CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
REVENUES
Net premiums earned	$ 14,718	$ 15,059
Net investment income	962	920
Net investment gains (losses)	2,120	(264)
Other income	146	161
Total Revenues	17,946	15,876
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	9,023	9,427
Amortization of deferred policy acquisition costs	980	803
Commissions	2,033	2,060
General and administrative expenses	2,332	2,003
Taxes, licenses and fees	687	649
Interest expense	295	302
Total Benefits, Losses and Expenses	15,350	15,244
Income Before Income Taxes	2,596	632
INCOME TAX EXPENSE (BENEFIT)
Current	245	(534)
Deferred	(92)	695
Total income tax expense	153	161
Net Income	$ 2,443	$ 471
INCOME PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ 0.97	$ 0.19
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.05	$ 0.05