CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
REVENUES
Net premiums earned	$ 15,209	$ 15,445	$ 44,917	$ 45,764
Net investment income	989	1,017	2,908	2,932
Net investment gains (losses)	(117)	456	2,120	(8)
Other income	148	148	440	457
Total Revenues	16,229	17,066	50,385	49,145
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	9,750	9,825	29,673	29,024
Amortization of deferred policy acquisition costs	805	782	2,624	2,372
Commissions	2,006	2,003	6,017	5,795
General and administrative expenses	2,226	2,404	6,974	7,075
Taxes, licenses and fees	604	567	1,890	1,565
Interest expense	293	306	879	917
Total Benefits, Losses and Expenses	15,684	15,887	48,057	46,748
Income Before Income Taxes	545	1,179	2,328	2,397
INCOME TAX EXPENSE (BENEFIT)
Current	190	235	287	(83)
Deferred	(75)	37	(245)	645
Total income tax expense	115	272	42	562
Net Income	$ 430	$ 907	$ 2,286	$ 1,835
INCOME PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ 0.17	$ 0.36	$ 0.90	$ 0.73
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.050	$ 0.050	$ 0.15	$ 0.15