CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2021 - $682; 2020 - $946)	$ 632	$ 873
Fixed maturities available-for-sale, at estimated fair value (cost: 2021 - $92,593; 2020 - $76,241)	95,920	81,399
Equity securities, at estimated fair value (cost: 2021 - $1,761; 2020 - $1,918)	4,837	4,750
Trading securities	183	169
Receivable for securities sold	0	3
Mortgage loans on real estate, at cost	143	145
Investment real estate, at book value	2,934	2,934
Policy loans	1,782	1,846
Company owned life insurance	5,024	4,998
Other invested assets	1,740	2,033
Total Investments	113,195	99,150
Cash and cash equivalents	9,285	19,887
Accrued investment income	762	575
Policy receivables and agents' balances, net	15,101	12,345
Reinsurance recoverable	11,931	6,874
Deferred policy acquisition costs	7,621	7,408
Property and equipment, net	1,516	1,572
Income tax recoverable	1,637	1,311
Deferred income tax asset, net	1,250	706
Other assets	961	712
Total Assets	163,259	150,540
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	18,981	10,177
Accident and health benefit and loss reserves	4,316	4,144
Life and annuity benefit and loss reserves	34,922	34,731
Unearned premiums	36,314	31,166
Policy and contract claims	1,290	1,309
Other policyholder funds	1,365	1,342
Short-term notes payable and current portion of long-term debt	500	500
Long-term debt	13,186	13,177
Other liabilities	9,367	8,628
Total Liabilities	120,241	105,174
Contingencies
Shareholders' equity
Common stock	2,535	2,533
Additional paid-in capital	5,650	5,626
Accumulated other comprehensive income	2,628	3,585
Retained earnings	32,248	33,665
Treasury stock, at cost	(43)	(43)
Total Shareholders' Equity	43,018	45,366
Total Liabilities and Shareholders' Equity	$ 163,259	$ 150,540