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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
REVENUES        
Net premiums earned $ 14,814 $ 15,172 $ 29,876 $ 30,127
Net investment income 867 961 1,671 1,925
Investment gains (losses) 431 548 741 (442)
Other income 131 143 267 288
Total Revenues 16,243 16,824 32,555 31,898
BENEFITS, LOSSES AND EXPENSES        
Policyholder benefits and settlement expenses 11,709 16,736 21,012 27,319
Amortization of deferred policy acquisition costs 830 848 1,801 1,913
Commissions 1,699 2,047 3,835 4,122
General and administrative expenses 2,566 2,493 4,870 3,887
Taxes, licenses and fees 628 594 1,164 1,315
Interest expense 153 199 291 460
Total Benefits, Losses and Expenses 17,585 22,917 32,973 39,016
Loss Before Income Taxes (1,342) (6,093) (418) (7,118)
INCOME TAX BENEFIT        
Current (9) (1,280) (41) (1,333)
Deferred (294) (87) (60) (199)
Total income tax expense (303) (1,367) (101) (1,532)
Net Loss $ (1,039) $ (4,726) $ (317) $ (5,586)
INCOME (LOSS) PER COMMON SHARE BASIC (in dollars per share) $ (0.42) $ (1.87) $ (0.13) $ (2.21)
INCOME (LOSS) PER COMMON SHARE DILUTED (in dollars per share)     (0.13) (2.21)
DIVIDENDS DECLARED PER SHARE (in dollars per share) $ 0.06 $ 0.06 $ 0.12 $ 0.12