-accrual loans, by portfolio class, at December 31, 2016 and 2015 is as follows (dollars in thousands):
  
 
2016
 
2015
Commercial real estate:
 

 
 

Owner occupied
$
1,739

 
$
2,742

Non-owner occupied
2,659

 
434

Total commercial real estate loans
4,398

 
3,176

Construction
429

 

Residential real estate
1,598

 
1,427

Commercial and industrial
7,270

 
447

Consumer

 
3

Total non-accrual loans
$
13,695

 
$
5,053

 
 
 
 
Accruing loans which are contractually past due 90 days or more:
 

 
 

Commercial and industrial
5

 
56

Consumer
12

 
12

Total accruing loans which are contractually past due 90 days or more
$
17

 
$
68


 
TDRs
 
The Company allocated no specific reserves to customers whose loan terms have been modified in TDRs as of December 31, 2016 and as of December 31, 2015. TDRs involve the restructuring of terms to allow customers to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. As indicated above, TDRs may also include loans to borrowers experiencing financial distress that renewed at existing contractual rates, but below market rates for comparable credit quality. The Company has been actively utilizing these programs and working with its customers to improve obligor cash flow and related prospect for repayment. Concessions may include, but are not limited to, interest rate reductions, principal forgiveness, deferral of interest payments, extension of the maturity date, and other actions intended to minimize potential losses to the Company. For each commercial loan restructuring, a comprehensive credit underwriting analysis of the borrower’s financial condition and prospects of repayment under the revised terms is performed to assess whether the new structure can be successful and whether cash flows will be sufficient to support the restructured debt. Generally, if the loan is on accrual at the time of restructuring, it will remain on accrual after the restructuring. After six consecutive payments under the restructured terms, a nonaccrual restructured loan is reviewed for possible upgrade to accrual status.
 
Typically, once a loan is identified as a TDR it will retain that designation until it is paid off, because restructured loans generally are not at market rates following restructuring. Under certain circumstances a TDR may be removed from TDR status if it is determined to no longer be impaired and the loan is at a competitive interest rate. Under such circumstances, allowance allocations for loans removed from TDR status would be based on the historical allocation for the applicable loan grade and loan class. Consistent with accounting principles, acquired loans previously identified by Home as TDRs were marked to fair value at the Home Acquisition Date and accordingly are not included as TDRs on the Company’s books.
 
The following table presents, by portfolio segment, information with respect to the Company’s loans that were modified and recorded as TDRs during the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
2016
 
2015
 
2014
 
Number of
loans
 
TDR outstanding
recorded investment
 
Number of
loans
 
TDR outstanding
recorded investment
 
Number of
loans
 
TDR outstanding
recorded investment
Commercial real estate

 
$

 

 
$

 

 
$

Construction

 

 

 

 

 

Residential real estate

 

 

 

 

 

Commercial and industrial
1

 
22

 
1

 
25

 

 

Consumer

 

 

 

 

 

 
1

 
$
22

 
1

 
$
25

 

 
$


There were no loans modified and recorded as TDRs during the year ended December 31, 2014. There was no change in the pre- and post-TDR outstanding recorded investment for loans restructured during the years ended December 31, 2016, 2015 and 2014.

At December 31, 2016 and 2015, the Company had no remaining commitments to lend on loans accounted for as TDRs.
 
The following table presents, by portfolio segment, the post modification recorded investment for TDRs restructured during the years ended December 31, 2016 and 2015, and by the primary type of concession granted (dollars in thousands). There were no restructured TDRs in 2014.

2016
Rate
reduction
 
Term
extension
 
Rate reduction
and term
extension
 
Total
Commercial real estate
$

 
$

 
$

 
$

Construction

 

 

 

Residential real estate

 

 

 

Commercial and industrial

 
22

 

 
22

Consumer

 

 

 

 
$

 
$
22

 
$

 
$
22

 
 
 
 
 
 
 
 
2015
Rate
reduction
 
Term
extension
 
Rate reduction
and term
extension
 
Total
Commercial real estate
$

 
$

 
$

 
$

Construction

 

 

 

Residential real estate

 

 

 

Commercial and industrial

 
25

 

 
25

Consumer

 

 

 

 
$

 
$
25

 
$

 
$
25

 
There were no TDRs which had payment defaults during the year ended December 31, 2016, 2015, and 2014 that had been previously restructured within the last twelve months prior to December 31, 2016 and 2015, and 2014.
XML 28 R13.htm IDEA: XBRL DOCUMENT v3.6.0.2
Mortgage banking activities
12 Months Ended
Dec. 31, 2016
Transfers and Servicing [Abstract]  
Mortgage banking activities
Mortgage banking activities

Net MSRs, as included in Other Assets, at December 31, 2016 and 2015 were $2.3 million and $2.2 million, respectively. Transactions in the Company’s MSRs for the years ended December 31, 2016 and 2015 were as follows (dollars in thousands).
 
 
2016
 
2015
Balance at beginning of year
$
2,186

 
$
2,248

Additions
885

 
631

Amortization
(723
)
 
(693
)
Balances at end of year
$
2,348

 
$
2,186


 
Mortgage banking income, net, consisted of the following for the periods shown (dollars in thousands):
 
2016
 
2015
 
2014
Origination and processing fees
$
360

 
$
614

 
$
748

Gain on sales of mortgage loans, net
3,044

 
2,007

 
1,539

Servicing fees, net
715

 
689

 
678

Amortization
(723
)
 
(693
)
 
(669
)
Mortgage banking income, net
$
3,396

 
$
2,617

 
$
2,296

XML 29 R14.htm IDEA: XBRL DOCUMENT v3.6.0.2
Premises and equipment
12 Months Ended
Dec. 31, 2016
Property, Plant and Equipment [Abstract]  
Premises and equipment
Premises and equipment

Premises and equipment at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
2016
 
2015
Land
$
13,591

 
$
10,501

Buildings and leasehold improvements
41,748

 
39,150

Furniture and equipment
17,603

 
15,991

 
72,942

 
65,642

Less accumulated depreciation and amortization
(24,284
)
 
(23,611
)
Premises and equipment, net
$
48,658

 
$
42,031

XML 30 R15.htm IDEA: XBRL DOCUMENT v3.6.0.2
Other real estate owned ("OREO"), net
12 Months Ended
Dec. 31, 2016
Real Estate [Abstract]  
Other real estate owned (OREO), net
Other real estate owned, net
 
Transactions in the Company’s OREO for the years ended December 31, 2016, 2015 and 2014 were as follows (dollars in thousands):
 
2016
 
2015
 
2014
Balance at beginning of year
$
3,274

 
$
3,309

 
$
3,144

Additions
367

 
1,558

 
3,705

Dispositions
(1,964
)
 
(3,140
)
 
(3,611
)
Change in valuation allowance

 
1,547

 
71

Balance at end of year
$
1,677

 
$
3,274

 
$
3,309


 
The following table summarizes activity in the OREO valuation allowance for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
2016
 
2015
 
2014
Balance at beginning of year
$
776

 
$
2,323

 
$
2,394

Additions to valuation allowance

 
72

 
1,163

Reductions due to sales of OREO

 
(1,619
)
 
(1,234
)
Balance at end of year
$
776

 
$
776

 
$
2,323


 
The following table summarizes OREO expenses for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
2016
 
2015
 
2014
Operating costs
$
251

 
$
367

 
$
175

(Gains) losses on sales of OREO
(247
)
 
(371
)
 
(183
)
Increases in valuation allowance
167

 
72

 
996

Total
$
171

 
$
68

 
$
988

XML 31 R16.htm IDEA: XBRL DOCUMENT v3.6.0.2
Goodwill and other intangible assets
12 Months Ended
Dec. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]  
Goodwill and other intangible assets
Goodwill and other intangibles assets
 
The Company recorded $3.3 million of goodwill in connection with the PPFS merger.

The Company recorded $4.0 million of goodwill in connection with the branch acquisition.

The Company recorded $78.6 million of goodwill in connection with the Home merger.

In accordance with the Intangibles - Goodwill and Other topic of the FASB ASC, goodwill is not amortized but is reviewed for potential impairment at the reporting unit level. Management analyzes its goodwill for impairment on an annual basis and between annual tests in certain circumstances, such as upon material adverse changes in legal, business, regulatory and economic factors. An impairment loss is recorded to the extent that the carrying amount of goodwill exceeds its implied fair value. The Company performed an impairment assessment as of December 31, 2016 and 2015 and concluded that there was no impairment to goodwill.

Core deposit intangibles (“CDI”) are evaluated for impairment on an annual basis and between annuals tests if events and circumstances indicate a possible impairment. The CDI is amortized on a straight-line basis over an estimated life of 10 years. The following table sets forth activity for CDI for the years ended December 31, 2016 and 2015 (dollars in thousands). The Company had $7.7 million recorded CDI and $0.5 million amortization expense during 2014.
 
 
2016
 
2015
Gross core deposit intangibles balance, beginning of period
 
$
8,196

 
$
8,196

Accumulated amortization, beginning of period
 
(1,333
)
 
(513
)
Core deposit intangible, net, beginning of period
 
6,863

 
7,683

Established through acquisitions
 
6,770

 

CDI current period amortization
 
(1,316
)
 
(820
)
Total core deposit intangible, end of period
 
$
12,317

 
$
6,863



The following table provides the estimated future amortization expense of CDI for the succeeding five years (dollars in thousands):

Years Ending December 31,
 
2017
$
1,497

2018
1,497

2019
1,497

2020
1,497

2021
1,497

XML 32 R17.htm IDEA: XBRL DOCUMENT v3.6.0.2
Derivatives
12 Months Ended
Dec. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivatives
Derivatives

Derivative instruments are contracts between two or more parties that have a notional amount and an underlying variable, require no net investment and allow for the net settlement of positions. The notional amount serves as the basis for the payment provision of the contract and takes the form of units, such as shares or dollars. The underlying variable represents a specified interest rate, index, or other component. The interaction between the notional amount and the underlying variable determines the number of units to be exchanged between the parties and influences the market value of the derivative contract. The Company obtains dealer quotations to value its derivative contracts.

The Company periodically enters into certain commercial loan interest rate swap agreements in order to provide commercial loan customers the ability to convert from variable to fixed interest rates. Under these agreements, the Company provides the customer with a variable rate loan and enters into an interest rate swap in which the customer receives a variable rate payment in exchange for a fixed rate payment. The Company offsets its risk exposure by entering into an offsetting interest rate swap with a dealer counterparty for the same notional amount and length of term. The dealer counterparty receives a fixed rate payment and in exchange the Company receives a variable rate payment. Generally, these instruments help the Company manage exposure to market risk and meet customer financing needs. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors.

The Company may be exposed to credit-related losses in the event of nonperformance by the counterparty to these agreements. Credit risk of the financial contract is controlled through the credit approval, limits, and monitoring procedures and management does not expect the counterparties to fail their obligations.

In connection with the interest rate swaps between the Company and the dealer counterparties, the agreements contain a provision where if the Company fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain credit ratings fall below specified standards or if specific regulatory events occur, such as a publicly issued memorandum of understanding, cease and desist order, or a termination of insurance coverage by the FDIC.

As of December 31, 2016 and 2015, the notional values or contractual amounts and fair values of the Company’s derivatives not designated in hedge relationships were as follows (dollars in thousands).
 
 
Asset Derivatives
 
Liability Derivatives
 
 
2016
 
2015
 
2016
 
2015
 
 
Notional/
Contract Amount
 
Fair Value (1)
 
Notional/
Contract Amount
 
Fair Value (1)
 
Notional/
Contract Amount
 
Fair Value (2)
 
Notional/
Contract Amount
 
Fair Value (2)
Interest rate swaps
 
$
256,950

 
$
5,239

 
$
169,720

 
$
8,646

 
$
256,950

 
$
5,239

 
$
169,720

 
$
8,646

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1)- Included in other assets on the consolidated balance sheet
(2)- Included in other liabilities on the consolidated balance sheet


Swap fee income, as included in noninterest income, was $2.5 million, $2.5 million and $1.8 million for the years ended December 31, 2016, 2015 and 2014, respectively.

The Company generally posts collateral against derivative liabilities in the form of cash. Collateral posted against derivative liabilities was $5.0 million and $8.6 million as of December 31, 2016 and 2015, respectively.

Derivative assets and liabilities are recorded at fair value on the balance sheet and do not take into account the effects of master netting agreements. Master netting agreements allow the Company to settle all derivative contracts held with a single counterparty on a net basis and to offset net derivative position with related collateral where applicable.

The following table illustrates the potential effect of the Company’s derivative master netting arrangements, by type of financial instrument, on the Company’s balance sheet as of December 31, 2016 and 2015 (dollars in thousands):
 
 
December 31, 2016
 
 
 
 
 
 
 
 
Gross Amounts of Financial Instruments Not Offset in the Balance Sheet
 
 
Gross Amounts Recognized
 
Amounts offset in the Balance Sheet
 
Net Amounts in the Balance Sheet
 
Netting Adjustment Per Applicable Master Netting Agreements
 
Fair Value of Financial Collateral in the Balance Sheet
 
Net Amount
 
 
 
 
 
 
 
 
 
 
 
 
 
Asset Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
5,239

 
$

 
$
5,239

 
$

 
$

 
$
5,239

 
 
 
 
 
 
 
 
 
 
 
 
 
Liability Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
5,239

 
$

 
$
5,239

 
$

 
$
5,000

 
$
239

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
Gross Amounts of Financial Instruments Not Offset in the Balance Sheet
 
 
Gross Amounts Recognized
 
Amounts offset in the Balance Sheet
 
Net Amounts in the Balance Sheet
 
Netting Adjustment Per Applicable Master Netting Agreements
 
Fair Value of Financial Collateral in the Balance Sheet
 
Net Amount
Asset Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
8,646

 
$

 
$
8,646

 
$

 
$

 
$
8,646

 
 
 
 
 
 
 
 
 
 
 
 
 
Liability Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
8,646

 
$

 
$
8,646

 
$

 
$
8,595

 
$
51

XML 33 R18.htm IDEA: XBRL DOCUMENT v3.6.0.2
Time deposits
12 Months Ended
Dec. 31, 2016
Banking and Thrift [Abstract]  
Time deposits
Time deposits

Time deposits in amounts of $250 thousand or more aggregated to approximately $22.7 million and $32.5 million at December 31, 2016 and 2015, respectively.

At December 31, 2016, the scheduled annual maturities of all time deposits were approximately as follows (dollars in thousands):
2017
$
154,098

2018
31,931

2019
16,516

2020
12,357

2021
4,755

Thereafter
705

 
$
220,362



At December 31, 2016 and 2015, the Bank had no wholesale brokered deposits.

At December 31, 2016 the Bank had $11.0 million internet listing service deposits and at December 31, 2015 the Bank no internet listing service deposits. The remaining internet listing service CD’s were from the PPFS merger.
XML 34 R19.htm IDEA: XBRL DOCUMENT v3.6.0.2
Other borrowings
12 Months Ended
Dec. 31, 2016
Debt Disclosure [Abstract]  
Other borrowings
Other borrowings

The Bank is a member of the FHLB Des Moines. As a member, the Bank has a committed borrowing line of credit up to 35% of total assets, subject to the Bank pledging sufficient collateral and maintaining the required investment in FHLB stock. At December 31, 2016 and 2015, the Bank had no outstanding borrowings under the committed lines of credit. All outstanding borrowings and letters of credit with the FHLB are collateralized by a blanket pledge agreement on the Bank’s FHLB stock, any funds on deposit with the FHLB, certain investment securities, and certain loans. At December 31, 2016, the Bank had available borrowings with the FHLB of approximately $644.7 million, based on eligible collateral. There can be no assurance that future advances will be allowed by the FHLB.

At December 31, 2016, the Bank had no borrowings outstanding with the FRB and had approximately $16.1 million in available short-term borrowings at FRB, collateralized by certain of the Bank’s securities.

As an additional source of liquidity, the Bank has federal fund borrowing agreements with correspondent banks aggregating approximately $90.0 million at December 31, 2016. At December 31, 2016, the Company had no outstanding borrowings under these federal fund borrowing agreements.
XML 35 R20.htm IDEA: XBRL DOCUMENT v3.6.0.2
Commitments, guarantees and contingencies
12 Months Ended
Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]  
Commitments, guarantees and contingencies
Commitments, guarantees and contingencies

Off-balance sheet financial instruments

In the ordinary course of business, the Bank is a party to financial instruments with off-balance sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit, commitments under credit card lines of credit, and standby letters of credit. These financial instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of amounts recognized in the accompanying consolidated balance sheets. The contractual amounts of these financial instruments reflect the extent of the Bank’s involvement in these particular classes of financial instruments. As of December 31, 2016 and 2015, the Bank had no material commitments to extend credit at below-market interest rates.
The Bank’s exposure to credit loss for commitments to extend credit, commitments under credit card lines of credit, and standby letters of credit is represented by the contractual amount of these instruments. The Bank follows the same credit policies in underwriting and offering commitments and conditional obligations as it does for on-balance sheet financial instruments.

A summary of the Bank’s off-balance sheet financial instruments which are used to meet the financing needs of its customers is approximately as follows at December 31, 2016 and 2015 (dollars in thousands):
 
2016
 
2015
Commitments to extend credit
$
580,450

 
$
479,353

Commitments under credit card lines of credit
80,612

 
65,988

Standby letters of credit
5,887

 
5,090

Total off-balance sheet financial instruments
$
666,949

 
$
550,431



Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of fees. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank applies established credit related standards and underwriting practices in evaluating the creditworthiness of such obligors. The amount of collateral obtained, if it is deemed necessary by the Bank upon the extension of credit, is based on management’s credit evaluation of the counterparty. The increase in commitments between 2015 and 2016 mainly reflect higher commercial, construction and commercial real estate loan commitments.

The Bank typically does not obtain collateral related to credit card commitments. Collateral held for other commitments varies but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties.

Standby letters of credit are written conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. These guarantees are primarily issued to support public and private borrowing arrangements. In the event that the customer does not perform in accordance with the terms of the agreement with the third-party, the Bank would be required to fund the commitment. The maximum potential amount of future payments the Bank could be required to make is represented by the contractual amount of the commitment. If the commitment was funded, the Bank would be entitled to seek recovery from the customer. The Bank’s policies generally require that standby letter of credit arrangements contain security and debt covenants similar to those involved in extending loans to customers. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers.

The Bank considers the fees collected in connection with the issuance of standby letters of credit to be representative of the fair value of its obligations undertaken in issuing the guarantees. In accordance with GAAP related to guarantees, the Bank defers fees collected in connection with the issuance of standby letters of credit. The fees are then recognized in income proportionately over the life of the related standby letter of credit agreement. At December 31, 2016 and 2015, the Bank’s deferred standby letter of credit fees, which represent the fair value of the Bank’s potential obligations under the standby letter of credit guarantees, were insignificant to the accompanying consolidated financial statements.
Lease commitments

The Bank leases certain land and facilities under operating leases, some of which include renewal options and escalation clauses. At December 31, 2016, the aggregate minimum rental commitments under operating leases that have initial or remaining non-cancelable lease terms in excess of one year were approximately as follows (dollars in thousands):
2017
$
1,706

2018
1,356

2019
1,114

2020
762

2021
553

Thereafter
4,513

 
$
10,004



Total rental expense was approximately $3.2 million in 2016, $2.3 million in 2015, and $3.0 million in 2014. The increase in rental expense in 2016 was primarily related to additional leased properties obtained during the 2016 acquisitions.

Litigation

The Company is subject to legal proceedings, claims, and litigation arising in the ordinary course of business. While the outcome of these matters is currently not determinable, management does not expect that the ultimate costs to resolve these matters will have a material adverse effect on the Company’s consolidated financial position, results of operations or cash flows as of and for the year ended December 31, 2016.

Other

The Bank is a public depository and, accordingly, accepts deposit funds belonging to, or held for the benefit of, the state of Oregon, political subdivisions thereof, municipal corporations, and other public funds. In accordance with applicable state law, in the event of default of one bank, all participating banks in the state collectively assure that no loss of funds is suffered by any public depositor. Generally, in the event of default by a public depository and to the extent sufficient collateral is unavailable to repay public funds, the assessment applicable to all public depositories is allocated on a pro rata basis in proportion to the maximum liability of each public depository as it existed on the date of loss. The Bank has pledged letters of credit issued by the FHLB which collateralizes public deposits not otherwise insured by the FDIC. At December 31, 2016, there was no liability associated with the Bank’s participation in this pool because all participating banks are presently required to fully collateralize uninsured Oregon public deposits, and there were no occurrences of an actual loss on Oregon public deposits at such participating banks. The maximum future contingent liability is dependent upon the occurrence of an actual loss, the amount of such loss, the failure of collateral to cover such a loss, and the resulting share of loss to be assessed to the Company.

The Company has entered into employment contracts and benefit plans with certain executive officers and members of the Board that allow for payments (or accelerated payments) contingent upon a change in control of the Company.
XML 36 R21.htm IDEA: XBRL DOCUMENT v3.6.0.2
Income taxes
12 Months Ended
Dec. 31, 2016
Income Tax Disclosure [Abstract]  
Income taxes
Income taxes

The approximate provision for income taxes for the years ended December 31, 2016, 2015, and 2014 was as follows (dollars in thousands):
 
2016
 
2015
 
2014
Current:
 
 
 
 
 
Federal
$
(801
)
 
$
(582
)
 
$
(185
)
 State
(160
)
 
(111
)
 
(30
)
 
(961
)
 
(693
)
 
(215
)
Deferred
(9,607
)
 
(11,820
)
 
37

(Provision) for income taxes
$
(10,568
)
 
$
(12,513
)
 
$
(178
)


The provision for income taxes results in effective tax rates which are different than the federal income tax statutory rate. A reconciliation of the differences for the years ended December 31, 2016, 2015, and 2014 is as follows (dollars in thousands):
 
2016
 
2015
 
2014
Expected federal income tax provision/credit at statutory rates
$
(9,569
)
 
$
(11,582
)
 
$
(1,370
)
State income taxes, net of federal effect
(1,293
)
 
(1,456
)
 
(179
)
Effect of nontaxable income, net
779

 
643

 
489

Reversal of valuation allowance
15

 
4

 

Tax affected disallowed merger costs
(369
)
 

 
(974
)
Rate change for deferred taxes
195

 
(353
)
 
1,687

Other, net
(326
)
 
231

 
169

(Provision) for income taxes
$
(10,568
)
 
$
(12,513
)
 
$
(178
)


The income tax provision in 2016 represents a 38.7% effective tax rate on the Company’s $27.3 million of pretax income. This rate differs from statutory rates due primarily to a revaluation of net deferred tax assets, mainly related to an anticipated change in our applicable state rate at the time the net DTA will be utilized and additional tax effect of nontaxable income arising from bank-owned life insurance and municipal securities, less the impact of tax affected disallowed merger costs related to the 2016 acquisitions and pending merger with First Interstate. Other differences to the effective tax rate were related to normal recurring permanent differences and tax credits.
The significant components of the net deferred tax assets and liabilities at December 31, 2016 and 2015 were as follows (dollars in thousands):
 
2016
 
2015
Deferred tax assets:
 
 
 
Reserve for loan losses and unfunded loan commitments
$
10,431

 
$
8,961

Deferred benefit plan expenses, net
13,663

 
12,768

Federal and state net operating loss and other carryforwards
14,840

 
28,068

Tax credit carryforwards
3,419

 
2,427

Allowance for losses on OREO
441

 
651

Accrued interest on non-accrual loans
125

 
169

Purchased intangibles
4,870

 
5,390

Fair value of acquired assets/liabilities
2,698

 
1,563

Other
1,464

 
575

Deferred tax assets
51,951

 
60,572

Valuation allowance for deferred tax assets
(59
)
 
(74
)
Deferred tax assets, net of valuation allowance
51,892

 
60,498

Deferred tax liabilities:
 
 
 
Accumulated depreciation and amortization
2,755

 
2,070

Deferred loan fees
1,240

 
1,233

FHLB stock dividends
289

 
2,242

Net unrealized gains (losses) on investment securities available-for-sale
(653
)
 
994

Purchased intangibles
2,395

 
2,543

Other
694

 
743

Deferred tax liabilities
6,720

 
9,825

Net deferred tax assets (liabilities)
$
45,172

 
$
50,673



The Company recorded an income tax provision of $10.6 million, $12.5 million, and $0.2 million in 2016, 2015, and 2014, respectively.

At December 31, 2016, the Company had deferred tax assets of $10.7 million and $4.1 million for federal and state net operating loss (“NOL”) carry-forwards, respectively. Also, the Company had deferred tax assets of $0.0 million, $3.4 million and $0.0 million for charitable contribution carry-forwards, federal and state tax credits, respectively. At December 31, 2015, the Company had deferred tax assets of $22.1 million and $6.0 million relating to federal and state NOL carry-forwards, respectively. Also, the Company had $0.0 million, $2.3 million and $0.2 million relating to charitable contribution carry-forwards, federal and state tax credits, respectively.

At December 31, 2016, the deferred tax assets above correspond to federal and state NOL carry forwards available of $30.7 million and $82.0 million, respectively. The NOLs are available to offset future taxable income through 2034. Also, at December 31, 2016, the Company had no charitable contributions carry-forwards and federal and state credits of $3.4 million and $0.0 million, respectively, which will expire between 2028 and 2036.

In estimating DTA, management considers whether it is more likely than not that some portion or all of the DTA will or will not be realized. The Company’s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables.

The valuation allowance for deferred tax assets as of December 31, 2016 and 2015 was $0.1 million. The DTA valuation allowance relates to state attributes that will expire without benefit.

The Company files a U.S. federal income tax return, state income tax returns in Idaho, Oregon, and other state and local income tax returns in various jurisdictions.

The Company has evaluated its income tax positions as of December 31, 2016 and 2015. Based on this evaluation, the Company has determined that it does not have any uncertain income tax positions for which an unrecognized tax liability should be recorded. The Company recognizes interest and penalties related to income tax matters as additional income taxes in the consolidated statements of income. The Company had no significant interest or penalties related to income tax matters during the years ended December 31, 2016, 2015 or 2014.
XML 37 R22.htm IDEA: XBRL DOCUMENT v3.6.0.2
Basic and diluted net income per common share
12 Months Ended
Dec. 31, 2016
Earnings Per Share [Abstract]  
Basic and diluted net income per common share
Basic and diluted net income per common share
 
The Company’s basic net income per common share is computed by dividing net income by the weighted-average number of common shares outstanding during the period. The Company’s diluted net income per common share is computed by dividing net income by the weighted-average number of common shares outstanding plus any incremental shares arising from the dilutive effect of stock-based compensation.
 
The numerators and denominators used in computing basic and diluted net income per common share for the years ended December 31, 2016, 2015 and 2014 can be reconciled as follows (dollars in thousands, except per share data):
 
 
2016
 
2015
 
2014
Net income
$
16,771

 
$
20,579

 
$
3,737

 
 
 
 
 
 
Weighted-average shares outstanding - basic
71,895,427

 
71,788,827

 
62,265,230

Dilutive securities
263,755

 
179,926

 
74,640

Weighted-average shares outstanding - diluted
72,159,182

 
71,968,753

 
62,339,870

Common stock equivalent shares excluded due to antidilutive effect
450

 
3,361,624

 
85,901

 
 
 
 
 
 
Basic and diluted:
 

 
 

 
 

Net income per common share (basic)
$
0.23

 
$
0.29

 
$
0.06

Net income per common share (diluted)
$
0.23

 
$
0.29

 
$
0.06

XML 38 R23.htm IDEA: XBRL DOCUMENT v3.6.0.2
Transactions with related parties
12 Months Ended
Dec. 31, 2016
Related Party Transactions [Abstract]  
Transactions with related parties
Transactions with related parties

Certain officers and directors (and the companies with which they are associated) are customers of, and have had banking transactions with, the Bank in the ordinary course of the Bank’s business. In addition, the Bank expects to continue to have such banking transactions in the future. All loans and commitments to loan to such parties are generally made on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons. In the opinion of management, these transactions do not involve more than the normal risk of collectability or present any other unfavorable features.
An analysis of activity with respect to loans to officers and directors of the Bank for the years ended December 31, 2016 and 2015 was approximately as follows (dollars in thousands):
 
2016
 
2015
Balance at beginning of year
$
2,253

 
$
2,791

Additions
485

 
106

Repayments
(1,321
)
 
(644
)
Balance at end of year
$
1,417

 
$
2,253



Some officers and directors of the Bank also have credit card lines. The total outstanding balance of their credit cards at December 31, 2016 and 2015 was $0.01 million and $0.03 million, respectively while the total outstanding commitments on these cards were $0.1 million.
XML 39 R24.htm IDEA: XBRL DOCUMENT v3.6.0.2
Benefit plans
12 Months Ended
Dec. 31, 2016
Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Abstract]  
Benefit plans
Benefit plans

401(k) profit sharing plan

The Company maintains a 401(k) profit sharing plan (the “Plan”) that covers substantially all full-time employees. Employees may make voluntary tax-deferred contributions to the Plan, and the Company’s contributions to the Plan are at the discretion of the Board, not to exceed the amount deductible for federal income tax purposes.

Employees vest in the Company’s contributions to the Plan over a period of 5 years. The total amounts charged to operations under the Plan were approximately $1.1 million, $0.9 million and $0.7 million for the years ended December 31, 2016, 2015 and 2014, respectively.

Other benefit plans

The Bank has deferred compensation plans for the Board and certain key executives and managers, and a salary continuation plan and a supplemental executive retirement (“SERP”) plan for certain key executives. In accordance with the provisions of the deferred compensation plans, participants can elect to defer portions of their annual compensation or fees. The deferred compensation plus interest is generally payable upon termination in either a lump-sum or monthly installments.

The salary continuation and SERP plans for certain key executives provide specified benefits to the participants upon termination or change of control. The benefits are subject to certain vesting requirements, and vested amounts are generally payable upon termination or change of control in either a lump-sum or monthly installments. The Bank annually expenses amounts sufficient to accrue for the present value of the benefits payable to the participants under these plans. These plans also include death benefit provisions for certain participants.

To assist in the funding of these plans, the Bank has purchased BOLI policies on the majority of the participants. The cash surrender value of the general account policies at December 31, 2016 and 2015 was approximately $28.0 million and $25.9 million, respectively. The cash surrender value of the separate account policies, including the value of the stable value wraps, was approximately $28.9 million and $28.6 million at December 31, 2016 and 2015, respectively. At December 31, 2016 and 2015, the liabilities related to the deferred compensation plans included in other liabilities in the accompanying consolidated balance sheets totaled approximately $7.2 million and $7.4 million, respectively. The amount of expense charged to operations in 2016 and 2015, related to the deferred compensation plans was approximately $0.4 million, and in 2014 was $0.3 million, respectively. As of December 31, 2016 and 2015, the liabilities related to the salary continuation and SERP plans included in other liabilities in the accompanying consolidated balance sheets totaled approximately $19.0 million and $19.1 million, respectively. The amount of expense charged to operations in 2016, 2015, and 2014 for the salary continuation, SERP and fee continuation plan was $0.9 million, $1.4 million and $1.0 million, respectively.
XML 40 R25.htm IDEA: XBRL DOCUMENT v3.6.0.2
Stock-based Compensation
12 Months Ended
Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
Stock-Based Compensation
Stock-based compensation

The Company has historically maintained certain stock-based compensation plans, approved by the Company’s stockholders that are administered by the Board or the Compensation Committee of the Board (the “Compensation Committee”). In April 2008, the stockholders of the Company approved the 2008 Cascade Bancorp Performance Incentive Plan (the “2008 Plan”). The 2008 Plan authorized the Board to issue up to an additional 1,000,000 shares of common stock related to the grant or settlement of stock-based compensation awards, expanded the types of stock-based compensation awards that may be granted, and expanded the parties eligible to receive such awards. In addition, in April 2011, the stockholders approved an increase in the common stock reserved under the 2008 Plan from 1,000,000 shares to 6,000,000 shares and in May 2016, from 6,000,000 to 8,000,000. Under the Company’s stock-based compensation plans, the Board (or the Compensation Committee) may grant stock options (including incentive stock options (“ISOs”) as defined in Section 422 of the IRC and non-qualified stock options (“NSOs”)), restricted stock, restricted stock units, stock appreciation rights, and other similar types of equity awards intended to qualify as “performance-based” compensation under applicable tax rules. The stock-based compensation plans were established to allow for the granting of compensation awards to attract, motivate, and retain employees, executive officers, non-employee directors, and other service providers who contribute to the success and profitability of the Company and to give such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company’s success.

The Board or Compensation Committee may establish and prescribe grant guidelines including various terms and conditions for the granting of stock-based compensation and the total number of shares authorized for this purpose. Under the 2008 Plan, for ISOs and NSOs, the option strike price must be no less than 100% of the stock price at the grant date. Prior to the approval of the 2008 Plan, the option strike price for NSOs could be no less than 85% of the stock price at the grant date. Generally, options become exercisable in varying amounts based on years of employee service and vesting schedules. All options expire after a period of ten years from the date of grant. Other permissible stock awards include restricted stock grants, restricted stock units, stock appreciation rights or other similar stock awards (including awards that do not require the grantee to pay any amount in connection with receiving the shares or that have a purchase price that is less than the grant date fair market value of the Company’s stock).

At December 31, 2016, 1,623,875 shares reserved under the stock-based compensation plans were available for future grants.

Stock Option Grants

During the year ended December 31, 2016, the Company granted 14,222 stock options related to the conversion of existing PPFS options as of the PPFS Acquisition Date and incurred stock option compensation expense of $1.1 million. During the year ended December 31, 2015, the Company granted 3,300,000 stock options and incurred stock option compensation expense of $1.0 million. The 2015 grants were the first material stock option grants since 2008. In this time interval, the Company made only de minimis option grants to non-executive officers to facilitate hiring. The 2015 grants, which had an estimated grant date fair value of $1.63 per share and strike price of $4.79 per share, are scheduled to vest over a three to five year period and carry a 10 year life. Using the Black-Scholes model, assumptions related to the fair value of grants include a dividend yield of 0%, expected volatility of 36.59%, a risk free rate of 1.28%, and expected option life of five years.
The Black-Scholes option-pricing model was developed for use in estimating the fair value of publicly-traded options that have no vesting restrictions and are fully transferable. The Black-Scholes model is affected by subjective assumptions including historical volatility of the Company’s common stock price. Assumptions affecting the Black-Scholes option pricing model for the 2015 stock grants include a dividend yield that was based on historical dividend information. The expected volatility was based on the historical volatility of the Company’s common stock price as adjusted for certain historical periods of extraordinary volatility in order to provide a basis for a reasonable estimate of fair value.
In adjusting its methodology for calculating expected volatility for the 2015 grants, the Company identified certain historical periods during which extraordinary price volatility which was caused by discrete events specific to the Company that are not likely to recur, including recapitalization, the discounted payoff of its junior subordinated debentures, a major bulk sale of its adversely risk rated assets, the write off and recapture of its DTA, and highly uncertain regulatory circumstances. For the identified periods, the Company replaced its common stock price volatility with the average volatility of a peer group of publicly traded banks in the Western U.S. of comparable size and complexity. The Company expects to use this methodology for potential future stock options grants until such a time that the periods of historical volatility containing the events noted above drop off of its historical analysis. The risk-free interest rate assumption was based on the U.S. Treasury yield curve in effect at the date of grant for periods corresponding with the expected lives of the options granted. The expected option lives represent the period of time that options are expected to be outstanding giving consideration to vesting schedules, historical exercise and forfeiture patterns.

During the year ended December 31, 2014, the Company granted a de minimis number of stock options, and related stock option compensation expense was immaterial for the period.

As of December 31, 2016, unrecognized compensation cost related to nonvested stock options totaled $3.3 million, which is expected to be recognized in 2017 through 2020.

The following table presents the activity related to options under all plans for the years ended December 31, 2016, 2015, and 2014.
 
2016
 
2015
 
2014
 
Options outstanding
 
Weighted-average exercise price
 
Options outstanding
 
Weighted-average exercise price
 
Options outstanding
 
Weighted-average exercise price
Balance at beginning of year
3,375,909

 
$
5.44

 
85,901

 
$
34.85

 
111,571

 
$
38.92

Granted
14,222

 
3.71

 
3,300,000

 
4.79

 

 

Exercised/Released
(2,266
)
 
3.60

 

 

 

 

Cancelled / forfeited
(2,196
)
 
30.56

 
(8,301
)
 
21.14

 
(20,482
)
 
33.90

Expired
(1,697
)
 
209.87

 
(1,691
)
 
151.20

 
(5,188
)
 
125.83

Balance at end of year
3,383,972

 
$
5.32

 
3,375,909

 
$
5.44

 
85,901

 
$
34.85

Exercisable at end of year
83,972

 
 
 
75,909

 
 
 
67,404

 
 


Information regarding the number, weighted-average exercise price, and weighted-average remaining contractual life of options by range of exercise price at December 31, 2016 is as follows:
 
Options outstanding
 
Exercisable options
Exercise price range
Number of options
 
Weighted-average exercise price
 
Weighted-average remaining contractual life (years)
 
Number of options
 
Weighted-average exercise price
Under $50.00
3,371,834

 
$
4.80

 
8.0
 
71,834

 
$
5.45

$80.01 - $120.00
8,831

 
101.30

 
1.2
 
8,831

 
101.30

$220.01 - $279.00
3,307

 
271.82

 
0.1
 
3,307

 
271.82

 
3,383,972

 
$
5.32

 
8.0
 
83,972

 
$
26.02



Restricted Stock and Restricted Stock Unit Grants
The Company has also granted awards of nonvested restricted stock. During the year ended December 31, 2016, the Company granted 579,638 additional shares of restricted stock with a weighted-average grant date fair value of $5.70 per share, which vest during 2017 through 2021. The following table presents the activity for nonvested restricted stock for the year ended December 31, 2016:
 
Number of
shares
 
Weighted-
average grant
date fair value
per share
Nonvested as of January 1, 2016
909,410

 
$
6.37

Granted
579,638

 
5.70

Released
(297,088
)
 
5.18

Canceled / forfeited
(42,985
)
 
4.94

Nonvested as of December 31, 2016
1,148,975

 
$
6.39



Nonvested restricted stock is scheduled to vest over a three to five year period. The unearned compensation on restricted stock is being amortized to expense on a straight-line basis over the estimated applicable service or vesting periods. As of December 31, 2016, unrecognized compensation cost related to nonvested restricted stock totaled approximately $5.0 million, which is expected to be recognized over the next five years. Total expense recognized by the Company for nonvested restricted stock for the years ended December 31, 2016, 2015, and 2014 was $2.0 million, $1.5 million, and $1.2 million, respectively.

The Company has also granted awards of restricted stock units (“RSUs”). A RSU represents the unfunded, unsecured right to require the Company to deliver to the participant one share of common stock for each RSU. Total expense recognized by the Company related to RSUs was $0.1 million for the year ended December 31, 2016, and insignificant for the years ended December 31, 2015 and 2014. There was $0.2 million unrecognized compensation cost related to RSUs at December 31, 2016, and no unrecognized compensation cost at December 31, 2015, and 2014. There were 57,292 RSUs granted and no RSUs cancelled during the years ended December 31, 2016. There were no RSUs granted and no RSUs cancelled during the years ended December 31, 2015 and 2014. At December 31, 2016, there were 4,569 fully-vested RSUs outstanding with a weighted average grant date fair value of $5.69 per share. At December 31, 2015, there were no fully-vested RSUs outstanding. At December 31, 2014, there were 16,067 fully-vested RSUs outstanding with a weighted-average grant date fair value of $9.22 per share.
XML 41 R26.htm IDEA: XBRL DOCUMENT v3.6.0.2
Fair Value
12 Months Ended
Dec. 31, 2016
Fair Value Disclosures [Abstract]  
Fair Value
Fair Value
 
GAAP establishes a hierarchy for determining fair value measurements which includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows:
 
Level 1: Inputs that are quoted unadjusted prices in active markets - that the Company has the ability to access at the measurement date - for identical assets or liabilities.

Level 2: Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets, and inputs derived principally from, or corroborated by, observable market data by correlation or other means.

Level 3: Inputs that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances.

A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s assets and liabilities carried at fair value. Where available, fair value is based upon quoted market prices. Significant balances of the Bank’s financial assets and liabilities do not have quoted market prices. In such circumstances, fair value is based upon internal or third party models that primarily use, as inputs, observable market-based parameters, such as yields and discount rates of comparable instruments of like duration or credit quality. Valuation adjustments may be made to model results with respect to various assets or liabilities. These adjustments may include amounts to reflect counterparty credit quality and the Company’s creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes that the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain assets and liabilities could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and, therefore, estimates of fair value after the condensed consolidated balance sheet date may differ significantly from the amounts presented herein.

The following is a description of the valuation methodologies used for assets measured at fair value on a recurring or nonrecurring basis, as well as the general classification of such assets pursuant to valuation hierarchy:
 
Investment securities available-for-sale: Where quoted prices for identical assets are available in an active market, investment securities available-for-sale are classified within level 1 of the hierarchy. If quoted market prices for identical securities are not available, then fair values are estimated by independent sources using pricing models and/or quoted prices of investment securities with similar characteristics or discounted cash flows. The Company has categorized its investment securities available-for-sale as level 2, since a majority of such securities are MBS which are mainly priced in this latter manner.

Interest rate swap derivatives: The fair value of the interest rate lock commitments and forward sales commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. The fair value of the interest rate swaps is determined using a discounted cash flow technique with values provided by third party swap dealers or consultants. The Company has determined that the majority of the inputs used to value its interest rate swap derivatives fall within Level 2.

