CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2021 - $835; 2020 - $946)	$ 768	$ 873
Fixed maturities available-for-sale, at estimated fair value (cost: 2021 - $84,380; 2020 - $76,241)	87,469	81,399
Equity securities, at estimated fair value (cost: 2021 - $1,761; 2020 - $1,918)	4,596	4,750
Trading securities	176	169
Receivable for securities sold	45	3
Mortgage loans on real estate, at cost	144	145
Investment real estate, at book value	2,934	2,934
Policy loans	1,811	1,846
Company owned life insurance	4,941	4,998
Other invested assets	1,921	2,033
Total Investments	104,805	99,150
Cash and cash equivalents	17,242	19,887
Accrued investment income	680	575
Policy receivables and agents' balances, net	13,733	12,345
Reinsurance recoverable	3,017	6,874
Deferred policy acquisition costs	7,384	7,408
Property and equipment, net	1,551	1,572
Income tax recoverable	1,343	1,311
Deferred income tax asset, net	776	706
Other assets	1,044	712
Total Assets	151,575	150,540
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	9,509	10,177
Accident and health benefit and loss reserves	4,151	4,144
Life and annuity benefit and loss reserves	34,708	34,731
Unearned premiums	33,161	31,166
Policy and contract claims	1,222	1,309
Other policyholder funds	1,353	1,342
Short-term notes payable and current portion of long-term debt	500	500
Long-term debt	13,180	13,177
Other liabilities	9,001	8,628
Total Liabilities	106,785	105,174
Contingencies
Shareholders' equity
Common stock	2,533	2,533
Additional paid-in capital	5,626	5,626
Accumulated other comprehensive income	2,439	3,585
Retained earnings	34,235	33,665
Treasury stock, at cost	(43)	(43)
Total Shareholders' Equity	44,790	45,366
Total Liabilities and Shareholders' Equity	$ 151,575	$ 150,540