CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2019 - $1,430; 2018 - $1,443)	$ 1,349,000	$ 1,449,000
Fixed maturities available-for-sale, at estimated fair value (cost: 2019 - $98,445; 2018 - $96,877)	102,036,000	95,125,000
Equity securities, at estimated fair value (cost: 2019 - $1,849; 2018 - $1,842)	4,385,000	4,306,000
Trading securities	142,000	107,000
Receivable for securities sold	41,000	0
Mortgage loans on real estate, at cost	148,000	156,000
Investment real estate, at book value	2,934,000	2,945,000
Policy loans	1,854,000	1,854,000
Company owned life insurance	4,617,000	4,600,000
Other invested assets	2,286,000	2,148,000
Total Investments	119,792,000	112,690,000
Cash and cash equivalents	9,085,000	5,676,000
Accrued investment income	776,000	774,000
Policy receivables and agents' balances, net	12,907,000	11,185,000
Reinsurance recoverable	316,000	1,772,000
Deferred policy acquisition costs	7,915,000	7,834,000
Property and equipment, net	1,612,000	1,649,000
Income tax recoverable	802,000	1,463,000
Deferred income tax asset, net	0	716,000
Other assets	907,000	472,000
Total Assets	154,112,000	144,231,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	6,957,000	8,208,000
Accident and health benefit and loss reserves	3,931,000	3,803,000
Life and annuity benefit and loss reserves	34,106,000	33,671,000
Unearned premiums	32,695,000	29,999,000
Policy and contract claims	956,000	792,000
Other policyholder funds	1,493,000	1,515,000
Short-term notes payable and current portion of long-term debt	2,200,000	2,200,000
Long-term debt	12,161,000	12,152,000
Deferred income tax liability	186,000	0
Other liabilities	7,288,000	6,025,000
Total Liabilities	101,973,000	98,365,000
Contingencies
Shareholders' equity
Common stock	2,532,000	2,527,000
Additional paid-in capital	5,602,000	5,554,000
Accumulated other comprehensive income (loss)	2,743,000	(1,570,000)
Retained earnings	41,262,000	39,355,000
Total Shareholders' Equity	52,139,000	45,866,000
Total Liabilities and Shareholders' Equity	$ 154,112,000	$ 144,231,000