Impaired loans: In accordance with GAAP, loans are measured for impairment using one of three methods: an observable market price (if available), the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the fair value of the loan’s collateral (if collateral dependent). Estimated fair value of the loan’s collateral is determined by appraisals or independent valuations which are then adjusted for the estimated costs related to liquidation of the collateral. Management’s ongoing review of appraisal information may result in additional discounts or adjustments to valuation based upon more recent market sales activity or more current appraisal information derived from properties of similar type and/or locale. A significant portion of the Bank’s impaired loans are measured using the estimated fair market value of the collateral less the estimated costs to sell. The Company has categorized all its loans impaired during the calendar year utilizing fair value metrics as level 3. Loans that were impaired during the calendar year based on the present value of expected future cash flows discounted at the loans’ effective interest rates are not included in the table below as the loans’ effective interest rates are not based on current market rates.
 
OREO: The Company’s OREO is measured at estimated fair value less estimated costs to sell. Fair value is generally determined based on third-party appraisals of fair value in an orderly sale. Historically, appraisals have considered comparable sales of like assets in reaching a conclusion as to fair value. Since many recent real estate sales could be termed “distressed sales”, and since a preponderance have been short-sale or foreclosure related, this has directly impacted appraisal valuation estimates. Estimated costs to sell OREO are based on standard market factors. The valuation of OREO is subject to significant external and internal judgment. Management periodically reviews OREO to determine whether the property continues to be carried at the lower of its recorded book value or estimated fair value, net of estimated costs to sell. The Company has categorized its OREO as level 3.
 
The Company’s only financial assets measured at fair value on a recurring basis at December 31, 2016 and 2015 were as follows (dollars in thousands):
 
Level 1
 
Level 2
 
Level 3
2016
 

 
 

 
 

Assets:
 
 
 
 
 
Investment securities available-for-sale
$

 
$
494,819

 
$

Interest rate swap derivatives

 
5,239

 

   Total assets
$

 
$
500,058

 
$

 
 
 
 
 
 
Liabilities:
 
 
 
 
 
Interest rate swap derivatives
$

 
$
5,239

 
$

 
 
 
 
 
 
2015
 

 
 

 
 

Assets:
 
 
 
 
 
Investment securities available-for-sale
$

 
$
310,262

 
$

Interest rate swap derivatives

 
8,646

 

   Total assets
$

 
$
318,908

 
$

 
 
 
 
 
 
Liabilities:
 
 
 
 
 
Interest rate swap derivatives
$

 
$
8,646

 
$


 
Certain assets are measured at fair value on a nonrecurring basis (e.g., the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments when there is evidence of impairment). The following table represents the assets measured at fair value on a nonrecurring basis by the Company at December 31, 2016 and 2015 (dollars in thousands):
 
Level 1
 
Level 2
 
Level 3
2016
 

 
 

 
 

Impaired loans
$

 
$

 
$
66

Other real estate owned

 

 
1,677

 
$

 
$

 
$
1,743

 
 
 
 
 
 
2015
 

 
 

 
 

Impaired loans
$

 
$

 
$
50

Other real estate owned

 

 
3,274

 
$

 
$

 
$
3,324


 
The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2016 and 2015 (dollars in thousands):
 
2016
 
Fair Value Estimate
 
Valuation Techniques
 
Unobservable Input
Impaired loans
$
66

 
Market approach
 
Appraised value less selling costs of 5% to 10%
Additional discounts of 70% to 100% to appraised value to reflect liquidation value
Other real estate owned
$
1,677

 
Market approach
 
Appraised value less selling costs of 5% to 10%
 
 
2015
 
Fair Value Estimate
 
Valuation Techniques
 
Unobservable Input
Impaired loans
$
50

 
Market approach
 
Appraised value less selling costs of 5% to 10%
Additional discounts of 5% to 50% to appraised value to reflect liquidation value
Other real estate owned
$
3,274

 
Market approach
 
Appraised value less selling costs of 5% to 10%

 
The Company did not change the methodology used to determine fair value for any assets or liabilities during 2016 or 2015. In addition, for any given class of assets, the Company did not have any transfers between level 1, level 2, or level 3 during 2016 or 2015.
 
The following disclosures are made in accordance with the provisions of GAAP, which requires the disclosure of fair value information about financial instruments where it is practicable to estimate that value.
 
In cases where quoted market values are not available, the Company primarily uses present value techniques to estimate the fair value of its financial instruments. Valuation methods require considerable judgment, and the resulting estimates of fair value can be significantly affected by the assumptions made and methods used. Accordingly, the estimates provided herein do not necessarily indicate amounts which could be realized in a current market exchange.
 
In addition, as the Company normally intends to hold the majority of its financial instruments until maturity, it does not expect to realize many of the estimated amounts disclosed. The disclosures also do not include estimated fair value amounts for items which are not defined as financial instruments but which may have significant value. The Company does not believe that it would be practicable to estimate a representational fair value for these types of items as of December 31, 2016 and 2015.
 
Because GAAP excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements, any aggregation of the fair value amounts presented would not represent the underlying value of the Company.
 
The Company uses the following methods and assumptions to estimate the fair value of its financial instruments:
 
Cash and cash equivalents:  The carrying amount approximates the estimated fair value of these instruments.
 
Investment securities: See above description.
 
FHLB stock:  The carrying amount approximates the estimated fair value of this investment.
 
Loans:  The estimated fair value of non-impaired loans is calculated by discounting the contractual cash flows of the loans using December 31, 2016 and 2015 origination rates. The resulting amounts are adjusted to estimate the effect of changes in the credit quality of borrowers since the loans were originated. Estimated fair values for impaired loans are determined using an observable market price (if available) or the fair value of the loan’s collateral (if collateral dependent) as described above. Observable market prices for community bank loans are not generally available given the non-homogenous characteristics of such loans.
 
BOLI: The carrying amount of both the separate and general account BOLI approximates the estimated fair value of these instruments. Fair values of insurance policies owned are based on the insurance contracts’ cash surrender values.
 
 MSRs: The estimated fair value of MSRs is calculated by discounting the expected future contractual cash flows. Factors considered in the estimated fair value calculation include prepayment speed forecasts, market discount rates, earning rates, servicing costs, acquisition costs, ancillary income, and borrower rates.

Deposits:  The estimated fair value of demand deposits, consisting of checking, interest bearing demand, and savings deposit accounts, is represented by the amounts payable on demand. At the reporting date, the estimated fair value of time deposits is calculated by discounting the scheduled cash flows using the December 31, 2016 and 2015 rates offered on those instruments.
 
Other borrowings:   The fair value of other borrowings (including federal funds purchased, if any) are estimated using discounted cash flow analyses based on the Bank’s December 31, 2016 and 2015 incremental borrowing rates for similar types of borrowing arrangements.
 
Loan commitments and standby letters of credit: The majority of the Bank’s commitments to extend credit have variable interest rates and “escape” clauses if the customer’s credit quality deteriorates. Therefore, the fair values of these items are not significant and are not included in the following table.
 
The estimated fair values of the Company’s significant on-balance sheet financial instruments at December 31, 2016 and 2015 were approximately as follows (dollars in thousands):
 
 
 
 
2016
 
2015
 
Level in Fair
Value
Hierarchy
 
Carrying
value
 
Estimated
fair value
 
Carrying
value
 
Estimated
fair value
Financial assets:
 
 
 

 
 

 
 

 
 

Cash and cash equivalents
Level 1
 
$
72,577

 
$
72,577

 
$
77,805

 
$
77,805

Investment securities:
 
 
 
 
 

 
 

 
 

Available-for-sale
Level 2
 
494,819

 
494,819

 
310,262

 
310,262

Held-to-maturity
Level 2
 
140,557

 
142,272

 
139,424

 
142,260

FHLB stock
Level 2
 
3,268

 
3,268

 
3,000

 
3,000

Loans held-for-sale
Level 2
 
8,651

 
8,651

 
3,621

 
3,621

Loans, net
Level 3
 
2,077,358

 
2,064,937

 
1,662,095

 
1,656,986

BOLI
Level 3
 
56,957

 
56,957

 
54,450

 
54,450

MSRs
Level 3
 
2,348

 
3,321

 
2,186

 
3,027

Interest rate swap derivatives
Level 2
 
5,239

 
5,239

 
8,646

 
8,646

 
 
 
 
 
 
 
 
 
 
Financial liabilities:
 
 
 

 
 

 
 

 
 

Deposits
Level 2
 
2,661,813

 
2,661,045

 
2,083,088

 
2,082,748

Interest rate swap derivatives
Level 2
 
5,239

 
5,239

 
8,646

 
8,646

XML 42 R27.htm IDEA: XBRL DOCUMENT v3.6.0.2
Regulatory Matters
12 Months Ended
Dec. 31, 2016
Regulated Operations [Abstract]  
Regulatory Matters
Regulatory Matters
 
Bancorp and the Bank are subject to various regulatory capital requirements administered by the federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, Bancorp and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. Bancorp’s and the Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

Quantitative measures established by regulation to ensure capital adequacy require Bancorp and the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Tier 1 capital to average assets and Tier 1 and total capital to risk-weighted assets (all as defined in the regulations).
 
Federal banking regulators are required to take prompt corrective action if an insured depository institution fails to satisfy certain minimum capital requirements. Such actions could potentially include a leverage capital limit, a risk-based capital requirement, and any other measure of capital deemed appropriate by the federal banking regulator for measuring the capital adequacy of an insured depository institution. In addition, payment of dividends by Bancorp and the Bank are subject to restriction by state and federal regulators and availability of retained earnings.

Effective January 1, 2015, Bancorp and the Bank became subject to new capital guidelines known as the “Basel III Rules.” The Basel III Rules increased minimum capital requirements for both the quantity and quality of capital held by the Bancorp and the Bank. The Basel III Rules include a new common equity Tier 1 capital to risk-weighted assets ratio (“CET1” ratio) of 4.5% and a capital conservation buffer of 2.5% above each of the three minimum risk-based capital requirements, which is being phased-in through January 1, 2019. The Basel III Rules also (i) raise the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the fully phased-in capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of 8.5%), (ii) effectively result in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer fully phased-in), and (iii) require a minimum leverage ratio of 4.0%. The Basel III Rules also change the risk weights for certain assets and off-balance-sheet exposures.
Bancorp’s and Bank’s actual capital amounts and ratios and the required capital ratios under the Basel III Rules and the prompt corrective action framework as of December 31, 2016 and 2015 are presented in the following table (dollars in thousands):
 
Actual
 
Regulatory minimum to
be “adequately
capitalized”
 
Basel III minimum adequacy with capital conservation buffer
 
Regulatory minimum
to be “well capitalized”
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital Amount
 
Ratio
 
Capital
Amount
 
Ratio
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
$
259,216

 
8.6
%
 
$
120,604

 
4.0
%
 
N/A

 
N/A
 
$
150,754

 
5.0
%
   Bank
254,270

 
8.4

 
120,462

 
4.0

 
N/A

 
N/A
 
150,578

 
5.0

CET1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
259,216

 
10.5

 
110,738

 
4.5

 
125,504

 
5.1
 
159,955

 
6.5

   Bank
254,270

 
10.3

 
110,933

 
4.5

 
125,724

 
5.1
 
160,237

 
6.5

Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
259,216

 
10.5

 
147,651

 
6.0

 
162,416

 
6.6
 
196,868

 
8.0

   Bank
254,270

 
10.3

 
147,911

 
6.0

 
162,702

 
6.6
 
197,214

 
8.0

Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
284,949

 
11.6

 
196,868

 
8.0

 
211,633

 
8.6
 
246,085

 
10.0

   Bank
280,003

 
11.4

 
197,214

 
8.0

 
212,005

 
8.6
 
246,518

 
10.0

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
$
227,542

 
9.4
%
 
$
96,817

 
4.0
%
 
N/A

 
N/A
 
$
121,022

 
5.0
%
   Bank
223,553

 
9.3

 
96,662

 
4.0

 
N/A

 
N/A
 
120,827

 
5.0

CET1 capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
227,542

 
11.5

 
88,818

 
4.5

 
N/A

 
N/A
 
128,292

 
6.5

   Bank
223,533

 
11.4

 
88,663

 
4.5

 
N/A

 
N/A
 
128,069

 
6.5

Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
227,542

 
11.5

 
118,424

 
6.0

 
N/A

 
N/A
 
157,898

 
8.0

   Bank
223,553

 
11.4

 
118,218

 
6.0

 
N/A

 
N/A
 
157,624

 
8.0

Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
252,401

 
12.8

 
157,898

 
8.0

 
N/A

 
N/A
 
197,373

 
10.0

   Bank
248,346

 
12.6

 
157,624

 
8.0

 
N/A

 
N/A
 
197,030

 
10.0

XML 43 R28.htm IDEA: XBRL DOCUMENT v3.6.0.2
Parent company financial information
12 Months Ended
Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]  
Parent company financial information
Parent company financial information

Condensed financial information for Bancorp (Parent company only) is presented as follows (dollars in thousands):

CONDENSED BALANCE SHEETS
 
December 31,
  
2016
 
2015
Assets:
  
 
  
Cash and cash equivalents
$
1,253

 
$
2,272

Investment in subsidiary
360,426

 
328,771

Deferred tax asset
6,338

 
4,624

Other assets
1,635

 
1,107

Total assets
$
369,652

 
$
336,774

Liabilities and stockholders’ equity:
  
 
  
Stockholders’ equity
$
369,652

 
$
336,774

Total liabilities and stockholders’ equity
$
369,652

 
$
336,774


21. Parent company financial information - (continued)

CONDENSED STATEMENTS OF COMPREHENSIVE INCOME
 
Years ended December 31,
  
2016
 
2015
 
2014
Income:
 
 
 
 
 
Interest income
$
5

 
$
5

 
$
10

Expenses:
 
 
 
 
 
Administrative
3,279

 
2,619

 
1,347

Other
1,356

 
378

 
3,217

Total expenses
4,635

 
2,997

 
4,564

Loss before income taxes and equity in undistributed net losses of subsidiary
(4,630
)
 
(2,992
)
 
(4,554
)
Credit for income taxes
1,804

 
1,154

 
2,053

Gain (loss) before equity in undistributed net losses
of subsidiary
(2,826
)
 
(1,838
)
 
(2,501
)
Equity in undistributed net income of subsidiary
19,597

 
22,417

 
6,238

Net income
$
16,771

 
$
20,579

 
$
3,737

Comprehensive income
$
14,085

 
$
19,365

 
$
6,608




21. Parent company financial information - (continued)

CONDENSED STATEMENTS OF CASH FLOWS
 
Years ended December 31,
  
2016
 
2015
 
2014
Cash flows from operating activities:
 
 
 
 
 
Net income
$
16,771

 
$
20,579

 
$
3,737

Adjustments to reconcile net loss to net cash provided
by (used in) operating activities:
 
 
 
 
 
Equity in undistributed net income of subsidiary
(19,597
)
 
(22,417
)
 
(6,238
)
Stock-based compensation expense
3,124

 
2,482

 
1,214

Increase in deferred tax asset
(1,714
)
 
(1,010
)
 
(1,794
)
Increase in other assets
(527
)
 
17

 
(936
)
(Decrease) increase in other liabilities

 

 

Net cash used in operating activities
(1,943
)
 
(349
)
 
(4,017
)
 
 
 
 
 
 
Cash flows from financing activities:
 
 
 
 
 
Tax effect of nonvested restricted stock
(577
)
 
(556
)
 
(339
)
Proceeds from issuance of common stock
16,238

 

 
119,285

Increase due to business combination
(16,244
)
 

 
(111,879
)
Stock options exercised
7

 

 

Dividend from Bank
1,500

 

 

Net cash provided by (used in) financing activities
924

 
(556
)
 
7,067

Net increase (decrease) in cash and cash equivalents
(1,019
)
 
(905
)
 
3,050

Cash and cash equivalents at beginning of year
2,272

 
3,177

 
127

Cash and cash equivalents at end of year
$
1,253

 
$
2,272

 
$
3,177



Noncash financing activities consist of issuance of common stock as disclosed in the accompanying consolidated statements of changes in stockholders' equity and assets and liabilities assumed in the PPFS merger, the branch acquisition and the Home merger, as disclosed in Note 2.
These consolidated financial statements have not been reviewed or confirmed for accuracy or relevance by the FDIC.
XML 44 R29.htm IDEA: XBRL DOCUMENT v3.6.0.2
Quarterly Financial Information (Unaudited) (Notes)
12 Months Ended
Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]  
Quarterly Financial Information
22. Quarterly Financial Information (Unaudited)

The following tables present the summary results for the eight quarters ending December 31, 2016 (dollars in thousands):

 
 
2016
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31
 
September 30
 
June 30
 
March 31
 
Four Quarters
Interest income
 
$
25,491

 
$
24,353

 
$
22,739

 
$
22,694

 
$
95,277

Interest expense
 
527

 
569

 
523

 
535

 
2,154

Net interest income
 
24,964

 
23,784

 
22,216

 
22,159

 
93,123

Loan loss provision (recovery)
 

 

 

 

 

Net interest income after loan loss provision
 
24,964

 
23,784

 
22,216

 
22,159

 
93,123

Non-interest income
 
8,279

 
7,940

 
7,771

 
5,456

 
29,446

Non-interest expense
 
23,157

 
25,220

 
22,335

 
24,518

 
95,230

Income before provision for income taxes
 
10,086

 
6,504

 
7,652

 
3,097

 
27,339

Income tax (provision)/ benefit
 
(4,168
)
 
(2,415
)
 
(2,828
)
 
(1,157
)
 
(10,568
)
Net income
 
$
5,918

 
$
4,089

 
$
4,824

 
$
1,940

 
$
16,771

 
 
 
 
 
 
 
 
 
 
 
Basic net income per common share
 
$
0.08

 
$
0.06

 
$
0.07

 
$
0.03

 
 
Diluted net income per common share
 
$
0.08

 
$
0.06

 
$
0.07

 
$
0.03

 
 

 
 
2015
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31
 
September 30
 
June 30
 
March 31
 
Four Quarters
Interest income
 
$
20,217

 
$
20,841

 
$
19,819

 
$
19,510

 
$
80,387

Interest expense
 
429

 
430

 
467

 
546

 
1,872

Net interest income
 
19,788

 
20,411

 
19,352

 
18,964

 
78,515

Loan loss provision (recovery)
 
(2,000
)
 

 

 
(2,000
)
 
(4,000
)
Net interest income after loan loss provision
 
21,788

 
20,411

 
19,352

 
20,964

 
82,515

Non-interest income
 
5,772

 
6,384

 
6,695

 
6,122

 
24,973

Non-interest expense
 
18,115

 
19,070

 
18,391

 
18,820

 
74,396

Income before provision for income taxes
 
9,445

 
7,725

 
7,656

 
8,266

 
33,092

Income tax (provision)/ benefit
 
(3,878
)
 
(2,626
)
 
(2,861
)
 
(3,148
)
 
(12,513
)
Net income
 
$
5,567

 
$
5,099

 
$
4,795

 
$
5,118

 
$
20,579

 
 
 
 
 
 
 
 
 
 
 
Basic net income per common share
 
$
0.08

 
$
0.07

 
$
0.07

 
$
0.07

 
 
Diluted net income per common share
 
$
0.08

 
$
0.07

 
$
0.07

 
$
0.07

 
 
XML 45 R30.htm IDEA: XBRL DOCUMENT v3.6.0.2
Basis of presentation and summary of significant accounting policies (Policies)
12 Months Ended
Dec. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Basis of presentation
The accompanying consolidated financial statements include the accounts of Cascade Bancorp (“Bancorp”), an Oregon chartered single bank holding company, and its wholly-owned subsidiary, Bank of the Cascades (the “Bank”) (collectively, “the Company”). All significant intercompany accounts and transactions have been eliminated in consolidation.

Certain prior year amounts have been reclassified to conform with the 2016 presentation. None of these reclassifications have an effect on net income, net cash flows or equity.
Description of business
The Bank conducts a general banking business, operating branches in Central, Southern, Coastal and Northwest Oregon, as well as the greater Boise/Treasure Valley, Idaho and Seattle, Washington metro areas. Banking activities include the usual lending and deposit functions of a community and business bank: commercial, construction, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines, and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market and offers trust and investment services.
Method of accounting
The Company prepares its consolidated financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”) and prevailing practices within the banking industry. The Company utilizes the accrual method of accounting which recognizes income and gains when earned and expenses and losses when incurred. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of income, gains, expenses, and losses during the reporting periods. Actual results could differ from those estimates.

Segment reporting
The Company is managed by legal entity and not by lines of business. The Company has determined that its operations are solely in the community and business banking industry and consist of traditional banking services, including lending activities; acceptance of demand, savings, and time deposits; business services; and trust services. These products and services have similar distribution methods, types of customers and regulatory responsibilities. The performance of the Company is reviewed by the executive management team and the Company’s Board of Directors (the “Board”) on a monthly basis. All of the executive officers of Bancorp are members of the Bank’s executive management team, and operating decisions are made based on the performance of the Company as a whole. Accordingly, disaggregated segment information is not required to be presented in the accompanying consolidated financial statements, and the Company will continue to present one segment for financial reporting purposes.
Cash and cash equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks (including cash items in process of collection), interest bearing deposits with the Federal Reserve Bank of San Francisco (the “FRB”) and FHLB, and federal funds sold. Generally, any interest bearing deposits are invested for a maximum of 90 days. Federal funds are generally sold for one-day periods.
The Bank maintains balances in correspondent bank accounts which, at times, may exceed federally insured limits. In addition, federal funds sold are essentially uncollateralized loans to other financial institutions. Management believes that its risk of loss associated with such balances is minimal due to the financial strength of the correspondent banks and counterparty financial institutions. The Bank has not experienced any losses in such accounts. At December 31, 2016, the Bank was not required to maintain any specific balances in correspondent bank accounts.
Supplemental disclosures of cash flow information
Noncash investing and financing activities consist of unrealized gains and losses on investment securities available-for-sale, net of income taxes, issuance of nonvested restricted stock, and stock-based compensation expense, all as disclosed in the accompanying consolidated statements of changes in stockholders’ equity; the net capitalization of originated mortgage-servicing rights, as disclosed in Note 6; assets and liabilities assumed in the acquisition of Prime Pacific Financial Services, Inc., the Bank of America, N.A. branch acquisition and the acquisition of Home Federal Bancorp, Inc.
Investment securities
Investment securities that management has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.

Investment securities that are purchased and held principally for the purpose of selling in the near term are classified as trading securities and are reported at fair value, with unrealized gains and losses included in non-interest income. The Company had no trading securities during 2016, 2015, and 2014.

Investment securities that are not classified as either held-to-maturity securities or trading securities are classified as available-for-sale securities and are reported at fair value, with unrealized gains and losses excluded from earnings and reported as other comprehensive income or loss, net of income taxes. Management determines the appropriate classification of securities at the time of purchase.

Investment securities are valued utilizing a number of methods including quoted prices in active markets, quoted prices for similar assets, quoted prices for securities in inactive markets, and inputs derived principally from - or corroborated by -observable market data by correlation or other means.

Gains and losses on the sales of available-for-sale securities are determined using the specific-identification method. Premiums and discounts on available-for-sale securities are recognized in interest income using the interest method generally over the period to maturity.

In estimating other-than-temporary impairment (“OTTI”) losses, management considers, among other things, (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of fair value. Declines in the fair value of individual held-to-maturity and available-for-sale securities below their cost that are deemed to be OTTI would result in write-downs of the individual securities to their fair value. The fair value of the security then becomes the new cost basis. The related write-downs to fair value for available-for-sale equity securities would be included in earnings as realized losses. For individual debt securities which the Company does not intend to sell and for which it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, the OTTI losses would be evaluated and (1) the portion related to credit losses would be included in earnings as realized losses and (2) the portion related to market or other factors would be recognized in other comprehensive income or loss. Credit loss is recorded if the present value of cash flows is less than the amortized cost. For individual debt securities which the Company intends to sell or for which it more likely than not will not recover all of its amortized cost, the OTTI is recognized in earnings equal to the entire difference between the security’s cost basis and its fair value at the consolidated balance sheet date. For individual debt securities for which credit loss has been recognized in earnings, interest accruals and amortization and accretion of premiums and discounts are suspended when the credit loss is recognized. Interest received after accruals have been suspended is recognized on a cash basis. Management believes that all unrealized losses on investment securities at December 31, 2016 and 2015 are temporary
FHLB stock
As a member of the FHLB system, the Bank is required to maintain a minimum investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances. At December 31, 2016 and 2015, the Bank met its minimum required investment. The Bank may request redemption at par value of any FHLB stock in excess of the minimum required investment; however, stock redemptions are at the discretion of the FHLB.

Loans held for sale
Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans
Loans are stated at the amount of unpaid principal, net of any premium or discount, reduced by the reserve for loan losses, the undisbursed portion of loans in process, and deferred loan fees.

Interest income on loans is accrued daily based on the principal amounts outstanding. Allowances are established for uncollected interest on loans for which the interest is determined to be uncollectible. Generally, all loans past due (based on contractual terms) 90 days or more are placed on non-accrual status and internally classified as substandard. Any interest income accrued at that time is reversed. Subsequent collections are applied proportionately to past due principal and interest, unless collectability of principal is in doubt, in which case all payments are applied to principal. Loans are removed from non-accrual status only when the loan is deemed current, and the collectability of principal and interest is no longer doubtful, or, on one-to-four family loans, when the loan is less than 90 days delinquent.

The Bank charges fees for originating loans. These fees, net of certain loan origination costs, are deferred and amortized to interest income, on the level-yield basis, over the loan term. If the loan is repaid prior to maturity, the remaining unamortized deferred loan origination fee is recognized in interest income at the time of repayment.
Reserve for loan losses
The reserve for loan losses represents management’s estimate of known and inherent losses in the loan portfolio as of the condensed consolidated balance sheet date and is recorded as a reduction to loans. The reserve for loan losses is increased by charges to operating expense through the loan loss provision, and decreased by loans charged-off, net of recoveries. The reserve for loan losses requires complex subjective judgments as a result of the need to make estimates about matters that are uncertain. The reserve for loan losses is maintained at a level currently considered adequate to provide for potential loan losses based on management’s assessment of various factors affecting the loan portfolio.

At December 31, 2016 and 2015, management believes that the Company’s reserve for loan losses is at an appropriate level under current circumstances and prevailing economic conditions. However the reserve for loan losses is based on estimates and ultimate losses may vary from the current estimates. These estimates are reviewed periodically, and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Therefore, management cannot provide assurance that, in any particular period, the Company will not have significant losses in relation to the amount reserved. The level of the reserve for loan losses is also determined after consideration of bank regulatory guidance and recommendations and is subject to review by such regulatory authorities who may require increases or decreases to the reserve based on their evaluation of the information available to them at the time of their examinations of the Bank.

Management uses historical information to assess the adequacy of the reserve for loan losses and considers qualitative factors including economic conditions and a range of other factors in its determination of the reserve. On an ongoing basis, the Company seeks to enhance and refine its methodology such that the reserve is at an appropriate level and responsive to changing conditions. The Company’s methodology includes a separate qualitative risk assessment process that focuses on the commercial and industrial (“C&I”) portion of the portfolio.  The C&I loan portfolio is stratified by industry classification using NAICS codes. At the stratified level, factors considered in the evaluation of the loans include current events, economic or market data, loan performance and concentration risks.  This qualitative risk assessment is separate from other qualitative risk assessments included in the allowance methodology.

As of June 30, 2013, management implemented a homogeneous pool approach to estimating reserves for consumer and small business loans. As of March 31, 2015, the reserve for loan loss methodology was enhanced within the Company’s C&I loan portfolio with respect to its holdings of shared national credits (“SNCs”). Risk ratings for individual SNCs are estimated using analysis of both public debt ratings and internal ratings. Expected loss rates are determined based upon historical published specific loss data for similar loans based on average losses and losses stratified by public debt ratings. Public ratings combined with internal risk rates are used to determine a minimum historical loss factor for each SNC loan. This amount may be increased for qualitative conditions including macroeconomic environment and observations by the Company’s SNC management group. The SNC lending strategy is intended to diversify the Company’s credit risk profile geographically and by industry. Additionally, such loans enhance the Company’s interest rate risk profile as they float with LIBOR rates.

For purposes of assessing the appropriate level of the reserve for loan losses, the Company analyzes loans and commitments to loan, and the amount of reserves allocated to loans and commitments to loan in each of the following reserve categories: pooled reserves, specifically identified reserves for impaired loans, and the unallocated reserve. Also, for purposes of analyzing loan portfolio credit quality and determining the appropriate level of reserve for loan losses, the Company identifies loan portfolio segments and classes based on the nature of the underlying loan collateral.

Reserves for impaired loans are either specifically allocated within the reserve for loan losses or reflected as a partial charge-off of the loan balance. The Bank considers loans to be impaired when management believes that it is probable that either principal and/or interest amounts due will not be collected according to the contractual terms. Impairment is measured on a loan-by-loan basis by the present value of expected future cash flows discounted at the loan’s effective interest rate, including the loan’s observable market price, the estimated fair value of the loan’s underlying collateral, or the value of a related guaranty. A significant portion of the Bank’s loans are either (1) collateralized by real estate, whereby the Bank primarily measures impairment based on the estimated fair value of the underlying collateral less the cost to sell, or the value of a related guaranty, or (2) are supported by underlying cash flows, whereby impairment is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. Accordingly, changes in such estimated collateral values or future cash flows could result in actual losses which differ from those estimated at the date of the consolidated balance sheets. Impairment measurements may also include consideration of information that becomes available subsequent to year-end. Small balance loans are reserved for based on the applicable loan segment and are reserved at the related pool rate (regardless of dollar amount). Generally, shortfalls on impaired small balance loans are charged off and the Bank does not establish specific reserves. Small balance loans are evaluated for impairment based on the borrower’s difficulty in making payments, an analysis of the borrower’s repayment capacity, collateral coverage, and shortfall, if any, created by reductions in payments or principal. Generally, the Bank evaluates a loan for impairment when a loan is determined to be adversely classified; small balance loans are monitored based on payment performance and are evaluated for impairment no later than 90 days past due.

The reserve for loan losses may include an unallocated amount based upon the Company’s judgment as to possible credit losses inherent in the loan portfolio that may not have been captured by historical loss experience, qualitative factors, or specific evaluations of impaired loans. Unallocated reserves may be adjusted for factors including, but not limited to, unexpected or unusual events, volatile market and economic conditions, effects of changes or seasoning in methodologies, regulatory guidance and recommendations, or other factors that may impact operating conditions and loss expectations. Management’s judgment as to unallocated reserves is determined in the context of, but separate from, the historical loss trends and qualitative factors described above. The unallocated reserve for loan losses of $1.6 million at December 31, 2016 has decreased $0.9 million from the balance at December 31, 2015. Management believes that the amount of unallocated reserve for loan losses is appropriate and will continue to evaluate the amount going forward.

Due to the judgment involved in the determination of the qualitative and unallocated portions of the reserve for loan losses, the relationship of these components to the total reserve for loan losses may fluctuate from period to period.
Troubled debt restructuring (TDRs)
A loan is classified as a TDR when a borrower is experiencing financial difficulties and the Company grants a concession to the borrower in the restructuring that the Company would not otherwise consider in the origination of a loan. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor’s interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. A TDR loan is considered to be impaired and is individually evaluated for impairment. As with other impaired loans, a specific reserve is estimated for each TDR based on the difference between expected future cash flows discounted at the original contractual rate and the current balance of the loan. For collateral dependent loans, expected future cash flows include the estimated market value less cost to sell.

Reserve for unfunded loan commitments
The Company maintains a separate reserve for losses related to unfunded loan commitments. The reserve for unfunded loan commitments represents management’s estimate of losses inherent in the Bank’s unfunded loan commitments. Management estimates the amount of probable losses related to unfunded loan commitments by applying the loss factors used in the reserve for loan loss methodology to an estimate of the expected amount of funding and applies this adjusted factor to the unused portion of unfunded loan commitments. The reserve for unfunded loan commitments totaled $0.4 million at both December 31, 2016 and 2015 and these amounts are included in other liabilities in the accompanying consolidated balance sheets. Increases (decreases) in the reserve for unfunded loan commitments are recorded in non-interest expenses in the accompanying consolidated statements of income.

Mortgage servicing rights (MSRs)
MSRs are capitalized at their allocated carrying value and amortized in proportion to, and over the period of, estimated future net servicing revenue. MSRs are measured by allocating the carrying value of loans between the assets sold and interest retained, based upon the relative estimated fair value at date of sale. Impairment of MSRs is assessed based on the estimated fair value of servicing rights. Fair value is estimated using discounted cash flows of servicing revenue less servicing costs taking into consideration market estimates of prepayments as applied to underlying loan type, note rate, and term. Impairment adjustments, if any, are recorded through a valuation allowance. Fees earned for servicing mortgage loans are reported as income when the related mortgage loan payments are received.
Premises and equipment
Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are computed on the straight-line method over the shorter of the estimated useful lives of the assets or terms of the leases. Estimated useful lives of the assets range predominantly as follows: 3 to 15 years for land improvements, 5 to 39 years for buildings, 3 to 5 years for computers, and 3 to 15 years for furniture, fixtures, and other equipment. Amortization of leasehold improvements is included in depreciation and amortization expense in the accompanying consolidated financial statements.

As part of an ongoing review of the valuation and amortization of premises and equipment, the Company assesses the carrying value of such assets if facts and circumstances suggest that they may be impaired. If this review indicates that the assets will not be fully recoverable, the carrying value of the Company’s premises and equipment would be reduced to its estimated fair value.

Core deposit intangibles (CDI)
CDI represents amounts recorded in business combinations or deposit purchase transactions related to the value of transaction-related deposits and the value of the customer relationships associated with the deposits.

Bank-owned life insurance (BOLI)
The Company has purchased BOLI to protect itself against the loss of certain key employees and directors due to death and as a source of long-term earnings to support certain employee benefit plans. At December 31, 2016 and 2015, the Company had $28.9 million and $28.6 million, respectively, of separate account BOLI and $28.0 million and $25.9 million, respectively, of general account BOLI.

The cash surrender value of the separate account BOLI is the quoted market price of the underlying securities, further supported by a stable value wrap, which mitigates, but does not fully protect, the investment against changes in the fair market value depending on the severity and duration of market price disruption. The fair value of the general account BOLI is based on the insurance contract cash surrender value. The underlying funds within the separate account structure generated positive performance during 2016, 2015, and 2014. There can be no assurance that losses in excess of the stable value wrap protection will not occur on separate account BOLI in the future.

Other Real Estate Owned (OREO)
OREO, acquired through foreclosure or deeds in lieu of foreclosure, is carried at the lower of cost or estimated net realizable value. When the property is acquired, any excess of the loan balance over the estimated net realizable value is charged to the reserve for loan losses. Holding costs, subsequent write-downs to net realizable value, if any, and any disposition gains or losses are included in non-interest expenses. The valuation of OREO is subjective in nature and may be adjusted in the future because of changes in economic conditions. The valuation of OREO is also subject to review by federal and state bank regulatory authorities who may require increases or decreases to carrying amounts based on their evaluation of the information available to them at the time of their examinations of the Bank. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling OREO, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated on an annual basis, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. Accordingly, the amounts of any such potential changes - and any related adjustments - are generally recorded at the time such information is received. OREO valuation adjustments have been recorded on certain OREO properties. These adjustments are recorded in OREO expense in the Company’s consolidated statements of income.
Advertising
Advertising costs are generally charged to expense during the year in which they are incurred.
Income taxes
The provision (benefit) for income taxes is based on income and expenses as reported for consolidated financial statement purposes using the “asset and liability method” for accounting for deferred taxes. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision (benefit) for income taxes.

In estimating deferred tax assets (“DTA”), management considers whether it is more likely than not that some portion or all of the DTA will or will not be realized. The Company’s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables.

At December 31, 2016 and 2015, the Company had a $0.1 million valuation allowance against its DTA due to state attributes that will expire without benefit.

Deferred tax assets are recognized subject to management’s judgment that realization is “more likely than not.” Uncertain tax positions that meet the more likely than not recognition threshold are measured to determine the amount of benefit to recognize. An uncertain tax position is measured at the amount of benefit that management believes has a greater than 50% likelihood of realization upon settlement. Tax benefits not meeting our realization criteria represent unrecognized tax benefits. We account for interest and penalties as a component of income tax expense.

Derivatives and Hedging Activities
The Company periodically enters into certain commercial loan interest rate swap agreements in order to provide commercial loan customers the ability to convert from variable to fixed interest rates. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to a swap agreement. This swap agreement effectively converts the customer’s variable rate loan into a fixed rate loan. The Company then enters into a corresponding swap agreement with a third party in order to offset its exposure on the fixed components of the customer agreement. As the interest rate swap agreements with the customers and third parties are not designated as hedges under the Derivatives and Hedging topic of the FASB ASC 815, the instruments are marked to market in earnings.
Trust assets
Assets of the Bank’s trust department, other than cash on deposit at the Bank, are not included in the accompanying consolidated financial statements, because they are not assets of the Bank.
Transfers of financial assets
Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.

Loss contingencies
Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is deemed probable and an amount of loss can be reasonably estimated.

Cash Dividend Restriction
Payment of dividends by Bancorp and the Bank is subject to restriction by state and federal regulators and the availability of retained earnings
Comprehensive Income (Loss)
Comprehensive income (loss) includes all changes in stockholders’ equity during a period, except those resulting from transactions with stockholders. The Company’s comprehensive income (loss) consists of net income (loss) and the changes in net unrealized increase or decrease in the fair value of investment securities available-for-sale, net of taxes.

New authoritative accounting guidance
In January 2017, the FASB issued ASU 2017-04, "Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies how an entity is required to test goodwill for impairment by eliminating a step from the goodwill impairment test. The amendments in this update provide that an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. ASU 2017-04 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. As we approach the adoption date, we will consult the updated goodwill impairment test steps to determine if an impairment charge should be recognized.

In January 2017, the FASB issued ASU 2017-01, "Business Combinations (Topic 805): Clarifying the Definition of a Business" ("ASU 2016-15"). ASU 2017-01 clarifies the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendments in this update provide a screen to determine when a set is not a business. The screen requires that when substantially all of the fair value of the gross assets acquired (or disposed of) is concentrated in a single identifiable asset or a group of similar identifiable assets, the set is not a business. This screen reduces the number of transactions that need to be further evaluated. If the screen is not met, the amendments in this update (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output and (2) remove the evaluation of whether a market participant could replace missing elements. The amendments provide a framework to assist entities in evaluating whether both an input and a substantive process are present. The framework includes two sets of criteria to consider that depend on whether a set has outputs. ASU 2017-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. As we approach the adoption date, we will consult the framework to determine if the event should be disclosed as an acquisition or disposal of an asset or business.

In August 2016, the FASB issued ASU 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments" (“ASU 2016-15”). ASU 2016-15 addresses the classification of debt prepayment or debt extinguishment costs; settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of Corporate-Owned Life Insurance policies, including Bank-Owned Life Insurance policies, distributions received from equity method investees; beneficial interests in securitization transactions; and separately identifiable cash flows and application of the predominance principle. ASU 2016-15 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. We are currently evaluating which classifications apply to our business and will be prepared to report these classifications in the statement of cash flows.

In June 2016, the FASB issued ASU 2016-13, "Financial Instruments- Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments" (“ASU 2016-13”). ASU 2016-13 requires financial assets that are measured at amortized cost to be presented as the net amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets and for the expected increase or decrease of expected credit losses. ASU 2016-13 notes that credit losses related to available-for-sale debt securities should be recorded through an allowance for credit losses. The initial allowance for credit losses, for purchased available-for-sale securities, is added to the purchase price rather than reported as a credit loss expense. Subsequent changes in the allowance are recorded as credit loss expense. Interest income should be recognized based on the effective interest rate, excluding the discount attributed to the assessment of credit loss at acquisition. ASU 2016-13 is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. We are currently evaluating our available-for-sale security portfolio in order to determine the most efficient way to track the net amount expected to be collected on the security. As we approach the effective date, we will continue to develop this process in order to report on the expected increase or decrease of expected credit losses.

In March 2016, the FASB issued ASU 2016-09, “Compensation- Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting” (“ASU 2016-09”). ASU 2016-09 describes simplifications related to accounting and presenting share-based payment awards. ASU 2016-09 states that excess tax benefits and tax deficiencies are to be recognized as income tax expense or benefit in the income statement; excess tax benefits should be classified with other income tax as an operating activity on the statement of cash flows; an entity may make an entity-wide accounting policy to either estimate the number of awards that are expected to vest or account for forfeitures as they occur; and cash paid by an employer when directly withholding shares for tax-withholding purposes should be classified as a financing activity. ASU 2016-09 is effective for fiscal years beginning after December 15, 2016, including interim periods within those fiscal years. Adoption of ASU 2016-09 is not expected to have a material impact on our consolidated financial statements.

In February 2016, the FASB issued ASU 2016-02, “Leases” (“ASU 2016-02”). ASU 2016-02 establishes a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement. ASU 2016-02 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. While the effect of the pronouncement has not yet been quantified, we are continuing to evaluate the impact of recording the right-of-use assets and liabilities on our balance sheet.
 
