CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2020 - $946; 2019 - $1,345)	$ 873	$ 1,290
Fixed maturities available-for-sale, at estimated fair value (cost: 2020 - $76,241; 2019 - $97,102)	81,399	100,260
Equity securities, at estimated fair value (cost: 2020 - $1,918; 2019 - $2,127)	4,750	5,303
Trading securities	169	149
Receivable for securities sold	3	56
Mortgage loans on real estate, at cost	145	147
Investment real estate, at book value	2,934	2,934
Policy loans	1,846	1,895
Company owned life insurance	4,998	4,655
Other invested assets	2,033	2,280
Total Investments	99,150	118,969
Cash and cash equivalents	19,887	11,809
Accrued investment income	575	706
Policy receivables and agents' balances, net	12,345	12,028
Reinsurance recoverable	6,874	276
Deferred policy acquisition costs	7,408	7,666
Property and equipment, net	1,572	1,630
Income tax recoverable	1,311	0
Deferred income tax asset, net	706	0
Other assets	712	850
Total Assets	150,540	153,934
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	10,177	7,199
Accident and health benefit and loss reserves	4,144	4,046
Life and annuity benefit and loss reserves	34,731	34,269
Unearned premiums	31,166	30,555
Policy and contract claims	1,309	1,053
Other policyholder funds	1,342	1,350
Short-term notes payable and current portion of long-term debt	500	500
Long-term debt	13,177	13,664
Accrued income taxes	0	226
Deferred income tax liability, net	0	96
Other liabilities	8,628	7,515
Total Liabilities	105,174	100,473
Contingencies
Shareholders' equity
Common stock	2,533	2,532
Additional paid-in capital	5,626	5,602
Accumulated other comprehensive income	3,585	2,443
Retained earnings	33,665	42,891
Treasury stock, at cost	(43)	(7)
Total Shareholders' Equity	45,366	53,461
Total Liabilities and Shareholders' Equity	$ 150,540	$ 153,934