CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
REVENUES
Net premiums earned	$ 60,810	$ 59,883
Net investment income	3,633	3,876
Investment gains	1,623	3,055
Other income	583	585
Total Revenues	66,649	67,399
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	53,930	38,598
Amortization of deferred policy acquisition costs	3,548	3,459
Commissions	7,543	7,429
General and administrative expenses	9,298	9,698
Taxes, licenses and fees	2,484	2,470
Interest expense	864	1,165
Total Benefits, Losses and Expenses	77,667	62,819
Income (Loss) Before Income Taxes	(11,018)	4,580
INCOME TAX EXPENSE (BENEFIT)
Current	(1,293)	768
Deferred	(1,106)	(255)
Total income tax expense	(2,399)	513
Net Income (Loss)	$ (8,619)	$ 4,067
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ (3.41)	$ 1.61
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.24	$ 0.21