CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash Flows from Operating Activities
Net income	$ 4,067	$ 779
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense and amortization/accretion, net	365	312
Net (gains) losses on investments	(3,055)	552
Deferred income taxes	(255)	1,331
Amortization of deferred policy acquisition costs	3,459	3,597
Changes in assets and liabilities:
Change in receivable for securities sold	(56)	0
Change in accrued investment income	68	(6)
Change in reinsurance recoverable	1,496	(1,406)
Policy acquisition costs deferred	(3,291)	(3,307)
Change in accrued income taxes	1,689	(1,070)
Change in net policy liabilities and claims	(199)	1,969
Change in other assets/liabilities, net	1,086	420
Other, net	(1)	6
Net cash provided by operating activities	5,373	3,177
Cash Flows from Investing Activities
Available-for-sale securities	(18,359)	(16,621)
Trading securities and short-term investments	(37)	0
Property and equipment	(105)	(29)
Held-to-maturity securities	173	179
Available-for-sale securities	17,972	14,172
Real estate held for investment	11	188
Proceeds from company owned life insurance	2,031	0
Other invested assets, net	(30)	(38)
Net cash provided by (used in) investing activities	1,656	(2,149)
Cash Flows from Financing Activities
Change in other policyholder funds	(165)	(191)
Change in short-term notes payable	(200)	(1,300)
Dividends paid	(531)	(505)
Net cash used in financing activities	(896)	(1,996)
Net change in cash and cash equivalents	6,133	(968)
Cash and cash equivalents, beginning of year	5,676	6,644
Cash and cash equivalents, end of period	$ 11,809	$ 5,676