POLICY AND CLAIM RESERVES (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Insurance [Abstract]
Estimated claims and claim adjustment expenses for claims arising in prior years	$ 604,000	$ 1,097,000
Reserve for unpaid claims	381,000		$ 358,000
Policy and contract claims	$ 872,000		$ 792,000