INCOME TAXES (Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
General expenses	$ 1,548	$ 1,448
Unearned premiums	1,436	1,313
Claims liabilities	751	698
NOL carryforward	1,459	632
Impairment on real estate owned	147	147
Unrealized loss on interest rate swaps	0	130
Deferred tax assets	5,341	4,368
Unrealized losses on trading securities	0	(3)
Depreciation	(99)	(95)
Deferred policy acquisition costs	(1,540)	(1,555)
Pre-1984 policyholder surplus account	(265)	(331)
Unrealized gains on securities available-for-sale	(537)	(1,083)
Unrealized gains on equity securities	(497)	(595)
Deferred tax liabilities	(2,938)	(3,662)
Net deferred tax asset	$ 2,403	$ 706