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INCOME TAXES (Deferred Tax Assets and Liabilities) (Details) - USD ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Income Tax Disclosure [Abstract]    
General expenses $ 1,448 $ 1,269
Unearned premiums 1,313 1,288
Claims liabilities 698 645
NOL carryforward 632 0
Impairment on real estate owned 147 119
Unrealized loss on interest rate swaps 130 14
Deferred tax assets 4,368 3,335
Unrealized losses on trading securities (3) (1)
Depreciation (95) (93)
Deferred policy acquisition costs (1,555) (1,610)
Pre-1984 policyholder surplus account (331) (397)
Unrealized gains on securities available-for-sale (1,083) (663)
Unrealized gains on equity securities (595) (667)
Deferred tax liabilities (3,662) (3,431)
Net deferred tax asset (liability) $ 706 $ (96)