CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2020 - $1,107; 2019 - $1,345)	$ 1,019	$ 1,290
Fixed maturities available-for-sale, at estimated fair value (cost: 2020 - $82,532; 2019 - $97,102)	86,967	100,260
Equity securities, at estimated fair value (cost: 2020 - $2,127; 2019 - $2,127)	5,030	5,303
Trading securities	151	149
Receivable for securities sold	3	56
Mortgage loans on real estate, at cost	145	147
Investment real estate, at book value	2,934	2,934
Policy loans	1,857	1,895
Company owned life insurance	4,820	4,655
Other invested assets	2,053	2,280
Total Investments	104,979	118,969
Cash and cash equivalents	15,057	11,809
Accrued investment income	701	706
Policy receivables and agents' balances, net	13,605	12,028
Reinsurance recoverable	9,363	276
Deferred policy acquisition costs	7,711	7,666
Property and equipment, net	1,577	1,630
Income tax recoverable	1,317	0
Deferred income tax asset, net	214	0
Other assets	1,032	850
Total Assets	155,556	153,934
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	10,823	7,199
Accident and health benefit and loss reserves	4,075	4,046
Life and annuity benefit and loss reserves	34,667	34,269
Unearned premiums	33,765	30,555
Policy and contract claims	1,135	1,053
Other policyholder funds	1,341	1,350
Short-term notes payable and current portion of long-term debt	500	500
Long-term debt	13,674	13,664
Accrued income taxes	0	226
Deferred income tax liability	0	96
Other liabilities	8,514	7,515
Total Liabilities	108,494	100,473
Contingencies
Shareholders' equity
Common stock	2,533	2,532
Additional paid-in capital	5,626	5,602
Accumulated other comprehensive income	2,872	2,443
Retained earnings	36,072	42,891
Treasury stock, at cost	(41)	(7)
Total Shareholders' Equity	47,062	53,461
Total Liabilities and Shareholders' Equity	$ 155,556	$ 153,934