In January 2016, the FASB issued ASU 2016-01, “Financial Instruments- Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities” (“ASU 2016-01”). ASU 2016-01 simplifies the impairment assessment of equity investments, clarifies reporting disclosure requirements for financial instruments measured at amortized cost, and requires the exit price notion be disclosed when measuring fair value of financial instruments. ASU 2016-01 details the required separate presentation in other comprehensive income for the change in fair value of a liability related to change in instrument specific credit risk and details the required separate presentation of financial assets and liabilities by measurement category, and clarifies the need for a valuation allowance on deferred tax assets related to available-for-sale securities. ASU 2016-01 is effective for annual and interim reporting periods beginning after December 15, 2017. Adoption of ASU 2016-01 is not expected to have a material impact on our consolidated financial statements.

In April 2015, the FASB issued ASU 2015-03, “Interest- Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs” (“ASU 2015-03”). ASU 2015-03 simplifies the presentation of debt issuance costs and requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance of debt issuance costs are not affected by the amendments in this update. ASU 2015-03 is effective for annual and interim reporting periods beginning after December 15, 2015. Adoption of ASU 2015-03 did not have a material impact on our consolidated financial statements.

In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers” (“ASU 2014-09”). ASU 2014-09 establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as the real estate, construction and software industries. The revenue standard’s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. To accomplish this objective, the standard requires five basic steps: i) identify the contract with the customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract, and (v) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual and interim periods beginning after December 15, 2016 with three transition methods available - full retrospective, retrospective and cumulative effect approach. In August 2015, the FASB issued ASU 2015-14, “Revenue from Contracts with Customers: Deferral of the Effective Date” (“ASU 2015-14”). ASU 2015-14 amended the effective date to December 15, 2017. In March 2016, the FASB issued ASU 2016-08, “Revenue from Contracts with Customers: Principal Versus Agent Considerations” (“ASU 2016-08”). ASU 2016-08 defines the roles of a principal and agent in revenue recognition and determines when control of the good or service is transferred to the customer. In April 2016, the FASB issued ASU 2016-10, “Revenue from Contracts with Customers: Identifying Performance Obligations and Licensing” (“ASU 2016-10”). ASU 2016-10 establishes guidance on identifying performance obligations and licensing implementation. In May 2016, the FASB issued ASU 2016-12, "Revenue from Contracts with Customers: Narrow- Scope Improvements and Practical Expedients" (“ASU 2016-12”). ASU 2016-12 clarifies the objective of the collectability criteria and notes the differences in applying the update at transition and on an ongoing basis. In December 2016, the FASB issued ASU 2016-20, "Revenue from Contracts with Customers: Technical Corrections and Improvements to Topic 606" ("ASU 2016-20"). ASU 2016-20 provides clarity on codification or to correct unintended application of guidance. Adoption of ASU 2014-09, ASU 2015-14, ASU 2016-08, ASU 2016-10, ASU 2016-12 and ASU 2016-20 are not expected to have a material effect on our consolidated financial statements.
XML 46 R31.htm IDEA: XBRL DOCUMENT v3.6.0.2
Business Combinations (Tables)
12 Months Ended
Dec. 31, 2016
Business Combinations [Abstract]  
Schedule of assets and liabilities acquired
The following table provides a summary of the purchase price calculation as of the PPFS Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values. These fair value measurements are provisional based on third-party valuations that are currently under review and are subject to refinement for up to one year after the PPFS Acquisition Date based on additional information that may be obtained by us that existed as of the PPFS Acquisition Date.
Purchase Price (in thousands), except per share data
 
 
 
 
Cascade shares issued for PPFS shares
 
 
 
2,921,012

Cascade share price
 
 
 
$
5.56

Consideration from common stock conversion (0.3050 ratio)
 
 
 
$
16,238

Cash paid in lieu of fractional shares
 
 
 
1

Total purchase price
 
 
 
$
16,239

Assets
 
 
 
 
Cash and cash equivalents
 
$
7,625

 
 
Investment securities
 

 
 
FHLB stock
 
424

 
 
Loans, net
 
102,670

 
 
Premises and equipment
 
5,333

 
 
Other real estate owned
 

 
 
Deferred tax asset
 
2,488

 
 
Bank owned life insurance
 
1,491

 
 
Other assets
 
2,364

 
 
Total assets
 
$
122,395

 
 
Liabilities
 
 
 
 
Deposits
 
$
101,544

 
 
Other liabilities
 
8,212

 
 
Total liabilities
 
$
109,756

 
 
 
 
 
 
 
Net identifiable assets acquired
 
 
 
12,639

Intangible asset acquired (1)
 
 
 
342

Goodwill
 
 
 
$
3,258

 
 
 
 
 
(1) Intangible assets consist of core deposit intangibles. The useful life for which the core deposit intangible is being amortized is 10 years.

The following is a condensed balance sheet disclosing the estimated fair value amounts of the branches acquired in the branch acquisition assigned to the major consolidated asset and liability captions at the acquisition date (dollars in thousands):
ASSETS
 
 
Cash and cash equivalents
 
$
456,611

Premises and equipment, net
 
3,113

Core deposit intangibles
 
6,427

Goodwill
 
3,984

Other assets
 
463

Total assets
 
$
470,598

 
 
 
LIABILITIES
 
 
Deposits
 
$
469,889

Other liabilities
 
709

Total liabilities
 
$
470,598

The following table provides a summary of the purchase price calculation as of the Home Acquisition Date and the identifiable assets purchased and the liabilities assumed at their estimated fair values.
Purchase Price (in thousands, except share data)
 
 
 
Cascade Bancorp common stock shares issued for Home Federal shares
 
 
24,309,131

Cascade share price as calculated in the Merger Agreement
 
 
$
4.91

Consideration from common stock conversion (1.6772 ratio)
 
 
$
119,285

Consideration paid in cash ($8.43 per share)
 
 
122,163

Total purchase price
 
 
$
241,448

ASSETS
 
 
 
Cash and cash equivalents
 
$
160,782

 
Investment securities
 
318,893

 
Loans
 
392,411

 
Premises and equipment
 
17,432

 
Other real estate owned
 
3,514

 
Deferred tax asset
 
15,514

 
BOLI
 
15,896

 
Other assets
 
13,259

 
Core deposit intangible
 
7,667

 
Total assets
 
$
945,368

 
LIABILITIES
 
 
 
Deposits
 
$
759,176

 
Other liabilities
 
23,354

 
Total liabilities
 
$
782,530

 
Net identifiable assets acquired
 
 
162,838

Goodwill
 
 
$
78,610

 
 
 
 
(1) The core deposit intangible is being amortized over a 10 year period, which is its expected useful life.
Business acquisition, pro forma information
The following table provides the unaudited pro forma information for the results of operations for the twelve months ended December 31, 2016 and 2015, as if the acquisition had occurred on January 1, 2015. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily comprised of PPFS’s loan and deposit portfolios. In addition, the $1.5 million in acquisition-related expenses noted earlier are included in the twelve months ended December 31, 2015. These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the acquisition occurred at the beginning of each period presented, nor are they intended to represent or be indicative of future results of operations.

 
 
Twelve months ended December 31,
 
 
2016
 
2015
Net interest income
 
$
96,511

 
$
83,931

Non-interest expense
 
96,898

 
83,418

Net income
 
18,825

 
19,532

Net income per diluted share
 
0.26

 
0.26

These unaudited pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organization that would have been achieved had the Merger occurred on January 1, 2013, nor are they intended to represent or be indicative of future results of operations.

 
 
Twelve Months Ended December 31,
 
 
2014
 
2013
Net interest income
 
$
79,373

 
$
77,932

Non interest expense
 
89,205

 
110,454

Net income
 
11,288

 
27,308

Net income per diluted share
 
0.16

 
0.38

XML 47 R32.htm IDEA: XBRL DOCUMENT v3.6.0.2
Investment securities (Tables)
12 Months Ended
Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]  
Schedule of investment securities
Investment securities at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
Amortized
cost
 
Gross
unrealized
gains
 
Gross
unrealized
losses
 
Estimated
fair value
2016
 

 
 

 
 

 
 

Available-for-sale
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
165,933

 
$
1,828

 
$
(799
)
 
$
166,962

Non-agency MBS
252,153

 
203

 
(3,408
)
 
248,948

U.S. Agency asset-backed securities
6,700

 
419

 
(57
)
 
7,062

Corporate securities
71,213

 
397

 
(287
)
 
71,323

Mutual fund
537

 

 
(13
)
 
524

 
$
496,536

 
$
2,847

 
$
(4,564
)
 
$
494,819

Held-to-maturity
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
101,563

 
$
1,195

 
$
(148
)
 
$
102,610

Tax credit investments
287

 

 

 
287

Obligations of state and political subdivisions
38,707

 
770

 
(102
)
 
39,375

 
$
140,557

 
$
1,965

 
$
(250
)
 
$
142,272

 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

Available-for-sale
 

 
 

 
 

 
 

U.S. Agency MBS
$
154,691

 
$
2,698

 
$
(455
)
 
$
156,934

Non-agency MBS
118,765

 
477

 
(1,016
)
 
118,226

U.S. Agency asset-backed securities
7,468

 
800

 
(23
)
 
8,245

Corporate securities
26,199

 
121

 

 
26,320

Mutual fund
525

 
12

 

 
537

 
$
307,648

 
$
4,108

 
$
(1,494
)
 
$
310,262

Held-to-maturity
 

 
 

 
 

 
 

U.S. Agency mortgage-backed securities (MBS)
$
98,800

 
$
1,875

 
$
(5
)
 
$
100,670

Tax credit investments
421

 

 

 
421

Obligations of state and political subdivisions
40,203

 
968

 
(2
)
 
41,169

 
$
139,424

 
$
2,843

 
$
(7
)
 
$
142,260

 

Investment securities, continuous unrealized loss position
The following table presents the fair value and gross unrealized losses of the Bank’s investment securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2016 and 2015 (dollars in thousands):
 
Less than 12 months
 
12 months or more
 
Total
 
Estimated 
fair value
 
Unrealized
losses
 
Estimated 
fair value
 
Unrealized
losses
 
Estimated 
fair value
 
Unrealized
losses
2016
 

 
 

 
 

 
 

 
 

 
 

Available-for-sale
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
51,082

 
$
(786
)
 
$
1,733

 
$
(13
)
 
$
52,815

 
$
(799
)
Non-Agency MBS
211,909

 
(3,268
)
 
1,933

 
(140
)
 
213,842

 
(3,408
)
U.S. Agency asset-backed securities

 

 
1,918

 
(57
)
 
1,918

 
(57
)
Corporate securities
6,709

 
(287
)
 

 

 
6,709

 
(287
)
Mutual fund
524

 
(13
)
 

 

 
524

 
(13
)
 
$
270,224

 
$
(4,354
)
 
$
5,584

 
$
(210
)
 
$
275,808

 
$
(4,564
)
 
 
 
 
 
 
 
 
 
 
 
 
Held-to-maturity
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
7,641

 
$
(148
)
 
$

 
$

 
$
7,641

 
$
(148
)
Obligations of state and political subdivisions
1,942

 
(102
)
 

 

 
1,942

 
(102
)
 
$
9,583

 
$
(250
)
 
$

 
$

 
$
9,583

 
$
(250
)
2015
 

 
 

 
 

 
 

 
 

 
 

Available-for-sale
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
23,630

 
$
(123
)
 
$
34,576

 
$
(332
)
 
$
58,206

 
$
(455
)
Non-Agency MBS
66,412

 
(765
)
 
12,225

 
(251
)
 
78,637

 
(1,016
)
U.S. Agency asset-backed securities

 

 
1,521

 
(23
)
 
1,521

 
(23
)
 
$
90,042

 
$
(888
)
 
$
48,322

 
$
(606
)
 
$
138,364

 
$
(1,494
)
 
 
 
 
 
 
 
 
 
 
 
 
Held-to-maturity
 
 
 
 
 
 
 
 
 
 
 
U.S. Agency MBS
$
2,063

 
$
(5
)
 
$

 
$

 
$
2,063

 
$
(5
)
Obligations of state and political subdivisions
725

 
(2
)
 

 

 
725

 
(2
)
 
$
2,788

 
$
(7
)
 
$

 
$

 
$
2,788

 
$
(7
)
Investments classified by contractual maturity date
The amortized cost and estimated fair value of investment securities at December 31, 2016, by contractual maturity, are shown below (dollars in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
Available-for-sale
 
Held-to-maturity
 
Amortized
cost
 
Estimated
fair value
 
Amortized
cost
 
Estimated
fair value
Due in one year or less
$
3,397

 
$
3,411

 
$

 
$

Due after one year through five years
75,489

 
75,632

 
34,955

 
35,205

Due after five years through ten years
37,600

 
37,341

 
87,817

 
89,323

Due after ten years
379,513

 
377,911

 
17,498

 
17,457

Mutual fund
537

 
524

 

 

Tax credit investments

 

 
287

 
287

 
$
496,536

 
$
494,819

 
$
140,557

 
$
142,272

XML 48 R33.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Tables)
12 Months Ended
Dec. 31, 2016
Receivables [Abstract]  
Schedule of loans receivable
 Loans receivable at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
2016
 
2015
 
Amount
 
Percent
 
Amount
 
Percent
Originated loans (a):
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

Owner occupied
$
298,721

 
16.4
%
 
$
263,095

 
18.1
%
Non-owner occupied
514,363

 
28.3
%
 
431,379

 
29.7
%
Total commercial real estate loans
813,084

 
44.7
%
 
694,474

 
47.8
%
Construction
200,654

 
11.0
%
 
119,723

 
8.2
%
Residential real estate
377,374

 
20.7
%
 
237,084

 
16.3
%
Commercial and industrial
386,150

 
21.2
%
 
363,335

 
25.0
%
Consumer
42,072

 
2.4
%
 
38,362

 
2.7
%
Total loans
1,819,334

 
100.0
%
 
1,452,978

 
100.0
%
 
 
 
 
 
 
 
 
Less:
 

 
 

 
 

 
 

Deferred loan fees, net
(1,764
)
 
 

 
(1,419
)
 
 

Reserve for loan losses
(25,290
)
 
 

 
(24,415
)
 
 

Loans, net
$
1,792,280

 
 

 
$
1,427,144

 
 

 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 
 
 
Owner occupied
$
92,490

 
32.5
%
 
$
45,236

 
19.3
%
Non-owner occupied and other
98,034

 
34.4
%
 
95,183

 
40.5
%
Total commercial real estate loans
190,524

 
66.9
%
 
140,419

 
59.8
%
Construction
10,384

 
3.6
%
 
10,629

 
4.5
%
Residential real estate
54,468

 
19.1
%
 
61,306

 
26.1
%
Commercial and industrial
28,286

 
9.9
%
 
21,109

 
9.0
%
Consumer
1,416

 
0.5
%
 
1,488

 
0.6
%
Total loans
285,078

 
100.0
%
 
234,951

 
100.0
%
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 
 
 
Owner occupied
$
391,211

 
18.6
%
 
$
308,331

 
18.3
%
Non-owner occupied and other
612,397

 
29.1
%
 
526,562

 
31.2
%
Total commercial real estate loans
1,003,608

 
47.7
%
 
834,893

 
49.5
%
Construction
211,038

 
10.0
%
 
130,352

 
7.7
%
Residential real estate
431,842

 
20.5
%
 
298,390

 
17.7
%
Commercial and industrial
414,436

 
19.7
%
 
384,444

 
22.8
%
Consumer
43,488

 
2.1
%
 
39,850

 
2.3
%
Total loans
2,104,412

 
100.0
%
 
1,687,929

 
100.0
%
 
 
 
 
 
 
 
 
Less:
 

 
 

 
 

 
 

Deferred loan fees
(1,764
)
 
 

 
(1,419
)
 
 

Reserve for loan losses
(25,290
)
 
 
 
(24,415
)
 
 
Loans, net
$
2,077,358

 
 

 
$
1,662,095

 
 

 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.
Changes in loss share payable associated with covered loans
Changes in the loss share payable (receivable) associated with covered loans for the year ended December 31, 2016 were as follows (dollars in thousands):
 
Year ended
 
December 31, 2016
Balance at beginning of period
$
289

Paid to FDIC
(1,224
)
Increase due to impairment
(53
)
FDIC reimbursement
1,156

Shared loss expenses
(96
)
Adjustments from prior periods
4

Balance at end of period
$
76

Allowance for credit losses on financing receivables
Transactions and allocations in the reserve for loan losses and unfunded loan commitments, by portfolio segment, for the years ended December 31, 2016, 2015 and 2014 were as follows (dollars in thousands): 
 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2016
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

Loan loss provision (credit)
(530
)
 
784

 
1,072

 
(1,708
)
 
1,270

 
(888
)
 

Recoveries
2,957

 
368

 
288

 
1,470

 
920

 

 
6,003

Loans charged off
(40
)
 

 
(110
)
 
(3,074
)
 
(1,904
)
 

 
(5,128
)
Balance at end of year
$
6,321

 
$
2,196

 
$
3,325

 
$
10,657

 
$
1,203

 
$
1,588

 
$
25,290

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
6,321

 
$
2,196

 
$
3,325

 
$
10,657

 
$
1,203

 
$
1,588

 
$
25,290

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
6,369

 
$
2,464

 
$
3,350

 
$
10,732

 
$
1,227

 
$
1,588

 
$
25,730

 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2015
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

Loan loss provision (credit)
(5,552
)
 
(525
)
 
(494
)
 
4,682

 
707

 
(2,818
)
 
(4,000
)
Recoveries
4,150

 
436

 
850

 
3,820

 
618

 

 
9,874

Loans charged off
(278
)
 

 
(402
)
 
(1,377
)
 
(1,455
)
 

 
(3,512
)
Balance at end of year
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
3,934

 
$
1,044

 
$
2,075

 
$
13,969

 
$
917

 
$
2,476

 
$
24,415

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
3,982

 
$
1,312

 
$
2,100

 
$
14,044

 
$
941

 
$
2,476

 
$
24,855

 
 
Commercial
real estate
 
Construction
 
Residential
real estate
 
Commercial 
and 
industrial
 
Consumer
 
Unallocated
 
Total
2014
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
9,565

 
$
535

 
$
2,381

 
$
6,261

 
$
1,401

 
$
714

 
$
20,857

Loan loss provision (credit)
(4,484
)
 
(348
)
 
(315
)
 
(12
)
 
579

 
4,580

 

Recoveries
1,801

 
1,242

 
929

 
2,158

 
309

 

 
6,439

Loans charged off
(1,268
)
 
(296
)
 
(874
)
 
(1,563
)
 
(1,242
)
 

 
(5,243
)
Balance at end of year
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for unfunded lending commitments
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance at beginning of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

Provision (credit) for unfunded loan commitments

 

 

 

 

 

 

Balance at end of year
$
48

 
$
268

 
$
25

 
$
75

 
$
24

 
$

 
$
440

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Reserve for credit losses
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan losses
$
5,614

 
$
1,133

 
$
2,121

 
$
6,844

 
$
1,047

 
$
5,294

 
$
22,053

Reserve for unfunded lending commitments
48

 
268

 
25

 
75

 
24

 

 
440

Total reserve for credit losses
$
5,662

 
$
1,401

 
$
2,146

 
$
6,919

 
$
1,071

 
$
5,294

 
$
22,493

The following table presents the reserve for loan losses and the recorded investment in loans by portfolio segment and impairment evaluation method at December 31, 2016 and 2015 (dollars in thousands). As the acquired loan portfolio is covered by the valuation adjustment taken at the time of acquisition and as the original mark continues to be more than sufficient, impaired acquired loans are excluded from the individually evaluated for impairment amounts below.
 
Reserve for loan losses

Recorded investment in loans
 
Individually
evaluated for
impairment

Collectively
evaluated for
impairment

Total

Individually
evaluated for
impairment

Collectively
evaluated for
impairment

Total
2016
 
 
 

 
 

 
 

 
 

 
 

Commercial real estate
$

 
$
6,321

 
$
6,321

 
$
640

 
$
1,002,968

 
$
1,003,608

Construction

 
2,196

 
2,196

 

 
211,038

 
211,038

Residential real estate

 
3,325

 
3,325

 

 
431,842

 
431,842

Commercial and industrial
2,000

 
8,657

 
10,657

 
7,034

 
407,402

 
414,436

Consumer

 
1,203

 
1,203

 

 
43,488

 
43,488

 
$
2,000

 
$
21,702

 
23,702

 
$
7,674

 
$
2,096,738

 
$
2,104,412

Unallocated
 

 
 

 
1,588

 
 

 
 

 
 

 
 

 
 

 
$
25,290

 
 

 
 

 
 

 
 
 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate
$
78

 
$
3,856

 
$
3,934

 
$
3,835

 
$
831,058

 
$
834,893

Construction

 
1,044

 
1,044

 
365

 
129,987

 
130,352

Residential real estate

 
2,075

 
2,075

 
18

 
298,372

 
298,390

Commercial and industrial
164

 
13,805

 
13,969

 
2,724

 
381,720

 
384,444

Consumer

 
917

 
917

 

 
39,850

 
39,850

 
$
242

 
$
21,697

 
21,939

 
$
6,942

 
$
1,680,987

 
$
1,687,929

Unallocated
 

 
 

 
2,476

 
 

 
 

 
 

 
 

 
 

 
$
24,415

 
 

 
 

 
 

Financing receivable credit quality indicators
The following table presents, by portfolio class, the recorded investment in loans by internally assigned grades at December 31, 2016 and 2015 (dollars in thousands):
 
 
Loan grades
 
 
 
Acceptable
 
Pass-Watch
 
Special
Mention
 
Substandard
 
Total
2016
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
282,438

 
$
9,007

 
$
1,302

 
$
5,974

 
$
298,721

Non-owner occupied
506,946

 
2,234

 
4,180

 
1,003

 
514,363

Total commercial real estate loans
789,384

 
11,241

 
5,482

 
6,977

 
813,084

Construction
200,278

 

 

 
376

 
200,654

Residential real estate
376,713

 

 

 
661

 
377,374

Commercial and industrial
351,914

 
11,472

 
5,452

 
17,312

 
386,150

Consumer
42,060

 

 

 
12

 
42,072

 
$
1,760,349

 
$
22,713

 
$
10,934

 
$
25,338

 
$
1,819,334

Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
85,868

 
$
3,222

 
$
1,663

 
$
1,737

 
$
92,490

Non-owner occupied
81,494

 
3,967

 
7,962

 
4,611

 
98,034

Total commercial real estate loans
167,362

 
7,189

 
9,625

 
6,348

 
190,524

Construction
10,331

 

 

 
53

 
10,384

Residential real estate
51,489

 
1,988

 

 
991

 
54,468

Commercial and industrial
27,636

 
64

 

 
586

 
28,286

Consumer
1,416

 

 

 

 
1,416

 
$
258,234

 
$
9,241

 
$
9,625

 
$
7,978

 
$
285,078

Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
368,306

 
$
12,229

 
$
2,965

 
$
7,711

 
$
391,211

Non-owner occupied
588,440

 
6,201

 
12,142

 
5,614

 
612,397

Total commercial real estate loans
956,746

 
18,430

 
15,107

 
13,325

 
1,003,608

Construction
210,609

 

 

 
429

 
211,038

Residential real estate
428,202

 
1,988

 

 
1,652

 
431,842

Commercial and industrial
379,550

 
11,536

 
5,452

 
17,898

 
414,436

Consumer
43,476

 

 

 
12

 
43,488

 
$
2,018,583

 
$
31,954

 
$
20,559

 
$
33,316

 
$
2,104,412

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Originated (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
243,113

 
$
8,623

 
$
1,426

 
$
9,933

 
$
263,095

Non-owner occupied
411,137

 
9,825

 
4,522

 
5,895

 
431,379

Total commercial real estate loans
654,250

 
18,448

 
5,948

 
15,828

 
694,474

Construction
118,752

 

 
971

 

 
119,723

Residential real estate
236,574

 

 

 
510

 
237,084

Commercial and industrial
328,934

 
11,220

 
13,729

 
9,452

 
363,335

Consumer
38,350

 

 

 
12

 
38,362

 
$
1,376,860

 
$
29,668

 
$
20,648

 
$
25,802

 
$
1,452,978

Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
34,081

 
$
3,480

 
$
7,341

 
$
334

 
$
45,236

Non-owner occupied
71,334

 
2,751

 
9,386

 
11,712

 
95,183

Total commercial real estate loans
105,415

 
6,231

 
16,727

 
12,046

 
140,419

Construction
10,597

 

 

 
32

 
10,629

Residential real estate
60,151

 

 

 
1,155

 
61,306

Commercial and industrial
17,034

 
153

 
3,461

 
461

 
21,109

Consumer
1,485

 

 

 
3

 
1,488

 
$
194,682

 
$
6,384

 
$
20,188

 
$
13,697

 
$
234,951

Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
277,194

 
$
12,103

 
$
8,767

 
$
10,267

 
$
308,331

Non-owner occupied
482,471

 
12,576

 
13,908

 
17,607

 
526,562

Total commercial real estate loans
759,665

 
24,679

 
22,675

 
27,874

 
834,893

Construction
129,349

 

 
971

 
32

 
130,352

Residential real estate
296,725

 

 

 
1,665

 
298,390

Commercial and industrial
345,968

 
11,373

 
17,190

 
9,913

 
384,444

Consumer
39,835

 

 

 
15

 
39,850

 
$
1,571,542

 
$
36,052

 
$
40,836

 
$
39,499

 
$
1,687,929

 
 
 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.
Past due financing receivables
The following table presents, by portfolio class, an age analysis of past due loans, including loans placed on non-accrual at December 31, 2016 and 2015 (dollars in thousands):
 
30-89 days
past due
 
90 days
or more
past due
 
Total
past due
 
Current
 
Total
loans
2016
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
205

 
$
490

 
$
695

 
$
298,026

 
$
298,721

Non-owner occupied
100

 

 
100

 
514,263

 
514,363

Total commercial real estate loans
305

 
490

 
795

 
812,289

 
813,084

Construction
97

 
376

 
473

 
200,181

 
200,654

Residential real estate
1,488

 

 
1,488

 
375,886

 
377,374

Commercial and industrial
290

 
338

 
628

 
385,522

 
386,150

Consumer
322

 
12

 
334

 
41,738

 
42,072

 
$
2,502

 
$
1,216

 
$
3,718

 
$
1,815,616

 
$
1,819,334

 
 
 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
317

 
$

 
$
317

 
$
92,173

 
$
92,490

Non-owner occupied

 

 

 
98,034

 
98,034

Total commercial real estate loans
317

 

 
317

 
190,207

 
190,524

Construction

 
17

 
17

 
10,367

 
10,384

Residential real estate
2,053

 
543

 
2,596

 
51,872

 
54,468

Commercial and industrial
257

 

 
257

 
28,029

 
28,286

Consumer
9

 

 
9

 
1,407

 
1,416

 
$
2,636

 
$
560

 
$
3,196

 
$
281,882

 
$
285,078

 
 
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
522

 
$
490

 
$
1,012

 
$
390,199

 
$
391,211

Non-owner occupied
100

 

 
100

 
612,297

 
612,397

Total commercial real estate loans
622

 
490

 
1,112

 
1,002,496

 
1,003,608

Construction
97

 
393

 
490

 
210,548

 
211,038

Residential real estate
3,541

 
543

 
4,084

 
427,758

 
431,842

Commercial and industrial
547

 
338

 
885

 
413,551

 
414,436

Consumer
331

 
12

 
343

 
43,145

 
43,488

 
$
5,138

 
$
1,776

 
$
6,914

 
$
2,097,498

 
$
2,104,412

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Originated loans (a):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 
 
 

Owner occupied
$
1,020

 
$
719

 
$
1,739

 
$
261,356

 
$
263,095

Non-owner occupied
593

 

 
593

 
430,786

 
431,379

Total commercial real estate loans
1,613

 
719

 
2,332

 
692,142

 
694,474

Construction

 

 

 
119,723

 
119,723

Residential real estate
196

 

 
196

 
236,888

 
237,084

Commercial and industrial
346

 
239

 
585

 
362,750

 
363,335

Consumer
209

 
12

 
221

 
38,141

 
38,362

 
$
2,364

 
$
970

 
$
3,334

 
$
1,449,644

 
$
1,452,978

 
 
 
 
 
 
 
 
 
 
Acquired loans (b):
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$

 
$

 
$

 
$
45,236

 
$
45,236

Non-owner occupied
2,049

 

 
2,049

 
93,134

 
95,183

Total commercial real estate loans
2,049

 

 
2,049

 
138,370

 
140,419

Construction
46

 

 
46

 
10,583

 
10,629

Residential real estate
748

 
534

 
1,282

 
60,024

 
61,306

Commercial and industrial
6

 
5

 
11

 
21,098

 
21,109

Consumer
53

 

 
53

 
1,435

 
1,488

 
$
2,902

 
$
539

 
$
3,441

 
$
231,510

 
$
234,951

 
 
 
 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
 
 
 
Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
1,020

 
$
719

 
$
1,739

 
$
306,592

 
$
308,331

Non-owner occupied
2,642

 

 
2,642

 
523,920

 
526,562

Total commercial real estate loans
3,662

 
719

 
4,381

 
830,512

 
834,893

Construction
46

 

 
46

 
130,306

 
130,352

Residential real estate
944

 
534

 
1,478

 
296,912

 
298,390

Commercial and industrial
352

 
244

 
596

 
383,848

 
384,444

Consumer
262

 
12

 
274

 
39,576

 
39,850

 
$
5,266

 
$
1,509

 
$
6,775

 
$
1,681,154

 
$
1,687,929

 
 
 
 
 
 
 
 
 
 
(a) Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
(b) Loans acquired in the Home merger and PPFS merger.
Impaired financing receivables
The following table presents information related to impaired loans, by portfolio class, at December 31, 2016 and 2015 (dollars in thousands):
 
Impaired loans
 
 
 
With a
related
allowance
 
Without a
related
allowance
 
Total
recorded
balance
 
Unpaid
principal
balance
 
Related
allowance
2016
 

 
 

 
 

 
 

 
 

Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$

 
$
640

 
$
640

 
$
1,077

 
$

Non-owner occupied

 

 

 

 

Total commercial real estate loans

 
640

 
640

 
1,077

 

Construction

 

 

 

 

Residential real estate

 

 

 

 

Commercial and industrial
6,701

 
333

 
7,034

 
10,359

 
2,000

Consumer

 

 

 

 

 
$
6,701

 
$
973

 
$
7,674

 
$
11,436

 
$
2,000

 
 
 
 
 
 
 
 
 
 
2015
 

 
 

 
 

 
 

 
 

Commercial real estate:
 

 
 

 
 

 
 

 
 

Owner occupied
$
1,032

 
$
2,157

 
$
3,189

 
$
4,285

 
$
73

Non-owner occupied
646

 

 
646

 
646

 
5

Total commercial real estate loans
1,678

 
2,157

 
3,835

 
4,931

 
78

Construction

 
365

 
365

 
365

 

Residential real estate

 
18

 
18

 
18

 

Commercial and industrial
2,539

 
185

 
2,724

 
3,366

 
164

Consumer

 

 

 

 

 
$
4,217

 
$
2,725

 
$
6,942

 
$
8,680

 
$
242

The following table presents, by portfolio class, the average recorded investment in impaired loans for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
Year ended
 
2016
 
2015
 
2014
Commercial real estate:
 

 
 

 
 
Owner occupied
$
1,757

 
$
3,216

 
$
6,115

Non-owner occupied
1,905

 
6,384

 
22,699

Total commercial real estate loans
3,662

 
9,600

 
28,814

Construction

 
499

 
1,157

Residential real estate

 
54

 
381

Commercial and industrial
7,409

 
2,793

 
4,015

Consumer

 

 

 
$
11,071

 
$
12,946

 
$
34,367

Schedule of financing receivables, non accrual status
Information with respect to the Company’s non-accrual loans, by portfolio class, at December 31, 2016 and 2015 is as follows (dollars in thousands):
  
 
2016
 
2015
Commercial real estate:
 

 
 

Owner occupied
$
1,739

 
$
2,742

Non-owner occupied
2,659

 
434

Total commercial real estate loans
4,398

 
3,176

Construction
429

 

Residential real estate
1,598

 
1,427

Commercial and industrial
7,270

 
447

Consumer

 
3

Total non-accrual loans
$
13,695

 
$
5,053

 
 
 
 
Accruing loans which are contractually past due 90 days or more:
 

 
 

Commercial and industrial
5

 
56

Consumer
12

 
12

Total accruing loans which are contractually past due 90 days or more
$
17

 
$
68

Troubled debt restructuring on financing receivables
The following table presents, by portfolio segment, the post modification recorded investment for TDRs restructured during the years ended December 31, 2016 and 2015, and by the primary type of concession granted (dollars in thousands). There were no restructured TDRs in 2014.

2016
Rate
reduction
 
Term
extension
 
Rate reduction
and term
extension
 
Total
Commercial real estate
$

 
$

 
$

 
$

Construction

 

 

 

Residential real estate

 

 

 

Commercial and industrial

 
22

 

 
22

Consumer

 

 

 

 
$

 
$
22

 
$

 
$
22

 
 
 
 
 
 
 
 
2015
Rate
reduction
 
Term
extension
 
Rate reduction
and term
extension
 
Total
Commercial real estate
$

 
$

 
$

 
$

Construction

 

 

 

Residential real estate

 

 

 

Commercial and industrial

 
25

 

 
25

Consumer

 

 

 

 
$

 
$
25

 
$

 
$
25

 
There were no TDRs which had payment defaults during the year ended December 31, 2016, 2015, and 2014 that had been previously restructured within the last twelve months prior to December 31, 2016 and 2015, and 2014.
The following table presents, by portfolio segment, information with respect to the Company’s loans that were modified and recorded as TDRs during the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
2016
 
2015
 
2014
 
Number of
loans
 
TDR outstanding
recorded investment
 
Number of
loans
 
TDR outstanding
recorded investment
 
Number of
loans
 
TDR outstanding
recorded investment
Commercial real estate

 
$

 

 
$

 

 
$

Construction

 

 

 

 

 

Residential real estate

 

 

 

 

 

Commercial and industrial
1

 
22

 
1

 
25

 

 

Consumer

 

 

 

 

 

 
1

 
$
22

 
1

 
$
25

 

 
$


XML 49 R34.htm IDEA: XBRL DOCUMENT v3.6.0.2
Mortgage banking activities (Tables)
12 Months Ended
Dec. 31, 2016
Transfers and Servicing [Abstract]  
Schedule of MSR Activity
Transactions in the Company’s MSRs for the years ended December 31, 2016 and 2015 were as follows (dollars in thousands).
 
 
2016
 
2015
Balance at beginning of year
$
2,186

 
$
2,248

Additions
885

 
631

Amortization
(723
)
 
(693
)
Balances at end of year
$
2,348

 
$
2,186

Schedule of Mortgage Banking Income
Mortgage banking income, net, consisted of the following for the periods shown (dollars in thousands):
 
2016
 
2015
 
2014
Origination and processing fees
$
360

 
$
614

 
$
748

Gain on sales of mortgage loans, net
3,044

 
2,007

 
1,539

Servicing fees, net
715

 
689

 
678

Amortization
(723
)
 
(693
)
 
(669
)
Mortgage banking income, net
$
3,396

 
$
2,617

 
$
2,296

XML 50 R35.htm IDEA: XBRL DOCUMENT v3.6.0.2
Premises and equipment (Tables)
12 Months Ended
Dec. 31, 2016
Property, Plant and Equipment [Abstract]  
Schedule of premises and equipment
Premises and equipment at December 31, 2016 and 2015 consisted of the following (dollars in thousands):
 
2016
 
2015
Land
$
13,591

 
$
10,501

Buildings and leasehold improvements
41,748

 
39,150

Furniture and equipment
17,603

 
15,991

 
72,942

 
65,642

Less accumulated depreciation and amortization
(24,284
)
 
(23,611
)
Premises and equipment, net
$
48,658

 
$
42,031

XML 51 R36.htm IDEA: XBRL DOCUMENT v3.6.0.2
Other real estate owned ("OREO"), net (Tables)
12 Months Ended
Dec. 31, 2016
Real Estate [Abstract]  
Schedule of other real estate owned activity
Transactions in the Company’s OREO for the years ended December 31, 2016, 2015 and 2014 were as follows (dollars in thousands):
 
2016
 
2015
 
2014
Balance at beginning of year
$
3,274

 
$
3,309

 
$
3,144

Additions
367

 
1,558

 
3,705

Dispositions
(1,964
)
 
(3,140
)
 
(3,611
)
Change in valuation allowance

 
1,547

 
71

Balance at end of year
$
1,677

 
$
3,274

 
$
3,309

Schedule of other real estate owned valuation allowance activity
The following table summarizes activity in the OREO valuation allowance for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
2016
 
2015
 
2014
Balance at beginning of year
$
776

 
$
2,323

 
$
2,394

Additions to valuation allowance

 
72

 
1,163

Reductions due to sales of OREO

 
(1,619
)
 
(1,234
)
Balance at end of year
$
776

 
$
776

 
$
2,323

Summary of other real estate owned expenses
The following table summarizes OREO expenses for the years ended December 31, 2016, 2015 and 2014 (dollars in thousands):
 
 
2016
 
2015
 
2014
Operating costs
$
251

 
$
367

 
$
175

(Gains) losses on sales of OREO
(247
)
 
(371
)
 
(183
)
Increases in valuation allowance
167

 
72

 
996

Total
$
171

 
$
68

 
$
988

XML 52 R37.htm IDEA: XBRL DOCUMENT v3.6.0.2
Goodwill and other intangible assets (Tables)
12 Months Ended
Dec. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of Finite-Lived Intangible Assets
The following table sets forth activity for CDI for the years ended December 31, 2016 and 2015 (dollars in thousands). The Company had $7.7 million recorded CDI and $0.5 million amortization expense during 2014.
 
 
2016
 
2015
Gross core deposit intangibles balance, beginning of period
 
$
8,196

 
$
8,196

Accumulated amortization, beginning of period
 
(1,333
)
 
(513
)
Core deposit intangible, net, beginning of period
 
6,863

 
7,683

Established through acquisitions
 
6,770

 

CDI current period amortization
 
(1,316
)
 
(820
)
Total core deposit intangible, end of period
 
$
12,317

 
$
6,863

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense
The following table provides the estimated future amortization expense of CDI for the succeeding five years (dollars in thousands):

Years Ending December 31,
 
2017
$
1,497

2018
1,497

2019
1,497

2020
1,497

2021
1,497




XML 53 R38.htm IDEA: XBRL DOCUMENT v3.6.0.2
Derivatives (Tables)
12 Months Ended
Dec. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Schedule of Notional Amounts of Outstanding Derivative Positions
As of December 31, 2016 and 2015, the notional values or contractual amounts and fair values of the Company’s derivatives not designated in hedge relationships were as follows (dollars in thousands).
 
