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SEGMENTS (Schedule of Segment Reporting Information, by Segment) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Segment Reporting Information [Line Items]    
Assets $ 153,934 $ 144,231
Net premiums earned 59,883 60,856
Net investment income 3,876 3,941
Investment gains (losses) 3,055 (552)
Other income 585 612
Total Revenues 67,399 64,857
Policyholder benefits paid 38,598 40,409
Amortization of deferred policy acquisition costs 3,459 3,597
Commissions 7,429 7,555
General and administrative expenses 9,698 8,839
Taxes, licenses and fees 2,470 2,157
Interest expense 1,165 1,235
Total Benefits, Losses and Expenses 62,819 63,792
Income Before Income Taxes 4,580 1,065
Total income tax expense 513 286
Net Income 4,067 779
Inter- company Eliminations    
Segment Reporting Information [Line Items]    
Net premiums earned 0 0
Net investment income (540) (540)
Investment gains (losses) 0 0
Other income (1,862) (2,081)
Total Revenues (2,402) (2,621)
Policyholder benefits paid (408) (568)
Amortization of deferred policy acquisition costs 0 0
Commissions 0 0
General and administrative expenses (1,994) (2,053)
Taxes, licenses and fees 0 0
Interest expense 0 0
Total Benefits, Losses and Expenses (2,402) (2,621)
Income Before Income Taxes 0 0
Total income tax expense 0 0
Net Income 0 0
P&C Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 83,917 80,994
Net premiums earned 54,019 54,837
Net investment income 1,683 1,704
Investment gains (losses) 2,178 (474)
Other income 575 609
Total Revenues 58,455 56,676
Policyholder benefits paid 33,979 35,735
Amortization of deferred policy acquisition costs 2,723 2,759
Commissions 7,148 7,267
General and administrative expenses 8,616 8,472
Taxes, licenses and fees 2,185 1,937
Interest expense 0 0
Total Benefits, Losses and Expenses 54,651 56,170
Income Before Income Taxes 3,804 506
Total income tax expense 359 (97)
Net Income 3,445 603
Life Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 65,605 59,479
Net premiums earned 5,864 6,019
Net investment income 2,677 2,722
Investment gains (losses) 861 (78)
Other income 853 1,078
Total Revenues 10,255 9,741
Policyholder benefits paid 5,027 5,242
Amortization of deferred policy acquisition costs 736 838
Commissions 281 288
General and administrative expenses 1,948 2,111
Taxes, licenses and fees 285 220
Interest expense 43 48
Total Benefits, Losses and Expenses 8,320 8,747
Income Before Income Taxes 1,935 994
Total income tax expense 397 232
Net Income 1,538 762
Non-Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 4,412 3,758
Net premiums earned 0 0
Net investment income 56 55
Investment gains (losses) 16 0
Other income 1,019 1,006
Total Revenues 1,091 1,061
Policyholder benefits paid 0 0
Amortization of deferred policy acquisition costs 0 0
Commissions 0 0
General and administrative expenses 1,128 309
Taxes, licenses and fees 0 0
Interest expense 1,122 1,187
Total Benefits, Losses and Expenses 2,250 1,496
Income Before Income Taxes (1,159) (435)
Total income tax expense (243) 151
Net Income $ (916) $ (586)