Mortgage Banking Activities (Tables)

12 Months Ended

Dec. 31, 2013



	2013			2012
Balance at beginning of year	$	1,308		$	—
Additions	1,166			1,599
Amortization	(399		)	(134		)
Change in valuation allowance	157			(157		)
Balances at end of year	$	2,232		$	1,308

Schedule of Mortgage Banking Income

Mortgage banking income, net, consisted of the following for the periods shown (dollars in thousands):



	2013			2012			2011
Origination and processing fees	$	651		$	594		$	281
Gain on sales of mortgage loans, net	3,337			3,845			226
MSR valuation allowance	157			(157		)	—
Servicing fees	515			171			10
Amortization	(399		)	(134		)	(4		)
Mortgage banking income, net	$	4,261		$	4,319		$	513

- Definition

Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes.

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