 
Asset Derivatives
 
Liability Derivatives
 
 
2016
 
2015
 
2016
 
2015
 
 
Notional/
Contract Amount
 
Fair Value (1)
 
Notional/
Contract Amount
 
Fair Value (1)
 
Notional/
Contract Amount
 
Fair Value (2)
 
Notional/
Contract Amount
 
Fair Value (2)
Interest rate swaps
 
$
256,950

 
$
5,239

 
$
169,720

 
$
8,646

 
$
256,950

 
$
5,239

 
$
169,720

 
$
8,646

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1)- Included in other assets on the consolidated balance sheet
(2)- Included in other liabilities on the consolidated balance sheet
Offsetting Assets and Liabilities
The following table illustrates the potential effect of the Company’s derivative master netting arrangements, by type of financial instrument, on the Company’s balance sheet as of December 31, 2016 and 2015 (dollars in thousands):
 
 
December 31, 2016
 
 
 
 
 
 
 
 
Gross Amounts of Financial Instruments Not Offset in the Balance Sheet
 
 
Gross Amounts Recognized
 
Amounts offset in the Balance Sheet
 
Net Amounts in the Balance Sheet
 
Netting Adjustment Per Applicable Master Netting Agreements
 
Fair Value of Financial Collateral in the Balance Sheet
 
Net Amount
 
 
 
 
 
 
 
 
 
 
 
 
 
Asset Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
5,239

 
$

 
$
5,239

 
$

 
$

 
$
5,239

 
 
 
 
 
 
 
 
 
 
 
 
 
Liability Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
5,239

 
$

 
$
5,239

 
$

 
$
5,000

 
$
239

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
Gross Amounts of Financial Instruments Not Offset in the Balance Sheet
 
 
Gross Amounts Recognized
 
Amounts offset in the Balance Sheet
 
Net Amounts in the Balance Sheet
 
Netting Adjustment Per Applicable Master Netting Agreements
 
Fair Value of Financial Collateral in the Balance Sheet
 
Net Amount
Asset Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
8,646

 
$

 
$
8,646

 
$

 
$

 
$
8,646

 
 
 
 
 
 
 
 
 
 
 
 
 
Liability Derivatives
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate swaps
 
$
8,646

 
$

 
$
8,646

 
$

 
$
8,595

 
$
51

XML 54 R39.htm IDEA: XBRL DOCUMENT v3.6.0.2
Time deposits (Tables)
12 Months Ended
Dec. 31, 2016
Banking and Thrift [Abstract]  
Time deposits by maturity
At December 31, 2016, the scheduled annual maturities of all time deposits were approximately as follows (dollars in thousands):
2017
$
154,098

2018
31,931

2019
16,516

2020
12,357

2021
4,755

Thereafter
705

 
$
220,362

XML 55 R40.htm IDEA: XBRL DOCUMENT v3.6.0.2
Commitments, guarantees and contingencies (Tables)
12 Months Ended
Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]  
Schedule of off-balance sheet financial instruments
A summary of the Bank’s off-balance sheet financial instruments which are used to meet the financing needs of its customers is approximately as follows at December 31, 2016 and 2015 (dollars in thousands):
 
2016
 
2015
Commitments to extend credit
$
580,450

 
$
479,353

Commitments under credit card lines of credit
80,612

 
65,988

Standby letters of credit
5,887

 
5,090

Total off-balance sheet financial instruments
$
666,949

 
$
550,431

Schedule of minimum rental commitments under operating leases
At December 31, 2016, the aggregate minimum rental commitments under operating leases that have initial or remaining non-cancelable lease terms in excess of one year were approximately as follows (dollars in thousands):
2017
$
1,706

2018
1,356

2019
1,114

2020
762

2021
553

Thereafter
4,513

 
$
10,004

XML 56 R41.htm IDEA: XBRL DOCUMENT v3.6.0.2
Income taxes (Tables)
12 Months Ended
Dec. 31, 2016
Income Tax Disclosure [Abstract]  
Schedule of income tax benefit (provision)
The approximate provision for income taxes for the years ended December 31, 2016, 2015, and 2014 was as follows (dollars in thousands):
 
2016
 
2015
 
2014
Current:
 
 
 
 
 
Federal
$
(801
)
 
$
(582
)
 
$
(185
)
 State
(160
)
 
(111
)
 
(30
)
 
(961
)
 
(693
)
 
(215
)
Deferred
(9,607
)
 
(11,820
)
 
37

(Provision) for income taxes
$
(10,568
)
 
$
(12,513
)
 
$
(178
)
Schedule of effective income tax rate reconciliation
The provision for income taxes results in effective tax rates which are different than the federal income tax statutory rate. A reconciliation of the differences for the years ended December 31, 2016, 2015, and 2014 is as follows (dollars in thousands):
 
2016
 
2015
 
2014
Expected federal income tax provision/credit at statutory rates
$
(9,569
)
 
$
(11,582
)
 
$
(1,370
)
State income taxes, net of federal effect
(1,293
)
 
(1,456
)
 
(179
)
Effect of nontaxable income, net
779

 
643

 
489

Reversal of valuation allowance
15

 
4

 

Tax affected disallowed merger costs
(369
)
 

 
(974
)
Rate change for deferred taxes
195

 
(353
)
 
1,687

Other, net
(326
)
 
231

 
169

(Provision) for income taxes
$
(10,568
)
 
$
(12,513
)
 
$
(178
)
Schedule of deferred tax assets and liabilities
The significant components of the net deferred tax assets and liabilities at December 31, 2016 and 2015 were as follows (dollars in thousands):
 
2016
 
2015
Deferred tax assets:
 
 
 
Reserve for loan losses and unfunded loan commitments
$
10,431

 
$
8,961

Deferred benefit plan expenses, net
13,663

 
12,768

Federal and state net operating loss and other carryforwards
14,840

 
28,068

Tax credit carryforwards
3,419

 
2,427

Allowance for losses on OREO
441

 
651

Accrued interest on non-accrual loans
125

 
169

Purchased intangibles
4,870

 
5,390

Fair value of acquired assets/liabilities
2,698

 
1,563

Other
1,464

 
575

Deferred tax assets
51,951

 
60,572

Valuation allowance for deferred tax assets
(59
)
 
(74
)
Deferred tax assets, net of valuation allowance
51,892

 
60,498

Deferred tax liabilities:
 
 
 
Accumulated depreciation and amortization
2,755

 
2,070

Deferred loan fees
1,240

 
1,233

FHLB stock dividends
289

 
2,242

Net unrealized gains (losses) on investment securities available-for-sale
(653
)
 
994

Purchased intangibles
2,395

 
2,543

Other
694

 
743

Deferred tax liabilities
6,720

 
9,825

Net deferred tax assets (liabilities)
$
45,172

 
$
50,673

XML 57 R42.htm IDEA: XBRL DOCUMENT v3.6.0.2
Basic and diluted net income per common share (Tables)
12 Months Ended
Dec. 31, 2016
Earnings Per Share [Abstract]  
Reconciliation of earnings per share
The numerators and denominators used in computing basic and diluted net income per common share for the years ended December 31, 2016, 2015 and 2014 can be reconciled as follows (dollars in thousands, except per share data):
 
 
2016
 
2015
 
2014
Net income
$
16,771

 
$
20,579

 
$
3,737

 
 
 
 
 
 
Weighted-average shares outstanding - basic
71,895,427

 
71,788,827

 
62,265,230

Dilutive securities
263,755

 
179,926

 
74,640

Weighted-average shares outstanding - diluted
72,159,182

 
71,968,753

 
62,339,870

Common stock equivalent shares excluded due to antidilutive effect
450

 
3,361,624

 
85,901

 
 
 
 
 
 
Basic and diluted:
 

 
 

 
 

Net income per common share (basic)
$
0.23

 
$
0.29

 
$
0.06

Net income per common share (diluted)
$
0.23

 
$
0.29

 
$
0.06

XML 58 R43.htm IDEA: XBRL DOCUMENT v3.6.0.2
Transactions with related parties (Tables)
12 Months Ended
Dec. 31, 2016
Related Party Transactions [Abstract]  
Schedule of related party transactions
An analysis of activity with respect to loans to officers and directors of the Bank for the years ended December 31, 2016 and 2015 was approximately as follows (dollars in thousands):
 
2016
 
2015
Balance at beginning of year
$
2,253

 
$
2,791

Additions
485

 
106

Repayments
(1,321
)
 
(644
)
Balance at end of year
$
1,417

 
$
2,253

XML 59 R44.htm IDEA: XBRL DOCUMENT v3.6.0.2
Stock-based Compensation (Tables)
12 Months Ended
Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
Schedule of stock options activity
The following table presents the activity related to options under all plans for the years ended December 31, 2016, 2015, and 2014.
 
2016
 
2015
 
2014
 
Options outstanding
 
Weighted-average exercise price
 
Options outstanding
 
Weighted-average exercise price
 
Options outstanding
 
Weighted-average exercise price
Balance at beginning of year
3,375,909

 
$
5.44

 
85,901

 
$
34.85

 
111,571

 
$
38.92

Granted
14,222

 
3.71

 
3,300,000

 
4.79

 

 

Exercised/Released
(2,266
)
 
3.60

 

 

 

 

Cancelled / forfeited
(2,196
)
 
30.56

 
(8,301
)
 
21.14

 
(20,482
)
 
33.90

Expired
(1,697
)
 
209.87

 
(1,691
)
 
151.20

 
(5,188
)
 
125.83

Balance at end of year
3,383,972

 
$
5.32

 
3,375,909

 
$
5.44

 
85,901

 
$
34.85

Exercisable at end of year
83,972

 
 
 
75,909

 
 
 
67,404

 
 
Schedule of weighted average exercise price and weighted average remaining contractual life
Information regarding the number, weighted-average exercise price, and weighted-average remaining contractual life of options by range of exercise price at December 31, 2016 is as follows:
 
Options outstanding
 
Exercisable options
Exercise price range
Number of options
 
Weighted-average exercise price
 
Weighted-average remaining contractual life (years)
 
Number of options
 
Weighted-average exercise price
Under $50.00
3,371,834

 
$
4.80

 
8.0
 
71,834

 
$
5.45

$80.01 - $120.00
8,831

 
101.30

 
1.2
 
8,831

 
101.30

$220.01 - $279.00
3,307

 
271.82

 
0.1
 
3,307

 
271.82

 
3,383,972

 
$
5.32

 
8.0
 
83,972

 
$
26.02

Schedule of nonvested restricted stock units activity
The following table presents the activity for nonvested restricted stock for the year ended December 31, 2016:
 
Number of
shares
 
Weighted-
average grant
date fair value
per share
Nonvested as of January 1, 2016
909,410

 
$
6.37

Granted
579,638

 
5.70

Released
(297,088
)
 
5.18

Canceled / forfeited
(42,985
)
 
4.94

Nonvested as of December 31, 2016
1,148,975

 
$
6.39

XML 60 R45.htm IDEA: XBRL DOCUMENT v3.6.0.2
Fair Value (Tables)
12 Months Ended
Dec. 31, 2016
Fair Value Disclosures [Abstract]  
Fair value of financial assets measured on recurring basis
The Company’s only financial assets measured at fair value on a recurring basis at December 31, 2016 and 2015 were as follows (dollars in thousands):
 
Level 1
 
Level 2
 
Level 3
2016
 

 
 

 
 

Assets:
 
 
 
 
 
Investment securities available-for-sale
$

 
$
494,819

 
$

Interest rate swap derivatives

 
5,239

 

   Total assets
$

 
$
500,058

 
$

 
 
 
 
 
 
Liabilities:
 
 
 
 
 
Interest rate swap derivatives
$

 
$
5,239

 
$

 
 
 
 
 
 
2015
 

 
 

 
 

Assets:
 
 
 
 
 
Investment securities available-for-sale
$

 
$
310,262

 
$

Interest rate swap derivatives

 
8,646

 

   Total assets
$

 
$
318,908

 
$

 
 
 
 
 
 
Liabilities:
 
 
 
 
 
Interest rate swap derivatives
$

 
$
8,646

 
$

Fair value of financial assets measured on nonrecurring basis
The following table represents the assets measured at fair value on a nonrecurring basis by the Company at December 31, 2016 and 2015 (dollars in thousands):
 
Level 1
 
Level 2
 
Level 3
2016
 

 
 

 
 

Impaired loans
$

 
$

 
$
66

Other real estate owned

 

 
1,677

 
$

 
$

 
$
1,743

 
 
 
 
 
 
2015
 

 
 

 
 

Impaired loans
$

 
$

 
$
50

Other real estate owned

 

 
3,274

 
$

 
$

 
$
3,324

Quantitative information about level 3 fair value measurements on a nonrecurring basis
The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2016 and 2015 (dollars in thousands):
 
2016
 
Fair Value Estimate
 
Valuation Techniques
 
Unobservable Input
Impaired loans
$
66

 
Market approach
 
Appraised value less selling costs of 5% to 10%
Additional discounts of 70% to 100% to appraised value to reflect liquidation value
Other real estate owned
$
1,677

 
Market approach
 
Appraised value less selling costs of 5% to 10%
 
 
2015
 
Fair Value Estimate
 
Valuation Techniques
 
Unobservable Input
Impaired loans
$
50

 
Market approach
 
Appraised value less selling costs of 5% to 10%
Additional discounts of 5% to 50% to appraised value to reflect liquidation value
Other real estate owned
$
3,274

 
Market approach
 
Appraised value less selling costs of 5% to 10%
Fair value of balance sheet financial instruments
The estimated fair values of the Company’s significant on-balance sheet financial instruments at December 31, 2016 and 2015 were approximately as follows (dollars in thousands):
 
 
 
 
2016
 
2015
 
Level in Fair
Value
Hierarchy
 
Carrying
value
 
Estimated
fair value
 
Carrying
value
 
Estimated
fair value
Financial assets:
 
 
 

 
 

 
 

 
 

Cash and cash equivalents
Level 1
 
$
72,577

 
$
72,577

 
$
77,805

 
$
77,805

Investment securities:
 
 
 
 
 

 
 

 
 

Available-for-sale
Level 2
 
494,819

 
494,819

 
310,262

 
310,262

Held-to-maturity
Level 2
 
140,557

 
142,272

 
139,424

 
142,260

FHLB stock
Level 2
 
3,268

 
3,268

 
3,000

 
3,000

Loans held-for-sale
Level 2
 
8,651

 
8,651

 
3,621

 
3,621

Loans, net
Level 3
 
2,077,358

 
2,064,937

 
1,662,095

 
1,656,986

BOLI
Level 3
 
56,957

 
56,957

 
54,450

 
54,450

MSRs
Level 3
 
2,348

 
3,321

 
2,186

 
3,027

Interest rate swap derivatives
Level 2
 
5,239

 
5,239

 
8,646

 
8,646

 
 
 
 
 
 
 
 
 
 
Financial liabilities:
 
 
 

 
 

 
 

 
 

Deposits
Level 2
 
2,661,813

 
2,661,045

 
2,083,088

 
2,082,748

Interest rate swap derivatives
Level 2
 
5,239

 
5,239

 
8,646

 
8,646

XML 61 R46.htm IDEA: XBRL DOCUMENT v3.6.0.2
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2016
Regulated Operations [Abstract]  
Schedule of compliance with regulatory capital requirements under banking regulations
Bancorp’s and Bank’s actual capital amounts and ratios and the required capital ratios under the Basel III Rules and the prompt corrective action framework as of December 31, 2016 and 2015 are presented in the following table (dollars in thousands):
 
Actual
 
Regulatory minimum to
be “adequately
capitalized”
 
Basel III minimum adequacy with capital conservation buffer
 
Regulatory minimum
to be “well capitalized”
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital Amount
 
Ratio
 
Capital
Amount
 
Ratio
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
$
259,216

 
8.6
%
 
$
120,604

 
4.0
%
 
N/A

 
N/A
 
$
150,754

 
5.0
%
   Bank
254,270

 
8.4

 
120,462

 
4.0

 
N/A

 
N/A
 
150,578

 
5.0

CET1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
259,216

 
10.5

 
110,738

 
4.5

 
125,504

 
5.1
 
159,955

 
6.5

   Bank
254,270

 
10.3

 
110,933

 
4.5

 
125,724

 
5.1
 
160,237

 
6.5

Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
259,216

 
10.5

 
147,651

 
6.0

 
162,416

 
6.6
 
196,868

 
8.0

   Bank
254,270

 
10.3

 
147,911

 
6.0

 
162,702

 
6.6
 
197,214

 
8.0

Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
284,949

 
11.6

 
196,868

 
8.0

 
211,633

 
8.6
 
246,085

 
10.0

   Bank
280,003

 
11.4

 
197,214

 
8.0

 
212,005

 
8.6
 
246,518

 
10.0

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
$
227,542

 
9.4
%
 
$
96,817

 
4.0
%
 
N/A

 
N/A
 
$
121,022

 
5.0
%
   Bank
223,553

 
9.3

 
96,662

 
4.0

 
N/A

 
N/A
 
120,827

 
5.0

CET1 capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
227,542

 
11.5

 
88,818

 
4.5

 
N/A

 
N/A
 
128,292

 
6.5

   Bank
223,533

 
11.4

 
88,663

 
4.5

 
N/A

 
N/A
 
128,069

 
6.5

Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
227,542

 
11.5

 
118,424

 
6.0

 
N/A

 
N/A
 
157,898

 
8.0

   Bank
223,553

 
11.4

 
118,218

 
6.0

 
N/A

 
N/A
 
157,624

 
8.0

Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Bancorp
252,401

 
12.8

 
157,898

 
8.0

 
N/A

 
N/A
 
197,373

 
10.0

   Bank
248,346

 
12.6

 
157,624

 
8.0

 
N/A

 
N/A
 
197,030

 
10.0

XML 62 R47.htm IDEA: XBRL DOCUMENT v3.6.0.2
Parent company financial information (Tables) - Cascade Bancorp
12 Months Ended
Dec. 31, 2016
Condensed Balance Sheet (Parent Company Only)
Condensed financial information for Bancorp (Parent company only) is presented as follows (dollars in thousands):

CONDENSED BALANCE SHEETS
 
December 31,
  
2016
 
2015
Assets:
  
 
  
Cash and cash equivalents
$
1,253

 
$
2,272

Investment in subsidiary
360,426

 
328,771

Deferred tax asset
6,338

 
4,624

Other assets
1,635

 
1,107

Total assets
$
369,652

 
$
336,774

Liabilities and stockholders’ equity:
  
 
  
Stockholders’ equity
$
369,652

 
$
336,774

Total liabilities and stockholders’ equity
$
369,652

 
$
336,774

Condensed Statements of Operations (Parent Company Only)
CONDENSED STATEMENTS OF COMPREHENSIVE INCOME
 
Years ended December 31,
  
2016
 
2015
 
2014
Income:
 
 
 
 
 
Interest income
$
5

 
$
5

 
$
10

Expenses:
 
 
 
 
 
Administrative
3,279

 
2,619

 
1,347

Other
1,356

 
378

 
3,217

Total expenses
4,635

 
2,997

 
4,564

Loss before income taxes and equity in undistributed net losses of subsidiary
(4,630
)
 
(2,992
)
 
(4,554
)
Credit for income taxes
1,804

 
1,154

 
2,053

Gain (loss) before equity in undistributed net losses
of subsidiary
(2,826
)
 
(1,838
)
 
(2,501
)
Equity in undistributed net income of subsidiary
19,597

 
22,417

 
6,238

Net income
$
16,771

 
$
20,579

 
$
3,737

Comprehensive income
$
14,085

 
$
19,365

 
$
6,608



Condensed Statement of Cash Flows (Parent Company Only)
CONDENSED STATEMENTS OF CASH FLOWS
 
Years ended December 31,
  
2016
 
2015
 
2014
Cash flows from operating activities:
 
 
 
 
 
Net income
$
16,771

 
$
20,579

 
$
3,737

Adjustments to reconcile net loss to net cash provided
by (used in) operating activities:
 
 
 
 
 
Equity in undistributed net income of subsidiary
(19,597
)
 
(22,417
)
 
(6,238
)
Stock-based compensation expense
3,124

 
2,482

 
1,214

Increase in deferred tax asset
(1,714
)
 
(1,010
)
 
(1,794
)
Increase in other assets
(527
)
 
17

 
(936
)
(Decrease) increase in other liabilities

 

 

Net cash used in operating activities
(1,943
)
 
(349
)
 
(4,017
)
 
 
 
 
 
 
Cash flows from financing activities:
 
 
 
 
 
Tax effect of nonvested restricted stock
(577
)
 
(556
)
 
(339
)
Proceeds from issuance of common stock
16,238

 

 
119,285

Increase due to business combination
(16,244
)
 

 
(111,879
)
Stock options exercised
7

 

 

Dividend from Bank
1,500

 

 

Net cash provided by (used in) financing activities
924

 
(556
)
 
7,067

Net increase (decrease) in cash and cash equivalents
(1,019
)
 
(905
)
 
3,050

Cash and cash equivalents at beginning of year
2,272

 
3,177

 
127

Cash and cash equivalents at end of year
$
1,253

 
$
2,272

 
$
3,177

XML 63 R48.htm IDEA: XBRL DOCUMENT v3.6.0.2
Quarterly Financial Information (Unaudited) (Tables)
12 Months Ended
Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]  
Schedule of Quarterly Financial Information
The following tables present the summary results for the eight quarters ending December 31, 2016 (dollars in thousands):

 
 
2016
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31
 
September 30
 
June 30
 
March 31
 
Four Quarters
Interest income
 
$
25,491

 
$
24,353

 
$
22,739

 
$
22,694

 
$
95,277

Interest expense
 
527

 
569

 
523

 
535

 
2,154

Net interest income
 
24,964

 
23,784

 
22,216

 
22,159

 
93,123

Loan loss provision (recovery)
 

 

 

 

 

Net interest income after loan loss provision
 
24,964

 
23,784

 
22,216

 
22,159

 
93,123

Non-interest income
 
8,279

 
7,940

 
7,771

 
5,456

 
29,446

Non-interest expense
 
23,157

 
25,220

 
22,335

 
24,518

 
95,230

Income before provision for income taxes
 
10,086

 
6,504

 
7,652

 
3,097

 
27,339

Income tax (provision)/ benefit
 
(4,168
)
 
(2,415
)
 
(2,828
)
 
(1,157
)
 
(10,568
)
Net income
 
$
5,918

 
$
4,089

 
$
4,824

 
$
1,940

 
$
16,771

 
 
 
 
 
 
 
 
 
 
 
Basic net income per common share
 
$
0.08

 
$
0.06

 
$
0.07

 
$
0.03

 
 
Diluted net income per common share
 
$
0.08

 
$
0.06

 
$
0.07

 
$
0.03

 
 

 
 
2015
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31
 
September 30
 
June 30
 
March 31
 
Four Quarters
Interest income
 
$
20,217

 
$
20,841

 
$
19,819

 
$
19,510

 
$
80,387

Interest expense
 
429

 
430

 
467

 
546

 
1,872

Net interest income
 
19,788

 
20,411

 
19,352

 
18,964

 
78,515

Loan loss provision (recovery)
 
(2,000
)
 

 

 
(2,000
)
 
(4,000
)
Net interest income after loan loss provision
 
21,788

 
20,411

 
19,352

 
20,964

 
82,515

Non-interest income
 
5,772

 
6,384

 
6,695

 
6,122

 
24,973

Non-interest expense
 
18,115

 
19,070

 
18,391

 
18,820

 
74,396

Income before provision for income taxes
 
9,445

 
7,725

 
7,656

 
8,266

 
33,092

Income tax (provision)/ benefit
 
(3,878
)
 
(2,626
)
 
(2,861
)
 
(3,148
)
 
(12,513
)
Net income
 
$
5,567

 
$
5,099

 
$
4,795

 
$
5,118

 
$
20,579

 
 
 
 
 
 
 
 
 
 
 
Basic net income per common share
 
$
0.08

 
$
0.07

 
$
0.07

 
$
0.07

 
 
Diluted net income per common share
 
$
0.08

 
$
0.07

 
$
0.07

 
$
0.07

 
 
