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SEGMENTS (Schedule of Segment Reporting Information, by Segment) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Segment Reporting Information [Line Items]    
Assets $ 144,231 $ 146,438
Net premiums earned 60,856 61,163
Net investment income 3,567 3,647
Net investment gains (losses) (178) 234
Other income 612 596
Total Revenues 64,857 65,640
Policyholder benefits paid 40,409 42,869
Amortization of deferred policy acquisition costs 3,597 3,589
Commissions 7,555 7,723
General and administrative expenses 8,839 8,821
Taxes, licenses and fees 2,157 2,445
Interest expense 1,235 1,307
Total Benefits, Losses and Expenses 63,792 66,754
Income (Loss) Before Income Taxes 1,065 (1,114)
Total income tax expense 286 89
Net Income (Loss) 779 (1,203)
Inter- company Eliminations    
Segment Reporting Information [Line Items]    
Net premiums earned 0 0
Net investment income (540) (540)
Net investment gains (losses) 0 0
Other income (2,081) (2,060)
Total Revenues (2,621) (2,600)
Policyholder benefits paid (568) (567)
Amortization of deferred policy acquisition costs 0 0
Commissions 0 0
General and administrative expenses (2,053) (2,033)
Taxes, licenses and fees 0 0
Interest expense 0 0
Total Benefits, Losses and Expenses (2,621) (2,600)
Income (Loss) Before Income Taxes 0 0
Total income tax expense 0 0
Net Income (Loss) 0 0
P&C Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 80,994 80,241
Net premiums earned 54,837 55,044
Net investment income 1,330 1,571
Net investment gains (losses) (100) 163
Other income 609 592
Total Revenues 56,676 57,370
Policyholder benefits paid 35,735 38,391
Amortization of deferred policy acquisition costs 2,759 2,777
Commissions 7,267 7,380
General and administrative expenses 8,472 8,087
Taxes, licenses and fees 1,937 2,237
Interest expense 0 0
Total Benefits, Losses and Expenses 56,170 58,872
Income (Loss) Before Income Taxes 506 (1,502)
Total income tax expense (97) (142)
Net Income (Loss) 603 (1,360)
Life Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 59,479 60,709
Net premiums earned 6,019 6,119
Net investment income 2,722 2,551
Net investment gains (losses) (78) 71
Other income 1,078 1,045
Total Revenues 9,741 9,786
Policyholder benefits paid 5,242 5,045
Amortization of deferred policy acquisition costs 838 812
Commissions 288 343
General and administrative expenses 2,111 1,929
Taxes, licenses and fees 220 208
Interest expense 48 73
Total Benefits, Losses and Expenses 8,747 8,410
Income (Loss) Before Income Taxes 994 1,376
Total income tax expense 232 157
Net Income (Loss) 762 1,219
Non-Insurance Operations    
Segment Reporting Information [Line Items]    
Assets 3,758 5,488
Net premiums earned 0 0
Net investment income 55 65
Net investment gains (losses) 0 0
Other income 1,006 1,019
Total Revenues 1,061 1,084
Policyholder benefits paid 0 0
Amortization of deferred policy acquisition costs 0 0
Commissions 0 0
General and administrative expenses 309 838
Taxes, licenses and fees 0 0
Interest expense 1,187 1,234
Total Benefits, Losses and Expenses 1,496 2,072
Income (Loss) Before Income Taxes (435) (988)
Total income tax expense 151 74
Net Income (Loss) $ (586) $ (1,062)