CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
REVENUES
Net premiums earned	$ 15,681	$ 15,289	$ 45,557	$ 45,416
Net investment income	852	884	2,523	2,809
Investment gains	11	1,430	752	988
Other income	127	162	394	450
Total Revenues	16,671	17,765	49,226	49,663
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	11,773	13,303	32,785	40,622
Amortization of deferred policy acquisition costs	855	836	2,656	2,749
Commissions	2,066	1,493	5,901	5,615
General and administrative expenses	1,983	2,312	6,853	6,199
Taxes, licenses and fees	632	604	1,796	1,919
Interest expense	171	200	462	660
Total Benefits, Losses and Expenses	17,480	18,748	50,453	57,764
Loss Before Income Taxes	(809)	(983)	(1,227)	(8,101)
INCOME TAX BENEFIT
Current	65	21	24	(1,312)
Deferred	(230)	(226)	(290)	(425)
Total income tax expense	(165)	(205)	(266)	(1,737)
Net Loss	$ (644)	$ (778)	$ (961)	$ (6,364)
INCOME (LOSS) PER COMMON SHARE BASIC (in dollars per share)	$ (0.25)	$ (0.30)	$ (0.38)	$ (2.51)
INCOME (LOSS) PER COMMON SHARE DILUTED (in dollars per share)			(0.38)	(2.51)
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.06	$ 0.06	$ 0.18	$ 0.18