XML 64 R49.htm IDEA: XBRL DOCUMENT v3.6.0.2
Basis of presentation and summary of significant accounting policies (Details) - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Accounting Policies [Line Items]        
Transfer to other real estate $ 400,000 $ 1,600,000 $ 200,000  
Transfer from fixed assets 900,000 400,000 5,900,000  
Interest paid 2,100,000 1,900,000 2,200,000  
Income taxes paid 700,000 1,100,000 0  
Trading securities 0 0 0  
Federal Home Loan Bank (FHLB) stock $ 3,268,000 3,000,000    
Threshold period past due for financing receivables 90 days      
Loans and leases receivable, allowance $ 25,290,000 24,415,000    
MSRs 2,348,000 2,186,000 2,248,000  
Bank owned life insurance 56,957,000 54,450,000    
Other real estate owned (OREO), net 1,677,000 3,274,000 3,309,000 $ 3,144,000
Advertising expense 600,000 600,000 900,000  
Deferred tax assets, valuation allowance 59,000 74,000    
Swap fee income 2,483,000 2,533,000 1,847,000  
Interest rate swap derivatives 5,239,000      
Derivative notional amount 257,000,000 169,700,000    
Assets held-in-trust 54,300,000 57,000,000    
Finite-Lived Intangible Assets [Line Items]        
Core deposit intangible, net 12,317,000 6,863,000    
Interest Rate Swap        
Accounting Policies [Line Items]        
Interest rate swap derivatives [1] 5,200,000 8,600,000    
Interest rate swap derivatives 5,200,000 8,600,000    
Separate Account BOLI        
Accounting Policies [Line Items]        
Bank owned life insurance 28,900,000 28,600,000    
General Account BOLI        
Accounting Policies [Line Items]        
Bank owned life insurance $ 28,000,000 25,900,000    
One-to-Four Family Loans        
Accounting Policies [Line Items]        
Threshold period for one-to-four family loans to be deemed current 90 days      
Unallocated        
Accounting Policies [Line Items]        
Loans and leases receivable, allowance $ 1,588,000 2,476,000    
Loans Receivable        
Accounting Policies [Line Items]        
Loans and leases receivable, allowance 25,290,000 24,415,000 22,053,000 20,857,000
Loans Receivable | Unallocated        
Accounting Policies [Line Items]        
Loans and leases receivable, allowance 1,588,000 2,476,000 5,294,000 714,000
Decrease in loans and leases receivable allowance 900,000      
Unfunded Lending Commitments        
Accounting Policies [Line Items]        
Loans and leases receivable, allowance 440,000 440,000 440,000 440,000
Unfunded Lending Commitments | Unallocated        
Accounting Policies [Line Items]        
Loans and leases receivable, allowance 0 0 0 $ 0
Core Deposits        
Finite-Lived Intangible Assets [Line Items]        
Core deposit intangible, net $ 12,317,000 $ 6,863,000 $ 7,683,000  
[1] Included in other assets on the consolidated balance sheet
XML 65 R50.htm IDEA: XBRL DOCUMENT v3.6.0.2
Basis of presentation and summary of significant accounting policies (Schedule of Premises and Equipment) (Details)
12 Months Ended
Dec. 31, 2016
Land Improvements | Minimum  
Property, Plant and Equipment [Line Items]  
Premises and equipment, useful life 3 years
Land Improvements | Maximum  
Property, Plant and Equipment [Line Items]  
Premises and equipment, useful life 15 years
Building | Minimum  
Property, Plant and Equipment [Line Items]  
Premises and equipment, useful life 5 years
Building | Maximum  
Property, Plant and Equipment [Line Items]  
Premises and equipment, useful life 39 years
Computer | Minimum  
Property, Plant and Equipment [Line Items]  
Premises and equipment, useful life 3 years
Computer | Maximum  
Property, Plant and Equipment [Line Items]  
Premises and equipment, useful life 5 years
Furniture, Fixtures, and Other Equipment | Minimum  
Property, Plant and Equipment [Line Items]  
Premises and equipment, useful life 3 years
Furniture, Fixtures, and Other Equipment | Maximum  
Property, Plant and Equipment [Line Items]  
Premises and equipment, useful life 15 years
XML 66 R51.htm IDEA: XBRL DOCUMENT v3.6.0.2
Basis of presentation and summary of significant accounting policies (Agreement with First Interstate BancSystem, Inc) (Details) - First Interstate BancSystem, Inc - First Interstate Merger - USD ($)
12 Months Ended
Nov. 17, 2016
Dec. 31, 2019
Dec. 31, 2018
Business Acquisition [Line Items]      
Total consideration $ 590,500,000    
Share price of acquisition $ 7.62    
Share price $ 38.40    
Number of securities called by each right (in shares) 0.14864    
Exercise price of right (in dollars per share) $ 1.91    
Percentage of capital stock acquired 20.00%    
Assets threshold of debit interchange limitations $ 10,000,000,000    
Forecast      
Business Acquisition [Line Items]      
Long-term annual earnings per share accretion   10.00% 8.00%
XML 67 R52.htm IDEA: XBRL DOCUMENT v3.6.0.2
Business Combinations (Narrative) (Details) - USD ($)
$ / shares in Units, $ in Thousands
12 Months Ended
Aug. 01, 2016
Mar. 04, 2016
May 16, 2014
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Business Acquisition [Line Items]            
Goodwill       $ 85,852 $ 78,610  
Core Deposits            
Business Acquisition [Line Items]            
Core deposit intangible, useful life       10 years    
Prime Pacific Financial Services            
Business Acquisition [Line Items]            
Number of securities called by each right (in shares) 0.3050          
Cascade Bancorp common stock shares issued for Acquiree shares 2,921,012          
Goodwill $ 3,258          
Cost incurred related to business acquisition       $ 1,500 $ 1,500  
Deposits 101,544          
Consideration paid in cash $ 1          
Bank Of America, Branch Locations            
Business Acquisition [Line Items]            
Goodwill   $ 3,984        
Cost incurred related to business acquisition   2,300        
Deposits   $ 469,889        
Premium paid on core deposits   2.00%        
Consideration paid in cash   $ 9,700        
Bank Of America, Branch Locations | Core Deposits            
Business Acquisition [Line Items]            
Core deposit intangible, useful life   10 years        
Home Federal Bank            
Business Acquisition [Line Items]            
Number of securities called by each right (in shares)     1.6772      
Cascade Bancorp common stock shares issued for Acquiree shares     24,309,131      
Goodwill     $ 78,610      
Cost incurred related to business acquisition           $ 11,600
Deposits     759,176      
Consideration paid in cash     $ 122,163      
Exercise price of right (in dollars per share)     $ 8.43      
XML 68 R53.htm IDEA: XBRL DOCUMENT v3.6.0.2
Business Combinations (Prime Pacific Financial Services and Home Federal Bank) (Details) - USD ($)
$ / shares in Units, $ in Thousands
Aug. 01, 2016
May 16, 2014
Dec. 31, 2016
Dec. 31, 2015
Business Acquisition [Line Items]        
Goodwill     $ 85,852 $ 78,610
Prime Pacific Financial Services        
Business Acquisition [Line Items]        
Cascade Bancorp common stock shares issued for Acquiree shares 2,921,012      
Cascade share price as calculated in the Merger Agreement $ 5.56      
Consideration from common stock conversion $ 16,238      
Consideration paid in cash 1      
Total purchase price 16,239      
Cash and cash equivalents 7,625      
Investment securities 0      
FHLB stock 424      
Loans, net 102,670      
Premises and equipment, net 5,333      
Other real estate owned 0      
Deferred tax asset 2,488      
Bank owned life insurance 1,491      
Other assets 2,364      
Total assets 122,395      
Deposits 101,544      
Other liabilities 8,212      
Total liabilities 109,756      
Net identifiable assets acquired 12,639      
Core deposit intangibles [1] 342      
Goodwill $ 3,258      
Prime Pacific Financial Services | Core Deposits        
Business Acquisition [Line Items]        
Acquired finite-lived intangible assets, weighted average useful life 10 years      
Home Federal Bank        
Business Acquisition [Line Items]        
Cascade Bancorp common stock shares issued for Acquiree shares   24,309,131    
Cascade share price as calculated in the Merger Agreement   $ 4.91    
Consideration from common stock conversion   $ 119,285    
Consideration paid in cash   122,163    
Total purchase price   241,448    
Cash and cash equivalents   160,782    
Investment securities   318,893    
Loans, net   392,411    
Premises and equipment, net   17,432    
Other real estate owned   3,514    
Deferred tax asset   15,514    
Bank owned life insurance   15,896    
Other assets   13,259    
Total assets   945,368    
Deposits   759,176    
Other liabilities   23,354    
Total liabilities   782,530    
Net identifiable assets acquired   162,838    
Core deposit intangibles [2]   7,667    
Goodwill   $ 78,610    
Home Federal Bank | Core Deposits        
Business Acquisition [Line Items]        
Acquired finite-lived intangible assets, weighted average useful life   10 years    
[1] Intangible assets consist of core deposit intangibles. The useful life for which the core deposit intangible is being amortized is 10 years.
[2] The core deposit intangible is being amortized over a 10 year period, which is its expected useful life.
XML 69 R54.htm IDEA: XBRL DOCUMENT v3.6.0.2
Business Combinations (Pro Forma Information) (Details) - USD ($)
$ / shares in Units, $ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Prime Pacific Financial Services      
Business Acquisition, Pro Forma Information [Abstract]      
Net interest income $ 96,511 $ 83,931  
Non interest expense 96,898 83,418  
Net income $ 18,825 $ 19,532  
Net income per diluted share (in dollars per share) $ 0.26 $ 0.26  
Home Federal Bank      
Business Acquisition, Pro Forma Information [Abstract]      
Net interest income   $ 79,373 $ 77,932
Non interest expense   89,205 110,454
Net income   $ 11,288 $ 27,308
Net income per diluted share (in dollars per share)   $ 0.16 $ 0.38
XML 70 R55.htm IDEA: XBRL DOCUMENT v3.6.0.2
Business Combinations (Bank of America Branches) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Mar. 04, 2016
Dec. 31, 2015
Business Acquisition [Line Items]      
Goodwill $ 85,852   $ 78,610
Bank Of America, Branch Locations      
Business Acquisition [Line Items]      
Cash and cash equivalents   $ 456,611  
Premises and equipment, net   3,113  
Core deposit intangibles   6,427  
Goodwill   3,984  
Other assets   463  
Total assets   470,598  
Deposits   469,889  
Other liabilities   709  
Total liabilities   $ 470,598  
XML 71 R56.htm IDEA: XBRL DOCUMENT v3.6.0.2
Cash and due from banks (Details) - USD ($)
$ in Millions
Dec. 31, 2016
Dec. 31, 2015
Cash and Due from Banks [Abstract]    
Federal reserve bank mandated reserve amount $ 24.8 $ 21.9
XML 72 R57.htm IDEA: XBRL DOCUMENT v3.6.0.2
Investment securities (Unrealized Gain (Loss) on Investments) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Available-for-sale    
Amortized cost $ 496,536 $ 307,648
Gross unrealized gains 2,847 4,108
Gross unrealized losses (4,564) (1,494)
Estimated fair value 494,819 310,262
Held-to-maturity    
Amortized cost 140,557 139,424
Gross unrealized gains 1,965 2,843
Gross unrealized losses (250) (7)
Held-to-maturity 142,272 142,260
U.S. Agency mortgage-backed securities (MBS)    
Available-for-sale    
Amortized cost 165,933 154,691
Gross unrealized gains 1,828 2,698
Gross unrealized losses (799) (455)
Estimated fair value 166,962 156,934
Held-to-maturity    
Amortized cost 101,563 98,800
Gross unrealized gains 1,195 1,875
Gross unrealized losses (148) (5)
Held-to-maturity 102,610 100,670
Non-agency MBS    
Available-for-sale    
Amortized cost 252,153 118,765
Gross unrealized gains 203 477
Gross unrealized losses (3,408) (1,016)
Estimated fair value 248,948 118,226
U.S. Agency asset-backed securities    
Available-for-sale    
Amortized cost 6,700 7,468
Gross unrealized gains 419 800
Gross unrealized losses (57) (23)
Estimated fair value 7,062 8,245
Corporate securities    
Available-for-sale    
Amortized cost 71,213 26,199
Gross unrealized gains 397 121
Gross unrealized losses (287) 0
Estimated fair value 71,323 26,320
Mutual fund    
Available-for-sale    
Amortized cost 537 525
Gross unrealized gains 0 12
Gross unrealized losses (13) 0
Estimated fair value 524 537
Tax credit investments    
Held-to-maturity    
Amortized cost 287 421
Gross unrealized gains 0 0
Gross unrealized losses 0 0
Held-to-maturity 287 421
Obligations of state and political subdivisions    
Held-to-maturity    
Amortized cost 38,707 40,203
Gross unrealized gains 770 968
Gross unrealized losses (102) (2)
Held-to-maturity $ 39,375 $ 41,169
XML 73 R58.htm IDEA: XBRL DOCUMENT v3.6.0.2
Investment securities (Available For Sale Securities Continuous Unrealized Loss Position Fair Value) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Available-for-sale    
Estimated fair value, Less than 12 months $ 270,224 $ 90,042
Unrealized losses, Less than 12 months (4,354) (888)
Estimated fair value, 12 months or more 5,584 48,322
Unrealized losses, 12 months or more (210) (606)
Estimated fair value, Total 275,808 138,364
Unrealized losses, Total (4,564) (1,494)
Held-to-maturity    
Estimated fair value, Less than 12 months 9,583 2,788
Unrealized losses, Less than 12 months (250) (7)
Estimated fair value, 12 months or more 0 0
Unrealized losses, 12 months or more 0 0
Estimated fair value, Total 9,583 2,788
Unrealized losses, Total (250) (7)
U.S. Agency (MBS)    
Available-for-sale    
Estimated fair value, Less than 12 months 51,082 23,630
Unrealized losses, Less than 12 months (786) (123)
Estimated fair value, 12 months or more 1,733 34,576
Unrealized losses, 12 months or more (13) (332)
Estimated fair value, Total 52,815 58,206
Unrealized losses, Total (799) (455)
Held-to-maturity    
Estimated fair value, Less than 12 months 7,641 2,063
Unrealized losses, Less than 12 months (148) (5)
Estimated fair value, 12 months or more 0 0
Unrealized losses, 12 months or more 0 0
Estimated fair value, Total 7,641 2,063
Unrealized losses, Total (148) (5)
Non-agency MBS    
Available-for-sale    
Estimated fair value, Less than 12 months 211,909 66,412
Unrealized losses, Less than 12 months (3,268) (765)
Estimated fair value, 12 months or more 1,933 12,225
Unrealized losses, 12 months or more (140) (251)
Estimated fair value, Total 213,842 78,637
Unrealized losses, Total (3,408) (1,016)
U.S. Agency asset-backed securities    
Available-for-sale    
Estimated fair value, Less than 12 months 0 0
Unrealized losses, Less than 12 months 0 0
Estimated fair value, 12 months or more 1,918 1,521
Unrealized losses, 12 months or more (57) (23)
Estimated fair value, Total 1,918 1,521
Unrealized losses, Total (57) (23)
Corporate securities    
Available-for-sale    
Estimated fair value, Less than 12 months 6,709  
Unrealized losses, Less than 12 months (287)  
Estimated fair value, 12 months or more 0  
Unrealized losses, 12 months or more 0  
Estimated fair value, Total 6,709  
Unrealized losses, Total (287)  
Mutual fund    
Available-for-sale    
Estimated fair value, Less than 12 months 524  
Unrealized losses, Less than 12 months (13)  
Estimated fair value, 12 months or more 0  
Unrealized losses, 12 months or more 0  
Estimated fair value, Total 524  
Unrealized losses, Total (13)  
Obligations of state and political subdivisions    
Held-to-maturity    
Estimated fair value, Less than 12 months 1,942 725
Unrealized losses, Less than 12 months (102) (2)
Estimated fair value, 12 months or more 0 0
Unrealized losses, 12 months or more 0 0
Estimated fair value, Total 1,942 725
Unrealized losses, Total $ (102) $ (2)
XML 74 R59.htm IDEA: XBRL DOCUMENT v3.6.0.2
Investment securities (Narrative) (Details)
12 Months Ended
Dec. 31, 2016
USD ($)
securities
Dec. 31, 2015
USD ($)
securities
Dec. 31, 2014
USD ($)
Investments, Debt and Equity Securities [Abstract]      
Number of investment securities in an unrealized loss position | securities 87 46  
Other than temporary impairment losses $ 0 $ 0 $ 0
Available-for-sale securities pledged as collateral 138,300,000 118,000,000  
Proceeds from sale of investment securities $ 0 $ 30,000,000 $ 63,500,000
XML 75 R60.htm IDEA: XBRL DOCUMENT v3.6.0.2
Investment securities (Investments Classified by Contractual Maturity Date) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Available-for-sale    
Available-for-sale, Amortized cost, Due in one year or less $ 3,397  
Available-for-sale, Amortized cost, Due after one year through five years 75,489  
Available-for-sale, Amortized cost, Due after five years through ten years 37,600  
Available-for-sale, Amortized cost, Due after ten years 379,513  
Available-for-sale, Amortized cost, Mutual fund 537  
Available-for-sale, Amortized cost, Tax credit investments 0  
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis 496,536  
Available-for-sale, Estimated fair value, Due in one year or less 3,411  
Available-for-sale, Estimated fair value, Due after one year through five years 75,632  
Available-for-sale, Estimated fair value, Due after five years through ten years 37,341  
Available-for-sale, Estimated fair value, Due after ten years 377,911  
Available-for-sale, Estimated fair value, Mutual fund 524  
Available-for-sale, Estimated fair value, Tax credit investments 0  
Available-for-sale Securities, Debt Securities 494,819  
Held-to-maturity    
Held-to-maturity Securities, Amortized cost, Due in one year or less 0  
Held-to-maturity Securities, Amortized cost, Due after one year through five years 34,955  
Held-to-maturity Securities, Amortized cost, Due after five years through ten years 87,817  
Held-to-maturity Securities, Amortized cost, Due after ten years 17,498  
Held-to-maturity Securities, Amortized cost, Mutual fund 0  
Held-to-maturity Securities, Amortized cost, Tax credit investments 287  
Held-to-maturity Securities, Debt Maturities, Net Carrying Amount 140,557 $ 139,424
Held-to-maturity Securities, Estimated fair value, Due in one year or less 0  
Held-to-maturity Securities, Estimated fair value, Due after one year through five years 35,205  
Held-to-maturity Securities, Estimated fair value, Due after five years through ten years 89,323  
Held-to-maturity Securities, Estimated fair value, Due after ten years 17,457  
Held-to-maturity Securities, Estimated fair value, Mutual fund 0  
Held-to-maturity Securities Estimated fair value, Tax credit investments 287  
Held-to-maturity Securities, Debt Maturities, Fair Value $ 142,272 $ 142,260
XML 76 R61.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Schedule of Accounts, Notes, Loans and Financing Receivable) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Commercial real estate:    
Total loans, gross $ 2,104,412 $ 1,687,929
Total loans, gross (as a percent) 100.00% 100.00%
Less:    
Deferred loan fees, net $ 1,764 $ 1,419
Reserve for loan losses (25,290) (24,415)
Loans, net 2,077,358 1,662,095
Originated Loans    
Commercial real estate:    
Total loans, gross [1] $ 1,819,334 $ 1,452,978
Total loans, gross (as a percent) [1] 100.00% 100.00%
Less:    
Deferred loan fees, net [1] $ 1,764 $ 1,419
Reserve for loan losses [1] (25,290) (24,415)
Loans, net [1] 1,792,280 1,427,144
Acquired Loans    
Commercial real estate:    
Total loans, gross [2] $ 285,078 $ 234,951
Total loans, gross (as a percent) [2] 100.00% 100.00%
Commercial real estate portfolio | Commercial real estate loans    
Commercial real estate:    
Total loans, gross $ 1,003,608 $ 834,893
Total loans, gross (as a percent) 47.70% 49.50%
Commercial real estate portfolio | Commercial real estate loans | Originated Loans    
Commercial real estate:    
Total loans, gross [1] $ 813,084 $ 694,474
Total loans, gross (as a percent) [1] 44.70% 47.80%
Commercial real estate portfolio | Commercial real estate loans | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] $ 190,524 $ 140,419
Total loans, gross (as a percent) [2] 66.90% 59.80%
Commercial real estate portfolio | Owner occupied    
Commercial real estate:    
Total loans, gross $ 391,211 $ 308,331
Total loans, gross (as a percent) 18.60% 18.30%
Commercial real estate portfolio | Owner occupied | Originated Loans    
Commercial real estate:    
Total loans, gross [1] $ 298,721 $ 263,095
Total loans, gross (as a percent) [1] 16.40% 18.10%
Commercial real estate portfolio | Owner occupied | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] $ 92,490 $ 45,236
Total loans, gross (as a percent) [2] 32.50% 19.30%
Commercial real estate portfolio | Non-owner occupied    
Commercial real estate:    
Total loans, gross $ 612,397 $ 526,562
Total loans, gross (as a percent) 29.10% 31.20%
Commercial real estate portfolio | Non-owner occupied | Originated Loans    
Commercial real estate:    
Total loans, gross [1] $ 514,363 $ 431,379
Total loans, gross (as a percent) [1] 28.30% 29.70%
Commercial real estate portfolio | Non-owner occupied | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] $ 98,034 $ 95,183
Total loans, gross (as a percent) [2] 34.40% 40.50%
Construction portfolio | Construction    
Commercial real estate:    
Total loans, gross $ 211,038 $ 130,352
Total loans, gross (as a percent) 10.00% 7.70%
Construction portfolio | Construction | Originated Loans    
Commercial real estate:    
Total loans, gross [1] $ 200,654 $ 119,723
Total loans, gross (as a percent) [1] 11.00% 8.20%
Construction portfolio | Construction | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] $ 10,384 $ 10,629
Total loans, gross (as a percent) [2] 3.60% 4.50%
Residential real estate portfolio | Residential real estate    
Commercial real estate:    
Total loans, gross $ 431,842 $ 298,390
Total loans, gross (as a percent) 20.50% 17.70%
Residential real estate portfolio | Residential real estate | Originated Loans    
Commercial real estate:    
Total loans, gross [1] $ 377,374 $ 237,084
Total loans, gross (as a percent) [1] 20.70% 16.30%
Residential real estate portfolio | Residential real estate | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] $ 54,468 $ 61,306
Total loans, gross (as a percent) [2] 19.10% 26.10%
Commercial and industrial portfolio | Commercial and industrial    
Commercial real estate:    
Total loans, gross $ 414,436 $ 384,444
Total loans, gross (as a percent) 19.70% 22.80%
Commercial and industrial portfolio | Commercial and industrial | Originated Loans    
Commercial real estate:    
Total loans, gross [1] $ 386,150 $ 363,335
Total loans, gross (as a percent) [1] 21.20% 25.00%
Commercial and industrial portfolio | Commercial and industrial | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] $ 28,286 $ 21,109
Total loans, gross (as a percent) [2] 9.90% 9.00%
Consumer portfolio | Consumer    
Commercial real estate:    
Total loans, gross $ 43,488 $ 39,850
Total loans, gross (as a percent) 2.10% 2.30%
Consumer portfolio | Consumer | Originated Loans    
Commercial real estate:    
Total loans, gross [1] $ 42,072 $ 38,362
Total loans, gross (as a percent) [1] 2.40% 2.70%
Consumer portfolio | Consumer | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] $ 1,416 $ 1,488
Total loans, gross (as a percent) [2] 0.50% 0.60%
[1] Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
[2] Loans acquired in the Home merger and PPFS merger.
XML 77 R62.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Narrative) (Details) - USD ($)
3 Months Ended 5 Months Ended 12 Months Ended
Aug. 01, 2016
May 16, 2014
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Percentage of real estate related loans     78.20%               78.20% 78.20%    
Loans participated to third-parties     $ 128,800,000       $ 44,200,000       $ 128,800,000 $ 128,800,000 $ 44,200,000  
Purchased loan participations     145,300,000       179,200,000       145,300,000 145,300,000 179,200,000  
Loans receivable     2,104,412,000       1,687,929,000       2,104,412,000 2,104,412,000 1,687,929,000  
Loan loss recovery     0 $ 0 $ 0 $ 0 (2,000,000) $ 0 $ 0 $ (2,000,000)   0 (4,000,000) $ 0
Total accruing loans which are contractually past due 90 days or more     17,000       68,000       17,000 17,000 68,000  
Impaired loans, total recorded balance     7,674,000       6,942,000       7,674,000 7,674,000 6,942,000  
Interest income for cash payment on impaired loans                       1,100,000 600,000  
Loans and leases receivable, allowance     25,290,000       24,415,000       25,290,000 25,290,000 24,415,000  
Troubled Debt Restructuring                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Impaired loans, total recorded balance     0       800,000       0 0 800,000  
Loans and leases receivable, allowance     0       0       0 0 0  
Loans and leases receivable, impaired, commitment to lend     0       0       0 0 0  
Unallocated                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Loans and leases receivable, allowance     $ 1,588,000       2,476,000       $ 1,588,000 1,588,000 2,476,000  
Special Mention and Substandard                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Increase (decrease) in loans and leases receivable                       $ (26,500,000)    
Originated Loans                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Percentage of real estate related loans     76.40%               76.40% 76.40%    
Loans receivable [1]     $ 1,819,334,000       1,452,978,000       $ 1,819,334,000 $ 1,819,334,000 1,452,978,000  
Loans and leases receivable, allowance [1]     25,290,000       $ 24,415,000       25,290,000 25,290,000 $ 24,415,000  
Originated Loans | Special Mention and Substandard                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Increase (decrease) in loans and leases receivable                       (10,200,000)    
Acquired and Acquired Covered Loans, Receivable                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Loans receivable     $ 285,100,000               $ 285,100,000 $ 285,100,000    
Percentage of acquired loans covered     7.60%               7.60% 7.60%    
Risk weighting received for covered assets under loss sharing agreement                       20.00%    
Risk weighting received for covered assets not under loss sharing agreement                       100.00%    
Acquired and Acquired Covered Loans, Receivable | Non-residential                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Loss sharing agreement, term                       5 years    
Loss sharing agreement, recovery period                       3 years    
Acquired and Acquired Covered Loans, Receivable | Single Family                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Loss sharing agreement, term                       10 years    
Acquired and Acquired Covered Loans, Receivable | Substandard                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Loans receivable     $ 8,000,000               $ 8,000,000 $ 8,000,000    
Total loans, percent     2.80%               2.80% 2.80%    
Acquired and Acquired Covered Loans, Receivable | Prime Pacific Financial Services                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Increase (decrease) in acquired and acquired covered loans $ 2,500,000                   $ (1,700,000)      
Life of loans                       10 years    
Acquired and Acquired Covered Loans, Receivable | Home Federal Bank                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Increase (decrease) in acquired and acquired covered loans   $ 6,000,000                   $ (1,600,000)    
Life of loans                       10 years    
Acquired Covered Loans, Receivable                            
Accounts, Notes, Loans and Financing Receivable [Line Items]                            
Loans receivable net reported amount covered     $ 21,600,000               $ 21,600,000 $ 21,600,000    
[1] Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
XML 78 R63.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Loans, Covered Loans, Loss Share Payable (Receivable)) (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2016
USD ($)
Loans and Leases Receivable, Covered [Roll Forward]  
Balance at beginning of period $ 289
Paid to FDIC (1,224)
Increase due to impairment (53)
FDIC reimbursement 1,156
Shared loss expenses (96)
Adjustments from prior periods 4
Balance at end of period $ 76
XML 79 R64.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Allowance for Credit Losses on Financing Receivables) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       $ 24,415         $ 24,415    
Loan loss provision (credit) $ 0 $ 0 $ 0 0 $ (2,000) $ 0 $ 0 $ (2,000) 0 $ (4,000) $ 0
Balance at end of period 25,290       24,415       25,290 24,415  
Total reserve for credit losses 25,730       24,855       25,730 24,855 22,493
Loan Losses                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       24,415       22,053 24,415 22,053 20,857
Loan loss provision (credit)                 0 (4,000) 0
Recoveries                 6,003 9,874 6,439
Loans charged off                 (5,128) (3,512) (5,243)
Balance at end of period 25,290       24,415       25,290 24,415 22,053
Unfunded Lending Commitments                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       440       440 440 440 440
Loan loss provision (credit)                 0 0 0
Balance at end of period 440       440       440 440 440
Commercial real estate portfolio                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       3,934         3,934    
Balance at end of period 6,321       3,934       6,321 3,934  
Total reserve for credit losses 6,369       3,982       6,369 3,982 5,662
Commercial real estate portfolio | Loan Losses                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       3,934       5,614 3,934 5,614 9,565
Loan loss provision (credit)                 (530) (5,552) (4,484)
Recoveries                 2,957 4,150 1,801
Loans charged off                 (40) (278) (1,268)
Balance at end of period 6,321       3,934       6,321 3,934 5,614
Commercial real estate portfolio | Unfunded Lending Commitments                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       48       48 48 48 48
Loan loss provision (credit)                 0 0 0
Balance at end of period 48       48       48 48 48
Construction portfolio                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       1,044         1,044    
Balance at end of period 2,196       1,044       2,196 1,044  
Total reserve for credit losses 2,464       1,312       2,464 1,312 1,401
Construction portfolio | Loan Losses                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       1,044       1,133 1,044 1,133 535
Loan loss provision (credit)                 784 (525) (348)
Recoveries                 368 436 1,242
Loans charged off                 0 0 (296)
Balance at end of period 2,196       1,044       2,196 1,044 1,133
Construction portfolio | Unfunded Lending Commitments                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       268       268 268 268 268
Loan loss provision (credit)                 0 0 0
Balance at end of period 268       268       268 268 268
Residential real estate portfolio                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       2,075         2,075    
Balance at end of period 3,325       2,075       3,325 2,075  
Total reserve for credit losses 3,350       2,100       3,350 2,100 2,146
Residential real estate portfolio | Loan Losses                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       2,075       2,121 2,075 2,121 2,381
Loan loss provision (credit)                 1,072 (494) (315)
Recoveries                 288 850 929
Loans charged off                 (110) (402) (874)
Balance at end of period 3,325       2,075       3,325 2,075 2,121
Residential real estate portfolio | Unfunded Lending Commitments                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       25       25 25 25 25
Loan loss provision (credit)                 0 0 0
Balance at end of period 25       25       25 25 25
Commercial and industrial portfolio                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       13,969         13,969    
Balance at end of period 10,657       13,969       10,657 13,969  
Total reserve for credit losses 10,732       14,044       10,732 14,044 6,919
Commercial and industrial portfolio | Loan Losses                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       13,969       6,844 13,969 6,844 6,261
Loan loss provision (credit)                 (1,708) 4,682 (12)
Recoveries                 1,470 3,820 2,158
Loans charged off                 (3,074) (1,377) (1,563)
Balance at end of period 10,657       13,969       10,657 13,969 6,844
Commercial and industrial portfolio | Unfunded Lending Commitments                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       75       75 75 75 75
Loan loss provision (credit)                 0 0 0
Balance at end of period 75       75       75 75 75
Consumer portfolio                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       917         917    
Balance at end of period 1,203       917       1,203 917  
Total reserve for credit losses 1,227       941       1,227 941 1,071
Consumer portfolio | Loan Losses                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       917       1,047 917 1,047 1,401
Loan loss provision (credit)                 1,270 707 579
Recoveries                 920 618 309
Loans charged off                 (1,904) (1,455) (1,242)
Balance at end of period 1,203       917       1,203 917 1,047
Consumer portfolio | Unfunded Lending Commitments                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       24       24 24 24 24
Loan loss provision (credit)                 0 0 0
Balance at end of period 24       24       24 24 24
Unallocated                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       2,476         2,476    
Balance at end of period 1,588       2,476       1,588 2,476  
Total reserve for credit losses 1,588       2,476       1,588 2,476 5,294
Unallocated | Loan Losses                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       2,476       5,294 2,476 5,294 714
Loan loss provision (credit)                 (888) (2,818) 4,580
Recoveries                 0 0 0
Loans charged off                 0 0 0
Balance at end of period 1,588       2,476       1,588 2,476 5,294
Unallocated | Unfunded Lending Commitments                      
Allowance for Loan and Lease Losses [Roll Forward]                      
Balance at beginning of period       $ 0       $ 0 0 0 0
Loan loss provision (credit)                 0 0 0
Balance at end of period $ 0       $ 0       $ 0 $ 0 $ 0
XML 80 R65.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Reserve for Loan Losses and Recorded Investment in Loans) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]    
Reserve for loan losses Total $ 25,290 $ 24,415
Total loans 2,104,412 1,687,929
Commercial real estate portfolio    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Reserve for loan losses Individually evaluated for impairment 0 78
Reserve for loan losses Collectively evaluated for impairment 6,321 3,856
Reserve for loan losses Total 6,321 3,934
Recorded investment in loans Individually evaluated for impairment 640 3,835
Recorded investment in loans, Collectively evaluated for impairment 1,002,968 831,058
Total loans 1,003,608 834,893
Construction portfolio    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Reserve for loan losses Individually evaluated for impairment 0 0
Reserve for loan losses Collectively evaluated for impairment 2,196 1,044
Reserve for loan losses Total 2,196 1,044
Recorded investment in loans Individually evaluated for impairment 0 365
Recorded investment in loans, Collectively evaluated for impairment 211,038 129,987
Total loans 211,038 130,352
Residential real estate portfolio    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Reserve for loan losses Individually evaluated for impairment 0 0
Reserve for loan losses Collectively evaluated for impairment 3,325 2,075
Reserve for loan losses Total 3,325 2,075
Recorded investment in loans Individually evaluated for impairment 0 18
Recorded investment in loans, Collectively evaluated for impairment 431,842 298,372
Total loans 431,842 298,390
Commercial and industrial portfolio    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Reserve for loan losses Individually evaluated for impairment 2,000 164
Reserve for loan losses Collectively evaluated for impairment 8,657 13,805
Reserve for loan losses Total 10,657 13,969
Recorded investment in loans Individually evaluated for impairment 7,034 2,724
Recorded investment in loans, Collectively evaluated for impairment 407,402 381,720
Total loans 414,436 384,444
Consumer portfolio    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Reserve for loan losses Individually evaluated for impairment 0 0
Reserve for loan losses Collectively evaluated for impairment 1,203 917
Reserve for loan losses Total 1,203 917
Recorded investment in loans Individually evaluated for impairment 0 0
Recorded investment in loans, Collectively evaluated for impairment 43,488 39,850
Total loans 43,488 39,850
Allocated Financing Receivables    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Reserve for loan losses Individually evaluated for impairment 2,000 242
Reserve for loan losses Collectively evaluated for impairment 21,702 21,697
Reserve for loan losses Total 23,702 21,939
Recorded investment in loans Individually evaluated for impairment 7,674 6,942
Recorded investment in loans, Collectively evaluated for impairment 2,096,738 1,680,987
Total loans 2,104,412 1,687,929
Unallocated    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Reserve for loan losses Total $ 1,588 $ 2,476
XML 81 R66.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Financing Receivable Credit Quality Indicators) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Commercial real estate:    
Total loans, gross $ 2,104,412 $ 1,687,929
Acceptable    
Commercial real estate:    
Total loans, gross 2,018,583 1,571,542
Pass-Watch    
Commercial real estate:    
Total loans, gross 31,954 36,052
Special Mention    
Commercial real estate:    
Total loans, gross 20,559 40,836
Substandard    
Commercial real estate:    
Total loans, gross 33,316 39,499
Originated Loans    
Commercial real estate:    
Total loans, gross [1] 1,819,334 1,452,978
Originated Loans | Acceptable    
Commercial real estate:    
Total loans, gross [1] 1,760,349 1,376,860
Originated Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [1] 22,713 29,668
Originated Loans | Special Mention    
Commercial real estate:    
Total loans, gross [1] 10,934 20,648
Originated Loans | Substandard    
Commercial real estate:    
Total loans, gross [1] 25,338 25,802
Acquired Loans    
Commercial real estate:    
Total loans, gross [2] 285,078 234,951
Acquired Loans | Acceptable    
Commercial real estate:    
Total loans, gross [2] 258,234 194,682
Acquired Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [2] 9,241 6,384
Acquired Loans | Special Mention    
Commercial real estate:    
Total loans, gross [2] 9,625 20,188
Acquired Loans | Substandard    
Commercial real estate:    
Total loans, gross [2] 7,978 13,697
Commercial real estate portfolio | Commercial real estate loans    
Commercial real estate:    
Total loans, gross 1,003,608 834,893
Commercial real estate portfolio | Commercial real estate loans | Acceptable    
Commercial real estate:    
Total loans, gross 956,746 759,665
Commercial real estate portfolio | Commercial real estate loans | Pass-Watch    
Commercial real estate:    
Total loans, gross 18,430 24,679
Commercial real estate portfolio | Commercial real estate loans | Special Mention    
Commercial real estate:    
Total loans, gross 15,107 22,675
Commercial real estate portfolio | Commercial real estate loans | Substandard    
Commercial real estate:    
Total loans, gross 13,325 27,874
Commercial real estate portfolio | Commercial real estate loans | Originated Loans    
Commercial real estate:    
Total loans, gross [1] 813,084 694,474
Commercial real estate portfolio | Commercial real estate loans | Originated Loans | Acceptable    
Commercial real estate:    
Total loans, gross [1] 789,384 654,250
Commercial real estate portfolio | Commercial real estate loans | Originated Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [1] 11,241 18,448
Commercial real estate portfolio | Commercial real estate loans | Originated Loans | Special Mention    
Commercial real estate:    
Total loans, gross [1] 5,482 5,948
Commercial real estate portfolio | Commercial real estate loans | Originated Loans | Substandard    
Commercial real estate:    
Total loans, gross [1] 6,977 15,828
Commercial real estate portfolio | Commercial real estate loans | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] 190,524 140,419
Commercial real estate portfolio | Commercial real estate loans | Acquired Loans | Acceptable    
Commercial real estate:    
Total loans, gross [2] 167,362 105,415
Commercial real estate portfolio | Commercial real estate loans | Acquired Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [2] 7,189 6,231
Commercial real estate portfolio | Commercial real estate loans | Acquired Loans | Special Mention    
Commercial real estate:    
Total loans, gross [2] 9,625 16,727
Commercial real estate portfolio | Commercial real estate loans | Acquired Loans | Substandard    
Commercial real estate:    
Total loans, gross [2] 6,348 12,046
Commercial real estate portfolio | Owner occupied    
Commercial real estate:    
Total loans, gross 391,211 308,331
Commercial real estate portfolio | Owner occupied | Acceptable    
Commercial real estate:    
Total loans, gross 368,306 277,194
Commercial real estate portfolio | Owner occupied | Pass-Watch    
Commercial real estate:    
Total loans, gross 12,229 12,103
Commercial real estate portfolio | Owner occupied | Special Mention    
Commercial real estate:    
Total loans, gross 2,965 8,767
Commercial real estate portfolio | Owner occupied | Substandard    
Commercial real estate:    
Total loans, gross 7,711 10,267
Commercial real estate portfolio | Owner occupied | Originated Loans    
Commercial real estate:    
Total loans, gross [1] 298,721 263,095
Commercial real estate portfolio | Owner occupied | Originated Loans | Acceptable    
Commercial real estate:    
Total loans, gross [1] 282,438 243,113
Commercial real estate portfolio | Owner occupied | Originated Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [1] 9,007 8,623
Commercial real estate portfolio | Owner occupied | Originated Loans | Special Mention    
Commercial real estate:    
Total loans, gross [1] 1,302 1,426
Commercial real estate portfolio | Owner occupied | Originated Loans | Substandard    
Commercial real estate:    
Total loans, gross [1] 5,974 9,933
Commercial real estate portfolio | Owner occupied | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] 92,490 45,236
Commercial real estate portfolio | Owner occupied | Acquired Loans | Acceptable    
Commercial real estate:    
Total loans, gross [2] 85,868 34,081
Commercial real estate portfolio | Owner occupied | Acquired Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [2] 3,222 3,480
Commercial real estate portfolio | Owner occupied | Acquired Loans | Special Mention    
Commercial real estate:    
Total loans, gross [2] 1,663 7,341
Commercial real estate portfolio | Owner occupied | Acquired Loans | Substandard    
Commercial real estate:    
Total loans, gross [2] 1,737 334
Commercial real estate portfolio | Non-owner occupied    
Commercial real estate:    
Total loans, gross 612,397 526,562
Commercial real estate portfolio | Non-owner occupied | Acceptable    
Commercial real estate:    
Total loans, gross 588,440 482,471
Commercial real estate portfolio | Non-owner occupied | Pass-Watch    
Commercial real estate:    
Total loans, gross 6,201 12,576
Commercial real estate portfolio | Non-owner occupied | Special Mention    
Commercial real estate:    
Total loans, gross 12,142 13,908
Commercial real estate portfolio | Non-owner occupied | Substandard    
Commercial real estate:    
Total loans, gross 5,614 17,607
Commercial real estate portfolio | Non-owner occupied | Originated Loans    
Commercial real estate:    
Total loans, gross [1] 514,363 431,379
Commercial real estate portfolio | Non-owner occupied | Originated Loans | Acceptable    
Commercial real estate:    
Total loans, gross [1] 506,946 411,137
Commercial real estate portfolio | Non-owner occupied | Originated Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [1] 2,234 9,825
Commercial real estate portfolio | Non-owner occupied | Originated Loans | Special Mention    
Commercial real estate:    
Total loans, gross [1] 4,180 4,522
Commercial real estate portfolio | Non-owner occupied | Originated Loans | Substandard    
Commercial real estate:    
Total loans, gross [1] 1,003 5,895
Commercial real estate portfolio | Non-owner occupied | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] 98,034 95,183
Commercial real estate portfolio | Non-owner occupied | Acquired Loans | Acceptable    
Commercial real estate:    
Total loans, gross [2] 81,494 71,334
Commercial real estate portfolio | Non-owner occupied | Acquired Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [2] 3,967 2,751
Commercial real estate portfolio | Non-owner occupied | Acquired Loans | Special Mention    
Commercial real estate:    
Total loans, gross [2] 7,962 9,386
Commercial real estate portfolio | Non-owner occupied | Acquired Loans | Substandard    
Commercial real estate:    
Total loans, gross [2] 4,611 11,712
Construction portfolio | Construction    
Commercial real estate:    
Total loans, gross 211,038 130,352
Construction portfolio | Construction | Acceptable    
Commercial real estate:    
Total loans, gross 210,609 129,349
Construction portfolio | Construction | Pass-Watch    
Commercial real estate:    
Total loans, gross 0 0
Construction portfolio | Construction | Special Mention    
Commercial real estate:    
Total loans, gross 0 971
Construction portfolio | Construction | Substandard    
Commercial real estate:    
Total loans, gross 429 32
Construction portfolio | Construction | Originated Loans    
Commercial real estate:    
Total loans, gross [1] 200,654 119,723
Construction portfolio | Construction | Originated Loans | Acceptable    
Commercial real estate:    
Total loans, gross [1] 200,278 118,752
Construction portfolio | Construction | Originated Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [1] 0 0
Construction portfolio | Construction | Originated Loans | Special Mention    
Commercial real estate:    
Total loans, gross [1] 0 971
Construction portfolio | Construction | Originated Loans | Substandard    
Commercial real estate:    
Total loans, gross [1] 376 0
Construction portfolio | Construction | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] 10,384 10,629
Construction portfolio | Construction | Acquired Loans | Acceptable    
Commercial real estate:    
Total loans, gross [2] 10,331 10,597
Construction portfolio | Construction | Acquired Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [2] 0 0
Construction portfolio | Construction | Acquired Loans | Special Mention    
Commercial real estate:    
Total loans, gross [2] 0 0
Construction portfolio | Construction | Acquired Loans | Substandard    
Commercial real estate:    
Total loans, gross [2] 53 32
Residential real estate portfolio | Residential real estate    
Commercial real estate:    
Total loans, gross 431,842 298,390
Residential real estate portfolio | Residential real estate | Acceptable    
Commercial real estate:    
Total loans, gross 428,202 296,725
Residential real estate portfolio | Residential real estate | Pass-Watch    
Commercial real estate:    
Total loans, gross 1,988 0
Residential real estate portfolio | Residential real estate | Special Mention    
Commercial real estate:    
Total loans, gross 0 0
Residential real estate portfolio | Residential real estate | Substandard    
Commercial real estate:    
Total loans, gross 1,652 1,665
Residential real estate portfolio | Residential real estate | Originated Loans    
Commercial real estate:    
Total loans, gross [1] 377,374 237,084
Residential real estate portfolio | Residential real estate | Originated Loans | Acceptable    
Commercial real estate:    
Total loans, gross [1] 376,713 236,574
Residential real estate portfolio | Residential real estate | Originated Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [1] 0 0
Residential real estate portfolio | Residential real estate | Originated Loans | Special Mention    
Commercial real estate:    
Total loans, gross [1] 0 0
Residential real estate portfolio | Residential real estate | Originated Loans | Substandard    
Commercial real estate:    
Total loans, gross [1] 661 510
Residential real estate portfolio | Residential real estate | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] 54,468 61,306
Residential real estate portfolio | Residential real estate | Acquired Loans | Acceptable    
Commercial real estate:    
Total loans, gross [2] 51,489 60,151
Residential real estate portfolio | Residential real estate | Acquired Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [2] 1,988 0
Residential real estate portfolio | Residential real estate | Acquired Loans | Special Mention    
Commercial real estate:    
Total loans, gross [2] 0 0
Residential real estate portfolio | Residential real estate | Acquired Loans | Substandard    
Commercial real estate:    
Total loans, gross [2] 991 1,155
Commercial and industrial portfolio | Commercial and industrial    
Commercial real estate:    
Total loans, gross 414,436 384,444
Commercial and industrial portfolio | Commercial and industrial | Acceptable    
Commercial real estate:    
Total loans, gross 379,550 345,968
Commercial and industrial portfolio | Commercial and industrial | Pass-Watch    
Commercial real estate:    
Total loans, gross 11,536 11,373
Commercial and industrial portfolio | Commercial and industrial | Special Mention    
Commercial real estate:    
Total loans, gross 5,452 17,190
Commercial and industrial portfolio | Commercial and industrial | Substandard    
Commercial real estate:    
Total loans, gross 17,898 9,913
Commercial and industrial portfolio | Commercial and industrial | Originated Loans    
Commercial real estate:    
Total loans, gross [1] 386,150 363,335
Commercial and industrial portfolio | Commercial and industrial | Originated Loans | Acceptable    
Commercial real estate:    
Total loans, gross [1] 351,914 328,934
Commercial and industrial portfolio | Commercial and industrial | Originated Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [1] 11,472 11,220
Commercial and industrial portfolio | Commercial and industrial | Originated Loans | Special Mention    
Commercial real estate:    
Total loans, gross [1] 5,452 13,729
Commercial and industrial portfolio | Commercial and industrial | Originated Loans | Substandard    
Commercial real estate:    
Total loans, gross [1] 17,312 9,452
Commercial and industrial portfolio | Commercial and industrial | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] 28,286 21,109
Commercial and industrial portfolio | Commercial and industrial | Acquired Loans | Acceptable    
Commercial real estate:    
Total loans, gross [2] 27,636 17,034
Commercial and industrial portfolio | Commercial and industrial | Acquired Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [2] 64 153
Commercial and industrial portfolio | Commercial and industrial | Acquired Loans | Special Mention    
Commercial real estate:    
Total loans, gross [2] 0 3,461
Commercial and industrial portfolio | Commercial and industrial | Acquired Loans | Substandard    
Commercial real estate:    
Total loans, gross [2] 586 461
Consumer portfolio | Consumer    
Commercial real estate:    
Total loans, gross 43,488 39,850
Consumer portfolio | Consumer | Acceptable    
Commercial real estate:    
Total loans, gross 43,476 39,835
Consumer portfolio | Consumer | Pass-Watch    
Commercial real estate:    
Total loans, gross 0 0
Consumer portfolio | Consumer | Special Mention    
Commercial real estate:    
Total loans, gross 0 0
Consumer portfolio | Consumer | Substandard    
Commercial real estate:    
Total loans, gross 12 15
Consumer portfolio | Consumer | Originated Loans    
Commercial real estate:    
Total loans, gross [1] 42,072 38,362
Consumer portfolio | Consumer | Originated Loans | Acceptable    
Commercial real estate:    
Total loans, gross [1] 42,060 38,350
Consumer portfolio | Consumer | Originated Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [1] 0 0
Consumer portfolio | Consumer | Originated Loans | Special Mention    
Commercial real estate:    
Total loans, gross [1] 0 0
Consumer portfolio | Consumer | Originated Loans | Substandard    
Commercial real estate:    
Total loans, gross [1] 12 12
Consumer portfolio | Consumer | Acquired Loans    
Commercial real estate:    
Total loans, gross [2] 1,416 1,488
Consumer portfolio | Consumer | Acquired Loans | Acceptable    
Commercial real estate:    
Total loans, gross [2] 1,416 1,485
Consumer portfolio | Consumer | Acquired Loans | Pass-Watch    
Commercial real estate:    
Total loans, gross [2] 0 0
Consumer portfolio | Consumer | Acquired Loans | Special Mention    
Commercial real estate:    
Total loans, gross [2] 0 0
Consumer portfolio | Consumer | Acquired Loans | Substandard    
Commercial real estate:    
Total loans, gross [2] $ 0 $ 3
[1] Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
[2] Loans acquired in the Home merger and PPFS merger.
XML 82 R67.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Past Due Financing Receivables) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due $ 6,914 $ 6,775
Current 2,097,498 1,681,154
Total loans 2,104,412 1,687,929
Originated Loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [1] 3,718 3,334
Current [1] 1,815,616 1,449,644
Total loans [1] 1,819,334 1,452,978
Acquired Loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 3,196 3,441
Current [2] 281,882 231,510
Total loans [2] 285,078 234,951
30-89 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 5,138 5,266
30-89 days past due | Originated Loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [1] 2,502 2,364
30-89 days past due | Acquired Loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 2,636 2,902
90 days or more past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 1,776 1,509
90 days or more past due | Originated Loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [1] 1,216 970
90 days or more past due | Acquired Loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 560 539
Commercial real estate portfolio | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 1,112 4,381
Current 1,002,496 830,512
Total loans 1,003,608 834,893
Commercial real estate portfolio | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 1,012 1,739
Current 390,199 306,592
Total loans 391,211 308,331
Commercial real estate portfolio | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 100 2,642
Current 612,297 523,920
Total loans 612,397 526,562
Commercial real estate portfolio | Originated Loans | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 795 [1] 2,332
Current 812,289 [1] 692,142
Total loans 813,084 [1] 694,474
Commercial real estate portfolio | Originated Loans | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 695 [1] 1,739
Current 298,026 [1] 261,356
Total loans 298,721 [1] 263,095
Commercial real estate portfolio | Originated Loans | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 100 [1] 593
Current 514,263 [1] 430,786
Total loans 514,363 [1] 431,379
Commercial real estate portfolio | Acquired Loans | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 317 2,049
Current [2] 190,207 138,370
Total loans [2] 190,524 140,419
Commercial real estate portfolio | Acquired Loans | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 317 0
Current [2] 92,173 45,236
Total loans [2] 92,490 45,236
Commercial real estate portfolio | Acquired Loans | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 0 2,049
Current [2] 98,034 93,134
Total loans [2] 98,034 95,183
Commercial real estate portfolio | 30-89 days past due | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 622 3,662
Commercial real estate portfolio | 30-89 days past due | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 522 1,020
Commercial real estate portfolio | 30-89 days past due | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 100 2,642
Commercial real estate portfolio | 30-89 days past due | Originated Loans | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 305 [1] 1,613
Commercial real estate portfolio | 30-89 days past due | Originated Loans | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 205 [1] 1,020
Commercial real estate portfolio | 30-89 days past due | Originated Loans | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 100 [1] 593
Commercial real estate portfolio | 30-89 days past due | Acquired Loans | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 317 2,049
Commercial real estate portfolio | 30-89 days past due | Acquired Loans | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 317 0
Commercial real estate portfolio | 30-89 days past due | Acquired Loans | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 0 2,049
Commercial real estate portfolio | 90 days or more past due | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 490 719
Commercial real estate portfolio | 90 days or more past due | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 490 719
Commercial real estate portfolio | 90 days or more past due | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 0 0
Commercial real estate portfolio | 90 days or more past due | Originated Loans | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 490 [1] 719
Commercial real estate portfolio | 90 days or more past due | Originated Loans | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 490 [1] 719
Commercial real estate portfolio | 90 days or more past due | Originated Loans | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 0 [1] 0
Commercial real estate portfolio | 90 days or more past due | Acquired Loans | Commercial real estate loans    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 0 0
Commercial real estate portfolio | 90 days or more past due | Acquired Loans | Owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 0 0
