CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
REVENUES
Net premiums earned	$ 14,990	$ 15,260	$ 29,708	$ 30,319
Net investment income	957	995	1,919	1,915
Net investment gains (losses)	117	(200)	2,237	(464)
Other income	146	148	292	309
Total Revenues	16,210	16,203	34,156	32,079
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	10,900	9,772	19,923	19,199
Amortization of deferred policy acquisition costs	839	787	1,819	1,590
Commissions	1,978	1,732	4,011	3,792
General and administrative expenses	2,416	2,668	4,748	4,671
Taxes, licenses and fees	599	349	1,286	998
Interest expense	291	309	586	611
Total Benefits, Losses and Expenses	17,023	15,617	32,373	30,861
Income (Loss) Before Income Taxes	(813)	586	1,783	1,218
INCOME TAX EXPENSE (BENEFIT)
Current	(148)	216	97	(318)
Deferred	(78)	(87)	(170)	608
Total income tax expense	(226)	129	(73)	290
Net Income (Loss)	$ (587)	$ 457	$ 1,856	$ 928
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ (0.23)	$ 0.18	$ 0.73	$ 0.37
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.050	$ 0.050	$ 0.10	$ 0.10