CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
REVENUES
Net premiums earned	$ 14,955	$ 14,718
Net investment income	964	962
Investment gains (losses)	(990)	2,120
Other income	145	146
Total Revenues	15,074	17,946
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	10,583	9,023
Amortization of deferred policy acquisition costs	1,065	980
Commissions	2,075	2,033
General and administrative expenses	1,394	2,332
Taxes, licenses and fees	721	687
Interest expense	261	295
Total Benefits, Losses and Expenses	16,099	15,350
Income (Loss) Before Income Taxes	(1,025)	2,596
INCOME TAX EXPENSE (BENEFIT)
Current	(53)	245
Deferred	(112)	(92)
Total income tax expense	(165)	153
Net Income (Loss)	$ (860)	$ 2,443
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ (0.34)	$ 0.97
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.06	$ 0.05