CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
REVENUES
Net premiums earned	$ 15,515	$ 15,062
Net investment income	868	804
Investment gains (losses)	(272)	310
Other income	122	136
Total Revenues	16,233	16,312
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	8,792	9,303
Amortization of deferred policy acquisition costs	990	971
Commissions	2,100	2,136
General and administrative expenses	2,119	2,304
Taxes, licenses and fees	770	536
Interest expense	147	138
Total Benefits, Losses and Expenses	14,918	15,388
Income Before Income Taxes	1,315	924
INCOME TAX EXPENSE (BENEFIT)
Current	63	(32)
Deferred	289	234
Total income tax expense	352	202
Net Income	$ 963	$ 722
INCOME (LOSS) PER COMMON SHARE BASIC (in dollars per share)	$ 0.38	$ 0.29
INCOME (LOSS) PER COMMON SHARE DILUTED (in dollars per share)	0.38	0.29
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.06	$ 0.06