CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2020 - $1,354; 2019 - $1,345)	$ 1,249	$ 1,290
Fixed maturities available-for-sale, at estimated fair value (cost: 2020 - $101,828; 2019 - $97,102)	102,530	100,260
Equity securities, at estimated fair value (cost: 2020 - $2,127; 2019 - $2,127)	4,704	5,303
Trading securities	125	149
Receivable for securities sold	2	56
Mortgage loans on real estate, at cost	147	147
Investment real estate, at book value	2,934	2,934
Policy loans	1,912	1,895
Company owned life insurance	4,405	4,655
Other invested assets	2,240	2,280
Total Investments	120,248	118,969
Cash and cash equivalents	5,869	11,809
Accrued investment income	756	706
Policy receivables and agents' balances, net	12,431	12,028
Reinsurance recoverable	276	276
Deferred policy acquisition costs	7,525	7,666
Property and equipment, net	1,625	1,630
Deferred income tax asset, net	676	0
Other assets	1,080	850
Total Assets	150,486	153,934
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	6,465	7,199
Accident and health benefit and loss reserves	3,950	4,046
Life and annuity benefit and loss reserves	34,352	34,269
Unearned premiums	31,325	30,555
Policy and contract claims	1,132	1,053
Other policyholder funds	1,335	1,350
Short-term notes payable and current portion of long-term debt	500	500
Long-term debt	13,667	13,664
Accrued income taxes	173	226
Deferred income tax liability	0	96
Other liabilities	7,629	7,515
Total Liabilities	100,528	100,473
Contingencies
Shareholders' equity
Common stock	2,532	2,532
Additional paid-in capital	5,602	5,602
Accumulated other comprehensive income (loss)	(42)	2,443
Retained earnings	41,879	42,891
Treasury stock, at cost	(13)	(7)
Total Shareholders' Equity	49,958	53,461
Total Liabilities and Shareholders' Equity	$ 150,486	$ 153,934