CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2020 - $1,265; 2019 - $1,345)	$ 1,165	$ 1,290
Fixed maturities available-for-sale, at estimated fair value (cost: 2020 - $94,573; 2019 - $97,102)	99,623	100,260
Equity securities, at estimated fair value (cost: 2020 - $2,127; 2019 - $2,127)	4,807	5,303
Trading securities	145	149
Receivable for securities sold	2	56
Mortgage loans on real estate, at cost	146	147
Investment real estate, at book value	2,934	2,934
Policy loans	1,887	1,895
Company owned life insurance	4,695	4,655
Other invested assets	2,146	2,280
Total Investments	117,550	118,969
Cash and cash equivalents	8,860	11,809
Accrued investment income	679	706
Policy receivables and agents' balances, net	13,663	12,028
Reinsurance recoverable	284	276
Deferred policy acquisition costs	7,721	7,666
Property and equipment, net	1,602	1,630
Income tax recoverable	1,107	0
Other assets	1,251	850
Total Assets	152,717	153,934
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	7,383	7,199
Accident and health benefit and loss reserves	3,949	4,046
Life and annuity benefit and loss reserves	34,511	34,269
Unearned premiums	33,483	30,555
Policy and contract claims	965	1,053
Other policyholder funds	1,326	1,350
Short-term notes payable and current portion of long-term debt	500	500
Long-term debt	13,671	13,664
Accrued income taxes	0	226
Deferred income tax liability	130	96
Other liabilities	8,348	7,515
Total Liabilities	104,266	100,473
Contingencies
Shareholders' equity
Common stock	2,533	2,532
Additional paid-in capital	5,626	5,602
Accumulated other comprehensive income	3,319	2,443
Retained earnings	37,001	42,891
Treasury stock, at cost	(28)	(7)
Total Shareholders' Equity	48,451	53,461
Total Liabilities and Shareholders' Equity	$ 152,717	$ 153,934