Commercial real estate portfolio | 90 days or more past due | Acquired Loans | Non-owner occupied    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 0 0
Construction portfolio | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 490 46
Current 210,548 130,306
Total loans 211,038 130,352
Construction portfolio | Originated Loans | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 473 [1] 0
Current 200,181 [1] 119,723
Total loans 200,654 [1] 119,723
Construction portfolio | Acquired Loans | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 17 46
Current [2] 10,367 10,583
Total loans [2] 10,384 10,629
Construction portfolio | 30-89 days past due | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 97 46
Construction portfolio | 30-89 days past due | Originated Loans | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 97 [1] 0
Construction portfolio | 30-89 days past due | Acquired Loans | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 0 46
Construction portfolio | 90 days or more past due | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 393 0
Construction portfolio | 90 days or more past due | Originated Loans | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 376 [1] 0
Construction portfolio | 90 days or more past due | Acquired Loans | Construction    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 17 0
Residential real estate portfolio | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 4,084 1,478
Current 427,758 296,912
Total loans 431,842 298,390
Residential real estate portfolio | Originated Loans | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 1,488 [1] 196
Current 375,886 [1] 236,888
Total loans 377,374 [1] 237,084
Residential real estate portfolio | Acquired Loans | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 2,596 1,282
Current [2] 51,872 60,024
Total loans [2] 54,468 61,306
Residential real estate portfolio | 30-89 days past due | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 3,541 944
Residential real estate portfolio | 30-89 days past due | Originated Loans | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 1,488 [1] 196
Residential real estate portfolio | 30-89 days past due | Acquired Loans | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 2,053 748
Residential real estate portfolio | 90 days or more past due | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 543 534
Residential real estate portfolio | 90 days or more past due | Originated Loans | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 0 [1] 0
Residential real estate portfolio | 90 days or more past due | Acquired Loans | Residential real estate    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 543 534
Commercial and industrial portfolio | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 885 596
Current 413,551 383,848
Total loans 414,436 384,444
Commercial and industrial portfolio | Originated Loans | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 628 [1] 585
Current 385,522 [1] 362,750
Total loans 386,150 [1] 363,335
Commercial and industrial portfolio | Acquired Loans | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 257 11
Current [2] 28,029 21,098
Total loans [2] 28,286 21,109
Commercial and industrial portfolio | 30-89 days past due | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 547 352
Commercial and industrial portfolio | 30-89 days past due | Originated Loans | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 290 [1] 346
Commercial and industrial portfolio | 30-89 days past due | Acquired Loans | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 257 6
Commercial and industrial portfolio | 90 days or more past due | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 338 244
Commercial and industrial portfolio | 90 days or more past due | Originated Loans | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 338 [1] 239
Commercial and industrial portfolio | 90 days or more past due | Acquired Loans | Commercial and industrial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 0 5
Consumer portfolio | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 343 274
Current 43,145 39,576
Total loans 43,488 39,850
Consumer portfolio | Originated Loans | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 334 [1] 221
Current 41,738 [1] 38,141
Total loans 42,072 [1] 38,362
Consumer portfolio | Acquired Loans | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 9 53
Current [2] 1,407 1,435
Total loans [2] 1,416 1,488
Consumer portfolio | 30-89 days past due | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 331 262
Consumer portfolio | 30-89 days past due | Originated Loans | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 322 [1] 209
Consumer portfolio | 30-89 days past due | Acquired Loans | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] 9 53
Consumer portfolio | 90 days or more past due | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 12 12
Consumer portfolio | 90 days or more past due | Originated Loans | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due 12 [1] 12
Consumer portfolio | 90 days or more past due | Acquired Loans | Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total past due [2] $ 0 $ 0
[1] Loans organically made through the Company’s normal and customary origination process, including ARM purchases.
[2] Loans acquired in the Home merger and PPFS merger.
XML 83 R68.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Impaired Financing Receivables) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Financing Receivable, Impaired [Line Items]    
Impaired loans with specific valuation allowances $ 6,701 $ 4,217
Impaired loans, Without a related allowance 973 2,725
Impaired loans, total recorded balance 7,674 6,942
Impaired loans, Unpaid principal balance 11,436 8,680
Impaired loans, Related allowance 2,000 242
Commercial Real Estate Owner Occupied    
Financing Receivable, Impaired [Line Items]    
Impaired loans with specific valuation allowances 0 1,032
Impaired loans, Without a related allowance 640 2,157
Impaired loans, total recorded balance 640 3,189
Impaired loans, Unpaid principal balance 1,077 4,285
Impaired loans, Related allowance 0 73
Commercial Real Estate Non Owner Occupied    
Financing Receivable, Impaired [Line Items]    
Impaired loans with specific valuation allowances 0 646
Impaired loans, Without a related allowance 0 0
Impaired loans, total recorded balance 0 646
Impaired loans, Unpaid principal balance 0 646
Impaired loans, Related allowance 0 5
Commercial real estate portfolio    
Financing Receivable, Impaired [Line Items]    
Impaired loans with specific valuation allowances 0 1,678
Impaired loans, Without a related allowance 640 2,157
Impaired loans, total recorded balance 640 3,835
Impaired loans, Unpaid principal balance 1,077 4,931
Impaired loans, Related allowance 0 78
Construction portfolio    
Financing Receivable, Impaired [Line Items]    
Impaired loans with specific valuation allowances 0 0
Impaired loans, Without a related allowance 0 365
Impaired loans, total recorded balance 0 365
Impaired loans, Unpaid principal balance 0 365
Impaired loans, Related allowance 0 0
Residential real estate portfolio    
Financing Receivable, Impaired [Line Items]    
Impaired loans with specific valuation allowances 0 0
Impaired loans, Without a related allowance 0 18
Impaired loans, total recorded balance 0 18
Impaired loans, Unpaid principal balance 0 18
Impaired loans, Related allowance 0 0
Commercial and industrial portfolio    
Financing Receivable, Impaired [Line Items]    
Impaired loans with specific valuation allowances 6,701 2,539
Impaired loans, Without a related allowance 333 185
Impaired loans, total recorded balance 7,034 2,724
Impaired loans, Unpaid principal balance 10,359 3,366
Impaired loans, Related allowance 2,000 164
Consumer portfolio    
Financing Receivable, Impaired [Line Items]    
Impaired loans with specific valuation allowances 0 0
Impaired loans, Without a related allowance 0 0
Impaired loans, total recorded balance 0 0
Impaired loans, Unpaid principal balance 0 0
Impaired loans, Related allowance $ 0 $ 0
XML 84 R69.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Average Recorded Investment in Impaired Financing Receivables) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Financing Receivable, Impaired [Line Items]      
Impaired Financing Receivable, Average Recorded Investment $ 11,071 $ 12,946 $ 34,367
Commercial Real Estate Owner Occupied      
Financing Receivable, Impaired [Line Items]      
Impaired Financing Receivable, Average Recorded Investment 1,757 3,216 6,115
Commercial Real Estate Non Owner Occupied      
Financing Receivable, Impaired [Line Items]      
Impaired Financing Receivable, Average Recorded Investment 1,905 6,384 22,699
Commercial real estate portfolio      
Financing Receivable, Impaired [Line Items]      
Impaired Financing Receivable, Average Recorded Investment 3,662 9,600 28,814
Construction portfolio      
Financing Receivable, Impaired [Line Items]      
Impaired Financing Receivable, Average Recorded Investment 0 499 1,157
Residential real estate portfolio      
Financing Receivable, Impaired [Line Items]      
Impaired Financing Receivable, Average Recorded Investment 0 54 381
Commercial and industrial portfolio      
Financing Receivable, Impaired [Line Items]      
Impaired Financing Receivable, Average Recorded Investment 7,409 2,793 4,015
Consumer portfolio      
Financing Receivable, Impaired [Line Items]      
Impaired Financing Receivable, Average Recorded Investment $ 0 $ 0 $ 0
XML 85 R70.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Schedule of Financing Receivables, Non Accrual Status) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Financing Receivable, Impaired [Line Items]    
Total non-accrual loans $ 13,695 $ 5,053
Total accruing loans which are contractually past due 90 days or more 17 68
Commercial Real Estate Owner Occupied    
Financing Receivable, Impaired [Line Items]    
Total non-accrual loans 1,739 2,742
Commercial Real Estate Non Owner Occupied    
Financing Receivable, Impaired [Line Items]    
Total non-accrual loans 2,659 434
Commercial real estate portfolio    
Financing Receivable, Impaired [Line Items]    
Total non-accrual loans 4,398 3,176
Construction portfolio    
Financing Receivable, Impaired [Line Items]    
Total non-accrual loans 429 0
Residential real estate portfolio    
Financing Receivable, Impaired [Line Items]    
Total non-accrual loans 1,598 1,427
Commercial and industrial portfolio    
Financing Receivable, Impaired [Line Items]    
Total non-accrual loans 7,270 447
Total accruing loans which are contractually past due 90 days or more 5 56
Consumer portfolio    
Financing Receivable, Impaired [Line Items]    
Total non-accrual loans 0 3
Total accruing loans which are contractually past due 90 days or more $ 12 $ 12
XML 86 R71.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Troubled Debt Restructurings on Financing Receivables) (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2016
USD ($)
loan
Dec. 31, 2015
USD ($)
loan
Dec. 31, 2014
USD ($)
loan
Troubled Debt Restructuring, Debtor, Current Period [Line Items]      
Number of loans | loan 1 1 0
TDR outstanding recorded investment | $ $ 22 $ 25 $ 0
Commercial real estate portfolio      
Troubled Debt Restructuring, Debtor, Current Period [Line Items]      
Number of loans | loan 0 0 0
TDR outstanding recorded investment | $ $ 0 $ 0 $ 0
Construction portfolio      
Troubled Debt Restructuring, Debtor, Current Period [Line Items]      
Number of loans | loan 0 0 0
TDR outstanding recorded investment | $ $ 0 $ 0 $ 0
Residential real estate portfolio      
Troubled Debt Restructuring, Debtor, Current Period [Line Items]      
Number of loans | loan 0 0 0
TDR outstanding recorded investment | $ $ 0 $ 0 $ 0
Commercial and industrial portfolio      
Troubled Debt Restructuring, Debtor, Current Period [Line Items]      
Number of loans | loan 1 1 0
TDR outstanding recorded investment | $ $ 22 $ 25 $ 0
Consumer portfolio      
Troubled Debt Restructuring, Debtor, Current Period [Line Items]      
Number of loans | loan 0 0 0
TDR outstanding recorded investment | $ $ 0 $ 0 $ 0
XML 87 R72.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Post Modification Recorded in Investment for Troubled Debt Restructurings on Financing Receivables) (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Troubled Debt Restructuring, Debtor, Current Period [Line Items]    
Rate reduction $ 0 $ 0
Term extension 22 25
Rate reduction and term extension 0 0
Total 22 25
Commercial real estate portfolio    
Troubled Debt Restructuring, Debtor, Current Period [Line Items]    
Rate reduction 0 0
Term extension 0 0
Rate reduction and term extension 0 0
Total 0 0
Construction portfolio    
Troubled Debt Restructuring, Debtor, Current Period [Line Items]    
Rate reduction 0 0
Term extension 0 0
Rate reduction and term extension 0 0
Total 0 0
Residential real estate portfolio    
Troubled Debt Restructuring, Debtor, Current Period [Line Items]    
Rate reduction 0 0
Term extension 0 0
Rate reduction and term extension 0 0
Total 0 0
Commercial and industrial portfolio    
Troubled Debt Restructuring, Debtor, Current Period [Line Items]    
Rate reduction 0 0
Term extension 22 25
Rate reduction and term extension 0 0
Total 22 25
Consumer portfolio    
Troubled Debt Restructuring, Debtor, Current Period [Line Items]    
Rate reduction 0 0
Term extension 0 0
Rate reduction and term extension 0 0
Total $ 0 $ 0
XML 88 R73.htm IDEA: XBRL DOCUMENT v3.6.0.2
Loans and reserve for credit losses (Schedule of Payment Defaults on Troubled Debt Restructurings on Financing Receivables) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]    
Rate reduction $ 0 $ 0
Term extension 22 25
Rate reduction and term extension 0 0
Total 22 25
Commercial real estate portfolio    
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]    
Rate reduction 0 0
Term extension 0 0
Rate reduction and term extension 0 0
Total 0 0
Construction portfolio    
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]    
Rate reduction 0 0
Term extension 0 0
Rate reduction and term extension 0 0
Total 0 0
Residential real estate portfolio    
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]    
Rate reduction 0 0
Term extension 0 0
Rate reduction and term extension 0 0
Total 0 0
Commercial and industrial portfolio    
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]    
Rate reduction 0 0
Term extension 22 25
Rate reduction and term extension 0 0
Total 22 25
Consumer portfolio    
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]    
Rate reduction 0 0
Term extension 0 0
Rate reduction and term extension 0 0
Total $ 0 $ 0
XML 89 R74.htm IDEA: XBRL DOCUMENT v3.6.0.2
Mortgage banking activities (Schedule of Serving Assets at Fair Value) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Servicing Asset at Fair Value, Amount [Roll Forward]      
Balance at beginning of year $ 2,186 $ 2,248  
Additions 885 631  
Amortization (723) (693) $ (669)
Balances at end of year $ 2,348 $ 2,186 $ 2,248
XML 90 R75.htm IDEA: XBRL DOCUMENT v3.6.0.2
Mortgage banking activities (Mortgage Banking Income) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Transfers and Servicing [Abstract]      
Origination and processing fees $ 360 $ 614 $ 748
Gain on sales of mortgage loans, net 3,044 2,007 1,539
Servicing fees, net 715 689 678
Amortization (723) (693) (669)
Mortgage banking income, net $ 3,396 $ 2,617 $ 2,296
XML 91 R76.htm IDEA: XBRL DOCUMENT v3.6.0.2
Mortgage banking activities (Narrative) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Transfers and Servicing [Abstract]      
MSRs $ 2,348 $ 2,186 $ 2,248
XML 92 R77.htm IDEA: XBRL DOCUMENT v3.6.0.2
Premises and equipment (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Property, Plant and Equipment [Abstract]    
Land $ 13,591 $ 10,501
Buildings and leasehold improvements 41,748 39,150
Furniture and equipment 17,603 15,991
Property, Plant and Equipment, Gross 72,942 65,642
Less accumulated depreciation and amortization (24,284) (23,611)
Premises and equipment, net $ 48,658 $ 42,031
XML 93 R78.htm IDEA: XBRL DOCUMENT v3.6.0.2
Other real estate owned ("OREO"), net (Other Real Estate Roll Forward) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Other Real Estate Owned [Roll Forward]      
Balance at beginning of year $ 3,274 $ 3,309 $ 3,144
Additions 367 1,558 3,705
Dispositions (1,964) (3,140) (3,611)
Change in valuation allowance 0 1,547 71
Balance at end of year $ 1,677 $ 3,274 $ 3,309
XML 94 R79.htm IDEA: XBRL DOCUMENT v3.6.0.2
Other real estate owned ("OREO"), net (Schedule of Activity in Other Real Estate Owned Valuation Allowance) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Real Estate Owned Valuation Allowance [Roll Forward]      
Balance at beginning of year $ 776 $ 2,323 $ 2,394
Additions to valuation allowance 0 72 1,163
Reductions due to sales of OREO 0 (1,619) (1,234)
Balance at end of year $ 776 $ 776 $ 2,323
XML 95 R80.htm IDEA: XBRL DOCUMENT v3.6.0.2
Other real estate owned ("OREO"), net (Schedule of Other Real Estate Owned Expenses) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Real Estate [Abstract]      
Operating costs $ 251 $ 367 $ 175
(Gains) losses on sales of OREO (247) (371) (183)
Increases in valuation allowance 167 72 996
Total $ 171 $ 68 $ 988
XML 96 R81.htm IDEA: XBRL DOCUMENT v3.6.0.2
Goodwill and other intangible assets (Details) - USD ($)
$ in Thousands
12 Months Ended
Mar. 04, 2016
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Aug. 01, 2016
May 16, 2014
Finite-lived Intangible Assets [Roll Forward]            
Core deposit intangible, net, beginning of period   $ 6,863        
CDI current period amortization   (1,316) $ (820) $ (513)    
Total core deposit intangible, end of period   12,317 6,863      
Other Goodwill Disclosures            
Goodwill   85,852 78,610      
Core Deposits            
Finite-Lived Intangible Assets [Line Items]            
Gross core deposit intangibles balance, beginning of period     8,196 8,196    
Accumulated amortization, beginning of period     (1,333) (513)    
Finite-lived Intangible Assets [Roll Forward]            
Core deposit intangible, net, beginning of period   6,863 7,683      
Established through acquisitions   6,770 0      
CDI current period amortization   (1,316) (820) (500)    
Total core deposit intangible, end of period   $ 12,317 $ 6,863 $ 7,683    
Other Goodwill Disclosures            
Core deposit intangible, useful life   10 years        
Prime Pacific Financial Services            
Other Goodwill Disclosures            
Goodwill         $ 3,258  
Bank Of America, Branch Locations            
Other Goodwill Disclosures            
Goodwill $ 3,984          
Bank Of America, Branch Locations | Core Deposits            
Other Goodwill Disclosures            
Core deposit intangible, useful life 10 years          
Home Federal Bank            
Other Goodwill Disclosures            
Goodwill           $ 78,610
XML 97 R82.htm IDEA: XBRL DOCUMENT v3.6.0.2
Goodwill and other intangible assets Future Amortization Expenses (Details)
$ in Thousands
Dec. 31, 2016
USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]  
2017 $ 1,497
2018 1,497
2019 1,497
2020 1,497
2021 $ 1,497
XML 98 R83.htm IDEA: XBRL DOCUMENT v3.6.0.2
Derivatives (Schedule Of Notional Amounts Of Outstanding Derivative Positions) (Details) - Interest Rate Swap - Not Designated as Hedging Instrument - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Derivative [Line Items]    
Derivative Asset, Notional Amount $ 256,950 $ 169,720
Derivative Liability, Notional Amount 256,950 169,720
Other Assets    
Derivative [Line Items]    
Gross Amounts Recognized [1] 5,239 8,646
Other Liabilities    
Derivative [Line Items]    
Gross Amounts Recognized [2] $ 5,239 $ 8,646
[1] Included in other assets on the consolidated balance sheet
[2] Included in other liabilities on the consolidated balance sheet
XML 99 R84.htm IDEA: XBRL DOCUMENT v3.6.0.2
Derivatives (Narrative) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Derivative Instruments and Hedging Activities Disclosure [Abstract]      
Swap fee income $ 2,483 $ 2,533 $ 1,847
Collateral posted against derivative liabilities $ 5,000 $ 8,600  
XML 100 R85.htm IDEA: XBRL DOCUMENT v3.6.0.2
Derivatives (Offsetting Assets And Liabilities) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Derivative Asset [Abstract]    
Amounts offset in the Balance Sheet $ 0 $ 0
Gross amounts of financial instrument not offset in the balance sheet netting adjustment per applicable master netting agreements 0 0
Gross amounts of financial instrument not offset in the balance sheet fair value of financial collateral in the balance sheet 0 0
Derivative Liability [Abstract]    
Amounts offset in the Balance Sheet 0 0
Gross amounts of financial instrument not offset in the balance sheet netting adjustment per applicable master netting agreements 0 0
Gross amounts of financial instrument not offset in the balance sheet fair value of financial collateral in the balance sheet 5,000 8,595
Other Assets | Interest Rate Swap | Not Designated as Hedging Instrument    
Derivative Asset [Abstract]    
Gross Amounts Recognized [1] 5,239 8,646
Net Amounts in the Balance Sheet 5,239 8,646
Gross amount of financial instruments not offset in the balance sheet net amount 5,239 8,646
Other Liabilities | Interest Rate Swap | Not Designated as Hedging Instrument    
Derivative Liability [Abstract]    
Gross Amounts Recognized [2] 5,239 8,646
Net Amounts in the Balance Sheet 5,239 8,646
Gross amount of financial instruments not offset in the balance sheet net amount $ 239 $ 51
[1] Included in other assets on the consolidated balance sheet
[2] Included in other liabilities on the consolidated balance sheet
XML 101 R86.htm IDEA: XBRL DOCUMENT v3.6.0.2
Time deposits (Narrative) (Details) - USD ($)
Dec. 31, 2016
Dec. 31, 2015
Time Deposits, Type [Line Items]    
Time deposits $ 22,700,000 $ 32,500,000
Wholesale Brokered Time Deposits    
Time Deposits, Type [Line Items]    
Wholesale brokered deposits 0 0
Internet Listing Service Deposits    
Time Deposits, Type [Line Items]    
Interest-bearing Domestic Deposit, Other Time Deposit $ 11,000,000 $ 0
XML 102 R87.htm IDEA: XBRL DOCUMENT v3.6.0.2
Time deposits (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Banking and Thrift [Abstract]    
2017 $ 154,098  
2018 31,931  
2019 16,516  
2020 12,357  
2021 4,755  
Thereafter 705  
Total $ 220,362 $ 175,697
XML 103 R88.htm IDEA: XBRL DOCUMENT v3.6.0.2
Other borrowings (Narrative) (Details) - USD ($)
Dec. 31, 2016
Dec. 31, 2015
Debt Disclosure [Abstract]    
Borrowing capacity as percent of total assets 35.00%  
FHLB borrowings outstanding total $ 0 $ 0
FHLB, maximum amount available 644,700,000  
FRB line of credit, amount outstanding 0  
Federal reserves bank, undrawn borrowing capacity 16,100,000  
Federal funds maximum borrowing capacity 90,000,000  
Federal funds outstanding borrowings $ 0  
XML 104 R89.htm IDEA: XBRL DOCUMENT v3.6.0.2
Commitments, guarantees and contingencies (Narrative) (Details) - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]      
Off-balance sheet financial instruments $ 666,949,000 $ 550,431,000  
Operating lease rent expense 3,200,000 2,300,000 $ 3,000,000
Pledged Letter Of Credit Issued By FHLB Collateralizing Public Deposits      
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]      
Guarantor obligations current carrying value 0    
Commitments to Extend Credit      
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]      
Other Commitment   0  
Off-balance sheet financial instruments $ 580,450,000 $ 479,353,000  
XML 105 R90.htm IDEA: XBRL DOCUMENT v3.6.0.2
Commitments, guarantees and contingencies (Summary of the Bank's Off-balance Sheet Financial Instruments) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Off-balance sheet financial instruments $ 666,949 $ 550,431
Commitments to extend credit    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Off-balance sheet financial instruments 580,450 479,353
Commitments under credit card lines of credit    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Off-balance sheet financial instruments 80,612 65,988
Standby letters of credit    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Off-balance sheet financial instruments $ 5,887 $ 5,090
XML 106 R91.htm IDEA: XBRL DOCUMENT v3.6.0.2
Commitments, guarantees and contingencies (Aggregate Minimum Rental Commitments Under Operating Leases) (Details)
$ in Thousands
Dec. 31, 2016
USD ($)
Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]  
2017 $ 1,706
2018 1,356
2019 1,114
2020 762
2021 553
Thereafter 4,513
Operating Leases Total $ 10,004
XML 107 R92.htm IDEA: XBRL DOCUMENT v3.6.0.2
Income taxes (Benefit (Provision) for Income Taxes) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Current:                      
Federal                 $ (801) $ (582) $ (185)
State                 (160) (111) (30)
Current benefit (provision) for income taxes                 (961) (693) (215)
Deferred                 (9,607) (11,820) 37
(Provision) for income taxes $ (4,168) $ (2,415) $ (2,828) $ (1,157) $ (3,878) $ (2,626) $ (2,861) $ (3,148) $ (10,568) $ (12,513) $ (178)
XML 108 R93.htm IDEA: XBRL DOCUMENT v3.6.0.2
Income taxes (Reconciliation of the Differences Due to Federal Statutory Rate) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Income Tax Disclosure [Abstract]                      
Expected federal income tax provision/credit at statutory rates                 $ (9,569) $ (11,582) $ (1,370)
State income taxes, net of federal effect                 (1,293) (1,456) (179)
Effect of nontaxable income, net                 779 643 489
Reversal of valuation allowance                 15 4 0
Tax affected disallowed merger costs                 (369) 0 (974)
Rate change for deferred taxes                 195 (353) 1,687
Other, net                 (326) 231 169
(Provision) for income taxes $ (4,168) $ (2,415) $ (2,828) $ (1,157) $ (3,878) $ (2,626) $ (2,861) $ (3,148) $ (10,568) $ (12,513) $ (178)
XML 109 R94.htm IDEA: XBRL DOCUMENT v3.6.0.2
Income taxes (Narrative) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Operating Loss Carryforwards [Line Items]                      
Effective income tax rate                 38.70%    
Company's pretax income $ 10,086 $ 6,504 $ 7,652 $ 3,097 $ 9,445 $ 7,725 $ 7,656 $ 8,266 $ 27,339 $ 33,092 $ 3,915
Nondeductible merger related costs                 369 0 974
Income tax expense (benefit) 4,168 $ 2,415 $ 2,828 $ 1,157 3,878 $ 2,626 $ 2,861 $ 3,148 10,568 12,513 178
Reversal of valuation allowance                 (15) (4) $ 0
Deferred tax assets, operating loss carryforwards 10,700       22,100       10,700 22,100  
Deferred tax assets, operating loss carryforwards state and local 4,100       6,000       4,100 6,000  
Deferred tax assets, charitable contribution carryforwards 0       0       0 0  
Deferred tax assets, federal tax credit carryforwards 3,400       2,300       3,400 2,300  
Deferred tax assets, state tax credit carryforwards 0       200       0 200  
Charitable contribution carryforward amount 0               0    
Valuation allowance for deferred tax assets (59)       $ (74)       (59) $ (74)  
Domestic Tax Authority                      
Operating Loss Carryforwards [Line Items]                      
Operating loss carryforwards 30,700               30,700    
Tax credit carryforward 3,400               3,400    
State and Local Jurisdiction                      
Operating Loss Carryforwards [Line Items]                      
Operating loss carryforwards 82,000               82,000    
Tax credit carryforward $ 0               $ 0    
XML 110 R95.htm IDEA: XBRL DOCUMENT v3.6.0.2
Income taxes (Significant Components of the Net Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Deferred tax assets:    
Reserve for loan losses and unfunded loan commitments $ 10,431 $ 8,961
Deferred benefit plan expenses, net 13,663 12,768
Federal and state net operating loss and other carryforwards 14,840 28,068
Tax credit carryforwards 3,419 2,427
Allowance for losses on OREO 441 651
Accrued interest on non-accrual loans 125 169
Purchased intangibles 4,870 5,390
Fair value of acquired assets/liabilities 2,698 1,563
Other 1,464 575
Deferred tax assets 51,951 60,572
Valuation allowance for deferred tax assets (59) (74)
Deferred tax assets, net of valuation allowance 51,892 60,498
Deferred tax liabilities:    
Accumulated depreciation and amortization 2,755 2,070
Deferred loan fees 1,240 1,233
FHLB stock dividends 289 2,242
Net unrealized gains (losses) on investment securities available-for-sale (653) 994
Purchased intangibles 2,395 2,543
Other 694 743
Deferred tax liabilities 6,720 9,825
Net deferred tax assets (liabilities) $ 45,172 $ 50,673
XML 111 R96.htm IDEA: XBRL DOCUMENT v3.6.0.2
Basic and diluted net income per common share (Schedule of Earnings Per Share Reconciliation) (Details) - USD ($)
$ / shares in Units, $ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Earnings Per Share [Abstract]                      
Net income $ 5,918 $ 4,089 $ 4,824 $ 1,940 $ 5,567 $ 5,099 $ 4,795 $ 5,118 $ 16,771 $ 20,579 $ 3,737
Weighted-average shares outstanding - basic (in shares)                 71,895,427 71,788,827 62,265,230
Dilutive securities (in shares)                 263,755 179,926 74,640
Weighted-average shares outstanding - diluted (in shares)                 72,159,182 71,968,753 62,339,870
Common stock equivalent shares excluded due to antidilutive effect (in shares)                 450 3,361,624 85,901
Earnings Per Share, Basic and Diluted [Abstract]                      
Net income per common share (basic) (in dollars per share) $ 0.08 $ 0.06 $ 0.07 $ 0.03 $ 0.08 $ 0.07 $ 0.07 $ 0.07 $ 0.23 $ 0.29 $ 0.06
Net income per common share (diluted) (in dollars per share) $ 0.08 $ 0.06 $ 0.07 $ 0.03 $ 0.08 $ 0.07 $ 0.07 $ 0.07 $ 0.23 $ 0.29 $ 0.06
XML 112 R97.htm IDEA: XBRL DOCUMENT v3.6.0.2
Transactions with related parties (Analysis of Activity with Respect to Loans to Officers and Directors of the Bank) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Increase (Decrease) In Loans To Officers And Directors [Roll Forward]    
Balance at beginning of year $ 2,253 $ 2,791
Additions 485 106
Repayments (1,321) (644)
Balance at end of year $ 1,417 $ 2,253
XML 113 R98.htm IDEA: XBRL DOCUMENT v3.6.0.2
Transactions with related parties (Narrative) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Related Party Transactions [Abstract]    
Outstanding balance on credit card $ 10 $ 30
Outstanding commitments on credit card $ 100 $ 100
XML 114 R99.htm IDEA: XBRL DOCUMENT v3.6.0.2
Benefit plans (Narrative) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Benefit Plans [Line Items]      
Defined Contribution Plan, Vesting Period 5 years    
Contributions to 401(k) profit sharing plan $ 1,100 $ 900 $ 700
Bank owned life insurance 56,957 54,450  
Supplemental Employee Retirement Plan      
Benefit Plans [Line Items]      
Other post-retirement defined benefit plan, liabilities 19,000 19,100  
Deferred compensation arrangement, individual, compensation expense 900 1,400 1,000
Deferred Compensation, Excluding Share-based Payments and Retirement Benefits      
Benefit Plans [Line Items]      
Other post-retirement defined benefit plan, liabilities 7,200 7,400  
Deferred compensation arrangement, individual, compensation expense 400 400 $ 300
General Account BOLI      
Benefit Plans [Line Items]      
Bank owned life insurance 28,000 25,900  
Separate Account BOLI      
Benefit Plans [Line Items]      
Bank owned life insurance $ 28,900 $ 28,600  
XML 115 R100.htm IDEA: XBRL DOCUMENT v3.6.0.2
Stock-based Compensation (Schedule of Share-based Compensation, Stock Options, Activity) (Details) - $ / shares
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Options (in shares)      
Balance at beginning of year 3,375,909 85,901 111,571
Granted 14,222   0
Exercised/Released (2,266) 0 0
Cancelled / forfeited (2,196) (8,301) (20,482)
Expired (1,697) (1,691) (5,188)
Balance at end of year 3,383,972 3,375,909 85,901
Exercisable at end of year 83,972 75,909 67,404
Weighted-average exercise price (in dollars per share)      
Balance at beginning of year $ 5.44 $ 34.85 $ 38.92
Granted 3.71 4.79 0.00
Exercised/Released 3.60 0.00 0.00
Cancelled / forfeited 30.56 21.14 33.90
Expired 209.87 151.20 125.83
Balance at end of year $ 5.32 $ 5.44 $ 34.85
XML 116 R101.htm IDEA: XBRL DOCUMENT v3.6.0.2
Stock-based Compensation (Exercise Price Range) (Details) - $ / shares
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]        
Options outstanding, number of options (in share) 3,383,972 3,375,909 85,901 111,571
Options outstanding, weighted-average exercise price (in dollars per share) $ 5.32 $ 5.44 $ 34.85 $ 38.92
Options outstanding, weighted-average remaining contractual life (years) 8 years      
Exercisable options, number of options (in shares) 83,972 75,909 67,404  
Exercisable options, weighted-average exercise price (in dollars per share) $ 26.02      
Under $50.00        
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]        
Exercise price range, upper limit (in dollars per share) $ 50.00      
Options outstanding, number of options (in share) 3,371,834      
Options outstanding, weighted-average exercise price (in dollars per share) $ 4.80      
Options outstanding, weighted-average remaining contractual life (years) 8 years 9 days      
Exercisable options, number of options (in shares) 71,834      
Exercisable options, weighted-average exercise price (in dollars per share) $ 5.45      
$80.01 - $120.00        
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]        
Exercise rice range, lower limit (in dollars per share) 80.01      
Exercise price range, upper limit (in dollars per share) $ 120.00      
Options outstanding, number of options (in share) 8,831      
Options outstanding, weighted-average exercise price (in dollars per share) $ 101.30      
Options outstanding, weighted-average remaining contractual life (years) 1 year 2 months 3 days      
Exercisable options, number of options (in shares) 8,831      
Exercisable options, weighted-average exercise price (in dollars per share) $ 101.30      
$220.01 - $279.00        
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]        
Exercise rice range, lower limit (in dollars per share) 220.01      
Exercise price range, upper limit (in dollars per share) $ 279.00      
Options outstanding, number of options (in share) 3,307      
Options outstanding, weighted-average exercise price (in dollars per share) $ 271.82      
Options outstanding, weighted-average remaining contractual life (years) 1 month 7 days      
Exercisable options, number of options (in shares) 3,307      
Exercisable options, weighted-average exercise price (in dollars per share) $ 271.82      
Restricted Stock | Minimum        
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]        
Grants scheduled vesting period 3 years 3 years    
Restricted Stock | Maximum        
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]        
Grants scheduled vesting period 5 years 5 years    
Employee Stock Option        
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]        
Exercisable options, weighted-average exercise price (in dollars per share)   $ 4.79    
Dividend yield   0.00%    
Expected volatility   36.59%    
Risk-free rate   1.28%    
Expected option life   5 years    
XML 117 R102.htm IDEA: XBRL DOCUMENT v3.6.0.2
Stock-based Compensation (Schedule of Nonvested Restricted Stock Units Activity) (Details)
12 Months Ended
Dec. 31, 2016
$ / shares
shares
Number of shares  
Nonvested as of January 1, 2016 | shares 909,410
Granted | shares 579,638
Released | shares (297,088)
Canceled / forfeited | shares (42,985)
Nonvested as of December 31, 2016 | shares 1,148,975
Weighted- average grant date fair value per share  
Nonvested as of January 1, 2016 | $ / shares $ 6.37
Granted | $ / shares 5.70
Released | $ / shares 5.18
Canceled / forfeited | $ / shares 4.94
Nonvested as of December 31, 2016 | $ / shares $ 6.39
XML 118 R103.htm IDEA: XBRL DOCUMENT v3.6.0.2
Stock-based Compensation (Narrative) (Details) - USD ($)
1 Months Ended 12 Months Ended
Apr. 30, 2008
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
May 31, 2016
Apr. 30, 2011
Apr. 01, 2008
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Number of additional shares authorized 1,000,000            
Number of shares authorized         8,000,000    
Shares reserved and available for future grants   1,623,875          
Stock options granted (in shares)   14,222   0      
Grants in period, weighted average grant date fair value (in dollars per share)   $ 5.69   $ 9.22      
Exercise price   $ 26.02          
Equity instruments other than options granted (in shares)   579,638          
Grants in period, weighted average grant date fair value (in dollars per share)   $ 5.70          
Canceled / forfeited (in shares)   42,985          
Employee Stock Option              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Limitation on the strike price 100.00% 85.00%          
Stock option expiration period (in years)   10 years 10 years        
Stock options granted (in shares)   14,222 3,300,000        
Stock option expense   $ 1,100,000 $ 1,000,000        
Grants in period, weighted average grant date fair value (in dollars per share)     $ 1.63        
Exercise price     $ 4.79        
Dividend yield     0.00%        
Expected volatility     36.59%        
Risk-free rate     1.28%        
Expected option life     5 years        
Unrecognized share-based compensation awards other than options   $ 3,300,000          
Restricted Stock              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Equity instruments other than options granted (in shares)   579,638          
Grants in period, weighted average grant date fair value (in dollars per share)   $ 5.70          
Unrecognized share-based compensation awards other than options   $ 5,000,000          
Period for recognition of expense   5 years          
Share-based compensation expense   $ 2,000,000 $ 1,500,000 $ 1,200,000      
Restricted Stock | Minimum              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Grants scheduled vesting period   3 years 3 years        
Restricted Stock | Maximum              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Grants scheduled vesting period   5 years 5 years        
Restricted Stock Units (RSUs)              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Equity instruments other than options granted (in shares)   57,292 0 0      
Unrecognized share-based compensation awards other than options   $ 238,000.000 $ 0 $ 0      
Share-based compensation expense   $ 100,000          
Canceled / forfeited (in shares)   0 0 0      
Outstanding fully vested RSUs (in shares)   4,569 0 16,067      
Before Amendment              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Number of shares authorized             1,000,000
After Amendment              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Number of shares authorized           6,000,000  
XML 119 R104.htm IDEA: XBRL DOCUMENT v3.6.0.2
Fair Value (Fair Value Financial Assets Measured on Recurring Basis) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available-for-sale $ 494,819 $ 310,262
Interest rate swap derivatives 5,239  
Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available-for-sale 0 0
Interest rate swap derivatives 0 0
Total assets 0 0
Interest rate swap derivatives 0 0
Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available-for-sale 494,819 310,262
Interest rate swap derivatives 5,239 8,646
Total assets 500,058 318,908
Interest rate swap derivatives 5,239 8,646
Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available-for-sale 0 0
Interest rate swap derivatives 0 0
Total assets 0 0
Interest rate swap derivatives $ 0 $ 0
XML 120 R105.htm IDEA: XBRL DOCUMENT v3.6.0.2
Fair Value (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]        
Impaired loans with specific valuation allowances $ 6,701 $ 4,217    
Other real estate owned 1,677 3,274 $ 3,309 $ 3,144
Level 1        
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]        
Impaired loans with specific valuation allowances 0 0    
Other real estate owned 0 0    
Assets, Fair Value Disclosure, Nonrecurring 0 0    
Level 2        
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]        
Impaired loans with specific valuation allowances 0 0    
Other real estate owned 0 0    
Assets, Fair Value Disclosure, Nonrecurring 0 0    
Level 3        
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]        
Impaired loans with specific valuation allowances 66 50    
Other real estate owned 1,677 3,274    
Assets, Fair Value Disclosure, Nonrecurring $ 1,743 $ 3,324    
XML 121 R106.htm IDEA: XBRL DOCUMENT v3.6.0.2
Fair Value (Fair Value Inputs, Assets, Quantitative Information) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Fair Value Inputs, Assets, Quantitative Information [Line Items]        
Impaired loans with specific valuation allowances $ 6,701 $ 4,217    
Other real estate owned 1,677 3,274 $ 3,309 $ 3,144
Level 3        
Fair Value Inputs, Assets, Quantitative Information [Line Items]        
Impaired loans with specific valuation allowances 66 50    
Other real estate owned 1,677 3,274    
Impaired loans | Level 3        
Fair Value Inputs, Assets, Quantitative Information [Line Items]        
Impaired loans with specific valuation allowances $ 66 $ 50    
Valuation Techniques Market approach Market approach    
Unobservable Input Appraised value less selling costs of 5% to 10% Additional discounts of 70% to 100% to appraised value to reflect liquidation value Appraised value less selling costs of 5% to 10% Additional discounts of 5% to 50% to appraised value to reflect liquidation value    
Impaired loans | Minimum | Level 3        
Fair Value Inputs, Assets, Quantitative Information [Line Items]        
Selling costs (as a percent) 5.00% 5.00%    
Discount to appraised value (as a percent) 5.00% 5.00%    
Impaired loans | Maximum | Level 3        
Fair Value Inputs, Assets, Quantitative Information [Line Items]        
Selling costs (as a percent) 10.00% 10.00%    
Discount to appraised value (as a percent) 50.00% 50.00%    
Other real estate owned | Level 3        
Fair Value Inputs, Assets, Quantitative Information [Line Items]        
Other real estate owned $ 1,677 $ 3,274    
Valuation Techniques Market approach Market approach    
Unobservable Input Appraised value less selling costs of 5% to 10% Appraised value less selling costs of 5% to 10%    
Other real estate owned | Minimum | Level 3        
Fair Value Inputs, Assets, Quantitative Information [Line Items]        
Selling costs (as a percent) 5.00% 5.00%    
Other real estate owned | Maximum | Level 3        
Fair Value Inputs, Assets, Quantitative Information [Line Items]        
Selling costs (as a percent) 10.00% 10.00%    
XML 122 R107.htm IDEA: XBRL DOCUMENT v3.6.0.2
Fair Value (Fair Value, by Balance Sheet Grouping) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Estimated fair value $ 494,819 $ 310,262  
Held-to-maturity 142,272 142,260  
MSRs 2,348 2,186 $ 2,248
Interest rate swap derivatives 5,239    
Level 1      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Estimated fair value 0 0  
Interest rate swap derivatives 0 0  
Interest rate swap derivatives 0 0  
Level 2      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Estimated fair value 494,819 310,262  
Interest rate swap derivatives 5,239 8,646  
Interest rate swap derivatives 5,239 8,646  
Level 3      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Estimated fair value 0 0  
Interest rate swap derivatives 0 0  
Interest rate swap derivatives 0 0  
Carrying value      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Cash and cash equivalents 72,577 77,805  
Estimated fair value 494,819 310,262  
Held-to-maturity 140,557 139,424  
FHLB stock 3,268 3,000  
Loans held-for-sale 8,651 3,621  
Loans, net 2,077,358 1,662,095  
BOLI 56,957 54,450  
MSRs   2,186  
Interest rate swap derivatives   8,646  
Deposits 2,661,813 2,083,088  
Interest rate swap derivatives 5,239 8,646  
Estimated fair value | Level 1      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Cash and cash equivalents 72,577 77,805  
Estimated fair value | Level 2      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Estimated fair value 494,819 310,262  
Held-to-maturity 142,272 142,260  
FHLB stock 3,268 3,000  
Loans held-for-sale 8,651 3,621  
Interest rate swap derivatives 5,239 8,646  
Deposits 2,661,045 2,082,748  
Interest rate swap derivatives 5,239 8,646  
Estimated fair value | Level 3      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Loans, net 2,064,937 1,656,986  
BOLI 56,957 54,450  
MSRs $ 3,321 $ 3,027  
XML 123 R108.htm IDEA: XBRL DOCUMENT v3.6.0.2
Regulatory Matters (Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Cascade Bancorp    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Actual capital amount Tier 1 leverage (to average assets) $ 259,216 $ 227,542
Actual capital amount to Tier 1 common (to risk-weighted assets) 259,216 227,542
Actual capital amount Tier 1capital (to risk-weighted assets) 259,216 227,542
Actual capital amount total capital (to risk-weighted assets) $ 284,949 $ 252,401
Actual Ratio Tier 1 leverage (to average assets) 8.60% 9.40%
Actual ratio Tier 1 common (to risk-weighted assets) 10.50% 11.50%
Actual Ratio Tier 1 capital (to risk-weighted assets) 10.50% 11.50%
Actual Ratio Total capital (to risk-weighted assets) 11.60% 12.80%
Regulatory minimum to be adequately capitalized Capital amount Tier 1 leverage (to average assets) $ 120,604 $ 96,817
Regulatory minimum to be adequately capitalized capital amount Tier 1 common (to risk-weighted assets) 110,738 88,818
Regulatory minimum to be adequately capitalized Capital amount Tier 1 capital (to risk-weighted assets) 147,651 118,424
Regulatory minimum to be adequately capitalized total capital (to risk-weighted assets) $ 196,868 $ 157,898
Regulatory minimum to be adequately capitalized Ratio Tier 1 leverage (to average assets) 4.00% 4.00%
Regulatory minimum to be adequately capitalized ratio Tier 1 common (to risk-weighted assets) 4.50% 4.50%
Regulatory minimum to be adequately capitalized Ratio Tier 1 capital (to risk-weighted assets) 6.00% 6.00%
Regulatory minimum to be adequately capitalized Ratio Total capital (to risk-weighted assets) 8.00% 8.00%
Minimum capital adequacy with capital buffer amount Tier 1 common (to risk-weighted assets) $ 125,504  
Minimum capital adequacy with capital buffer amount Tier 1 capital (to risk-weighted assets) 162,416  
Minimum capital adequacy with capital buffer amount Total capital (to risk-weighted assets) $ 211,633  
Minimum capital adequacy with capital buffer ratio Tier 1 common (to risk-weighted assets) 5.10%  
Minimum capital adequacy with capital buffer ratio Tier 1 capital (to risk-weighted assets) 6.60%  
Minimum capital adequacy with capital butter ratio Total capital (to risk-weighted assets) 8.60%  
Regulatory minimum to be well capitalized under prompt corrective action provisions capital amount Tier 1 leverage (to average assets) $ 150,754 $ 121,022
Regulatory minimum to be well capitalized under prompt corrective action provisions common equity Tier 1 (to risk-weighted assets) 159,955 128,292
Regulatory minimum to be well capitalized under prompt corrective action provisions Capital amount Tier 1 capital (to risk-weighted assets) 196,868 157,898
Regulatory minimum to be well capitalized under prompt corrective action provisions total capital amount (to risk-weighted assets) $ 246,085 $ 197,373
Regulatory minimum to be well capitalized under prompt corrective action provisions Capital Ratio Tier 1 leverage (to average assets) 5.00% 5.00%
Regulatory minimum to be well capitalized under prompt corrective action provisions capital ratio Tier 1 common (to risk-weighted assets) 6.50% 6.50%
Regulatory minimum to be well capitalized under prompt corrective action provisions Capital Ratio Tier 1 capital (to risk-weighted assets) 8.00% 8.00%
Regulatory minimum to be well capitalized under prompt corrective action provisions Total capital Ratio (to risk-weighted assets) 10.00% 10.00%
Bank of the Cascades    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Actual capital amount Tier 1 leverage (to average assets) $ 254,270 $ 223,553
Actual capital amount to Tier 1 common (to risk-weighted assets) 254,270 223,533
Actual capital amount Tier 1capital (to risk-weighted assets) 254,270 223,553
Actual capital amount total capital (to risk-weighted assets) $ 280,003 $ 248,346
Actual Ratio Tier 1 leverage (to average assets) 8.40% 9.30%
Actual ratio Tier 1 common (to risk-weighted assets) 10.30% 11.40%
Actual Ratio Tier 1 capital (to risk-weighted assets) 10.30% 11.40%
Actual Ratio Total capital (to risk-weighted assets) 11.40% 12.60%
Regulatory minimum to be adequately capitalized Capital amount Tier 1 leverage (to average assets) $ 120,462 $ 96,662
Regulatory minimum to be adequately capitalized capital amount Tier 1 common (to risk-weighted assets) 110,933 88,663
Regulatory minimum to be adequately capitalized Capital amount Tier 1 capital (to risk-weighted assets) 147,911 118,218
Regulatory minimum to be adequately capitalized total capital (to risk-weighted assets) $ 197,214 $ 157,624
Regulatory minimum to be adequately capitalized Ratio Tier 1 leverage (to average assets) 4.00% 4.00%
Regulatory minimum to be adequately capitalized ratio Tier 1 common (to risk-weighted assets) 4.50% 4.50%
Regulatory minimum to be adequately capitalized Ratio Tier 1 capital (to risk-weighted assets) 6.00% 6.00%
Regulatory minimum to be adequately capitalized Ratio Total capital (to risk-weighted assets) 8.00% 8.00%
Minimum capital adequacy with capital buffer amount Tier 1 common (to risk-weighted assets) $ 125,724  
Minimum capital adequacy with capital buffer amount Tier 1 capital (to risk-weighted assets) 162,702  
Minimum capital adequacy with capital buffer amount Total capital (to risk-weighted assets) $ 212,005  
Minimum capital adequacy with capital buffer ratio Tier 1 common (to risk-weighted assets) 5.10%  
Minimum capital adequacy with capital buffer ratio Tier 1 capital (to risk-weighted assets) 6.60%  
Minimum capital adequacy with capital butter ratio Total capital (to risk-weighted assets) 8.60%  
Regulatory minimum to be well capitalized under prompt corrective action provisions capital amount Tier 1 leverage (to average assets) $ 150,578 $ 120,827
Regulatory minimum to be well capitalized under prompt corrective action provisions common equity Tier 1 (to risk-weighted assets) 160,237 128,069
Regulatory minimum to be well capitalized under prompt corrective action provisions Capital amount Tier 1 capital (to risk-weighted assets) 197,214 157,624
Regulatory minimum to be well capitalized under prompt corrective action provisions total capital amount (to risk-weighted assets) $ 246,518 $ 197,030
Regulatory minimum to be well capitalized under prompt corrective action provisions Capital Ratio Tier 1 leverage (to average assets) 5.00% 5.00%
Regulatory minimum to be well capitalized under prompt corrective action provisions capital ratio Tier 1 common (to risk-weighted assets) 6.50% 6.50%
Regulatory minimum to be well capitalized under prompt corrective action provisions Capital Ratio Tier 1 capital (to risk-weighted assets) 8.00% 8.00%
Regulatory minimum to be well capitalized under prompt corrective action provisions Total capital Ratio (to risk-weighted assets) 10.00% 10.00%
XML 124 R109.htm IDEA: XBRL DOCUMENT v3.6.0.2
Parent company financial information (Condensed Financial Information for Bancorp (Parent Company Only)) (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Condensed Financial Statements, Captions [Line Items]        
Cash and cash equivalents $ 72,577 $ 77,805 $ 83,089 $ 81,849
Deferred tax asset 45,172 50,673    
Other assets 31,195 35,921    
Total assets 3,079,058 2,468,029    
Stockholders’ equity 369,652 336,774 315,483 188,715
Total liabilities and stockholders’ equity 3,079,058 2,468,029    
Cascade Bancorp        
Condensed Financial Statements, Captions [Line Items]        
Cash and cash equivalents 1,253 2,272 $ 3,177 $ 127
Investment in subsidiary 360,426 328,771    
Deferred tax asset 6,338 4,624    
Other assets 1,635 1,107    
Total assets 369,652 336,774    
Stockholders’ equity 369,652 336,774    
Total liabilities and stockholders’ equity $ 369,652 $ 336,774    
XML 125 R110.htm IDEA: XBRL DOCUMENT v3.6.0.2
Parent company financial information (Condensed Statements of Income) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Income:                      
Interest income $ 25,491 $ 24,353 $ 22,739 $ 22,694 $ 20,217 $ 20,841 $ 19,819 $ 19,510 $ 95,277 $ 80,387 $ 67,374
Expenses:                      
Loss before income taxes and equity in undistributed net losses of subsidiary 10,086 6,504 7,652 3,097 9,445 7,725 7,656 8,266 27,339 33,092 3,915
Credit for income taxes (4,168) (2,415) (2,828) (1,157) (3,878) (2,626) (2,861) (3,148) (10,568) (12,513) (178)
Net income $ 5,918 $ 4,089 $ 4,824 $ 1,940 $ 5,567 $ 5,099 $ 4,795 $ 5,118 16,771 20,579 3,737
Comprehensive income                 14,085 19,365 6,608
Cascade Bancorp                      
Income:                      
Interest income                 5 5 10
Expenses:                      
Administrative                 3,279 2,619 1,347
Other                 1,356 378 3,217
Total expenses                 4,635 2,997 4,564
Loss before income taxes and equity in undistributed net losses of subsidiary                 (4,630) (2,992) (4,554)
Credit for income taxes                 1,804 1,154 2,053
Gain (loss) before equity in undistributed net losses of subsidiary                 (2,826) (1,838) (2,501)
Equity in undistributed net income of subsidiary                 19,597 22,417 6,238
Net income                 16,771 20,579 3,737
Comprehensive income                 $ 14,085 $ 19,365 $ 6,608
XML 126 R111.htm IDEA: XBRL DOCUMENT v3.6.0.2
Parent company financial information (Condensed Statement of Cash Flows) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Cash flows from operating activities:                      
Net income (loss) $ 5,918 $ 4,089 $ 4,824 $ 1,940 $ 5,567 $ 5,099 $ 4,795 $ 5,118 $ 16,771 $ 20,579 $ 3,737
Adjustments to reconcile net income to net cash provided by operating activities:                      
Stock-based compensation expense                 3,124 2,482 1,214
Increase in other assets                 7,468 (8,364) (3,050)
(Decrease) increase in other liabilities                 (7,216) 5,422 (2,830)
Net cash provided by operating activities                 27,291 37,682 5,544
Cash flows from financing activities:                      
Tax effect of nonvested restricted stock                 (577) (556) (339)
Proceeds from stock options exercised                 7 0 0
Net cash provided by financing activities                 6,722 102,382 26,315
Net increase (decrease) in cash and cash equivalents                 (5,228) (5,284) 1,240
Cash and cash equivalents at beginning of period       77,805       83,089 77,805 83,089 81,849
Cash and cash equivalents at end of period 72,577       77,805       72,577 77,805 83,089
Cascade Bancorp                      
Cash flows from operating activities:                      
Net income (loss)                 16,771 20,579 3,737
Adjustments to reconcile net income to net cash provided by operating activities:                      
Equity in undistributed net income of subsidiary                 (19,597) (22,417) (6,238)
Stock-based compensation expense                 3,124 2,482 1,214
Increase in deferred tax asset                 (1,714) (1,010) (1,794)
Increase in other assets                 (527) 17 (936)
(Decrease) increase in other liabilities                 0 0 0
Net cash provided by operating activities                 (1,943) (349) (4,017)
Cash flows from financing activities:                      
Tax effect of nonvested restricted stock                 (577) (556) (339)
Proceeds from issuance of common stock                 16,238 0 119,285
Increase due to business combination                 (16,244) 0 (111,879)
Proceeds from stock options exercised                 7 0 0
Dividend from Bank                 1,500 0 0
Net cash provided by financing activities                 924 (556) 7,067
Net increase (decrease) in cash and cash equivalents                 (1,019) (905) 3,050
Cash and cash equivalents at beginning of period       $ 2,272       $ 3,177 2,272 3,177 127
Cash and cash equivalents at end of period $ 1,253       $ 2,272       $ 1,253 $ 2,272 $ 3,177
XML 127 R112.htm IDEA: XBRL DOCUMENT v3.6.0.2
Quarterly Financial Information (Unaudited) (Details) - USD ($)
$ / shares in Units, $ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Quarterly Financial Information Disclosure [Abstract]                      
Interest income $ 25,491 $ 24,353 $ 22,739 $ 22,694 $ 20,217 $ 20,841 $ 19,819 $ 19,510 $ 95,277 $ 80,387 $ 67,374
Interest expense 527 569 523 535 429 430 467 546 2,154 1,872 2,289
Net interest income 24,964 23,784 22,216 22,159 19,788 20,411 19,352 18,964 93,123 78,515 65,085
Loan loss recovery 0 0 0 0 (2,000) 0 0 (2,000) 0 (4,000) 0
Net interest income after loan loss provision 24,964 23,784 22,216 22,159 21,788 20,411 19,352 20,964 93,123 82,515 65,085
Non-interest income 8,279 7,940 7,771 5,456 5,772 6,384 6,695 6,122 29,446 24,973 20,171
Non-interest expense 23,157 25,220 22,335 24,518 18,115 19,070 18,391 18,820 95,230 74,396 81,341
Income before provision for income taxes 10,086 6,504 7,652 3,097 9,445 7,725 7,656 8,266 27,339 33,092 3,915
Income tax provision (4,168) (2,415) (2,828) (1,157) (3,878) (2,626) (2,861) (3,148) (10,568) (12,513) (178)
Net income $ 5,918 $ 4,089 $ 4,824 $ 1,940 $ 5,567 $ 5,099 $ 4,795 $ 5,118 $ 16,771 $ 20,579 $ 3,737
Net income per common share (basic) (in dollars per share) $ 0.08 $ 0.06 $ 0.07 $ 0.03 $ 0.08 $ 0.07 $ 0.07 $ 0.07 $ 0.23 $ 0.29 $ 0.06
Net income per common share (diluted) (in dollars per share) $ 0.08 $ 0.06 $ 0.07 $ 0.03 $ 0.08 $ 0.07 $ 0.07 $ 0.07 $ 0.23 $ 0.29 $ 0.06
EXCEL 128 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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�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ǧ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

