ACCUMULATED OTHER COMPREHENSIVE INCOME

12 Months Ended

Dec. 31, 2021

Accumulated other comprehensive income ("AOCI") includes certain items that are reported directly within a separate component of shareholders' equity. The following table presents changes in AOCI balances:


($ in thousands)	Year ended December 31,
	2021		2020
Unrealized Gains (Losses) on Cash Flow Hedges
Balance at beginning of period	$	(489)	$	(51)
Other comprehensive income (loss) for period:
Other comprehensive gain (loss) before reclassifications	489		(438)


Net current period other comprehensive income (loss)	489		(438)
Balance at end of period	$	—	$	(489)

Unrealized Gains (Losses) on Available-for-Sale Securities
Balance at beginning of period	$	4,074	$	2,494
Other comprehensive income (loss) for period:
Other comprehensive income (loss) before reclassifications	(1,965)		317


Amounts reclassified from accumulated other comprehensive loss	(88)		1,263
Net current period other comprehensive income (loss)	(2,053)		1,580
Balance at end of period	$	2,021	$	4,074

Total Accumulated Other Comprehensive Income at end of period	$	2,021	$	3,585

The following table presents the amounts reclassified out of AOCI for the year ended December 31, 2021:


($ in thousands) Details about Accumulated Other Comprehensive Income Components	Amounts Reclassified from Accumulated Other Comprehensive Income		Affected Line Item in the Statement Where Net Income is Presented








Unrealized Gains on Available-for-Sale Securities	$	111	Net investment gains
	111		Total before tax
	(23)		Tax expense
	$	88	Net of Tax

The following table presents the amounts reclassified out of AOCI for the year ended December 31, 2020:


($ in thousands) Details about Accumulated Other Comprehensive Income Components	Amounts Reclassified from Accumulated Other Comprehensive Income		Affected Line Item in the Statement Where Net Income is Presented








Unrealized Gains on Available-for-Sale Securities	$	1,599	Net investment gains
	1,599		Total before tax
	(336)		Tax expense
	$	1,263	Net of Tax