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INCOME TAXES (Deferred Tax Assets and Liabilities) (Details) - USD ($)
$ in Thousands
Mar. 31, 2022
Dec. 31, 2021
Income Tax Disclosure [Abstract]    
General expenses $ 1,513 $ 1,548
Unearned premiums 1,476 1,436
Claims liabilities 755 751
NOL carryforward 1,138 1,459
Impairment on real estate owned 147 147
Unrealized losses on trading securities 3 0
Unrealized losses on securities available-for-sale 599 0
Deferred tax assets 5,631 5,341
Depreciation (96) (99)
Deferred policy acquisition costs (1,518) (1,540)
Pre-1984 policyholder surplus account (248) (265)
Unrealized gains on securities available-for-sale 0 (537)
Unrealized gains on equity securities (519) (497)
Deferred tax liabilities (2,381) (2,938)
Net deferred tax asset $ 3,250 $ 2,403