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SEGMENTS (Schedule of Segment Reporting Information, by Segment) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Segment Reporting Information [Line Items]    
Assets $ 151,683 $ 150,540
Net premiums earned 61,423 60,810
Net investment income 3,383 3,633
Investment gains 885 1,623
Other income 519 583
Total Revenues 66,210 66,649
Policyholder benefits paid 41,272 53,930
Amortization of deferred policy acquisition costs 3,490 3,548
Commissions 8,069 7,543
General and administrative expenses 9,661 9,298
Taxes, licenses and fees 2,442 2,484
Interest expense 592 864
Total Benefits, Losses and Expenses 65,526 77,667
Income (Loss) Before Income Taxes 684 (11,018)
Total income tax expense 102 (2,399)
Net Income (Loss) 582 (8,619)
Inter- company Eliminations    
Segment Reporting Information [Line Items]    
Net premiums earned 0 0
Net investment income (540) (540)
Investment gains 0 0
Other income (1,939) (2,276)
Total Revenues (2,479) (2,816)
Policyholder benefits paid (386) (710)
Amortization of deferred policy acquisition costs 0 0
Commissions 0 0
General and administrative expenses (2,093) (2,106)
Taxes, licenses and fees 0 0
Interest expense 0 0
Total Benefits, Losses and Expenses (2,479) (2,816)
Income (Loss) Before Income Taxes 0 0
Total income tax expense 0 0
Net Income (Loss) 0 0
P&C Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 87,657 85,375
Net premiums earned 55,869 55,101
Net investment income 1,456 1,530
Investment gains 296 1,043
Other income 518 582
Total Revenues 58,139 58,256
Policyholder benefits paid 36,685 49,425
Amortization of deferred policy acquisition costs 2,748 2,724
Commissions 7,759 7,212
General and administrative expenses 8,479 8,589
Taxes, licenses and fees 2,250 2,268
Interest expense 0 0
Total Benefits, Losses and Expenses 57,921 70,218
Income (Loss) Before Income Taxes 218 (11,962)
Total income tax expense (26) (2,583)
Net Income (Loss) 244 (9,379)
Life Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 59,278 59,394
Net premiums earned 5,554 5,709
Net investment income 2,419 2,583
Investment gains 606 567
Other income 834 1,242
Total Revenues 9,413 10,101
Policyholder benefits paid 4,973 5,215
Amortization of deferred policy acquisition costs 742 824
Commissions 310 331
General and administrative expenses 1,961 1,923
Taxes, licenses and fees 192 216
Interest expense 43 41
Total Benefits, Losses and Expenses 8,221 8,550
Income (Loss) Before Income Taxes 1,192 1,551
Total income tax expense 280 306
Net Income (Loss) 912 1,245
Non-Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 4,748 5,771
Net premiums earned 0 0
Net investment income 48 60
Investment gains (17) 13
Other income 1,106 1,035
Total Revenues 1,137 1,108
Policyholder benefits paid 0 0
Amortization of deferred policy acquisition costs 0 0
Commissions 0 0
General and administrative expenses 1,314 892
Taxes, licenses and fees 0 0
Interest expense 549 823
Total Benefits, Losses and Expenses 1,863 1,715
Income (Loss) Before Income Taxes (726) (607)
Total income tax expense (152) (122)
Net Income (Loss) $ (574) $ (485)