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SEGMENTS (Schedule of Segment Reporting Information, by Segment) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Segment Reporting Information [Line Items]    
Assets $ 150,540 $ 153,934
Net premiums earned 60,810 59,883
Net investment income 3,633 3,876
Investment gains 1,623 3,055
Other income 583 585
Total Revenues 66,649 67,399
Policyholder benefits paid 53,930 38,598
Amortization of deferred policy acquisition costs 3,548 3,459
Commissions 7,543 7,429
General and administrative expenses 9,298 9,698
Taxes, licenses and fees 2,484 2,470
Interest expense 864 1,165
Total Benefits, Losses and Expenses 77,667 62,819
Income (Loss) Before Income Taxes (11,018) 4,580
Total income tax expense (2,399) 513
Net Income (Loss) (8,619) 4,067
Inter- company Eliminations    
Segment Reporting Information [Line Items]    
Net premiums earned 0 0
Net investment income (540) (540)
Investment gains 0 0
Other income (2,276) (1,862)
Total Revenues (2,816) (2,402)
Policyholder benefits paid (710) (408)
Amortization of deferred policy acquisition costs 0 0
Commissions 0 0
General and administrative expenses (2,106) (1,994)
Taxes, licenses and fees 0 0
Interest expense 0 0
Total Benefits, Losses and Expenses (2,816) (2,402)
Income (Loss) Before Income Taxes 0 0
Total income tax expense 0 0
Net Income (Loss) 0 0
P&C Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 85,375 83,917
Net premiums earned 55,101 54,019
Net investment income 1,530 1,683
Investment gains 1,043 2,178
Other income 582 575
Total Revenues 58,256 58,455
Policyholder benefits paid 49,425 33,979
Amortization of deferred policy acquisition costs 2,724 2,723
Commissions 7,212 7,148
General and administrative expenses 8,589 8,616
Taxes, licenses and fees 2,268 2,185
Interest expense 0 0
Total Benefits, Losses and Expenses 70,218 54,651
Income (Loss) Before Income Taxes (11,962) 3,804
Total income tax expense (2,583) 359
Net Income (Loss) (9,379) 3,445
Life Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 59,394 65,605
Net premiums earned 5,709 5,864
Net investment income 2,583 2,677
Investment gains 567 861
Other income 1,242 853
Total Revenues 10,101 10,255
Policyholder benefits paid 5,215 5,027
Amortization of deferred policy acquisition costs 824 736
Commissions 331 281
General and administrative expenses 1,923 1,948
Taxes, licenses and fees 216 285
Interest expense 41 43
Total Benefits, Losses and Expenses 8,550 8,320
Income (Loss) Before Income Taxes 1,551 1,935
Total income tax expense 306 397
Net Income (Loss) 1,245 1,538
Non-Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 5,771 4,412
Net premiums earned 0 0
Net investment income 60 56
Investment gains 13 16
Other income 1,035 1,019
Total Revenues 1,108 1,091
Policyholder benefits paid 0 0
Amortization of deferred policy acquisition costs 0 0
Commissions 0 0
General and administrative expenses 892 1,128
Taxes, licenses and fees 0 0
Interest expense 823 1,122
Total Benefits, Losses and Expenses 1,715 2,250
Income (Loss) Before Income Taxes (607) (1,159)
Total income tax expense (122) (243)
Net Income (Loss) $ (485) $ (916)