CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
REVENUES
Net premiums earned	$ 15,289	$ 15,209	$ 45,416	$ 44,917
Net investment income	884	989	2,809	2,908
Investment gains (losses)	1,430	(117)	988	2,120
Other income	162	148	450	440
Total Revenues	17,765	16,229	49,663	50,385
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	13,303	9,750	40,622	29,673
Amortization of deferred policy acquisition costs	836	805	2,749	2,624
Commissions	1,493	2,006	5,615	6,017
General and administrative expenses	2,312	2,226	6,199	6,974
Taxes, licenses and fees	604	604	1,919	1,890
Interest expense	200	293	660	879
Total Benefits, Losses and Expenses	18,748	15,684	57,764	48,057
Income (Loss) Before Income Taxes	(983)	545	(8,101)	2,328
INCOME TAX EXPENSE (BENEFIT)
Current	21	190	(1,312)	287
Deferred	(226)	(75)	(425)	(245)
Total income tax expense	(205)	115	(1,737)	42
Net Income (Loss)	$ (778)	$ 430	$ (6,364)	$ 2,286
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ (0.30)	$ 0.17	$ (2.51)	$ 0.90
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.06	$ 0.05	$ 0.18	$ 0.15