[77]_@!=O[L^[." C(YHU/(*6&Q MK/GQ*/N7Q3^DW%XKBXS0FYN,W=""D6FU_"0KUY^OZW0:%24/$.Y[LHRD2SX@ M<,B+83U003S,^?$JC,EE)]'(,Q6F^N"PN40XB!2X<%PZ=LM8)N6/HP9D"YZ$ @[J@%0#D6,8-I01E-'VR-EIG_<$E9'GRNN2 %5T M JK(-*"*^#A'7NMV5=86BJC&%!'^)T;'14W=MEJCCFQ-YKEN**2=MO?&Y7_8 MFV^XW<[PZ#G6[V^[_@=9[%)S__MU=^$X\";].N: M7&^&I;CF1) ME'US3]]SX]IJ=,>'1KW\:4=ZRJ_/*JPWKT#9!N*^3M!#%*W_/"][1J7C;67] M@>>73RC7I[*,5_B5Z.'P*KO]W_('-KI0% Z4KQ6]8>0FHWQJ:LYQ)%)%QS3* MR"V-YZ\W'#[>++E714KA@MCR_I+HP>$4V;CIF/PW3>8TNR2UBY=E26N6\M#F;H2!2GAN6Y/VZ^L/'2J9K5\ M933-N1EXFNY+4S4G7K"J0=AKKNIJ3T:B<[G3>38D))ZXC]0K*RJP$7DO4D_& M+)+H,-7>Q>FH:LXVM<#?NHDWFCK!'8,[]GHR_66 TY)PQ]Z\D;A,<20O9C;6 MEL;<2D?.T S;UP*O)AVW"QU58;FZPXT*(59$7-!%,V>>T MN*7\7NR/=-&Y;.>#+8[E64'0[^N^WW7ZEFT$>G]QL*7;"TR]]H,M*RSQKWE> M1.-[J5S1*4VI9SSPEEO5?.2$\$45=W.JRI/)8N&K1,)B!77)Q=_X]YU2GPN",$L(9[H:1C,5E MTYU\$LWR1<7)334F+PD.RRAS6,:RI)R6,1M]7,5O\N3W''[8^IQJ#3_E=7>: M/'FL._".=5=XW1NRL]BL( _HLS)=YZ7MGRF?:LSJWWQ]/5QQB&-994<*\NC5 MX^CG01GM4+O\QV>TWR)Z'<6B>L<;F VJ *J@5H1Z *C,W5ZPUG%9:_O364KP MG;3=5 N)E%L3[A8YQFK3V+16%Z03-2Y MSN_H3%J.DD(45 [FK[+>FS9P&EU*=/]CHMNBMO'U9TW'U0(');0?QN&TNTHB M; ]+KGY6W,W45E#*;U!4V M11'A]LFM%M-JZV39PR3#*DTK\!7X"GP%OFH*K+KE9?Q>4?HH+?/JSN=&Z\NR"?DC"> MCZJ6;6G!AQ,JN@;D)$W*QF]AFI0[Z65;MVL:TR1D))\PMO6Q^_U7I97$-]<2 M/UY4TH]8/2L@HQ/E'@TDU_>D_,><9@7+XOMAE/"WBVC\*1F+-GOB#CMWH.S: M7F]@>H[K]H9&S^[W7#NH.E!:/=FU8Q!#C M=MXPVG*R)]L],@@N73VP/$=>#TG3D--#LMDMZ%A5"C>#JN!A\'"[CN@.X;FQ4+ MII-VXAY,!Z9[E>G^>YXP\!OX[5#\]CO-P@FT*ACN8!V(TGE&%NF26W?*:?HN MY$$:$$5)F$Y90V(QC4:X= G8[(IP2A3%:4KS("!(,$@P13B!4AP;:78*;FH9@S)!@DF%*L" FVBP1S QL2#!(, M$DPA5H0$VYI4@:.9G@<))D."-20C[2![(.S[C"6YM$T0R/B5$@A'V,W<8>^R MAIX_ICP!M8$VJN"H;F,*>#IE/+GR@B[ $_!T\G@RY6W# $_ T\GCR7* )^ ) M>)(5I=8,1UZ0^D00A4S7EVG[F8DD5V2[*BO!9!+QN*++U@*W_@TV58!5MQD M= %=J^BR-,\'NH NH*N>Y!!S^_J.0!?0!73MA"[#J3]Y%.@"NDX078&E&1)W M-=J.+F3^?/PMI0F)TURTD$EOHSQ*$W*>L5"@^?Z=+$Z"-#KA.'9%+M\T3'EJ M[T2BV< 5< 5< 5? %7 %7 %7P!5P!5P!5\ 5LH6.D"U$Z+@0':J?QXQJ#SE" MPIUB/!MY1-@M:C6Z]FKRT88DHY,X80Y< I<-2T\"+H%+X%*]Q";@$K@$+M5+ MB3H)7")?ZN/G-+FHZ0P=A-?VPJMQD2Q?,SUIUH$J8*A;SP,1+4:$IP6VM#YM M0 00T0)$>)ZTWC9 !!#1>$0XFNU(BW4"$4!$XQ%A!IIM Q(R A,*11$/%K&0 M7-]9(1(V5P9M2K9K43J/I1G.P8I"(]T'Z 0Z=^JM:IK2(C) )] )=$K-+[ . M5V 7Z 0Z@^VW6!"$M3&>$U!OY/SAVC- MN_?DFB5L'!72^$P=:C97D+4G[GQN:X8K;U=H$UT>&657PAP1F=)JS -[P-XJ M]DS--N3E2P![P!ZPMSWV?!-Z#]@#]@Z//4-JCCVP!^P!>UMC3]<<.'R2P(HH3Q#4E?2]AFR- MX"(Q#CN"D%^07PV07[:F^[+W6"&_(+\@OR"_#B._?%-V(C#D%^07Y!?DUR'D MER&S!"KD%^07Y!?DUR'EERNS8BT$6/6QV5F\/XJ[":MNH_/[*"[Z0,3=-G:M M0V[L;B!HTXBH#.' B>!$-0@'3@0GJD$X<"(X40W"@1-/F1.1 ?>Q2_,H),E# M'AR9,>Y+/.N2;\MTMY.7Q;6*KAJC]^NL1J++T==L#$#00 M-! T]4<:E5]Z"!H(&@B:YD)HX1=+/(\#5/_Z:-RT-IRLB%+"I:]^-B5NSQA$9':6MXE M2OA"5M]7'Y.DV93&3[C($-<\W+@D. E9'"^N^>5,/RN_<_X)E]_7$.HJFK*< M?&9WY&LZI<]X:$JSFRBI)DGG1;K\H6+2\I>[:%1,/@3!I:L'EN?\M#P6RA$1 MTUG./BP_/%O4Q]EGZ]!G&FL!L'V\OYJ9R:>T41RME9S5>..XP\U&SQXOCY?' MRZO]\@TYU:"6M0/Z;&]&&\%+=O243S5F/U2:>%Y+8N_DIM>=MPU&VXX$*[_> M57;;=1J/JAN9^O;-;YJ>QJ#N 2X0L5T>\E[],I6F<#.H"AX&#X.'P%A5"C>#JN!A\'"SZVXH%X$!?63!MH8 U>[[O0<.6?59R*;7+".6M)*RX#GP MW*L\]XW-B@7322O$#J8#T[W*=/\]3QCX#?QV*'[[G6;A!%H5#' M:_-&LPTD&"28(JP(";:+!',,>3(L$: MDI%VD#T0]GW&DAR-GVK8S32/L)NYP]ZE?!EEF_* M6A/P!#P!3ZX\ QIX IY.'4^.+:](-? $/)TZG@S-]TP@Z@#!'(5BU'72]G/9 M+@C9KLI*,)E$/*[H"C3/1V\%T#;J3R$$NH"N$T07UUV6(\_N!KJ M+J#K$5V^%K@VT 5T 5WRT>7YFK-];>*31QDUF6WD9YE";D M/&.A0//].UFA-?VPJMQD2Q'\^2="U8%#'7K>2"B MQ8AP-P=+ M, 8Z@4Z@G97'<>K,Y]Z]&)-*"/ MGZKS<-=LG&9LI0H3_[H\*U?0[RR7Q7.0:RV.Z0>:;6/?%XA0"A'J9O1ZFF?* M#B*W.V\76 *67L*2Z\@VC($E8.D4L>1KI@LL 4O TOZTLBQ-#V3W46LWF) # MM3%<4]#OY/PA6//N/;EF"1M'A30^4X>:S15D[0D[GUN:[]5?O>@YH^Q*F":4 M:@/V@+U=L&=JKBG/&@?V@#U@;WOL^6[]I<. /6 /V'MNC='X=L[W:!C0B_/RW@Y/PP!2K MHZ:3XWH'(ULCN$B,PXX@Y!?D5R/DEQX$D%^07Y!?Q^<\R*^=269KGKQZ:9!? MD%^07Y!?![6_#$->J![R"_(+\@ORZZ M3QP/#B2R>%\1=Q-6W4;G]U%<](&( MNVWL6H?7R;V*HA:K_^8B"J+'W=]@ $#00- M!$W]_H7R2P]! T$#00-! T$#00-! T$#00-!,T_//7O_[EY^>V>L; MKMDWO8YKZ3W;\88]9ZB;NA]8KC4TSG[]8=%6%^ JFK*Y*.2<&OG,VS<$)S<4D4,L(!%<[C1)R3^$]CRK_>TGC.\DO" M7X7/[/$G,F4TGV=LRA_([[+:5I;&Y+I\'I]=,8FRT<6,\^M].:Y\G9S_S)\G M!H7S+.-WB.\)EQ,L(QF[C?B*BYF*/^?SZW^QD$\MY7\9\]45CRO;ULYGXDEU0_J@1N>:S6LR5?8]R M09,-"W%)7A4(\E@UY'1@V3:8>")M]>5=HD1P2OE]=2:)($C\Y,&&N.;AQA4/ MARR.%]?\WWS*HIN?Y/FU7Z6NMC\4K''6XU>O:- M>GELP:[5E>77NTH"7:?QJ(+QB!LI62F=/Y2Z0S4,Z8I6" MR$G$O2#A\7#'HK3KJY^/&7X]5:">(A[!/]OS3QV-A8_:AL74 M/0=$-:^V!5 M1.R^07HX2UNJKRI>"'-3(2T&*]("G$M'7EOA MMQ),%=8YBD72,L,C3?*(,W+;@&?9K)"]<%KJ\* M>A'\ ]>W?:ZOM(Y>JBPE7%\EDHRK\U#P2112ZO""P7'@.*0-'SET*@XGAN(# M^_<\NJ6Q. $)&QTV.FST->,\S34=F.B0 HCTH)3O(;#Y*;EE>5'6"T01% M9)728^UQX S-#N25V8#K!G#!=3NZKFR72JPBFE3JH6_@45Z]J<;I/%.S7&E9 ME)NHHPJ*X/2IH^&@R)IG3]5?FDRNAE.(=&HQ8AV"3'G'1UYKAC:T7C!,;@($ MTLZ^*[_Z<'L;8!3 [87;^^3H142OHUCJ&7G $38Z^ ?\HY345LAXJ#'O4V)Y/(U M4UZ_>NQM E'P>^'W[D/-:F^S!C6G$/W4XD8XP'" ]4#S)+:75WWUX0 WP#* M ]P\!_A'HDVJ+DVFSN]S=,X#K5ICORM%*_ 5^$H-@:^0W5&G^?:9%23BRU5$ M8^XGQFR1"DMH^.]YE*%XC5) AAD'CL-IV[ND M[=_3='07Q3$L:(64%GPV<-P!"/C="XLUWVRJ5YD1_CKCFG1))'>4'2,?^8,3*J#G22Z.'*_))<31B9YVP\ MCZORK>,T(W>3*)R0@O_EA7$DRLDUX^]+Z#3EM/T/&XF?#)W<<_6=7[ZZAC71 M0*(!\;X0>[IKKW_A\X_OM)CO531E.?G,[LC7=$I?]H96AL=1PBX6*#-,_:")V(N L1R\T6F@J^X*,CYFE_36%3Z)?F$L8*,HCR,.:?P MZP3OL+R(IK3@EXUIE)%;&L^9X)=YPGF3\Z2XYEI4"IZPQXUSSF0K?ZA^YKP7 MI8G@:OZ&HB!^6EXRI?_BO"J87!BTY8,6&P[)Z"%]^YZ$=":&\T<4Y;#56XI1 MY'S$7X]S;?7H=)[S\?F[#]OR\)X+%K*D8-DVG/%$+.G+NT1B+:KOJS-)TFQ* MXR5%/RO9\V&Q)K39O% M*QUWN'[0QR.DO%9HEE_O*A!>I_&HXN01XYJ4"IGS@;\[RP14JT=TOGT;7'U# M)% ARQJQY^;%5>HT@7HTGY1&12@^B&ZJW);A2A?GGQ4.$:C"/-+BZ?6]L_S MM^VXFFM(Z]*@REH>)4:MD$H_?,=JC23R^IXI1$GEY.\)IK9:FF%(:W2-S%8U M#)M:[< 7@J@P P\OAAHG;5S--CT81#"(MJ4MTA(5%#MMLGX"'_4F8?V@J5E# M1$_C)(SM2O.N5,$ [!VTE&J+X$%B/!+CCZ8:/%US J3&*ZQUCB\AU4DU!:V0 MPJQ,;H5"-HTB*52_?>IT/_WVZ>K3 'E4*L$;>53-4\)-:B@%+")MJEUI4VZ@ M^;ZT:ENJK"6B9@WLR:,0_923NB>X7>CI* ((4^_X/50@?8X1N&]"E/1P\7F$ MX=\:AF\"'TF4_DJ=(U^AV;_F>1&-[^5*_"?GQ*O3Q;,LO8U&(J>?Y//IE&;W MRW/?LWD63F@N+HE"1C@KA?.8+HYY+R_ZKW3*2&?EN'9?'-<6YP/$7]>57U_> M=O1PU8H*$A?-I^)OY4'P*%M[0CV_)*^NM"02-^Y<=PV'MGTIA[;=H-&'MBW, M'D?.99R?6DK4/TJ)>KY:S$(C['O(9OR>$RJ.,-""2JO$K1!YE;/4L5,"PAV0 M<+N)QRF?-%INV9NF!9E@H 2!#1BMD8QU">%=6 M:A49H/E#<."Q.-SO++MA&>G<9(R)*@&O>^PP9F&3J1>O7T+[2514:IZ] M*D#?/U2_)?5:T1K=O@RDJ=$W$TP5UCF*_FV9FA5E@87+4\;4QUDZ?>HFA6G" MR9"+/YX;EZ[GF:2\%LW;X!HIL<>-O,:&Y34:1J"9O@-?$+[@VY34C$:E\U<6 MX#S_FW]I6V3&/<#24\16ADH*"][?&X-\>_LRC8D.&J:I&?**0\"G@4]3Y9L^ MS2J"NP)W1840'S)NMZ50XQ-J3=O0;%MV0JW:7 OZ#"'X,L;H5N(8YI"VJC+G)%U_S?%,6/E19RWTM2CBLL+C?2LU/R2W+ MBS*I+&?A/$--!>7BY*V)@UN&K_D!6M# N5!*X+>R(,5O*4W@2!Q27,M*UCFX M5 Y,S4;O0AC5J.4J[6SRVMZ.L*H5$M/ML:H-3[,M:3$1&-4PJF%4OUI\,F,T M%J5T1'&>]"YA(YC9,+.WZ#_G&-+ZSZD""!C9"LIS#>JNKCUF6L1$IZ/>J M'AH,;(4$=(L,;$>FZ(:!#0,;!O8+1.M^^>T3K&E8T]O(9#]P84[#G(8Y+3.V M@7:TRLGF%AG2EF8Z:*L!0UI%,=\N:=Y+1=WCJO\1*,T/V_KP\KN& MBF?';8VDN:XG38IOH(XJ@()IKJ#,5LB^K/^P/TSS0XEVZ>!4WE25UTNJ#04H M ]O1+%?>J7;55Q^.2I.47FMT6_GUV8G_&IK;0Z7!]@1]8)O7DX52QEA@E\,N MAUU>=^#)"33#D[;KJ_SJPRYODL)KEUZKMH/1T!Q;!S+)95J:Y ?P3 M^"=;[!W4(,<5HI]:W A'!8Z*;VJ.I<-1@:.BH.9KEX+[S H2\94HHC%7/\-L,U-=^2MB.NBNS85V_!\=AA8_?O:3JZB^(8 M#HA"DAK6U)OC3=;L.QFE".BK;?Z]K"""MQ'S M8=BY\8Y<31BGQ-IS<"3*R37CDR5TFG+"_(>-B%AF0HFADWNN4T2[W2@=:>1N M$H43<7U4Y(1]G[&PX!?/BWV5,;M\PVJ]+T2H:NWU:S[__'Z>7]Q0.OOP M+9RPT3QF7\9?69C>)&+BGQ;!+S;JE)&OSB+PU4E&OSUN^_"_S:=L="6>>\7) MWHW3\,]?__J7G]?=.J;\'?^@67%_E=$DIZ%H2IP_'\MD^RQDTVN6/4H=R]"(6$8IMR]?2 M=U)_TY3N**?T;):EWZ,IY_#XGO ?QFG,97M.SD?\@Z!QE'""I_.;AQ*65( MR.)X<OM.=P[[B//Z67;ZB/ MUQS[NX[\M+VLR V"5DH<>ZV*;*R3#&93G=F>&S_8C=J]L""-:1(R0@ON]W%3 M)1&^'[>SA5E]3# KG]J#Q*XGOHAF.NA?=C"6.&&U"$ESZI+&"Z3UY%)^[?>5 M- WQ]&H-/O*)E6':M]C>K4M8L_VMS>932593#P[**=WVXL'042P;[O+6M/W* M9O1>]"RL19NTIZ+QN:%99OUFVG-&J<^4EC+'FY"G>[@$\=;D@1N:;=147WM=&G@3N*ANW_?%O<5Q^1\L M#,@WR#1R"Q[[3ML2AU>I7.6?,M)+IYP7[RM9[9N&]S$G MOW_[FM>2$;QP>A:H*%]UQ,(THV)*'P0_*I@TO&&AG[Z3[%1BEK'-V<.7A\@> MEFP!(!GY@,G(WI'S<KZ=,N"P?)R*OC?"0CPQ=%,O+#.->2EC+9 M%CS 77Y%F50EFLJ]J#KPTZ*42,^L_W3J::1$-@A[S=5<+4*>&P!Y2$:6&R#. MD8VL;%CGA++U+(FQ'V3K*2G,E#,A(+\@OU3<)8/\>FJA[9]MO$7&\ NIQA.: ML2[-V4BDRK(D+P,$Y:]Y9UY,THR_]>A_$KX>WPI^ER\S\?<_N&65=^\'WUD6 M1CG[(XM"]I4F-[OE)P_Z/<_C)K\[-#NV:9BZI2_RDP>]CM5O6W[RIV0LLCL% M_4C&;F@F'EXF(2=SD0ZLD2I7A(TN* <.O6&$+0A,9H+"6IG9^^RBC$UI5&8_ M")IGG+1S6A75%B9O.JL2HJ_O22962/SV]+;"/G[&M&]YP;KSFJ-\)5D8-875 M2>,U7"EYO+:^9R[ION,;/;S9+V\=]?%^HVFWW_ "=P-<.56CTP<%-(CY;! WDJ2SH#MJ\=/#4[RC]D;=P MYL8=L5,\5_"Y=")77#[(1/DR$2=:UG#>_WT]; $^/$9 _R"\M[UR.0H?OA(9 M.R\/_DM+9 %O0CM#.Q^;\]30SMOO7AV?+26I;B3>OLS2Y=X9^9NC7^KRVI+7 MEO)WS$UF2[,\0_.M^@N2JL(;8AR.8RIH2^,XYEYLU01I8U_Z]@D91 M0:,0X>H]O7FIIO$#7FNZU0B3$9)A *_0 MX^N7NO$H:BX>/_[-,&4&A!JMP7VNP%'+X KWC)UW-[:'H9N7%K2A ,@<3*0 M4(P^]8+DTFPN9=K/.I(8-O0\4RB<5JNG:YHON[JF%R#W M87/N@RZO76';8TL(8A\B3[,U=<5,S[CTI3D+0!?0U7C"U8HW_5*:OZ40R4Z8 MUY3A+)A)$.0PDV FJ8"NAFQP*X>L'>(I"E/(0B#I[0*2:B%2% MN90J!:J,)'(NK<,)(558 7*FA7)&X2")Q!,18"T8E2]Q&2Q*2/I3@*,JS 6+ MMT1\397>=ZHK_WCCO!,6T6U4W%^)%]NE;KSMNCW'LP>]CCWT MK('MFOV@JAMOZ;8S\-I6-_YJPA9%SR-1+[XL1CGCB\:2(B_+Q],%)4G&8EJP M$2G2A[+O\[+Z"(UC,A,KR6^4E6/*\E>B+1*__!D[OF66-1=_U^3,DL_G^0FN MM\U'U.*7-:?GQU??Z-)CY5K[.S1 M3:#][CEJO#^60%QKHB+R ]:2PEK2ZD6 M,RW4&6A&CMR5K/T0(]J)U,JO"*&(?3M0KF MA[XI&UMU;D,E[:@.78B>BLUN2_4>/T%6( NH MJ_+35N&5?^NB( M 4D#/5Y'E5[#T!P/BEQ)+CDE>$&1MU^1^YMCJ%U6]QAPKJ49[@"$"<#B/;J"%&X6-=T>6TP@(J3 M045[U81]Z4G+-P @3@80[543%3E\TS"ET0.X.!EP*J=6T[GIF:ZTJHA;*31(\/41R3I//5.218Z54W6GNXKUJ5;?X], M54!4MS$(;*E .&7T6@WF(R &B$%] 6* &+08( :(M1!BT&* 6%T!R';%&7OB MT'DMJ!0ZBF%N]T6?JE(PTOJK!^W58<$-%F M%>)KEKSSS% A $S+58AI7&Y?'!HJ!(AHOPHQ=ZK MJ&Y_">A2@7!J:;;Z:Q5!LP%[T&P_UA]QC$L3N>- %S1;'9K-T0S?AV:#9H-F M.[AF,YU+WX)FJS,^V:XPY$H#&):,I+=^>=+3R)I])Z-T?AVSO9H:2>L557EM^I)V"=FZ6'WJ+H.T[>@W"JW)FQ,-TK4/N MEV\@8A,(IPRQFL9QT C/QQTZ= R- 'Q"(T C-(%PIZD17$^S]!@E4<%^ MBV[9Z%-2T.0FXF,Z>?V1WYFD[IRTNY,CR.$G8Q826W&*;^T\<55Y$XWNI M''$U8622<'_R/@SI[1@(S(NB4KH"E4)J\@J0FJ] M_B=1$+,7O/KS*BEN21@U) MO>5D0\:Y+MN&&YY(')T+C_(N4<+E0O5]]3%)FDUI_$0H&>*:AQM7JRNJERZN M^>5,/RN_NXEDF(%0]XI^EE!HDI=SJLY!-KUE&+$.KP\HX M<6,"^U3/:E88TBI6O"E-177?2=Z&^2:&:H)G;6CV :H+J;+V^_K-#=%[-\N.VT]D_]NNL-!8+C6P-,#RQ]6.VUFQS*][B%WVJ0SF-AF$WN>-+DG M44[X%.D-&Y'K>Q*S&QH33L"HN"%\;P,F<>L"IW3 M:A,W8OE'_CEDLZ*LT\/O-&+\S4<:R>DMOY /%D\J^-KQO\S2G+_ Q\=I+1_Q ML;HJXW-[^*TD1EYN58[F(7]O<4R+E!,A8_E,T. ZBLMWJ>C/R3L6^VR+%RJ> MKFO&;B-V5RULN7GZG87\P7PVU8H+H)""T6GU2H^#'YI1>A]STDUI5IY2Z$<9 M"_ED9.H?RTL>OAL?WQ'^M-^'I?4[YVEZ03Q\M)/LXD'8\Y MD;+RY;O\/=)L5K+*M-SNR)<#^)_^?#*K%]^E6L4%X_'E'[$PRA\X<$I'3,R' M$R6MN/ 5$G*FIN1NPIF63S[D4Q/\%-]K8A'IS0U?G7(G.J]$#F>]\D;ERG+J M"^1D[-]S49R>%"FY%OS!N2018Q80X/Q8/4O,5/"X.'E8;6]'"9]2Q'D\+_@/ MX@%+!EV9X5W$:2J$693,F7C(X@G\Y=C#O,0V^./MLJ5D)+-YQKEW32Z(W:'E+5(?3+\_\ >-%LA_ MT/MRJ810BD2V0S+*!6H?$+%8=P$#P5OY_/I?'(MBQ?F"7J"QMB5,XI$FDK M?!(/W*LM!/M\MA#M&>-\+U3$RE0I)\7BO0LB1*UX6$Z%B/_$96J4+7%83IM# M33PV%[=]HC76WE'/[# MC2I":G< M9K,XJI13E7M0+H&@?&F0:$*%<2KRT0O-P^V[)V2B(Y$$MM!-T9A?Q)6C6.I, M9#6,2DN0NZLW$ZY'!0FJF8FUOQ/ZEA.'\8D)H2,(R=74X^L)AKSA>GW!"-5- M!5L*GA8Y6UQQ,JZ7[::$Q-.QN6.PDV.O-I= NZB'/5A,.SI M1K<;6'K'MH=]O6B5-ZOL;U]*]K>W;_KV MGL/-XS[^E%X>61=U'YM[56WPR2\UR:WU_L-:U4ORL&!V6IBMJUKHR&' M9JO&(=>,FRHB "^[*!B.8+3^"(:I&;XTX:_\VK\I%H72!?67%H&D.0%)8]KU MMR549>WWE33P]#YV1E7"UH:T@A-)LO?EE11698'KUL90NBW&@VM)*_3?%CS M77Y%F:QD@]>!G_8'GDY![0%D":)')RE78%P6RRKBXTCR?TX + M0GIO.S HS0FHY?CV2^O3B!.YASO7O4^62#,.?%N:%1SPP'>C^0Z1)$53W2 C M(2-K37YP#6G)#Y"1D)&0D4KP*F2D3!EIPHX\_+;)RQ6%9#1MWJ,__<-5;^]/ M;SB]3MW[?M3U;]_J>&RR:-G?Z1M]N:M/F]GA)H643=]&/FX;+ MSN>BO!#-%VG;94MO0;PLC1_[SB_&3:CH"<\OR.=9)IJ=9FQT27I/KEX\."L; MA9>CHIR,&)M6GK@ZG'GQKNG3[EEU6,B#K"JRWN63E<;L6KDW*S&+)_' M&$FO12/ZO&I(+LA,SL?E[V/Q0HL>"/ROM"B++?&1$7]$L;AYUW[AJUWYNO5N=,I<;GDY?3F7+*\04M/T<9 M?U8QYSQR+Z?YJ2*BZJWB9H/,>"J%2HTPZK-K+D,XK\Q#0.W+)/[P\7K[]+_^VK>?# MEYHZ3BBA_+IO.3U4\'J-F%^Y;_N28<&-(VXC[9:UB;PC<./;N?&*9=.7N)'/ MA"4YN!'<>$C92)X(P75\*3S4 GP+OE6&;Z_2@L9OV&E!\N,/XWKI=,JRQM=5.& -X4ID1Z#:GF0-Y WD#>0-TIS M&^0-Y WD#>0-Y WD33/D#2J0?.R5J98[[V6U]XQX#3A29:WK5L_0PL %< %< M !? !7 !7 7V%?>E;9?61Z)?/FW;RR?8-51^/Z(-2JIM0 Q0 P0 \0 ,4 , M$ /$F@@Q;!*M)ON*E/XH&!$-0@'3CQE3D13MC\A4-7-"4K0D!%W#C:]R(IFS@ M1G6X$4W9P+=-Y%LT99-?IP%-V0Z]K8(F J=9'Z9!LD0-Y WD# M>0-Y WD#>0-Y WESVO(&QPO1E.T .%)EK>M6S]#"P 5P 5P %\ %< %< !?8 M5]Z5MFC*I@;66N_[-PAOS=5:@!@@!H@!8H 8( :( 6)-A!@VB="4#9$.1 "/ MK84:APMSEZ.H@ /@T&XX0$T %\ %U 3VA_9S1="434E==/*]*AH$T.9J-T 4 M$ 5$ 5% %! %1 %10+0A[FF[O- :ZJJBH8!,*IWJB2>+PQAR8B-R+,7>M2=[W86KWY531E.?G,[LC7 M=$I?MK!>DWHKVN9?\[R(QO>R!2$9IS$W TL))U2&0$#.Y5^ND>M[,DNS@E\0 MI21G-T(L:B1*QFDVI:*J6(D*@9,9"PO!_@(>O73*M>?]@[?@?56/:,A4)!\R]Y)8M_$+BY)(F[V+)9Z/R2LB/QZ/)5/@AMVQ"A MO.V+2(.G@N@DYR/.MX(Y2JG,)3:?8_[NPYOMBVWMNI5[//$Y1%>U\AY1(HI< ME-]7'Y((T,1/+'!#7/-PXPI](8OCQ36_G.EGY7=NC8;+[[O+F;MH5$SX1_Z. M"T,X%)2;Y>S#\L.SEW^SSR,?9,EW*/T"E+L;Y8:PU7A*G!6@?O20O6 FOMP%K/ M'45D+6Y-O^-F&== W..SY.>YB J1=+QMC.' \RN#;!#'\L4QVJVN:[?:_TK2 M>9$7-!$35103#['E*+EE>2$BV$"(?(1 7T!? W0%] 70 CTA0Q]L2X-# (; M ONH GL=4^XA,5$,::NZK&_KE7$X(B[0468T/(.&,NG$AZR/7 =%E$LV;A!0 ME=,\TC5SLUE1B7:_$&.-Y!V(,47%&&P,@!/@5!2D[5>61Z)45Q-R M;-NL@UH?*VX0WIJKM=#8#! #Q)!A 8@!8LI!#%H,$ /$H,4 ,4"LN1"#%@/$ MZHHYMBNTN')Z7[1.B)+1/"\R_E46$S5:;QFRJ*#*ME*![6KQ[99J ^" M) 1X;R:0,A]2L MQZ"NFH,GA2O:;DNE)@@9>;F5D#*0,HV3,M#:P!/P!*W=-*TM+>D54@92YGA2 MYG2[/6VB)KH^ 9/MP62[S0)(L9.68BNA_?<%Y:^_]OJ5SROO%4<)NYBP4E89 MIO[3QY47_=<\+Z+QO0+ONOC\\_MY?G%#Z>S#55:N\ZC/KHNOK.IQ,\\X+/(O MR3!*:!+RSU]9R*);09#\2OQ[Q5^M&Z?AG[_^]2\_+^_T/XDH+,HG.?H[C9+? MTIS?X5-RR^\Y94GQPT#.)(D@T%X/ MNMUNQS<&MC6TNIUNWQO: ]/TS2#H6];9KS^LP"KEKJ(IR\EG=D>^IE/ZLO1_ M;0%EKM8C(4C.0D[@(N+SHP5YMEP[WGVQQ[8 8LES(Q:F&16=BCX(MJ@FT.=+ M.+UFV:/JL@R-"+KO.X/R]F7I!REWXE-Z[A*]:4JY^BEO$R6B4&_Y??4Y M29I-:?Q$B1GBFH<;EP*+A"R.%]?\"NW?7>?I.UFI/M_[19]:Q5@HMWVG.X?MS' M'W5XT.3)[SO<;/3L&\7U#IW&H^I&G6G*:<%-U6TU_H'G%Z9Y@= +P' 09OM[QGTU18$P?W J%9W@#?=U M7R<>H JH JH*3##FM&/ *K!Z&'8;Y$4TI86R$OC^=;MH%!G9#LZ M_QB.Y>_.,A'4>PAU/H^^XGS*<8[**< _!]F)5PB&ZBHT( P( \* ," ," /" M@+#6(:PAVVJ')BG&87.8UW:8_<]GJK,M&E <@Z5DQ;018 M !: !6 !6 6@,4)P0)[22_3]G\NOUV2S@U+PGLB,M9NZ V[$._.1JO'",Y_ M[WY[=TPQI+R[+.^0V2;&:\*9<\-UM,"R$"Q!./*X.@RRIOVR1O--'Y(&D@:2 M!I*F5DES[@7!P0CRB)GZ2"2=7Z3Y"!!#$$,00R\Y5ZX6N/)J<:J^^D>)_[0K MS/,Y32YH%>7YO?L-\=(;41;/U Q'6HA"E96NVS^ _FTS)G3@ 7@ 'AXL>+[]7 >TVI.;[FJ> MKB,8@,"C.GJK/>"RC?HC_H 6H'6"T#IWO(-QUFF[7 >@+&@\'LY-7QH@X,T M+BV'"[>H+!,6E0P?1"&OOT[:_CXOYC0F8_Z>M;C]&PK+MB?)BP/N3;33]@\!7 !W%[/7M(\. M7%4P>!0_M5WN: V58NMHW*X*N93JS:[,"4\[<#7'VJ5SQWZT484;ZK;I80% MU$#4/#VQH?EV37$_"!H(&@@:")I%@,36'+D[%Y$$.P@Z-7OZ+Q2/^*A=36HA\Z?M:0K2M"<&BNQ)V+Y75\@M"JXTPY M( :( 6* &" &B,% 5 U:V W^^.6:WY<649KD)!WST:*H,4U&9);&4?GV))]? M\\E$N;BF%NQM*!+0. A:ON;I!RL=I@HGU:WGH,Y.&%*>)Z^A$_ $/)TZGLX- M75[#BRV)@PT_P.U$X68%FN5)2Z,Y%0V&O;/&G_Q6/H1PN"/A&QFS$;O\MJXY M$MO4O9EHJO /HKL09PJQ(\39CMG-@5N3609A!F$&809A=LC&6DY-0=*W4.RT MHSV0=)!TD'3U>:&F9GHU!;!/T7!K2"+$CZ)L4E49,W5^GZ.+M8>I6S6T(-Q MMZ;1"GP%O@)?@:^:0BOP%?A*.JVPO;E=_=CR.2,6IEF9I_J!OSO+XBAABX1G MW=@EA'N"*>&H$X9(MI)I/D 8$ :$ 6% &! &A %A34-80\+F!VWTT;FE44RO M8W8Q3K.+G,:L#M@!72IPP$'4%+018 %8 !: !6 !6 6@(4L3T2A ,"A&E[\ MWOUV3$FCO$34L5%GINOT#Z-\68\+VI!6H AZ A\;CX=S0=,.5S2JG[=D!,"T& MC#"J3%,:8E1A_J-X( J%0 ZUR4SSG!47XL49)PX+YWQ0Q-#8\/4*_YKM8O\# M@4>%]%9[P.7K\BK# 5J %J#UZ%R9UL$XZ[1=+@ /P%O5:9IIU[^/K0J*CN*[ MMLQ;_?T!NR/?Z_8QZLH6;K MHP,-PF9SE=OI0-,X6&]I(!/(!#*/ZL? O0KQQVN-5^3#F]:NJ>YMKQ\S4VT484;$"RNW22 J(&H>7*: M3S-T"!H(&@@:")JZCTG:@;QZ%-N2YK23>B&'((<@AY[Z5H:NF>[ANINKP@U' M"?8H%)P]:!3HOU@\XJ]R,:6%2(6^KR5FVYJ8+'HC85=$R5T1( P( \* ," , M" /"@+"F(>RT-^C+<:N5@Z9I5MS0&_:\>! Y_[W[[1TY9MA-%8))BQHU*2@4 M^)K$(BZJ+&7="AIZ&&*@56+ T'P/Q9XA!2 %3ED*G$L3 =B$AH" @&B=@#!T M77,]N LRH@T*!?GJI.T5_4["C(VB@D3)+*:6K"WH61 \R"H:Z8NKT3_!O*HPDEUZSFHLQ.&5""Q M41/P!#R=.I[.#U8N#]M] -N)@\TV-,.5UNSB5/17TW?.E /@#EPEZ="W\@&$ MPYT&W\B8C=CCMP+--@]7KT)Y_D%L%^),(7:$.-N)7*;FVS6%Z2#,(,P@S"#, M#AC1J:F$\UOH==JQ'L@YR#G(N=I\4-O43%=:GCG,MI4XV_N"\E=?>_W*YY7W MBJ.$74RJ0E^&J?]T# 'SVG1*ND<)%WU<7MB-_[#1WVF4_);F^9?DTV,Z_)58DBO^'MTX#?_\]:]_^9F_Y9\?QFE:)&G! M?N-?R/?RIRP5LY\4Q>S#^_=W=W>7WZ^S^#+-;MZ;NFZ]%W]^+RX\6UQ?W,_X M]?S.C!-H=,9OO;@W?]#BDDG&QK^<_7]#&A87NM$;Z*;K!'ZW:W8Z3M?RG:$] M,$W?LNR.,5S>-J;7+/[E;*LQ_W]\'3^=#G\V+=+LC+S?.!_+' :F/C2L02^P M'=,PS>[BWH$[,.RU\]DP9J_YV&8_\(*NKG=\X-!SU\[GPUC M]IJ/$^A6T!G:_;XWM(=VISO4'^X]- =KY[-AS'[SZ1N]GN$/'7WH=CW;Z_;= M!>UMQS-ZZ^?S^IB]YN-:76M@64;?M8:&V;'=8$G[0-<^)T-W[7PVC-EK/C['JL?AV_."CAU89M!?\()E&.; M63N?#6/VFT_7Z7:,KN?;NNT:CM_O/V#7]X+U_+-AS%[SZ1A!MVL/C*'A!7JO MV^DZG<6]==VSO+7SV3!FK_ET7=T<\"?TNGK/MHV@YRYXP;9\T[;6SF?#F/WF M,W",;J?#7VS0X7@=NL/A$BNN&1CKY_/ZF+WFT],=Q[=[G7Z@ZT9_,#3TQ;L: M?L<+W+7SV3!FO_GT+<;3YS*C8W;- MWG#@^ETK,+SA4M:ZO1?DX88Q^\W''7;]H>]W7,/KV[KA.DO9YG0'O?7R<,.8 MO>8S-'77L)VN[O''='3+Z_47]^Z:]@OR><.8_>8S&';Z77U@]@)WZ 1&)PB6 M]W8[5F?]?%X?L\]\#&Y6<;&O=_@2. ,[&)C^@C=+(V[:N M#WS7Z_D^US_^0I8$KN6OG\^&,7O.AQLSGC?T7,OF2Z";SE*V]7W?6VNO;AJS MWWQ,W?2['5TM[T>FOE\Z8Q>\W'L^Q?3OH+G41?^@+]-DP9K_Y#+NZS85_?^ :?=_M]1]L*]/H MV&OMYTUC]II/8%L]W^[VN?#OZX9M!]REJVP9E_]IK;[8-&:_^?A!K^OVW*'5 M-?A=N8A=WMOL>-VU]O.F,7O-IV.ZW)ER=$Y]0_?MOF\;2UD2](SUZ[5AS%[S MZ?FNS1W@'N?$P+)\5W>]I>PW#=]<.Y\-8_:;3\?VN"%L&Q8WTP<]UPV6MHSN M!W[3F+WF,_"X*=SK\?]U.QX7N[2=NAU^2JLG\_K8_::S]#R?*O3,XQ.W^CJW(30'WTIO[>>?S:,V6\^ MGM[UO*!K>5W#L=Q>;[C419YE==?39\.8_>;3LTR[;W/+RG!MTQ)^\$*66-S8 M6\_/&\;L,Q_3,(QAAQN?W/_MV7U]Z#O=I2SA9O):>;AIS'[SX0Y*8'*GQ=(= MGS_(6]HREL=M!WW]?%X?L]=\3.Y\^Q8G?7_0'UK&L/O@^^J<]FOE\Z8Q>\W' M\KD=T^_T?4-W.>VM1][DNBA8:Z]N&K/7?&PO& RZ0AOI=L!5T3!8VC(&!\O: M^-BF,7O-QW&Y?G:& ]?CID.WQTV\!6\:=M?UU_H7F\;L-1_7Z=E.)]!MR^AS MWX SZM+7M QNLZ^=SX8Q>\V'NW5#1X1M_:'?Z5I=\X'V/L?S6GMUTYC]YN-[ M@Z%PI3H#(^!6<7?@+=^UZ^AK]R\VC=EO/L..J0\&G4Z_._ M[L@,'W1CW^VO MYY\-8_::C\\MWJ'.M9%NNAWN4#G68(G=GN&NC2=L&K/?? ;=H#/@D.4FNFMZ M ;_G,I8S,%[ ^X8Q>\V'WSCH!D-;]X9ZO]_M.>;R78>F]P)]-HS9;SY]X:SP M.W%U;?0-[HPO8_]6?^"LYY\-8_:;S]#MF=PK,%RG8UF#@3%XX(6.;JZU?S:- MV6L^':Z0>WI7Y_]8EFUY?6NQMV8;W'59:S]O&K/??'IZP/VX_M#K#%W."M9R M+]32.YWU\?E-8_:;S]#L!%Z/O[+GF:[7&>C+O6O/[3MKXS^;QNPUGZYC!I;M M#1TN=;LZ%R2]W@-O0[MN\VG'WCE1DW 26\Y?:Z?W64L M<-@=K,?[AC%[S6?@V#VN%BV[T^&V@\E]EX7M:3A]\P7YLV',7O/A]1T]?[U]L&+/??+J<+[GYX+D#U_$[/G<^%[3GJ[!^OVG3F'WF M8^EVCQM7>I^_)7])?=#K^P][:]WA6G[>-&:O^9CY0E5O>"% MH&MTUL]GPYB]YF.9+K^O[W'%:'*YQK7D,M= 'YC]M>NU:\[$#0[>[W EW M1"R@ZW3T9:X*UYC#M?[[IC'[S8=CMF]P>=L9ZL-A7]@O"ZSHW!I=&__9-&:_ M^?3=H6GX \OM#3M<*W5["UUM<$_&6\\_&\;L-1_N\W*S/#"MGM$?B"U(;\D+ M0=^QU\;#-XW9;SYVQ^B;0\L1]+?%:?;IIS%[S<0.1\M5S]+[5 M&7)+QNHN8Q6VX:RW?S:-V6L^7$F;_8YM.V+S7&P6+WU-:^B]8(]M&K/G?((! M%_+.T.D8O:'>L_OV4O:;9F>]_-DP9K_Y=)W>P!X$MNMPZ\49! ^Y#_S6QEK[ M<-.8O>;C^QTS,#S3YD)EP#\ZO:4NZOV_[KZV9[/<-N][?\4@!?HIL45)),4T M"2")%%H@!8*F_0'CW;$]P.Z,.S.ND_[Z4N-'9Y+%>>X36W6=/G/I M2")Y47RIRH8 M;-T52JF>QENN9/;P6#$Q]75J1K"8>'$I@$;G^O!"9@M/A2 2W-.4FKJY@CW> M]F"6SA\?\"%+.Q6F4<[Q4VWJ[EJGFSO$\EMG"TZ(?0HMCQO[<#"'% M%ZXY#ZF30LW=V'%;LMK9WR]RN9+3S#0O2+6P*,'I,: MY^5;%6QV&N^]DMG!DT/J%-*(':,6-TDCKMBD&P$X_3Y7,GMXV FF&P",(%)F MJJ.LMR.L\14\CV6V\$ +XF2!8^S0*T*/1ZY5*9@L/17>I1@-K[!Y?RV'5 M+L3I^9WJYRN9/3P4FY_)F8*:Q*]N1CQR#2B>VM,KF2T\G%!SJFX H$+F#'38 M(L7S_,PKF2T\)3++3+NP)I-0<5^Y#RVKGNO#"YDM/#4ZTZRMA-KBL)YC6[%) M]T;3J?]\);.')Q-KK'GX577'IA"MMP@R3N?G^4)F#T^=R;&092:@BU;.BXMG M)#[7AQC =,D_ RO6. M ^+Y?EW(;.$9@C6[>F.P$@;Y%<856XIR_GYQ);.#!T,P/P:D..L21PH2CUJN M(N?U:%WA*+68U9\8NPY==7^Y*="U3 M3^_7E5S!8>=)?!SV.N*?%\6*.R=+_V M?EZ/=B6SA8?\MN8Z ]K!.;#_9"S+%R9LI_EC5S)[>#)D]^G

