CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
REVENUES
Net premiums earned	$ 61,423	$ 60,810
Net investment income	3,383	3,633
Investment gains	885	1,623
Other income	519	583
Total Revenues	66,210	66,649
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	41,272	53,930
Amortization of deferred policy acquisition costs	3,490	3,548
Commissions	8,069	7,543
General and administrative expenses	9,661	9,298
Taxes, licenses and fees	2,442	2,484
Interest expense	592	864
Total Benefits, Losses and Expenses	65,526	77,667
Income (Loss) Before Income Taxes	684	(11,018)
INCOME TAX EXPENSE (BENEFIT)
Current	1,383	(1,293)
Deferred	(1,281)	(1,106)
Total income tax expense	102	(2,399)
Net Income (Loss)	$ 582	$ (8,619)
INCOME (LOSS) PER COMMON SHARE BASIC (in dollars per share)	$ 0.23	$ (3.41)
INCOME (LOSS) PER COMMON SHARE DILUTED (in dollars per share)	0.23	(3.41)
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.24	$ 0.24