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

'H-D-*O9 M@_L0-:O6_;^7F^D-G"PUJ3.YU(Y!:IC1K">DMO,ZWP%,^%S!8>B:05@"D. M:CKG*Z[>V](8SNW[A

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�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end

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end XML 129 Show.js IDEA: XBRL DOCUMENT /** * Rivet Software Inc. * * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved. * Version 2.4.0.3 * */ var Show = {}; Show.LastAR = null, Show.hideAR = function(){ Show.LastAR.style.display = 'none'; }; Show.showAR = function ( link, id, win ){ if( Show.LastAR ){ Show.hideAR(); } var ref = link; do { ref = ref.nextSibling; } while (ref && ref.nodeName != 'TABLE'); if (!ref || ref.nodeName != 'TABLE') { var tmp = win ? win.document.getElementById(id) : document.getElementById(id); if( tmp ){ ref = tmp.cloneNode(true); ref.id = ''; link.parentNode.appendChild(ref); } } if( ref ){ ref.style.display = 'block'; Show.LastAR = ref; } }; Show.toggleNext = function( link ){ var ref = link; do{ ref = ref.nextSibling; }while( ref.nodeName != 'DIV' ); if( ref.style && ref.style.display && ref.style.display == 'none' ){ ref.style.display = 'block'; if( link.textContent ){ link.textContent = link.textContent.replace( '+', '-' ); }else{ link.innerText = link.innerText.replace( '+', '-' ); } }else{ ref.style.display = 'none'; if( link.textContent ){ link.textContent = link.textContent.replace( '-', '+' ); }else{ link.innerText = link.innerText.replace( '-', '+' ); } } }; XML 130 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 132 FilingSummary.xml IDEA: XBRL DOCUMENT 3.6.0.2 html 684 591 1 true 94 0 false 6 false false R1.htm 0001000 - Document - Document and Entity Information Sheet http://www.botc.com/role/DocumentAndEntityInformation Document and Entity Information Cover 1 false false R2.htm 1001000 - Statement - Consolidated Balance Sheets Sheet http://www.botc.com/role/ConsolidatedBalanceSheets Consolidated Balance Sheets Statements 2 false false R3.htm 1001501 - Statement - Consolidated Balance Sheets [Parenthetical] Sheet http://www.botc.com/role/ConsolidatedBalanceSheetsParenthetical Consolidated Balance Sheets [Parenthetical] Statements 3 false false R4.htm 1002000 - Statement - Consolidated Statements of Income Sheet http://www.botc.com/role/ConsolidatedStatementsOfIncome Consolidated Statements of Income Statements 4 false false R5.htm 1003000 - Statement - Consolidated Statements of Comprehensive Income Sheet http://www.botc.com/role/ConsolidatedStatementsOfComprehensiveIncome Consolidated Statements of Comprehensive Income Statements 5 false false R6.htm 1004000 - Statement - Consolidated Statements of Changes in Stockholders' Equity Sheet http://www.botc.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity Consolidated Statements of Changes in Stockholders' Equity Statements 6 false false R7.htm 1005000 - Statement - Consolidated Statements of Cash Flows Sheet http://www.botc.com/role/ConsolidatedStatementsOfCashFlows Consolidated Statements of Cash Flows Statements 7 false false R8.htm 2101100 - Disclosure - Basis of presentation and summary of significant accounting policies Sheet http://www.botc.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPolicies Basis of presentation and summary of significant accounting policies Notes 8 false false R9.htm 2102100 - Disclosure - Business Combinations Sheet http://www.botc.com/role/BusinessCombinations Business Combinations Notes 9 false false R10.htm 2104100 - Disclosure - Cash and due from banks Sheet http://www.botc.com/role/CashAndDueFromBanks Cash and due from banks Notes 10 false false R11.htm 2105100 - Disclosure - Investment securities Sheet http://www.botc.com/role/InvestmentSecurities Investment securities Notes 11 false false R12.htm 2106100 - Disclosure - Loans and reserve for credit losses Sheet http://www.botc.com/role/LoansAndReserveForCreditLosses Loans and reserve for credit losses Notes 12 false false R13.htm 2107100 - Disclosure - Mortgage banking activities Sheet http://www.botc.com/role/MortgageBankingActivities Mortgage banking activities Notes 13 false false R14.htm 2108100 - Disclosure - Premises and equipment Sheet http://www.botc.com/role/PremisesAndEquipment Premises and equipment Notes 14 false false R15.htm 2109100 - Disclosure - Other real estate owned ("OREO"), net Sheet http://www.botc.com/role/OtherRealEstateOwnedOreoNet Other real estate owned ("OREO"), net Notes 15 false false R16.htm 2110100 - Disclosure - Goodwill and other intangible assets Sheet http://www.botc.com/role/GoodwillAndOtherIntangibleAssets Goodwill and other intangible assets Notes 16 false false R17.htm 2111100 - Disclosure - Derivatives Sheet http://www.botc.com/role/Derivatives Derivatives Notes 17 false false R18.htm 2112100 - Disclosure - Time deposits Sheet http://www.botc.com/role/TimeDeposits Time deposits Notes 18 false false R19.htm 2113100 - Disclosure - Other borrowings Sheet http://www.botc.com/role/OtherBorrowings Other borrowings Notes 19 false false R20.htm 2114100 - Disclosure - Commitments, guarantees and contingencies Sheet http://www.botc.com/role/CommitmentsGuaranteesAndContingencies Commitments, guarantees and contingencies Notes 20 false false R21.htm 2115100 - Disclosure - Income taxes Sheet http://www.botc.com/role/IncomeTaxes Income taxes Notes 21 false false R22.htm 2116100 - Disclosure - Basic and diluted net income per common share Sheet http://www.botc.com/role/BasicAndDilutedNetIncomePerCommonShare Basic and diluted net income per common share Notes 22 false false R23.htm 2117100 - Disclosure - Transactions with related parties Sheet http://www.botc.com/role/TransactionsWithRelatedParties Transactions with related parties Notes 23 false false R24.htm 2118100 - Disclosure - Benefit plans Sheet http://www.botc.com/role/BenefitPlans Benefit plans Notes 24 false false R25.htm 2119100 - Disclosure - Stock-based Compensation Sheet http://www.botc.com/role/StockBasedCompensation Stock-based Compensation Notes 25 false false R26.htm 2120100 - Disclosure - Fair Value Sheet http://www.botc.com/role/FairValue Fair Value Notes 26 false false R27.htm 2121100 - Disclosure - Regulatory Matters Sheet http://www.botc.com/role/RegulatoryMatters Regulatory Matters Notes 27 false false R28.htm 2125100 - Disclosure - Parent company financial information Sheet http://www.botc.com/role/ParentCompanyFinancialInformation Parent company financial information Notes 28 false false R29.htm 2128100 - Disclosure - Quarterly Financial Information (Unaudited) (Notes) Notes http://www.botc.com/role/QuarterlyFinancialInformationUnauditedNotes Quarterly Financial Information (Unaudited) (Notes) Notes 29 false false R30.htm 2201201 - Disclosure - Basis of presentation and summary of significant accounting policies (Policies) Sheet http://www.botc.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPoliciesPolicies Basis of presentation and summary of significant accounting policies (Policies) Policies 30 false false R31.htm 2302301 - Disclosure - Business Combinations (Tables) Sheet http://www.botc.com/role/BusinessCombinationsTables Business Combinations (Tables) Tables http://www.botc.com/role/BusinessCombinations 31 false false R32.htm 2305301 - Disclosure - Investment securities (Tables) Sheet http://www.botc.com/role/InvestmentSecuritiesTables Investment securities (Tables) Tables http://www.botc.com/role/InvestmentSecurities 32 false false R33.htm 2306301 - Disclosure - Loans and reserve for credit losses (Tables) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesTables Loans and reserve for credit losses (Tables) Tables http://www.botc.com/role/LoansAndReserveForCreditLosses 33 false false R34.htm 2307301 - Disclosure - Mortgage banking activities (Tables) Sheet http://www.botc.com/role/MortgageBankingActivitiesTables Mortgage banking activities (Tables) Tables http://www.botc.com/role/MortgageBankingActivities 34 false false R35.htm 2308301 - Disclosure - Premises and equipment (Tables) Sheet http://www.botc.com/role/PremisesAndEquipmentTables Premises and equipment (Tables) Tables http://www.botc.com/role/PremisesAndEquipment 35 false false R36.htm 2309301 - Disclosure - Other real estate owned ("OREO"), net (Tables) Sheet http://www.botc.com/role/OtherRealEstateOwnedOreoNetTables Other real estate owned ("OREO"), net (Tables) Tables http://www.botc.com/role/OtherRealEstateOwnedOreoNet 36 false false R37.htm 2310301 - Disclosure - Goodwill and other intangible assets (Tables) Sheet http://www.botc.com/role/GoodwillAndOtherIntangibleAssetsTables Goodwill and other intangible assets (Tables) Tables http://www.botc.com/role/GoodwillAndOtherIntangibleAssets 37 false false R38.htm 2311301 - Disclosure - Derivatives (Tables) Sheet http://www.botc.com/role/DerivativesTables Derivatives (Tables) Tables http://www.botc.com/role/Derivatives 38 false false R39.htm 2312301 - Disclosure - Time deposits (Tables) Sheet http://www.botc.com/role/TimeDepositsTables Time deposits (Tables) Tables http://www.botc.com/role/TimeDeposits 39 false false R40.htm 2314301 - Disclosure - Commitments, guarantees and contingencies (Tables) Sheet http://www.botc.com/role/CommitmentsGuaranteesAndContingenciesTables Commitments, guarantees and contingencies (Tables) Tables http://www.botc.com/role/CommitmentsGuaranteesAndContingencies 40 false false R41.htm 2315301 - Disclosure - Income taxes (Tables) Sheet http://www.botc.com/role/IncomeTaxesTables Income taxes (Tables) Tables http://www.botc.com/role/IncomeTaxes 41 false false R42.htm 2316301 - Disclosure - Basic and diluted net income per common share (Tables) Sheet http://www.botc.com/role/BasicAndDilutedNetIncomePerCommonShareTables Basic and diluted net income per common share (Tables) Tables http://www.botc.com/role/BasicAndDilutedNetIncomePerCommonShare 42 false false R43.htm 2317301 - Disclosure - Transactions with related parties (Tables) Sheet http://www.botc.com/role/TransactionsWithRelatedPartiesTables Transactions with related parties (Tables) Tables http://www.botc.com/role/TransactionsWithRelatedParties 43 false false R44.htm 2319301 - Disclosure - Stock-based Compensation (Tables) Sheet http://www.botc.com/role/StockBasedCompensationTables Stock-based Compensation (Tables) Tables http://www.botc.com/role/StockBasedCompensation 44 false false R45.htm 2320301 - Disclosure - Fair Value (Tables) Sheet http://www.botc.com/role/FairValueTables Fair Value (Tables) Tables http://www.botc.com/role/FairValue 45 false false R46.htm 2321301 - Disclosure - Regulatory Matters (Tables) Sheet http://www.botc.com/role/RegulatoryMattersTables Regulatory Matters (Tables) Tables http://www.botc.com/role/RegulatoryMatters 46 false false R47.htm 2325301 - Disclosure - Parent company financial information (Tables) Sheet http://www.botc.com/role/ParentCompanyFinancialInformationTables Parent company financial information (Tables) Tables http://www.botc.com/role/ParentCompanyFinancialInformation 47 false false R48.htm 2328301 - Disclosure - Quarterly Financial Information (Unaudited) (Tables) Sheet http://www.botc.com/role/QuarterlyFinancialInformationUnauditedTables Quarterly Financial Information (Unaudited) (Tables) Tables http://www.botc.com/role/QuarterlyFinancialInformationUnauditedNotes 48 false false R49.htm 2401402 - Disclosure - Basis of presentation and summary of significant accounting policies (Details) Sheet http://www.botc.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPoliciesDetails Basis of presentation and summary of significant accounting policies (Details) Details http://www.botc.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPoliciesPolicies 49 false false R50.htm 2401403 - Disclosure - Basis of presentation and summary of significant accounting policies (Schedule of Premises and Equipment) (Details) Sheet http://www.botc.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPoliciesScheduleOfPremisesAndEquipmentDetails Basis of presentation and summary of significant accounting policies (Schedule of Premises and Equipment) (Details) Details http://www.botc.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPoliciesPolicies 50 false false R51.htm 2401404 - Disclosure - Basis of presentation and summary of significant accounting policies (Agreement with First Interstate BancSystem, Inc) (Details) Sheet http://www.botc.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPoliciesAgreementWithFirstInterstateBancsystemIncDetails Basis of presentation and summary of significant accounting policies (Agreement with First Interstate BancSystem, Inc) (Details) Details http://www.botc.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPoliciesPolicies 51 false false R52.htm 2402402 - Disclosure - Business Combinations (Narrative) (Details) Sheet http://www.botc.com/role/BusinessCombinationsNarrativeDetails Business Combinations (Narrative) (Details) Details http://www.botc.com/role/BusinessCombinationsTables 52 false false R53.htm 2402403 - Disclosure - Business Combinations (Prime Pacific Financial Services and Home Federal Bank) (Details) Sheet http://www.botc.com/role/BusinessCombinationsPrimePacificFinancialServicesAndHomeFederalBankDetails Business Combinations (Prime Pacific Financial Services and Home Federal Bank) (Details) Details http://www.botc.com/role/BusinessCombinationsTables 53 false false R54.htm 2402404 - Disclosure - Business Combinations (Pro Forma Information) (Details) Sheet http://www.botc.com/role/BusinessCombinationsProFormaInformationDetails Business Combinations (Pro Forma Information) (Details) Details http://www.botc.com/role/BusinessCombinationsTables 54 false false R55.htm 2402405 - Disclosure - Business Combinations (Bank of America Branches) (Details) Sheet http://www.botc.com/role/BusinessCombinationsBankOfAmericaBranchesDetails Business Combinations (Bank of America Branches) (Details) Details http://www.botc.com/role/BusinessCombinationsTables 55 false false R56.htm 2404401 - Disclosure - Cash and due from banks (Details) Sheet http://www.botc.com/role/CashAndDueFromBanksDetails Cash and due from banks (Details) Details http://www.botc.com/role/CashAndDueFromBanks 56 false false R57.htm 2405402 - Disclosure - Investment securities (Unrealized Gain (Loss) on Investments) (Details) Sheet http://www.botc.com/role/InvestmentSecuritiesUnrealizedGainLossOnInvestmentsDetails Investment securities (Unrealized Gain (Loss) on Investments) (Details) Details http://www.botc.com/role/InvestmentSecuritiesTables 57 false false R58.htm 2405403 - Disclosure - Investment securities (Available For Sale Securities Continuous Unrealized Loss Position Fair Value) (Details) Sheet http://www.botc.com/role/InvestmentSecuritiesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueDetails Investment securities (Available For Sale Securities Continuous Unrealized Loss Position Fair Value) (Details) Details http://www.botc.com/role/InvestmentSecuritiesTables 58 false false R59.htm 2405404 - Disclosure - Investment securities (Narrative) (Details) Sheet http://www.botc.com/role/InvestmentSecuritiesNarrativeDetails Investment securities (Narrative) (Details) Details http://www.botc.com/role/InvestmentSecuritiesTables 59 false false R60.htm 2405405 - Disclosure - Investment securities (Investments Classified by Contractual Maturity Date) (Details) Sheet http://www.botc.com/role/InvestmentSecuritiesInvestmentsClassifiedByContractualMaturityDateDetails Investment securities (Investments Classified by Contractual Maturity Date) (Details) Details http://www.botc.com/role/InvestmentSecuritiesTables 60 false false R61.htm 2406402 - Disclosure - Loans and reserve for credit losses (Schedule of Accounts, Notes, Loans and Financing Receivable) (Details) Notes http://www.botc.com/role/LoansAndReserveForCreditLossesScheduleOfAccountsNotesLoansAndFinancingReceivableDetails Loans and reserve for credit losses (Schedule of Accounts, Notes, Loans and Financing Receivable) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 61 false false R62.htm 2406403 - Disclosure - Loans and reserve for credit losses (Narrative) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesNarrativeDetails Loans and reserve for credit losses (Narrative) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 62 false false R63.htm 2406404 - Disclosure - Loans and reserve for credit losses (Loans, Covered Loans, Loss Share Payable (Receivable)) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesLoansCoveredLoansLossSharePayableReceivableDetails Loans and reserve for credit losses (Loans, Covered Loans, Loss Share Payable (Receivable)) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 63 false false R64.htm 2406405 - Disclosure - Loans and reserve for credit losses (Allowance for Credit Losses on Financing Receivables) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesAllowanceForCreditLossesOnFinancingReceivablesDetails Loans and reserve for credit losses (Allowance for Credit Losses on Financing Receivables) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 64 false false R65.htm 2406406 - Disclosure - Loans and reserve for credit losses (Reserve for Loan Losses and Recorded Investment in Loans) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesReserveForLoanLossesAndRecordedInvestmentInLoansDetails Loans and reserve for credit losses (Reserve for Loan Losses and Recorded Investment in Loans) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 65 false false R66.htm 2406407 - Disclosure - Loans and reserve for credit losses (Financing Receivable Credit Quality Indicators) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesFinancingReceivableCreditQualityIndicatorsDetails Loans and reserve for credit losses (Financing Receivable Credit Quality Indicators) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 66 false false R67.htm 2406408 - Disclosure - Loans and reserve for credit losses (Past Due Financing Receivables) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesPastDueFinancingReceivablesDetails Loans and reserve for credit losses (Past Due Financing Receivables) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 67 false false R68.htm 2406409 - Disclosure - Loans and reserve for credit losses (Impaired Financing Receivables) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesImpairedFinancingReceivablesDetails Loans and reserve for credit losses (Impaired Financing Receivables) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 68 false false R69.htm 2406410 - Disclosure - Loans and reserve for credit losses (Average Recorded Investment in Impaired Financing Receivables) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesAverageRecordedInvestmentInImpairedFinancingReceivablesDetails Loans and reserve for credit losses (Average Recorded Investment in Impaired Financing Receivables) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 69 false false R70.htm 2406411 - Disclosure - Loans and reserve for credit losses (Schedule of Financing Receivables, Non Accrual Status) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesScheduleOfFinancingReceivablesNonAccrualStatusDetails Loans and reserve for credit losses (Schedule of Financing Receivables, Non Accrual Status) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 70 false false R71.htm 2406412 - Disclosure - Loans and reserve for credit losses (Troubled Debt Restructurings on Financing Receivables) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesTroubledDebtRestructuringsOnFinancingReceivablesDetails Loans and reserve for credit losses (Troubled Debt Restructurings on Financing Receivables) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 71 false false R72.htm 2406413 - Disclosure - Loans and reserve for credit losses (Post Modification Recorded in Investment for Troubled Debt Restructurings on Financing Receivables) (Detail) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesPostModificationRecordedInInvestmentForTroubledDebtRestructuringsOnFinancingReceivablesDetail Loans and reserve for credit losses (Post Modification Recorded in Investment for Troubled Debt Restructurings on Financing Receivables) (Detail) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 72 false false R73.htm 2406414 - Disclosure - Loans and reserve for credit losses (Schedule of Payment Defaults on Troubled Debt Restructurings on Financing Receivables) (Details) Sheet http://www.botc.com/role/LoansAndReserveForCreditLossesScheduleOfPaymentDefaultsOnTroubledDebtRestructuringsOnFinancingReceivablesDetails Loans and reserve for credit losses (Schedule of Payment Defaults on Troubled Debt Restructurings on Financing Receivables) (Details) Details http://www.botc.com/role/LoansAndReserveForCreditLossesTables 73 false false R74.htm 2407402 - Disclosure - Mortgage banking activities (Schedule of Serving Assets at Fair Value) (Details) Sheet http://www.botc.com/role/MortgageBankingActivitiesScheduleOfServingAssetsAtFairValueDetails Mortgage banking activities (Schedule of Serving Assets at Fair Value) (Details) Details http://www.botc.com/role/MortgageBankingActivitiesTables 74 false false R75.htm 2407403 - Disclosure - Mortgage banking activities (Mortgage Banking Income) (Details) Sheet http://www.botc.com/role/MortgageBankingActivitiesMortgageBankingIncomeDetails Mortgage banking activities (Mortgage Banking Income) (Details) Details http://www.botc.com/role/MortgageBankingActivitiesTables 75 false false R76.htm 2407404 - Disclosure - Mortgage banking activities (Narrative) (Details) Sheet http://www.botc.com/role/MortgageBankingActivitiesNarrativeDetails Mortgage banking activities (Narrative) (Details) Details http://www.botc.com/role/MortgageBankingActivitiesTables 76 false false R77.htm 2408402 - Disclosure - Premises and equipment (Details) Sheet http://www.botc.com/role/PremisesAndEquipmentDetails Premises and equipment (Details) Details http://www.botc.com/role/PremisesAndEquipmentTables 77 false false R78.htm 2409402 - Disclosure - Other real estate owned ("OREO"), net (Other Real Estate Roll Forward) (Details) Sheet http://www.botc.com/role/OtherRealEstateOwnedOreoNetOtherRealEstateRollForwardDetails Other real estate owned ("OREO"), net (Other Real Estate Roll Forward) (Details) Details http://www.botc.com/role/OtherRealEstateOwnedOreoNetTables 78 false false R79.htm 2409403 - Disclosure - Other real estate owned ("OREO"), net (Schedule of Activity in Other Real Estate Owned Valuation Allowance) (Details) Sheet http://www.botc.com/role/OtherRealEstateOwnedOreoNetScheduleOfActivityInOtherRealEstateOwnedValuationAllowanceDetails Other real estate owned ("OREO"), net (Schedule of Activity in Other Real Estate Owned Valuation Allowance) (Details) Details http://www.botc.com/role/OtherRealEstateOwnedOreoNetTables 79 false false R80.htm 2409404 - Disclosure - Other real estate owned ("OREO"), net (Schedule of Other Real Estate Owned Expenses) (Details) Sheet http://www.botc.com/role/OtherRealEstateOwnedOreoNetScheduleOfOtherRealEstateOwnedExpensesDetails Other real estate owned ("OREO"), net (Schedule of Other Real Estate Owned Expenses) (Details) Details http://www.botc.com/role/OtherRealEstateOwnedOreoNetTables 80 false false R81.htm 2410402 - Disclosure - Goodwill and other intangible assets (Details) Sheet http://www.botc.com/role/GoodwillAndOtherIntangibleAssetsDetails Goodwill and other intangible assets (Details) Details http://www.botc.com/role/GoodwillAndOtherIntangibleAssetsTables 81 false false R82.htm 2410403 - Disclosure - Goodwill and other intangible assets Future Amortization Expenses (Details) Sheet http://www.botc.com/role/GoodwillAndOtherIntangibleAssetsFutureAmortizationExpensesDetails Goodwill and other intangible assets Future Amortization Expenses (Details) Details 82 false false R83.htm 2411402 - Disclosure - Derivatives (Schedule Of Notional Amounts Of Outstanding Derivative Positions) (Details) Sheet http://www.botc.com/role/DerivativesScheduleOfNotionalAmountsOfOutstandingDerivativePositionsDetails Derivatives (Schedule Of Notional Amounts Of Outstanding Derivative Positions) (Details) Details http://www.botc.com/role/DerivativesTables 83 false false R84.htm 2411403 - Disclosure - Derivatives (Narrative) (Details) Sheet http://www.botc.com/role/DerivativesNarrativeDetails Derivatives (Narrative) (Details) Details http://www.botc.com/role/DerivativesTables 84 false false R85.htm 2411404 - Disclosure - Derivatives (Offsetting Assets And Liabilities) (Details) Sheet http://www.botc.com/role/DerivativesOffsettingAssetsAndLiabilitiesDetails Derivatives (Offsetting Assets And Liabilities) (Details) Details http://www.botc.com/role/DerivativesTables 85 false false R86.htm 2412402 - Disclosure - Time deposits (Narrative) (Details) Sheet http://www.botc.com/role/TimeDepositsNarrativeDetails Time deposits (Narrative) (Details) Details http://www.botc.com/role/TimeDepositsTables 86 false false R87.htm 2412403 - Disclosure - Time deposits (Details) Sheet http://www.botc.com/role/TimeDepositsDetails Time deposits (Details) Details http://www.botc.com/role/TimeDepositsTables 87 false false R88.htm 2413401 - Disclosure - Other borrowings (Narrative) (Details) Sheet http://www.botc.com/role/OtherBorrowingsNarrativeDetails Other borrowings (Narrative) (Details) Details http://www.botc.com/role/OtherBorrowings 88 false false R89.htm 2414402 - Disclosure - Commitments, guarantees and contingencies (Narrative) (Details) Sheet http://www.botc.com/role/CommitmentsGuaranteesAndContingenciesNarrativeDetails Commitments, guarantees and contingencies (Narrative) (Details) Details http://www.botc.com/role/CommitmentsGuaranteesAndContingenciesTables 89 false false R90.htm 2414403 - Disclosure - Commitments, guarantees and contingencies (Summary of the Bank's Off-balance Sheet Financial Instruments) (Details) Sheet http://www.botc.com/role/CommitmentsGuaranteesAndContingenciesSummaryOfBanksOffBalanceSheetFinancialInstrumentsDetails Commitments, guarantees and contingencies (Summary of the Bank's Off-balance Sheet Financial Instruments) (Details) Details http://www.botc.com/role/CommitmentsGuaranteesAndContingenciesTables 90 false false R91.htm 2414404 - Disclosure - Commitments, guarantees and contingencies (Aggregate Minimum Rental Commitments Under Operating Leases) (Details) Sheet http://www.botc.com/role/CommitmentsGuaranteesAndContingenciesAggregateMinimumRentalCommitmentsUnderOperatingLeasesDetails Commitments, guarantees and contingencies (Aggregate Minimum Rental Commitments Under Operating Leases) (Details) Details http://www.botc.com/role/CommitmentsGuaranteesAndContingenciesTables 91 false false R92.htm 2415402 - Disclosure - Income taxes (Benefit (Provision) for Income Taxes) (Details) Sheet http://www.botc.com/role/IncomeTaxesBenefitProvisionForIncomeTaxesDetails Income taxes (Benefit (Provision) for Income Taxes) (Details) Details http://www.botc.com/role/IncomeTaxesTables 92 false false R93.htm 2415403 - Disclosure - Income taxes (Reconciliation of the Differences Due to Federal Statutory Rate) (Details) Sheet http://www.botc.com/role/IncomeTaxesReconciliationOfDifferencesDueToFederalStatutoryRateDetails Income taxes (Reconciliation of the Differences Due to Federal Statutory Rate) (Details) Details http://www.botc.com/role/IncomeTaxesTables 93 false false R94.htm 2415404 - Disclosure - Income taxes (Narrative) (Details) Sheet http://www.botc.com/role/IncomeTaxesNarrativeDetails Income taxes (Narrative) (Details) Details http://www.botc.com/role/IncomeTaxesTables 94 false false R95.htm 2415405 - Disclosure - Income taxes (Significant Components of the Net Deferred Tax Assets and Liabilities (Details) Sheet http://www.botc.com/role/IncomeTaxesSignificantComponentsOfNetDeferredTaxAssetsAndLiabilitiesDetails Income taxes (Significant Components of the Net Deferred Tax Assets and Liabilities (Details) Details http://www.botc.com/role/IncomeTaxesTables 95 false false R96.htm 2416402 - Disclosure - Basic and diluted net income per common share (Schedule of Earnings Per Share Reconciliation) (Details) Sheet http://www.botc.com/role/BasicAndDilutedNetIncomePerCommonShareScheduleOfEarningsPerShareReconciliationDetails Basic and diluted net income per common share (Schedule of Earnings Per Share Reconciliation) (Details) Details http://www.botc.com/role/BasicAndDilutedNetIncomePerCommonShareTables 96 false false R97.htm 2417402 - Disclosure - Transactions with related parties (Analysis of Activity with Respect to Loans to Officers and Directors of the Bank) (Details) Sheet http://www.botc.com/role/TransactionsWithRelatedPartiesAnalysisOfActivityWithRespectToLoansToOfficersAndDirectorsOfBankDetails Transactions with related parties (Analysis of Activity with Respect to Loans to Officers and Directors of the Bank) (Details) Details http://www.botc.com/role/TransactionsWithRelatedPartiesTables 97 false false R98.htm 2417403 - Disclosure - Transactions with related parties (Narrative) (Details) Sheet http://www.botc.com/role/TransactionsWithRelatedPartiesNarrativeDetails Transactions with related parties (Narrative) (Details) Details http://www.botc.com/role/TransactionsWithRelatedPartiesTables 98 false false R99.htm 2418401 - Disclosure - Benefit plans (Narrative) (Details) Sheet http://www.botc.com/role/BenefitPlansNarrativeDetails Benefit plans (Narrative) (Details) Details http://www.botc.com/role/BenefitPlans 99 false false R100.htm 2419403 - Disclosure - Stock-based Compensation (Schedule of Share-based Compensation, Stock Options, Activity) (Details) Sheet http://www.botc.com/role/StockBasedCompensationScheduleOfShareBasedCompensationStockOptionsActivityDetails Stock-based Compensation (Schedule of Share-based Compensation, Stock Options, Activity) (Details) Details http://www.botc.com/role/StockBasedCompensationTables 100 false false R101.htm 2419404 - Disclosure - Stock-based Compensation (Exercise Price Range) (Details) Sheet http://www.botc.com/role/StockBasedCompensationExercisePriceRangeDetails Stock-based Compensation (Exercise Price Range) (Details) Details http://www.botc.com/role/StockBasedCompensationTables 101 false false R102.htm 2419405 - Disclosure - Stock-based Compensation (Schedule of Nonvested Restricted Stock Units Activity) (Details) Sheet http://www.botc.com/role/StockBasedCompensationScheduleOfNonvestedRestrictedStockUnitsActivityDetails Stock-based Compensation (Schedule of Nonvested Restricted Stock Units Activity) (Details) Details http://www.botc.com/role/StockBasedCompensationTables 102 false false R103.htm 2419406 - Disclosure - Stock-based Compensation (Narrative) (Details) Sheet http://www.botc.com/role/StockBasedCompensationNarrativeDetails Stock-based Compensation (Narrative) (Details) Details http://www.botc.com/role/StockBasedCompensationTables 103 false false R104.htm 2420402 - Disclosure - Fair Value (Fair Value Financial Assets Measured on Recurring Basis) (Details) Sheet http://www.botc.com/role/FairValueFairValueFinancialAssetsMeasuredOnRecurringBasisDetails Fair Value (Fair Value Financial Assets Measured on Recurring Basis) (Details) Details http://www.botc.com/role/FairValueTables 104 false false R105.htm 2420403 - Disclosure - Fair Value (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) Sheet http://www.botc.com/role/FairValueFairValueAssetsAndLiabilitiesMeasuredOnNonrecurringBasisDetails Fair Value (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) Details http://www.botc.com/role/FairValueTables 105 false false R106.htm 2420404 - Disclosure - Fair Value (Fair Value Inputs, Assets, Quantitative Information) (Details) Sheet http://www.botc.com/role/FairValueFairValueInputsAssetsQuantitativeInformationDetails Fair Value (Fair Value Inputs, Assets, Quantitative Information) (Details) Details http://www.botc.com/role/FairValueTables 106 false false R107.htm 2420405 - Disclosure - Fair Value (Fair Value, by Balance Sheet Grouping) (Details) Sheet http://www.botc.com/role/FairValueFairValueByBalanceSheetGroupingDetails Fair Value (Fair Value, by Balance Sheet Grouping) (Details) Details http://www.botc.com/role/FairValueTables 107 false false R108.htm 2421402 - Disclosure - Regulatory Matters (Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations) (Details) Sheet http://www.botc.com/role/RegulatoryMattersScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsDetails Regulatory Matters (Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations) (Details) Details http://www.botc.com/role/RegulatoryMattersTables 108 false false R109.htm 2425402 - Disclosure - Parent company financial information (Condensed Financial Information for Bancorp (Parent Company Only)) (Details) Sheet http://www.botc.com/role/ParentCompanyFinancialInformationCondensedFinancialInformationForBancorpParentCompanyOnlyDetails Parent company financial information (Condensed Financial Information for Bancorp (Parent Company Only)) (Details) Details http://www.botc.com/role/ParentCompanyFinancialInformationTables 109 false false R110.htm 2425403 - Disclosure - Parent company financial information (Condensed Statements of Income) (Details) Sheet http://www.botc.com/role/ParentCompanyFinancialInformationCondensedStatementsOfIncomeDetails Parent company financial information (Condensed Statements of Income) (Details) Details http://www.botc.com/role/ParentCompanyFinancialInformationTables 110 false false R111.htm 2425404 - Disclosure - Parent company financial information (Condensed Statement of Cash Flows) (Details) Sheet http://www.botc.com/role/ParentCompanyFinancialInformationCondensedStatementOfCashFlowsDetails Parent company financial information (Condensed Statement of Cash Flows) (Details) Details http://www.botc.com/role/ParentCompanyFinancialInformationTables 111 false false R112.htm 2428402 - Disclosure - Quarterly Financial Information (Unaudited) (Details) Sheet http://www.botc.com/role/QuarterlyFinancialInformationUnauditedDetails Quarterly Financial Information (Unaudited) (Details) Details http://www.botc.com/role/QuarterlyFinancialInformationUnauditedTables 112 false false All Reports Book All Reports cacb-20161231.xml cacb-20161231.xsd cacb-20161231_cal.xml cacb-20161231_def.xml cacb-20161231_lab.xml cacb-20161231_pre.xml true true ZIP 134 0000865911-17-000008-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0000865911-17-000008-xbrl.zip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·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b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